How Often To APPLY For A Credit Card & NOT GET DENIED
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- Опубликовано: 16 окт 2024
- Ever wondered how often you should apply for a credit card? Is it better to apply every month, or should you wait for your credit score to hit a certain level? In this video, I’ll break down the strategies that helped me get approved for over 40 credit cards without damaging my credit score-and I’ve kept my score above 800 the entire time!
You’ll learn how to time your applications, avoid common mistakes that can hurt your credit, and, most importantly, discover lender-specific rules to ensure you never get denied again. Stick around to the end for a deep dive into those lender rules-you don’t want to miss it!
Enjoy!
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DISCLAIMER:
This video is for entertainment purposes only. I am not a legal or financial expert or have any authority to give legal or financial advice. While all the information in this video is believed to be accurate at the time of its recording, realize this channel and its author make no express warranty as to the completeness or accuracy, nor can it accept responsibility for errors appearing in this video. This video and description contain affiliate links, which means that if you click on one of the product links, I’ll receive a small commission. This helps support the channel and allows us to continue to make videos like this. Thank you for your support!
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This might be the best "real information" video you have ever posted. Very helpful video. I will forgive you now for shilling that crappy Sable card.
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BRUHH IM JUST AT 10 CARDS AND BRO PULLS OUT 40+ 😂😂😂
Let’s goo!!!!
I'm at 73 cards between personal and business my velocity the last 2-3 years has been high. Once you figure out the banks that are not sensitive about inquiries it makes it easier, some 50/50 gambling along the way happens. Yes it's best to space out your apps but having a large profile with low utilization can override possible denials.
100%.
I just got two chase business cards in less than 30 days so that’s not a chase rule. I got approved for the business cash card on 9-24 and I just got for the business unlimited on 10-12 . Otherwise great info Naam💪🏾
Awesome! Great datapoint! It’s more of a general guideline. I was never able to get 2 biz cards within 30 days.
The 2 card rule for capital one is a myth. I have 3 cards with capital one
Correction, there were mixed data points in this. There were people who had multiple cap one cards
Hi Naam, do you have a video on how to use zil for adp?
The Bank Card scale is 250 to 900, not 300 to 850.
Correct. My mistake on my end. 300-850 is for the general FICO score.
When did Capital One cap to two cards only
Correction, that’s most for subprime cards like the platinum and quicksilver. There’s multiple sources with 5 cards. Non co branded
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