Podhum Velai, Eppo Retire Aagalam? போதும் வேலை, எப்போ retire ஆகலாம்? : Part 2 - E 11
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- Опубликовано: 26 июн 2024
- "1. Ideal retirement Idea idhu dhaan - 1:17
2. Lifestyle changes Retirement planning a impact pannum - 1:41
3. Idhe Lifestyle maintain pannanum naalum Inflation naala corpus erum - 3:22
4. Varusha Varusham panna vendiya Retirement planning exercise - 3:53
5. Retirement planning ku consider panna vendiya Inputs & Assumptions - 5:42
6. Neenga firstu firstu kadaila kudicha tea oda velai enna ? - 7:10
7. Safe returns dhaan venum na failure guaranteed - 11:21
8.Equity ku alternate illa - 14:51
9.1980 100ruba oda madippu ippo enna theriyuma? - 17:00
10.Inflation data track pannalam vaanga - 17:50
11.Retirement planning la important thing enna - 20:39
12.Basic Thumbrule of inflation - 22:14
13.Technology illama ippa iruka mudiyaathu - 24:19"
GListen to the previous episode here-
• Podhum Velai, Eppo Ret... - T E10
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Pattu Sir is undoubtedly a genius! What a clarity of thought!
Over thinking about saving money also causes stress. Have good time with family, and spend responsibly. The community like Parsi are very successful in creating wealth, also suffers from population decline. We need to eat, enjoy life too for a better health and re-productivity. So, better be balanced and enjoy life, and create life!
Well said. What will be will be.
21:19 I have thought about this, we may not have our kids education fees, but surely we will have hospital (medicine) expenses for us (couple) ..
Traditional basic needs:-
1. Food, 2. Shelter, 3. Cloths
New basic needs:-
In addition to the above 3, 4th one is Education, 5th is Healthcare (one guy who is earning should always spent for either of these 2 or both at any point of his life, 25-30 age - need to spend for his parents medicine,
30-39 yrs need to spend healthcare for his parents , kids education as well, 40-49 may be he needs to pay for his medicine, kids education, may be his parents medicine as well, 50-59 - couple healthcare cost (may not needed if they're healthy)..
9:45 I will try to simplify it even more. Banks used to give 6% returns per annum, will take 12 yrs to double, real estate used to give 10-12% returns on an avg, would take 6-7 yrs to double. So, if it's possible for you to live and continue with a lifestyle in which you don't need to double your cost for 12 yrs, then you can go for bank FDs. But, I want to live comfortably, want to upgrade new lifestyle, then you've to choose risky assets like RE, Gold, Stocks. However, minimal inflation would be there . In my case, I paid 7,500 rs rent in Chennai Selaiyur for 2 BHK, now in Coimbatore (the current situation of CBE is almost equivalent to Chennai) paying 8500 only for 2 BHK , so I managed to my cost of rent within the basic inflation, even with bank FDs I could've achieved it easily . But, with respect to groceries, meats, it's impossible for me too.. 😊😊
With a single tea explained everything A to Z . Great sir and Thank you both
What you said at 6:40 is absolutely correct, it's painful but true....
Preparing food at home can save 40% outside expenses, or keep once a week. Daily don't order food from online, keep everything in disciplined manner to save money. Most of the time spending without a control only increases expenses. So basically you have to enjoy the life, but with a responsibility. Also keep some money for taking care your parents, and family and keep in FD only to take out anytime.
Hlo sir.. Nice . Kindly explain every calculations using excel sheet on upcoming episodes.. This make clearcut understanding.. (If u autofill the excel rows and columns means-bayam also increases). Thank you
If we can’t even expect 15% in equity then no need for investment planning. Just keep working for income and set up different passive income streams. Just put all money in safe debt instruments or FDs.
2 rupees is my first tea rate, because we had tea stall in 1999 - 2000
Marriage pannikonga..child pethukaathinga.. kaasa vachu selavu panni happy ah irunga pa.. there is no meaning for life ❤
I am middle class 😀from the viewership
Let's get financially literate with Prof.Pattu suits better IMO
25 paise is my first tea rate in1979.inmy college day
Tea example amazing sir 👏
❤
During next episode discuss about how to invest
சார், பயமுறுத்தறீங்களே சார்!😩
Nothing to worry about as all the developing country will go thru higher inflation until they become a developed nation . Once we become developed nation, inflation rate will go down like 2-3% but we should remove corruption then only we can think about it😊.
🙏🙏🙏
When is the next episode?
Atleast add English subtitles
Romba payamm..rendu perum peyaaaa