HOW I COULD AFFORD A DODGE CHARGER R/T AT 20 YEARS OLD…

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  • Опубликовано: 4 янв 2025

Комментарии • 198

  • @sertater
    @sertater Год назад +67

    in the same shoes at 18, almost 19, right now, parents don't want to cosign (understandably), so I started building my credit about a year ago, been saving every dime since then. I just placed my order on '23 RT and I'm honestly just so happy rn.

    • @itscupidk
      @itscupidk Год назад +1

      W

    • @2TONKA
      @2TONKA Год назад +2

      some motivation right there

    • @runitupdero
      @runitupdero Год назад +3

      mad motivation bro, congratulations and keep stacking that bread dawg

    • @2TONKA
      @2TONKA Год назад +1

      If you don't mind me asking, what made you want to get a 23' R/T and not a 2019/2020 scat?

    • @runitupdero
      @runitupdero Год назад +1

      @@2TONKA kind of a good question ngl, I was stuck on what year RT was better and smarter to buy from 2018-2022

  • @AlexanderC01
    @AlexanderC01 Год назад +13

    Just got into a trade. Quit weed and started eating better ( weed and fast food was taking my 9-5 checks) now im tryna save and buy a charger in cash. This video def gave me sum motivation. Thank you bro

    • @Dxvoo-e5n
      @Dxvoo-e5n 7 месяцев назад

      you get it brotha?

    • @AlexanderC01
      @AlexanderC01 7 месяцев назад

      @@Dxvoo-e5n yessir dodge charger gt brotha 58,800 miles for 13,000

  • @1mindatatime83
    @1mindatatime83 2 года назад +135

    If your staying with your parents you should really be taking advantage of the extra disposable income you have . But instead your paying about $1000 a month including gas . I believe your better than that . Don’t trade your time for money unless the money you own will work for you . Create a cycle where your money will return back to you by investing in it. You have the most value. Not the car . That means if you can buy a car like this . Just imagine with a little more effort what else you’ll be able to purchase . Think big .

    • @raiderjedi4160
      @raiderjedi4160 2 года назад +48

      If this man wants to purchase over investing that’s his prerogative.
      No offense but this wasn’t an advice asking video.

    • @Jesusistheway214
      @Jesusistheway214 2 года назад +18

      Bro… you are literally speaking facts!! But with today’s society they would call this “hating”!!

    • @1mindatatime83
      @1mindatatime83 2 года назад

      @@raiderjedi4160 you don’t have to ask for advice : that’s what i do for a living . No what you just displayed is what’s called “ad hominem fallacy” if your not aware with it you maybe aware of the strawman argument and if not that go look it up please .

    • @1mindatatime83
      @1mindatatime83 2 года назад +3

      @@Jesusistheway214 exactly . It’s just really odd to me how all these kids are just getting these cars just to start posting on you tube ? No financial backing at all. It’s so many examples on here where you’ll see a RUclips page of a kid buying a car that don’t need yet due to their financial standing and then maybe a yea or so later the car is gone and so is the RUclips page

    • @Jesusistheway214
      @Jesusistheway214 2 года назад +5

      @@1mindatatime83 happens all the time. The people that don’t understand your comment are the one buying things they can’t “afford” I myself had that mindset at one point of time and that how people keeping getting caught in the hamster wheel of debt. Nobody is hating on the kid.. just recommending him some sound financial advice . THATS ALL

  • @zxr_i9661
    @zxr_i9661 2 года назад +40

    Bro I just got mine last month and I’m 21! Totally agree with you. You gotta be different than everyone. Work hard to get what you want nothing easy in this life unless you want to stay broke and keep wasting your money on things that not worth it, such as, fast food video games… stuff like that.

    • @vixxenn8750
      @vixxenn8750 2 года назад +4

      Lol man you still got a lot to learn brodie. But I agree I’m kinda close in age. Get to your bag but also remember to enjoy right now as well. Not saying just spend your money any kind of way, save it. But tomorrow not promised for anybody yk

    • @ItsTooRisky
      @ItsTooRisky Год назад

      Keep in mind people pay for cars cash that’s the best move cuz making payments is trash

  • @Globalsales2035
    @Globalsales2035 Год назад +3

    I respect it young G. I had to do it on my own for my RT challenger, but put 0 down. I dont believe in throwing a way money. I been beating hella scats cuz they can't control their power. We good..

  • @j.hernandez3825
    @j.hernandez3825 Год назад +2

    This is exactly how I started out had my used rt then went up to a slightly used scat same color and all just like yours…and now I got a octane red Hellcat bro. Love the content just subbed up

  • @anthonymadueno590
    @anthonymadueno590 2 года назад +14

    I’m 20, got my RT in October. I’ve been saving money since 15 (when I first started working) but I really earned my money I got into the restaurant business. I worked my way up and at 19 I became a server and then became a server at 2 jobs I work 6 days only like 5-8 hours a day but made 200-300 in tips a day and it skyrocketed my money, was able to buy my RT and I’m get my apartment. Y’all it’s not “being built different” but mentality has to be to move forward, I have a daughter and she changed me mentally to move forward where I am today money, home, car because of her. Sometimes you need to find your reason and your life and world will change

  • @KJ2Smooth_
    @KJ2Smooth_ 2 года назад +6

    Post every other day if you could bro.. cause I’m thinking bout getting me one real soon. Love the content. Stay consistent 💪🏾

    • @lorshift
      @lorshift  2 года назад +1

      i’ll try my best bro fasho!

    • @lorshift
      @lorshift  2 года назад

      preciate it too 💪🏽!

  • @77selah77
    @77selah77 Год назад

    Big respect young man.. real

  • @is3180
    @is3180 Год назад +1

    Congrats on ur discipline. same here i got mines used w/ 12k 21 challenger scat. For the same price as urs. Love ir so far. ✌️

  • @JuniorWA
    @JuniorWA Год назад +2

    hahaa i'm 20 too with an R/T,. i'm super fortunate enough to have parents that'll drop that kind of dime on me but i'm mad envious of your work ethic and grind, especially in the trades as an electrician. i want to enjoy my 5.7l more but i'm still hella fucking nervous driving in general - shit's kinda scary for me and in all honestly i'd be better off with a corolla 😭

  • @Lilguns1
    @Lilguns1 2 года назад +2

    Preciate the tips brodie ... keep going with the R/T content!

  • @billlargo9316
    @billlargo9316 Год назад

    Yo vids helpin me a lot fam I’m boutta get one at 17 workin hard grindin

  • @83quez
    @83quez Год назад +1

    Salute young brother , keep grinding !!

  • @techsmart9699
    @techsmart9699 Год назад

    Just turned 23 on the 13th about to trade my malibu in and get my RT your Video is mad informative

  • @slimsauu389
    @slimsauu389 2 года назад +2

    love the content bro this rlly inspires me to save up and get a rt charger

  • @sneakandgeek
    @sneakandgeek Месяц назад

    ay man kudos to you for grabbing a cat that you enjoy. To everyone who is coming up and young, "The Psychology of Money" and " Rich Dad, Poor Dad" and you can afford whatever you WANT.

  • @ra-shawnwentt1731
    @ra-shawnwentt1731 2 года назад +3

    Definitely useful bro💯

  • @jacobbrantley5809
    @jacobbrantley5809 Год назад

    I like your spirit and respect your hustle keep it going

  • @bsbdanny
    @bsbdanny Год назад +3

    it’s crazy how this video came up on my feed, cause i’m literally in the process of stacking my bread and building my credit, so i can get a 2018 rt. So i would say i’m kinda on the same journey you was on. Good looking for the video bro, Keep working keep grinding. I just subbed to ya channel 🤘🏾

    • @five7phew550
      @five7phew550 Год назад

      Big dog how your journey going? What’s the 5 month update

  • @djkool9086
    @djkool9086 Год назад +1

    I got mine at 18 loving it

  • @ChanceReacts13
    @ChanceReacts13 2 года назад +8

    I respect the grind brotha💪 I just copped my Charger R/T @ 20 also, hella exited to pick it up tomorrow!!🔥🔥🔥

    • @JorWitDaHemi
      @JorWitDaHemi 2 года назад +2

      Congrats 🔥I just got mine @21 a couple months ago ik the feeling

    • @lorshift
      @lorshift  2 года назад +2

      preciate it & Congrats bro😮‍💨🔥🔥

  • @johnmcdonald513
    @johnmcdonald513 Год назад

    You will have everything you want with the great positive attitude you have. You will be a millionaire twice over if you work hard and save.

  • @imyanigmw
    @imyanigmw 2 года назад +1

    Very informative bro, keep grinding 💯💯

  • @kitsunetsunami4923
    @kitsunetsunami4923 3 месяца назад

    congrats on the ride a year later lol hope it's treating u right

  • @turbo1997hsm
    @turbo1997hsm 2 года назад

    Trades are so underrated. I drive trucks. Just paid off my Genesis coupe I bought at 20 in '17.

    • @calieboy1509
      @calieboy1509 Год назад +1

      I want to get my cdl trying college first tho

    • @turbo1997hsm
      @turbo1997hsm Год назад

      @@calieboy1509 As long as you get a decent paying job with your degree, you should be good.

    • @calieboy1509
      @calieboy1509 Год назад

      @@turbo1997hsm i work at Amazon rn I get about 1200 a week , the thing about college is that you have to wait like 4 years , the aa degrees as well they won’t pay ad much or you still have to do your pre requirements then the program

    • @turbo1997hsm
      @turbo1997hsm Год назад

      @@calieboy1509 You're doing good already to be honest. I went with a trade because I'm impatient lol.

  • @Kingdrion
    @Kingdrion Год назад

    That’s crazy & motivating I’m a young electrician too & in the market to get a RT just like you. How much should I & how much did you save to put down so I know when I get mine in the next few months fammo?

  • @sungodkinetic7742
    @sungodkinetic7742 2 года назад

    Keep up the good work champ!💪

  • @Goosebumpsclipz
    @Goosebumpsclipz Год назад +2

    I’m 19 I was gonna get a rt but then I realized all that money jus to get gapped by a q50 so I went and bought a q50 instead but everyone have different taste but my next car definitely gonna be a scatpack

  • @SRTJ5
    @SRTJ5 Год назад

    How long did it take you to build your credit to where you were able to get the car and what was it before and what was it when you got it?

  • @robertmallettebey5805
    @robertmallettebey5805 2 года назад

    Excellent focus.

  • @dayonnorwood7313
    @dayonnorwood7313 2 года назад

    i appreciate you bro 💯

  • @youngancestor_
    @youngancestor_ 2 года назад

    congrats on the 1k subs bro

  • @neoknight14215
    @neoknight14215 2 года назад

    I took the other route I had a 08 blazer got totaled then I got a 14 fusion titanium 2.0 while getting my credit up. Get a credit karma account & a $500 secured capital one credit card and build your credit up. You can build up any car trust me.

  • @Supernatural1978-OG
    @Supernatural1978-OG 2 года назад +4

    It’s called good credit zero down payment

    • @lorshift
      @lorshift  2 года назад +1

      word

    • @Supernatural1978-OG
      @Supernatural1978-OG 2 года назад +1

      @@lorshift I explain on my channel how to build your credit it’s on my playlist up top in the toolbar

    • @Supernatural1978-OG
      @Supernatural1978-OG 2 года назад +1

      @@lorshift Did you watch my videos about how they tried to steal my vehicle part one and part two signal amplifier relay attack

    • @Supernatural1978-OG
      @Supernatural1978-OG 2 года назад +1

      @@lorshift ?????

    • @Supernatural1978-OG
      @Supernatural1978-OG 2 года назад +1

      @@lorshift Bro that information is extremely valuable and important

  • @Glxck9ine
    @Glxck9ine Год назад +1

    Bro u just like me I’m 19 and I’m an electrician with a 2019 charger rt

  • @angels1four1
    @angels1four1 Год назад

    What color is your RT brother. Looks clean🔥🙏🏽

  • @sonnymoreno8164
    @sonnymoreno8164 Год назад

    Hell yea bad ass ! I went to being a fried cook to working as an electrician and now I own a rt. It feels good when you accomplish things you want when you work your ass off 🫡

  • @jay2official412
    @jay2official412 2 года назад +3

    If you would’ve just saved a little bit longer you could’ve got a BMW M340i

  • @Theforcesconsumeme
    @Theforcesconsumeme 6 месяцев назад

    Yo preesh the free game

  • @superstarjaytv
    @superstarjaytv 2 года назад +2

    I gotta R/t too bro & I’m electrician lol

    • @lorshift
      @lorshift  2 года назад +1

      W trade ⚡️

    • @5.7_nate_
      @5.7_nate_ Год назад

      Same bro i thought about it also either hvac or electrician 💯

  • @tycaraagoofy
    @tycaraagoofy Год назад +1

    How much you put down ?

  • @Supernatural1978-OG
    @Supernatural1978-OG 2 года назад +1

    It’s good to take pride in your possessions a little brother but just know those same possessions that you hold so dearly can lead to your demise and downfall these days people that are broke want to take from people that work hard! 😮

  • @Markbabb
    @Markbabb 2 года назад +1

    How much did you save up before buying it bro?

  • @imbreezyboi
    @imbreezyboi 2 года назад

    what’s your opinion on the dodge charger pursuit?

  • @diorbagzz3853
    @diorbagzz3853 Год назад

    Like wat did u do to build your credit that’s wat I’m trying to do now

  • @nicksmith2604
    @nicksmith2604 2 года назад

    Yo shit look good with brembos I been trynna put them on my 2020 rt

  • @gg-kw8xm
    @gg-kw8xm Год назад

    What headlight bulbs do you have

  • @gqntlemanjay1353
    @gqntlemanjay1353 2 года назад +1

    How much did u put down?

  • @bluntforce8749
    @bluntforce8749 2 года назад +1

    See bro I have a credit score of like 760 and I put about $8000 down on a $42,000 Durango from 2017 in long story short the bank still couldn’t get it financed they were trying to hit me like 1200 a month due to my age so I just walked away I don’t have anything bad on my credit I’ve had my job for over 4 years and I make 60 ish grand with me and my wife we make around 130k idk the dealer ship said we had to slap like 10 bands down I was not messing with that and they still wanted 700 a month with that kinda money down at the end of the day I walked away I’ma save my bread and build a modern wagon a clean one cost around 10 bands and the front end swap and interior cost about five so for about 20gs flat u could get a coo as ride with about 400 hp with a few lil mods the 5.7 engine is a power house

    • @2seep
      @2seep 2 года назад +1

      That had nothing to do with your age, let’s say you financed for 5 years. That’s 566 a month no interest with 8000 down. It’s just that the used car market is still a bit crazy if you can wait then wait. 5% interest rate is crazy

    • @Hoodrichtj
      @Hoodrichtj 2 года назад +1

      Yo credit history not strong enough so they gone make u put down 1/2 or 1/3 of the car

    • @symboIiq
      @symboIiq 2 года назад +1

      If ur willing to put down 8k, what’s 10k? It’s a 2k difference.

    • @_OfficialNaas
      @_OfficialNaas 2 года назад +2

      Try and go to a credit union and get a pre approvals it comes with lower rates then banks and will offer and lower fees

    • @bluntforce8749
      @bluntforce8749 Год назад

      @@_OfficialNaas that’s what I end up doing it and I’m got pre-approved for like 40k the dealer came down a little bit to like 38 k because I showed him other 392s for about the same price with the same miles and ect but when it came down to it I had to put 6 but I was happy with that my monthly rn is 600 wich is not to bad and I had a paid off trade 2017 Cruze they gave me like half my money back on it basically 6 racks so I basically put 12 grand down but the wife has her grocery getter lmao ima save and get me my wagon swap still

  • @chrisfernandez4937
    @chrisfernandez4937 2 года назад +1

    How long you had ur credit card for bro ?

  • @219jayy
    @219jayy 10 месяцев назад

    Electrician gang

  • @Jaybroski99
    @Jaybroski99 Год назад +1

    What was the range of the down payment ? So I can get an estimate on what I should do

    • @HealtherSkelter
      @HealtherSkelter Год назад

      you wanna put down however much the tax tags and license costs... that's if you have good credit. anything over 30k will be 3-5k down

  • @Killer-fq8sn
    @Killer-fq8sn 2 года назад +3

    Not trying to sound like that guy but I’m just about to be 19 and I make all my payments on a 2019 scat, don’t let people say anything less to you just work for what you want and stay positive🤍

  • @SlickMariENT
    @SlickMariENT 2 года назад

    Bro why you not saying the numbers and bank

  • @fullthrottleboyz_
    @fullthrottleboyz_ 2 года назад +1

    🔥🔥🔥

  • @insertrandomnamehere764
    @insertrandomnamehere764 Год назад

    The real question is why I see so many minimum wage workers with 300 credit scores driving them.

  • @unbindit
    @unbindit 2 года назад

    when I get mine you tryna ride out ? I’m in the same state as u

    • @lorshift
      @lorshift  2 года назад

      yessir let me know when you get it

  • @tgpbeastmode1971
    @tgpbeastmode1971 Год назад

    Do you think it smart to pay for half of it ?

  • @ObZinx
    @ObZinx Год назад +1

    How much was your credit score when you got approved? I'm 20 years old and I started building credit a year ago so I'm at 600 I'm trying to get at least 700 before I get the R/T

    • @andyloc831
      @andyloc831 Год назад +4

      Build that credit bro it helps a lot, I’m 26 with an srt 392. Fastest way I built my credit bro I just bought Jordan’s and other shit I liked with my credit card and paid it off within a month. Went from 650 to 780 within a year and a half homie. My apr 4%. Also I paid the card off earlier than the due dates. Good luck bro

  • @jorddnn
    @jorddnn 3 месяца назад

    💯

  • @wileecoyote5749
    @wileecoyote5749 2 года назад +4

    I smoke weed,have tattoos and buy Jordan's. When can I get a new car?

    • @akamaji5476
      @akamaji5476 2 года назад +1

      Never

    • @sowhat599
      @sowhat599 2 года назад +2

      After you stop smoking weed, leave the tatoos alone and stop buying shoes that aren't worth anything get a job and start acting like a responsible adult. That's how you get a new car.

    • @vixxenn8750
      @vixxenn8750 2 года назад +3

      @@sowhat599 you can definitely still smoke and get a car. You have to manage though. As long as what you making is reasonable for you to be smoking a lot, if you’re a heavy smoker

    • @vixxenn8750
      @vixxenn8750 2 года назад

      @@sowhat599 I don’t smoke a lot but I probably do still spend about $20 a week on weed which is not bad at all

    • @Avenue77
      @Avenue77 2 года назад

      ​@@vixxenn8750 $20x4 is $80 a month...Not bad but it does add up "if" you buy more when you run low so round that up to $100-$120 a month

  • @eduardopaniagua5397
    @eduardopaniagua5397 2 года назад

    Hell yea bro

  • @srtnick
    @srtnick Год назад

    gang🔥🔥

  • @Bossman539
    @Bossman539 11 месяцев назад

    Don’t save invest if you save your money over the years your money will lose value if you invest you will make more money and you will get more money then if you saved it

  • @chazmiles965
    @chazmiles965 2 года назад

    🎉🎊🔥🔥

  • @roscoetube8065
    @roscoetube8065 2 года назад

    is 100k miles on a 2017 dodge charger sxt good?

    • @kingpeso4240
      @kingpeso4240 Год назад

      Yea cause it’s a V6 just take care of it you can get 100k more out of it but really you could find another with less miles just save up

    • @kingreyes7134
      @kingreyes7134 Год назад

      You should sell it now that the market is at its highest, before problems start to occur to the car. That’s just my opinion tho👍🏽

  • @Astonvman007
    @Astonvman007 Год назад +2

    20 years old, and now you pay a lien holder all that money + interest for at least 5-6 years? They own your car, by the way. You don't. If you decide to keep the car, you would've paid $40k plus whatever interest, so let's make it $45k, plus whatever you pit into the car in the way of repairs and modifications for the next 5 years... Dude, you are likely going to have paid around $60k for this car that won't be worth half that price once you finally pay it off... Hopefully, you have a better financial plan than this?

    • @lorshift
      @lorshift  Год назад

      can’t believe you really took the time to type all this bs like it’s your problem. ask yourself does this matter to me nor lorshift..😂im happy with what i have bro and i will happily enjoy it. i know wtf i signed up for and i know how dis sht goes. what you are saying does not matter to me buddy

    • @mikeflinn8462
      @mikeflinn8462 Год назад

      @@lorshifthe got a point, & you upset? LMAO.

    • @lorshift
      @lorshift  Год назад +2

      @@mikeflinn8462 your a random lil bro nobody is upset i laugh at mfs like yall😂😂

  • @emilioortiz4663
    @emilioortiz4663 2 года назад

    I think you can get a hellcat for 40

    • @NickWavvy
      @NickWavvy 2 года назад

      You can w like 50k + miles

    • @geton411
      @geton411 2 года назад

      @@NickWavvy its one near me with 35k miles for 42k

  • @jeremylinton6129
    @jeremylinton6129 2 года назад +2

    living with mommy helps aswell im sure,,easy to save up when you dont pay rent,,;lucky kid

    • @kitsunetsunami4923
      @kitsunetsunami4923 3 месяца назад +2

      I agree with you, but it depends on where you live not every state has $3000 rent or homes that cost bellow 300k not even store owners can afford rent here in LA so Id say here a good value looks like cars > Houses or property investments < stock investment, education, or trade. In some other states those can be swapped.

  • @Supernatural1978-OG
    @Supernatural1978-OG 2 года назад +4

    Bro you can do DoorDash 🟥 and pay for one of those cars

    • @mrwatch867
      @mrwatch867 Год назад +5

      LOL you ain't buying no car just working doordash

    • @Supernatural1978-OG
      @Supernatural1978-OG Год назад +2

      @@mrwatch867 bro I made $420 in one day $1900 in one week! 🫵🏽 you have to live in a major city where is cracking bro you probably live in the middle of nowhere I live in South Minneapolis! ✅

    • @Supernatural1978-OG
      @Supernatural1978-OG Год назад +1

      @@mrwatch867 You’re naïve and gullible, listening to the wrong people!

    • @Supernatural1978-OG
      @Supernatural1978-OG Год назад +1

      @@mrwatch867 Go to my (playlist) up top 🔝 in the toolbar on my platform. I give a step by step I show you how to do it.

    • @Supernatural1978-OG
      @Supernatural1978-OG Год назад +1

      @@mrwatch867 🫵🏽