I’m gonna tell y’all how to get a repossessed off easy call and tell them you have inaccurate information on your report and when they ask you what’s inaccurate tell them tell them the company of the repossessed and tell them you have the vehicle back and it’s no longer being repossessed it always works for me and they remove it 💯💯💯💯💯🙏🏼🙏🏼🙏🏼🙏🏼🙏🏼
Thank you! I bought my car from the dealer, I have gap and my note is $1686/month. I was approved based on a temp job (I’m a nurse who made crazy money during Covid but those days are long gone) I can no longer afford it so I will do option 1
This was the best explanation I've ever witnessed. You're detailed instructions were immaculate! I will be using one of the options once I receive my credit report and decide which strategy is suitable for me! God bless. I pray your business grows beyond your imagination!!
Yo this information is so true. I have a repo 4 years ago and they continue to report it as a late payment while still adding interest. Going to try these methods
I called to dispute mine with the second option regarding the installment loan vs credit sale. The guy didn’t want to process my request saying that it was not a valid reason to remove from report. He could only request to change the information, not remove it. I got him to finally acknowledge that he would request it to be removed after being a little more stern with my approach. I hope the customer rep doesn’t try to sabotage my dispute.
Call back until you get someone to do what you want them to do how you going to give up on the first try of course they don't want to remove it come on now you know why people have used this tactic and it has gotten removed
Just so some of you can understand, this is a refund of the claim, which is no longer needed because your car was repossessed. Basically, stopping your insurance and getting the difference you paid. Therefore, the lender gets back that difference, or so the refund. This is not the same as a claim on your gap insurance for an accident or theft ending int total loss, whereas the insurance pays off your car. This is still helpful as it will show a discrepancy in the amounts, thus allowing you to remove inaccuracy from your credit report.
This would also work if you purchased an aftermarket warranty from the dealership and had that cost wrapped into your original loan. Cancel the warranty, cancel the GAP. There are a few lenders that supply aftermarket products like warranty and gap that are not cancelable. Three of those off the top of my head are Westlake, Credit Acceptance Corporation, and Bridgecrest.
@@PinkFridays a HUGE chunk of your loan is the warranty they that wrap into the total amount financed. Call them and try to cancel your warranty, and see what happens. You may live in a state that protects you from predatory lending and they will have to cancel the warranty and refund the pro-rated cost of that warranty back to the lender to reduce the balance. They hardly ever honor their warranties anyway, you're better off saving some money and fixing the car yourself if it breaks down or needs work. You could easily knock a whole year off your loan by just cancelling the warranty. If they let you. If they don't let you call the State attorney's office and see if you have recourse.
Wow 🤩. I’m impressed at your knowledge. I wish I was taught this in high-school. I would have never been in the situation I’m in now. I I have a question to ask. I have a repo that’s says Closed and it still shows a balance, and it has derogatory on all three bureaus. Could I still use the third option? And does derogatory still means late payments?
The only thing hurting me is the repossession even tho it was a volunteer repo… I’m at a 590 however I was still able to get a car loan with a substantial down payment. Like 17k on a 24k car…. I’ma try this I had gap insurance. Thanks for the information.
I’m gonna tell y’all how to get a repossessed off easy call and tell them you have inaccurate information on your report and when they ask you what’s inaccurate tell them tell them the company of the repossessed and tell them you have the vehicle back and it’s no longer being repossessed it always works for me and they remove it 💯💯💯💯💯🙏🏼🙏🏼🙏🏼🙏🏼🙏🏼
Great question! The #CreditHeros in our Facebook community can share what's worked for them! 🙌 Check it out facebook.com/groups/creditrepaircloudcommunity
How do you remove a repo that was not taken because I paid the late payment the next day and the car was given back to me but the company still reported it as a repo on my credit report and it is now stopping me from being qualified fir a house and this happened 5 years ago and I just found out this was on my credit report last year when I tried to prequalify for a house. I have called the company and asked for a deletion letter or to remove the inaccurate information and they refused to do so. What can I do now?
Get paper proof that you paid the late payment. A receipt from that payment plus several months of receipts where you are still paying on your loan need to be sent to all 3 credit bureaus with a letter stating the discrepancy of the repo, that you still have current ownership. You have the right to an accurate credit file and that discrepancy is unacceptable and demand it be removed immediately. Proof and a letter should do the trick. You may have to keep on them but be stern and keep demanding it be removed!
It should be against the law anyway for them to repo cars especially when you have gap insurance and they know you do but yet and still they still put it on your credit report yo we need to start taking out class action lawsuits against these companies this is 2022 they can no longer get away with this stuff why should we have to go through this you took our cars no we couldn't afford it when y'all gave it to us LOL
I was wondering, when disputing a factual discrepancy to remove a repo on my credit report do i have to send the letter to all three reporting agencies?
What the disgusting bureaus are doing now is that every time you report a discrepancy, they just change it to accommodate what you reported what a discrepancy, instead of removing it from your credit. So, how do you get past this?
My vehicle was repossessed in 2019 it was sold at auction but still left 22k plus in debt then this year out of nowhere the debt went down to about $6k but now the lender is reporting late payments and it's hurting my score again. How do I dispute this?
I’m gonna tell y’all how to get a repossessed off easy call and tell them you have inaccurate information on your report and when they ask you what’s inaccurate tell them tell them the company of the repossessed and tell them you have the vehicle back and it’s no longer being repossessed it always works for me and they remove it 💯💯💯💯💯🙏🏼🙏🏼🙏🏼🙏🏼🙏🏼🙏🏼
Hello, any advice on how to get a repo removed from my report if I got it back and paid all the back pay and fees. I wasn’t keeping up with the payment back in 2021 and got covid and wasn’t working. When it was taken a friend gave me the money to get it back and it still shows repo on my report? Thanks in advance. Also I’ve been paying on it on time ever since.
How can I find out if it's sold to the auction or 3rd party collection agency OR who the Gap company is? It still shows the original finance bank on my report.
Thank you so much for this my report is able to do the 2nd and 3rd option… I think I’m going to do the 3rd option because it’s like the keep updating the payment
Question for a friend: He had his car repossessed and then like 2 days later “redeemed” it back he paid for the months he missed and has been up to date on his payments for about a year and a half now. Is there still a way to take that repo off his credit report? He’s trying to get an apartment but they won’t approve him still because is the negative impact on his credit report.
He could send them a Goodwill Letter explaining what he was going through when the car was repossessed. Also in that same letter mention how he is now up to date and values their business and ask if they can remove the negatives from his credit report. It has worked for me and my clients more often than not.
@@jenniferkelley2159 Everytime I’ve tried this with various disputes I get told “we would never remove accurate information regardless of the circumstances”
Can a repo report false payments to keep my account current. I had a repo 6 years ago and two months ago they reported I missed two payments? I haven’t spoken to them in over 6 years
He explains in the video that if they are reporting you as late on a payment after the repo that it is inaccurate information. You can send letters to all 3 credit bureaus with the date of the repo. Listen to the video again and write down what he says to send in a letter.
Hey there! This is a great question! We recommend you join our Facebook community! 🙌 One of the 20k+ #CreditHeros can share their experience and advice, and help you out! Check it out: facebook.com/groups/creditrepaircloudcommunity
Depends what you mean by come after you, if they just asking you for payment, tell them to kick rocks and don't ever contact you again. By law they should stop, that debt is not collectable anymore, and it's past the statute of limitation for them to sue you.
What if you bought the vehicle used? Do I go to the dealership to ask for a copy of the original contract? And then where do I go after that? A 3rd party debt collector bought my debt.....
I got into a accident in 2019 and they car was never picked up by the dealer and the insurance never paid out and the car was left at the body shop and it’s not saying on my report they can’t locate individual I was very young mind you so I’m not sure now how to get this off of my credit
Thanks for the info! I currently have a client with a repo on his credit report and another referral may become a client sometime soon. I've heard that repo companies are quick to sue, so I'll move forward with caution.
Got fooled into letting someone put a challenger in my name. Of course they didnt pay any payments and now i have a vehicle on my record thats in collections and never found out until i tried to get a simple nissan
In the repossession the damage my vehicle so I’m not paying the loan. Luckily the car is covered under gap so basically you’re saying that I can get out of the loan because it’s considered a total loss? By get out, I mean for it to not be reported? I got my car repossessed when it wasn’t supposed to be repossessed and now I’m having to deal with it.
Hey Steve! Check out our Facebook community! There are 18k+ #CreditHeros who can help answer your questions. 😃facebook.com/groups/creditrepaircloudcommunity
ey brother I hope you see this. so I disputed my repo with the credit bureaus and instead of deleting them they update the information. is their anything I can di once they do that ?????
What if the car was repossessed then they took me to court got a ruling and I pay but it’s still on my credit report how can I ask them to take it off?
So my car got repoe'd cuz I missed 1 payment, I talk to the Bank and get my loan reinstalled, pay all fees and the missed payment and gets my car back.. ( within 3 day)does this go on my credit repot as a repossession and if it does can get it removed?
what happen when you recover the car on first day of repossession, i am still making payments, car is in my possession, but it show on credit as my car was repossessed
Quick question i know i certainly had gàp insurance but i didn't have car insurance at the time of the accident so does that mean i cant dispute it? By using the gap insurance
Mines was 8 years ago but I did a voluntary repo . I don’t even have any paperwork with that car but I do remember getting gap after pulling off the lot . So do I call the dealership first ? Or the credit Union they sent me to
You were suppose to just ask for proof of the Gap refund check being sent to the creditor and then request an itemized debt validation letter to check for the credit amount. Of course there wouldn't be a case open.
I Was in a car accident, car was towed to the junk , couple weeks later I guess it was repossessed, after a couple months later car was fully paid off by the insurance. This was in 2020 till now I just called. And I guess it was a mixed understanding. So now I have to wait an call. Is there any more best advice
So with the step that basically states that how are you supposed to make a payment when the car is repossessed do you send that to the Bureaus or the actual creditors
Hey there! This is a great question for our Facebook community! Your fellow #CreditHeros can share their advice and what's worked for them!😃 facebook.com/groups/creditrepaircloudcommunity
That is true but nobody can see what the future hold and what may happen. Example if someone is married and gets a vehicle then ends up divorced a year later and loses their job. Said person then has to choose between a car payment or food in their kids' mouth...which would you chose?
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What if the lender didn’t sell it to a 3rd party
I’m gonna tell y’all how to get a repossessed off easy call and tell them you have inaccurate information on your report and when they ask you what’s inaccurate tell them tell them the company of the repossessed and tell them you have the vehicle back and it’s no longer being repossessed it always works for me and they remove it 💯💯💯💯💯🙏🏼🙏🏼🙏🏼🙏🏼🙏🏼
can Repos get in your Property and thinking about fighting with you ? what are your tips and tactics to defend you Vehicles ?
@@KerryOnDaBeatz901_1❤
Thanks to you, I found out gap paid out the remaining of the vehicle and I’m getting reimbursed for the 2,699 that I paid during collections.
Gap covered the balance after the repo ?
Thank you! I bought my car from the dealer, I have gap and my note is $1686/month. I was approved based on a temp job (I’m a nurse who made crazy money during Covid but those days are long gone) I can no longer afford it so I will do option 1
This was the best explanation I've ever witnessed. You're detailed instructions were immaculate! I will be using one of the options once I receive my credit report and decide which strategy is suitable for me! God bless. I pray your business grows beyond your imagination!!
Hello! Did you try any of these? if so, dd they work?
Hello there! Did you try any of these methods? If so, how did it work out?
@@lakeshacarter8198 Yes. A good credit repair associate can assist with getting this removed.
This guy knows his stuff...
I so agree with you
Yo this information is so true. I have a repo 4 years ago and they continue to report it as a late payment while still adding interest. Going to try these methods
Did it work for you?
I called to dispute mine with the second option regarding the installment loan vs credit sale. The guy didn’t want to process my request saying that it was not a valid reason to remove from report. He could only request to change the information, not remove it. I got him to finally acknowledge that he would request it to be removed after being a little more stern with my approach. I hope the customer rep doesn’t try to sabotage my dispute.
Hey Joshua do you have an update for us?? Hope it went well!
Updates fam
Thus far it has not been removed
Call back until you get someone to do what you want them to do how you going to give up on the first try of course they don't want to remove it come on now you know why people have used this tactic and it has gotten removed
Great video . I have a question. Who did you call, the Bureau or the furnisher of the account ?
Just so some of you can understand, this is a refund of the claim, which is no longer needed because your car was repossessed. Basically, stopping your insurance and getting the difference you paid. Therefore, the lender gets back that difference, or so the refund. This is not the same as a claim on your gap insurance for an accident or theft ending int total loss, whereas the insurance pays off your car. This is still helpful as it will show a discrepancy in the amounts, thus allowing you to remove inaccuracy from your credit report.
Omg!!!!! Genius. Not me but you! I am not because I co-signed for my daughter…. You are for explaining the gap payment!!!! Thank you!!!!
What if you don’t have the gap insurance? Then how can we remove it ?
This would also work if you purchased an aftermarket warranty from the dealership and had that cost wrapped into your original loan. Cancel the warranty, cancel the GAP. There are a few lenders that supply aftermarket products like warranty and gap that are not cancelable. Three of those off the top of my head are Westlake, Credit Acceptance Corporation, and Bridgecrest.
What does this mean? I have bridgecrest
@@PinkFridays a HUGE chunk of your loan is the warranty they that wrap into the total amount financed. Call them and try to cancel your warranty, and see what happens. You may live in a state that protects you from predatory lending and they will have to cancel the warranty and refund the pro-rated cost of that warranty back to the lender to reduce the balance. They hardly ever honor their warranties anyway, you're better off saving some money and fixing the car yourself if it breaks down or needs work. You could easily knock a whole year off your loan by just cancelling the warranty. If they let you. If they don't let you call the State attorney's office and see if you have recourse.
Gap coverage not available plus I do not have that same insurance company anymore. Vehicle got take 7 yrs ago, still on credit report
Wow 🤩. I’m impressed at your knowledge. I wish I was taught this in high-school. I would have never been in the situation I’m in now. I I have a question to ask. I have a repo that’s says Closed and it still shows a balance, and it has derogatory on all three bureaus. Could I still use the third option? And does derogatory still means late payments?
HOLY SH!T!!! I was still being charged interest on my repo that I just noticed is listed as “other loan”
Was informational 🎉
This was an excellent video....I will search for my loan documents, and follow your steps to the "T". Thank you 🙏🏽
Wow! You hit the nail right on the head with this one! Thanks for the gems. Looking forward to joining
🙌🔥
Man I thank u for the advice I can see where I can dispute my repo thanks for looking 9ut for the little man
My car got repossessed they sold it for more gave me the difference
The only thing hurting me is the repossession even tho it was a volunteer repo… I’m at a 590 however I was still able to get a car loan with a substantial down payment. Like 17k on a 24k car…. I’ma try this I had gap insurance. Thanks for the information.
I’m gonna tell y’all how to get a repossessed off easy call and tell them you have inaccurate information on your report and when they ask you what’s inaccurate tell them tell them the company of the repossessed and tell them you have the vehicle back and it’s no longer being repossessed it always works for me and they remove it 💯💯💯💯💯🙏🏼🙏🏼🙏🏼🙏🏼🙏🏼
@@KerryOnDaBeatz901_ really ?
💯
Ok so then what do u say next if they said prof it?
Down payments are literally illegal
What will the wording in the contract say to determine a credit sale vs installment account?
Great question! The #CreditHeros in our Facebook community can share what's worked for them! 🙌 Check it out facebook.com/groups/creditrepaircloudcommunity
How do you remove a repo that was not taken because I paid the late payment the next day and the car was given back to me but the company still reported it as a repo on my credit report and it is now stopping me from being qualified fir a house and this happened 5 years ago and I just found out this was on my credit report last year when I tried to prequalify for a house. I have called the company and asked for a deletion letter or to remove the inaccurate information and they refused to do so. What can I do now?
did you ever get it figured out? I am in the same situation
Get paper proof that you paid the late payment. A receipt from that payment plus several months of receipts where you are still paying on your loan need to be sent to all 3 credit bureaus with a letter stating the discrepancy of the repo, that you still have current ownership. You have the right to an accurate credit file and that discrepancy is unacceptable and demand it be removed immediately. Proof and a letter should do the trick. You may have to keep on them but be stern and keep demanding it be removed!
It should be against the law anyway for them to repo cars especially when you have gap insurance and they know you do but yet and still they still put it on your credit report yo we need to start taking out class action lawsuits against these companies this is 2022 they can no longer get away with this stuff why should we have to go through this you took our cars no we couldn't afford it when y'all gave it to us LOL
Do you write the letters to all three bureaus if it is on all three credit reports?
Can you do the GAP option with insurance company or does it have to be with GAP coverage from dealership?
how do i get one of those cloud pillows? love it!
What if the debt was charged off with the original creditor, Is there a less likely the balance was reported incorrect?
Dm
Drewie..Consultancy
On
Instagram
He would fix your credit to perfect!
Very good vid!!!
Glad you enjoyed it :)
My question is. What if it was a repuf a few years back and the bank still says you owe a balance. It was never sold to a third company
I was wondering, when disputing a factual discrepancy to remove a repo on my credit report do i have to send the letter to all three reporting agencies?
What the disgusting bureaus are doing now is that every time you report a discrepancy, they just change it to accommodate what you reported what a discrepancy, instead of removing it from your credit. So, how do you get past this?
Ask for validation first! And not removal
My vehicle was repossessed in 2019 it was sold at auction but still left 22k plus in debt then this year out of nowhere the debt went down to about $6k but now the lender is reporting late payments and it's hurting my score again. How do I dispute this?
Same here. This doesn’t seem legal
Just settle for a lot less than 6k and have them in writing agree to remove the repo completely from the credit report before you pay them off.
I’m gonna tell y’all how to get a repossessed off easy call and tell them you have inaccurate information on your report and when they ask you what’s inaccurate tell them tell them the company of the repossessed and tell them you have the vehicle back and it’s no longer being repossessed it always works for me and they remove it 💯💯💯💯💯🙏🏼🙏🏼🙏🏼🙏🏼🙏🏼🙏🏼
Are you being serious?? I cant tell lol
@@Shinnnyu_ try it 💯
Say what now?
Does this work fr?
@@keepingupwkaykay yes give it a try
Hello, any advice on how to get a repo removed from my report if I got it back and paid all the back pay and fees. I wasn’t keeping up with the payment back in 2021 and got covid and wasn’t working. When it was taken a friend gave me the money to get it back and it still shows repo on my report? Thanks in advance. Also I’ve been paying on it on time ever since.
To do the repo option, do we have to call it in as loss to the gap insurance or how do we go about that
Daniel Rosen is awesome! Thank you for caring about people
Love the content trying to have this done
How many year can a repo stay on your credit report. Until I can call them to remove it from my credit ?
Do we call or send a letter to demand validation from third party debt collector?
is this strategy also applies to a voluntary repo?
How do you know or investigate if you had gap insurance
What if capital one held on to the voluntary repo loaned for the last 4 years
Can you uses any one of these examples for voluntary repo?
Thank you
How do you find the gap insurance..? Do I contact the dealership I brought the car, how would I go about finding that...
How can I find out if it's sold to the auction or 3rd party collection agency OR who the Gap company is? It still shows the original finance bank on my report.
@Joao Perloiro i'm in there and signed up with CRC Paid software and website. I see the posts they're all vague and watered down with bias opinions.
Reach out to the channel name above ⬆⬆ he covers all best around delivered well for me..........
How do you find your gap company
Id live to pay someone to get this repo off my report. Its giving me a headache. I cant figure out which catagory im in. I know the car was resold.
Did you get it done?
I enjoy your video i got a repo its been 6yrs 8months do suggest i just wait till the 7 yr mark? Or try the repo strategy after the fact as to why??
Thank you so much for this my report is able to do the 2nd and 3rd option… I think I’m going to do the 3rd option because it’s like the keep updating the payment
Hello there! Did you try any of these methods? If so, how did it work out?
Question for a friend: He had his car repossessed and then like 2 days later “redeemed” it back he paid for the months he missed and has been up to date on his payments for about a year and a half now. Is there still a way to take that repo off his credit report? He’s trying to get an apartment but they won’t approve him still because is the negative impact on his credit report.
He could send them a Goodwill Letter explaining what he was going through when the car was repossessed. Also in that same letter mention how he is now up to date and values their business and ask if they can remove the negatives from his credit report. It has worked for me and my clients more often than not.
@@jenniferkelley2159 Everytime I’ve tried this with various disputes I get told “we would never remove accurate information regardless of the circumstances”
@@jenniferkelley2159 do you send the letter to the lender or credit bureau?
@@ieatsnowflakes4799 Send the letter to the lenders.
Can a repo report false payments to keep my account current. I had a repo 6 years ago and two months ago they reported I missed two payments? I haven’t spoken to them in over 6 years
He explains in the video that if they are reporting you as late on a payment after the repo that it is inaccurate information. You can send letters to all 3 credit bureaus with the date of the repo. Listen to the video again and write down what he says to send in a letter.
can someone hire u for credit repair on their credit?
Hey there! This is a great question! We recommend you join our Facebook community! 🙌 One of the 20k+ #CreditHeros can share their experience and advice, and help you out! Check it out: facebook.com/groups/creditrepaircloudcommunity
Reach out to the channel name above ⬆⬆ he covers all best around delivered well for me..........
My car got repo 23 years ago, now they are coming after me for 5000 dollars, can they do that??
Depends what you mean by come after you, if they just asking you for payment, tell them to kick rocks and don't ever contact you again. By law they should stop, that debt is not collectable anymore, and it's past the statute of limitation for them to sue you.
@@busayoakinniranye-kp1wi damn. That sucks. His credit must be fucked
No they can’t
I really need your help!!!!
What if you bought the vehicle used? Do I go to the dealership to ask for a copy of the original contract? And then where do I go after that?
A 3rd party debt collector bought my debt.....
I got into a accident in 2019 and they car was never picked up by the dealer and the insurance never paid out and the car was left at the body shop and it’s not saying on my report they can’t locate individual I was very young mind you so I’m not sure now how to get this off of my credit
what about if the customer recover the Vehicle after the repo but still show in Credit report??/
Who would I write a letter to? I can use the second option because on my credit report it’s listed as an “auto loan”
You would send the letters to all 3 major credit bureaus.
What your information ? I want to
Pay you to do it for me
Hey boss 🙋♂️ quick question can the 3 party that bought the debt still receive payments and force me to pay them of my paycheck? Thanks in advance
Excellent video
Thanks for the info! I currently have a client with a repo on his credit report and another referral may become a client sometime soon. I've heard that repo companies are quick to sue, so I'll move forward with caution.
Why are they quick to sue ?
Outstanding job! Thank you!
Glad this helped you!
This helps a lot thank you
I did a voluntary repossession in 2015, we in 2023 and it still on report
Got fooled into letting someone put a challenger in my name. Of course they didnt pay any payments and now i have a vehicle on my record thats in collections and never found out until i tried to get a simple nissan
In the repossession the damage my vehicle so I’m not paying the loan. Luckily the car is covered under gap so basically you’re saying that I can get out of the loan because it’s considered a total loss? By get out, I mean for it to not be reported? I got my car repossessed when it wasn’t supposed to be repossessed and now I’m having to deal with it.
What happened if I got my car repossed but I got my car back by making more towards the bank? But it's still on my credit report?
How is this will wells Fargo dealer services? I heard they are hard to budge?
Hey Steve! Check out our Facebook community! There are 18k+ #CreditHeros who can help answer your questions. 😃facebook.com/groups/creditrepaircloudcommunity
Did you have any luck?
ey brother I hope you see this. so I disputed my repo with the credit bureaus and instead of deleting them they update the information. is their anything I can di once they do that ?????
How about i just pay you to get rid of my repo
What if the car was repossessed then they took me to court got a ruling and I pay but it’s still on my credit report how can I ask them to take it off?
Lol I don’t know if I have gap insurance …
how do u identify that the contract was a "credit sale?"
Fr ?? That’s what I’m trying to see
It's in your car contract. It will say "retail installment sale contract " . Normally on the page with your truth in lending disclosure
So my car got repoe'd cuz I missed 1 payment, I talk to the Bank and get my loan reinstalled, pay all fees and the missed payment and gets my car back.. ( within 3 day)does this go on my credit repot as a repossession and if it does can get it removed?
I got a headache!
Girl me too dfl
How do we find out the gap company if we misplaced our paperwork?
Contact the lender and request a copy.
@@josephcelestine1945 thanks I will contact them too !
What if the report says “ vehicle loan “ , no account number, “high balance $13,287.00,” “balance $2,116.00” its only reporting on one bureau
what happen when you recover the car on first day of repossession, i am still making payments, car is in my possession, but it show on credit as my car was repossessed
What about if was a voluntary surrender because the consumer joined the military and knew he was going to live in another state?
Quick question i know i certainly had gàp insurance but i didn't have car insurance at the time of the accident so does that mean i cant dispute it? By using the gap insurance
Mines was 8 years ago but I did a voluntary repo . I don’t even have any paperwork with that car but I do remember getting gap after pulling off the lot . So do I call the dealership first ? Or the credit Union they sent me to
And I kno fashure the lady told me it was being sold to an auction
Thank u 🙏…. I definitely needed this advice…Thanks
what if you don’t have gap?
Awesome well explained!!!
Do you offer credit repair for clients? I'm looking for a credit repair company to help me fix my credit
Reach out to the channel name above ⬆⬆ he covers all best around delivered well for me..........
I'm looking into Brandon Weaver.
I tried doing the gap dispute and gap said it didn't have any case open so it didn't work. So I'll try the other ones
You were suppose to just ask for proof of the Gap refund check being sent to the creditor and then request an itemized debt validation letter to check for the credit amount. Of course there wouldn't be a case open.
I Was in a car accident, car was towed to the junk , couple weeks later I guess it was repossessed, after a couple months later car was fully paid off by the insurance. This was in 2020 till now I just called. And I guess it was a mixed understanding. So now I have to wait an call. Is there any more best advice
So with the step that basically states that how are you supposed to make a payment when the car is repossessed do you send that to the Bureaus or the actual creditors
Hey there! This is a great question for our Facebook community! Your fellow #CreditHeros can share their advice and what's worked for them!😃 facebook.com/groups/creditrepaircloudcommunity
IT IS ALWAYS GOOD TO LIVE WITHIN ONE'S MEANS. BUY WHAT YOU CAN AFFORD,
SO AS TO AVOID REPO.
That is true but nobody can see what the future hold and what may happen. Example if someone is married and gets a vehicle then ends up divorced a year later and loses their job. Said person then has to choose between a car payment or food in their kids' mouth...which would you chose?
Hello what if the debt collector is the same loan company
I have Santander Consumer USA
What if my car was towed and the state refused to give it back since I couldn't get the car back I didn't pay.
Ty
Can I remove car loan off my credit report if my signature was forged?
Awesome information
i voluntarily gave my car back because they sold me a bad car now it’s on my credit
Dang man, you've got me convinced no repo will stay on your credit lol!
So what if you paid off the car ?
Hi can you put the link for gap because i can't fine tha page