Senior citizens they have paid tax throughout their life. Now government should offer them some dignity and should not make a taxable. I totally agree with your viewpoint.
Nice vedio for senior citizens please keep going such Vedios i shall become senior citizen arter one and half year now I shall start thinking regarding these schemes thanks and regards both of you 🙏🏿🙏🏿
Interest on Senior Citizen Savings Scheme should be fully tax free. I support this argument. There is an upper limit (30L) in this scheme anyway. At 7-8% interest rate, this amount will generate annually 2-2.5 L. Today, this amount is barely enough for survival of two senior citizens (Husband and wife). Putting a tax on this amount means hitting the subsistence of this population. Therefore, this amount should not be taxable. The government should not tax this interest.
I also agree. Inflation is high. Govt.should see the rate of Pulses,Vegetables, Milk,Medical expenses,Monthly Electricity Bill's,Maintainens charges of flat.etc.
For senior citizens, upto 10 lacs, income p.a. there should be no tax. Difficult to earn but medical and other expenses increases. Govt.not giving any comfort or medical benefit for middle class. Difficult to live after retirement.
You are right sir. Interest on the deposit for sinior citizens savings scheme should be tax free. Government should consider this for sinior citizens savings scheme
Nice and informative video. Appreciate your efforts. I have a question please: my mother is a pensioner and recently sold land property. She is unaware of the ITR and tax etc. Should she proactively fill ITR ? tax will be cut automatically only right ? would she get any notice for the sold property as the money is in her account ?
Sir, video ke cover pr likha h 10 % interest rate. Pls clear which one of these investments is offering 10 % interest rate. Thanking you for superb videos.
Certainly agree SCSS should be tax free. Another difficulty a SC can face is diverting the interest in RD if they don't have any personal assistance from family/ relative/ friend. Do you have any recommendations for automating the RD investment from the quarterly interest earned from SCSS
Yes Sir Sir. Citizen's ka interest TAX Free hona Chahiye saath hi Unke age ko dhyan me rakh kr unki sari Income Tax free honi Chahiye jisse vo aaram se apni life ji sake
What are the conditions to avail capital gain tax exemption if SGB are purchased from secondary market and redeemed as usual on maturity through RBI, that is on completion of 8 years from date of initial issue of SGB.
Hello, thank you for sharing such an important information for senior citizens investment options. I am a single (widowed) senior citizen aged 64 year. How can I invest 40 Lacs cash into health insurance plus guaranteed income savings plans for initial maturity period of five years. Please advise. Thank you.
SIR JI AAP KA SUGGESTION BILKUL SAHI HAI , SENIOR CITIZEN SAVINGS SCHEMES PER GOVERNMENT MUST NOT LEVIY ANY TAX , NO TAX . IT'S A REQUEST FORM SENIOR CITIZENS.
thank you for giving valuable information. Please elaborate usually one says that the return on mutual funds is 15-20%. Which is calculated on a base NAV of 10. But when we invest at an NAV of more than 30. It means the return will be 15/3%=5%. Please guide us, this is a very important subject to make a video on it.
@@SahajInfo All good. 😊 Sir I have a doubt. Post 5years of Senior citizen savings scheme can it be extended for another 3years for the initial investment period Interest rate or for 3years extension the current SCSS interest rate will be considered.
@@SahajInfo Many Thanks for your quick response. One request. I recently noticed that Quarterly interest paid out by Banks like Fincare and other small finance bank etc are paying out good interest for long term deposits. For example in Fincare , they have 8% interest for upto 60months investment term period and and total interest yield for 60months investment came upto 9%+. Is it possible to make a video on Quarterly interest payout FD vs yearly interest payout video. We investors should invest in quarterly payout FDs to maximize our long-term FD investment
It is very unfortunate that taxes are levied on sccs scheme Even rly concessions are denied by rly. It is very very shameful. May pl highlights the issue.
RD accounts matured after five years then interest recd. In one lump sum, which effects on total income for the year in which a/c matured. Post office does not showing accrued interest in the interest statement.can I bifurcate in to five years in IT Return every year? Please guide what is provision.
Very interesting question. Being sr citizen 20% I tax bracket applied. So we invest in sr citizen fd on maturity after deducting tax it not equal to ordinary fd. Failed to enjoy sr citizen scheme. Make video on such
Hi. I just wanted to ask if we sell a flat for 50 lakhs and invest the proceeds in NCS and Kisan Vikas Patra KVP then am I exempted to pay Capital Gain Tax
Sir, I have just become a senior citizen. Please suggest me the best investment options for having a monthly income of ₹50 - 60K. Also, please comment on SBI's Balanced Advantage Fund. Regards.
Sir abhi latest MODIJI 3rd bar sarkar me aaye ..iske bad ham kya hoga ? we r going to become 60 this year,.minimal knowladge hai market ka and still job hai one year ke liye..so please advice for retirement ke liye kaise invest kare?
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Agreed sir,
Requesting the govt to please exempt the interest on scss from income tax.
Thanks.
you Daryaganj the
govt. will not listen this suggestion
Can an individual invest 30 lakhs each in two different banks under SCSS?
❤❤❤❤❤
Senior citizens they have paid tax throughout their life. Now government should offer them some dignity and should not make a taxable. I totally agree with your viewpoint.
govt. will not listen this suggestion
I also agree with your views for tax exemptin
Scss skim textmad karana chahiye
Very informative
Yes the intrest on SCSS tax should be free
100% सही कह रहे है।टैक्स मे छुट होनी ही चाहिए। इस सरकार का निगेटिव प्वाइंट है।
😊yes,you are
Good informative video.
As a senior citizen I request Government to exempt the interest of SCSS as tax free.
They don't care about SENIOR CITIZENS.
They only bother about ADANI
Yes income on SCSS scheme should be tax free.Govt. should considered this issue.
Agreed....Income on SCSS should be tax free....Give should think about this..
Scss ka intrest tax free hona jaruri hai.
Sir, thank you very much for giving very useful tips for senior citizens. Best wishes.
Nice vedio for senior citizens please keep going such Vedios i shall become senior citizen arter one and half year now I shall start thinking regarding these schemes thanks and regards both of you 🙏🏿🙏🏿
Thanks for motivation - these words matter a lot
Very informative.....yes scss should be tax free.....
Yes, I totally agree with you that tax for income generated out of fixed deposit should not be levied.
वास्तव में सीनियर सिटीजन का ब्याज आयकरमुक्त होना चाहिए और ब्याज भी बढ़ना चाहिए
FEKU ko vote kiya toh nahi hoga
100 percent agree with u,intrest of SCSS will be tax free.
SCSS AND MIS OF POST OFFICE SHOULD BE TAX FREE FOR Sr. citizen.
Interest on Senior Citizen Savings Scheme should be fully tax free. I support this argument. There is an upper limit (30L) in this scheme anyway. At 7-8% interest rate, this amount will generate annually 2-2.5 L. Today, this amount is barely enough for survival of two senior citizens (Husband and wife). Putting a tax on this amount means hitting the subsistence of this population. Therefore, this amount should not be taxable. The government should not tax this interest.
Yes, for Sr Citz,it should be absolutely TAX FREE.
I also agree.
Inflation is high.
Govt.should see the rate of Pulses,Vegetables, Milk,Medical expenses,Monthly Electricity Bill's,Maintainens charges of flat.etc.
Very long awaited information. Anyhow thankQ Sirs, VERY GOOD INFORMATION. Please keep up.
Always welcome
Namaskar sirji( both) You are absolutely right SSSC ka income TAXFREE hi hona chahiye👍
Very informative
Yes the intrest on SCSS should be tax free
Yes Very True. The interest received under SCSS should be TOTALY TAX FREE.
Yes you are very correct
Namaste Sir. Bahut acchi tarah se samjane ke liye dhanyvad🙏🙏🙏
Most Welcome and thanks for your motivation
Yes, सीनरीसिटिजन मेडिकल के खर्चे बहुत होते हैं, कभी कभी तो यह सारे पैसे इसी में खर्च होजाते हैं
Yes - Medical inflation is very high
Govt should bear a kind heart towards the Sr. Citizen. Tax on SCSS intt. Should be exempted.
Very Informative.
Yes the interest on SCSS should be Tax Free as this is only source of income for old age persons.
Namaskar.
Thanks a lot for motivation
Very nice explanation Sir.... Bundle of info in a small videos... Thanks a lot
For senior citizens, upto 10 lacs, income p.a. there should be no tax. Difficult to earn but medical and other expenses increases. Govt.not giving any comfort or medical benefit for middle class. Difficult to live after retirement.
Well said and it should be considered
@@SahajInfo No, it is not 'it should be consideted' but it MUST be considered. KAM
I am 70 yrs paid Rs.19292 income tax out of scss interest. Additional rebate is required Union Government should consider our request for 2024- 25
scss तो बुढ़ापे का सहारा है।इसे तो tax free होना ही चाहिए।
Very valuable informations... Sir, thanks
Scss tax free hona chahiye bilkul
I salute you sir Govt Ignores form 15H also I m sr citizen J&K
Jee haan sir ji 🙏🙏interest should be tax free for senior citizens ashish and vinay ji 🙏🙏
Right - demand is for SCSS atleast
100%agree with you interest of scss will be tax free.
The Interest on Senior citizens Scheme should be interest free.
Sir bahut achha explain kiya..Thank you so much.
Interest should be tax free for senior citizens for SCSS
We are also in this favor. Some relaxation should be given to Senior citizens
Absolutely, govt must make SCSS completely tax free
I hope Maulana Modi gives thought about this scheme in the interest on ndianf elderly. people
SCSS completely tax free
Maulana 😂😂😂
Yes senior citizens ke liye tax free hona hi chahiye.
Hope Government will look into request
Very informative discussion.
वास्तव में सीनियर सिटीजन के ब्याज पर टैक्स फ्री करना चाहिए
सीनियर सिटीजन टैक्स फ्री करना चाहिए
You are right sir. Interest on the deposit for sinior citizens savings scheme should be tax free. Government should consider this for sinior citizens savings scheme
senior citizens scheme should be fully tax-free.
Income tax
😂😂
sir kon sa bank hai plz bata do jis me ajj k8 date me saving account me jada intrest milta ho plz plzreply g
Scss ka interest tax free hona chahiye
SCSS tax free is must
agar hum SGB secondary market se buy karke premature redemption karwate hain, what would be tax implications?
SCSS, Nsc, Rd, Saving scheme mae intrest Tds, Income tax free hona chiyae senior citizens ko. Sarkar nae yae karana cahiye.
भारत सरकार बे सिर पैर के नियम, नीति निर्धारण करती है।कम से कम सीनियर सिटीजन को टी डी एस टैक्स में छूट देनी चाहिए।
Government ko sirf middle class ko hi lutna he or yahi Paisa 12, bachho walo me subsidy deke lutana he.
Yes your right sir, ScSs should be exempted from tax and extended for again 5 years
बिलकुल tax free hona chahiye
Tax free
SCSS Tax free hona chayiye
..
टेक्सफ्री होना चाहिए
Scss tax free hona chahiye
Yes...SCSS ME INTREST TAX FREE HONA CHAHIYE.TDS BILKUL NAHI HONA CHAHIYE.
Yes u r right interest tax free hona chahea
Since government has stopped issue of new tranche of SGB, what are the alternatives available now?
SCSS interest paid out quarterly? If yes, then if we invest in RD then what will be effective rate of return?
Thanks for the great information.
Very nice information sir 🙏
Very nicely explained
Nice and informative video. Appreciate your efforts. I have a question please: my mother is a pensioner and recently sold land property. She is unaware of the ITR and tax etc. Should she proactively fill ITR ? tax will be cut automatically only right ? would she get any notice for the sold property as the money is in her account ?
Scss, Bank aur post office dono me husband wife 30, 30 =60 ka Kara shakte hey ? Please me Answer..
Yes separately accounts not joint both should be 60 yrs old
100% agree with you, SCSS should be tax free.
Ashishji, Sr.Citizen ke liye samay samay par aise videos late rahiyega...🎉
Bilkul Sir - next will be how to save tax and TDS for Sr Citizen
If inveted Rs. 30 Lac in MF in 4 scheme..then what will be better for monthly income..?
Either to take monthly divident or go with SWP..?
Thanks for informing
Sir, video ke cover pr likha h 10 % interest rate. Pls clear which one of these investments is offering 10 % interest rate. Thanking you for superb videos.
Pls reply
Certainly agree SCSS should be tax free. Another difficulty a SC can face is diverting the interest in RD if they don't have any personal assistance from family/ relative/ friend. Do you have any recommendations for automating the RD investment from the quarterly interest earned from SCSS
Yes Sir Sir. Citizen's ka interest TAX Free hona Chahiye saath hi Unke age ko dhyan me rakh kr unki sari Income Tax free honi Chahiye jisse vo aaram se apni life ji sake
What are the conditions to avail capital gain tax exemption if SGB are purchased from secondary market and redeemed as usual on maturity through RBI, that is on completion of 8 years from date of initial issue of SGB.
Hello, thank you for sharing such an important information for senior citizens investment options. I am a single (widowed) senior citizen aged 64 year. How can I invest 40 Lacs cash into health insurance plus guaranteed income savings plans for initial maturity period of five years. Please advise. Thank you.
Yes. Senior citizen should get tax free benefit.. whole life paid tax now atleast must give excemption
Agree interest on SCSS should be made tax free
Very good information 🎉🎉🎉
Thanks a lot
Agreed yes govt should consider it
बेहतरीन information
Thanks for nice comment
Thanks nice information
सर, scss को रिन्यू करना उचित रहेगा या मैच्योरिटी के बाद reinvest करना उचित रहेगा। व्याज दर तो शायद बदल जाता है।
SCSS me interest tax free hona chahiye ?
SIR JI AAP KA SUGGESTION BILKUL SAHI HAI , SENIOR CITIZEN SAVINGS SCHEMES PER GOVERNMENT MUST NOT LEVIY ANY TAX , NO TAX . IT'S A REQUEST FORM SENIOR CITIZENS.
SGB investments tax free under 80c ?
thank you for giving valuable information. Please elaborate usually one says that the return on mutual funds is 15-20%. Which is calculated on a base NAV of 10. But when we invest at an NAV of more than 30. It means the return will be 15/3%=5%. Please guide us, this is a very important subject to make a video on it.
Very good holistic info
Was waiting for this much awaited video. Thank you so much ❤
Hello Girish ji
Happy to see your comment after long time. How are you?
Thanks
Ashish
@@SahajInfo All good. 😊
Sir I have a doubt.
Post 5years of Senior citizen savings scheme can it be extended for another 3years for the initial investment period Interest rate or for 3years extension the current SCSS interest rate will be considered.
It can be extended but with new rates
We are missing your suggestion on New Video Topics
@@SahajInfo Many Thanks for your quick response.
One request.
I recently noticed that Quarterly interest paid out by Banks like Fincare and other small finance bank etc are paying out good interest for long term deposits.
For example in Fincare , they have 8% interest for upto 60months investment term period and and total interest yield for 60months investment came upto 9%+.
Is it possible to make a video on
Quarterly interest payout FD vs yearly interest payout video.
We investors should invest in quarterly payout FDs to maximize our long-term FD investment
Nice Information
Thanks
Thanks a lot Rahul ji for Super Thanks
Informative, Ty
You're welcome
It is very unfortunate that taxes are levied on sccs scheme
Even rly concessions are denied by rly.
It is very very shameful.
May pl highlights the issue.
Yes, Tax Rebate system should be incorporated.
Sir can u tell me if nomination is mandatory? Inspire of 2nd holder?
RD accounts matured after five years then interest recd. In one lump sum, which effects on total income for the year in which a/c matured. Post office does not showing accrued interest in the interest statement.can I bifurcate in to five years in IT Return every year? Please guide what is provision.
Very interesting question. Being sr citizen 20% I tax bracket applied. So we invest in sr citizen fd on maturity after deducting tax it not equal to ordinary fd. Failed to enjoy sr citizen scheme. Make video on such
Govt should also consider to start Safe mutual fund for Sr. Citizen
Definitely. We all the sr. Citizens request the govt to make the int earned in scss tax free.
Senior citizens Scheme interest must be made tax Free. Govt. of must give a look to it.
Govt must think of Sr Citizen
How to invest in gold? Please explain. Thank u.
You should be contect banks or post office.
Hi. I just wanted to ask if we sell a flat for 50 lakhs and invest the proceeds in NCS and Kisan Vikas Patra KVP then am I exempted to pay Capital Gain Tax
Sir, I have just become a senior citizen. Please suggest me the best investment options for having a monthly income of ₹50 - 60K. Also, please comment on SBI's Balanced Advantage Fund. Regards.
Sar ko pansan sarbes melta ya teks me pura d a sahet enkuld hota ya besk pensan me genti hota ya btae ji
Govt बँक मे scss scheme का पुरा amount सुरक्षित होता है क्या सर प्लिज इसका उत्तर दिजिये.
FD and SCSS de jo interest earn hoga uski combine limit 50k PA rahegi kya?
Sir abhi latest MODIJI 3rd bar sarkar me aaye ..iske bad ham kya hoga ? we r going to become 60 this year,.minimal knowladge hai market ka and still job hai one year ke liye..so please advice for retirement ke liye kaise invest kare?
Please tell me if the scss is eligible for resident Indians who have citizenship of a different country