I Asked: "Is Financial Success HARDER For Black People?" (Not Everyone Agrees...)
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- Опубликовано: 25 фев 2020
- He Asked: "Is FInancial Success Harder For Black People?" (Not Everyone Agrees...)
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At age 19, Anthony ONeal was deep in debt and short on hope with no direction of where his life was headed. But after hitting rock bottom, he turned his life around and committed to helping students find and pursue their passions. Since 2003, Anthony has helped hundreds of thousands of students make smart decisions with their money, relationships, and education to live a well-balanced life. He’s the national bestselling author of Graduate Survival Guide: 5 Mistakes You Can’t Afford to Make in College, and travels the country spreading his encouraging message to help teens and young adults start their lives off right. His latest book, Debt Free Degree helps kids through college without student loans.
Debt-Free Degree: bit.ly/2yybQJs
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This 4 part series has been mind provoking. I believe that these type of videos should not only be put out on Black History Month, but through out the year.
Neice N I agree! We are working on something.
@@anthonyoneal I've never been more tuned in to Anything!! Related to black people or our History - So thank you again for answering the call! Xx
I agree.
This is how social media should be used for black people. I admit I'm not a fan of silly black entertainment because we've done way too much of that. These subjects are serious and serious is needed. I once had a white could worker ask me why i was so serious and I looked at him and said because I have to be.
@@imakecakes10 I love this type dialogue. I'm my opinion it's not done enough. I don't think it's outrageous at this point and time for black people to even become obsessed with it. NOW if we can turn this into a $ for our community. When we get that type train I'm gonna be the first onboard and I hope it's filled to capacity. This is the only way we can make it in AMERIKKKA.
This series popped up in my feed tonight and I watched it all the way through as well as read every single comment. I realize I am inviting criticism and possibly even hate for commenting because I am caucasian but so be it. I have to say that these roundtables, this series in particular, should be shown in classrooms everywhere. The opinions, experiences and wisdom shared by this panel is what is needed to educate and open the minds of others. It gives so much valuable insight into what it is truly like to be black in America. I found myself hanging on every word spoken because the energy, the emotions are so real and not what MSM pushes. I have learned so much from listening to this series and apologize if I have offended anyone for commenting. Just wanted to say I loved every message shared.
Never apologize! I enjoyed this discussion. I didn't agree with every point made. This is how we create a free and equal society, listening to dissenting opinions is a powerful thing. We are all seeking the path of truth. I suspect that even those I disagree with are trying to do their best. On that point, we will always agree.
Why are you apologizing?
You have a right to watch and comment.
White guilt 😭
@@wiseoldfool101 no that wasnt a case of white guilt. she apologized in advance bc the internet would be down her throat saying she has no say since shes white.
Thank you so much for taking the time to listen and understand some of the issues that our culture has and is currently experiencing. Never apologize for seeking understanding, I pray that you pass on these jewels to your friends and family so that we can all begin to heal as a nation.
Hi there I just saw this today and just read your comment. There is no need for you to apologize.
I'm going to school for accounting, so that I can be the accountant of my family business now.
accountant
Black Queen That’s how you do it. Finance/Accounting are jobs that are always in demand. Good luck.
Stay Blessed and Strong while you continue to accomplish this
This comment made me smile like a kid in a candy store because my major is also accounting and I only know of 2 black accountants because I went to school with them the first year of college, and it saddens me that I don't know more black people in this field, so thank you for your comment, it meant a lot to me.
Cheyenne Michelle-Rena accounting🥰🥰
Hopefully people will read this long post.
In the last two weeks, I've sought information from various authors and YT'ers on oppression, racism and black culture. This series is one of the most uplifting and intelligent conversations, of any kind, I've come across in what seems like years.
I felt a sense of enlightenment about the hurdles of the black community, in words I'd heard before, but with a credence given by the collective intellectualism of the panel and the humanity of their perspectives. I chose the word "hurdle" because the panelists' mindset was that of knowing they're running a race full of barriers, but with effort one can jump over them.
What I got from the 4-part series was that, to varying degrees, blacks really deal with adversity in ways that whites simply take for granted. The biggest take-away for me were all of the sensible and spiritual ways that we can help ourselves by framing our lives in a manner that not only moves our needle, but that of those around us.
The panelists may speak about "black" values but I heard the common reality of American values, Christian values, and core values that all decent people share. They mean every bit as much to me and my family as they do to good people of all stripes.
Funny, heartwarming, honest and intelligent conversations. It's a reminder in these dark days of mayhem and protest, that compassion and the desire to make the world a better place is, in fact, the common bond that we all share.
Thank you for showing content and conversations that MSM no longer provides.
BTW, after listening to those panelists when I hear "black people" I think of "untapped potential".
The number of white people who want to support and see blacks succeed (and share BBQ together in the same neighborhoods) far and away exceeds those diminishing puddles of shallow people who would hold you back.
Aye you're invited to any BBQ in my book😊
This is an example of how we all carry the responsibility of seeing things from one an others perspective. Educating ourselves about the lived experiences of other people from different walks of life is how we create community, and compassion for one another. We should lift each other up and sympathize with the experiences we have not lived. This video and your comment are evidence of that community’s value to everyone.
Not just the whites but the Asians want to join! Let’s all have a block party BBQ!!
"I'm going to live like nobody else, so I can live like nobody else" - Dave Ramsey
Heard Kevin Hart say something very similar to that.
Heard her say that. And I came to the comment section to find the Dave Ramsey listeners.
Black Electrical Engineer. Dave Ramsey is my favorite podcast.
@@christiankansichi6622 HERE! :)
jltolli you forgot the giving part though. 😊
In regards to degrees - what are we studying? Are we studying Engineering? Computer Science? Mathematics? Nursing? Or are we studying degrees in heavily saturated fields such a business management, mass communication and criminology? There isn’t anything wrong with getting a degree just make sure its in a relevant field. If not don’t do it
This is so so so important.
@Josephine Bournes what do you do? What is your degree in?
The problem is when people get degrees in things like Art history, philosophy, theater arts, woman studies. Spending 50-100 k on a degree that won't make enough money to pay back the loans. We have gotten away from trade schools. The world will ALWAYS need plumbers, electricians, Carpenters.
All the ones you listed are needed or at least serve a purpose. Unlike urban studies, dance, theater arts, art history ... Besides teach what do you do with a degree in art history.
MOTIV-8-U so true. Unless you’re doing a degree that’s actually gonna benefit you economically learn a trade and read about philosophy in your spare time
Stop getting degrees in low paying fields (Gender studies, Psychology, Sociology, Art, Music, Criminal Justice, etc.)
chiefs816kc...you can make good money in psychology but you have to have a Ph.D. I used to work at a mental health clinic and trust me they were making really good money. But then again, they owned the business. Other than that I agree with your statement.
chiefs816kc easier said than done when our public school system does not set us up for success in the higher paying studies. Degrees are worthless anyway. They’re just a way to put us farther behind the starting line once we get into the real world.
Exactly! Why go in huge debt for a liberal arts degree? I'm curious to know what the people on the panel have their degree in. There's plenty of high-paying STEM jobs out there...but we don't emphasize that enough in our community. Specifically, look at the South Asian/Indian community. They've always pushed their kids into computer science and medicine...because those fields provide the best security and financial return for their futures. Look at those fields now...primarily occupied by them. It was a conscious strategy...and that's what "we" need.
@@MsNefertiti818 Just stop cuz immigrants come here and go to the same horrible schools and do better. Here is the elephant in the room that black Americans can't explain l, when you break down personal wealth by American blacks born in America vs black immigrants the gap is wide and favors black immigrants. I agree with the post black Americans have more social worker degrees than advanced degrees cuz it's the black African immigrant with the advanced degrees.
TrollinOn22s TrollinOn22s The same African immigrants you mentioned also spend their lives around their own culture and shared family knowledge, they come from communities that have made the decision to uplift and regroup. Pushing for them to be more educated and passionate enough to seek advancement in their knowledge and wealth. Whereas African Americans are still being divided into smaller and smaller groups closing them off from the chance to think about advanced degrees or furthering their passions into profitable realities. The difference is as African Americans they are taught to focus on obedience and survival.
Who is the lady with the Afro? The wisdom of God comes her mouth.
Yes
In or from ! Jk. Shes beautiful and intelligent and motivational
Mignon Francois
Check out her biz...The Cupcake Connection....
When you stop being financially comparable, you become financially free.
JonnyBgooD 007 it’s gon take more than that. comparing may actually help. maybe mimic what ppl that are financially free are doing, ie) how they save, how they budget, how they invest
Amen.
The Caribbean girl nailed it on the head. If you tell your self a certain story it will come out in your actions. My point being, believing that invisible forces are the main reason for your lack of come up, will not heal you pursue anything.
@u2good2b4gotn lol this is like 70% of my family. Want to sit and pray, go to church...God will provide everything else, prayer is all that required. No thought on any type of Action
@@contentlyshane Oh God is very real, don't play yourself. And you cannot in the same breath claim God isn't real and then invoke a spiritual manifestation. There is no spiritual without a very real God. Afterall, what is God if not Spirit?
Some of those forces are not that invisible!! When she said that she was Caribbean and had not experienced racism., I was thinking that she HAS, but has not noticed it or ignored it. Heck, she spoke the LEAST of anybody there!!!! What invisible / visible forces stopped her from speaking in a safe environment.???
She reminded me of my Somalia war story. smdh
@@MultiRekrap There is action!! Spend money, time, and gas going to church and then give 10% of your earnings to that same church!!
That is a GREAT PLAN....for the churches that is!!!
@@contentlyshane Agree,!!!
That lady who was so quiet “Simone” her last statement was so powerful. Mindset is a powerful force and we need to shift our beliefs
Listen more than you speak makes you wiser than those who surround you. I agree!
This is so true about the cost of education. I have friends that spent their financial aid and school loans on new cars (that were eventually repossessed), extensions, nails, new phones, etc. Now they crying because they have to repay the loans. Actually, their paychecks are being attached for the loan payments. But they still haven't learned as they file bankruptcy every 5-7 years because they consistently run up all their credit cards. At some point, one needs to learn from past mistakes. It doesn't matter how much you make if you can't live on what you make - - at whatever level it is.
"Speak what you seek till you see what you said" Deep!
I think that MOST black business owners are in fact college graduates. Many of us built our professional networks from some of our college friends, sorority sisters and classmates. If it wasn't for my $60k+ a year job in healthcare I would not have disposable income to build my business. I also went to a PRIVATE HBCU on a ROTC scholarship so I graduated college debt free and the VA helped my by my home and start our business. So education is important, but so is being financially savvy.
Hmmm, I don't know if that's necessarily true. I can say down here in Houston, I don't really see that. Most of the people I know that have college degrees typically find a career path and stick with it. Most of those individuals simply make it work in the corporate world for the most part. I think in a place like Atlanta, that's probably true, but the vibe out there is completely different.
The most successful people dropped out of college or never went. Bill Gates, Mark Z, Steve J. Those white billionaires are college drop outs but what they had was determination.
@@Lebbz That's true. People need to stop confusing knowledge/skills with having formal education. All successful people have valuable knowledge/skills in at least their area of expertise, but they didn't all go to expensive universities or have formal education. Today it's even easier to learn things than ever before in human history. The internet has changed the game on what information is available. Most valuable skills one needs to be successful in life can be found online for free (or near free), by attending cheap local community colleges, and from mentors or apprenticeships. It's the mindset which is the most difficult thing to overcome - to stop being lazy, to accept and learn from past failures, and stop the negative self talk. It takes overcoming fear, letting go of ego, and never giving up. God can help with all of these things, but you must take the first steps.
Yes, I'm in the healthcare profession most of my jobs was because of who I know vs what I knew. When I moved to a new state I was putting in applications and send resumes like crazy not one call but as soon as a started going to health fairs and networking my phone was ringing like crazy for job interviews. When I asked an interviewer what made her look at my resume? She stated honestly ,we get so many we file them under section 13 aka trash. What made us look at your resume was because so and so told us to look at your resume because you were just what we were looking for to fill this position. It's really sad and unfair.
@@lloydhudson6463 im from houston as well my husband is a successful business owner that he started here and never been to college a day in his life so it just depends
I'm white and I love watching these videos. Love and respect to everyone
Powerful statement. " I'm gonna live like no one else" "So that later I can live like no one else" . Wow
Yes…First time I heard this was from Financial Peace University by Dave Ramsey a Powerful quote and I truly get it !!!!
It's a Dave Ramsey quote.
And AO used to work for Dave Ramsey.
My game plan: I took a low wage job at a company for 2 years, that was my game plan and called it getting paid to go to school. After I learned how they worked, I used my customer service skills to gain a contract because people within the organization wanted my skills at the company they went to manage. Keep in mind someone is always watching your work and skills. Customer service is a skill that all companies want, it's a part of business that is missing today.
So true!
Morris Whitaker Exactly! That was your college and degree! 👏🏾👏🏾👏🏾👏🏾
Congrats!! How did you get the contracts? Due to networking and people you know?
@@Tomi_janet15 building the relationships in the process of providing second to none customer service, the product they could get anywhere, it was the way I serviced their customers, that's what they wanted. For example I had a contract with a mid size hotel to handle their shipping of customer boxes for meetings. Hotels lose boxes ALL the time or ship them out late. I contracted with them to handle all client packages. Clients would ship out boxes with the wrong account number and UPS and FED EX would bill the hotel. I saved them money by correcting the problem they gave me a contract and charge the client for each box coming in and going out. That's just part of the deal.
@@morriswhitaker236 Thank you and that's amazing
5:35 *Dave Ramsey has entered the chat*
Asian American here. Thank you for this series, it has taught me a lot! The one word that comes to my mind when I hear “Black People” is Creators. From the music to the food, black people have such a talent to be creative! Edit: I read through the comments and I too have felt the power of the spirit hearing from the experiences and perspectives of all the individuals featured. It made me desire so much to want to be with people again. The pandemic and violent political climate has driven many of use to distance and shut ourselves in our limited perspectives that we forget God’s perspective. My heart aches for the world. I truly know that when this world will one day unite by our savior that we all will cry in joy together. For now let us all throw a giant block party BBQ!
This was such an amazing forum that needs to be done repetitively. Our culture needs each other. We need to see us and hear us encouraging each other. I've worked in urban Houston with children that are in the dark to things outside of what they see out of their window. These neighborhoods need light to come within them. We are the only ones that will save us. Great talk, I'll stop there but the conversation need to continue. Thank you all!
I don’t think we are denied financial literacy, I just think we are constantly convinced that it isn’t as important. Therefore, we struggle to create a strong foundation that isn’t cracked by quick get rich scams and/or destinations that often cost more than the actual reward. But I do wish delayed gratification, vigorously giving back what you owe, and living below your means was more trendy in our society, especially with our youth. Thanks for providing these conversations. I hope, if anything, one person can see this and be compelled to self audit and be on the path to better choices.
Are we convinced... or do we convince ourselves?
@FLgirlinTX What things shock you? And when there is so much info available for anyone who is willing to look for it, how are you being denied?
FLgirlinTX valid point. Some people will be more financially literate that others and will reap the benefits of it much sooner than others. But not everyone is going to be that interested in acquiring such knowledge because it may not fall within their lifestyle. Shrink your spending, pay off your debts, invest in yourself and things that will make you money, etc. Strategies may be exclusive but the principles are fairly common knowledge.
@@jamiehoekstra11677 Yes but we continue seeing black athletes going broke cuz these clowns don't like condoms. Don't tell me they have never heard of child support and of course they need the most expensive car and house. When I think of financial literacy I think of investing or getting a mortgage, not balancing your checking account.
Great series. Please do another soon. When I think about us, I think "strong", "determined", beautiful", "genius".
I see a lot of talk and no walk
One word that comes to mind when I hear the words Black People is UNSTOPPABLE.
I love this series... Subscribed... I found that growing up in a very poor single parent family following a few generations of poor Irish immigrants with no wealth to pass on there are a lot of points of correlation with the questions asked. The idea of starting a company, owning and investing in myself and not into breaking my body for others is so foreign and intimidating. So much of the narrative that I was told from trying to make a living grinding through multiple jobs at a time, being in the military, being a college grad, was that my success was dependent on others seeing my value and opening a door for me. No matter how hard I try, I've never been able to get on my feet depending on other people's company's to get me there. 10 years after college I owe 130% more since I never made enough to get out of deferment. I see the weight race can have but feel that the culture of poverty and class in general is just as or more binding to ones fate than race. It is systemic for everyone stuck in those communities regardless of race or gender, from education to diet to experience and role models. It is hard to move forward because there is also a sense of pride in fighting the hard fight and a fear, at least for me, that .... I don't know, I'll loose the little I have.... Even though what I have is a facade compared to my debt... And just having no role models of success. Even with a degree, being the only one in my entire family tree with a degree, nobody in my life has any experience on what to do with a degree or how to even start a company and not be dependent.
We need more of these panel discussions for sure. There are a lot of RUclips videos on this and similar topics that are EXTREMELY toxic and difficult to engage in because the panelists don't respect differences in opinion (it gets people to click I guess haha). It would be awesome for a platform like this to continue to encourage healthy conversations.
Agreed!
Yes ! Esp panels like The Grapevine can be cringeworthy when ppl cant respect each others opinions
@@Naturallyshe77 yeah I used to watch Grapevine and had to stop
ontent like this is great but take action after the rah' rah' speeches. Too many sit and watch, listen, read acquiring all the knowledge but never take action.
Do I think it's harder for black people yes, some of it is just psychological, some is due to black culture, and Some is due to pass and present "antiblackness" as my brother would put it.
Black Vito - Moneyology well said
@youngal04 thanks🤓
@Andreana Calhoun I'd go to @iamswim on ig and ask him, he's better at explaining these things
@Andreana Calhoun there were laws and policies created that prevented wealth building and even created programs of predatory loans targeting black people. A good reference is the book "Color of Law" and the "color of money"
@@Oldpangolin there where laws but not now,all Americans are equal under the law.
I watched all 4 videos and I say well done AO! Great conversation and great debate at times. You gave tough questions and got the truth in the answers. I think a few of the panelists saw things in a different light sometimes as well. This is how it starts. This is what we ALL need. Conversation. Understanding. Love of your fellow man. I would love to see the same thing from the other side and then a 3rd where we get folks from multiple races in a conversation so some of the myths can be brought to light and understanding can be found on all sides. Keep doing your thing sir. It is powerful and much needed right now. Peace
The first "one word" that came to mind - HUMAN!!!!
This series was brilliant, everyone on that set was brilliant & I think everyone, not just black people, can learn from this series. I would love to see more of these kinds of discussions year round.
This is not for you. What irritates me the most is how something that is SPECIFICALLY for black people is constantly and consistently co-opted by everyone else. People of Hispanic descent haven't been enslaved in America. What black people in America are unique in that space and there should not be this "Mee too" from other non black people.
@@disruptor109 You interpreted my comment incorrectly. I never claimed it was about me or that my ancestors were ever enslaved in america. You also incorrectly assumed by my last name that I am hispanic. What I was saying is it is beneficial for all people to see these discussions & learn something about the unique perspective & opinions of black americans & we should see more videos like these.
@@jessicavazquez8299 Is your last name not Spanish? Last time I checked Vazquez is a Spanish name. Second, This discussion is for black people, by black people. Again, no one from who is of any Spanish descent has ancestors who were enslaved by America, brought to this country in chains, forced to renounce their identity, culture, language, customs and courtesies through slavery. This is the premise of this discussion and how we as black people can move forward.
@@disruptor109 this is youtube sir, anyone can watch this video. It's a shame that you feel that no one else should view & support black discussions. Again, I never claimed hispanic people ever were enslaved. You entriely made that up. I am not of hispanic origin, there are other ways that people get their last names. You're arguing with yourself. You made up your own argument based on your assumptions & I can not help you with that. Meanwhile, I will continue to support & appreciate black american discussions. Have a good day.
@@disruptor109 due, you're over reacting. She said nothing wrong. She is right, to say that other people can learn from us. Study up your history on the Moores and how the taught people of all races, and ethnicities, math, sciences, hygiene and much more. Take it as a compliment not diss...
Black people are the BEST!!! I really enjoyed this panel and I definitely would like to see more soon. Questions regarding black immigrants (Caribbean, African) to the US would be interesting and their interaction with African Americans. Thanks again for this panel it was enlightening and empowering.
Yeah that would be a great addition to the discussion
I wonder how these black Americans would receive and perceive us as pure Africans ..... Would they behave the same way the white people did to them ? I think they do ...... They also regard themselves as superior over Africans .What a world ??? 😂 And yet they want to be treated different while they treat Africans the same way they don’t want the whites to treat them .....
What do you think ???
It’s the same way Africans here in Africa treat people from rural areas differently .Thinking they are superior.... Its all about power in this world ....There’s no equality. The perfect world I believe is heaven
well , when i was growing up a lot of people from the islands didnt consider themselves black
ThePurplegirl9 great topic‼️🙌🏾
To Anthony and his guests.
Recently watched all 4 episodes. I felt the penetrating questions, the varied thoughtful and soul searching responses, coupled with the respect you showed toward each other made an incredible, want to watch series. I applaud all of you for your forthrightness, respect for each other, and hope that Anthony continues these thought provoking topics. America needs to hear these discussions if we are to heal together. Have passed this site to my friends.
In passing, I am a 79 year old, in body, but young in mind, Caucasian.
Keep up the Great work
Jim
As a white conservative, I enjoyed it immensely and learned a great deal. Thank you for doing this.
Everyone’s quietly suspect about this one. I’m gonna need you to elaborate, my friend. We could probably learn a great deal from your own perspective, granted 2 months of protesting and riots and election news hasn’t completely warped your mind like it has mine! 🤣
@@cmonknot9354, I'm not sure what to say. I'm re-listening to it now to remind myself of what struck me. First, I was struck by how the experiences of black entrepreneurs is so completely similar to those of people that I know who are successful. Also about the thoughts about education, and asking whether it's really worth it. I think that's a question a lot of people are asking themselves now. Is higher education really worth the price you have to pay? I find Anthony's questions to be quite probing and inciteful. He has a unique ability to draw people out and get them to share their true thoughts.
The idea that white privilege (which I believe is bogus) is "taken" by white people is something I've never heard before. When I think about it, it makes sense. IOW, it's human nature to take advantage of things that people willingly give you. I think some black people have been taught for so long that they are victims that they simply accept it. But this group is obviously not victims. They've taken control of their lives and achieved success.
Finally, when he closed with the question about black people, and one word to describe them, the group was universally positive. Not a single negative thought was expressed. I'm not sure you'd get that same consistently positive response from a group of white people. (Maybe I'm wrong.)
Lastly, I'm not sure why you would find my comment suspect. Is it because I'm white? Or because I'm conservative? Frankly, I found the people on the panel quite familiar. They're the kind of black people that I've known all my life. Good people. Christians. Successful at what they do. My friends and neighbors.
Does this answer your question?
@Honest Reviews Thank you.
@@paulschmehl2124 i feel like me and you could have a really good conversation i do believe white privilege exist and i think you would too if we ever had a chance to express the idea correctly
@@saasda6255 I'm willing to discuss it, but a subject that complex can't be handled in replies to a video. Do you have any suggestions?
I agree with the brother in the blue shirt about having a business at 18 years old and being an entrepreneur...I'm back in college now and I'm looking back at my life like wow I could have had my own business, invest in rental properties watch my money multiply but you know it's never too late
True
@Jermaine Burgess they key is knowing WHY 95% of businesses fail. If you know the pitfalls, you can avoid them. That means you need to be willing to learn from others who have successfully navigated the same waters you want to pass through.
My one word would be: admirable
The fact that black people in 2020 are still having these conversations and still striving to be great, despite all the jabs that society throws at us is something to admire. I personally have never seen another group like us.
Alexsh2010 I really believe we are the Biblical Hebrews.
Alexsh 2010 these conversation will still be going on in4040 if you're generation don't do something about it.
@f you that's right Are you a Russian troll or just a fool?
HBCU's are filled with these type of people.
Money is color blind. Anyone, of any color, who manages it well, will be rewarded. And, the opposite is true, too. Bad choices will be punished equally.
We need MORE of these! This was a great series. Can't wait to share it with everyone. Thank you for doing this.
This was an AMAZING discussion. I watched all 4, and I am so moved by each one. I'd LOVE to see more of this.
This was amazing! Please don’t wait another year to do this. I would love to hear more from them on a variety of topics.
Started watching the 1st video, stopped , booked a conference room at my office and went through all four. These were some great conversations and I loved seeing everyone's take on the different topics. Going to send this to a younger brother who I check on from time to time since we were having a few of these conversation yesterday. Love it and please keep it going!!
This has been excellent Anthony I am a Black Brother from the UK. This has been thought provoking and enriching to hear everyone share on these subjects. All episodes have been listened in one day. I will be staying in the loop now having subscribed for more of your material. Such wisdom has been imparted. I am grateful to have been able to tune into this.
Well done interview with some of the best questions I have heard in a long time. Asking the hard-to-define (and uncomfortable!) questions, giving real honest answers without bias, maintaining a positive dialog even between folks who have different views and experiences ... pure uplifting material for all of humanity was shown here. Thank you guys. For who you are is evidenced by how you show and share love, as my countrymen, and how your hard work and love for other fellow humans will inspire those for years to come.
She was preaching until she mentioned Benzs and Jordan's, how about Toyotas and chucks
LIFE!!
Why wait until next year? How about doing this every quarter or more? Getting different perspectives and having positive conversations it what will get many in the community talking and hopefully come together. Give them something to think and talk about. Thank you for putting this series together!!
Great conversation. The questions and answers were deep, well thought out and pertinent. I found myself yelling “yes” and “amen,” and having to pause and consider an answer I had just heard. I shared the first video with a friend. His response was “that’s good dialogue but it would be even better if they chose some or more folks that came more from poverty without dads in the home. That’s a majority for most black kids, fatherless homes.”
Anthony, continue the dialogue!
courageous. March 28th, 2020 incredible panel, and conversation still be had by the masses. Thank you, Anthony O'Neal, my introduction to you was well worth it. This was a wonderful discussion
I love the question about education and student loan debt. We are taught in black culture that education is KEY...and I don't disagree with that. We just sometimes go after education without calculating what it will cost us in the future.
I'm 30, and in our generation, it seems like #DEGREEME is just something cool that people like to say. Yes you have 2 masters degrees, and went to a private institution, but you also have $190,000 in student loan debt making $45-$50k. It just doesn't add up in my book.
I was blessed to play D1 basketball on scholarship, but my wife is a CPA, no masters degree, working in her field, making GREAT money, and graduated with $26k in student loan debt (we are debt free now though lol). Instead of blindly chasing after degrees and education (because we were taught to go to college even if we couldn't afford it), HAVE A PLAN!!!
I still have my mom laminate copy that she refused to give her tax return. I had my own loan debt
You can go to college but a lot of people are just getting degrees and not thinking about what they are studying, where they are going, and how to get to the job.
I think we have a responsibility to pass down the knowledge. We were not taught about finances, seeking scholarships, heck many of our parents knew nothing about building wealth for their kids. So I think we should direct or attention more to financial literacy instead of shunning the idea of going to college.
I pushed both my sons to get college education because the world is changing and they need that leg up. Not everyone is cut out to own a lawn service, food carryout , clothing or cellphone store. Many of these businesses fail due to other ethnic groups ability to charge less for the same goods. I used the system to pay for my sons education through Pell grants and scholarships which are all free! You only get into debt when you go to name brand colleges and universities. My sons went to community and technical colleges one has graduated with 2 degrees one for drafting and engineering he works for a awesome engineering firm the other will graduate this year with 2 degrees in computer science and computer assistanted engineering. So, you dont have to be in debt to get a degree.
Bernadette Hill great point. It doesn’t take debt to get an education.
The first "one word" that came to mind -- STRONG
Sounds good, but the one word we need most is "smart"
Very compelling discussion, thank you for the real truth. This video series will be shared often!
AO I know I’m a year late in viewing this, but in March of 2021 this series has richly blessed me ! Thank you
Well said :" do not prove them right"
Great series. Things that everyone can learn from. God bless.
Ty so much for sharing all your knowledge.
Loving and kind. Please come back again.This series is so powerful and uplifting.
I am honestly curious as to why black people are always so worried about what white people think.
Excellent point. If she believes we cannot change their minds, why concern yourself with, "proving them wrong." I'm more concerned with proving lots to ourselves. Or do we believe what they say, all along? For this answer, honesty prevails.
Chili Tower Good question. The answer? Because we have to be. Unless you are a Black American who lives so insulated by your own people socially, economically, and spiritually that you never have to depend on any white person to have a say in what you get or how you get it (which is possible but rare, and mostly not a situation where American-style wealth happens), there will always be occasion to have to explain yourself on some level to one or more majority culture individuals who can literally change your life (read: for the worse) but know next to nothing about your background, your culture, or the typical day-to-day decisions you are confronted with. You will almost always have to inform, disarm, or deflect, which you can’t do without calculating what set of thoughts is already in place.
To the few of us that never have to do this: God bless. Please create a separate economy for the rest of us so we can join you and be great and unbothered as well.
Its the american experience. Poor Irish people always worry about what rich Irish people think. None of this has anything to do with race. People just like putting a racial frame around things.
@@TommyStrategic I'm not American and i am astonished at your comment!..It sounds like 98% of white people in America are constantly and consciously fighting black people every step of the way, in every way they can.. It's a miracle there are a few successful black Americans at all!
warpnin3 It’s not the case that 98% of white are actively fighting against black people. (SN: the work of Nancy di Tomaso explains racial inequities without overt racism.) But It also doesn’t matter that most white people have no little or no direct contact with black people on a daily basis. I really don’t want to give the impression that there is some all-out war going on. It’s just that black Americans have a hard time avoiding the risks associated with racial prejudice.
Picture this: if you are a black American, you were probably born in a hospital. You may have been involved with a subsidy program at some point in toddlerhood. Eventually you go to school. Along the way, you go shopping, receive additional healthcare, watch the news, and may have additional encounters with government agencies. When you leave school, you will have a job, need a bank, maybe invest some money for retirement, purchase insurance, look for and be hired for several other jobs, acquire housing, and make a few other major purchases.
My point was that all along the way, a black American will by necessity have to deal with “white people,” or the dominant culture. One will be in constant negotiation not just of the matter at hand (grades, job, apartment, etc.), but one will need to make quick perceptions about the openness, competency, intelligence of the other party, who at any of (or all of) those points may likely be a “white person.” Any one of these people could make a relatively normal situation difficult, not just at that moment, but for the long term. A lot of mental, physical, and economic effort (hair, clothes) goes into managing these situations.
If the original poster knows of a place in the U.S., at any time in U.S. history, where black people can either live essentially a segregated lifestyle and also be afforded the kind of American-style wealth this video references; or a place and time when being black did not matter and any black person could go anywhere and not have to make these mental calculations, then you are definitely not talking about the historical U.S.
Powerful series! 🙏🏾 Some great topics here.. particularly with regards to black finance and consumerism 🤦🏾♀️😂 if black people stopped consuming, most industries/brands would crash! 😂 As a South African who's lived in the UK for half her life, I see the same consumerism when I visit home and it makes me sad all day long! Foolish spending of resources we dont (yet) have and the constant flouting of opportunities to truly change our stars.
Conversations like this are the beginnings of a paradigm shift that is long overdue. Thanks Anthony and lovely panelists ❤🙏🏾
Please do this next year. Loved all 4!
Wow, this conversation was beautiful, rich, challenging, and encouraging. Yes, PLEASE do this again. 🙌🏾
This was so powerful; please do this again. I am a Latina and have faced my own struggles. We all rise up and we are a force to be reckoned with!! Loved this!!
As a man thinkth, so is he. I recommend choosing a degree based on what you want to do and how much you want to make; unless it doesn't matter. There's a job report that tells you what jobs are needed in the community or the nation. Don't choose a degree with no job potential, but get as close as you can. Check out the 100 best jobs listings and other resources to find out what jobs are out there. The more jobs needed, the easier it should be to get a job unless you need to move. Last thing I would say is to enjoy the journey (or process) to your goal, but let the goal remain the goal. Because keeping your eyes on the goal will give you the encouragement to go through the discouraging times that will come. That said, decide ahead of time to get back up again and continue. Good series. Thanks.
I agree with most parts of what you are saying. I would like to add that such decision are heavily predicated on self-awareness. I'm aware that a job would not do for me. I will not go in debt for a job but rather I would learn a skill to then own the profit the skill(s) produce ,whether be from self-employment or entrepreneurship.
@@afroteen4647 Thanks for your reply and I totally agree. If you'll have more debt than the salary you'll make can support, then you're not making any money. Also, in the case of expensive degrees, there may be a less expensive degree that may make the more expensive degree more attainable. Or at minimum, it will move you in the direction of your true goal. For example and in theory, becoming a nurse may make it easier to become a doctor. Or becoming a dental technician, in order to become a dentist. Yes, it may take longer, but taking a step back, to take a step forward isn't a bad option either. Hope that makes sense and thanks again.
I so enjoyed this series! I stumbled across it after watching the Single Life episodes being released now (referred by Mandisa). I started watching Part 1 out of curiosity and could not stop watching! It was fascinating to be able to explore an alternate perspective. As a white girl, I cannot (obviously) relate to an African American experience. I have had discussions with my black friends and have my own opinions about these topics (and most were even expressed here), but this was a great opportunity for me to sick back and actively listen to perspectives that are not my own. I loved it. Thank you so much (everyone) for sharing! God bless!
Awesome content!!!! This needs to be done more!!!!! Keep up the good work!!!!!
I watched all 4 parts and I must say that I felt empowered, as well as, enlightened. I’m so glad that I happened upon your 4 Part series. Also my one word is.... resilience, when I think of Black People.
The rich stay rich by spending like the poor and investing without stopping then the poor stay poor by spending like the rich yet not investing like the rich
This is very true. I'm 37 have a net worth of 1.1mil and 100% debt free. I am 1 year away from being able to retire w a full pension of $4k a month. I also have a passive income of $7k a month. I earn really good money at forex trading, but I'm probably going to go ahead and retire next year. Start traveling and living life on my terms
What's your experience?
@Jennifer Taylor I'm really enlightened with your trade. I was so scared and skeptical at first so I made a little deposit of $5000 in my first ever live acct now I make $600k monthly trading with the help of my financial management
I'm really surprised you just mentioned Roland Ross. I've been trading the forex market since 2012, I can say I was a mediocre at best, good months, bad months, and at the end break even or worse. All thanks to my friend who introduced me to him. Now I can make up to $20k monthly, and that is not a joke he really changed everything for me
It's not all about watching videos and wasting your time on pointless strategies, I was ignorant doing so. So I decided to try this particular Roland Ross and ever since then he has made about $14,700 on every $3,500 I invest in 2weeks
Please do this EVERY year!! This was so good that I want to rewatch it again and again. This made me feel so empowered and made me realize that I am NOT doing enough, even with the little that I have. Thanks for the inspiration. The turn up is about to be real! Lol
I started watching prt. 2 then 1-4 and found this series outstanding!! I loved it. It coupled with what I've said and thought but also showed me new insight and perspectives. Thank you brother for filming this and bringing in the souls that shared here. Blessings
I heard the lady quote Dave Ramsey. Honestly, my first starting point to financial literacy education, but not the only source as of now for me
Epifanio Torres Please share some of the other sources of knowledge to give back to this community here in the comments
My one word for us: STRONG.
Great job with this video series. A lot of people need to be having these discussions about fiscal responsibility.
Thanks for enriching my perspective. Was very wholesome to listen to. Much love and respect.
Oh my goodness. So many profound statements. Simone: still waters run deep. I will be rewatching this with a notebook to write down so many things I want to hang on my walls.
One word, I like the word resilient. I just hope we can come to a place soon where we allow each other to be resilient.
This 4 part series was very thought-provoking. The members of the panel were outstanding bringing with them many different perspectives and much wisdom. We are all the sum total of our life's experiences. There is much to be learned from each other if we will just take the time to LISTEN. I was fortunate to be raised in a loving two-parent family with parents who demanded that we treat others as we wanted to be treated. Hopefully one day Dr. King's dream will come true that people will be judged by the content of their character not the color of their skin. It's very important to try to understand the things we share as well as those we don't. I seek not to know all the answers but to understand the questions.
We are all Children Of God.
God Bless.
Mr. ONeal, Please continue to put forth these panels. They are educational and inspiring. I learned a great deal watching this. Thank you and your panelist for putting such a powerful conversation out in the universe. I wish all of America would watch this series with open hearts and minds.
5:39 "Live like no one else so later you can live and give like no one else" I heard that from Dave Ramsey
The arguments is skewed bc they compare a four year business model to a one year salary after college..how much have u made four years after college? Also how many businesses fail and lose money. Each choice should be individualized. I know college grads w six figures and business owners who struggle.
Because its really case by case. Not every college grad is financially successful and not every business owner has a successful business. We cant all be winners and we cant all be rich sad but true.
Eric Williams studies actually show that, unfortunately, college doesn’t pay off for black people..the conclusion that was reached even stated that if black people knew the statistics on education, black people wouldn’t even go
@@coldcloakmusic6630 thanks
Get certified in something useful...Welder, Electrician, Plumber etc you can get PAID to learn instead of going into debt for a degree.
@@chichim2020 Or if you major in a worthless degree!
Very informative blogs keep it up all the way from Nambia 💪🏿
More of this is needed. Thank you!
Amazing job. These are all lessons I have learned that have made me successful. None of it requires anyone to be of any race.
Follow Jesus. Be the best most honest person you can be.
Work hard!
Don’t let anyone hold you back from your dreams.
Thoughts are super important. Don’t waste your time on bad thoughts. “Think and grow rich” (fantastic book).
No one is going to hand you success regardless of race. Success is hard and there is a price to pay.
Be thankful every day for all your blessings and then get out there and do the best with what you have been given.
No one can make you feel any emotion - unless you let them (unless they physically assault you).
Your success or failure will be multiplied by your decisions! Make good ones!
Let’s be honest. Everyone is not built to be an entrepreneur. I wish black people would stop telling other black people not to go to college when honestly many of us weren’t presented with financial literacy before hitting 18. Instead we can lead by example and start setting our youth up to where they can make the decision when they finish HS. It’s demeaning imo
I'm a person that's all about entrepreneurship, however, I agree that we have to stop pushing certain pathways onto people. For some people a trade school might be a better fit than going to a four year institution and others might do well in life with an apprenticeship.
I agree totally!!! I teach my son to go down his own path. There isn't just one path that everyone should follow. I don't believe college is for everyone and I don't believe that entrepreneurship is for everyone. People have do do what's best for themselves.
Exactly!
Please don’t wait a year to do this again. We need a monthly series!
This four part series is the best thing I've seen in a long time. The world may knock us down but we persevere. I love being black in all aspect the good and the bad because it gives me my strength. God bless and thankyou ✊🏽
“I am the result of the words that my Father said to my Mother”.... wow!!
Greatness, potential, relentless. And yes AO my brother do more of these videos but don't just do them once a month every month and everyday is black history for us there's plenty of black people all throughout history who are great men and women.
I really enjoyed the series, the thoughtfulness, honesty and the collective spirit. WELL DONE Anthony and WELL DONE to all of you! We as an American Society need to continue to evolve as ONE with each other, and the touching on spiritual concepts was very meaningful. What is interesting to me is that one person made the comment that ALL people face oppression in some form, and feel that others have privilege, as an American, as a man, etc. This made the conversation much deeper than perhaps Anthony intended and is very true. We ALL feel this way, and we all have to find our way. Bringing together such a group like this who have different backgrounds, ages and experiences and could speak openly and respectfully to each other was beautiful. You all deserve the success that you have on your terms, as you are all thoughtful and wonderful people. THANK YOU. Keep it going.....
I loved this so much, please keep doing this and these dialogs alive and going. We need this, we all need this! Thank you for your honesty and know there are people who believe in you and if I were to only use one word to describe the black community it would be 'Strong' but there are many others. Real being another, talented, caring, but most of all great people on this video to share and give advise to others of all races.
When I think of black people and culture I think, soul. They have more soul... passion, persistence, glory. It's inspiring and should be celebrated. I also love the analogy of being, "the tip" of pop culture. To me it seems there is a large internal belief of Hope and passion, which comes from the soul.
I think it's kind of stereotypical to think that black people have more soul. Even some of my friends would say it but here's the thing, white people are still here and going, do they have less resilience? The natives? etc
@@peacheskong2245 All of the words the panel used to describe black people are stereotypical too. Stereotypes are not always negative and many are accurate. I would not use the word "soul," in this meaning to describe my white friends and family. It just doesn't fit. I think there is something different and special about this trait. I thought this was an excellent discussion and Anthony's question made me think too. We don't all have the same answer, none are right or wrong. Soul is the first thing I FELT.
My one word is “Proud”. Not in a bragging, haughty way, but in the respect of appreciating the value of belonging to a lineage of people who have overcome immense challenges. I’m not black, and I couldn’t help but notice that I share the majority of ideals and beliefs stated throughout your conversations. That does not surprise me in the least. Noticing just confirms my idea that all of us are more alike than we are different. Most people want the same things in life ... to take care of our families, to contribute to the greater good, to have freedom and independence, and to leave the place a little better than we found it. What I especially like about your conversations was the deep respect you showed to one another ... no interrupting, no “yeah, buts”, no dismissing of another person’s opinion or experience, no divisiveness, no trying to make one person right and the other person wrong. That was so refreshing. Thank you.
This was a fantastic series! I was relating to a lot of the opinions presented, but at the same time learning new views and better understanding how our people are processing similar experiences in different ways. Shout out to the panel -- it was great to see black people with various backgrounds, upbringings, careers etc participating and being open to hearing different views. Shout out to Anthony as well for doing an excellent job moderating and asking very relevant questions! Please bring more of these discussions!!
Just found your series. Watched all four. Thanks for putting this together. I was really curious to see how normal black Americans (meaning...no political/activists/religion agendas) see and think about their own people and neighborhoods. Plus all the topics you've discussed. Almost every race experience abuse/slavery in this world. But, me, as an individual can't do anything to change that. What I can do is not to dwell on it. It's sad and depressing. Our focus should be "how can we make it better"? How can we change and improve? No matter how rich or poor,. If you think about it too grandeur it's overwhelming. But each of us can make a small differences in our lives and those around us by choosing to do the right thing. Choose not to get involved with the wrong group, choose not to have kids out of wedlock, choose not to depend on anyone else but ourselves to make our lives and the younger generations lives better. Our decisions really does impact our lives and those around us. Make decisions that will improve your situation, no matter what others think! It's YOUR life.
I do believe one thing that the black community can improve their situations is by starting in the family household. Like some of your panels, having both parents as role models and teachers really helped them. Having good mothers and fathers is a great start to improving the black communities. Focus on starting the next generation off right. Let kids grow up in loving 2 parent homes. Rich or poor, kids need good parents. Let kids see what it means to do the right thing. The moral values of the bible is a great start. Stop relying on the public education systems, the politicians or others because most are just doing their jobs to get a paycheck. They don't care about you or your kids, not as much as you do. Your job is teaching your siblings, nieces, nephews, cousins plus your own children, to do the right thing. It is your investments in yours and their future. Start in the family. If every black family will just do that? It will slowly shift the black communities to a better future.
Please continue to make these kinds of videos. It's great to see the different mindset and thinking within the age gap and career gap. Gaps are not bad. Just different views to come up with a great solution for all!
Been saying this... we need a panel like this for asians and hispanics! Different cultures. Different views. I love it! Haha america for u
I believe such panels already exist, at least for Latinos
But not white people. OK got it..
@@Cassidon12345 white people are already on code this is basically "y'all's world" dont get mad at exclusion we deal with that too often
@@thickymicky1 please write proper English. I have absolutely no idea what 'on code' means.
Can you provide any evidence whatsoever that this is a white world?
Let's start with a simple question: Is Rwanda white?
@@Cassidon12345 firstly it was proper English second YOU WHITES are already in code with each other. So go cry on a white history video about being excluded and wanting videos on how to better your community.... oh wait Thats right your people are not the ones suffering but it wont stop you from playing victim will it? Coming on a video for mainly black and getting mad. I could never care so you might as well kick rocks becky or tom
Classism is bigger than racism, people don’t discuss this enough. I am guilty of classism.
prove it.
I believe it is the biggest divider, your classism brings truth to your culture and your culture integrates with one's race.
@@jasonaldrich7836 in my view specifically for non white people, race overrides any "class" class meaning tax bracket, net worth etc. Example, Spike lee was recently mistreated while trying to attend a Knicks game. Oprah was mistreated a few years back. Did their class STOP white people from mistreating them?
That is very true, I live in the NY suburbs. 98% of the people in my town are white, I've never experienced racism but I will say that classism is huge. We dont have many people that make less than 100k in our town, but we do have a small population of lower class workers and I see how people here distinguish them. I also neighbor Hillary Clinton's town which are wall street millionaire's and politicians and I see how they treat us. Classism is real.
Oh my God not mistreated I can't imagine anybody being mistreated no matter what color or wealth...on and on. If i had a color wheel with every color on it and spun it on a minute-to-minute basis it would pretty much sum up how many different colors are mistreated you look through the glass through only your eyes everyone is mistreated everyone is hated on understand that and you'll understand that we are all suffering and can help one another some way( Unity)
Strong. Great series. Much neeeded conversation. God bless everyone!
My brother my brother.....no THANK YOU.....this was very powerful and encouraging. Great panel of brothers and sisters. This is one of those "think tank" panels that we as Black people need. We need to face, ask, discuss and analyze the tough questions. This is how we learn and grow.
You can hear and feel the connection from most of the panel, like most of us, that have the "church" raising. We as a people, as a family, must wake up and believe in who we are, know who we are and accept that we are "the needle point" of humanity.
Be Black
Be Proud
Be African
Black People=strong
Black is too strong of a word, for a bunch of puxxy people. 🤷♂️
If black people are so strong, why do they identify as a group so often and are doing the poorest out of all minorities?
While I wait for the next episodes of the Grapevine on RUclips, this is the next best panel of black people discussing important things. Please do this year round.
I came here after bingeing on Grapevine too!
Loved it all can't wait for a new panel.
Excellent series, really enjoyed it. Very thought provoking.
When I think about the "Black People" word, I think about originality, Pure, Beauty.
Leave something for your kids when you do go to the afterlife. God said he wants us to have life more abundantly.
Indeed and yet, how did Christ define abundance? He lead an abundant life and yet owned almost nothing. His abundant life was his relationship with, dependence on and obedience to his Father. This is true joy and full abundance...abundance in the Spirit.
@@dankoefoed917 A successful life is an obedient and surrendered life. Obedience is greater than sacrifice.
Wow! Very interesting thanks for teaching 💗
The Best Thing I've Heard is Don't Prove them Right.. Hits so hard 💪🏿 I love it