Post Office Schemes V/S Govt. Banks Fixed Deposit(FD) | Kisan Vikas Patra | NSC | SBI | PNB

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  • Опубликовано: 20 ноя 2024

Комментарии • 227

  • @MoneyUpay
    @MoneyUpay  Год назад +35

    Hello everyone 🙂Comment karke batayie ki aap Post Office schemes aur Govt. Banks FD mein se kismein invest karna pasand karenge

    • @niharikaverma1640
      @niharikaverma1640 Год назад +4

      Sir, ofcourse in Post office schemes, because with a good interest rate it is very safe and secure

    • @omprakashsharma-jh8xh
      @omprakashsharma-jh8xh Год назад +1

      Post Office schemes

    • @pritamshreyas9958
      @pritamshreyas9958 Год назад

      Post office

    • @sujitkumarsatapathy4068
      @sujitkumarsatapathy4068 Год назад +1

      Very nice scheme . I earned Rs 1.04 Lakh intrest on 31 mar 2023 . My funds ammount is 17.50 .

    • @Rahul_Tyagi
      @Rahul_Tyagi Год назад +1

      Can we transfer the existing EPF amount from Govt. bank to POST OFFICE EPF ...!! if yes please tell us the process Sir,.

  • @pawanthakur1435
    @pawanthakur1435 Год назад +17

    पोस्ट ऑफिस is ok but system of post office is very sluggish. Problem is man working at counter hardly entertain the man standing in long que. They entertain only the agents who come through back gate and give commision. So, man standing at counter in queue suffer a lot.

    • @kotaresthouse5968
      @kotaresthouse5968 Год назад +1

      आजकल पुरानी बात नहीं है। आजकल नई पीढ़ी आ गई है और वह पुराने लोगों से कुछ बेहतर है। साथ ही, आजकल पोस्ट ऑफिस ने भी इंटरनेट बैंकिंग चालू कर दी है। आपको पोस्ट ऑफिस जाने की आवश्यकता ही नहीं है।

    • @TheManishmehra
      @TheManishmehra Год назад +1

      Post office main branch na jaayen balki sub branch jo ghar ke pass ho usme jaaye aur jaan pehchaan kar len sab asani se ho jayega

    • @sskhambekar
      @sskhambekar 6 месяцев назад

      It is better to invest in Post Office FD for 5 Years which gives interest @ 7.5.

  • @sunilsaxena6244
    @sunilsaxena6244 Год назад +6

    NSC KVP me lock in period hota hai, bank FD kabhi jarurat padne per break kar sakte hai.

  • @mithilathakur7121
    @mithilathakur7121 Год назад +3

    बहुत अच्छी और विस्तृत जानकारी के लिए धन्यवाद..
    मैं NSC में invest करना चाहूंगी.👍

  • @sudhirjha192
    @sudhirjha192 Год назад +1

    Waah waah waah mazza aa gaya you are great

  • @dheerajparmar734
    @dheerajparmar734 8 месяцев назад +4

    Hello sir KVP me maturity ke time pe kitna % tax deduct hoga..

  • @jaibharat3394
    @jaibharat3394 Год назад +15

    80 C and PPF limit must be increased to 2.5 lac, it is very important for middle class section,

    • @kapilboyal1262
      @kapilboyal1262 8 месяцев назад

      Govt Doesn't care for middle class 😢

    • @Juhi-fc3ht
      @Juhi-fc3ht 6 месяцев назад

      ​@@kapilboyal1262😮

    • @Juhi-fc3ht
      @Juhi-fc3ht 6 месяцев назад

      Not only govt but in fact even the general public doesn't

    • @Juhi-fc3ht
      @Juhi-fc3ht 6 месяцев назад

      How ever it's k

    • @Juhi-fc3ht
      @Juhi-fc3ht 6 месяцев назад

      God cares

  • @MurliPatel-kl9ry
    @MurliPatel-kl9ry 9 месяцев назад +5

    NSC me investment karne walae vote kare😊

  • @mukeshgarg1909
    @mukeshgarg1909 Год назад +1

    Up to 25% video i liked ur explaination

  • @rambachanchoudhary2359
    @rambachanchoudhary2359 Месяц назад

    Aapne achha bataya dhanyavad

  • @NaveenKumar-eg1gi
    @NaveenKumar-eg1gi Год назад +2

    Ppf and ssa is excellent mode of savings in post office

  • @pritipandya3870
    @pritipandya3870 Год назад +2

    Sir RBI Savings bonds ke baare mai bataega please. Kyunki usmai interest rate always NSC se 0.35% jyada raheta hai. And ismai exactly kaise invest kare uska koe reliable video bhi nahi mil raha

  • @kashyappatil4722
    @kashyappatil4722 5 месяцев назад +1

    Sir Post office ki konsi aisi best csheme hai jisme milne vale byaj par aur rakhe gaye paisho par byaj na lagta ho( yani inkame tax par rahat milti ho ) aisi schame.

  • @SantoshKumrRath
    @SantoshKumrRath 2 месяца назад

    Most effective and fine analysis.❤😂🎉😢😮😅

  • @divyalaxmi627
    @divyalaxmi627 2 месяца назад +1

    Nsc Or kisan vikash patra me tax kisme jda kat jata hai?

  • @MrMultisatish
    @MrMultisatish 9 месяцев назад +1

    RD extention karvani chaiyiea ja new karvani chaiyiea🤔

  • @poonamdinkar2146
    @poonamdinkar2146 Год назад +1

    Please,Hindi caption ko thoda aur niche kare taki scheme & interest rate fully visible ho.
    Apne video editor ko bhi inform kariyega.

  • @ArvindYadav-ub2ln
    @ArvindYadav-ub2ln Год назад

    Screen pe subtitles ki wajah se kuch information nahi dekh pa rahe hain.. कृपया subtitles हटाएं या छोटा करें.Thank You

  • @ShankarlalsharmaShankarlal-s3v
    @ShankarlalsharmaShankarlal-s3v 6 месяцев назад

    मैं वरिष्ठ नागरिक हूं किसान विकास या नेशनल शेयर में क्या ब्याज दर होता है और टेक्स में रिआयतें कौन सी मिलेगा ॽअर्ज है जानकारी मिलेगी।

  • @kamalpahadi6690
    @kamalpahadi6690 2 месяца назад

    Very good information 👌 thanks

  • @rajeevsrivastava5654
    @rajeevsrivastava5654 5 месяцев назад +1

    Kvp बेस्ट है बीच में टूट जाती है जरूरत पड़ने पर, एनएससी बीच में टूटती नही है

  • @mlvermav3645
    @mlvermav3645 9 месяцев назад

    Sir NSC scheme is the best thnx sir

  • @rajendraprasadyadav4151
    @rajendraprasadyadav4151 Год назад +2

    what about maturity amount which comes in higher tax bracket due to other income and will be taxed accordingly . Is there any provision to pay tax on every year as accured interest in Bank fd.

  • @sapnajha6226
    @sapnajha6226 Год назад +2

    Useful information

  • @vijayparmar3014
    @vijayparmar3014 8 месяцев назад

    Bhai Quant small cap fund me invest karo kam se kam 7 saal ke liye. Returns sabse aachi milega.

  • @ramavtaryadav954
    @ramavtaryadav954 Месяц назад

    Thanks 👍

  • @HiteshSingh-tp2my
    @HiteshSingh-tp2my Год назад

    Air nsc ki jo time pura hone par {5- years] amunt milega uss par income tax katega kya ...

  • @AllDayCanteen
    @AllDayCanteen 4 месяца назад

    Post office me agent k through jaye ya direct n reason also pls

  • @rajiv8827
    @rajiv8827 Год назад +1

    Bank fd compounded quarterly whereas in post office its compounded annually

  • @SachinSharma-wq1ef
    @SachinSharma-wq1ef Год назад

    Bhaiya post ki mahila samman yojna or fd per video bnao dono mein kisme fayeda hai pls

  • @pramodsawant8952
    @pramodsawant8952 Год назад +1

    Kindly share investment plan where one time investment can give me fixed monthly income as well as growth on principal.

  • @princemdn3
    @princemdn3 Год назад

    Hello Sir, post office MIS pension ke liye joint savings acc link karva sakte hai ? ya jo pension le raha hai sirf usi ka single savings acc. hi link hona chahiye ?

  • @ashokkumarthapa875
    @ashokkumarthapa875 Год назад

    NSC is best for short term and KVP is best for long term invest

  • @shekharhalbe6557
    @shekharhalbe6557 2 месяца назад

    Can you compare Goa beach with Juhu beach ? Its worthless comparison. No advantage to viwers.

  • @pradeeptakumarchakravorty8121
    @pradeeptakumarchakravorty8121 Год назад +1

    Just Retirement Hone Ke Baad Mere Ko LUMPSUM Payment Mila Hai. Are U Solving Sr Citizen Person? Aapka Best Video Ka Link 🔗 Bhejiyenga

  • @PramodKumar-op9ng
    @PramodKumar-op9ng Год назад

    बालक बहुत अच्छा बताया लेकिन बालक बहुत तेज और जल्दी जल्दी ना बोलो। सबजेक्ट को खूब पड़ कर ही बताओ ।ओक don't mind,.…

  • @kanubhaipatel8980
    @kanubhaipatel8980 6 месяцев назад

    Bahut achha

  • @Southchandan8124
    @Southchandan8124 Год назад

    Sar kiya post office ma dusra state ma fd kar sakta hai or kar sakte hai to bad ma apna state me transfer kar sakte hai is par video banaya please

  • @banshidharhota5375
    @banshidharhota5375 Год назад

    Which is better between Nsc & sovern gold bond (sgb)

  • @amishra4582
    @amishra4582 Год назад

    Great info..Jha sir❤

  • @arunjha7857
    @arunjha7857 Год назад +2

    Very informative video. Excellent.

  • @alanwalker7021
    @alanwalker7021 4 месяца назад

    Mutual fund mai long turn mai kya nuksan hai

  • @fun-so8tr
    @fun-so8tr Год назад

    Sir please create a video on how we can earn monthly income as a teenager with a lumpsum amount please make a video sir🙏.

  • @rupakdutta3296
    @rupakdutta3296 Год назад +1

    Mutual fund investments koro double se triple ho jayega

  • @sushantabanerjee4853
    @sushantabanerjee4853 Год назад +1

    Nsc scheme sabse achha hai

  • @devikavirdi9852
    @devikavirdi9852 Год назад

    TDS k liye kya hoga

  • @harwindersumra6988
    @harwindersumra6988 Год назад

    Post office KVP scheme ma cash jam hoga o check dena pya ga

  • @abhilashachandel8675
    @abhilashachandel8675 4 месяца назад

    Kisan bikas pate ya patr melta ya kopi ji pas book mlti ji kyaya btae ji

  • @jknewgardener7877
    @jknewgardener7877 Год назад

    Thanks , nice information

    • @MoneyUpay
      @MoneyUpay  Год назад

      Glad you found this useful

  • @bhupendrasinghrawat1624
    @bhupendrasinghrawat1624 Год назад

    Good analysis ...💐

  • @surekhajadhav2591
    @surekhajadhav2591 7 месяцев назад

    Any tax is applied/ deducted on Maturity amt of NSC

  • @niharikaverma1640
    @niharikaverma1640 Год назад

    Hello sir, very informative video 🙏

  • @monuoriginal7425
    @monuoriginal7425 Год назад +1

    Agar 3 saal phle kvp meh invest kiye the aur uss samay 6.5% tha toh abhi vo automatically 7.5% hojyega ki nh....

  • @Gurudevpradan6954
    @Gurudevpradan6954 3 месяца назад

    S b l life k bata payege kaya

  • @Gurudevpradan6954
    @Gurudevpradan6954 3 месяца назад

    सिनियर सिटीजन वाले प्लान को बताने कष्ट करें

  • @niharikaverma1640
    @niharikaverma1640 Год назад +1

    Sir , post office में एक Rd लेने का सोच रहीं हूं current rate of interest 6.2% है। Union Bank of India में 10 years के Rd पर 6.7% rate of interest hai! Sir RD कहां लेना सही रहेगा??? कृपया बताएं please,🙏

    • @MoneyUpay
      @MoneyUpay  Год назад +2

      Bus ek se do din mein iske upar ek video upload ho jaayegi toh aap usmein he dekh lena

    • @niharikaverma1640
      @niharikaverma1640 Год назад

      Okay sir, thanks 🙏

    • @comedystatusvideos9161
      @comedystatusvideos9161 Год назад +2

      Niharika mam aaj ke time par post office RD Aur TD sabse khraab scheme hai aap khud socho
      Post office RD par aapko 6.2% mil rha hai aur Kisi ache private bank mein aapko RD par 7 se 7.5% tk return mil jayega

    • @comedystatusvideos9161
      @comedystatusvideos9161 Год назад +1

      Ab maine apne 5 lakh AU small finance bank mein 3 years ki FD par 8.% ke rate se book krwa dia hai
      4 lakh apne naam se 1 lakh apni wife ke naam se
      To 5-5 lakh ki dono ki DICGC RBI ke under 10 lakh ke amount ki insurance bhi hai kl ko agar bank doob bhi jaye to humara paisa bilkul safe
      Aur 5 lakh ka 3 saal baad 634120 rs ho jayenge
      8% ke hisaab se

  • @vijay3563
    @vijay3563 Год назад

    TDS , KVP में कितने amount पर लगता है?

    • @MoneyUpay
      @MoneyUpay  Год назад +1

      KVP mein TDS nahin lagta hai sir

  • @anoopkumargupta7014
    @anoopkumargupta7014 Год назад

    Kya kvp ka machurity tax free rahega

  • @greenerygardenbyharishkuma1887

    Sir Bajaj finserv may fd kaisy kartey hai usmey 9persent hasi

  • @niharikaverma1640
    @niharikaverma1640 Год назад

    Sir, epassbook option, post office official website काफ़ी दिनों से काम नहीं कर रहा है,???

  • @srinivasvrao5178
    @srinivasvrao5178 Год назад

    Blocking money in 5 or 10 years of 7% is not feasible in NSC or KVP as we can earn double if nit 50% ROU although it is risk but we can earn good returns .

  • @harishbisht8139
    @harishbisht8139 9 месяцев назад

    Tds k ato bataya hi nahi
    Tds katega ya nahi

  • @utpalpaul7424
    @utpalpaul7424 Год назад

    How many accounts can I open in NSC single person

  • @greenerygardenbyharishkuma1887

    Sir jis year equity mf reedam kary to he vo ITR file may show karna hota hai ji bata dey

  • @janardanpatra8203
    @janardanpatra8203 Год назад

    NSC and KVP are the Best

  • @hindaviswaraj3714
    @hindaviswaraj3714 Год назад

    Good information ❤

  • @motopower1454
    @motopower1454 Год назад +1

    60 year old plan one time 30 lakh invest month pension scheme

  • @srinivasvrao5178
    @srinivasvrao5178 Год назад +1

    Stock market if you learn thru coaching is the best option to earn passive income rather than blocking the investment for 5 yesrs in kvp and nsc.

  • @Shazan123-abc
    @Shazan123-abc Год назад

    Thanks sir information dana kalyia

  • @SukhdevSingh-gp2kk
    @SukhdevSingh-gp2kk 3 месяца назад

    Post office NSC / KVP Scheme Thank you

  • @Priti272
    @Priti272 Год назад +1

    SBI में सिनियर सिटीजन को 7.50 का ब्याज दर से 5 लाख फिक्स करने पर पांच साल बाद कितना मैच्योरिटी मिलेगा 🙏🙏🤔Plese Reply Sir

  • @RajeshSingh-ef4mq
    @RajeshSingh-ef4mq Год назад

    No doubt KVP scheme is best

  • @rameshoraon6206
    @rameshoraon6206 9 месяцев назад

    Kaya Paisa dubega ki nahi

  • @travelwithanchorprosenjitp4322

    Superb explanation

  • @nikhilpatil9265
    @nikhilpatil9265 Год назад

    मेरे पास 6 लाख है मुझे बताओ की महिना मुझे कितना व्याज मिलेगा 7000?

  • @avinash3249
    @avinash3249 Год назад

    I like your videos 👍

  • @myfreeinformation
    @myfreeinformation Год назад

    Kvp achha lga

  • @kamalaaalmelkar9788
    @kamalaaalmelkar9788 3 месяца назад

    Sub intrest kho t.d.s.cut .hota hai na

  • @harwindersumra6988
    @harwindersumra6988 Год назад

    Kvp skem par TDS lag ta hai

  • @styendrakumarpandey2401
    @styendrakumarpandey2401 Год назад

    Good

  • @MandeepDhilloN91
    @MandeepDhilloN91 4 месяца назад

    10 saal ke liye invest krna ho to NSC ya KVP... 5 saal NSC me karuga 5 saal baad fir NSC le lunga to 10 saal baad kiska jayada banega bhai

    • @arup9695
      @arup9695 3 месяца назад +1

      NSC, I also following the same formula

  • @madhukarnehete4888
    @madhukarnehete4888 Год назад

    👍👍👍

  • @KamalMadhok-75
    @KamalMadhok-75 9 месяцев назад

    🚩👃🏿जय श्री राम 👃🏿🚩 पोस्ट ऑफिस ओके जी
    ❤ 06*02*2024*🎉

  • @anilsah2692
    @anilsah2692 Год назад

    Bhai 2 saal ke fd par 7.5 Canara interest de raha hai to waha paisa kyon na lagaya jaye

  • @SapnaSapna-qc8gf
    @SapnaSapna-qc8gf Год назад

    👌👌

  • @manojgupta6338
    @manojgupta6338 Год назад

    Always Post Office NSC.

  • @tulsiramahirwar6204
    @tulsiramahirwar6204 Год назад

    Super

  • @jaibharat3394
    @jaibharat3394 Год назад

    Ab NSC k interest par TDS kab kab deduct hoga please reply

    • @MoneyUpay
      @MoneyUpay  Год назад

      Dekhyie sir NSC mein TDS applicable nahin hai

    • @jaibharat3394
      @jaibharat3394 Год назад

      @@MoneyUpay lekin interest amount taxable hai to itr me kab show hoga

  • @niranjandas7579
    @niranjandas7579 5 месяцев назад

    50.thousend.nsc.mey.kitna.milega

  • @shachindrajha
    @shachindrajha Год назад +1

    NSC 10 years me 1450000 ho jayega

  • @sureshkumarbaranda6005
    @sureshkumarbaranda6005 Год назад

    सर kvp में कितना TDS काटा जाता है

    • @MoneyUpay
      @MoneyUpay  Год назад

      Dekhyie sir maturity ke time pe aapko jo total amount milta hai uspe koi TDS nahin lagta lekin premature withdrawl ke case mein TDS lagega ki nahin isko lekar main sure nahin hoon baanki agar premature withdrawl ke case mein lagta bhi hoga toh 10% ke aaspas he lagega

  • @allenjha2277
    @allenjha2277 Год назад

    Good video

  • @BhupinderSingh-lw1on
    @BhupinderSingh-lw1on Год назад

    Sir 224517 kaise banega 7.7 % par 194000 he Banta hai

  • @utpalpaul7424
    @utpalpaul7424 Год назад

    Can I deposit monthly or one time

  • @amitgaur8273
    @amitgaur8273 6 месяцев назад +1

    sbse phle 5 lakh ki nsc karwao fir 5 sal bad 7.24 lakh ki fir 5 sal ki nsc karwao.... to apko kvp se jyada intrest milega... wahi 10 sal me... or beech me breaking time bhi..5 sal k bad...ok.... samje kuch....

  • @shakilahmad9426
    @shakilahmad9426 Год назад

    What about liquidity??

  • @pramodsingh-yy5yh
    @pramodsingh-yy5yh Год назад

    Nsc and Kvp tax is cuts about 10 percent

  • @ratnachatterjee2968
    @ratnachatterjee2968 Год назад +3

    Why you are confusing people showing the calculation of bank 5 yr fd. Mostly all banks are having 7.60.to 7.75 parcent rate of interest for the tenure of only 399 / 400 days. The money grown in this scheme can further be reinvested till long 5 years then the total amount for govt. Bank fds will definitely be far far better than the 5 yrs nsc product of post office which is again taxable on maturation. So please keep clarity while convincing people.

  • @ima_viral
    @ima_viral 6 месяцев назад

    Thanxxx

  • @ShankarlalsharmaShankarlal-s3v
    @ShankarlalsharmaShankarlal-s3v 6 месяцев назад

    सीनियर सिटीजन ऐन,एस,सी, पांच लाख का पांच वर्ष की कितनी रकम होगी ॽ