Income Tax Notice - Maximum Bank FD Limit 2024 | Fixed Deposit Rules As Per Income Tax in Hindi
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- Опубликовано: 10 фев 2024
- Income Tax Notice - Maximum Bank FD Limit 2024 | Fixed Deposit Rules As Per Income Tax in Hindi
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FD is a very popular mode of investment in India. Fixed deposit is offered by all banks which offers handsome interest rates. Investors do research before investing in FD and finds which bank offers the maximum return. Many Popular banks such as SBI, HDFC, ICICI, Axis Bank and Post Office offers good interest rates in 2021. In this video I have discussed all rules and provision related to Fixed Deposit in income tax act.
#fdrules #fixeddeposit ##fixeddeposits2024
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बहुत बढ़िया जानकारी दी है।
Sirji, Thanks for preparing video.
Help ful information
Thanks🙏
Very nice explanation ❤. Thank you so much for this great explanation.
Very very nice information Thanks
Helpful information--- superbly explained thank you
Thank you. Your videos are very informative n in very simple way...!!🙏🏻🙏🏻
Thank u for the information.Vety knowledgeable.i was going mk FD's so very timely.
Very informative video sir 👍🏻
THANKYOU SIR AAP BEST HO BEST SABSE BECAUSE ATNA ACCHA KOI NAHI BATATA
Very good information simple language. Thanks sir
Very nice n informative video. Very nicely explained Sir
Thxs for sharing. Please keep on sharing
Very nice video thanks for you
Tks for sharing.
Helpful information
Thanks
Valuable information. Thanks.
Brother thanks for Information. Very Helpfull. Agar Hum Ek se Jada Bank mein FD bana dey fir bhi TDs cut hoga ?
Nice information sir, I subscribed your chanel
Very good explanation.
Well said jay Bharat 🇮🇳
Very well explained....
Thank you so much Sir
Thanks for your information
Thank u Sir for your information... God Bless .. Stay safe 🙏🙏🙏
Thank you 🙏
Thank you so much sir 🙏
Thanks a lot sir,🙏
Very nice sir
Excellent
1)saving ac se 10 lakh se zyda fd khol skte hai kya
2) 10 lakh se zyda fd kholte hai to kitne rupay tak transaction krskte
Good information
🙏🙏 सर ager itr bharte hai तो kya 15g फिर भी भरना पड़ेगा
Brother thank you have described very nicely, but I have one question for you what will be income tax on FD for NRI Senior citizens those are already made the tax to the government of their income like pension.
Thanks for your explanation. Pl.state about Sr.Citizen who are having pension and IT deduct every month. If they save money and fixed deposit in bank. Then, even the IT deduction from pension as well as FDs. Is there any exemption of IT.
Great
Nice info
खुपचं,छान,
बीच बीच मे शेअर बाजार के बारे मे व्हिडिओ बना सकते हो क्या?
Good
सरकार के खाते मे आने वाले करोड़ रुपये का हिसाब भी नहीं पब्लिक को को देन चाहिए।
सरकार पर भी कार्यवाही होनी चाहिये।
Right
Sarkar sirf low income or no income walo ko pareshan karte hain...jinke paas crore ka paisa hain..koi nahi puchta
Sir good information, Sir i have a question can you please clear my doubts, i am a seafarer and having Nri status , and i have Fd in Nre account of 15 lac, which is tax free but if suppose i retire and dnt have Nri status and with draw my Nre account to normal saving account and if i do Fd for 15lac , and have no other income acpt Fd whta will be tax my tax slab ? And how tax will be imlpicated for me, plaese advise. Thank you Sir.
Sir hum fd किए थे इनकम भी आया sip में फरवरी और मार्च का tds नहीं भर पाए तो क्या टीडीएस बैंक से खुद कट जायेगा क्या🎉
👍👍👍
13 lakh ki fd kre too koi problem hai sab saving ka paisa hai bank mai koi bhi mota cash deposit nahi kiya sab thoda thoda saving kiya 9 year mai
Koi problem nahi hai
Excellent
If you are filing ITR and transaction is noting cash, then there is no problem.
Joint fixed deposit ke interest me tax kaise count hoga
Sir Rd pe lagta hai kya tax ya tds
Sir agr ek hi bank m alg alg 4-4 lakh ki fd h to kya tex ktega
No to misguide people.aap FD chahe jitne ki karwa sakte hai par aapke pass mai source of income hona chahiye
Replay
18:30
Correct
Correct
❤❤❤Days are not far when Each and Every Millionaire will leave this country....❤❤ Because paying Tax in this country is like doing a Charity with No service in return of our Tax..... ❤❤With such a Strict Vigil of Tax Authority.... Nobody (Rich) will prefer to live in this country ❤❤❤
Bank mai FF nahi karani chahiye. Agar FF ap jrurat ke samai break kartai ha muldhan par bi 1% amount less ho jata ha sath mai interest par bi 1% amt.less ho jata ha.
एफडी से कितने तक की इनकम पर आईटीआर फाइल नहीं करनी पड़ेगी?
GOD KA ASHIRWAAD AMESHA BANA REHE AAP PER
Gross income 5 kakh hoto ITR nahi bhare to ?sir
Sir ek hi bank me ager fd ka intrest 3 lakh hai to kya koi problem ho sakti hai plz reply
Meri koi income nahi hai Mera ek beta tha jo Asian paints company me job karta tha jiska accident me dehant ho gaya company ki taraf se uska beema aur Kai tarah ka Paisa aaya kya us par tax lagega
Ceanior cttijan ki ùmar kya hai
Kya esm ka tex maf hai
सर मे अपनी खेती की जमीन बेच के fd करणे वाला हू, क्या income tax कट हो शकता है सबूत दिखाने पर भी कहा से पैसे आय कर के, ?
Mutual fund elss se tax kaise bachate
Sir ,senior citizen ko 50000 interest ki chut sabhi banks ke deposits ko mila k h.... kehne ka Mera matlab yh ki senior citizen alag alag banks me deposit karwata h to sab bank se 50000 ki chut le sakta h...kyo ki apke hisab se 50000 par hi chut h income tax me....
Yes , 50k in every bank. 😇
We two husband & w ice are 86 & 79. Wish to place funds in FD, 5lacs each singly & 5 lacs each jointly, ( 1 . FD with first name husbands & 2.Another FD with first name of Wife. Thus total Investment of 20 lacs for a period of one year. At the end of year with from 15H can TDS be deferred & Interest as well as other source of income can be reflected in ITRs ?
.
Muje to 8-9 K milta he, from b TDS cat liya !
1cr ki fd me kitna tds katega
Property bech ke 3000000 ka FD karna hai , to konse Bank mai karu ? TDS kitna cut. Hota hai and intrest kab milta hai
6 alag bank me Krna best h
Family me sabke account m krlo
Jiske naam pe property tha uske account me hi fd karlo. Aur sabhi documents safe rakho. TDS sabhi bank me 10% hi deduct hota hai.
Sir kya 2.5 lakh ki fd me koi tax lgta? Agr nhi to 1 financial ye me minimum kitne interest pe tax lagta hai pls tell.
Fd ka interest plus 40k h to tds deduct hota h but 15 G form fill kr dena
Sir mai apni maa ki fd bank karvane gaya
Tha fd to ho gai lekin bad unhone bataya ki aap ki maa angutha lagati hai jisse Nominee ke liye witness chahiye
Jo mile nahi aur bank band hone se pahle fd close kar di Ten lakh ki thee dobara karane me koi
Income tex ki koi problem to nahi hogi
Mataji retirement pensioner hai
Desh bhar mei Black money wale bahut hai kya woh bhi koi income tax pay kartey hai bechara garib log muskil se kamake FD kartey hai woh bhi income tax dena parta hai apna khud k paise par bhi🤣🤣
When do we send 15H.
15 H done through net banking will considered same as filed in concern Bank ?
In Yono SBI you can do
Dear Sir Thank you very much for the giving best information. I want to know that, how much amount to keep in fixed deposit but it will not to come income tax and TDS for common citizen and for the senior citizen. If they don’t have other income sources.
Please reply. Thanking you …
and what about form 15g in 250000 limit
Kya main apne savings bank account main rakhe 9 lac mein se 1-2 lakh ki FD karva sakta hoon yeh questionable to nahin hai.
9 lakh ki kra doo or 15g summit kr doo maine 13 lakh ki ki hui hai fd se hi Etna kr liya amount 7 year mai koi problem nahi hai
15G form bhar kai kab dena hai bank mai. kaunsa month sai bharna hai 15G
April month
On The Other Hand Union Bnk Madrdaha Br Beshi Online Transaction Korle Verbsly Objection Korche Share / MF Online Other Payment Online Chhara Upae Ki?????? Beshi Online Transaction Hole E Beshi Pass Book Lage Bnk Er Objection Etai Jekhane C.Govt Chsichhe Online Transaction Encourage Korchhe But Union Bank Madrdaha Br Discourage Korsr Moton Lagche Beshi Pass Book Jate Nadite Hoe Contradictory Activities Monehoe
Politicians ko hats off saare softwares se tez 😂
Bhai ager 50lakh ke Fd karwne pr Usko intrest se hi Ghar chala ho to TDS se q se bacche please Tell about that
Itr file kr k wapas lelo..
Sir me apna Pitaji ka account se Phone pe Chalata Tha Pitaji ka .Deat ke Bad A/C me 25.5 Rupya Tha Deat ka Bad 25 Rupya kisi ko Transfer kiya too Humko Koi Dikkat Ho Sakta hay Kya sir? Please Reply
😮
@@AshokKumar-of6vb Matlab
Please tell which section of Income Tax Act 1961. Pl do not misguide the public
CMÀ ASIM SAHA
Jo retired hai usko Jo retirement ka amount par fd par notice aayega kya......🤔
Notice se itna nhi daro Bhai. Jo Paisa Mila hai uska document safe karho bas. Koi problem nhi hoga
Yah 40000 monthly interest Mein ya salana interest Mein TDS Katega
Salana
Sr me return file barda hun , fir be fix diposite se tds katti hi ??
Tumhare ca ko refund claim karne bolo
50000 fd karnese incamtex posjayega rithan hoga sir
What is the role face of pm?
Were you expecting modji will explain these in video ?
Gift paisa Mila h to ..kya kre
Super
Sir agar 50lakh ki fd karna ho to
Agar koi housewife hai lekin uske naam se fd hai aur interest 40000 se jada mil raha ho to ky wo 15g form bar sakte hai?
No
Nhi
1 year ki fd ki aur usko 2 year tak chod diya to kya hoga
Sir..if my interest income from Fds and savings ac interest crosses Rs 2.5 lacs in a FY but my total income from all sources is below 4 lacs..can I submit my form 15G ?
Yes, you can submit. But if your interest income from one single bank is more than 2.5 lakh then bank will not accept form 15G.
@@BankingBaba So perhaps I can premature break some FDs now to reduce my estimated interest income and bring it below 2.5 lacs ?
Yes, closing FD and submitting 15g will result in saving from TDS, but it will attract premature penalties from interest
@@BankingBabaAlso please tell me if i make 5 lacs Fd in SBI and 6 lacs FD in PNB and so the total becomes 11 lac..will it get reported as crossing the 10 lac/FY investment limit and attract IT notice ? Since i haven't crossed 10 lacs in one single bank ?
@SikhaDas-wl3jm as informed in video, now every information gets updated on income tax portal, but no need to worry about that
Sir 10 L for 1 financial year ..please confirm
Better to watch the video
Sir me ST se Hu meri didi ne gift deed se 30 lakhs transfer kiya hai mujhe agar FD me rakhu toh koi problem nahi hai? Aur ST ka TDS govt leti hai kya? Pls batao
Mene just abhi 40 Lakhs ka bank me FD karaya hai. Isse koi problem nhi hoga. Aapko aur aapki didi ko bas vo 30 Lakhs kaha se aaya hai vo document apne pass rakho koi problem nhi hoga. Income tax se agar Notice aagaya tho vo document unko dhika dena koi problem nhi hoga.
Agar aap vo 30 Lakhs ka fd karake 40,000 se jada interest mil rha ga tho uske 10% TDS deduction hota hai par ye 10% aap baad me ITR file karke claim kar sakte ho. Koi problem nhi hoga.
@@acapella6khs536 vese ST walo ko bhi tax Dena hota hai par aap India ke northeast (Tripura, Mizoram, Manipur, Nagaland, Assam, Arunachal Pradesh) states se ho isliye aapko Section 10(26) ke vaja se tax nhi dena hota gift deed me. Par interest per bank 10% TDS cut karta hai. Isko baad me claim kardena
@@acapella6khs536 northeast me ho isliye aapko koi tax nhi dena hota easa nhi hai. Aap Jo bol rhe ho ki Section 10(26) vaha lagu nhi hota tho tax nhi dena hoga easa nhi hai.
Aap gift deed ke paise ka jab FD kaoge tab uska Jo interest milega aapko usme TDS dena hoga. Kyu ki ye "Income from other sources" me aata hai. Ye TDS bank automatically cut karke Income tax walo dedeta hai. Isliye abhi jab aap in 30 Lakhs ka FD karoge uske next year ITR file kardo.
@@snsjsndjjdnssbhssusiehehej thank you so much 🙏🏻🙏🏻🙏🏻
@@snsjsndjjdnssbhssusiehehej tysm 🙏🏻
Ye 12 minute pr khra 4 4 lakh ki alg alg bank m krao yr pan card to 1 he h
Sir ager m property ko sale kr k (1cr) ki 5lack ki 20FD kra skta hu keya
FD krne me koi dikkat nhi hai. Aapne jo property sell kri uska paisa ditect bank me aaya hona chaiye. And Jo profit hua usme wo transaction ITR me show kr dena
@@BankingBabacorrect 💯
Mis scheem se 10 lackh rakhne
Sir meri mother ki pendiin 45k month h fd h 40 lakh ki to ise kese tax se bcha skte h
Nhi
Bank me 40k se kam interest fd rkhna is misguiding. If your already falling in tax payable bracket then itr file karte time uska penalty add hoga.
Thats why it is commonly said, half knowledge is more dangerous than zero knowledge. 40k interest wali baat to aapko samaz me aa gyi lekin mene saath me uska reason bhi bataya aapne usko ignore kr dia
kindly rechecked 11:45 u never said in the video this fd splitting in different bank option is only for those whose total income after interest under basic exempted limit. that is what misguided.
SIR MERI IK REQUEST HAIN AAP SE IK GIFT DEED KA BATA DO
Bhaiya ji, mere dad pensioner hai aur senior citizen hai auto sweep FD ka interest hua hai 49,800/ uspe tds kat gya hai 12400/ ka.
SBI bank ki baat hai.
Ye sahi hai ya galat??
Kitna saal ka tha
@@bhanuprabhat7749 1 saal ka.
@@bhanuprabhat7749 1 saal ka.
Pan card link hai kya SBI account se ?
Vese tho senior citizen ko 50,000 Tak limit hota hai. Shayad unka koi aur bank me bhi fd ho. Jiska sabhi bank ka total mila ke 50,000 ke uper interest ban rha hoga. Isliye TDS deduction hua hai.
Koi nhi ITR file karke ye Paisa claim karke vapas mil jayga aapko.
@@snsjsndjjdnssbhssusiehehej pan link hai bank me.
Dusre kisi bhi bank me koi account nahi hai. Bank ne bhi ITR wali baat boli h. Information ke liye thank you sir.
हमें भारत छोर के दूसरे देश की citizen बन जाना चाहिए.
Pakistan will welcome you, for sure
😂🤣@@hardrock260
Bahut shandar jankari dete hai brother but comment ka koi response nhi dete hai 🙏❤️