Dave, My Wife Doesn't Like You!
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- Опубликовано: 21 май 2023
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We have been paying off debt, paid off 30k last year. 30k left to go. Our income is doubling but we have to move and get a second vehicle. I was cautioning her about getting in a bunch of vehicle debt.
My wife made the Comment. "Everyone has debt".
My rebuttal was, "There are two types of people with debt. Poor people and stupid people. Right now we are the first one. I'll be damned if I'm going to sign up to be the second one."
Exactly!! My wife and I are both the same way!!
Love it!
🤣🤣🤣
Sounds like her parents never asked her? If everyone jumped off the bridge, would you go to?
@@georgewagner7787 My dad always asked us if we'd jump off a roof if our friends did it lolol.
Sell the wife
Depreciates as soon as you drive off the lot
Get a 2 year old car
Sell the wife and put the proceeds into a mutual fund.
Wifey probably is allergic to discipline and accountability
Drop her like a bad habit but b4 make her life hell so she will cheat and then drop her
and this is why you date and ask questions before you marry. GOals? do we have the same?
Good ol' modern American standard nowadays unfortunately
@@Dooguy P got powers lol
Typical woman
You married the wrong woman. Cut your losses, its only been 2 years.
Til death do us part doesn't mean much anymore
@@georgewagner7787 that was in a time where the woman obeyed the husband. He's the leader of the house. Modern society has ruined marriage
@@georgewagner7787 , marriage isn't supposed to be a suicide pact.
A kid isn't a loss you can cut
Great advice, another divorce will be good for the country, stay in there and fight instead of taking the easy road. Chances are you will remarry and have the same or worse issue. Pray that God will work in her life! We started out the same way, I was immature, I did not want to budget, I wanted to buys toys, I was not ready to take responsibility, thank God after not having money when we really needed it, I grew to appreciate what Dave Ramsey teaches, we have been married 34 years and on the same page. Just want to provide some hope. There is a child involved here, you have to fight, it’s not easy.
Guys do your research on the woman you would like to spend your life with. Don’t just settle so you aren’t alone. It’s better to be single through life than with someone you have to carry kicking and screaming through it 🙏🏽
👍🏼
The wife sounds like a real piece of work....
Glad I don't have a wife like that. Poor guy.
Stay single men!
A wife like what?
He didn't really mention anything.
@@jimmymcgill6778 a wife not on the same page… reckless spending and/or not preparing for the future
No poor guy. Walked into this one, eyes wide open. He knew is was pucked-up, weil before ne married her. Sleep on the bed you made; hope she is good there, at least.
Sooner or later...
My husband was the same way. He used to say “here we go with Dave Ramsey again” or “did you hear that during your Dave Ramsey cult meetings?”. 😂
My husband is a great guy so instead of making a big deal out of it, I kept our accounts separate for a little bit and dove deep into the Ramsey method. I lead by example and eventually he learned to respect it and came along. He still doesn’t say it was because of Dave though and still doesn’t admit that he follows Dave, but we all know he does. Lol
They are a bit of a cult though. Listen to some of their circular reasoning on why baby step 1 never needs to be adjusted for inflation.
Let him believes whatever lie mades feel better as long as he does the right thing...that is the secret of a happy marriage I was told lol
@@thedopplereffect00 Also, the "ALWAYS combine your $$ with your spouse." My beloved late wife & I were together 34 years. NEVER combined. NEVER even talked about it. We were so much on the same page, it would be like us sitting down to have a spousal discussion as to whether or not we should drink bleach. Had we tried combining, I doubt we'd have made 3 months.
I did much like you, kept separate accounts, worked on things myself and encouraged
him to do what he could. Shared some Ramsey wisdom but rarely mentioned the name, to avoid this, and only mentioned it jokey like.. Hubby gradually started to clear down his credit cards once he saw how important it was to me. I think we are getting there, should have last card paid by end of year, and am hoping and praying that we can have the mortgage done by end of next year.
I did much like you, kept separate accounts, worked on things myself and encouraged
him to do what he could. Shared some Ramsey wisdom but rarely mentioned the name, to avoid this, and only mentioned it jokey like.. Hubby gradually started to clear down his credit cards once he saw how important it was to me. I think we are getting there, should have last card paid by end of year, and am hoping and praying that we can have the mortgage done by end of next year.
Wife hates Ramsey, don't wanna budget, refuse to go to marriage counseling and don't want to work with her husband. Sir, you need to file for divorce asap. Don't delay this problem cause it will only get worse, you deserve better.
Yep. Accept the inevitable and go ahead and get it over with. They are two different types of people who should have never got married in the first place.
He is still paying the alimony though. At least if a gal remarries, the ex husband is off the hook.
@@wewhoareabouttodiesaluteyo9303 Not anymore. My brother got remarried and can never retire as his ex-wife gets alimony for live even if he hits 100 and retires and gets remarried. Social security won't cover the 100K a year payments for her lifestyle. Her lawyer was good and his should have been fired.
@@timgibney5590 IF A GAL remarries.
The guy is screwed either way.
He’s a simp. He isn’t going anywhere.
Paid off over 100k since February! That's only 3 months!! We sold our truck, canceled a few 20$ subscriptions, started back on a budget, called to reduce our phone bill, and started looking at everything we don't really need. We went from -500/mo to +4000/mo. That's insane! It really is all of the little things that add up. Our truck payment was almost 1k/mo. It was new so insurance was high. The fuel was through the roof even though it got about 20mpg. Selling it and using the proceeds after payoff to buy a used 2015 Honda pilot with cash left is with a great vehicle with NO PAYMENT. We cut our fuel costs by 250/mo. Our insurance is about 100/ month cheaper. That's about 1300/mo we saved just by selling that truck. We also used about 5k left over after buying the Honda to pay off a credit card... that freed up that payment too! About 1500/mo total. I could have even bought a cheaper vehicle, but I do all of the maintenance around our house and on our cars and wanted to be able to keep up with it all since I definitely will not be paying anyone to do any maintenance until I'm debt free. Gotta keep it manageable. I'll have to replace the timing belt and components soon on the Honda, but I can do it myself so it's not that big of a deal.
That's the way to do it!!
Can you provide a TLDR summary? (Too long didn’t read)
@@JonathanIvy221 He detailed how he saved and paid off debt by cutting vehicle expenses. The guy who called should read and learn. And listen to the Ramsey people.
Good on you, mate! 😊
Inspirational. You rock!
I Was broke and 8k in debt a couple of years ago. Started the baby steps now im debt free and have a little over 40k in the bank. The steps work.
Get that to 1 year and a half of EF and you are SET!
I’m a female and I am here for Dave. No offense to the other personalities, but nobody’s quite as good as him.
They have the knowledge, but they don't have Dave's passion.
@@NicholasWanamaker Agreed!
Im so glad my wife and I are on the same page. We have a lot of debt and we do not want this cycle to continue.
She will divorce you at some point man. I am sorry to see you are married.
Caller : Help! My wife doesn’t want to budget!
Dave : Sell the wife.
Pretty much all of this comment section is saying that. When you have one person who doesn't want to budge, it's up to the second person to figure something out to make it work. If they do try everything and it still doesn't work, then sure, get a divorce. But jumping right to divorce when you don't know the full story is silly and childish.
🤣🤣😁
Sorry I don’t want her even for free!
"Sometimes you just have to amputate _stuff_ ." - Dave Ramsey
"Sell the wife and buy a new one in cash."
Listening to Ramsey last few years changed my financial life and my general spending habit decisions. My wife isn’t the biggest Ramsey fan cause of his personality but we both follow his guidelines. There is truly a difference
Dave said the truth. Truth hurts.
Dave said “you guys need marriage counseling “ and he said “ I’ve tried” and then Dave said “then you guys are not going to make it” . I’m afraid I have to agree. His wife is demonstrating how little she actually cares about their marriage.
You are correct. I'm just adding in that they should be in the honey moon phase of the marriage or at the very least just coming out of that. They are in year 2 and this problem has been going on for over a year. If they can't even get along during that phase, I doubt there is much hope going forward.
Sad but a great way to reflect on what it means.
New life, new wife!! Or better yet, NO wife! Problem solved!! You're welcome.
it's possible he cheated before, didn't break the relationship but the wife lost her trust in him which trickled down to every aspect of their life
I love Dave and Rachel. They along with other personalities have helped me a lot. I hope to have a spouse one day that’s on the same page
My wife and I are on the same page, and we work on everything together. Today's why we've had a great marriage for going on 41 years.
Put financial compatibility on the list. Good luck!
Dr John is wondering if you are safe right now.
@@Originalman144 🤣🤣🤣
Marriage is all about compromise. Take my situation for example. My wife and I were in debt about $100,000. All of it was and still is student loans. My chunk was $20,000 and my wife’s was $80,000. She is fine with paying off the debt. She knows it needs to be done. She uses her whole check every month to do it. We live off of solely mine. Now, me being the hard headed finance minded guy that I am wants us to live off of only half my salary and have me and her both work non stop until the debt is paid off in a year. But, that’s not happening. My wife wants me home. She doesn’t want us both working all the time away from each other. She expects to live in a certain way. Not high status, not in a giant house, not buying whatever she wants whenever but she does want to live in a nice, safe place where basic essentials like plumbing and AC aren’t a problem . Where as I could live in a tin shack for $100 a month just to pay off the debt faster. My point is, marriage is a compromise. You take what you can get. Not everyone wants to be out of debt like those of us that listen to Dave Ramsey religiously and we have to take that truth and say “ok” I love this person enough where I will wait and pay off the debt in 3 years versus half a year. Opposites attract so most of us will be opposite when it comes to finances. Realize that and compromise. It is the only way to make your marriage work.
It’s all about something that’s for sure.
Your wife sounds like she has no grit
Your wife thinks you’re a sucker paying off her loans 😂
Totally with your wife here. When times were tough and we were working all the time, constantly separated was causing massive faults in our marriage. We started to slow down because we starting fighting and we were both getting depressed. We moved from our mold infested apartment to a good one. Not great, but I wasn't freezing in the winter or worried about my health anymore. Soon we started doing small rewards to keep us going. In the beginning, it was going out for ice cream every other week. Later, we celebrated paying off a major loan by going out for dinner. Nothing big, but a celebration. Today, we are much better off both financially and emotionally. Could we have hit our financial goals earlier? Sure, but I wanted time with my husband. Sometimes it was just having a beer on the back porch. He is worth everything to me and I would rather be poor and with him than wealthy and alone.
@@JBCookies8885
Don't see how but if you think you're going to be alone with wealth because of a lack of marriage contract that is your choice.
I have never mentioned dave ramsey to anyone unless they ask where I learned my financial knowledge and once I tell them I have them look up debt free screams on RUclips and then I have them write down all the payments amounts and ask them what would you want to do with that money if you didn't have to pay those debts. And that makes them dream and understand that by telling where your money goes it is better than wondering where it went.
Dave says what he thinks with a laugh
Choosing your spouse is probably the most important financial decision that you will make. Choose wisely.
AMEN 🙏 wish more people understood this
My ex said the same thing. We are no longer together and thank goodness
She refuses counseling, they marriage is done.
Red red red flags. I feel for him
I bet wife has hidden debt.and doesn’t want counseling or budgeting to expose it.
28 years old here . No marriage . No kids and calls like this make me feel grateful to God for my wise decision making 🙏🏾
You just have to be on the same page.
Don't marry an immature person like this guy did.
56 yrs old and Never married or kids either. Twice as old.
I disagree, you just haven't met the right one yet.
@@stevegold2784 if i was in ur case i wouldnt not be doing dave ramsey id be in debt up to my ears and die so broke and hundreds of thousands of dollars in debt i mean why not noone to leave it too lol
Get out while you're only two years in man. Don't waste anymore time
I told my husband in 2007 who didn't want to give me his paycheck. Do you see any past due bill's and no food on the table? Well you better figure it out soon, after that we deposit the paychecks into one account. I have to force him to look at the bill's. We talk about the budget. I hope it works out.
Sadly, it sounds like he married someone who does not respect him.
It’s super important for both people to be fully in on the plan. That’s the only way to get ahead!
What exactly did this guy think he was going to accomplish by calling to say his wife doesn't like Ramsey? He said it several times. Dave called it - it's on him if he picked a woman who "hates" Ramsey and doesn't want to budget, then married her.
Why did you marry someone you weren't on the same page with financially?
She married you so you can take care of her.
Ramsey folks teach self accountability and sacrifice. Easier for most people to not like others, than it is to admit that the central part of your issues is you and your behavior, which you are responsible for.
Good Responses Dave & Rachel. You two make a good team!
There was wisdom in the response here. It was compassionate and practical.
My wife did the exact same thing and told me I was never allowed to talk about money again. Meanwhile she was abusive because I was not handling money which Iwas not allowed to talk about or do so I was screwed either way and always 100% my fault.. I filed for divorce. Dr. Phil says it himself that you can't win in a losing situation. So take the loss and move on. Her own words are I can't love a man who I can't respect. If your wife doesn't respect nor will even listen to you then it is over and getting a good lawyer is the best way forward
Rachel is so cute I love her on the show. Also that sigh after Dave said they’re not going to make it, he knows deep down. Hope the best for them
She’s not seeing that saving for the future, is important. It may damage their relationship.
She doesn't respect him at all nor care what he thinks. Hir marriage is toast
Do NOT get married to somebody until you're on the same page with the major issues.
Thank you Dave and Rachel and other personalities for your compassionate perspective on callers debt
She doesn't like Dave's plan cos it involves not getting whatever you want the moment you want it, you know, the way broke immature oeople live out their lives.
A wife that doesn't work together is not a wife she's a financial anchor
Sadly yes😢.he was probably not seeing the reality
Dave was being a dad to the caller here.
She didn't marry you. She married your money.
She married him for the wrong reason!
Try it Dave. Let Rachel work her magic.
I thank God I am single, so I don't have to deal with this mess
I am one of those who says that about Rachel being the one who got me fully on board! :) I mean Dave is of course the amazing Papa Dave and the legend of all, ❤ BUT just saying: Rachel's videos on her separate RUclips channel are what really helped solidify my path, and it was her very thoughtful explanations about budgeting that were SO helpful, and the reason I finally started using the budgeting app, etc.! :)
She says I’m not living like I’m broke. If you are broke you have to live like you’re broke 😢
Best wishes to this caller! I pray you figure it all out!
Go find your kid a better mama. I had a therapist tell me that if I had been with her for 20 years, maybe(maybe) try and fix it. You guys have been together two years? Unless she does a 180, move on
Somepeople just don't like to be talked to about things that they may be perceived to not have done right. So they take the stance of you being judgemental, somepeople need to hit a wall hard enough to want to be open to change. It's sad that this guy realised this after the wife and kids now he has to ride it out with reason and compromise until she's willing to join equally with him on a process of their choosing to go forward. It might not be either dave or this guys fault just not her time yet
Get rid of her and don't get another one.
I think what dave has to say is true.
I focused really hard on getting out of my student debt as much as I could as quickly as i could
I if I calculated correctly, i've only got two point five years to go
Unfortunately he knew this before he got married. He should have made how important it was to him it is before they got married. Hopefully, he is not like those people on extreme cheapskate. I don't get that vibe for him, though. I got married before I knee about Dave Rasmey and my wife was. Dodger of money talks. It took 3 years and for her to get completely on board and me ending up in the hospital overworked and stressed, for her to get on board.
Yeah, there are deeper issues going on here than Dave Ramsay. I have never been married but I'm guessing getting on the same page money-wise before saying "I do" is vital. The fact she wouldn't even go to marriage counseling is another red flag. If she doesn't want to save their relationship then it sounds like she's looking for the door. They need help.
This is a cop out. Most people hide their bad parts before marriage or they haven't experienced enough hardships to truly see how the other party works through these things. Trust me.. people's facades drop when the honeymoon is over
@Lady Luck or sometimes we just want to marry a person so badly that we ignore the red flags. He said she hated them before they got married which means he mentioned it and she gave a response before marriage.
@@solck7286 ok you're right about that part.. I think I was thinking about the bigger parts about her refusing to work through things
@@Lady.Luck. very true. Also people evolve over time and habits creep in that didn’t exist before. Also things magnify once you join your lives together. Money habits might not show up when your finances are separate but once joined you see everything that never used to.
Sometimes people on here like to say “well you should have seen that before marriage..etc.”. Most of the time it’s not that simple. During dating, there’s lots of weighing what’s important and what you can live with and what is a dealbreaker. You do the best you can but you really never know until you’ve married.
Sad call. I’m sure Rachel and Dave are spot on but still sad
Yes, Rachel is bubbly and fun!
Dave is right, "Sell The Wife!"
Traditional roll for women is taking care of the household. Proverbs 31. 10 onwards. She has staff to help keep the house in order and works to provide to the household. That doesn’t sound like a “slave” to me.
I feel bad for this guy. Should’ve never gotten married if you two weren’t on the same plan financially.
Dave cut his head shaving 😂
I remember Micheal Jordan wearing a bandage on head during a game in the 80s.
The announcer said he cut it shaving his head.
Let me guess, she's not used to being told no, was a spoiled child or has expensive tastes and likes showing off to her friends. And counselling is social suicide.
Should of figured this out BEFORE marriage mate. 🙄🤦
My wife left me because of my financial actions. If a couple isnt in the same page financially, your marriage is OVER.
The wife shouldn’t have gotten married
When Dave said “you’re not going to make it,” it was a truth low blow. I think it was necessary to let him know something needs to be done or else I throw my hands up and walk away. I don’t like saying this, but some people are born for that road of perdition; sadly.
Talk about a wake up call for there marriage!
did he marry my ex-wife???!?!!!?!?!?
The beginning of marriage can be an adjustment and can be rocky. Oftentimes couples work things out over time. My husband wasn’t initially onboard with getting vehicles paid off and savings up like I was, so I just focused on what I could control. I paid off my car and got savings up. He decided to quickly pay his off once he knew mine was paid off. Over time we began to do a better give and take and behaved more cohesively. Some marriages are like cooking in a crockpot In which it takes time to get it together.
Obviously the right choice is to choose Dave over your marriage. If you don't you need counseling!
People get married before they know basic things about each other, probably because it wasn't important enough to have simple conversations about finances and kids. Or they did have the conversations, saw the potential problems, and thought things would change... they almost never change.
Sounds like my ex husband. Only option is divorce and move forward if not she will drag you down
Rachel is hilarious 😂
Whats to like or not like, the bald guy with the big head shows you how to pay off debt and stay in control
It's about the wife not being in it for the long haul. All she cares about is getting what she can now before she leaves you. Get smart, she's using you
Run now before this turns into a mess later on. You married a princess who you made promises to you cannot keep
I’m not running some popularity contest 😂
Divorce
I bet they keep there money separate lol
Not wanting to budget or follow the baby steps has nothing to do with Dave Ramsey himself. I don’t agree with every little thing Dave says. I’m not a Christian. Also, Dave and I probably vote differently. But I really don’t care about any of that. The people on this show give life-changing advice. You’d have to be a fool not to listen to these folks.
I see this marriage heading in divorce. If you have one side that doesn't wanna work on the budget then there's not much hope.
She sounds a lot like my X. I wanted to keep a budget, save a certain amount and she just wanted to spend and didn't want to see a marriage consoler. I did buy her a new car and we'd move into nicer houses and I'd have been much happier had I cut it off earlier but instead I kept trying for 20+ years. Who knows what would have happened had I cut if off after a couple of years.
Their short period of time is 40 years.
He married a child; not an adult!!
Tell her you're going for a beer run to the liquor store and never come back!
Cant they have children together
My wife almost never spends and while I do spend, I don't spend much. I am at the point where I wish my wife would spend some money. We have been dedicated all our lives and finally have enough wealth that we don't have to worry. We do go on two vacations a year... that must count for spending.
how do you not know before marriage.Their basic personalities..If your gf/bf was a saver/spender before marriage,why would you expect drastic personality changes after signing marriage contract.why knowingly marry someone you're not compatible with
Besides getting people out of dept. Dave gives bad advice its not a good time to buy a house like he says it is gold is a great security to own. But he is a good motivational speaker
Hi Rachel
Money is the leading casue of divorce. He knew what he was getting into before marriage he just ignored the red flags and now they are showing. Hope it works out.
In the "BUDGET" you need a line item for discrepancy spending for her. If you are going to watch EVERY PENNY and EVERY purchase... you will lose. You need to try to change her mind set. If you are not saving or not saving enough, then I do recommend a budget.
Life is all about choices. Finances are not rocket science. You either choose to live within your means or you don't. Control the person in the mirror and have no regrets.
Leave her @$$
Actually to be honest I don't see the problem with what dave says
Until recently I wasn't really sure if I was handling my student loans properly
True I had to move to another country with a lower cost of living.
I've been paying for thirteen years. It's nice to know i'm on the right track.
What I really feel happy about. I can still work another twenty-five years.
My job requires that I live overseas and that's okay.
Rachel is perfect. Smart, nice and wow; gorgeous!!
The phrase," The rich stay rich by living like their poor & the poor stay poor by living like their rich."
TIME TO SELL THE WIFE!!!
They're.
Dave is blaming the messenger or the receiver of the message. And fine, those may be imperfect. However, the message could also be the problem.
The wife's perspective seems to be something like "I'm not living a poverty lifestyle when we're making middle class income. don't tell me to do that because some podcaster named Ramsey said so. we can take out some debt and pay it off with interest and eat more than rice and beans and be fine". That seems like a reasonable alternative to the Baby Steps. The Baby Steps are not the only way to wealth. If they work, they are one of many ways.
Run… my ex-wife never liked dave either . She never liked budgeting or anything adult. She was a mess. Sadly Ive been there. Move on.
The wife is too sensitive because she wants to SPEND!!!!
😮😮Story 1: Wifey does not want to BUDGET. Period.
She got another man on the side let’s be honest let her go bro