❤ This is the Best video on this subject over entire you tube 🙏🙏🙏 Sir ji, one query. For a senior citizen in a 30% IT slab and having risk appetite , investing 1.5 lakh in PPF or ELSS is better? assuming 12% returns with ELSS. धन्यवाद 🙏
Very well explained sir. You have suggested for the Direct plan for mutual funds. What about those who are unable to apply for the mutual funds themselves online?
Sir Please explain in the bank Fixed deposit 2 person can do 20 lakh in one bank In small fiance bank like A and B B and A is safe 5 lakh each total 20 lakh
For large cap mutual fund why not passive funds like Nifty 50 Index Fund Direct Growth instead of active funds. Expense ratio will be much less and no fund manager risk in passive funds
I m 71 year old female sr.citizen, pl guide me which mutual fund is good for me for investing for five years..Inhave invested in maxima life insurance yearly premium of Rs.1 lakh sixty thousand for five does it give good returns.
Mam aap Motilal Oswal (MON100) me invest kar sakte ho. Ye ETF (Equity trade fund) hai jis se apki investment Google, Amazon, Netflix jaisi companies me invest hoga.
@@pradeepyadav-ql9sf woh bhi to making charge lete hain. Only branded jewellery don't take making charges in diamond jewellery because it's don't have resale value as gold
Dear Ashish ji : I need your valuable advice , please help me with an answer 1. I invested in LIC’s Jeevan Shanti scheme with assured pension @ 7 % + 2. I also invested in Tata AIA pension scheme and still 2 yearly instalments are due and by the time I reach 62 my pension will start. I think I made a mistake here …I was influenced by the fact that the returns will be tax free here Is there any way out so that I can get my money and put them in FD or other investments? I need your suitable advice
HDFC life is a wrong policy, it will hold your money and no much benefit. For long term it is a loss investment. I took a policy and later, when i calculated i found that i made a blunder. Calculate before investment.
No doubt, Sr.Citizen savings scheme is best. Apart from the lock in period, the most important hurdle is, to renew/extend after 5 years or 8 years account holder has to fill in form each times with photos of self and nominee. My age is 80+ though I can walk, since confidence level has gone down, it becomes difficult to comply with this process. Suggest if I can do by sitting in the house. Insead I feel that banks are now doing term deposits, on online with a facility to premature encashment, which gets credited to one's S.B. account.
If sr citizen scheme is opened it can further be renewed for 3 years for unlimited times by giving a request letter.They do not insist for nominees signature.This is my experience only But if it is opened in SBI they insists for nominee'signature.
Sir you can open it at ICICI Bank with senior citizen saving account they'll give you doorstep banking and you can invest in SCSS online 👍 I have recently did this for my father
Very informative video as always. Please make video on CRISL NO 1 Mutual Funds of different categories like large cap,Mid Cap, Large and Mid and small cap also Flexi Cap and Multi cap .
What remedies are available to any Senior citizen against attrocities of person ouside family as various Govt agencies remain indifferent on complaint against cuasing harm to them by person outside family. Police , municipal coorporation, CM complaint cell because super sc normally don`t feel comfortable to approach these agencies due to their physically vulnerable conditions. I suggest some agency who could approach to this agency and contact the SC on a call.
Thank you sir for awesome information. Have doubt please clarify if possible SCSS( Senior Citizens Saving Scheme) me interest rate fixed hota hai 5 years ke liye PPF n Sukanya ki tarah floating? During time of investment hamne jo rate par book kiya hai 5 sal tak us rate ke according hi interest milega ya jaise interest rate change hoga to new rate hamare old investment par bhi applicable hoga?
सिनीयर सिटीजन के हिम्मत बढ़ जाती है सर आपका संदेश बहुत सही है
सर सीनियर सिटीजन च्या म्युच्युअल फंडासाठी एक व्हिडिओ बनवा...❤
❤ This is the Best video on this subject over entire you tube 🙏🙏🙏 Sir ji, one query. For a senior citizen in a 30% IT slab and having risk appetite , investing 1.5 lakh in PPF or ELSS is better? assuming 12% returns with ELSS. धन्यवाद 🙏
Very common concept but u will get enormous views because it is concise and and customer friendly. Thank you very much.
Great insights sir ji🙏🙏🙏 Can good rated bonds AAA,AA,A+ be another option during high interest rate cycles (locking it for medium to long durations)
Thank you! Good video. Very informative 👍
Good point about having insurance cover through children in corporate sector
Excellent Sir.
Very useful information and guidance sir.
Thank you so much, your honest man (person) God bless you n your family
Excellent guidance every time to the viewers and sr citizens
Sir SCSS scheme ICICI Bank me kiya hai..safe hai na 🙏
Form same hi hai jo Post Office or Nationalis banks me hota hai 👍
Main aapke video bahut dinon se dekhta hun
Thank You Please advise whether the investment in mutual fund already done needs to be withdrawn
15 lac to be invested for monthly interest for livelihood or quarterly interest better differences amount monthly and quarterly
Very well explained sir. You have suggested for the Direct plan for mutual funds. What about those who are unable to apply for the mutual funds themselves online?
Thanks for your very good videos on investment in banks etc
Post मे किताना amount सुरक्षित रहता है
Mutual funds is good investment for senior citizens. Please suggest.
Sir Please explain in the bank Fixed deposit 2 person can do 20 lakh in one bank
In small fiance bank like A and B
B and A is safe
5 lakh each total 20 lakh
Thanks for good investment schemes
Please detail video on gilt fund🙏
सीनियर सिटिजन स्कीम में दो लोग कितना पैसा लगा सकते हैं टोटल
My question is senior citizen can invest 30 lakh each in multiple banks in scss ?,all ready invested 30 lakh in post office
I am a Sr Citizen, want to invest 10 Lakh to get monthly pension, please let me know, which scheme is best ?
Thanks
SCSS
Very useful information,
How much commission will be deducted in regauler mutual fund?
For example on 1 lacs lumsum investment.
Thanks
Safe mutual fund bataye pl jo direct kar sake senior citizen
Which is 10 best mutual fund for senior citizen.
Please
Your video always gives clarity ...great!
Thanks for motivation
I have recently taken term HDFC term plan of 50 lakhs n my age is 40, plz suggest k kya2 mere decision sahi h....plz suggest
Thanks for valuable information
You hav not mentioned abt. PMVVY scheme which is quite safe n secured. Tks.
General citizens ke liye bhi kuch schemes share kijiye... Sir, please
Sure - will make videos for different age group
Pls make videos on best swp plans for seniors
कृपया Sir नम्बर 1 रेटिंग वाले Mutual Fund सन्देस्ट करें जी ।
For large cap mutual fund why not passive funds like Nifty 50 Index Fund Direct Growth instead of active funds. Expense ratio will be much less and no fund manager risk in passive funds
Thank u for sharing your valuable video.
Good video. But no response to viewers queries snd comments.
I hv got a term insurance policy which is valid till 2030. Shall I continue to pay premium or not. I am 61 yrs old
Pl. Advice on capital gain and capital gain bonds under new law.
Nicely explain
सीनियर सिटीजन को इनकम टैक्स में एक्सटेंशन (3 वर्ष ) करने पर छूट प्राप्तहै या नहीं
Aapke video acche lagte Hain
What are the best options for NRI seniors
Sir small finance bank mein bina account khole fd kaise karenge aur vo bina account ke dicgc ke andar safety cover hoga ya nahi bataye pls
Can I invest in SWP for getting regular income.
What are the risk factors.
Please advise.
Very fair Frank and true advise
I m 71 year old female sr.citizen, pl guide me which mutual fund is good for me for investing for five years..Inhave invested in maxima life insurance yearly premium of Rs.1 lakh sixty thousand for five does it give good returns.
Mam aap Motilal Oswal (MON100) me invest kar sakte ho. Ye ETF (Equity trade fund) hai jis se apki investment Google, Amazon, Netflix jaisi companies me invest hoga.
Senior citizen saving scheme investment can be upto Rs 60 lakh in joint account. Right?
Aap Kitna bhi rate bataiye lekin jewellers Apne manmani karte hain use rate mein nahin dete Hain making charge bhi jyada lagate Hain
Malabar gold jao ya kise ache brand pe
@@pradeepyadav-ql9sf woh bhi to making charge lete hain. Only branded jewellery don't take making charges in diamond jewellery because it's don't have resale value as gold
@@ipsbatra87 to app scheme le lo 14 % discount on making charges Malabar me ja ke pata kar lo
गोल्ड नही लेंना गोल्ड बॉन्ड लेने है
Valuable information
Your vdo is always great
Dear Ashish ji : I need your valuable advice , please help me with an answer
1. I invested in LIC’s Jeevan Shanti scheme with assured pension @ 7 % +
2. I also invested in Tata AIA pension scheme and still 2 yearly instalments are due and by the time I reach 62 my pension will start. I think I made a mistake here …I was influenced by the fact that the returns will be tax free here
Is there any way out so that I can get my money and put them in FD or other investments?
I need your suitable advice
Thank you for your good video and explanation. Please advice senior citizens MF.
Can you guide personally in designing portfolio
Icici prudential bluechip fund Me invest karna sahi hai 5 to 7 years Ke liye
Thank you for the best advice
Please mention Crisil Ratings for Top 10 MF of your choice , of course for less risk.
Sir what about NHAI MUTUAL FUND FOR SENIOR CITIZENS
Please advice whether my MIS of 03years be closed and reinvested in RBL FD and will this be better?
Sir Regular incom ke liye swp karsakte he. Usika ek video jarur banaye.jise humko Sankari mele.
Which mutual fund can we invest?
Very versatile useful information
24k gold mai insvet log time k liye kese rahega ?? Pls reply
How to invest in RBI flexi bond means which bank to approach .do I need to open Demat account
Private bank 9.1 best he qwaterly interest le best he
What about thrift and credit society accounts kindly discuss and explain thanks
Very good program
Which is best saving scheme for sinaer citizens sip
Very educative, please carryon. Any idea about latest medical scheme, 5lac, free above 70yrs.
30÷30 lacs
Main physically gold silver mein invest karta hun Sahi bataiye
बेटा मे सीनियर सिटीजन 80 साल का हू और मेरे दोनो बेटा कुछ नहीं करते क्योंकि वो बीमार है मुझे बताओं में कैसे इन्वेस्ट करू 🙏🏻🙏🏻🙏🏻🙏🏻🙏🏻🙏🏻🙏🏻🙏🏻🙏🏻🙏🏻🙏🏻🙏🏻
SCSS is good but only for five years.What about after that.
HDFC life is a wrong policy, it will hold your money and no much benefit. For long term it is a loss investment. I took a policy and later, when i calculated i found that i made a blunder. Calculate before investment.
No doubt, Sr.Citizen savings scheme is best. Apart from the lock in period, the most important hurdle is, to renew/extend after 5 years or 8 years account holder has to fill in form each times with photos of self and nominee. My age is 80+ though I can walk, since confidence level has gone down, it becomes difficult to comply with this process. Suggest if I can do by sitting in the house. Insead I feel that banks are now doing term deposits, on online with a facility to premature encashment, which gets credited to one's S.B. account.
You can apply for net banking and you can book FD for the tenure u want. You need not go to bank at sll
If sr citizen scheme is opened it can further be renewed for 3 years for unlimited times by giving a request letter.They do not insist for nominees signature.This is my experience only But if it is opened in SBI they insists for nominee'signature.
Sir you can open it at ICICI Bank with senior citizen saving account they'll give you doorstep banking and you can invest in SCSS online 👍
I have recently did this for my father
U can go for flexi account… automatic fd done. In Ubi present
Kya LTGILTBEES bhi gild mutual fund ki replica hai? Gilt mutual fund ki jagah LTGILTBEES mee investment kar sakte han kya.
Make a video on process for to invest with housewife as sr citizen without clubbing
Any tax free bonds, if you can suggest
Very knowledgeable video
Very informative video as always. Please make video on CRISL NO 1 Mutual Funds of different categories like large cap,Mid Cap, Large and Mid and small cap also Flexi Cap and Multi cap .
What remedies are available to any Senior citizen against attrocities of person ouside family as various Govt agencies remain indifferent on complaint against cuasing harm to them by person outside family. Police , municipal coorporation, CM complaint cell because super sc normally don`t feel comfortable to approach these agencies due to their physically vulnerable conditions. I suggest some agency who could approach to this agency and contact the SC on a call.
Gold and silver ke liye video banaaiye
Very good vedio
Very good information
Meri age 63 year hai, muze sip me kay company me invest karana chahiye
Always very nice sir
Sir.
Will main economic money ko kese show kerte hain.
Sir hum nj ke through mutual fund me invest karte hai direct kaise karna chaiye
SCSS can be premature d or not ? Please.
🙏Thanks Ashish ji
A senior cityzen can apply for scss and mis at thr same ime?
I like It plan
Which is best health insurance please tell me my age 62 years
Aap policy Bazar par khud check kar sakte ho. Waise Niva Bupa best hai aaj kal
How is pmvy lic yojna for sr. Citizen
I think in new option 80 tt exemption not allowed. So no benefit of Rs 50000/
Crisil ke konse acche mutual fund hai
Can NRO people make these investments.
1. Se. 1.5. Saal me gold ka rate kya rah sakta hai
Thank you sir for awesome information. Have doubt please clarify if possible
SCSS( Senior Citizens Saving Scheme) me interest rate fixed hota hai 5 years ke liye PPF n Sukanya ki tarah floating? During time of investment hamne jo rate par book kiya hai 5 sal tak us rate ke according hi interest milega ya jaise interest rate change hoga to new rate hamare old investment par bhi applicable hoga?
Change nahi hoga
@@rajeshKumar-dz2gf OK thanks
SCSS interest rate is fixed for 5 year
When you renew for next 3 year (extended account) then new rate at time of renew is applicable
@@SahajInfoThank you So much sir
Pls advise some tax free investment
Nice🎉
Very good