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Thank you for the more in-depth explanation. This is the first video I watch, I hope to see a current video on how the commercial property did for you. Thank you once again.

😇🇩🇴 🎉🎉🎉🎉2025 🎉🎉🎉🇩🇴😇 happy new year 🇩🇴😇

This has put me right off, many thanks.

Obviously, you must have other sources of income to sustain your living expenses while you reinvest your profit.. otherwise, you will dip into your investment funds.. 😊

Hmmm. I've been considering that Touchstone Education company. They recommend serviced accommodation amongst other business ventures. Have you got any advice about them? Thanks

Hi Stephen, you mentioned a key condition of getting first commercial mortgage was having a BTL. If I took that as next step what would be minimum time frame would you say before approaching commercial lender? Tash

Good video!

I don't understand the 'refinance' bit

Did you look at putting solar panels on your freeholds roofs? I am looking at it. If you have, how did you find the experience and the payback?

Your discussion is very nice.

very good thank you

Where do you go to find commercial properties?

Great vid. Is there a way to estimate future capital appreciation of commercial property?

This postcode thing is now a paid feature 👎

Hi Steven. Great vid. But build cost of £150 to £175 per sqft for Southeast sounds a lot, even in 2024. A 100 sqm project it would cost £188k...

Love this video really good

I am confused as hell, can you help me please. I have personal mortgage £57,000 remaining 25 years remaining properties in my area north west is around 80 to 90K , what can I do to buy another house and start my portfolio , I need some initial advice. Thank you

Thanks for the advice

looking at your lending figure of 5.75% i can only get in the high sevens, any clues where you got that rate?

Am i correct in thinking that if you buy the property under a limited company, when you sell it you don't pay capital gains tax?

Thanks, this is great information and i am currently hunting down my first commercial property for just under a million. Looking for the development angle too.

Can you show us where it says there's no rates to pay on grade 2 properties. Isn't that just if it's empty?

No more uploads?

In the United States we use text and texting, no one says SMS.

Hi Stephen, I’m 23 years old and i live near London. Life is too expensive down the south. I’ve managed to save over £100k and was thinking of buying a property up north. Is it work buying a house outright then to tie myself to death down here? I guess the con of it is that I’ll be living in an area that’s very dead.

My observations following on from others is interest rates gone up you gotta have expertise across the whole process from sourcing to renovating to selling (cgt)if letting it’s gotta be managed 🤷‍♂️

Why but 10 properties instead of a bigger property like HMOs

Friendly easy to understand

Obviously buy to let is for the long term (typically) and you need to have a good idea of trends short and long term Good tennants are essential and in my opinion are the no 1 factor.

Great vid. Does this still work if you are buying part of a company, ie, the part you are buying can be separated on purchase?

I have seen some very cheap properties in Hartlepool, do we know of the demand in this area ?

How would you invest 75K now into today's market if you were just starting out? Buy and flip? BTL mortgages don't seem appealing, although could be wrong?

Hi Stephen, thank you for sharing your due diligence on commercial investments. I have signed up to Property data using your referral link and would like to know more regarding your Uplevel courses. Do you have an email available for more information? Thank you, Lisha.

With interest rates being as awful as they are it seems cash flowing well may present a bit of challenge, though I'm just looking to build capital as there are better businesses for cash flowing.

Brekke Station

Buying to let or to put renters in only makes sense in countries where the owners rights are protected more than the potential squatters. Make sure about your local legislation, in South Africa we have legislation called the Prevention of Illegal Evictions act, which can make a non paying “tenant” a 10 month problem in court at minimum

Where should overseas investors invest in England?

What a fantastic video this is. Thank you!

I do like the video, but what no one makes clear to those who dont know is that when you refinance this lump some isnt free money it is another loan that you will need to stress test on top of the new mortgage you go for for your second property...

32k stamp duty is crazy

Thurman Street

I can't thank you enough for the valuable details you provided!

Great video ... did you end up selling the 12 properties or just kept them for life ?

The only thing that puts me off is when it comes to refurbishment. There's too many rubbish tradesmen around.

Kindly what is your email . I need your advice please

I want to buy property and renovate and rent it out .I don't know how I can start since I'm a foreigner

Can i talk to you?

If you buying a cheap rundown property surely it doesn’t matter where you buy the property as you will be buying it £50k below market value

Got a program

Definitely considering getting into more commercial property as opposed to residential due to constant political noise against landlords of residential