Paid off payday loan but still owe?

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  • Опубликовано: 6 май 2024
  • When some people are short on money they get what’s called a payday loan. One South Florida man was told he didn’t pay back the loan. To prove he did he called Help Me Howard with Patrick Fraser.

Комментарии • 181

  • @Angelo-fo8de
    @Angelo-fo8de 13 дней назад +80

    No money for Americans in need but billions for other countries , sad !

  • @skylark2077
    @skylark2077 15 дней назад +160

    They tried to railroad pop until chanel 7 put they ass on blast

    • @pearlsswine
      @pearlsswine 15 дней назад +3

      "they ass on blast"
      I can't believe I share oxygen with people who can barely put together a coherent sentence lol.

    • @Livingfree60
      @Livingfree60 15 дней назад +4

      4 sho.

    • @rbfbrown7207
      @rbfbrown7207 15 дней назад +9

      ​@@pearlsswine goofy B 🤡🤡🤡

    • @blackguy1811
      @blackguy1811 14 дней назад +6

      ​@@pearlsswine You hate us cuz you not us. Cope

    • @jackdaniels5134
      @jackdaniels5134 14 дней назад +11

      If you'd like to stop sharing the oxygen with these people, your local highway should be busy around rush hour.

  • @7sonero7
    @7sonero7 15 дней назад +127

    Taking advantage of the elderly and poor .

    • @pearlsswine
      @pearlsswine 15 дней назад +2

      Poor people take advantage of themselves lol. Can't afford to pay bills but can afford a TikTok binge habit lolol.

    • @7sonero7
      @7sonero7 15 дней назад +5

      @pearlsswine True . I am sure bad decisions are made. But taking advantage of a person's ignorance or despiration. For whatever reason. Just ain't right. But the devil don't care otherwise.

    • @autumnluv8227
      @autumnluv8227 15 дней назад +6

      ​@@pearlsswineI doubt the elderly gentleman in this story uses tik tok

    • @Bill-im6nt
      @Bill-im6nt 9 дней назад

      @@autumnluv8227 The Flip-phone app?😂

  • @my2cents945
    @my2cents945 15 дней назад +89

    these are scams and should be outlawed.

    • @traybern
      @traybern 14 дней назад

      ONLY STUPID States allow Payday Loans!!!

    • @martiallife4136
      @martiallife4136 14 дней назад +3

      Some states outlaw them.

    • @youtubesucks1499
      @youtubesucks1499 14 дней назад +5

      They are predatory.

    • @DAndyLord
      @DAndyLord 11 дней назад

      @@youtubesucks1499 Predatory, plus 20% interest per month. Insane.

  • @kelj4517
    @kelj4517 15 дней назад +130

    Someone please help this Veteran get his VA disability!

    • @daniella8400
      @daniella8400 15 дней назад +12

      Right! This is insane! He should be 100%

    • @thankthelord4536
      @thankthelord4536 15 дней назад

      Yes! He can get $3,699 a month.

    • @P2Feener305
      @P2Feener305 14 дней назад +2

      Why don’t you? Easy to be a back seat driver.

    • @daniella8400
      @daniella8400 14 дней назад +7

      @@P2Feener305 probably because they don’t know him and aren’t likely in his city or state!

    • @traybern
      @traybern 14 дней назад +2

      YOU send him YOUR paycheck, Big Mouth!!!

  • @AAALLDAY07
    @AAALLDAY07 15 дней назад +88

    I always avoid these payday loan, the interest rate is outrageous

    • @bjvu9460
      @bjvu9460 15 дней назад +3

      loan sharking is illegal so how are they getting away with it or do they have to be sued . If I am not mistaken, their is a cap on what interest rate a loan can charge

    • @morrisstanback566
      @morrisstanback566 11 дней назад +2

      Title loan is too

    • @rbsmith3365
      @rbsmith3365 3 дня назад

      It’s higher than 20 years ago.

  • @bewhole
    @bewhole 13 дней назад +6

    For what they put him thru they should give him $1000.00 cash.

  • @daniella8400
    @daniella8400 15 дней назад +47

    Get him to the nearest VA!! He should have enough money from his time in service to survive!

  • @empressonthethrone
    @empressonthethrone 15 дней назад +42

    Don't do business with them again Lorenzo.

  • @TheSuperPsychoKiller
    @TheSuperPsychoKiller 9 дней назад +8

    It’s not a computer error, it’s a stupid employee error ruining someone’s day.

  • @NopeUghUghAbsolutelyNot
    @NopeUghUghAbsolutelyNot 15 дней назад +32

    Companies always trying to screw someone acting like computers are incapable of being wrong. It's usally user error anyway

  • @RayR0041
    @RayR0041 9 дней назад +7

    They apologized because they got caught!!!

  • @markbosnick8006
    @markbosnick8006 15 дней назад +38

    Why does it always take a news station or a lawyer to fight for the less fortunate people? This man did just what he was supposed to do and had the proof. But the corporation still didn’t believe him. I would sue for the stress they caused this man.

    • @Carroll-dude
      @Carroll-dude 15 дней назад +10

      Greed

    • @duckpwnd
      @duckpwnd 14 дней назад

      Because it's not an accident. They deliberate swindle people, or at least choose to overlook obvious mistakes in their favor. When they get caught, they pretend it was an obvious oversight and are magically able to resolve it.
      They deliberately prey on the weak and only stop when they might become the prey themselves.

    • @jerrystauffer2351
      @jerrystauffer2351 2 дня назад

      Sunshine is the best disinfectant

  • @I-canMakeTheGlobeShift
    @I-canMakeTheGlobeShift 15 дней назад +38

    Heres a hidden fact regarding
    loan shark places aka check
    cashing places..If you ever
    notice those places are only
    placed in poor demographic
    areas of cities. But you dont
    see these places in suburbs
    or nicer neighborhoods.

    • @pearlsswine
      @pearlsswine 15 дней назад

      Lol do poor people even understand what a loan shark is? No, of course you don't. TikTok University doesn't teach such a thing.
      Loan sharks aren't going to sell your debt to collectors when you decide you no longer feel like paying back what you owe lol.

    • @bjvu9460
      @bjvu9460 15 дней назад +7

      why would they be in an area where people are less likely to need their services? This is just good business and common sense. Rich people have good credit and bank to lend them money and the broke have the check cashing stores

    • @JustMe-dn9fh
      @JustMe-dn9fh 15 дней назад +3

      Yes these stores cater to a demographic. You will never see them in a upper class community

    • @eriks8382
      @eriks8382 15 дней назад +5

      They shouldn’t that’s the point bjvu! The poor should also have access to credit that doesn’t completely rob them blind. This is what people have been fighting for or decades.

    • @jakeshields2905
      @jakeshields2905 10 дней назад

      Hogwash. If you pay the check cashing store back in a certain amount of time, there's no interest

  • @williamswetnam4070
    @williamswetnam4070 15 дней назад +13

    These payday loan businesses are illegal in Arkansas. They are not welcome here. Arkansas has the strongest laws of any state against usary.

  • @667SatansNeighbor
    @667SatansNeighbor 15 дней назад +17

    Poor human: "Hey... I have proof I paid this loan"
    Rich corporation: "Get bent!"
    News station: "Hey... WE have the same proof that this guy paid this loan"
    Rich corporation: "We are terribly sorry, we will fix the error"
    Amazing how that works.

    • @eriks8382
      @eriks8382 15 дней назад

      Haha. It’s like at that point what do you do? Fight the facts and look like the biggest scumbags ever

  • @therichtershow
    @therichtershow 11 дней назад +8

    Some workers don't look beyond the logic of what the computer is showing

    • @Bill-im6nt
      @Bill-im6nt 9 дней назад +1

      But the computer is always right! I retired early so I didn't have to deal with those people!

  • @wbrown103
    @wbrown103 15 дней назад +16

    Predatory lending 😢

    • @hotboy80baby18
      @hotboy80baby18 13 дней назад

      Facts I was waiting for this comment, alot of people don’t know about predatory lending laws , yesss u can sue for bizarre interest rates

  • @jimmycain8669
    @jimmycain8669 15 дней назад +11

    10% for two weeks sounds like loan sharking. It’s like cigarette taxes it’s a burden on the poor.

  • @rea8755
    @rea8755 15 дней назад +11

    Howard you're a legend. Thank you.
    Go Patrick!! ❤

  • @Jimmy-ot7sn
    @Jimmy-ot7sn 15 дней назад +7

    Thanks for your service sir

  • @dalemccree5841
    @dalemccree5841 15 дней назад +17

    Sir, I’ll see you had the veteran hat on for one bit to another. Let me give you a little tip on saving money.. You do have money to save because you’re able to put $300 away for three months to pay them back. So when times are not so bad and nothing is going wrong put money away so next time when you need it that thousand dollars you already have it.

    • @amtravelingservice4400
      @amtravelingservice4400 15 дней назад +2

      you have to have common sense for that to happen.

    • @amtravelingservice4400
      @amtravelingservice4400 15 дней назад

      Jesus said " go to the ant and become wise " the harvester ant saves it seed which are stored in the nest in communal chambers called granaries. Mr. Lorenzo can do the same thing. Don't go to Jesus just to get saved.. The jails are fill of born again Christians who got saved.

    • @kelj4517
      @kelj4517 15 дней назад +1

      @dalemccree5841
      I’m a veteran also! Someone in his local area needs to help with get his VA disability! I’m P&T

    • @josha.bdoge2
      @josha.bdoge2 15 дней назад

      @@amtravelingservice4400 Spoken like a prick living on Stolen wealth whose daddy paid for everything.....

  • @Livingfree60
    @Livingfree60 15 дней назад +5

    The news and getting put on azz blast of company will always find their error quickly

  • @viatranquilla
    @viatranquilla 15 дней назад +7

    Exodus 22:25 "If thou lend money to any of my people that is poor by thee, thou shalt not be to him as an usurer, neither shalt thou lay upon him usury".

  • @schawnettarobinson8584
    @schawnettarobinson8584 15 дней назад +10

    Social Security to Social Security

  • @ebony2399
    @ebony2399 8 дней назад +1

    I’m glad this got straightened out because these kind of situations stress people to the grave, especially the elderly.

  • @Derpy1969
    @Derpy1969 9 дней назад +1

    They tried to steal money from him and they got caught. This is standard practice and amounts to theft by fraud.
    Accuse them of not paying. If they fight it, concede it was “a mistake”. If they pay, the business has stolen the money and gets away with it.

  • @williamwilson6499
    @williamwilson6499 15 дней назад +20

    The world feeds on the poor and the stupid.
    Don't be poor, and don't be stupid.

    • @debriggida
      @debriggida 14 дней назад +6

      Feeds on the rich and intelligent people too.

    • @Clee2006
      @Clee2006 14 дней назад +5

      Yeah bc it’s very easy for those who are poor to just not be poor anymore.

    • @MrBrewman95
      @MrBrewman95 11 дней назад

      Seems like there could a connection between being stupid and poor.

  • @westondaniel
    @westondaniel 5 дней назад +2

    So sad that someone who sacrificed everything for this country has to get payday loans.

  • @lillianrhone8485
    @lillianrhone8485 15 часов назад

    This happened to me, too. I always paid my loan off in two weeks on the nose. But these corporations are predatory, and they depend on people lack of knowledge to continue devastating people's livelihoods. Congress needs to put some kind of oversight mechanism place to protect people.

  • @jakeshields2905
    @jakeshields2905 10 дней назад +2

    I've been to the check cashing store and their computer is down every other time you go in there

  • @christophermckoy6801
    @christophermckoy6801 15 дней назад +6

    💩 like this really pisses me off 🤨now goes into this establishment and shows he paid off the loan but they don't take his word for it because they are trying to get over on him but as soon as he brings it to the attention of the news now it's my bad he was right he did pay it back. SMH

  • @truvoypapasengbesampson2322
    @truvoypapasengbesampson2322 11 дней назад +6

    And that my friend is the reason why the us military on all branches is seeing a decline. They don't take care of their veterans but would rather send trillions overseas

    • @Bill-im6nt
      @Bill-im6nt 9 дней назад

      It's not the military, it's Congress!!! Those dang "entitlements" again.

  • @osvaldocervantes4139
    @osvaldocervantes4139 10 дней назад +3

    I stopped going to places like this when I was 19 of age ,, I'm 41 now ,,anyone that's going to these places still are making wrong choices in life.

  • @thebrock12
    @thebrock12 15 дней назад +8

    This is why you should save money when you are working when you are young so you don’t end up in situations like this

    • @Livingfree60
      @Livingfree60 15 дней назад

      You probably old too so shut up

  • @EricFortuneJr.
    @EricFortuneJr. 10 дней назад +1

    A payday loan is just that. It’s a small short term loan that’s meant to be paid off ideally with the next paycheck. Never barrow any more than you need or more than what your next paycheck would cover. Borrowers often take on the maximum amount available and make minimum payments.

  • @charlesyates6687
    @charlesyates6687 15 дней назад +3

    I had the exact same thing happen with Bay área storage in Tampa. I paid my rent every month then all the student i was $3000 behind claiming i did'nt pay rent for 6 months 5 years earlier .

  • @johnd.5601
    @johnd.5601 4 дня назад +1

    The IRS and the internal revenue do the same thing! You can never pay them off unless you pay the total amount. I had an attorney and a CPA.

  • @hyacinththompson6089
    @hyacinththompson6089 4 дня назад

    You guys are the best 🎉🎉🎉🎉🎉

  • @MusicMike747
    @MusicMike747 10 дней назад +1

    From firsthand experience, I know the clerks in those payday loan stores aren’t math or financial geniuses. They make mistakes all the time.
    Never get a payday loan is the best advice. But if you do? Document document copy copy everything.

  • @adelitavalle1852
    @adelitavalle1852 12 дней назад

    You are awesome.

  • @yolandatubin8126
    @yolandatubin8126 13 дней назад +2

    These loan sharks need to be shut down and legit banks need to help Vets get loan at a special low interest rates..

  • @antwon2865
    @antwon2865 15 дней назад +3

    Sue em.

    • @josha.bdoge2
      @josha.bdoge2 15 дней назад +1

      No damages.....UNLESS it affected his credit score then he might have grounds for a lawsuit...Considering he is borrowing money at 260% interest or 10% a week, I would say his credit is already done long ago....

  • @traybern
    @traybern 14 дней назад +1

    NOTHING is more OUTRAGEOUS than THIS lawyer’s FEES!!

  • @Ron71997
    @Ron71997 15 дней назад +4

    10% every two weeks at 26 bi-weekly per year is 260% a year - would be better for this gentleman to get a credit card if he can and get a cash advance occasionally at less ten 1% per every two weeks or around 22% a year...even on social security if his credit is good he could qualify for a $1,000 credit card...

    • @UncleDavesKitchen
      @UncleDavesKitchen 15 дней назад +1

      good suggestion. I'm on SS and use a credit card when necessary but pay it off asap.

    • @pearlsswine
      @pearlsswine 15 дней назад +1

      Lol yes, I'm sure this fine, intelligent gentleman totally wouldn't max out his card in the first week lol.
      Oh Ron, you are so silly.

  • @susanhurst3292
    @susanhurst3292 10 дней назад +1

    Good for him!

  • @Justncase2
    @Justncase2 11 дней назад +1

    GOD BLESS YOU SIR. THE PAYMENTS ARE APPLIED TO INTEREST THAT GO UP EVERY MONTH. SO THEREFORE YOUR LOAN PYMT IS NEVER PAID. THESE ARE RIP OFFS. BE CAREFUL PEOPLE.

  • @feliciahollins7167
    @feliciahollins7167 7 дней назад

    When I went to a pay loan here in Louisiana, I would borrow $100 and had to pay back $130. I am happy I did't continue borrowing from them.

  • @ditsydimples
    @ditsydimples 6 дней назад

    He should have reported them to the Consumer Financial Protection Bureau.

  • @user-vg5vf7eo7s
    @user-vg5vf7eo7s 15 дней назад +1

    Payday loans are something you don’t get yourself into….

  • @danababy1977
    @danababy1977 10 дней назад +1

    People swear computers don’t make mistakes

  • @prettyholland4858
    @prettyholland4858 День назад

    Someone stole the money and tired to put it on someone innocent

  • @mattp4079
    @mattp4079 15 дней назад +1

    The kingpin of shady debt collectors is Douglas MacKinnon of Buffalo, NY.

  • @ricardosoto5512
    @ricardosoto5512 11 дней назад +1

    Trying to take advantage......

  • @tonyrodriguez9027
    @tonyrodriguez9027 День назад

    So much money for people out of u.s.a., but no money for the people of u.s.a.

  • @ShannonsBibleStudy
    @ShannonsBibleStudy 15 дней назад +3

    Usury.

  • @KeebasWorld
    @KeebasWorld 7 дней назад

    Taking advantage of the elderly! Shame on them… looks like he pays his bills better than most younger people. ❤❤

  • @MsAchampion
    @MsAchampion 15 дней назад

    I need help here in Georgia because these people are trying to Harnish my wages for an unlawful eviction over ten years ago. They have some recovery people sending me letters and finally i got something from the court. I went there to answer it in the hope that ill get my day in court to address the matter because the recovery guy said to me over the phone that he talked to me and I agreed to pay on several dates and I'd never even spoken to anyone about the matter before. So i think that someone who knows me and knows that i stayed in that apartment and knows about my eviction contacted those people behind me back and pretended to be me in order to mess me up some how because I don't talk to friends anymore. They know why. But it's wrong. I can't wait to go to court.

  • @DRventura333
    @DRventura333 10 дней назад

    The key question is, Why should an American Veteran be suffering like this in America to pay his bills? These American Pay Day loans are scamming many elderly and those in the poor community. How can a business charge someone 200% for a loan of a few hundred dollars!

  • @RETUSAF1995
    @RETUSAF1995 15 дней назад +3

    Steals your wealth just like car payments.

    • @ra15899550
      @ra15899550 7 дней назад

      Yeah, stinking car payments. Be careful of what you ask for; you just might get the car payment that you was hoping for! (@10% for 10 years)

  • @user-cf5ke3dy4j
    @user-cf5ke3dy4j 2 дня назад

    They should give him money for all this headache.

  • @Brenda-kn6dv
    @Brenda-kn6dv 6 дней назад

    These payday loan places shoukd be illegal in every state. They rib the people off, and then try and lie to get more money from them.

  • @CorkyPeters
    @CorkyPeters 4 дня назад

    Now sue the pay day sharks for harassing him

  • @bankergeorge
    @bankergeorge 15 дней назад +1

    Crooks

  • @REVLIMITER3
    @REVLIMITER3 2 дня назад

    Payday loan interest should be regulated they're legally robbing people down on their luck

  • @marcielynn4886
    @marcielynn4886 2 дня назад

    Payday loans are horrid. Better off going to the mafia for money.

  • @tra289
    @tra289 9 дней назад

    🙏

  • @emjay2045
    @emjay2045 2 дня назад

    Where are the receipts ?

  • @Romancefantasy
    @Romancefantasy 14 дней назад

    How many other people have been tricked into paying for a mistake?

  • @rbsmith3365
    @rbsmith3365 3 дня назад

    Must have receipts for proof. And, I’m retired too and don’t he have a credit card like, I do? Credit card monthly payments is lot less than payday loans.

  • @Uhh-No-Comment
    @Uhh-No-Comment 11 дней назад +1

    Looking at the hat, he is wearing he shouldn’t even have to go through this

  • @charlespittsjr604
    @charlespittsjr604 11 дней назад

    Still got a flip phone. Old school.

  • @radfelross3386
    @radfelross3386 7 дней назад

    Pay day loans are the new loan sharks

  • @panaderofilms
    @panaderofilms 14 дней назад

    I need to open a payday loan business..

  • @charlespittsjr604
    @charlespittsjr604 11 дней назад

    Payday day loans need to be outlawed .

  • @michellehebert5061
    @michellehebert5061 15 дней назад +5

    Never a lender or a borrower. 🙏✝️

    • @MightyWarriorCoalition
      @MightyWarriorCoalition 14 дней назад +2

      The actual purpose of that scripture in Deuteronomy was that if the Israelites kept the commandments of God they would be the lenders and not borrowers from the canaanites. But if they didn’t keep the commandments then they would be borrowers and not lenders. I don’t know if you understood that based on the comment. That’s all.

  • @realmusicproduction487
    @realmusicproduction487 7 дней назад

    Happy they outlawed this in my state

  • @patsimmons3123
    @patsimmons3123 7 дней назад

    👏🏾👏🏾

  • @sbss924
    @sbss924 3 дня назад

    He is a Veteran- he should be able to go to the Government for help with a pay day loan. But no, money is need to take care of illegal immigrants and other nations at war. This makes me angry and sad.

  • @revdyson2400
    @revdyson2400 4 дня назад

    Don't browse anymore money from them. 😮

  • @georgemelton1606
    @georgemelton1606 10 дней назад

    These types of loans are nothing but legalized loan sharking.

  • @ArabellaPottery
    @ArabellaPottery День назад

    BUT THEY CANNOT GARNISH SOCIAL SECURITY!!! If you used a car or home as collateral they can take those items.

  • @deeray0604
    @deeray0604 15 дней назад

    How many people they have ripped off with this same tactic

  • @radolfkalis4041
    @radolfkalis4041 14 дней назад

    If he had not paid it, they would have come after him.

  • @davedavid8135
    @davedavid8135 8 дней назад

    Take money poor people to give another for war😢😢😢😢

  • @pinkbuttercup2023
    @pinkbuttercup2023 14 дней назад

    They did the same to me

  • @HarveyWallbanger-ho2cq
    @HarveyWallbanger-ho2cq 15 дней назад +1

    He's not exactly a financial genius

  • @raymondcaylor6292
    @raymondcaylor6292 6 дней назад

    Stop using Payday Loans. Get $1,000-$2,000 saved up as quick as you can and live on a budget. Made a budget and live by the budget. Apply for any or all Social Benefit programs you may be eligible for including any VA benefits you may not be getting. Good Luck

  • @SOF5615
    @SOF5615 11 дней назад

    Please don’t get any more pay day loans

  • @kloud1174
    @kloud1174 11 дней назад +1

    Bad business, leave our veterans alone!!!

  • @bigdog1150
    @bigdog1150 8 дней назад

    Pay your loans back or Paulie Walnuts will be stopping by to give you "encouragement"

  • @anthonyvoss9150
    @anthonyvoss9150 2 дня назад

    Payday loans are rip offs

  • @burly636
    @burly636 9 дней назад

    This should be against the law? But it isn’t what does that tell you?

  • @Jonnyx180
    @Jonnyx180 15 дней назад

    cash money is red and black because it came from below let's just say .the red and black design is not random .money and borrowing leads me to hell and others to

  • @leg414
    @leg414 14 дней назад

    Ask WHY these places exist and are basically "Loan Shark" entities by law...To defraud and place the people in a worse predicament. Peace

  • @wallacegrommet3479
    @wallacegrommet3479 10 дней назад

    Loan sharks

  • @queen.kristal8395
    @queen.kristal8395 5 дней назад

    Accounting error there just trying to scam him don’t do business with them anymore .try to see you can rearrange payments when your check comes in after instead to avoid using payday loans

  • @tyriciankelly9185
    @tyriciankelly9185 10 дней назад

    WHERE ARE THE RECEIPTS? KEEP YOUR RECEIPTS PLZ.

  • @je4350
    @je4350 10 дней назад

    pay day loans are illegal where i live also your ss is protected by the 14th amendment from debt collection if you end up in a hole so big you cannot dig your self out of its a life saver

  • @stickyscriptures
    @stickyscriptures 14 дней назад

    ✝️🛐☮️💟