10 Best investment options for senior citizens 2025 | New schemes for 60+ age in India

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  • Опубликовано: 23 ноя 2024

Комментарии • 178

  • @subhashpansare6983
    @subhashpansare6983 17 дней назад +2

    सिनीयर सिटीजन के हिम्मत बढ़ जाती है सर आपका संदेश बहुत सही है

  • @prakashkulkarni8532
    @prakashkulkarni8532 Месяц назад +6

    सर सीनियर सिटीजन च्या म्युच्युअल फंडासाठी एक व्हिडिओ बनवा...❤

  • @svnrm2004
    @svnrm2004 День назад

    ❤ This is the Best video on this subject over entire you tube 🙏🙏🙏 Sir ji, one query. For a senior citizen in a 30% IT slab and having risk appetite , investing 1.5 lakh in PPF or ELSS is better? assuming 12% returns with ELSS. धन्यवाद 🙏

  • @ashokdeb5386
    @ashokdeb5386 Месяц назад

    Very common concept but u will get enormous views because it is concise and and customer friendly. Thank you very much.

  • @svnrm2004
    @svnrm2004 День назад

    Great insights sir ji🙏🙏🙏 Can good rated bonds AAA,AA,A+ be another option during high interest rate cycles (locking it for medium to long durations)

  • @praveengogia555
    @praveengogia555 Месяц назад +2

    Thank you! Good video. Very informative 👍

  • @MTariq256
    @MTariq256 28 дней назад

    Good point about having insurance cover through children in corporate sector

  • @Honesty9
    @Honesty9 Месяц назад +1

    Excellent Sir.
    Very useful information and guidance sir.

  • @johndsouza5037
    @johndsouza5037 Месяц назад

    Thank you so much, your honest man (person) God bless you n your family

  • @sureshnegi1769
    @sureshnegi1769 Месяц назад

    Excellent guidance every time to the viewers and sr citizens

  • @krish_machinology
    @krish_machinology Месяц назад +2

    Sir SCSS scheme ICICI Bank me kiya hai..safe hai na 🙏
    Form same hi hai jo Post Office or Nationalis banks me hota hai 👍

  • @maheshchandjain9255
    @maheshchandjain9255 Месяц назад +1

    Main aapke video bahut dinon se dekhta hun

  • @raviguleria
    @raviguleria 10 дней назад

    Thank You Please advise whether the investment in mutual fund already done needs to be withdrawn

  • @pijushchakraborty5655
    @pijushchakraborty5655 20 дней назад

    15 lac to be invested for monthly interest for livelihood or quarterly interest better differences amount monthly and quarterly

  • @poonambhardwaj9138
    @poonambhardwaj9138 Месяц назад

    Very well explained sir. You have suggested for the Direct plan for mutual funds. What about those who are unable to apply for the mutual funds themselves online?

  • @anilkumarsingh7893
    @anilkumarsingh7893 20 дней назад

    Thanks for your very good videos on investment in banks etc

  • @prakashhaldankar2582
    @prakashhaldankar2582 Месяц назад +1

    Post मे किताना amount सुरक्षित रहता है

  • @JagdishRamteke-ni9el
    @JagdishRamteke-ni9el 4 дня назад

    Mutual funds is good investment for senior citizens. Please suggest.

  • @ashishbansal374
    @ashishbansal374 Месяц назад

    Sir Please explain in the bank Fixed deposit 2 person can do 20 lakh in one bank
    In small fiance bank like A and B
    B and A is safe
    5 lakh each total 20 lakh

  • @alkagupta754
    @alkagupta754 Месяц назад

    Thanks for good investment schemes
    Please detail video on gilt fund🙏

  • @sushilasharma3503
    @sushilasharma3503 Месяц назад +1

    सीनियर सिटिजन स्कीम में दो लोग कितना पैसा लगा सकते हैं टोटल

  • @kalpeshpatel-mk4iq
    @kalpeshpatel-mk4iq 4 дня назад

    My question is senior citizen can invest 30 lakh each in multiple banks in scss ?,all ready invested 30 lakh in post office

  • @Yatri234
    @Yatri234 Месяц назад +4

    I am a Sr Citizen, want to invest 10 Lakh to get monthly pension, please let me know, which scheme is best ?
    Thanks

  • @harishbhatt4524
    @harishbhatt4524 Месяц назад

    Very useful information,
    How much commission will be deducted in regauler mutual fund?
    For example on 1 lacs lumsum investment.
    Thanks

  • @JaspalKaur-x6r
    @JaspalKaur-x6r Месяц назад +1

    Safe mutual fund bataye pl jo direct kar sake senior citizen

  • @devramwakar1035
    @devramwakar1035 Месяц назад

    Which is 10 best mutual fund for senior citizen.
    Please

  • @randeepkapoor8885
    @randeepkapoor8885 Месяц назад +1

    Your video always gives clarity ...great!

    • @SahajInfo
      @SahajInfo  Месяц назад

      Thanks for motivation

  • @meetakapoor9678
    @meetakapoor9678 3 дня назад

    I have recently taken term HDFC term plan of 50 lakhs n my age is 40, plz suggest k kya2 mere decision sahi h....plz suggest

  • @BhupendraSingh-md4vj
    @BhupendraSingh-md4vj 15 дней назад

    Thanks for valuable information

  • @bkmehrotra8130
    @bkmehrotra8130 Месяц назад

    You hav not mentioned abt. PMVVY scheme which is quite safe n secured. Tks.

  • @kdavidkoch-raj7339
    @kdavidkoch-raj7339 Месяц назад +1

    General citizens ke liye bhi kuch schemes share kijiye... Sir, please

    • @SahajInfo
      @SahajInfo  Месяц назад +2

      Sure - will make videos for different age group

  • @kamalahmad997
    @kamalahmad997 Месяц назад

    Pls make videos on best swp plans for seniors

  • @brijendrasingh4526
    @brijendrasingh4526 Месяц назад

    कृपया Sir नम्बर 1 रेटिंग वाले Mutual Fund सन्देस्ट करें जी ।

  • @subratasaha9354
    @subratasaha9354 Месяц назад

    For large cap mutual fund why not passive funds like Nifty 50 Index Fund Direct Growth instead of active funds. Expense ratio will be much less and no fund manager risk in passive funds

  • @ambikagopal656
    @ambikagopal656 Месяц назад

    Thank u for sharing your valuable video.

  • @savitunni
    @savitunni 23 дня назад

    Good video. But no response to viewers queries snd comments.

  • @narayananhariharan6754
    @narayananhariharan6754 18 дней назад

    I hv got a term insurance policy which is valid till 2030. Shall I continue to pay premium or not. I am 61 yrs old

  • @jasbirsingh1724
    @jasbirsingh1724 Месяц назад

    Pl. Advice on capital gain and capital gain bonds under new law.

  • @nandkishorpol9997
    @nandkishorpol9997 3 дня назад

    Nicely explain

  • @mukeshshah9044
    @mukeshshah9044 Месяц назад +1

    सीनियर सिटीजन को इनकम टैक्स में एक्सटेंशन (3 वर्ष ) करने पर छूट प्राप्तहै या नहीं

  • @maheshchandjain9255
    @maheshchandjain9255 Месяц назад +1

    Aapke video acche lagte Hain

  • @hqaizar1
    @hqaizar1 16 дней назад

    What are the best options for NRI seniors

  • @abhishekrathore9517
    @abhishekrathore9517 Месяц назад

    Sir small finance bank mein bina account khole fd kaise karenge aur vo bina account ke dicgc ke andar safety cover hoga ya nahi bataye pls

  • @binaraval8662
    @binaraval8662 Месяц назад

    Can I invest in SWP for getting regular income.
    What are the risk factors.
    Please advise.

  • @daveashvinbhai3527
    @daveashvinbhai3527 Месяц назад +1

    Very fair Frank and true advise

  • @ambikagopal656
    @ambikagopal656 Месяц назад +1

    I m 71 year old female sr.citizen, pl guide me which mutual fund is good for me for investing for five years..Inhave invested in maxima life insurance yearly premium of Rs.1 lakh sixty thousand for five does it give good returns.

    • @Singhh5667
      @Singhh5667 Месяц назад

      Mam aap Motilal Oswal (MON100) me invest kar sakte ho. Ye ETF (Equity trade fund) hai jis se apki investment Google, Amazon, Netflix jaisi companies me invest hoga.

  • @simonalphonso7009
    @simonalphonso7009 14 дней назад

    Senior citizen saving scheme investment can be upto Rs 60 lakh in joint account. Right?

  • @SaritaSingh-cq3up
    @SaritaSingh-cq3up Месяц назад +17

    Aap Kitna bhi rate bataiye lekin jewellers Apne manmani karte hain use rate mein nahin dete Hain making charge bhi jyada lagate Hain

    • @pradeepyadav-ql9sf
      @pradeepyadav-ql9sf Месяц назад

      Malabar gold jao ya kise ache brand pe

    • @ipsbatra87
      @ipsbatra87 Месяц назад

      ​@@pradeepyadav-ql9sf woh bhi to making charge lete hain. Only branded jewellery don't take making charges in diamond jewellery because it's don't have resale value as gold

    • @pradeepyadav-ql9sf
      @pradeepyadav-ql9sf Месяц назад

      @@ipsbatra87 to app scheme le lo 14 % discount on making charges Malabar me ja ke pata kar lo

    • @HarvendraSingh-kb6qu
      @HarvendraSingh-kb6qu 11 дней назад

      गोल्ड नही लेंना गोल्ड बॉन्ड लेने है

  • @alkaanand9856
    @alkaanand9856 12 дней назад

    Valuable information

  • @reshmashah6234
    @reshmashah6234 Месяц назад +1

    Your vdo is always great

  • @saibalchakraborty9798
    @saibalchakraborty9798 Месяц назад

    Dear Ashish ji : I need your valuable advice , please help me with an answer
    1. I invested in LIC’s Jeevan Shanti scheme with assured pension @ 7 % +
    2. I also invested in Tata AIA pension scheme and still 2 yearly instalments are due and by the time I reach 62 my pension will start. I think I made a mistake here …I was influenced by the fact that the returns will be tax free here
    Is there any way out so that I can get my money and put them in FD or other investments?
    I need your suitable advice

  • @lawrencedalmeida8722
    @lawrencedalmeida8722 Месяц назад

    Thank you for your good video and explanation. Please advice senior citizens MF.

  • @devinderproothi5083
    @devinderproothi5083 9 дней назад

    Can you guide personally in designing portfolio

  • @rstechnology4096
    @rstechnology4096 Месяц назад

    Icici prudential bluechip fund Me invest karna sahi hai 5 to 7 years Ke liye

  • @anacletopereira5437
    @anacletopereira5437 Месяц назад

    Thank you for the best advice

  • @avijitchakraborty6421
    @avijitchakraborty6421 21 день назад

    Please mention Crisil Ratings for Top 10 MF of your choice , of course for less risk.

  • @sumanrani3000
    @sumanrani3000 Месяц назад

    Sir what about NHAI MUTUAL FUND FOR SENIOR CITIZENS

  • @hemasundaramattirala692
    @hemasundaramattirala692 Месяц назад

    Please advice whether my MIS of 03years be closed and reinvested in RBL FD and will this be better?

  • @SheraliKherani-dt2xv
    @SheraliKherani-dt2xv Месяц назад

    Sir Regular incom ke liye swp karsakte he. Usika ek video jarur banaye.jise humko Sankari mele.

  • @lipychatterjee1123
    @lipychatterjee1123 Месяц назад

    Which mutual fund can we invest?

  • @jagdishthakkar323
    @jagdishthakkar323 Месяц назад

    Very versatile useful information

  • @azajsherasiya546
    @azajsherasiya546 Месяц назад

    24k gold mai insvet log time k liye kese rahega ?? Pls reply

  • @nanditachoudhury4979
    @nanditachoudhury4979 Месяц назад

    How to invest in RBI flexi bond means which bank to approach .do I need to open Demat account

  • @bhaveshsing3101
    @bhaveshsing3101 Месяц назад +1

    Private bank 9.1 best he qwaterly interest le best he

  • @ranbirsinghbanga8845
    @ranbirsinghbanga8845 Месяц назад

    What about thrift and credit society accounts kindly discuss and explain thanks

  • @prafullajena975
    @prafullajena975 Месяц назад

    Very good program

  • @balasahebsonawane5210
    @balasahebsonawane5210 Месяц назад

    Which is best saving scheme for sinaer citizens sip

  • @vinodjulka5498
    @vinodjulka5498 Месяц назад

    Very educative, please carryon. Any idea about latest medical scheme, 5lac, free above 70yrs.

  • @maheshchandjain9255
    @maheshchandjain9255 Месяц назад

    Main physically gold silver mein invest karta hun Sahi bataiye

  • @kranti137
    @kranti137 Месяц назад

    बेटा मे सीनियर सिटीजन 80 साल का हू और मेरे दोनो बेटा कुछ नहीं करते क्योंकि वो बीमार है मुझे बताओं में कैसे इन्वेस्ट करू 🙏🏻🙏🏻🙏🏻🙏🏻🙏🏻🙏🏻🙏🏻🙏🏻🙏🏻🙏🏻🙏🏻🙏🏻

  • @suguna4813
    @suguna4813 Месяц назад

    SCSS is good but only for five years.What about after that.

  • @sombond8196
    @sombond8196 27 дней назад

    HDFC life is a wrong policy, it will hold your money and no much benefit. For long term it is a loss investment. I took a policy and later, when i calculated i found that i made a blunder. Calculate before investment.

  • @dattatraykelkar3373
    @dattatraykelkar3373 Месяц назад +3

    No doubt, Sr.Citizen savings scheme is best. Apart from the lock in period, the most important hurdle is, to renew/extend after 5 years or 8 years account holder has to fill in form each times with photos of self and nominee. My age is 80+ though I can walk, since confidence level has gone down, it becomes difficult to comply with this process. Suggest if I can do by sitting in the house. Insead I feel that banks are now doing term deposits, on online with a facility to premature encashment, which gets credited to one's S.B. account.

    • @sirishakay
      @sirishakay Месяц назад

      You can apply for net banking and you can book FD for the tenure u want. You need not go to bank at sll

    • @jayaprakashthampuran6521
      @jayaprakashthampuran6521 Месяц назад

      If sr citizen scheme is opened it can further be renewed for 3 years for unlimited times by giving a request letter.They do not insist for nominees signature.This is my experience only But if it is opened in SBI they insists for nominee'signature.

    • @krish_machinology
      @krish_machinology Месяц назад +1

      Sir you can open it at ICICI Bank with senior citizen saving account they'll give you doorstep banking and you can invest in SCSS online 👍
      I have recently did this for my father

    • @vijayalakshmibhagavathula9139
      @vijayalakshmibhagavathula9139 Месяц назад

      U can go for flexi account… automatic fd done. In Ubi present

  • @samarrajpoot
    @samarrajpoot Месяц назад

    Kya LTGILTBEES bhi gild mutual fund ki replica hai? Gilt mutual fund ki jagah LTGILTBEES mee investment kar sakte han kya.

  • @PremSingh-fk8ow
    @PremSingh-fk8ow Месяц назад

    Make a video on process for to invest with housewife as sr citizen without clubbing

  • @devinderproothi5083
    @devinderproothi5083 9 дней назад

    Any tax free bonds, if you can suggest

  • @anwarpunjani1905
    @anwarpunjani1905 Месяц назад

    Very knowledgeable video

  • @famir3042
    @famir3042 Месяц назад

    Very informative video as always. Please make video on CRISL NO 1 Mutual Funds of different categories like large cap,Mid Cap, Large and Mid and small cap also Flexi Cap and Multi cap .

  • @brijbhushankhare8404
    @brijbhushankhare8404 15 дней назад

    What remedies are available to any Senior citizen against attrocities of person ouside family as various Govt agencies remain indifferent on complaint against cuasing harm to them by person outside family. Police , municipal coorporation, CM complaint cell because super sc normally don`t feel comfortable to approach these agencies due to their physically vulnerable conditions. I suggest some agency who could approach to this agency and contact the SC on a call.

  • @goldfamasdesign1195
    @goldfamasdesign1195 Месяц назад

    Gold and silver ke liye video banaaiye

  • @dineshpande6942
    @dineshpande6942 16 дней назад

    Very good vedio

  • @jarahatke709
    @jarahatke709 Месяц назад

    Very good information

  • @priyabane5300
    @priyabane5300 Месяц назад

    Meri age 63 year hai, muze sip me kay company me invest karana chahiye

  • @amitsaini-gc1hf
    @amitsaini-gc1hf Месяц назад

    Always very nice sir

  • @permanandnand6595
    @permanandnand6595 Месяц назад

    Sir.
    Will main economic money ko kese show kerte hain.

  • @amitramrakhiyani7301
    @amitramrakhiyani7301 Месяц назад

    Sir hum nj ke through mutual fund me invest karte hai direct kaise karna chaiye

  • @aruproy3777
    @aruproy3777 Месяц назад

    SCSS can be premature d or not ? Please.

  • @pankajmeherkar5784
    @pankajmeherkar5784 Месяц назад

    🙏Thanks Ashish ji

  • @dilippal908
    @dilippal908 Месяц назад

    A senior cityzen can apply for scss and mis at thr same ime?

  • @BirendraSingh-js3yj
    @BirendraSingh-js3yj 22 дня назад

    I like It plan

  • @kirtibhaijoshi9833
    @kirtibhaijoshi9833 Месяц назад

    Which is best health insurance please tell me my age 62 years

    • @Singhh5667
      @Singhh5667 Месяц назад

      Aap policy Bazar par khud check kar sakte ho. Waise Niva Bupa best hai aaj kal

  • @sheetalbajaj8767
    @sheetalbajaj8767 29 дней назад

    How is pmvy lic yojna for sr. Citizen

  • @rksingh2991
    @rksingh2991 Месяц назад

    I think in new option 80 tt exemption not allowed. So no benefit of Rs 50000/

  • @ninadkorde8134
    @ninadkorde8134 Месяц назад

    Crisil ke konse acche mutual fund hai

  • @shekharvanna
    @shekharvanna 19 дней назад

    Can NRO people make these investments.

  • @asheshgupta3724
    @asheshgupta3724 Месяц назад

    1. Se. 1.5. Saal me gold ka rate kya rah sakta hai

  • @miteshpatel9632
    @miteshpatel9632 Месяц назад +3

    Thank you sir for awesome information. Have doubt please clarify if possible
    SCSS( Senior Citizens Saving Scheme) me interest rate fixed hota hai 5 years ke liye PPF n Sukanya ki tarah floating? During time of investment hamne jo rate par book kiya hai 5 sal tak us rate ke according hi interest milega ya jaise interest rate change hoga to new rate hamare old investment par bhi applicable hoga?

    • @rajeshKumar-dz2gf
      @rajeshKumar-dz2gf Месяц назад +2

      Change nahi hoga

    • @miteshpatel9632
      @miteshpatel9632 Месяц назад

      @@rajeshKumar-dz2gf OK thanks

    • @SahajInfo
      @SahajInfo  Месяц назад +3

      SCSS interest rate is fixed for 5 year
      When you renew for next 3 year (extended account) then new rate at time of renew is applicable

    • @miteshpatel9632
      @miteshpatel9632 Месяц назад

      @@SahajInfoThank you So much sir

  • @kuldeepakpuri8650
    @kuldeepakpuri8650 Месяц назад

    Pls advise some tax free investment

  • @nikhileshacharya-j7h
    @nikhileshacharya-j7h 2 дня назад

    Nice🎉

  • @aumrao2006
    @aumrao2006 Месяц назад

    Very good