Demi Zhuang
Demi Zhuang
  • Видео 171
  • Просмотров 2 064 890
I tried Trust Banks New Cashback Card | Full Review Watch before you apply!
🎁 Sign up for Trust Cashback card with code - 69F3T6UM
🔗 trustbank.sg/cashback-credit-card/
Trust Bank launched their all-new Cashback Credit Card offering up to 15% cashback on a preferred category and this is my review after trying the card out for myself.
Watch on to find out what is the effective cashback rate and what it's really good for! In your first 30 days, get 3 sure-win scratch cards with each giving up to S$1,000 cashback (🤣 each can give up to $1,000 cashback, the highest I got was $15, if you've tried it out, did you get any amounts higher?)
1️⃣ Make 1 eligible spend via the card
2️⃣ Cumulative spend of S$500
3️⃣ Cumulative spend of S$2,000
From now to 31 December, Trust Bank is ...
Просмотров: 5 129

Видео

How I plan for my Travels for the Best Value | Travel Planning w Wise
Просмотров 2,7 тыс.День назад
🌟 WISE ➡️ Get your fee FREE transfer S$850 wi.se/demizhuang Time flies, we are already approaching the end of 2024. It'll be a great opportunity to spend some time alone to pause, reflect and plan for the following year so here's me planning and ensuring I get the most value with my travel bookings. Connect With Me 📫 Email - demi.zhuangg@gmail.com 👋🏼 Instagram - demiizhuangg 🌐 My ...
Things I Wish I Knew Before Investing | BEGINNERS ONLY
Просмотров 7 тыс.14 дней назад
Everyone talks about investing but nobody tells you what you need to do before you actually start putting some money in the stock market. How to increase the chances of your money growing over the long term. I hope this video helps any beginners out there. 📚 The Psychology of Money - s.shopee.sg/g782I6Ehn 📩 Contact me - tally.so/r/w8xgRP 🎋 My choice of broker | Moomoo - j.moomoo.com/00x8FW Conn...
Lost my Wise Travel Card 🥲 | Day Trip to Johor
Просмотров 8 тыс.Месяц назад
🌟 WISE ➡️ Get your fee FREE transfer S$850 wi.se/demizhuang Definitely didn't expect losing my Wise Card in JB. Going in to get our annual dental cleaning done, groceries and of course, some bread 🍞😂. Clinic Name : JJ Dental Connect With Me 📫 Email - demi.zhuangg@gmail.com 👋🏼 Instagram - demiizhuangg 🌐 My Website - demizhuang.com 📩 Sign up for my Free Newsletter - demizhuang.subst...
July Income and Expenses | Mid Year Check in Savings Rate for 2024
Просмотров 7 тыс.Месяц назад
Glad I'm on track to my savings rate goals for 2024. This is how I manage my income being self employed at 28 here in Singapore. Breaking out of the corporate rat race wasn't an easy decision but I'm glad I took that leap of faith. I manage my income and expenses with 🛒 My Ultimate Notion Finance Tracker 🍎 Shortcut ➡ ko-fi.com/s/cb93251a23 🐮 Moomoo Singapore CDP Transfer In promotion (stackable...
Difference between Moomoo's SGD Cash Funds | my 6.8% Returns Revealed
Просмотров 12 тыс.Месяц назад
Not a sponsored video. I manage my personal finances with various instruments spread across different risk levels, money market funds forms part of my low risk holdings. For a guaranteed 6.8% p.a. return it makes no sense not to allocate some amount here. And to answer those of you who asked whats the difference between the 2 SGD Cash Funds, it's mainly the liquidity it provides which is why it...
Update your No minimum spending Credit Card combination for Cashback AND Miles
Просмотров 11 тыс.Месяц назад
It's been a while, if you don't spend much monthly but would like to get some rewards out of your everyday expenses this is for you! Standard Chartered Smart (6% Cashback / 5.6 miles per dollar) ➡️ bit.ly/dzscsmart 🎥 Guide - ruclips.net/video/YordRtfs9tU/видео.html Citi Rewards (2.27% Cashback / 4 miles per dollar) ➡️ bit.ly/dzcitirewards (must pair with 🌟 INSTAREM ➡️ bit.ly/49fngBD) 🎥 Guide - ...
June Income and Expenses | NEW Income source, applying the concept of a sinking fund
Просмотров 8 тыс.Месяц назад
Much delayed but here is June money diaries. Took some of the feedback I received from you guys to create a sinking fund for the bigger planned expenses so it doesn't skew my monthly expense figure and savings rate. Monthly sinking fund expense will start in July. Moomoo's 6.8% p.a. Guaranteed Returns continues for New Users for 30 days! 🎁 Maximum Returns S$447 (deposit S$80,000) | min $0.01 up...
Best Multi Currency Card Rates Update 2024
Просмотров 10 тыс.2 месяца назад
FYI! - All transactions on different cards were done 1 min after the other on the same day Instarem Amaze used to be in the last place when ranked amongst others but surprise surprise... Watch on to find out whats the ranking like for YouTrip, Instarem, Revolut, Wise, Trust Bank and GXS Bank. Travel Multi Currency Cards 🌟 INSTAREM ➡️ bit.ly/49fngBD 🌟 YOUTRIP ➡️ Receive $5 on first top up - bit....
How I got a FREE Trip to Japan VLOG | NOT Sponsored
Просмотров 7 тыс.2 месяца назад
Decided to take a break with this flight to Japan that ended up being $0. NOT SPONSORED. I used HeyMax newly launched FlyAnywhere, where you can upload your purchased flight tickets and redeem it for the maxmiles you've accumulated on the platform. 🌟 Sign up for HeyMax to get your first 1,000 maxmiles free ➡️ bit.ly/dzheymax 500 maxmiles upon signing up 500 maxmiles when you make your first 3 c...
Switching from VOO to CSPX | I sold ALL my S&P500 ETF
Просмотров 56 тыс.2 месяца назад
Everyone has their own investment choices and this is solely mine. This is not to be taken as investment advice. I sold all my positions in VOO the S&P500 I started investing into in November 2022. I did the switch as I've decided to increase the amount I was dollar cost averaging in monthly and considering the costs and exchange rates it is now worth it to start on CSPX. My prior investments i...
I'm Changing My Priorities...
Просмотров 10 тыс.3 месяца назад
Been a while since I've done a day in my life. Some life updates on this special day. I hope you enjoy this video! Finance Tracker featured in this video 🛒 My Ultimate Notion Finance Tracker with 🍎 Shortcut ➡ ko-fi.com/s/cb93251a23 How I Manage My Money 🛒 2 in 1 Personal Finances Tracker ➡ ko-fi.com/s/12b3ae7641 🛒 Annual Budgeting Spreadsheet ➡ ko-fi.com/s/e45fe60c1b 🛒 Net Worth Tracker ➡ ko-fi...
It’s Over for Cashback Credit Cards… ✄ UOB EVOL ❌
Просмотров 9 тыс.3 месяца назад
2024 has been a year of credit cards cutting their rewards. It's UOB EVOL the crown jewel of Cashback Credit Cards turn. It used to be an 8% Cashback card, when used optimally it gave a good 6.67% cash back but it will be decreasing to 3.9375%. Watch to find out how I came to this percentage cash back rate. Alternative Cash back credit card calculator - bit.ly/4b4P7EK Click on File ➡️ Make a Co...
Accounting for my Income and Expenses in Singapore | Dividends, YouTube Income, How I Spend my Money
Просмотров 10 тыс.3 месяца назад
🛒 10% Off My Ultimate Notion Finance Tracker with 🍎 Shortcut ➡ bit.ly/demizhuangnotion10 🛒 2 in 1 Personal Finances Tracker ➡ ko-fi.com/s/12b3ae7641 🛒 My $ Foundation (FREE) ➡ ko-fi.com/s/878c3211cb I've finally cancelled my Endowment Plan which would mean my monthly fixed expenses will be going down! I've also recently review my own insurance portfolio and added on more Critical Illness covera...
How Much We Spend a Day in New York City
Просмотров 2,8 тыс.4 месяца назад
Throwback to the New York City trip in April. Thought I lost interest in travelling but all I needed was to explore a new country / city. Travelling with another finance content creator was so much fun, I don't look weird filming almost everything 😂 Check out SGbudgetbabe at sgbudgetbabe.com/ Liberty Bagels (USD$5.66 / SGD$7.87) Joe’s Pizza (USD$6.50 / SGD$9.05 ) 7th Street Burger (USD$7.07 / S...
How I Chose Moomoo Singapore to Invest On (SG Stocks) | The Most Important Analysis
Просмотров 6 тыс.4 месяца назад
How I Chose Moomoo Singapore to Invest On (SG Stocks) | The Most Important Analysis
How Much Money I Have Saved and Invested at 28 Years Old
Просмотров 73 тыс.4 месяца назад
How Much Money I Have Saved and Invested at 28 Years Old
Touring NASDAQ HQ in New York City 🤯 with @moomoosingapore
Просмотров 15 тыс.4 месяца назад
Touring NASDAQ HQ in New York City 🤯 with @moomoosingapore
Citi Rewards Credit Card Full Guide | 4mpd or 2.27% Cashback
Просмотров 18 тыс.4 месяца назад
Citi Rewards Credit Card Full Guide | 4mpd or 2.27% Cashback
Your SIMPLER alternative to HSBC Revolution | UOB One Credit Card
Просмотров 10 тыс.5 месяцев назад
Your SIMPLER alternative to HSBC Revolution | UOB One Credit Card
3 Things I'm Happy to Spend Money On
Просмотров 4,3 тыс.5 месяцев назад
3 Things I'm Happy to Spend Money On
How I Budget and Manage my Daily Expenses in 2024 | NEW Notion Expense Tracker + iPhone Shortcut
Просмотров 8 тыс.5 месяцев назад
How I Budget and Manage my Daily Expenses in 2024 | NEW Notion Expense Tracker iPhone Shortcut
HSBC Revolution nerfed again? 😭 Alternatives for Miles and Cashback SHARED!
Просмотров 12 тыс.5 месяцев назад
HSBC Revolution nerfed again? 😭 Alternatives for Miles and Cashback SHARED!
5 Things to Know Before Accumulating Miles + Miles Credit Card Strategy
Просмотров 11 тыс.5 месяцев назад
5 Things to Know Before Accumulating Miles Miles Credit Card Strategy
First month back in Singapore | Expenses, Income, NEW Notion Finance Tracker with iPhone Shortcut
Просмотров 11 тыс.5 месяцев назад
First month back in Singapore | Expenses, Income, NEW Notion Finance Tracker with iPhone Shortcut
Day in my Self Employed Life | BTS of Sponsored Videos, Notion Expense Tracking Shortcut on iPhone
Просмотров 6 тыс.6 месяцев назад
Day in my Self Employed Life | BTS of Sponsored Videos, Notion Expense Tracking Shortcut on iPhone
If you’re after Cashback, this card is a MUST HAVE!
Просмотров 4,3 тыс.6 месяцев назад
If you’re after Cashback, this card is a MUST HAVE!
BEGINNERS Investing Lesson from The Psychology of Money
Просмотров 3,6 тыс.6 месяцев назад
BEGINNERS Investing Lesson from The Psychology of Money
Step by Step walk-through | My Monthly Money Management System
Просмотров 10 тыс.6 месяцев назад
Step by Step walk-through | My Monthly Money Management System
Daily Life in Singapore | regrets coming home?
Просмотров 10 тыс.6 месяцев назад
Daily Life in Singapore | regrets coming home?

Комментарии

  • @shamiranandani6751
    @shamiranandani6751 7 часов назад

    I am doing the same changing from voo to cspx✌🏼✌🏼💪🏼 thanks for the video yes prices are high im gonna do DCA until price drop

    • @DemiZhuang
      @DemiZhuang 7 часов назад

      Explore FSMOne! I have a video coming out soon but thanks to the comments here, they offer zero fees for ETF regular savings plan and it applies to CSPX too!

    • @shamiranandani6751
      @shamiranandani6751 7 часов назад

      @@DemiZhuang im from malaysia i dont know if they have cspx in malaysia for that

  • @1zuzsuit492
    @1zuzsuit492 13 часов назад

    Any tips for people who live paycheck to paycheck?

    • @DemiZhuang
      @DemiZhuang 11 часов назад

      Start budgeting and keep track of your expenses. Focus on that 1 goal to start with and discover your 'why'. Why do you want to get right with your finances?

  • @Mr-WealthCare
    @Mr-WealthCare День назад

    Can you DDA USD to Moo?

  • @geno7598
    @geno7598 День назад

    Hi Demi, wanted to confirm. Meaning to say, I have say for example 4 credit cards, I can pay all 4 off using the DBS credit card, then at use the HSBC savings acct to pay for the DBS cc bill, that mean I can actually roll it for 2 months and at the same time get 1% cashback from all the bills?

  • @niu745
    @niu745 2 дня назад

    You talk too fast cant catch what u are saying😮

  • @priyanshugautam20
    @priyanshugautam20 2 дня назад

    Hi hi , May I know in order to DBS live fresh credit card giro … Do we need to go hsbc bank or DBS bank for giro ?

  • @Amy-f2r1e
    @Amy-f2r1e 2 дня назад

    Awesome guide! But have you considered uSMART SG? With $180 and free Tesla stock for new users, plus a 4.6% interest on cash balances, it’s a smart choice for your financial plan!

  • @ÁQÛÍB-for-you
    @ÁQÛÍB-for-you 2 дня назад

    there's a book called whispers of manifestation on borlest , and it talks about how using some secret tehniques you can attract almost everything in life it's not some bullshit law of attraction, it's the real deal

  • @Hajikul506
    @Hajikul506 2 дня назад

    If you ever listen to anything while reading comments, let it be this - go to borlest and read the book whispers of manifestation, then come back and thank me

  • @PinkiKumari-ww8lj
    @PinkiKumari-ww8lj 2 дня назад

    I appreciate the effort you put into making this video-it's truly valuable. I kindly request everyone not to doubt what I'm about to say and to heed my words immediately, as your lives are about to change. Go to Borlest and find the book Whispers of Manifestation. Then come back to thank me for providing you with the most valuable information of your life.

  • @KuldeepKumar-en9gf
    @KuldeepKumar-en9gf 2 дня назад

    Get the forbidden book Whispers of Manifestation on Borlest, and uncover the secrets they've been hiding.

  • @VinceMaltese56
    @VinceMaltese56 3 дня назад

    Hello! Is there an efficient way to categorize per diem/travel expense reimbursements from work?

  • @ivymendoza8186
    @ivymendoza8186 3 дня назад

    any suggestion what cc to get i usually spend my debit card for insurance groccery and transpo is getting creditcard better? and what bank you can reccomend?

  • @andreboinx
    @andreboinx 3 дня назад

    bonds!

  • @drummerchicago
    @drummerchicago 3 дня назад

    i would be interested in your cryptocurrency opinion...my portfolio is 40 % crypto that I am currently staking for an aveage 13 % compounding interest. it is doing way better than my stocks, bonds, 401k and my T-bills combined

  • @oceanboi
    @oceanboi 4 дня назад

    actually i want that sliver briiefcase that they sent to you lehl

    • @DemiZhuang
      @DemiZhuang 3 дня назад

      HAHA! 🤣 I'm wondering what to do w it.

  • @HealthyWealthy07
    @HealthyWealthy07 4 дня назад

    I fully agree. On my channel I show my approach to the subject.

  • @darylyang2209
    @darylyang2209 4 дня назад

    Not a very good card unless u stay oversea for that quarter and all the transaction is in foreign currency. For local spend can easily get more than 5% if u use the right card.

  • @MalaysiajobVacancy
    @MalaysiajobVacancy 4 дня назад

    How do open derivative account in moo moo

  • @anand288050
    @anand288050 4 дня назад

    Is SG stock really gives return. Is it good to invest in SG or US stock. Can pls explain

  • @MrFlyingGuy2000
    @MrFlyingGuy2000 4 дня назад

    Excellent video!

  • @jman2413
    @jman2413 4 дня назад

    Seems like this is similar to uob one way of using hmm 🤔

    • @jman2413
      @jman2413 4 дня назад

      More also, is it worth to use this or link ver more at jb ? If we are talking about ad hoc spend that wont hit $500 quaterly spend

    • @DemiZhuang
      @DemiZhuang 4 дня назад

      haha worth it in my opinion because of the 1% cashback + competitive exchange rates amongst multi currency cards.

  • @blacksuite1
    @blacksuite1 4 дня назад

    🤪

  • @MrCaffebene
    @MrCaffebene 4 дня назад

    does namane charges for my foreign credit card even though it has no foreign transaction fees?

    • @DemiZhuang
      @DemiZhuang 4 дня назад

      yes if you top up via a credit card there is a fee

  • @snowjae9380
    @snowjae9380 5 дней назад

    The emotion part was important to hear. I am new to this and investing can be scary for the first time. Thank you for sharing

  • @mrvedejo
    @mrvedejo 5 дней назад

    Would you rather the Trust Cashback Card or Youtrip? Might be a interesting video topic

  • @matthewwong8023
    @matthewwong8023 5 дней назад

    No point to apply this cashback card! trust link card better than this cashback 😂

    • @laiyinquan8355
      @laiyinquan8355 2 дня назад

      Dare I say yes, especially if you're always spending your money for groceries at Fairprice, and healthcare+supplements at Unity. I feel this card is targeted towards those who signed up from Trust specifically for travelling. So basically, Link card is local spend; Cashback card is overseas spend.

    • @matthewwong8023
      @matthewwong8023 2 дня назад

      @@laiyinquan8355 absolutely yes

  • @kelvinfoo8151
    @kelvinfoo8151 5 дней назад

    For the dining category, must it be restaurants or does it include food courts such as koufu and fast food restaurant such as mac?

    • @DemiZhuang
      @DemiZhuang 5 дней назад

      Yes includes! Here's the detailed terms - trustbank.sg/legal/kfs_cashback/#how-do-i-choose-my-preferred-category?

  • @user-mm1uc9xu5r
    @user-mm1uc9xu5r 5 дней назад

    Will UOB one be a better card if you do not want to be restricted by the categories? But it can still be a good card for travel

  • @markhckidz87
    @markhckidz87 5 дней назад

    1. is the cashback reward similar to normal Trust card visa? In format of link+ points 2. For travel category, what type of transaction included? Public transport, airline tix?

    • @DemiZhuang
      @DemiZhuang 5 дней назад

      This cashback card doest have link+ points. that remains on the trust link card. Travel category - airlines, cruises, hotels, and travel agencies in Singapore and abroad. This applies to online and offline spend. Terms here - trustbank.sg/legal/kfs_cashback/#how-do-i-choose-my-preferred-category?

  • @mohammeddastagir9141
    @mohammeddastagir9141 5 дней назад

    Is there any user guide provided to us who buy the template. After the initial clone of your template, seems difficult to navigate, let say if we delete the monthly overview default available and wanted to have current month’s monthly overview, how do we get it created. Please let us know, if there is any user guide provided. Thanks

    • @DemiZhuang
      @DemiZhuang 5 дней назад

      Hi you can simply press the + to add a new month in the monthly overview table! If you delete the whole database that is gone. User guide to navigate the template is provided but I don't have one to teach you how to set up from scratch, line by line adding formulas, tables etc. If you need further help, kindly reach out via the chat on ko-fi.

  • @Hatred105
    @Hatred105 5 дней назад

    Whats the difference spending $100 on selected category and another $100 on non selected category. Both contribute to $500 monthly spend? How often u can change the selected category?

    • @DemiZhuang
      @DemiZhuang 5 дней назад

      1. Selected category will earn you the bonus cashback 5% / 10% / 15%. Spending on non selected category the instant cashback you'll get is 1% / 1.5% 2. Yes both contributed to the min monthly spend as long as it's not under the typical stuff like insurance premiums etc. 3. Every quarter.

  • @gotmyonu1027
    @gotmyonu1027 5 дней назад

    Waulau.... How to spend so much on food? Plus don't want to give extra 19% to biz. I cook most of the time leh!

  • @chris_yoong
    @chris_yoong 5 дней назад

    If I’m just aiming for the 1% cashback on overseas spend, how does this card compare to the Trust NTUC Visa Card? Both cards offer the same FX rates

    • @DemiZhuang
      @DemiZhuang 4 дня назад

      link points earned vs cashback value? haha

    • @laiyinquan8355
      @laiyinquan8355 2 дня назад

      Not an expert opinion, but I think if you look purely at the percentages, 1% for Cashback and 0.22% for Link, I think it's quite clear which one will win. But if you find yourself shopping at FPG merchants (Fairprice, Unity) quite often, you can take advantage of your overseas spend to clock in the spend criteria to spend outside FPG.

  • @kstan4635
    @kstan4635 5 дней назад

    the min monthly spent ( eg 500 dollar category ) has to be from the selected category ( eg dining ) or can be combined with others with 1% cashback , in order to be eligible for the selected cashback category ?

    • @DemiZhuang
      @DemiZhuang 5 дней назад

      Can be combined with others as long as it’s not the typical exclusions like your insurance premiums etc

  • @MrBluehorizonsugar
    @MrBluehorizonsugar 5 дней назад

    Spend 260 and cashback 76? No way and misleading

    • @DemiZhuang
      @DemiZhuang 5 дней назад

      Lol if you’ve watched through, the additional cashback came from the scratch cards.

    • @黄晨-m1r
      @黄晨-m1r 5 дней назад

      So little lah cash back

  • @Dan-7133
    @Dan-7133 5 дней назад

    Great video, thanks for all the info. Looking to invest in VOO long term as well and was wondering if it is better to buy voo directly through vanguard and cut out 3rd party brokers? Is there any disadvantage to using vanguard?

  • @gracetan4028
    @gracetan4028 5 дней назад

    do you need to hit minimum spend every month to be eligible for the bonus 15% cashback? if i were only to use it in JB for one month's purchase, do I get any cashback from it?

    • @DemiZhuang
      @DemiZhuang 5 дней назад

      Yup hit every month for the bonus cashback. All others will be 1% / 1.5%

  • @Gai-w8h
    @Gai-w8h 5 дней назад

    Referral Code: 8NQ3SKXB

  • @thamsuetping6371
    @thamsuetping6371 5 дней назад

    Thank you for your videos. They are very informative. Can you explain how to use the youtrip virtual card. Thanks a lot.

  • @winterheat
    @winterheat 5 дней назад

    5:19 does that mean if I put in $48,000 per year into VOO, then after 32 years, I will have $7.2M? By the way, I think S&P 500 for the past 30 years is more like 7% per year

  • @Bamboostick1998
    @Bamboostick1998 5 дней назад

    Hi Demi, your video is useful thanks alot ! :) Also i am heading to Seoul in November which is in next 2 month time and i still have a few questions to ask you if you don't mind helping me to answer. My question will be mostly on Youtrip card as i am still unsure on how to use it there

  • @sabitahaldar3088
    @sabitahaldar3088 5 дней назад

    can you please stop showing your hand for going to the next topic. It's very annoying :-(

  • @gerardolopez9368
    @gerardolopez9368 5 дней назад

    Hi nice to meet you 🌹@ affiliatemarketingdude recommended your channel 👀