"If you really love something you will pay full price for something, not just because it's on sale." 3:50 Yesss. But even better when you know you need something and you are going to buy it and THEN you find that it's on sale. 👏
Great channel! As a college student, I noticed how much easier life was in my dorm room,where I only took the stuff that I needed. I sold almost all my other stuff and made a good buck off of it to. Over the last year, I was in a position where I had enough money to do what I wanted to do, and I have all the objects around me that I need, so I didn't spend any time considering purchases. The result now, is that my grades are better, I've been able to spend more time developing friendships and I am a more relaxed, calm person. People around me are noticing and some are even starting their own minimalist journey. I truly hope that this "movement" will continue to grow. Society would truly benefit from it. Thank you for sharing these tips! You look amazing by the way!
It's not mentioned because it's a delicate subject here but here is my tip: follow only carefully selected beauty RUclipsers. Most of the gals are paid here to advertise products, you don't need them in your life. Many times I ended up buying make-up that I only used a few times, because I didn't really need it. I am smarter now, but you have to be conscious about this and ask the question "do I need this?" and more importantly "will I get any usage out of this?" before you buy these products shown in beauty videos. I don't think that unsubscribe would be a solution for that because videos are highly entertaining, bout you have to be smart and strong.
Wow you have really promoted me to just throw away my easy bake oven from years ago. I did not think I could do it but I keep listening to videos like this and it is changing my life. Kind of scary but therapeutic experience. I'm about to throw away my flowers from prom that I have had for four years!!!
I have been subscribed to chloe for the longest time. it was really refreshing to have her introduce you to us. i feel so much relief being able to watch someone who I can relate to and who gets women. Thank you!
Chloe Morello brought me here and I must say that your channel is really, really cool. Totally something else but so useful in a world where we have so many opportunities to spend our money and getting distracted from our aims. I love how you combine this financial topic with the fashion & lifestyle world. definitely looking forward to watch your videos!
I purchased my first home at the age of 21 for $87,000 and sold it for $197,000. My second home, acquired for $170,000, was later sold for $320,000, and my third property, purchased at $300,000, fetched $589,000, with buyers covering all closing costs and expenses.
Whichever firm you select, make sure you get your insurance from a reputable financial adviser, such as *Jenny Pamogas Canaya,* who has dedicated her career to financial planning. Because they will assist you in escalating, navigating better, and completing the task in a safer manner..|
"It's quite a surprise that you're acquainted with her as well. I've had the privilege of gaining significant profits while learning and investing under her guidance for the past few months. JENNY PAMOGAS CANAYA truly stands out as one of the most exceptional mentors and traders I've had the pleasure of collaborating with in recent years. Her expertise in navigating various market situations is truly remarkable."
I've binged watched all your videos, I've decided 2016 is going to be my yr to become financially independent after having 3 children reducing my hours at work and I find it really hard having to rely on my husband for money, all of your tips have been so useful can't wait to start see the difference, thanks for sharing. P.s you should start a book your delivery style is so accessible xxx
Pretty sound advice. I have lived all of my life as a "minimalist" long before the phrase was coined. Even though i ran a successful business i never wasted much money. Saved and invested, although never ever would i touch shares. I'm 48 now and have been "retired" for 3 years and still enjoy living as a "minimalist" and i don't go wanting for anything. Heres hoping that some will head your advice. Cheers.
Happened / stumbled across this video and it hit home. Showed it to my husband & he liked it as well. Haven't seen your other videos (yet) but this was a well thought out presentation . We are older, looking at retiring in a couple of years. Downsizing is difficult and a process that's just dragging on & on. Living on much less is wise. I'm looking forward to viewing all your videos & have subscribed to your channel. Women, in my opinion, often need help with their relationship with money. We need to preserve it, be empowered by it and live an enhanced life. I'm open to all you offer. Thanks.
I came to your channel for the financial advice and then I was overjoyed when I saw your videos on minimalism! You have a great message and an awesome channel. Thank you!
Just wanted to say that your videos on finance and view on money makes a huge difference to me! There are a lot of youtube-videos on saving and living frugally (which also helped me a lot) but I've missed videos where the message is changing my view on money. Changing my view on savings and investing my money. My goal for 2017 is to get out of all creditcard-debt whilst saving my first 1000 dollars (approx. I live in danmark so it's around 5000 dkk). I want to travel with my son (single-mom) and live a life where I feel secure with my finances and teach my son how to handle his finances when the time comes. Just thank you for your videos. 🙏🏻🙏🏻🙏🏻
Christine Andersen oh wow! I am so sorry that I missed this comment! I am so happy to read this and see that your headspace around money is improving and you are getting into a better place with cash, saving and possibly investing. I love your goal for #the1000project ! Please keep me posted! xCC
I'm searching for minimalism for the last couple of months because I found it very interesting and i'm really glad I found you, your channel is so great and you're so inspiring, I just know I want to be like you!
Love these tips! I wanted to add something that has worked for me personally. I have an emergency fund as well, but I keep half in cash and the other half in an account. That way if I find myself in a bind I don't have to worry about withdrawing cash. Any other savings I have, I deposit or invest in something that will gain at least some interest. Thank you for posting, I love money management!
Could you possibly do a video on how to restrict spending on food? That is my biggest proportion of spending so would love to know any tricks and tips! Thanks :)
Hi Sugar Mamma, please give some tips on investing for the everyday woman. I study and work full time and would love some tips on starting to invest for my future! Thank you.
you dont know how much you have help me just from watching your video , thankyou for taking the time and energy to post such a usefull video like this one , I watch a lot of these kind of videos but yours really stood out to me . Have a great day
A+ for me - I was doing all those things anyway. :) We have only slightly more income than meets our expenses (which can't be reduced - we're already pared right down), and we'd be in serious trouble if we went shopping all the time etc. Good, sensible tips.
It is so true, I am recording a series of videos of my KonMari method journey through my house and even though I'm not done yet it feels so light and free!!!
This is really great advice! Especially the part about unsubscribing to "fashion emails"...such an easy way to rid yourself of temptation! Thank you so much for sharing!
Your advice and your videos have already made a huge impact on the way I handle my finances and the way I look at money....thank you so much.... I am looking forward to your videos....thanks again....hugs from Germany
Melek Taskin Hi Melek! Thank you so much for your wonderful words ! My mission is to help people getting in control of their money and start create financial freedom for themselves so stay turned and speak soon ! Hugs from Australia xCC
I love this video! Please keep doing videos like this! I always find it inspiring to watch videos that teach me how to be financially responsible. If you can make a video on how to budget, pay down debt, and how to stick to a budget, that would be awesome. Thanks for sharing great tips!
kayanaaa Hi! Yay! Glad that you like the video! I have lots more coming but in the meantime feel free to share any of my videos with family and friends! xCC (oh and we are on Facebook to!) xCC
My Green Closet Thank you! I am so happy to be able to share my knowledge and experience and help everyone create financial independence for themselves! I have heaps more coming so stay tuned! You can also follow me on Instagram @sugarmamma.tv and Facebook! xCC
I just discovered your channel and I have watched most of your videos, they are fantastic! I am trying to make a real change to my spending habits this year and videos like yours are helping to get me through all the shopping cravings I have had :) Hearing you makes me miss my home in Melbourne a lot, I've been back in Canada for 6 years, but maybe if I save enough I can go back some day :) Thanks!
Hi Erin, thank you for watching my channel... I hope you can find some inspiration from my videos to help you get through this little down time of yours! I also hope you get to visit Melbourne one day soon too. xCC
Ally Woodlock Oh thank you! Don't forget that you can like us on Facebook and follow us on Instagram @sugarmamma.tv I a so excited to be able to share this information with you xCC
These videos are great (: thank you for taking your time and sharing your knowledge over all of this.(: I did have a few questions, how do I invest ?, and what do I need to know before I invest in anything ?
Kim c Hi Kim! Don't worry, I will be showing you how to invest in some up coming videos plus I will be sharing some great books that I recommend reading to get you started. Don't forget that you can follow us on Instagram @sugarmamma.tv and like us on Facebook xCC
can you please do a video on how to manage your pay check? how do you divide it up between what goes towards bills, what percentage towards credit card debt, what percentage towards the two savings accounts and etc. Thank you :)
Love these videos! We are a young family wanting financial freedom and im do found ur chanel through chloe morello! Look forward to an investment video!
Very excited about your videos and hope to be in touch soon to get started on the path to financial freedom and control! Please keep these vids coming, you are so calming lol i already feel relaxed about money! I've subscribed to your instagram and facebook :)
Random question, but how did you get into finance? Did you go to uni (if you don't mind, i'd love to know where)? I am about to do my HSC this year and so I am still deciding on what I want to study, and this is really a passion of mine that i'd love to pursue!
I agree with everything but I use my credit card for everything. Have received $2000 in rewards in 12 years. Have not paid a penny in interest in over 5 years. Like you said you have to pay off credit card every month or grace period(25 days) usually.
counseling mom Nice to see you have lost of self control! I have a credit card and only use it for major expenses so that I can use the points....as long as you use is wisely, that is perfect! xCC
Aah! I'm usually really good with money but loyalty cards are my weaknesses! Please tell me it is alright to have them as long as you don't get tempted by the discounts? Hahah it's gonna be a while until I have the strength to get rid of them :P
Sugar Mamma I understand that avoiding sales will help you only buy stuff you really need. But I know that I'll use certain items time after time, like my favourite shampoo or my foundation. Both I've used for literally years, so if they are in SALE I do buy them and save about 50%. I think it does save money over time. Never buy items júst because they are in sale though.
LOL, I did that ages ago - unsubscribed from emails. Best place to 'shop'? Go online to your favourite websites and browse their 'lookbook' sections. You'll get some really inspirational looks and different ways to wear things that you probably already own, but have never thought to pair together. Saves time, money and you can get some really stylish ideas.
Yes for the most part.... The longer creditors see you have a long credit history established, the more points it raises your credit score. By closing those cards you are lower your score a few points. The longer creditors are able to see you managing your credit responsibly the better the score
+James Williams closing your account shortens your credit history and may negatively impact your credit score. It's good to have at least one line of revolving credit open.
+Tail finz isn't a debit card kinda dangerous, i mean if you lose it, the thief or people who found it could clean you out, at least with a credit card, there is a limit plus its all in credits rather your real funds
i moved my savings onto a savings account, the most they could access on my debit card is monthly spending money for food. It's not like they could afford a car or holiday with it. plus if I did notice it gone missing I would immediately cancel it.
I have a target credit card opened it less than a year ago. It's at a zero balance now, should I close it or will that negatively effect my credit score?
Never pay full price for items, coupons and wholesale prices are the way to go....Also, it was never mentioned... never have one single source of income, the goal is to save and generate passive income which will carry you into retirement no matter how many years you or your kids live...
I like your concept and videos however the stuttering and looking down on your notes distracts me it's like going to a job interview and interviewing someone, not natural because their thinking and nervous
"If you really love something you will pay full price for something, not just because it's on sale." 3:50 Yesss. But even better when you know you need something and you are going to buy it and THEN you find that it's on sale. 👏
Great channel! As a college student, I noticed how much easier life was in my dorm room,where I only took the stuff that I needed. I sold almost all my other stuff and made a good buck off of it to. Over the last year, I was in a position where I had enough money to do what I wanted to do, and I have all the objects around me that I need, so I didn't spend any time considering purchases. The result now, is that my grades are better, I've been able to spend more time developing friendships and I am a more relaxed, calm person. People around me are noticing and some are even starting their own minimalist journey.
I truly hope that this "movement" will continue to grow. Society would truly benefit from it.
Thank you for sharing these tips! You look amazing by the way!
Wouter De Wolf Hi Wouter De Wolf ! Brilliant work!!! xCC
It's not mentioned because it's a delicate subject here but here is my tip: follow only carefully selected beauty RUclipsers. Most of the gals are paid here to advertise products, you don't need them in your life. Many times I ended up buying make-up that I only used a few times, because I didn't really need it. I am smarter now, but you have to be conscious about this and ask the question "do I need this?" and more importantly "will I get any usage out of this?" before you buy these products shown in beauty videos. I don't think that unsubscribe would be a solution for that because videos are highly entertaining, bout you have to be smart and strong.
dobcsek Tara E is a minimalist (kinda) beauty RUclipsr. She tries to buy cruelty free products too! I would recommend her
NeedMoreCoffee consuming and collecting - totally! Especially the "insert month here favourites" videos
Wow you have really promoted me to just throw away my easy bake oven from years ago. I did not think I could do it but I keep listening to videos like this and it is changing my life. Kind of scary but therapeutic experience. I'm about to throw away my flowers from prom that I have had for four years!!!
I have been subscribed to chloe for the longest time. it was really refreshing to have her introduce you to us. i feel so much relief being able to watch someone who I can relate to and who gets women. Thank you!
Chloe Morello brought me here and I must say that your channel is really, really cool. Totally something else but so useful in a world where we have so many opportunities to spend our money and getting distracted from our aims. I love how you combine this financial topic with the fashion & lifestyle world. definitely looking forward to watch your videos!
I purchased my first home at the age of 21 for $87,000 and sold it for $197,000. My second home, acquired for $170,000, was later sold for $320,000, and my third property, purchased at $300,000, fetched $589,000, with buyers covering all closing costs and expenses.
Whichever firm you select, make sure you get your insurance from a reputable financial adviser, such as *Jenny Pamogas Canaya,* who has dedicated her career to financial planning. Because they will assist you in escalating, navigating better, and completing the task in a safer manner..|
I've come across several positive endorsements of Jenny Pamogas Canaya on various platforms, including RUclips channels, seminars, and more.
Thanks to these recommendations, I successfully located her online profile and have already reached out to her with a message!
"It's quite a surprise that you're acquainted with her as well. I've had the privilege of gaining significant profits while learning and investing under her guidance for the past few months. JENNY PAMOGAS CANAYA truly stands out as one of the most exceptional mentors and traders I've had the pleasure of collaborating with in recent years. Her expertise in navigating various market situations is truly remarkable."
I've binged watched all your videos, I've decided 2016 is going to be my yr to become financially independent after having 3 children reducing my hours at work and I find it really hard having to rely on my husband for money, all of your tips have been so useful can't wait to start see the difference, thanks for sharing. P.s you should start a book your delivery style is so accessible xxx
+alexa4681 Oh wow, not sure about that but thank you so much. xCC
alexa4681 I have two books already! Mindful Money and The $1000 Project xCC
Pretty sound advice. I have lived all of my life as a "minimalist" long before the phrase was coined. Even though i ran a successful business i never wasted much money. Saved and invested, although never ever would i touch shares. I'm 48 now and have been "retired" for 3 years and still enjoy living as a "minimalist" and i don't go wanting for anything. Heres hoping that some will head your advice. Cheers.
Happened / stumbled across this video and it hit home. Showed it to my husband & he liked it as well. Haven't seen your other videos (yet) but this was a well thought out presentation . We are older, looking at retiring in a couple of years. Downsizing is difficult and a process that's just dragging on & on. Living on much less is wise. I'm looking forward to viewing all your videos & have subscribed to your channel. Women, in my opinion, often need help with their relationship with money. We need to preserve it, be empowered by it and live an enhanced life. I'm open to all you offer. Thanks.
Marian McAfee Oh you are so kind and such lovely words! Thank you!!!! I have lots more videos coming! So stay tunned! xCC
I came to your channel for the financial advice and then I was overjoyed when I saw your videos on minimalism! You have a great message and an awesome channel. Thank you!
Thanks Timothy. xCC
Just wanted to say that your videos on finance and view on money makes a huge difference to me! There are a lot of youtube-videos on saving and living frugally (which also helped me a lot) but I've missed videos where the message is changing my view on money. Changing my view on savings and investing my money. My goal for 2017 is to get out of all creditcard-debt whilst saving my first 1000 dollars (approx. I live in danmark so it's around 5000 dkk). I want to travel with my son (single-mom) and live a life where I feel secure with my finances and teach my son how to handle his finances when the time comes. Just thank you for your videos. 🙏🏻🙏🏻🙏🏻
Christine Andersen oh wow! I am so sorry that I missed this comment! I am so happy to read this and see that your headspace around money is improving and you are getting into a better place with cash, saving and possibly investing. I love your goal for #the1000project ! Please keep me posted! xCC
I'm searching for minimalism for the last couple of months because I found it very interesting and i'm really glad I found you, your channel is so great and you're so inspiring, I just know I want to be like you!
Thanks for the video, I actually have got rid of the TV, which made a big difference.
Love these tips! I wanted to add something that has worked for me personally. I have an emergency fund as well, but I keep half in cash and the other half in an account. That way if I find myself in a bind I don't have to worry about withdrawing cash. Any other savings I have, I deposit or invest in something that will gain at least some interest. Thank you for posting, I love money management!
Could you possibly do a video on how to restrict spending on food? That is my biggest proportion of spending so would love to know any tricks and tips! Thanks :)
Hi Sugar Mamma, please give some tips on investing for the everyday woman. I study and work full time and would love some tips on starting to invest for my future! Thank you.
Kestrel Heather Of course! I am going to be a doing a whole series on investing and building passive income! I am super excited so stay tunned! xCC
I just discovered this trend, and I absolutely love it already!
Simon Monjan Yay! I have heaps more coming so stay tuned! You can also follow me on Instagram @sugarmamma.tv and Facebook! xCC
you dont know how much you have help me just from watching your video , thankyou for taking the time and energy to post such a usefull video like this one , I watch a lot of these kind of videos but yours really stood out to me . Have a great day
Oh Jasminn, thank you for your support... comments like yours are what inspire and motivate me to keep up with my channel. xCC
I'm binge watching your videos and your information is really appreciated!
Naaz shobeiri thank you 💕
Hi Canna, could you do a tutorial on this makeup look pleaser? So pretty!
A+ for me - I was doing all those things anyway. :) We have only slightly more income than meets our expenses (which can't be reduced - we're already pared right down), and we'd be in serious trouble if we went shopping all the time etc. Good, sensible tips.
Thank you so much for this, I feel more empowered than ever!
I defiantly go through phases of obsessive scrolling through online shops. I've just deleted all my shopping apps, you proud?
Evelyn Munro super proud !
It is so true, I am recording a series of videos of my KonMari method journey through my house and even though I'm not done yet it feels so light and free!!!
Alexa Weber Morales Isn't it the best feeling! Light free and so much more energy! xCC
This is really great advice! Especially the part about unsubscribing to "fashion emails"...such an easy way to rid yourself of temptation! Thank you so much for sharing!
My pleasure and thank you for watching! xCC
Love your real life advice for real women!
shody321 Hi ! Thank you ! xCC
Your advice and your videos have already made a huge impact on the way I handle my finances and the way I look at money....thank you so much.... I am looking forward to your videos....thanks again....hugs from Germany
Melek Taskin Hi Melek! Thank you so much for your wonderful words ! My mission is to help people getting in control of their money and start create financial freedom for themselves so stay turned and speak soon ! Hugs from Australia xCC
revisiting these videos feels so good!
Beautiful tips from a BEAUTIFUL women.
so grateful to have found this, so informative.. thank you.
I love this video! Please keep doing videos like this! I always find it inspiring to watch videos that teach me how to be financially responsible. If you can make a video on how to budget, pay down debt, and how to stick to a budget, that would be awesome. Thanks for sharing great tips!
Tina S Oh thank you! That is so lovely! I have a video coming out soon on how to budget so stay tunned! xCC
After binge watching your videos, I cancelled two beauty subscriptions boxes. Love your video! So inspiring!
kayanaaa Hi! Yay! Glad that you like the video! I have lots more coming but in the meantime feel free to share any of my videos with family and friends! xCC (oh and we are on Facebook to!) xCC
Thanks for another great video Canna. Your videos are inspiring me to get on track with my finances and start saving again.
Kristen Graham Brilliant! Keep me posted, saving and investing is great! xCC
Really great tips and helpful info! Thanks for the shout out!! ♥
My Green Closet Thank you! I am so happy to be able to share my knowledge and experience and help everyone create financial independence for themselves! I have heaps more coming so stay tuned! You can also follow me on Instagram @sugarmamma.tv and Facebook! xCC
I just discovered your channel and I have watched most of your videos, they are fantastic! I am trying to make a real change to my spending habits this year and videos like yours are helping to get me through all the shopping cravings I have had :) Hearing you makes me miss my home in Melbourne a lot, I've been back in Canada for 6 years, but maybe if I save enough I can go back some day :) Thanks!
Hi Erin, thank you for watching my channel... I hope you can find some inspiration from my videos to help you get through this little down time of yours! I also hope you get to visit Melbourne one day soon too. xCC
I love your videos! Thanks for everything you do.
Oh I am grateful to have found your channel and videos, this is helping me so much ! Thanks a lot :D
Loving your channel! Great advice that everyone needs!
love your video! I am watching you to improve my English and my life...
Thank you Canna for sharing your knowledge! Cant wait for some videos on investing as i am looking to get into this soon! x
Ally Woodlock Oh thank you! Don't forget that you can like us on Facebook and follow us on Instagram @sugarmamma.tv I a so excited to be able to share this information with you xCC
Just found your channel and LOVED the 'Sugar Mamma' name! 😝
Very creative and funny at one time!
Congrats on the video btw!
Cheers from Brazil! 🙋
Hey hun. Can you please make a video about living on Sickness Allowance. That would be really great...
Love your channel! Keep up the good work!
sorocketscience1 Thank you! You are so sweet! xCC
Hi Canna, will you be making a video about the impacts on the stock market and potential opportunities that arise from that?
Jessica Friend most definitely! In fact I already have! Check out my latest video!
Incredibly helpful and inspiring video. Thank you so much. I'm hooked on your channel now!
My pleasure Jennifer, thank you! xCC
“Richness is not in having many possessions. Rather, true richness is the richness of the soul.”
ALIBEATZ beautifully said xCC
Great video! I wuv minimalism
Love your videos Hun. You are a true inspiration. Xx
Great message, thanks!! xx
great video it makes me want to get more into minimalism!
I just did a minimalism challenge vlog but I'll do more on this topic later in the year. xCC
Same here awesome video I love this channel
Thank you Rashaw. xCC
These videos are great (: thank you for taking your time and sharing your knowledge over all of this.(:
I did have a few questions, how do I invest ?, and what do I need to know before I invest in anything ?
Kim c Hi Kim! Don't worry, I will be showing you how to invest in some up coming videos plus I will be sharing some great books that I recommend reading to get you started. Don't forget that you can follow us on Instagram @sugarmamma.tv and like us on Facebook xCC
I am so happy I found your channel. Thank you for sharing your knowledge :-)
Jasmine Edoria oh welcome! xCC
Great video! Thank you.
can you please do a video on how to manage your pay check? how do you divide it up between what goes towards bills, what percentage towards credit card debt, what percentage towards the two savings accounts and etc. Thank you :)
WorldAccordingToLena Yes! I am doing a budgeting one shortly! Stay tuned! xCC
Sugar Mamma :) Thank you. Can't wait. :)
Love these videos! We are a young family wanting financial freedom and im do found ur chanel through chloe morello! Look forward to an investment video!
mursh700 Yay! Happy to help you and your family build realistic financial freedom! Stay tuned xCC
You're so beautiful! Beauty and brain
Heck yeah I agree
yeah
Very excited about your videos and hope to be in touch soon to get started on the path to financial freedom and control! Please keep these vids coming, you are so calming lol i already feel relaxed about money! I've subscribed to your instagram and facebook :)
Oh yes and vids on budgeting and how to stick to budgets would be great. Maybe a fun girly way that will keep it interesting :)
Beti Micevska ha ha...don't worry I am filming my budgeting videos next week! Super excited!!! xCC
Hi Sugar Mamma... You mentioned savings accounts... I put my excess and savings on my mortgage. Is this incorrect to do?
P.s I love your channel!!
Random question, but how did you get into finance? Did you go to uni (if you don't mind, i'd love to know where)? I am about to do my HSC this year and so I am still deciding on what I want to study, and this is really a passion of mine that i'd love to pursue!
Dakota Woods oh and what course did you do? (sorry about all the questions)
thanks!
Dakota Woods She has a video titled "My Story" and she talks about it there :)
thanks!
Thanks!!
Good point about unsubscribing to emails
Sorry, totally unrelated to finance, but do you mind telling me what lipstick you're wearing?
SydneyDiva oH sorry, I can't remember! Maybe a Dior gloss? xCC
Sugar Mamma Ah actually it was a Tom Ford gloss in red! xCC
I think I love your outfit (I can't see it all but just from what I'm looking at I'm in love). Where did you purchase your top, if you don't mind?
***** My top is from Willow and my jeans are from SASS & BIDE! xCC
Thank you
I agree with everything but I use my credit card for everything. Have received $2000 in rewards in 12 years. Have not paid a penny in interest in over 5 years. Like you said you have to pay off credit card every month or grace period(25 days) usually.
counseling mom Nice to see you have lost of self control! I have a credit card and only use it for major expenses so that I can use the points....as long as you use is wisely, that is perfect! xCC
You are great looking 😍 thanks for your videos 🌺
Thank you for sharing these tips
Mcbillion Alin My pleasure! I am happy to share my knowledge and experience, especially when I know how much it will help people. xCC
Loving ur videos
Really Helpful
Yajaira Fernandez Thanks! xCC
Aah! I'm usually really good with money but loyalty cards are my weaknesses! Please tell me it is alright to have them as long as you don't get tempted by the discounts? Hahah it's gonna be a while until I have the strength to get rid of them :P
Thanks.
What would be your advice for those wanting to stretch their money further, so discounts and fast sales help obtain said items at a lower cost. x
Bryony Carter Ha h, I would avoid the sales completely, and only buy what you really need, value and appreciate! xCC
Sugar Mamma I understand that avoiding sales will help you only buy stuff you really need. But I know that I'll use certain items time after time, like my favourite shampoo or my foundation. Both I've used for literally years, so if they are in SALE I do buy them and save about 50%. I think it does save money over time. Never buy items júst because they are in sale though.
LOL, I did that ages ago - unsubscribed from emails. Best place to 'shop'? Go online to your favourite websites and browse their 'lookbook' sections. You'll get some really inspirational looks and different ways to wear things that you probably already own, but have never thought to pair together. Saves time, money and you can get some really stylish ideas.
SydneyDiva Nice idea! Thanks for that! xCC
Does canceling your credit card once you have paid it off affect your credit score negatively?
Yes for the most part.... The longer creditors see you have a long credit history established, the more points it raises your credit score. By closing those cards you are lower your score a few points. The longer creditors are able to see you managing your credit responsibly the better the score
+James Williams closing your account shortens your credit history and may negatively impact your credit score. It's good to have at least one line of revolving credit open.
Awesome videos! I already have 3 accounts like you said and it works perfectly :) I'm glad you agree!
Jemma-Ashley Souren Brilliant !!! Follow me on Instagram @sugarmamma.tv for daily inspiration & motivation. xCC
SO true about needing to unsubscribe!
having one debit card in your wallet is ideal, i see many people with discount cards for boots subway ect cluttering up their wallets/purse.
+Tail finz isn't a debit card kinda dangerous, i mean if you lose it, the thief or people who found it could clean you out, at least with a credit card, there is a limit plus its all in credits rather your real funds
i moved my savings onto a savings account, the most they could access on my debit card is monthly spending money for food. It's not like they could afford a car or holiday with it. plus if I did notice it gone missing I would immediately cancel it.
I have a target credit card opened it less than a year ago. It's at a zero balance now, should I close it or will that negatively effect my credit score?
Jasmine Edoria It depends what country you are in but you don't necessarily need a credit card to have a good credit score! xCC
Sugar Mamma I'm in the US. Any advice on what I should do?
*Guess what kind of AD I got before this video started?* Some guy talking about his new lamborghini he just bought...and I clicked for minimalism.
What's your education? Good video
+FitFatBrittRNY Bachelor of Commerce, majoring in marketing and economics. xCC
Never pay full price for items, coupons and wholesale prices are the way to go....Also, it was never mentioned... never have one single source of income, the goal is to save and generate passive income which will carry you into retirement no matter how many years you or your kids live...
I am all about generating passive income...#the1000project xCC
This collaborates a lot of things Dave Ramsey says.
thank You, you made me cancel my credit card after 8 years )
allsam18 Yay! So proud of you! xCC
Everytime i see a video with minimalism in it i also see some useless objects in the background....
I spy Slim Aarons 👀
I like your concept and videos however the stuttering and looking down on your notes distracts me it's like going to a job interview and interviewing someone, not natural because their thinking and nervous