Can You Apply For 2 Credit Cards in 1 Day? (My Experience)

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  • Опубликовано: 31 янв 2025

Комментарии • 70

  • @MontyTheCardNerd
    @MontyTheCardNerd 6 месяцев назад +2

    Nice one Jacob, I agree that it's ok to apply for 2 cards in 1 day if you meet the conditions that you mentioned in the video, and especially if they're from 2 different issuers.

    • @JacobsPointsAndProfit
      @JacobsPointsAndProfit  6 месяцев назад +1

      Thanks! If I needed to hit two minimum spends it would've been a harder decision, but it was nice I only had to spend $4,000 total in 3 months

  • @ayushkumar-bg1xf
    @ayushkumar-bg1xf 6 месяцев назад +9

    I applied for 6 credit card in one day and got all 6 approved, 11 in a week time , got 8 approved. Then I stopped . I started my application spree on 27th July . Credit score 753 . I am in USA since 2021 and thus have small credit history

    • @JacobsPointsAndProfit
      @JacobsPointsAndProfit  6 месяцев назад +3

      6 credit cards in 1 day and 11 in a week is wild! That's cool you were able to get approved for most of them

    • @drchrisheidelberg
      @drchrisheidelberg 6 месяцев назад +1

      Which cards did you get? Data points please. Congratulations

    • @ayushkumar-bg1xf
      @ayushkumar-bg1xf 6 месяцев назад

      @@drchrisheidelberg Amex gold , Amex blue cash everyday , capital one savor one , chase prime visa , Apple Card , Bilt , Citi diamond preferred , Citi strata premium

    • @rickysekhon5706
      @rickysekhon5706 2 месяца назад

      Don’t blindly believe everything on social media.

  • @Xavier_ID.
    @Xavier_ID. 6 месяцев назад +1

    Nice pick ups! Waiting paid off 👍🏼👍🏼

    • @JacobsPointsAndProfit
      @JacobsPointsAndProfit  6 месяцев назад +1

      I had been wanting that $200 gift card for so long haha. I'm happy that deal was available because there was no guarantee it would ever return

  • @W0ngwaytravels
    @W0ngwaytravels 6 месяцев назад

    Gratz! Two cards one day! Two cards i would like going forward in my cc
    lineup

    • @JacobsPointsAndProfit
      @JacobsPointsAndProfit  6 месяцев назад +1

      Hard to go wrong with these two! The Amex card is especially nice

    • @W0ngwaytravels
      @W0ngwaytravels 6 месяцев назад

      @@JacobsPointsAndProfit u get good value with the biz gold, just not sure its worth the new af

  • @DoYouTakeCards
    @DoYouTakeCards 6 месяцев назад

    Great video!

  • @terrancejackson5167
    @terrancejackson5167 6 месяцев назад +1

    Very nice video I’m actually wanting to get the chase sapphire reserve and chase freedom unlimited on the same day, currently at 2/24 for chase. I do want to say I already had an Amex gold card and added an Amex blue cash preferred and still received the hard inquiry. So that Amex no hard inquiry is not a sure thing.

    • @JacobsPointsAndProfit
      @JacobsPointsAndProfit  6 месяцев назад

      Thanks for sharing that about Amex! I don’t see that a whole lot but that’s good to know. I think it’s possible to get the Sapphire Reserve and Freedom Unlimited on the same day if you want but it might not be necessary for your situation unless you want both of them soon

  • @hugrad95
    @hugrad95 6 месяцев назад +1

    I was approved for a chase reserve and Amex plat on the same day

    • @JacobsPointsAndProfit
      @JacobsPointsAndProfit  6 месяцев назад +1

      That's awesome to get two premium travel credit cards on the same day. It was probably helpful that you had 6 months to hit the minimum spend on the Platinum card

  • @SmoothMoneyMoves
    @SmoothMoneyMoves 6 месяцев назад

    First 🥇

  • @CallMeLani
    @CallMeLani 6 месяцев назад

    That IHG Card! Do you have the personal one too?

    • @JacobsPointsAndProfit
      @JacobsPointsAndProfit  6 месяцев назад

      Yep! My wife got the business card and I have both the personal and the business card

  • @MSaylorBTC1M
    @MSaylorBTC1M 6 месяцев назад

    hi Jacob, is it possible to get approved for C1 VX & 1 Chase personal on the same day? or the 3 hard pull on the VX makes it impossible? thanks

    • @JacobsPointsAndProfit
      @JacobsPointsAndProfit  6 месяцев назад

      If you apply for both within a minute or two, the hard pulls might not show up for the other issuer. You can also freeze your Experian report when you apply for the Venture X to limit the hard pulls to 2. Just make sure it's unfrozen for the Chase card

  • @AboveAllBeOriginal
    @AboveAllBeOriginal 6 месяцев назад

    to get the prime business card, do you have to have some special prime business account? and do you have to have a separate prime subscription than your regular account?

    • @JacobsPointsAndProfit
      @JacobsPointsAndProfit  6 месяцев назад +1

      You just need any Amazon Prime subscription to be eligible for the card and you could create a business account before applying but you don’t have to. I believe they’ll create a business account for you after card approval

  • @shawn.credit
    @shawn.credit 6 месяцев назад +9

    Definitely possible, of course Chase first then chase it down with a AMEX. ✊🤣🤣🤣🤣

    • @JacobsPointsAndProfit
      @JacobsPointsAndProfit  6 месяцев назад +2

      I think it was helpful that they were cards from 2 different issuers!

    • @shawn.credit
      @shawn.credit 6 месяцев назад

      @@JacobsPointsAndProfitYep and Amex would soft pull and Chase won't see the inquiry along with the new account for a long while after.

  • @jamesrocco2401
    @jamesrocco2401 2 месяца назад

    I got two in a week and a half once but that’s it. Heck, I thought I was just lucky 🍀

    • @JacobsPointsAndProfit
      @JacobsPointsAndProfit  Месяц назад +1

      Two in a week and a half is pretty quick! It depends on which two credit cards you're applying for on if you'll see approvals for both of them

    • @jamesrocco2401
      @jamesrocco2401 Месяц назад

      @@JacobsPointsAndProfit Yeah, that makes sense. Here's a data point for you: Got a Chase Sapphire Preferred on the 8th and an Amex Platinum card on the 19th. Two in 11 days. Hope that helps.

    • @jamesrocco2401
      @jamesrocco2401 Месяц назад

      @@JacobsPointsAndProfitMakes sense…it was a CSP and Amex Platinum. I’m gonna wait six months and try for two business cards in one day. I need the Alaska Airlines business Visa and Citi AAdvantage Platinum Select Business Mastercard (or the personal Barclay’s AAdvantage card) but I’m not so sure about my odds. The BoA pre approval tool showed me every personal travel card EXCEPT the Alaska card. Is six months long enough since opening my last account with 4 inquiries on EX and 2 on TU? My fico 8 is about 750

  • @michaelshui88
    @michaelshui88 6 месяцев назад

    Is there a way to check on the status of your Chase 5/24 other than personally keeping track of all of your cards? Thanks...

    • @LK_EBM
      @LK_EBM 6 месяцев назад +2

      Just check your credit report, and count up the number of personal credit cards you have that were opened within the past 24 years

    • @JacobsPointsAndProfit
      @JacobsPointsAndProfit  6 месяцев назад +1

      If you look at the personal cards you've been approved for in the last 24 months you can add them up to find your status. This can be by looking at the credit reports from the 3 different credit bureaus or I like to keep a detailed spreadsheet of every card I've been approved for and I list the card name, date opened, and if it adds to my Chase 5/24 count, among other things

    • @michaelshui88
      @michaelshui88 6 месяцев назад

      @@JacobsPointsAndProfit Thanks!

    • @michaelshui88
      @michaelshui88 6 месяцев назад

      @@LK_EBM Thanks!

    • @drchrisheidelberg
      @drchrisheidelberg 6 месяцев назад

      ​@@JacobsPointsAndProfit do you have a spreadsheet

  • @u_taitata652
    @u_taitata652 6 месяцев назад

    So, it looks like you missed IHG 5 free nights welcome offer then 🤔

    • @JacobsPointsAndProfit
      @JacobsPointsAndProfit  6 месяцев назад +1

      Yeah that offer just popped up for the personal IHG card. This was the business card, which unfortunately didn't have an elevated offer but I was still happy to get it

  • @soapa4279
    @soapa4279 6 месяцев назад

    Is the reason you went with the Amazon Amex card is to avoid 5/24?

    • @JacobsPointsAndProfit
      @JacobsPointsAndProfit  6 месяцев назад +1

      Yes I've been applying for business cards over personal ones because I want to keep my 5/24 status as low as possible

    • @soapa4279
      @soapa4279 6 месяцев назад

      @@JacobsPointsAndProfit Ahh very good strategy! Something I’m taking note of. Thanks!

  • @Eden-p6m4y
    @Eden-p6m4y 3 месяца назад

    I’m getting married in 2025 and I’m trying to get the Chase Sapphire Preferred and the Freedom Unlimited to start building up points with all the stuff I’ll be buying. I haven’t gotten any cards in the last year and I have a 700+ credit score. Can I apply for both in the same day?

    • @JacobsPointsAndProfit
      @JacobsPointsAndProfit  3 месяца назад

      Since they are both Chase cards, it might be a little tricky to apply for both on the same day. I think you have enough time to apply for both separately. Apply for one and then wait at least 1-3 months and then apply for the next one

  • @pleasednut3881
    @pleasednut3881 6 месяцев назад

    Hey quick question - so I'm turning 18 on august 1st and I'm looking to apply for 2 cards (Discover It Student & Apple Card (to finance a MacBook)). I've read both of these are good first-cards individually, but would I be able to accept 2 cards with no credit history?

    • @JacobsPointsAndProfit
      @JacobsPointsAndProfit  6 месяцев назад

      Both cards are pretty beginner friendly, so I think you may have a decent shot at it. If you try it out I'd apply as close together as you possibly can. Keep in mind that it's easy to get denied on your first ever application

  • @roylee6773
    @roylee6773 6 месяцев назад

    Amazon prime offer is not $200 anymore. Has the deal been removed?

    • @WhiteoutSnowy
      @WhiteoutSnowy 6 месяцев назад

      I am still seeing $200 Amazon but I have seen $300 prime upon approval in the past

    • @JacobsPointsAndProfit
      @JacobsPointsAndProfit  6 месяцев назад

      This was a targeted offer I received directly on Amazon when I was viewing a product page. The standard public welcome offer for the AMEX Business Prime card is a $125 Amazon gift card. Setting up an Amazon business account might help you get targeted for the $200 offer

  • @CrazyAboutCandles
    @CrazyAboutCandles 6 месяцев назад

    Has anyone done it with chase 1st and Barclays after?

    • @JacobsPointsAndProfit
      @JacobsPointsAndProfit  6 месяцев назад +1

      That'll be interesting to know. Hopefully someone has tried it

  • @rambosidi7634
    @rambosidi7634 6 месяцев назад

    Yep

  • @WITYTRAVELS
    @WITYTRAVELS 6 месяцев назад

    2 Cards in 1 day!!!

    • @JacobsPointsAndProfit
      @JacobsPointsAndProfit  6 месяцев назад +2

      I didn’t plan it like this but it worked out perfectly

    • @jordanginos9557
      @jordanginos9557 6 месяцев назад

      I did that strat back in april and got both ihg premier card and savor one card on the same day. I dont know if i would recommend that strat but it worked for me as well. Although i hadn't had a hard inquiry on my credit report before those two cards since jan 2023 for DP for you

  • @josephenrique7867
    @josephenrique7867 6 месяцев назад +1

    1-800HELP😂

    • @JacobsPointsAndProfit
      @JacobsPointsAndProfit  6 месяцев назад

      Lol this strategy is definitely not for everyone, but it worked out for me