Can We Afford to Leave California?

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  • Опубликовано: 19 авг 2024
  • Can We Afford to Leave California?
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Комментарии • 597

  • @TheRamseyShow
    @TheRamseyShow  2 года назад +6

    Nix the guesswork and scrolling. We’ll connect you with investment pros we trust: bit.ly/3hc6Pgt

    • @BEACHDUDE71
      @BEACHDUDE71 2 месяца назад

      I'm leaving in 3 years

  • @baystateantipredatorsquad9641
    @baystateantipredatorsquad9641 2 года назад +282

    Can you afford to LIVE, in California Is the better question.

    • @amde8554
      @amde8554 2 года назад +9

      You took my comment 🤣

    • @adamduarte895
      @adamduarte895 2 года назад +11

      Fax, it’s becoming a third world society

    • @maxmoser412
      @maxmoser412 2 года назад +28

      Considering they've been able to this long, and are debt free, of course they can.

    • @Traumatised311
      @Traumatised311 2 года назад +9

      Why r there so many homeless people in California

    • @JBrown-go8ru
      @JBrown-go8ru 2 года назад +30

      Easily! They have no debt, and make over $200k a year. They should be living a pretty good life here. If they are not enjoying life, they may be the problem.

  • @sprague49
    @sprague49 2 года назад +113

    In 2005 I gave up a great job in Los Angeles and moved to Alabama to be close to my elderly mom. Best decision I ever made. I have an even better job here with solid benefits & pension plan, own a home that's almost paid for and am surrounded but some really down to earth, wonderful people.

    • @3beltwesty
      @3beltwesty 2 года назад +6

      A Friend who move back to southern Alabama from Los Angeles says moved from LA to LA ie Lower Alabama. Lol

    • @JustinCase780
      @JustinCase780 2 года назад +1

      Good friend's mother lives there and the grandkids go nuts with glee every time they visit. They LOVE it! Added bonus: There are no vampires as in L.A. Haha

    • @lilykenwood5423
      @lilykenwood5423 2 года назад

      Which area if you don't mind me asking? I was thinking of moving to the Huntsville area

    • @sprague49
      @sprague49 2 года назад +1

      @@lilykenwood5423 Montgomery here but Huntsville is awesome.

    • @JustinCase780
      @JustinCase780 2 года назад +1

      @@lilykenwood5423 A friend that had visited and researched Huntsville has made that her goal. A gem.

  • @joannevans2829
    @joannevans2829 2 года назад +56

    I taught for 17 years in California, then retired to Texas. My pension from CalPERS is very generous and now I get the benefit of the lower cost of living here in Denton. The best part is, we were able to pay cash for our Texas house. I’d say that they should wait a bit to let their pension benefits grow before making the move.

    • @american236
      @american236 2 года назад +1

      No that’s not the best part. You just drive up prices because you paid cash. Lord have mercy you’re not a democrat either.

    • @ballathug8404
      @ballathug8404 2 года назад +3

      @@american236 welcome to the real world

    • @wholesome122
      @wholesome122 2 года назад +1

      Classic gentrification

    • @Nursemidratz
      @Nursemidratz 2 года назад +2

      Oh man I miss Denton. Went to TWU for nursing now live out in LA unfortunately. I call my next move Escape From LA

    • @SoThatsGoot
      @SoThatsGoot 2 года назад

      Denton is a great town! Congrats!

  • @johnSmith-uz8nl
    @johnSmith-uz8nl 2 года назад +40

    The grass is ALWAYS greener on the other side.... until you are there. I could not leave my family (mom, sister, brother).

    • @joea9222
      @joea9222 2 года назад +6

      Grass IS greener outside of these poorly managed states like California, that would explain why there is a mass exodus

    • @thedopplereffect00
      @thedopplereffect00 2 года назад +2

      The grass is literally greener, thanks to California's mismanagement of water resources

    • @johnSmith-uz8nl
      @johnSmith-uz8nl 2 года назад +1

      @@thedopplereffect00 u r joking right....

    • @vchafab
      @vchafab 2 года назад +1

      @@thedopplereffect00 And we can’t even mow our brown grass soon since Newson is now getting rid of those along with generators, even though they are constantly shutting the power off.

    • @teeduck
      @teeduck 2 года назад

      I left all mine at age 24. Moved to another State, never to move back. Visit once every 10 years. Cut the cord

  • @mariafriend644
    @mariafriend644 2 года назад +72

    I would move with the parents…. The Elderly need to be checked on constantly.

    • @MaggieClarkSLC
      @MaggieClarkSLC 2 года назад +2

      I agree!

    • @Robert74450
      @Robert74450 2 года назад

      Veins mom and dad along

    • @maxflight777
      @maxflight777 2 года назад +1

      I’m glad I’m not your elderly father ! 😂

    • @luisannafrias4404
      @luisannafrias4404 2 года назад +1

      Yep, that's the only reason I am still living in philadelphia, to stay close to my grandparents

    • @teeduck
      @teeduck 2 года назад +1

      Who wants to follow parents.

  • @CG-sx3no
    @CG-sx3no 2 года назад +64

    I'd stay 10 years...retire and then move....you'd be in great shape.

    • @user-fo2hh6bs4l
      @user-fo2hh6bs4l 2 года назад

      + 𝟷𝟿𝟷𝟼𝟼𝟽𝟾𝟶𝟶𝟸𝟾_Thanks for watching. Got something big to share, leave a Msg if you can.

    • @angelaonthego
      @angelaonthego 2 года назад +4

      Don’t you get it? They will lose their jobs if they don’t consent to join the medical experiment.

    • @williamerazo3921
      @williamerazo3921 2 года назад

      Me too

  • @cdakskid
    @cdakskid 2 года назад +82

    I would take retirement benefits into consideration. The benefits offered by California schools are pretty great compared to those provided in much of the rest of the country. Depending on how it would work with their current retirement plan might be a big factor. If they would be eligible to retire from California and keep the higher pension and better benefits in a relatively short time, they might consider that.

    • @tpolerex7282
      @tpolerex7282 2 года назад +5

      Yeah CalPERS is a good system.

    • @KazzArie
      @KazzArie 2 года назад +2

      @@tpolerex7282 if they're teachers theyre more likely credentialed/certificated in strs. good system since they got in before pepra, but it's still bankrupting the state.

    • @lynnebucher6537
      @lynnebucher6537 2 года назад +6

      Yes a generous pension like that is nothing to sneeze at. They already have about 20 years each, why throw that away?

    • @Budgie_uk
      @Budgie_uk 2 года назад +6

      Agree, this couple will be leaving at least two million dollars on the table if they leave California. Many southern states pay their teachers terrible wages

    • @KazzArie
      @KazzArie 2 года назад +4

      @@Budgie_uk with a 2%@55 formula and the shape they appear to be in they’d have to change some health habits to gain that much after retirement before expiration if you catch my drift. Nobody lives as long as they plan to.

  • @sadieesther9721
    @sadieesther9721 2 года назад +71

    Do they have a mortgage? I took the leap and left WA for KY with my husband because we can buy a whole farm for what a 60 year old house in town costs in WA!

    • @richiehunt5097
      @richiehunt5097 2 года назад +10

      They said they paid off their mortgage and their house is worth ~$450K.

    • @akwolf1434
      @akwolf1434 2 года назад +6

      Exactly what my wife are doing in 2-years. Bought 40 acres in south central Missouri and when we sell our paid off home, we will be able to finish paying of the land and build our home, shop, and barn.

    • @chookchack
      @chookchack 2 года назад +5

      Lol you didnt watch the video, they are debt free for 10 yrs.

    • @chriscrawl3732
      @chriscrawl3732 2 года назад +3

      @donald johnson Welcome to America, you're not the arbiter of who can live where....get over it Don.

    • @maxxedout2020
      @maxxedout2020 2 года назад +2

      Grass is always greener (bluer?) on the other side. 51 years in the s-hole Commonwealth for me and I would love to go to WA to get away from these goobers

  • @AH-up8zh
    @AH-up8zh 2 года назад +49

    4:13 yep Dave lives in a bubble!... A gallon of gas is almost double in CA 😂

    • @trylikeafool
      @trylikeafool 2 года назад +1

      It's not double. I think it's around $4.50/gallon in the L.A. area right now, which is just over $1-1.50 more than what I'm seeing in my part of TN. I think overall he was saying it doesn't make that much of a difference in the big picture, but it definitely hurts when you pay $50 to fill up your 12 gallon tank on a compact car in CA. I've done it a few times.

    • @crzyruskie86
      @crzyruskie86 2 года назад +2

      @@trylikeafool I live in the desert of So Cal and I saw a station near me that was at 4.99 for premium and regular was 4.55 I think.

    • @handyman2183
      @handyman2183 2 года назад +1

      I was thinking the same thing. Not double but every bit of $1.50 more per gallon.

    • @sunseedsthoughts592
      @sunseedsthoughts592 2 года назад

      Regular gas in my part of the Bay is $4.89

    • @handyman2183
      @handyman2183 2 года назад

      @@sunseedsthoughts592 $3.13 near me.

  • @djpuplex
    @djpuplex 2 года назад +71

    He's on a vacation high. Look at that shirt he's wearing urban cowboy.

    • @alanparedes2034
      @alanparedes2034 2 года назад +25

      They're idiots! They have it all and don't like a few aspects of the state and throwing a childish fit.

    • @JustinCase780
      @JustinCase780 2 года назад +15

      @@alanparedes2034 I thought the same...give me a break making that much coin as teachers in a beautiful place. They need to turn off their t.v. and radio...they are killing it and stupidly thinking the grass is greener somewhere else.

    • @robertmartinmayer4827
      @robertmartinmayer4827 2 года назад +8

      @@JustinCase780 Because it is.

    • @JustinCase780
      @JustinCase780 2 года назад +14

      @@robertmartinmayer4827 not with that pay and benefit cut..stick it out and move later with more bank

    • @genxx2724
      @genxx2724 2 года назад +5

      @@JustinCase780 I agree. They also have duties to their parents.

  • @Aristaifly
    @Aristaifly 2 года назад +23

    I think it is a no brainer to stay where they are:
    - fully paid house
    - 230k combined income
    - family in the state
    - they love the state
    Moving to another state:
    - moving expenses
    - new house purchases (not sure how much cheaper they are)
    - 100k/yr less income, new school, new coworkers
    - cheaper living
    - less seniority at work and what about retirement benefits? anything transferable?
    - elderly family 3hrs flight away
    May be I didn't understand the reason they even consider to move, but the pros to stay overweigh the cons

    • @thugblaster303
      @thugblaster303 2 года назад +5

      All I heard about why to leave was the “Governor is crazy”.
      They did well, stay in the state you love I say.

    • @Aristaifly
      @Aristaifly 2 года назад

      @@thugblaster303 what does it mean though? Taxes are too high? Healthcare is too expensive? I'm not from the US so cannot really judge.

    • @mleelove
      @mleelove 2 года назад +5

      @@Aristaifly I think it has to do with the vaccine mandates in California.

    • @happydays2741
      @happydays2741 2 года назад +2

      You forgot to mention weather. 75 degrees no humidity 300 days a year or 100 plus degrees with 95% humidity all summer then freezing winters. Houses around Nashville are still crazy expensive and traffic sucks all the time.

    • @angelaonthego
      @angelaonthego 2 года назад +1

      MANDATES PEOPLE. That is their issue.

  • @MultiTlp
    @MultiTlp 2 года назад +20

    $230K a year for two teachers. All I hear is "poor teachers in Calif". Doesn't sound too shabby of a salary? $115k average each plus benefits??

    • @thelogicaldanger
      @thelogicaldanger 2 года назад +7

      Especially considering they get summers off, every major and minor holiday, and ample sick time. All stuff people in lesser paying jobs don't get. Teachers are not underpaid by any measuring stick, there are far more careers that are far more underpaid (like social workers and daycare workers.)

    • @Marthastewart209.
      @Marthastewart209. 2 года назад +4

      Teachers pay are based on tenure and not skill. When a teacher is fresh out of college they are making like $34K a year when rent can be $24K a year. If you stick it out (regardless of being a good or bad teacher) then it 10 or 20 years you will make a ton of money. For the same work, same level of skill etc.
      One of the reasons why our K-12 education is a joke.

    • @nathalielady2592
      @nathalielady2592 2 года назад +3

      230K a year, with a paid off house.

    • @jbone79
      @jbone79 2 года назад +4

      $100k per year in CA is basic needs, nothing more.

    • @furbyinthemicrowave5344
      @furbyinthemicrowave5344 2 года назад +3

      @@nathalielady2592 $230k with a paid off house then they can holiday in Nashville multiple times a year no problems.

  • @nomadbiker4040
    @nomadbiker4040 2 года назад +21

    I have had a similar situation to this couple. I grew up in the CA desert in San Bernardino county in the 80s and 90s. Moved out of California to other states including Alabama and Georgia from the late 90s to 2013, came back to California to be closer to family. I make more than I did when I lived in the South. But I can't wait to leave here again and go back, maybe this time TN as well. Dave and Ken were on point.

    • @maxflight777
      @maxflight777 2 года назад +1

      What a fabulous place to grow up !

    • @bamajaybird74
      @bamajaybird74 2 года назад

      We are full! Stay

    • @nomadbiker4040
      @nomadbiker4040 2 года назад

      @@bamajaybird74how is rural TN is full? Looking for farmland, not interested in the city.

  • @patriciawarner9680
    @patriciawarner9680 2 года назад +32

    They need to consider other states before making a final decision on Nashville. Everybody loves the place they vacation in, but they need to really spend some time checking it out before making that big of a decision. And for the sake of their parents, surely there are states closer to California that are what they are looking for.

    • @youngandbearded8474
      @youngandbearded8474 2 года назад +1

      A lot of people are moving from California to Nevada. It’s much cheaper and a 4-5 hour drive from Vegas if you’re in SoCal. Plus no state income tax. Just very hot

  • @SharonOnTheNet
    @SharonOnTheNet 2 года назад +14

    My two cents:
    Stay because of your parents. Living close to grandparents is so good for your children.
    It is a questions of value priority.

    • @OTOWN2STOCKTOWN
      @OTOWN2STOCKTOWN 2 года назад +3

      They make good income bring parents with!!

  • @staceyalbert2658
    @staceyalbert2658 2 года назад +53

    I think it's a crazy move financially. They have already paid off their house in CA, and with $230k a year in income and no house payment, they can save a ton of money in CA and live a really nice life. If they are really miserable, then they should do it, but they will be taking a huge pay cut and moving away from their parents. The weather is also generally considered nicer in CA than it is in TN. And, they both like their teaching jobs in CA, and who knows if they will feel the same in TN? It's a risk.

    • @Bluedog777
      @Bluedog777 2 года назад +8

      I applaud anyone getting out of the democrat state of California and living a better quality of life!

    • @victoriagarcia5533
      @victoriagarcia5533 2 года назад +3

      Yeah and I’m afraid the teachers don’t get treated as nice in the south. I’m in Texas and feel bad for the teachers here. It can’t be all political. Wherever you are, there’s morons.

    • @joejohn.
      @joejohn. Год назад +1

      Yeah, if I finally got myself onto the CA property ladder with a paid off home, I would be reluctant to sell. Though San Bernardino is considerably cheaper than other socal areas.

    • @lyndalamb3221
      @lyndalamb3221 Год назад +2

      As a teacher, they should wait until they retire. Their CA retirement will pay for a great lifestyle in TN

    • @miketheyunggod2534
      @miketheyunggod2534 6 месяцев назад +1

      I regret leaving Commyfornia said no one ever.

  • @kara2162
    @kara2162 2 года назад +68

    Don't forget to factor in travel costs for aging parents. It's SO not "just" a plane ticket. It's also the cost of taking time out from work. I live an ocean away from mine. It's not worth it.

  • @AdversaryOne
    @AdversaryOne 2 года назад +48

    If they are struggling in CA with $200k a year and a paid off house, I should be living under a freeway overpass right now.

    • @Iburn247
      @Iburn247 2 года назад +4

      It probably gets easier the less you make. As far as meeting basic needs anyways. I remember trying to get assistance years back with just food money. I went thru hoops and applied and did stacks of paperwork ect and they denied me because I made too much. I told them well I make enough for bills yes but that leaves next to nothing for food. They told me to sell a car (my wife had one and I had one). I was like.... Okkkkk thanks for the help.

    • @maryfields877
      @maryfields877 2 года назад +4

      They live high on the hog.

    • @maxvl2832
      @maxvl2832 2 года назад +2

      😅🤣😂

    • @ciaranmcelvaney4517
      @ciaranmcelvaney4517 2 года назад +9

      I think they mean suffering the politics and the homelessness and everything else.

    • @trylikeafool
      @trylikeafool 2 года назад +3

      I don't think they're struggling financially. It's more of everything else going on.

  • @annparker5060
    @annparker5060 2 года назад +4

    Do it! My husband and I are both teachers and moved from CA to TN this past summer!

  • @nathalievargas7620
    @nathalievargas7620 2 года назад +42

    If I lived in San Bernardino I would leave CA too…

    • @user-fo2hh6bs4l
      @user-fo2hh6bs4l 2 года назад

      + 𝟷𝟿𝟷𝟼𝟼𝟽𝟾𝟶𝟶𝟸𝟾_Thanks for watching. Got something big to share, leave a Msg if you can..

    • @GigglesThatJiggles
      @GigglesThatJiggles 2 года назад

      What’s wrong with living in San Bernardino, CA?

    • @etherieeetheriee1636
      @etherieeetheriee1636 2 года назад +6

      @@GigglesThatJiggles it's a terrible city to live in that's what's wrong with it.

    • @mossyoakmom8880
      @mossyoakmom8880 2 года назад +3

      @@etherieeetheriee1636 Years ago San Bernardino used to be a pretty decent place. It has progressively gotten worse through the years. Homeless, gangs, poverty to name a few. It’s a dirty city.

    • @frankperdomof509
      @frankperdomof509 2 года назад +1

      I live in Rancho Cucamonga and it's in San Bernardino county...It's a lovely city!!!

  • @JustAName-it5qp
    @JustAName-it5qp 2 года назад +26

    I want to leave California too and I live in Texas.

    • @chartuck
      @chartuck 2 года назад +3

      Same here in Tennessee.

  • @KarenWeems
    @KarenWeems 2 года назад +12

    The way America is changing and people are relocating all over the place, I'd say you could move and find yourself exactly where you are today. I agree with another commenter that said stick around another 10 years and after you retire, then move.

  • @sconnell1791
    @sconnell1791 2 года назад +11

    They ought to make a special playlist about folks wanting to leave California.

  • @JBrown-go8ru
    @JBrown-go8ru 2 года назад +30

    I'd stick it out in California for 10 more years. If they really have no debt, in 10 years, they can come back to this question, while being in an incredible financial position.

    • @CE-vd2px
      @CE-vd2px 2 года назад +5

      Its the vaccine mandates

  • @BellaCinco
    @BellaCinco 2 года назад +3

    I live in Cali and would love to move out but our parents are here. Yes the state taxes are such a pain but that’s the price I’m paying to be here with my family. At the end of the day taking care of my parents and having my kids spend weekend with their grandparents, spending weekends with all our family is worth every penny. If I wasnt from here I would move out in a heartbeat.

  • @Budgie_uk
    @Budgie_uk 2 года назад +29

    They would make far more staying in California. Plus great weather, beaches, Yosemite, Sequoia, big sur, death valley etc. I know where I would stay :)

    • @nomadbiker4040
      @nomadbiker4040 2 года назад +7

      I make more in California then when I lived in Georgia. That money doesn't go far enough in California. You have to factor in cost of living.

    • @abegranderson4253
      @abegranderson4253 2 года назад +7

      @@nomadbiker4040 True, except they've already paid their house. And that's the big thing.

    • @michaelhan4400
      @michaelhan4400 2 года назад +5

      @@nomadbiker4040 Cost of living in San Bernardino isnt that high

    • @nomadbiker4040
      @nomadbiker4040 2 года назад

      @@michaelhan4400 compared to LA and OC but it has gone way up especially since people from the other counties are moving in to the I.E.

    • @vchafab
      @vchafab 2 года назад +1

      @@abegranderson4253 Yes but the property taxes even after you pay off the house is extremely high. We have almost paid ours off but we will still have to pay $687 for property taxes and insurance a month. My grandma in Indiana pays $50 a year. What a difference.

  • @ericgsell4995
    @ericgsell4995 2 года назад +32

    They should stay in CA for 6-8 years, then retire early in a LCOL in TN. 100k/yr is too much to give up

    • @anthonya459
      @anthonya459 2 года назад +9

      The mandates are coming. That’s the issue.

    • @grod805
      @grod805 2 года назад +2

      @@anthonya459 which mandates? They are probably already vaccinated

    • @angelaonthego
      @angelaonthego 2 года назад +7

      They’re wanting to leave bc of the mandates. That was clear in the beginning.

    • @grod805
      @grod805 2 года назад +4

      @@angelaonthego they must be stupid

  • @SoThatsGoot
    @SoThatsGoot 2 года назад +7

    Congrats on being debt free!
    If you guys can afford to live in California, I'd stay for now, especially to be close to family.
    Besides, it's still a beautiful state, despite the politics.

  • @mikebayless4268
    @mikebayless4268 2 года назад +19

    Teachers in Cali are paid well... most parts of the south pay garage

    • @UnderDog1911
      @UnderDog1911 2 года назад +2

      Yeah, most of the mechanics I know do make more than most teachers.

    • @annawitte8041
      @annawitte8041 2 года назад

      Yes

  • @user-pw5vf1uk9p
    @user-pw5vf1uk9p Месяц назад +1

    I left California , moved my business and settled in Ohio and doing much better then I ever thought . Ohio is the next Hollywood people .

  • @angelaonthego
    @angelaonthego 2 года назад +14

    A gallon of gas in CA is over $5/gal. I think it’s $3.15 in TN?

    • @maxflight777
      @maxflight777 2 года назад

      Wow !!

    • @Heng1220
      @Heng1220 2 года назад

      actually most places are still 4ish

    • @jaytee2642
      @jaytee2642 2 года назад

      It varies widely in the L.A. area..
      4.25 to 5.00.
      Mostly mid 4ish.

    • @vchafab
      @vchafab 2 года назад

      In the Bay Area (right next to the refinery mind you) it is $4.95 at costco, $5.35 is the cheapest everywhere else.

    • @angelaonthego
      @angelaonthego 2 года назад

      Was in San Mateo this weekend. $5.76/gallon!!

  • @michaelj.dougherty3382
    @michaelj.dougherty3382 2 года назад +3

    We moved out of California in 2020 and it was hands down the best decision we've ever made. The middle class is leaving California in droves.

  • @Bakers_field
    @Bakers_field 2 года назад +4

    We moved are from California we visit and live coming back to Nashville . It’s chill here plus what you get here for 450-500k is a lot more house . And amenities. Much love

  • @kohort1
    @kohort1 2 года назад +3

    I know parents are a flight away but it does matter to be close when they are older. Not everyone moves closer, but when you are already close, it's a hard choice to move a lot farther. When accidents happen you can more easily adjust for their benefit.

  • @Mcyoloswaggy69
    @Mcyoloswaggy69 2 года назад +64

    *A better question may be is how can you afford not to leave California?*

    • @grod805
      @grod805 2 года назад +15

      Teachers make more in California than Tennessee. San Bernardino is cheap in California

    • @TheJleliot
      @TheJleliot 2 года назад +18

      @@grod805 I agree with San Bernardino being cheaper than most anywhere else in California. But that's also due to the high crime in that area

    • @JustinCase780
      @JustinCase780 2 года назад +5

      Listen to the numbers for this couple. It's a challenging decision.

    • @beowulf555
      @beowulf555 2 года назад +7

      What? They have a paid off house and make $100k more in comparison. They doing good. No matter what house you buy in Tennessee, it ain’t going to grow as fast as California in terms of value.

    • @genxx2724
      @genxx2724 2 года назад +9

      @@TheJleliot It’s not a desirable part of California.

  • @deboramarcotte4203
    @deboramarcotte4203 2 года назад +5

    I read your book."more than enough" several times. It THE BEST book you ever wrote and should be rereleased !!!

  • @georgeahacker
    @georgeahacker 2 года назад +39

    Could this couple do distance learning? The wife's robotics background is an attractive STEM topic.

  • @budgetwithshelly
    @budgetwithshelly 2 года назад +57

    Short and sweet answer : GET OUT OF CALIFORNIA 👍🏾🙂

    • @DoctorSmartyPants
      @DoctorSmartyPants 2 года назад +1

      But not EVERYONE can leave Calif. Someone has to stay behind, right?

    • @budgetwithshelly
      @budgetwithshelly 2 года назад

      @@DoctorSmartyPants Yes me 🤣😂🤣🤣

  • @Brian-rs4ug
    @Brian-rs4ug 2 года назад +3

    I moved out of California three Months ago. So many people are currently moving out of California. Uhauls cost a fortune. I actually ended up hiring a moving company that cost close to the costs of a uhaul. (Plus gas plus hotels plus food)

    • @jblanla
      @jblanla 8 месяцев назад +1

      Name of company?

    • @Brian-rs4ug
      @Brian-rs4ug 8 месяцев назад

      @@jblanla Presto Moving. Highly recommend them. Also had great online reviews.

  • @FatboyyTransport
    @FatboyyTransport 2 года назад +5

    Here's a suggestion, stay in California than you don't have to worry about the pay cut

  • @rolandoflores2806
    @rolandoflores2806 2 года назад +32

    California is beautiful. I’d live in CA if I could afford it

    • @briannalehmann7848
      @briannalehmann7848 2 года назад +4

      California is pretty beautiful in alot of places but they live in San Bernardino which I'm close to...it gets very very hot 100 + in the Summer and has a few run down parts/drug problems. It's not like the movies/tv in this part of the state.

    • @jareddoran6605
      @jareddoran6605 Год назад

      Northern California is way more beautiful than Southern California could ever wish to be, and it's way cheaper. I think the cheapest SoCal beach town is Oxnard, but idk at the top of my head. I'm more of a mountains guy than a beach guy myself, and California definitely gets cheaper the more east you go. I'd say do your research, you can most definitely find a desirable place that wouldn't require you to bleed yourself dry to live there

  • @freedomoforest6479
    @freedomoforest6479 2 года назад +6

    People saying "stick it out in CA" don't realize how bad it is in CA

    • @maxflight777
      @maxflight777 2 года назад +1

      Drugs? Crime, Street poverty? Taxes?

  • @thomasfranco5997
    @thomasfranco5997 2 месяца назад

    I love California and I have a house I bought back in 1983. It is 4 bedroom and 3bath 2 story home. I bought it brand new for $179,000. The house across the street has the same floor plan and just sold for $1.3 million. The only difference is it has a pool. We have a community pool that my family uses. I would never sell it. I have rental properties one house and a condo. I would sell those properties first before I sell my house. The neighbors across the street regret selling their house and bought a condo. I just want to say the grass is not always greener on the other side. Some people just think about the money. JUST SAYIN!!!

  • @johnzimmerman340
    @johnzimmerman340 2 года назад +1

    The problem with leaving in California for this couple is that they are likely in the CalPers retirement system. This means they may get 80% of their base salaries in pensions after 30 years of service. I would ask them what their retirement goals are.

  • @NaNa-lt1po
    @NaNa-lt1po 2 года назад +82

    Dave is struggling to say, CA wins this one.. lol

    • @williamerazo3921
      @williamerazo3921 2 года назад +6

      Yup

    • @JustinCase780
      @JustinCase780 2 года назад +14

      Big time. Take on this call as an in state move and he would have told them that they were out of their minds to take that pay cut.

    • @MyLifeThai371
      @MyLifeThai371 2 года назад +6

      Dave should have told them to stay put.

    • @williamerazo3921
      @williamerazo3921 2 года назад +2

      @@fanofbama14 you have freedom in Cali

    • @fanofbama14
      @fanofbama14 2 года назад +1

      @@williamerazo3921 Sounds like we don’t value the same freedom. You have to wait 90 days to receive a conceal carry permit after completing the class, if they decide to grant it to you. You are limited on the handguns you can buy for conceal carry. If you open carry you are harassed my CSP. I cannot have modified cars or I will be state reffed. Car has to meet such ridiculous smog inspections, that target the impoverished class (wealthy people drive newer cars that pass smog). There is a long list of these California regulations that takes away the freedom I value. I live in Tennessee. I get free college, have the right to carry almost any type of handgun I want with my permit. And I can drive any type of car I want. All while the cost of living is much less than California. My state representatives also don’t force me to abide by unconstitutional health related policies. BIG difference in freedom here.

  • @davidwelty9763
    @davidwelty9763 2 года назад +7

    We moved from California to Florida in 2016. Best decision we ever made.

  • @rethinkcps2116
    @rethinkcps2116 2 года назад +4

    Parents can move. Assisted living/nursing care *much* cheaper in TN than CA.
    So are small condos & apartments they'd like, while they are still active & healthy.
    Plus - Vanderbilt medical complex for hard issues. Best in class.
    Just a thought -

    • @debbiericker8223
      @debbiericker8223 2 года назад +1

      I agree. Unless there are substantial reasons why the parents could not also move, it might be easier to take them with you than try to take care of them from a distance. Otherwise, you may be expected to fly back to CA for every holiday and vacation week and every time there is a health scare. That gets old -- and expensive.

  • @haasan9360
    @haasan9360 Год назад

    “People only change when pain of same exceeds pain of change”

  • @neilmettheworld
    @neilmettheworld 2 года назад +7

    I think they also need to factor in retirement system and if they are part of a pension plan. Yes, they may follow the baby steps, but when pensions are involved it gets tricky what is the 15%.

    • @user-fo2hh6bs4l
      @user-fo2hh6bs4l 2 года назад

      + 𝟷𝟿𝟷𝟼𝟼𝟽𝟾𝟶𝟶𝟸𝟾_Thanks for watching. Got something big to share, leave a Msg if you can..

    • @Ronny423
      @Ronny423 2 года назад

      That assumes there will be a pension by the time they retire or even modified while in retirement. California is at an unsustainable level of spending. Quality of life is also a big consideration.

  • @dixie2675
    @dixie2675 2 года назад +30

    Best decision I ever made was to get out of that state.

    • @FrankButtersworth
      @FrankButtersworth 2 года назад +8

      Same here buddy. I love my new neighbors, far away from the fallen state.

    • @dixie2675
      @dixie2675 2 года назад +2

      @T Free jokes on you hahahahahahahaha hahahahaha peace

    • @MrTmenzo
      @MrTmenzo 2 года назад +2

      Less car on the freeway for sure

    • @dixie2675
      @dixie2675 2 года назад +1

      @T Free NAh, got rich in Cali. Made my millions off smucks like you and left. Nice try have a wonderful day I'm out.😘

    • @trentc1098
      @trentc1098 2 года назад +3

      @@dixie2675 ur character is poor

  • @Sheryl777
    @Sheryl777 2 года назад +23

    I hope they don't have to go back home to Cali if one of their elderly parents in the future needs their help due to illness or whatever...something that might not be a "quick fix" fly back for a couple of days thing. That's a real possibility. Maybe the parents have other children who can help them though...none of that was really discussed, but I think it's an important point.

    • @kauigirl808
      @kauigirl808 2 года назад +4

      I had to do this for my dad until he passed. Many don't think about this.

  • @didine256
    @didine256 2 года назад +21

    "We would loose about 100k" The wife "per year" 😂 If it was per month you won't even be on this kind of show lol

    • @JBrown-go8ru
      @JBrown-go8ru 2 года назад +8

      I believe she was trying to say, it's not a total of $100K.

  • @TitusBogba
    @TitusBogba 2 года назад +10

    That’s a great question!! Is real out there.

  • @COINsimp2024
    @COINsimp2024 2 года назад +16

    Here's an idea, they don't need to be teachers. They can start their own online education company. So many are homeschooling now, so this will be a new growing sector.

    • @sophia4christ
      @sophia4christ 2 года назад

      That's so true! 👍🏽

    • @00177454419
      @00177454419 2 года назад +1

      And walk away from almost a quarter of a million in salary with security and benefits ? I don't think so.

    • @crzyruskie86
      @crzyruskie86 2 года назад +1

      100% agree. After what the Teachers unions and teachers are pushing on children this is going to be a great niche to get into.

  • @truthseeker6370
    @truthseeker6370 2 года назад +7

    Would they lose their Teacher's pension by leaving state or are they vested?

  • @dontstopforcops
    @dontstopforcops 2 года назад +4

    A gallon of gas is quite literally a full dollar more a gallon lol. That's a significant difference...

    • @dontstopforcops
      @dontstopforcops 2 года назад

      @Rich Casino assuming you meant inly socal... Y'all need to run A/C all year. Stupid comparison. Everything is more expensive, even electric bill without heat

  • @ImDahDude
    @ImDahDude 2 года назад +6

    I know Dave was looking for that mute button ….

    • @user-fo2hh6bs4l
      @user-fo2hh6bs4l 2 года назад

      + 𝟷𝟿𝟷𝟼𝟼𝟽𝟾𝟶𝟶𝟸𝟾_Thanks for watching. Got something big to share, leave a Msg if you can..

  • @MaggieClarkSLC
    @MaggieClarkSLC 2 года назад +16

    I love Ken. He and Dave make a good team.

    • @user-fo2hh6bs4l
      @user-fo2hh6bs4l 2 года назад

      + 𝟷𝟿𝟷𝟼𝟼𝟽𝟾𝟶𝟶𝟸𝟾_Thanks for watching. Got something big to share, leave a Msg if you can..

  • @amandakmarsh
    @amandakmarsh 2 года назад +1

    According to AAA State Gas Prices page. California is averaging 4.481 a gallon. Tennessee is averaging 3.087 a gallon. So the is more than a gallon difference in gasoline.

    • @Budgie_uk
      @Budgie_uk 2 года назад

      That's why electric cars are getting popular. Lots of renewable energy available in Ca, you folks in the south should try it!

  • @JR-wu8gf
    @JR-wu8gf 2 года назад +4

    Wow 100k salaries and teachers still complain about wages here in California 😭😭😭😭

    • @user-fo2hh6bs4l
      @user-fo2hh6bs4l 2 года назад

      + 𝟷𝟿𝟷𝟼𝟼𝟽𝟾𝟶𝟶𝟸𝟾_Thanks for watching. Got something big to share, leave a Msg if you can..

    • @JR-wu8gf
      @JR-wu8gf 2 года назад

      @ET Music 100k each in San Bernardino. San bern isn’t LA prices aren’t as bad

  • @DoItYourselfandSave
    @DoItYourselfandSave 2 года назад +1

    We live in Riverside which is next door to San Bernardino. S.B. has some rough neighborhoods, but that can be said for just about anywhere. Outside of S.B. are beautiful mountains and great scenery. If they have a paid-for house anywhere in SoCal, they're in great shape. Yes, our state is a political basket case, but there are signs that some of the extreme lunacy may subside. Even if it doesn't, however, their incomes and debt-free lifestyle put them in a better position than the vast majority of Californians. Based on anecdotal info about Tennessee's fast growth, staying put might be the better option.

  • @sandramulchahey8268
    @sandramulchahey8268 2 года назад +4

    Just my opinion, I think they should stay in California at least until they retire then reevaluate.

  • @mrskrobs
    @mrskrobs 2 года назад +1

    Lol I'm in CA and there's a $2 price difference between here And TN
    Fastfood seems to be 20ish % more expensive, taxes are crazy, people are crazy. Leave!!

  • @samirvasani
    @samirvasani Год назад

    We did it best decision ever moving out of Cali after 31 years happy happy more time to enjoy life

  • @user-rw8zj1td9v
    @user-rw8zj1td9v 2 года назад +2

    well housing around Nashville is getting super expensive...depends on where they're going...

  • @kaizenborntowin
    @kaizenborntowin 2 года назад +2

    No State tax in Tennessee? I want to live there. Wish they had that in Wisconsin...

    • @williamerazo3921
      @williamerazo3921 2 года назад

      Then you figure out there infrastructure sucks and traffic sucks and pay higher fees and higher local income tax

  • @danielg3078
    @danielg3078 2 года назад

    Hey I live in San Bernardino. It’s crazy but not as crazy as la county. I’d leave California but being born here all my family is here

  • @amandadean3948
    @amandadean3948 2 года назад +13

    I can tell. He wants to move to Tenn…she wants to stay in Cali 😂

  • @eplazaguest9840
    @eplazaguest9840 2 года назад +1

    The $100 k / yr salary differential suffers a 28% tax rate = $ 28 k /yr
    The combined $230 k / yr pay might be another $20k/yr in CA state tax... $ 20 k /yr
    Gasoline around Chattanooga is around $2.90/gal, but LA gas prices are over #3.80/gal .
    10 k miles/yr x 2 cars / 26 mpg x .$90 gas price differential = $ 693 / yr
    Auto insurance might save a few hundred / yr too. ===> $ 500 / yr
    Travel back to CA visiting parents over long summers - $ 10 k /yr

    • @eplazaguest9840
      @eplazaguest9840 2 года назад

      Property taxes could be a few thousand a year lower too.

    • @eplazaguest9840
      @eplazaguest9840 2 года назад

      -100k pay
      + 28k Federal income tax
      + 20k CA State income tax
      + 0.7 k gasoline
      + 0.5 k auto insurance
      - 10k travel back to CA.
      + 4k home property tax.
      --------------
      - 56.8 k / yr

    • @williamerazo3921
      @williamerazo3921 2 года назад +1

      @@eplazaguest9840 now do other states

  • @gracemarion499
    @gracemarion499 2 года назад

    I love the book called More than enough. I am in the middle of reading it. It's great reading.

  • @mph5896
    @mph5896 2 года назад +4

    No state income tax, and you aren't paying federal income tax on that 100k you aren't making. That like 55k right there. House is paid off, so you can pay cash for a house in TN (possibly even bank some of that $ left over). Cost of living lower. I bet it would work out to be a wash or close to it.

    • @toddryan0108
      @toddryan0108 2 года назад +2

      No state income tax is not necessarily beneficial. They just tax you somewhere else…..

    • @genxx2724
      @genxx2724 2 года назад

      @@toddryan0108 In Missouri they tax you yearly on the square footage of your driveway!

  • @gkat999
    @gkat999 2 года назад +8

    You can’t afford not to get out of CA. Get out now while you still can.

    • @grod805
      @grod805 2 года назад +1

      If you can't afford California making $230k. You can't afford anywhere on earth

  • @gvanys
    @gvanys 2 года назад +2

    To be honest this guys making 230k with debt free living in CA it's not bad at all. I dont see the benefits of moving to Tennessee in their case. Let be honest beside politics CA it's one of the best/beautiful state in the country there is just to much out there.

  • @lynnebucher6537
    @lynnebucher6537 2 года назад +3

    I'd say if they will lose their pensions then they should stay and bank good percentage of their salaries and retire as soon as pensions kick in. Then do whatever they want. Parents will likely have health issues within the next 10 years.

  • @estebanjr11
    @estebanjr11 2 года назад +7

    I’m leaving Cali. Governor is going insane

    • @user-fo2hh6bs4l
      @user-fo2hh6bs4l 2 года назад

      + 𝟷𝟿𝟷𝟼𝟼𝟽𝟾𝟶𝟶𝟸𝟾_Thanks for watching. Got something big to share, leave a Msg if you can..

  • @Frank-hz1cw
    @Frank-hz1cw 2 года назад +1

    The move would be wise after they retire. I’d buy some property in Tennessee while its still cheap for the time being.

  • @johnSmith-uz8nl
    @johnSmith-uz8nl 2 года назад +3

    I've been all over the US... every state has beauty.

  • @kumar01234
    @kumar01234 2 года назад +1

    They are going to move to Nashville and realize the culture is completely different between Nashville and San Bernardino.

  • @batman9512
    @batman9512 2 года назад +4

    Economics and Robotics RUclips channels would do well.

  • @fanofbama14
    @fanofbama14 2 года назад +2

    I don’t know, it depends how much “Freedom” is worth to you. People come from countries all around the world giving up everything they own, just for freedom.

    • @bgbgbg123
      @bgbgbg123 2 года назад

      Maybe. Although California has more immigrants than any state. So California is "freedom" to millions of people from around the world.

    • @fanofbama14
      @fanofbama14 2 года назад

      @@bgbgbg123 That is very true.

  • @Lianne459
    @Lianne459 2 года назад +2

    They won’t make the salaries in the south that they make in California. If they are good with that, they should move

  • @00177454419
    @00177454419 2 года назад +1

    They are in the 10% bracket for California income tax, not 15%. The next bracket, 13% doesn't kick in until $1 million, which they are well under. Also, as teachers they're getting all sorts of deductions and credits. CalPers retirement and medical benefits are also very good. The math here is daunting .

    • @Budgie_uk
      @Budgie_uk 2 года назад

      Agree, their effective state income tax is likely 5-6 %. So not too onerous, as a result of state tax folks get more state services.

    • @Budgie_uk
      @Budgie_uk 2 года назад

      Plus, they will be sacrificing generous teacher pensions. They will get much lower salaries and pension in TN, due to the fact they have no state tax to offer competitive salaries.

    • @bgbgbg123
      @bgbgbg123 2 года назад

      @@Budgie_uk Right? That political climate they complain about is also what is getting them six figure salaries as teachers.

  • @joncovington2859
    @joncovington2859 2 года назад

    This is an awesome show. Dave thank you for this segment. God bless.

  • @mph5896
    @mph5896 2 года назад +11

    Can you afford not to leave California?

  • @TheRealEdStoner
    @TheRealEdStoner Год назад

    The first thing I would’ve asked was their penguin situation.

  • @RSPerformance-RS3EVO
    @RSPerformance-RS3EVO 2 года назад +1

    I think people who haven't been to California are not qualified to say it sucks.. especially Southern California. It is just beautiful. Weather and soooo many things to do

    • @williamerazo3921
      @williamerazo3921 2 года назад +1

      Exactly 300 days of total sunshine with no clouds. Beaches, cheap food

    • @marcusbutron3924
      @marcusbutron3924 2 года назад +1

      As long as you have the money there’s no place like it.

    • @jareddoran6605
      @jareddoran6605 Год назад

      If you haven't been to Northern California, you're not qualified to say it sucks. Yeah, long sandy beaches and deserts are cool, but I would never take that over the rugged cliff lined beaches, redwoods, or Yosemite

    • @MrsVickiHolland
      @MrsVickiHolland 6 месяцев назад +1

      While in TN I asked so many locals what they don't like, "the summer is blistering hot and the BUGS" . After living on the coast where the weather is wonderful that would be hard for me. It's hot for 3.8 months out of the year in TN. I've done my research. I also noticed that people do not use the big back yards. They don't landscape and garden, must be due to the heat and bugs. I heard Chiggers are a problem. I would miss all the time we spend outside in the back.
      There are plenty of stories of folks who moved to TN and came back to Orange County. We are sick of the woke polices but with all the people moving to other states for economic reasons those states will change too.

  • @wdeemarwdeemar8739
    @wdeemarwdeemar8739 2 года назад +13

    Stay in California until retirement then leave immediately.

    • @5thdimension625
      @5thdimension625 2 года назад

      I agree!!

    • @Marthastewart209.
      @Marthastewart209. 2 года назад

      My grandparents did the same thing. Except they moved to Arizona. Get all the money you can and live close to your family. Then move away after retirement and live like a king

  • @melissab0515
    @melissab0515 Год назад

    Can’t say it makes financial sense but emotionally it might

  • @anthonykence9954
    @anthonykence9954 2 года назад +16

    He's 48 he looks 60. Go retire and enjoy life while you can

    • @JBrown-go8ru
      @JBrown-go8ru 2 года назад +3

      @T Free I was shocked as well when the ages were announced.

    • @OTOWN2STOCKTOWN
      @OTOWN2STOCKTOWN 2 года назад

      My observation too, she looks her age though

    • @WalladMan
      @WalladMan 2 года назад

      Maybe you should get you eyes checked before you judge other people. You’re just sad you don’t have his awesome Econ class.

    • @bigred5590
      @bigred5590 2 года назад

      Maybe you should keep your money where your mouth is and stop judging people based on looks. He is the greatest Econ teacher in the world.

    • @JBrown-go8ru
      @JBrown-go8ru 2 года назад

      ​@@WalladMan Doesn't change the fact that he looks to be in his late 50's. Great teacher, or not.

  • @TheDjcarter1966
    @TheDjcarter1966 2 года назад +4

    She said they have been debt free for ten years...if they had been saving let's say one of their paychecks and living off the other, they could be millionaires now. I think I would be looking to retire soon, seems like aging parents is the only real thing holding them back.

  • @handsomebarber424
    @handsomebarber424 2 года назад +3

    It’s crazy scary how many people in California are ok with what’s going on , you almost feel like your losing your mind living in that state

  • @ErinWilke
    @ErinWilke 2 года назад +1

    If they buy a cheaper house when they move and put the remainder into investments, that helps mitigate some of the income loss as well. E.g. 450k home >> 250k home means 200k for investments. Being able to put that into an investment today and watch it grow would have a significant impact. Add that to not having income tax and somewhat lower cost of living and moving looks pretty attractive.

    • @thedopplereffect00
      @thedopplereffect00 2 года назад +1

      I think it's going to be harder to find a decent house for less than 400k in TN due to the rising demand

    • @bgbgbg123
      @bgbgbg123 2 года назад +1

      @@thedopplereffect00 Yeah 450k in Nashville might get them a nicer house than CA but probably not that much nicer.

    • @ErinWilke
      @ErinWilke 2 года назад

      @@bgbgbg123 Yeah, but there's plenty cheaper outside Chattanooga and Memphis

  • @MrBrewman95
    @MrBrewman95 2 года назад +7

    I think they should stay to stop raising prices of housing everywhere else.

    • @xfhnhhgjbvcfg
      @xfhnhhgjbvcfg 2 года назад +1

      Who is they? Do you own a house?

  • @dreadrea3265
    @dreadrea3265 2 года назад +4

    I'm sorry but D.R. is going on circles with this simple situation. Lol

  • @kevinmccann2228
    @kevinmccann2228 Год назад

    Whoa Dave. Gas is a dollar more a gallon in California than anywhere else in America.

  • @grod805
    @grod805 2 года назад +2

    This makes no sense. Their state income tax is $23k. Their house should be paid off by now making that much. So living in Tennessee is work $70k a year to them?

    • @stevoh5006
      @stevoh5006 2 года назад

      The media got folks mind twisted. The math doesn't make s sense. This is a free country move if you want not that dramatic

    • @JustinCase780
      @JustinCase780 2 года назад +1

      People don't think anymore. They have it all and the grass is not always greener. Teaching in TN is going to s$$k for them and they are going to have the biggest reality check of all time because they are spoiled af.

  • @songbird5169
    @songbird5169 2 года назад

    That saying resonates with me today

  • @bhupesh0111
    @bhupesh0111 2 года назад +1

    Wow never knew teachers make 100k plus in California.
    They are stupid to leave Cali if they have a paid off house

    • @teeduck
      @teeduck 2 года назад

      Yep. They also live in San Bernardino which is half the cost of coastal cities. The coastal cities have the best weather. San Bernardino gets 100 degrees in the summer. No humidity though. It’s 75 degrees along the coast year round. Perfect.

  • @medlord9958
    @medlord9958 2 года назад +1

    Yeahhh I can feel that they don’t want people from California to move into their state