What is Recurring Deposit | Post Office RD Scheme 2024 | RD - Interest Rate, Calculator, Benefits

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  • Опубликовано: 2 окт 2024
  • What is Recurring Deposit | Post Office RD Scheme 2024 | RD - Interest Rate, Calculator, Benefits
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    Topics covered in this video
    00:01 Introduction
    01:16 what is recurring deposit rd
    02:41 who can invest
    03:11 how many accounts one person can open
    04:00 minimum and maximum deposit limit
    05:35 what if monthly deposit missed
    07:50 advance deposit in recurring deposit
    09:44 loan facility or od facility
    11:16 premature closure rules for rd account
    12:04 can I premature close my advance deposit account
    12:32 maturity period and maturity rules
    14:39 Repayment on death to nominee
    15:10 Interest rate
    16:08 Interest calculation 2024
    17:54 Income tax and TDS rules
    19:04 Interest rate for senior citizens
    19:26 how to open post office rd account online
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    #BankingBaba #postofficerdplan #rd

Комментарии • 194

  • @Potka_cho
    @Potka_cho 3 месяца назад +21

    Mere liye aapka Vedio Bahut useful rha thank you sir

  • @shyamcharansoren1137
    @shyamcharansoren1137 Месяц назад +26

    भारत के लोग सरकारी नौकरी करते हैं, लेकिन बचत प्राइवेट बैंक में या शेयर बाजार में करते हैं , इस तरह से सरकारी फंड खाली होता है और सरकारी नौकरी करने वाले को पेंशन नहीं मिलना चाहिए । प्राइवेट कंपनियों को सरकार टैक्स में छूट देती है, ये भी बड़ा कारण है जो सरकारी फंड खाली होता है । प्राइवेट कंपनियों के मालिक विदेशी टूर में जाते हैं किसके पैसे से,

  • @sundarshah2414
    @sundarshah2414 5 месяцев назад +140

    small fin. bank offers 8 to 9 .50 interest. while post office offers 6 to 7.50 %. so u must advice to invest in small fin. bank rather than post office . post office may not me near from your house and u have to stand in queue while any small fi. bank may be near to you. moreover employee of small fin bank will come to your place and open account

    • @mahayodhaa
      @mahayodhaa 5 месяцев назад +28

      Bro Post office is opened in Every POST comprising 6 to 7 villages.
      It gives you government guaranteed security for your money. Not like Sahara

    • @bhavanapatelabsolutelytrue2625
      @bhavanapatelabsolutelytrue2625 4 месяца назад +14

      Your Greed can be drawn your funds...better safe than sorry. Post office is safe place.

    • @VEENA.R.C
      @VEENA.R.C 4 месяца назад +1

      Mujhe to Kai lat pad Jaye hai

    • @sunils5221
      @sunils5221 4 месяца назад +3

      Bank is not at all safe,who knows when the bank will get closed..PO is safe place to invest.Not bank only for higher Interest benefits.

    • @iamvgk
      @iamvgk 4 месяца назад +3

      Small fin bank kb Gpay karwa ke bhag jayegi kuch nai pata.. agar ye nai hua to cyber crime wala account ko he freez kr degi 😂😂

  • @sakshi__s27
    @sakshi__s27 4 месяца назад +18

    50 thousand every year for 5 years kitna milega after 5 years 2024 m karaye toh

  • @SunitaKumari-sj3wh
    @SunitaKumari-sj3wh 3 месяца назад +2

    Good explanation

  • @divyabharti2166
    @divyabharti2166 4 месяца назад +3

    5 lakh aur 10 lakh par Tex kitna lagega after five years,jara ye vi batana ji

  • @rambhajbargujar4986
    @rambhajbargujar4986 4 месяца назад +9

    Aap bol rahe 25000 deposit Karo aur 1700000 pao jab ki aap batao ki her month Jama karne hai aur kitten din Jama karne hai

    • @AspirantsUPPCS
      @AspirantsUPPCS 4 месяца назад +2

      Bhai Post office ki RD 5 SAAL ki hoti hai...1000 per month 5 sal tk jma krne pr 72000 milte hai...Issi hisaab se calculate kr lo....36 month ke baad aap RD ko tudwa skte ho

  • @rishabhdixit3189
    @rishabhdixit3189 5 месяцев назад +6

    Online RD Account open karege to maturity k bad paisa kya bina post office jaaye aa jayega account me ??

  • @Bacho879
    @Bacho879 18 дней назад +1

    Sir mera 1000 rupeye ka account tha pr 36 mahine tk lagatar chala ab ban ho gya tho kitna entrance milega

  • @devendrajain8561
    @devendrajain8561 4 месяца назад +1

    इनकम टैक्स कैसे जमा करें क्या 5 वर्ष पूर्ण होने पर परिपक्वता राशि प्राप्त होने पर ब्याज एक साथ आयकर में बताना होगा

  • @vilassonawane6628
    @vilassonawane6628 15 дней назад

    र5साल के बाद maturity के वक्त TDS कट होता है क्या?

  • @harbanslal7072
    @harbanslal7072 Месяц назад +5

    मैं आपसे पूछना चाहता हूं। अगर 5 साल तक के लिए हमें RD में पैसा लगाते हैं। 10000 तक का HAR MAHINE तो क्या हमें टैक्स देना पड़ेगा?

  • @niranjansahu9254
    @niranjansahu9254 29 дней назад

    Thanks

  • @sheelachole6383
    @sheelachole6383 4 дня назад +1

    Hello imp vidio sir

  • @Debasis-111
    @Debasis-111 21 день назад

    Good information

  • @abhilashachandel8675
    @abhilashachandel8675 3 месяца назад +5

    R d bank me kole ya stet bank me pensan se drekt kest kte ji bo sbi me he ji

  • @jagpreetmehra2313
    @jagpreetmehra2313 4 месяца назад +4

    Sir agar me 1 lakh jma kru tu 1 year bad muje kitna milga post office me

  • @IrfanQurashi-nb6st
    @IrfanQurashi-nb6st 3 месяца назад

    Thank you sir

  • @gsdp2318
    @gsdp2318 4 месяца назад +4

    Vaiya...Maine 2024 ki February me RD open Kiya....interest kitna milagi mujhe

  • @sanjaybharateey3232
    @sanjaybharateey3232 2 месяца назад

    Sir jin logo ka EPF kat Raha hai kya vo bhi PPF account khol sakte hai ya nahi

  • @ramnivasjiParihar
    @ramnivasjiParihar 12 дней назад +1

    महोदय पोस्ट आफिस की पेंशन स्किम क्या है क्रृपया जानकारी देवें।

  • @RaviGi-op1me
    @RaviGi-op1me 3 месяца назад +3

    3.6year ka1000R.d par bayaj ketna melaga

  • @puyambiren6035
    @puyambiren6035 4 месяца назад +8

    25 thousand ke liye 17 lak how to and Kitana sal ki deposit hai

  • @sadikalisaiyed6280
    @sadikalisaiyed6280 6 дней назад +1

    भाई ! ये पो/ओ का संचालन एक सरदर्द है । मैने mis से डायरेक्ट rd में ब्याज जमा सेविग्स a/c से transfer करनेकी सूचना दे रख्खो धी ताके मुझे हर महीने धक्का न खाना पडे । i m 81 yr old फीर भी मुझे दोनो पासबुक लेकर पो/ओ जाना ही पडता है । खाता खुलवाके फंस गया हु । कोई सुविधा नहि देते । ग्राहकों को हडधूत करते हैं 26/9/24

  • @sursangam9321
    @sursangam9321 4 месяца назад +1

    RECRING DEPOSIT ,MATLAB AAP BACHAT NAHI ,PAISA RAKHNE KE LIYE PAISA DETE HAI .AAP BATAO INFLATION 8 TO 9 % PER ANUM MEANS 40 TO 45 %I
    ISTARAH TOTAL DEPOSIT PAR 60 % BHI NAHI MILA TO FAYDA KYA ? GHANTA !!!

  • @sksrivastava6219
    @sksrivastava6219 4 месяца назад +2

    Purani ghisi piti batein ke alwa kucch nahi kya baat hai log R D nahi jaante mahoday sabhi samajhdar hai log mobile chalate hai post office ko kaun nahi janta bore karene ke alwa kucch nahi band karo gyan batna

    • @BankingBaba
      @BankingBaba  4 месяца назад +2

      RD kya hota hai, ye baat aapko pta hogi, lekin sabhi log aapke jaise nhi hote

  • @kashyappatil4722
    @kashyappatil4722 4 месяца назад +13

    Sir Post office ki konsi aisi best csheme hai jisme milne vale byaj par aur rakhe gaye paisho par byaj na lagta ho( yani inkame tax par rahat milti ho ) aisi schame.

  • @christianusha9527
    @christianusha9527 4 месяца назад

    Nice information

  • @sonushortszone2.0
    @sonushortszone2.0 Месяц назад

    Sukanya scheme pr video bnaye please

  • @devendragarg8227
    @devendragarg8227 2 месяца назад +3

    25000 her mahina kon dega🤔

  • @harrybabbega6041
    @harrybabbega6041 2 месяца назад +1

    Bhai itna time kaha kisi ko sabhi Accounts ko monitor krne ke liye manage krne ke liye to phir MF hi sahi hai

  • @sangeetamichael7499
    @sangeetamichael7499 4 месяца назад +2

    But post office se paisa nikalne ke lye bahut mushikel hota hi. Jaldi nikalta nhi hi.

  • @11harpreet
    @11harpreet 3 месяца назад

    RD ki maturity pe milne wala interest par income tax kaise lagega

  • @RaviKumar-xe1pr
    @RaviKumar-xe1pr 4 месяца назад +15

    Khud hi krle cha-cha dusro ko gyan mat do

    • @gurukripaclassessheoganj
      @gurukripaclassessheoganj 4 месяца назад +6

      Dear wo aapko salah de rhe hai karna hai ya nhi wo aapki choice h

    • @gourikashyap3
      @gourikashyap3 3 дня назад

      Tum hi kuchh Gyan baat lo luduuu agr jinko nhi pta h to unki bhagdod Bach jati h .....pglkhi ka gyan to tum apna dena bnd kro😅

  • @Debasis-u9g
    @Debasis-u9g 2 месяца назад

    Sir 25000 zama karne se 5 saal bad kitna milega

  • @vikasgupta7225
    @vikasgupta7225 4 месяца назад +4

    RD vs pli
    Is par video bnay kya better hai

  • @ramjitiwari2504
    @ramjitiwari2504 3 месяца назад +1

    Itna to aap bhi per month nhi kr sake Salah Dena aur baat h khud krna aur baat

  • @jagpreetmehra2313
    @jagpreetmehra2313 4 месяца назад +2

    Bank muje 1 lakh ka saal bad 1.08000 deta hai

  • @MithiIIndiaS_Knowledge
    @MithiIIndiaS_Knowledge 9 дней назад

    Ye plan to sabko pata hai....nya kya hai

  • @RAHUL--MAURYA
    @RAHUL--MAURYA 27 дней назад

    इसे इन्वेस्टमेंट नहीं ब्लकि पैसों को बर्बाद करना बोलते हैं

  • @jiteshrajwani7455
    @jiteshrajwani7455 Месяц назад

    just another clickbait
    wasted my time

  • @dineshtruvesh4326
    @dineshtruvesh4326 3 месяца назад +1

    Sir maturity pe kitna tax katega.....

  • @shabuddinkhan8635
    @shabuddinkhan8635 4 дня назад

    Sabse Kam interest milta hai Rd me

  • @DilipKumar-dw2ku
    @DilipKumar-dw2ku 3 месяца назад

    Choro ke hatho me paisa,chela gaya,rona,bad mein india me,420 logo na bhaut,bada system hai

  • @JagdishKumar-ot9xu
    @JagdishKumar-ot9xu 2 месяца назад +4

    Protected saving scheme ke anusar 1:46 yedi bache ka minor account h, yedi parents ko kuchh ho jata h to minor to paise jama kar nahi sakta to maturity amount bache ko milega, as per savings scheme.

  • @prabhuoram9878
    @prabhuoram9878 Месяц назад

    Sir aap galat information Dale hain 25000 me 17 lakh nehi, sirf 833.33 me jo per day hai.

    • @BankingBaba
      @BankingBaba  Месяц назад

      Paisa daily jama nhi krna hota, month me 1 baar krna hota hai, agar daily hota to 833 likh deta

  • @tinonSinha
    @tinonSinha Месяц назад

    Bro 17 lakh kaha geya, bolta jadha mein muddha bt krte nehi 😂😂😂

  • @ATTITUDE8100
    @ATTITUDE8100 3 месяца назад

    Bro maine 10,000 rs rd karwai ha 5 year ki abi 3.5 year ho gya ha uske baad usi account me paise rehne de paise save rehe gye ?

  • @dineshraj1339
    @dineshraj1339 2 месяца назад +2

    Jabardast explain yar.....very useful video..

  • @AMRENDRAPRASAD-di5km
    @AMRENDRAPRASAD-di5km 3 месяца назад +1

    Ok karalo bhi

  • @ManojBala-n3n
    @ManojBala-n3n Месяц назад +1

    Thank you so much Bhai ❤

  • @sunilrana6072
    @sunilrana6072 Месяц назад

    Chal bhag

  • @DD01411
    @DD01411 2 месяца назад +1

    GZB KA EXPLANATION 👏👏

  • @sunilharjani1437
    @sunilharjani1437 5 месяцев назад +2

    Can we transfer money from our bank to rd account of post office online ?

    • @seemasahu2941
      @seemasahu2941 4 месяца назад

      Same question mera v h
      Plzzz reply

  • @sksalim524
    @sksalim524 15 дней назад

    25000 jama krke 17 lakh😅😂👎👎👎

  • @ajitnosingh3719
    @ajitnosingh3719 20 дней назад

    Ya sarkar ko paisa niklana ha tax ka rup ma aam admia ke

  • @Jaash365
    @Jaash365 Месяц назад

    Mile gaye bi to etne salo baad hai na,etne yada time ka kya bhrosa

  • @Gulrajhangmata
    @Gulrajhangmata 4 месяца назад +1

    Bhai jaisa tum bol rahe ho vaisa postoffice wale nhi mante hai......

  • @DHARMENDRAKUMAR-nm7lz
    @DHARMENDRAKUMAR-nm7lz 27 дней назад

    Time pass video 😢

  • @anantakrdas9246
    @anantakrdas9246 16 дней назад

    Thank you sir tell me about MIS

  • @tinonSinha
    @tinonSinha Месяц назад

    tere sister ke no. de uske naam pe RD krdu

  • @lastqueeninaabuubakarverma961
    @lastqueeninaabuubakarverma961 14 дней назад

    Awsomee awsome and just awsomee

  • @SahilKumar-zj7in
    @SahilKumar-zj7in 3 месяца назад

    टाइम बर्बाद किया नेट भी बर्बाद किया।

  • @RanjanaTiwari-i8w
    @RanjanaTiwari-i8w 3 месяца назад +1

    Bhai 500 manth kr skte hai

    • @Rowdy_girl_neelu9646
      @Rowdy_girl_neelu9646 Месяц назад +1

      Ha kr skte h..
      Kyuki Mai khud v Krti hu...
      100 Rs. Monthly v kr skte h...

  • @omvirsingh7226
    @omvirsingh7226 10 дней назад

    Ok

  • @benichandrana2136
    @benichandrana2136 19 дней назад

    Thanking you Sir ji for cool Guidence❤❤

  • @kuldeepkumartyagi-u8v
    @kuldeepkumartyagi-u8v 4 месяца назад +4

    पैसे को कभी फिक्स स्कीम में कभी ना डाले,पता नहीं कब क्या हो जाये ।

  • @amrutlalpancholi1911
    @amrutlalpancholi1911 Месяц назад

    Ok

  • @AshishSoni-uk1sb
    @AshishSoni-uk1sb Месяц назад

    Hiii ❤❤❤

  • @Knight.153
    @Knight.153 3 месяца назад

    सब सहार का मारा हुआ है😂😂

  • @AnkitKumar-n9b6h
    @AnkitKumar-n9b6h 3 месяца назад

    पागलबनानेकाकामहै

  • @MohanLal-fs6jf
    @MohanLal-fs6jf 3 месяца назад

    Sara hisab lagakar kitna interest padega

  • @minulama5153
    @minulama5153 3 месяца назад

    There is online account

  • @Youtuberinr
    @Youtuberinr 4 месяца назад

    Es video jayda bakwas hai 😂😂😂😂

  • @sachinSharma_0009
    @sachinSharma_0009 5 месяцев назад +1

    Pls reply sir .. where we invest 1 lakh rupees...from which we will get maximum interest rate ? Pls reply

    • @BankingBaba
      @BankingBaba  5 месяцев назад +1

      If you need safest option, then open FD in small finance bank, more than 4 banks are offering 8.5% or above.
      Otherwise invest in equity or mutual fund.

    • @sanjaykumar65827
      @sanjaykumar65827 4 месяца назад +1

      Pichle din yaad kro, Sahara bank sabko be Sahara kr gyi , Kam mil Jaye uski koi dikkat nahi h, post office bst investment

    • @BankingBaba
      @BankingBaba  4 месяца назад

      @@sanjaykumar65827 sahara bank nhi tha, ek NBFC company thi.

    • @sanjaykumar65827
      @sanjaykumar65827 4 месяца назад

      Kuch bhi ho, lakin ye h to private sector

    • @BankingBaba
      @BankingBaba  4 месяца назад

      @@sanjaykumar65827 aapko fark nhi pta Bank or company me

  • @JagdishKumar-ot9xu
    @JagdishKumar-ot9xu 2 месяца назад

    Bhai apne ye achhi vedeo banai h. Isme bachon ke account per protected saving h wo bhi baten.

  • @vishalpawar9729
    @vishalpawar9729 2 месяца назад

    Post office broker bhave hote hai 😢

  • @RavindraSingh-eo5cb
    @RavindraSingh-eo5cb 3 месяца назад

    Agar finance Bank bhaga toa usaka granter kaun hai.😂😂😂

  • @rishabhdixit3189
    @rishabhdixit3189 5 месяцев назад +2

    Kya Online RD account open kar skte hain Post Office me mera Savings Account hai .. E banking bhi activated hai...
    Reply pls 🙏

    • @sankarsenapati7876
      @sankarsenapati7876 5 месяцев назад

      Ha post office mobile banking nehi too internet banking se online rd open kar sakte hai

  • @rafiqmansuri1365
    @rafiqmansuri1365 2 месяца назад

    Very.good.

  • @charlesmurmuofficial4887
    @charlesmurmuofficial4887 3 месяца назад

    Meter per bat nahi

  • @harshacoachingpoint974
    @harshacoachingpoint974 3 месяца назад

    Kya ham rd me side online paise jama kar sakte h?

  • @rajeshs3582
    @rajeshs3582 4 месяца назад

    You tell about interest of RD

  • @HARIOMTYAGI-xr3fq
    @HARIOMTYAGI-xr3fq 3 месяца назад

    Sir aap mujhe aur option bhi bata do jiye investment ke

  • @saurabhpatel7996
    @saurabhpatel7996 2 месяца назад

    Well Explained 👏👏❤️

  • @jagpalsingh9134
    @jagpalsingh9134 4 месяца назад +1

    Khud ap stock market mai pese dalte hai hame ye sab bolte hai ..kuch ni milta 6.5 dete hai thx

  • @deep.pallavivlogs
    @deep.pallavivlogs 2 месяца назад

    Minimum amount for rd

  • @dr.vijayrajpootrajpoot2116
    @dr.vijayrajpootrajpoot2116 5 месяцев назад +1

    Nice VDO

  • @harindrabhat5730
    @harindrabhat5730 5 месяцев назад +5

    Post office jaye bina hi 5 saal keliya Kya SB account se direct RD kar sakte hai? Kya auto RD banta hai?

  • @dwarkachim5057
    @dwarkachim5057 4 месяца назад

    Bahot hushar hai apana pasa jama hai usmese adha loan dege aur usipar 2 persent lenge.

  • @satrughnasingh9315
    @satrughnasingh9315 4 месяца назад

    harsal interest milega

  • @charvikapoor642
    @charvikapoor642 3 месяца назад

    Thanks 🙏

  • @ankushyadav7352
    @ankushyadav7352 3 месяца назад

    Sir fd ka rate 9%+ hai

  • @moupaul874
    @moupaul874 Месяц назад

    Nice

  • @SunitaKumari-sj3wh
    @SunitaKumari-sj3wh 3 месяца назад

    Thumbnail pr jo apne likha h uske bare me to btaya hi ni
    25000 me 17 lakh ??

  • @satyanaraynmeena405
    @satyanaraynmeena405 4 месяца назад

    Sir post office karmchari hi logo ke a/c ko khali kar lete hay.🙌🙌

  • @ReenaReena-k9w
    @ReenaReena-k9w 9 дней назад

    ²000 ka 5 Sal me Kitna hoha

  • @minulama5153
    @minulama5153 3 месяца назад +1

    Good to watch this video thanks

  • @jeetushakya5883
    @jeetushakya5883 4 месяца назад +4

    Thanks you sri maan ji 🎉

  • @suryapratap_bit
    @suryapratap_bit 5 месяцев назад +2

    10:49 wow apna paisa lene ke liye bhi interest do 👏

    • @BankingBaba
      @BankingBaba  5 месяцев назад

      FD/RD pe loan lena hai to interest dena padta hai.
      Agar aapko kuch din ke lie paisa chaiye toh lena best option hota hai, jyada din ke lie chaiye toh Account ko band krwana hi sahi decision hota h