BANK में FD है जान लें ये 6 नियम वर्ना हो सकता है बड़ा नुकसान | Fixed Deposit High Value Limit 2023

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  • Опубликовано: 1 апр 2022
  • Fixed Deposit Rules As Per Income Tax 2023. How to save tax in Fixed deposit? Income Tax High Value Transactions Limit for Fixed deposit (reported to income tax department by Bank)
    #FDRules2023 #FixedDepositLimit2023 #FDRuleIncomeTax #FixedDepositLimit2023
    11 High value transactions जोकि Income tax track करता है 2023 में -
    • 11 High value transact...
    Key Point 1 - High FD amount
    Income Tax High Value Transactions Limit for Fixed deposit (reported to income tax department by Bank)
    🔹 10 Best Investment Options for Senior Citizen 2023 - • 10 Best Investment Opt...
    बैंक में ज्यादा पैसा रखने के नुकसान | Rules for Saving Account ताकि Income Tax से कोई नोटिस नहीं आये - • बैंक में ज्यादा पैसा र...
    Key Point 2 - TDS Rules
    10% TDS deduction if your interest exceeds Rs 40,000 (Rs 50,000 in the case of senior citizens).
    20% TDS incase PAN is not updated in Bank A/C
    🔹 Post office Interest rates 2023 | कितने साल में आपका निवेश हो जाएगा दोगुना - • Video
    🔹 SBI Bank FD RD Interest rates 2022 - • Video
    Key Point 3 - How to Save TDS
    Key Point 4 - Tax Rules and How to Save Tax
    Key Point 5 - How safe is FD
    Company FD is not secure.
    Not all Bank are secured (especially few co-operative Banks)
    Best FD Interest rates 2023 | Govt Private Bank rates - • Video
    Key Point 6 - Nomination Rules
    As per Law Nominee is just Custodian of asset or account. He is legally bound to transfer the asset to legal hire.
    Bank/Financial institute will issue money to nominee
    Bank RD Interest Rates 2022 - • Video
    SBI Bank FD RD Interest rates 2022 - • Video
    Govt Bank FD Interest rates 2022 (Book @ 8%) - • Video

Комментарии • 763

  • @kamleshbbarot7387
    @kamleshbbarot7387 2 года назад +1

    Very nice and good Suggestions, Information and Adviced.

  • @jagmohansaxena5142
    @jagmohansaxena5142 2 года назад +2

    बहुत ही उपयोगी जानकारी दी है आपने ।धन्यवाद ।

  • @anilmisal1188
    @anilmisal1188 2 года назад +4

    बहुत बढ़िया जानकारी दी है आपने। शुक्रिया!

  • @animarath3499
    @animarath3499 2 года назад +3

    Good information 👌👍

  • @snehadinidas515
    @snehadinidas515 Год назад

    Tq so much sir.for your valuable information.

  • @ManjitKaur-fv1hz
    @ManjitKaur-fv1hz 2 года назад +1

    Thanks for information

  • @shobhanabhandary5227
    @shobhanabhandary5227 4 месяца назад +1

    Namaste sir.. aap dono ki
    Debates kafee informative hotey hai...
    Sir mere kuchh prashna hai..
    1. Kya hum 1 se jyada banks mein S.B. a/c khol sakte hai.. agar ha... toh kitne banko mein.
    2. Sabhi banks ke a/c ka
    Interest milakar 40k ke ooper nahi hona chahiye
    Ya individual banks mein 40k ke ooper nahi hona chahiye..
    3. LIC mein 1 accounting
    Year mein kitne tak premium allow hai.. agar
    Senior citizens single premium ya pension plan mein Jana chhe toh...
    Namaste😊

  • @AbhishekThakur-wt6by
    @AbhishekThakur-wt6by Год назад

    Very informative session 👍

  • @danielparamanand3442
    @danielparamanand3442 2 года назад +1

    फिक शड,डिपॉजिट,के,बारे,मे,जानकारी,देने,के,लिए बहुत, धन्यवाद

  • @satyaprakashsharma9398
    @satyaprakashsharma9398 2 года назад +4

    Excellent information
    Thanks.

  • @indianladiescorner310
    @indianladiescorner310 2 года назад

    thanks for good suggessions

  • @baljitkaur-ii6mx
    @baljitkaur-ii6mx 2 года назад +1

    Good information 🙏

  • @aparnasengupta3593
    @aparnasengupta3593 2 года назад +3

    For pension holders,can they submit 15 H for FD? If they are in I Tax slab.

  • @jagdishtrivedi6176
    @jagdishtrivedi6176 2 года назад +1

    Thank you for your valuable information s, I want to know about the limit of s/b joint account deposit etc. Is it the same ten lac or double?

  • @RajnandaniKumari-gg6oh
    @RajnandaniKumari-gg6oh 3 месяца назад

    Informative information thanks

  • @raghunathbanne3801
    @raghunathbanne3801 2 года назад +1

    Thanks for guidance.

  • @pamelabag6041
    @pamelabag6041 2 года назад

    Very useful information

  • @chaitalikondekar9755
    @chaitalikondekar9755 Год назад

    Very important information sir thank u sir

  • @arvindpathak3242
    @arvindpathak3242 Год назад

    Very nice sir,, thanks

  • @swatisinha1865
    @swatisinha1865 2 года назад +1

    Thank u Sir ,this information.

  • @pradipthaker6738
    @pradipthaker6738 2 года назад

    Form no 15 H & G should be attach to customer Od to avoid submissionevevry year .

  • @bhupindersinghjolly7388
    @bhupindersinghjolly7388 2 года назад +1

    GOOD INFORMATION, THANKS

  • @mukundvaland7044
    @mukundvaland7044 Год назад +2

    Hello Sir, its very interesting to hear an expert's advice and rules. My question to the expert is, i am a U.K. citizen but have F.D. in India in FCNR a/c for rainy days do i also need to file tax returns in India? What are the rules, that applies to me?? your e-mail reply will be much appreciated. Thanks.

  • @niladribag7512
    @niladribag7512 2 года назад

    Good morning.
    Please advice about tax on total interest earned in all fd opened in different banks
    Regards

  • @sunandakerkar6357
    @sunandakerkar6357 2 года назад +1

    Thanks for your nice video god bless you sir 🙏

  • @vidyashukla7516
    @vidyashukla7516 2 года назад +1

    Thanks.nice info.🙏🙏🙏

  • @mintusubba1899
    @mintusubba1899 2 года назад

    Vinay aur Aashis sir,me apka bada fan hu.me apka har information watch karta hu.

  • @AnilKumar-go4sz
    @AnilKumar-go4sz 2 года назад +1

    Best work@

  • @oscarrebello8077
    @oscarrebello8077 2 года назад +7

    Thank you sir very well explained.

  • @rajendrasingh9667
    @rajendrasingh9667 2 года назад +1

    Jankari dene ke liye dhanyvad

  • @smartidea7514
    @smartidea7514 Год назад

    Thank u very much sir

  • @baljinderkumar9519
    @baljinderkumar9519 2 года назад

    Thanx a lot

  • @purnimashah4996
    @purnimashah4996 2 года назад +3

    Senior citizen saving scheme is also coming under fd. The secure limit is 5 lac?

  • @Maksawantwadi
    @Maksawantwadi 2 года назад

    NICE VIDEO 👍👍👍
    EK SAWAL HAI SIR,
    KYA NATIONAL BANK CUSTOMER KO WITHOUT F.D. RECEIPT PAISA DE SAKTI HAI ??

  • @geraldinecolaco2880
    @geraldinecolaco2880 2 года назад +1

    As I am filing returns everyyear is it necessary for me to fill Form 15 G or 15 H

  • @kamleshbbarot7387
    @kamleshbbarot7387 2 года назад

    Joints holding and Nomination Person both in SB A/c., Who is types Benefits? Bank of Baroda who is types Benefits?

  • @jitendrakumar2882
    @jitendrakumar2882 Год назад

    Thanks sir ji 🙏

  • @mohamudgaram4753
    @mohamudgaram4753 2 года назад

    Dhanyavaad.

  • @arvindpathak3242
    @arvindpathak3242 Год назад

    Sir, jila sahkari bank up ke,, reserve Bank se manyta prapt he ya nahi,, 5lakh ka amount surkshit hoga, plz

  • @chetanchoudhary4163
    @chetanchoudhary4163 Год назад

    How to nominate in bank account and how to get nomination certificate/document from bank? Pls make a clear lecture on it?

  • @DineshPatel-ij5xw
    @DineshPatel-ij5xw Год назад

    Thanks 👏👏👏👏👏👏👏

  • @jayjinendra487
    @jayjinendra487 Год назад +2

    All your videos are very valuable for us sir..👌💐
    सर क्या PMVVY , SCSS & RBI Floting interest rates Bonds.... यह तीनों स्कीम्स भी FD के अंतर्गत आती है क्या. ??
    या फिर FD का मतलब हम जो सिर्फ बैंक में या पोस्ट ऑफिस में जो फिक्स डिपाजिट करते हैं उसे कहते हैं..🙏🙏

  • @harleenkaur7797
    @harleenkaur7797 Год назад

    Thanks sir🙏

  • @saishgholap1982
    @saishgholap1982 2 года назад +1

    If I'm 18+ and student zero income
    If i do FD in different banks to save the TDS then the interest limit of 40000 is per bank or overall interest from both banks ?

  • @kaberiray2252
    @kaberiray2252 Год назад

    Sir please can you say fixed deposit me kounsa interest payout option lena sahi hoga. monthly, quaterly, half yearly or annually

  • @RajeevKumar-zp3ip
    @RajeevKumar-zp3ip 2 года назад

    Sir Bank may wife k account check sa husband post office sa kvp lena par koi dikat hi kya

  • @veenabhambhani5815
    @veenabhambhani5815 2 года назад +1

    Can an NRI be a nominee?
    Are there any clauses/conditions attached to that?

  • @rajeshmathur5348
    @rajeshmathur5348 2 года назад

    If the fixed deposits are made from NRE account or FCNRs converted. What is the limit of safety if bank is bankrupt tomorrow

  • @Bhagwankibaate123
    @Bhagwankibaate123 6 месяцев назад

    Sir labour courat ne child fd ki pnb bank me indian bank ka cheque dekar..care of me child ki mother h...fd kaise kre ki fd secure rhe or child fd mechority pr mother ki marzi ke bina amount na nikal paye..eske liye kya kre..
    Child ka saving account pnb me h

  • @rambaimarskole5607
    @rambaimarskole5607 2 года назад

    Sir Mera SBI me ppf account h. Our post office me join account h. To Kya husband ke me se ppf account khulwa sakte h

  • @RAKESHGUPTA-fp9oh
    @RAKESHGUPTA-fp9oh 2 года назад

    Ppf me three time extension le chuka hu. After this kya payment partially le sakte hai ya amt. total nikalna jaroori hoga.

  • @sonugupta4120
    @sonugupta4120 2 года назад

    Sir aapke video se khafi nolej milti h 🙏

  • @sahidabegum8710
    @sahidabegum8710 2 года назад

    Sir may ek account may nomini. Ho par usi khata may ek fd h os may may nomini nhi ho es surat may kayasa payasa nikal aur oh. Admi dath h plz bataya

  • @jogenderdahiya4840
    @jogenderdahiya4840 2 года назад

    Sr y btay ki hme acha byaj bhi lena cahte h fd m to kon si yojna behtr rhegi

  • @dhirajduggal5374
    @dhirajduggal5374 Год назад +1

    Sir i have FD in Sbi is with old interest rate about 5.1 to 5.3 can i change my fixed deposit with new interest rate 6.1 ..and how we can do ..

  • @lakkha1674
    @lakkha1674 2 года назад

    Sir ji aapke vidio bahot hi laabh prad rahte hai
    Aap apne sabhi vidio me gold aur silver ki baat jaroor thodi si kiya karen.

  • @jattsahb92
    @jattsahb92 2 года назад +2

    Sir mera swal hai mera Sbi and Hdfc dono mei ek ek account hai .. agar mai Sbi ka sara paisa Hdfc mei transfer krdoo kya uska kuch tds cutega ??

  • @gurvailsingh7713
    @gurvailsingh7713 2 года назад

    Sir kiya gift deed banana compalsary hai Ji. kiya married sister married brother ko gift kar sakte hai. Os fd ka intrest kiski income ho gye.

  • @abhishekkumar-zx7gs
    @abhishekkumar-zx7gs 2 года назад

    Post office MIS scheme me five year pura hone per kya dobara MIS me invest kar sakte hai ?

  • @shivamsen5291
    @shivamsen5291 2 месяца назад +2

    एफडी करवाने के बाद टैक्स लगा क्या करना इसके bad

  • @keertibhargava3390
    @keertibhargava3390 2 года назад

    Sir post office me RD,TD,MIS and bank me FD ho tab bhi income tax department ko show hota hai,please explain.

  • @JaiSingh-ig4tm
    @JaiSingh-ig4tm Год назад

    Thanks sir

  • @user-jd6oh5jl6w
    @user-jd6oh5jl6w 2 года назад

    Hello sir kya me bob world me fd ko modify kr sakti hu? Maine aj he fd ki hai. Maine quarterly payout select Kiya tha but me use cumulative karna chahti hu. Plz reply

  • @skk4511
    @skk4511 2 года назад

    If my total interest income is above taxable limit to save tds I keep fdrs in different banks to save tds is it fair or punishable act. Please make me clear.

  • @ashokchandnani9927
    @ashokchandnani9927 2 года назад

    Is this right time to buy physical silver 100 percent or wait or buy how much percent

  • @jogindersaini7200
    @jogindersaini7200 2 года назад

    If commercial property is sold for Rs.50 lakhs then what should one do to save tax?

  • @madhukohli9645
    @madhukohli9645 2 года назад

    थैंक्स फ़ोर information

  • @sanjaysrivastava7928
    @sanjaysrivastava7928 2 года назад

    50000 ka joi deducted hai wo fd ke byaz se hoga ya ji saving hai pehle se wo bhi judega .

  • @vishwanathreddy1772
    @vishwanathreddy1772 2 года назад

    what about Tirumalla tirupati multistate Co-op Cr Society Ltd. which comes under CRCS

  • @daminigoyal3856
    @daminigoyal3856 10 месяцев назад

    Sir how do I know ki ek account pe kitni fds or kis bank mei khuli hain or uonka kya status h

  • @rabindrakumarsahu4575
    @rabindrakumarsahu4575 2 года назад

    Sir will you tell us some tips on NRE account holder.

  • @seshuaiyar-ur7mg
    @seshuaiyar-ur7mg 23 дня назад

    Being deaf and eiyh Hindi subtitles i could not read. Thsnk uou.

  • @meherghousia3293
    @meherghousia3293 2 года назад

    Thanks a lot . U gave us information regarding FD account. My FD account is from Canada bank bsngalore

    • @krishnachatterjee8865
      @krishnachatterjee8865 2 года назад

      Very good information .Now I want to know where to invest my money other than FD so that I can get more interest . Amount I got from my property which I sold, PL suggest,I am a senior citizen.

    • @rajeshsoni3879
      @rajeshsoni3879 Год назад +1

      Huf me 15 g fd per de shakte he

  • @manishhariyani9307
    @manishhariyani9307 Год назад

    post office me scss me tds cut jaye or form nhi jama karaya ho to kya form jama karke wo tds refund ho jayega pls reply

  • @arth_chart5280
    @arth_chart5280 2 года назад +1

    Sirf PPF me nominee bad me change aur add kr sakte h kya?

  • @samarendradas1009
    @samarendradas1009 2 года назад

    Sir agar interest ₹40000 se kam hain fir bhi sec 80TTA KE under benefit le skte kya

  • @sanjaysrivastava7928
    @sanjaysrivastava7928 2 года назад

    Jab sab pan se link hai to hamare paas yadi 10 fd alag alag bank me hai to sab to ek saath dubenge nahi to 26 AS me shiw hi hota hai to kaise i t ki nazar se bach sakte hain

  • @user-sz3fg3dk1s
    @user-sz3fg3dk1s 4 месяца назад

    Sir kya f.d.maçhuarke pesemilnepr uske uprbhi income tax lagt hai r

  • @manturana6146
    @manturana6146 Год назад +1

    Branch me Kiya gya fd online break ho sakata hai canara bank me reply digiye

  • @pala2490
    @pala2490 2 года назад +1

    Good information

  • @sameenakhatoon875
    @sameenakhatoon875 Год назад

    Good evening sir tell me sir what is better FD or RD.

  • @shivangidixit3787
    @shivangidixit3787 2 года назад

    Please suggest best elss fund to invest for tax saving

  • @amantamrakar2451
    @amantamrakar2451 Год назад

    After maturity period of FD, when FD reinvent, tb FD pr kya interest rate milta he?

  • @MastimyLovesms
    @MastimyLovesms 2 года назад

    tnx...sir

  • @Handpicked1000
    @Handpicked1000 2 года назад

    Hello sir....agar intrest cumulative ho to v kya har saal 15g dena hoga

  • @rajeshpuri6312
    @rajeshpuri6312 2 года назад

    Is State Bank of India, Punjab National Bank and Bank of India is registered with DCGC. Please confirm.

  • @gagannarang1737
    @gagannarang1737 2 года назад

    Sir financial year me ha kya 10 lakh ki limit pure acount ki limit ha matlab kabhi bhi 10 lakh se uper nahi karva sakte

  • @mrsam1999
    @mrsam1999 Год назад

    If an FD is maturing and say it was for 3 years tenure..now on maturity date I renew it for 5 years..will that be reported to income tax department as a new FD ?

  • @surinderkumar4379
    @surinderkumar4379 2 года назад

    Humna post office mein senior citizen scheme le rhki hai or usma hmra TDs 35% deduced kiya hua hair jbki humna 15h form b diya hua or SB document complete hai fr b 35% TDs deduced or liya help me please

  • @ranjanatamang14
    @ranjanatamang14 4 месяца назад

    Sir kya fd karwa ne se amount joh hamne fd karwaya he woh available bal. Sa he debit hota hain

  • @samaiyrakhan4843
    @samaiyrakhan4843 2 года назад

    Sir house wife ne Agar apne 19 yr old son k ac m fd karai h to wo uska interest lady ki income m count hoga

  • @Siasys2001
    @Siasys2001 Год назад

    Agar joint account me first holder senior citizens and second holder ka age 25 year he. To agar Fixed deposit open kia jaye to interest rate senior citizens ke hisab se lagega ya normal interest rate lagega. Please reply.

  • @a.rresearch6029
    @a.rresearch6029 2 года назад

    Sir mere account me 10 lakh rupya hai jisme maine 7 lakh ka fd kiya huwa hai or fd ka interest annually 38000 ke lagbhag hai, sir mujhe ye bataiye bank to tds katega wo sirf mere fd pe hi ya jo fd je alawa mere account me 3 lakh bacha wo fd ka interest or shaving amount 3lakh ka interest dono milake katega ya sirf fd interest pe hi tds katega ??

  • @user-sn2gv2hx8y
    @user-sn2gv2hx8y Месяц назад

    Pnb mai saving a/c mai nomne hu 30 month se death clame nahe da rhe kha rhe is acount se ek fd hue hai jismai nomne nahe hai but rejsterd will with witness k or us mai fd bhe my name hai pnb nahe da rha ab kya kare

  • @diujay
    @diujay 2 года назад

    NRE account ke same rules hai ?? Nri ke liye ? FD tax free nahi hai ??

  • @ratanacharjee741
    @ratanacharjee741 2 года назад

    Sir if I am doing FD for my wife or 21 yr old son (student),how can I make gift deed for that money.

  • @amitdutta7474
    @amitdutta7474 2 года назад

    Agar main 5 lakh 10 years ke liye fd main jama karne par kitna tds Katega or ei tds na karne ke liye kiya karna hoga

  • @somanathpawar9822
    @somanathpawar9822 2 года назад

    Cosmo bankme f d KO to5 lak ka com ur it u milegi? Kya

  • @PradeepKumar-gv7sn
    @PradeepKumar-gv7sn Год назад

    Sir meri fd 2005 me mechur ho gai thi kisi Karan was renuwal nhi kra ska .to kya Paisa milega kya.

  • @ravidahiya8458
    @ravidahiya8458 2 года назад

    good one