Once you do it your money is released in 24-48 hours Whatever amount you decide pay 90% of it off so when it reports on your credit you will have a loan almost paid off and help build your credit and credibility with navy federal Keep account open for 6-12 Months to get good history on it
@@beautiful1heartless always do the full term of the loan if they are doing a $4,000 pledge loan they should do it for 60 months don't pay it off in 6 or 12 months a short-term loan doesn't help that's only 6 or 12 payments reporting 60 payments reporting is much better
So what is this thing where you do the preapproval link and they’ll tell you that you are approved and then you apply and they turn you down and give you a hard pull? I was so devastated
@plpblack pre approval is not a guarantee you won’t know until you apply but you can remove inquiry since you were denied . Here is the tutorial video to remove those ruclips.net/video/buNj0eN_480/видео.htmlsi=-udlJqbedUioXetj
i did a $250 pledge loan after watching this viedo, i paid $100 2 weeks after i made the loan, just went from a $800 SECURED credit card to a $2000 unsecured within 2 months of opening my pledge loan.. Her info is the truth i love it here lol
While you’re paying the monthly payments during the pledge loan after paying 80-90% of it off, is it still okay to apply for a navy federal credit card? Or better to wait till the pledge loan is paid off completely
As I was explaining in the video once the account reports after 30 days and shows 80% paid off then use pre approval link in my description to see if you qualify for all credit cards then you can apply
So basically it's just trading money...I already have $500 in my account, so they match me with a $500 loan. But instead of giving them $500 I'm giving them the majority of it and paying off $100 of the remainder of the loan within a 6 month time frame? Is that how it works?
If you add a new account it can temporarily drop your scores also I didn’t say pay 90% off you need to leave a balance you can pay month on for the next 3-6 months to help build you more.
@@LF-tq1lkyou don't pay off back right away that defeats the purpose of the Pledge loan the purpose of a pledge loan is to report on time monthly payments so if you do a 6-month loan make 6 monthly payments
@@beautiful1heartless I seen other videos saying you need this for there internal score system to get guaranteed higher limits when applying for there cards. But thanks for the info!
So what is this thing where you do the preapproval link and they’ll tell you that you are approved and then you apply and they turn you down and give you a hard pull? I was so devastated
Usually when your pre approved you will be approved but I’m some case you may not be which is why I tell you to be sure you meet the requirements along with that
I have a savings account with NFCU with a 100+ in it and my credit is well above 700. I am not looking for a credit card with them, but I am looking to refinance my car with them. Will the Pledge Loan help with my refinance approval?
Where can I join your class? You said you can show us our credit score & help remove anything…what other site can we check for our score? Not credit karma lol
How do I get the info to open a Navy Federal Account without military affiliation? I tried to put it in the cart...it's asking fair price. What am I doing wrong?
The reason you’re doing this is to show it’s paid off and boost your scores and approval chances. You will be paying on the remaining balance for at least 6-12 months so you don’t need to wait ,
My credit score on all three bureaus is 790..2 navy fed credit cards with 1% utilization. I only ran the $25,000 pledge loan play to add diversity to my profile since I only have two revolving cc over 3 years old.
I have a cc with navy fed for 3 plus years but it’s only $3,500 and they won’t increase my credit limit. $140k a year direct deposit and they still don’t do it. Crazy to me
@@beautiful1heartless never late I ran it up a couple months ago because I purchased plane tickets to Hawaii and I built a laundry room upstairs so my little weight have to bring her clothes downstairs to wash them. It will be back when below 2k on next Wednesday
My thing is if you put up 5k and pay off the 4 .. is the 4k released back to you ? Or you won’t have your 5k released back until the whole entire long is paid off which could be 6-12 months
As soon as you do it the money so released back to you because you are loaning yourself money. Also you don’t have to do such a large amount that’s a personal preference
I just did a $300 pledge loan. I requested to pay back a in 6 Months. I was going to pay back $270 in about 2 Days and the remainder balance for the next 6 Months. Is that good?
Also depending on your pledge amount if your putting an high amount like 30k you can..and the remaining 3-4k can stretch out in 6 months..but if your pledge 250 don't do that..
@beautiful1heartless thank u so much for responding 💗 I just did the pledge loan yesterday around 6:00 the money was back in my account around 7:30 how long it take to see the loan account on navy federal I don't see anything as of today? Once it hit I need to pay off 400 right away?
once you get the pledge loan does it go into your checking? and should you do the first payment of 4k? then take 6 months to pay the rest?
Once you do it your money is released in 24-48 hours
Whatever amount you decide pay 90% of it off so when it reports on your credit you will have a loan almost paid off and help build your credit and credibility with navy federal
Keep account open for 6-12 Months to get good history on it
@@beautiful1heartless always do the full term of the loan if they are doing a $4,000 pledge loan they should do it for 60 months don't pay it off in 6 or 12 months a short-term loan doesn't help that's only 6 or 12 payments reporting 60 payments reporting is much better
So what is this thing where you do the preapproval link and they’ll tell you that you are approved and then you apply and they turn you down and give you a hard pull? I was so devastated
@plpblack pre approval is not a guarantee you won’t know until you apply but you can remove inquiry since you were denied . Here is the tutorial video to remove those
ruclips.net/video/buNj0eN_480/видео.htmlsi=-udlJqbedUioXetj
Everyone doesn’t have 4k so this is an alternative that may work for their budget
i did a $250 pledge loan after watching this viedo, i paid $100 2 weeks after i made the loan, just went from a $800 SECURED credit card to a $2000 unsecured within 2 months of opening my pledge loan.. Her info is the truth i love it here lol
So you paid off the $150 in the remaining months? Did it help your credit score?
@@chelechele2145This
So you went and got the nrewards secured credit card and put $800 on there and then they offered you the $2,000 unsecured is that what you meant?
@janithiaalmon2643 after doing the pledge Liz. Yes that’s what those saying
@janithiaalmon2643 I applied for a Discoverd credit card .. I was approved with a low credit limit..
🚨PLEDGE LOAN APPLICATION LINK:🚨
www.navyfederal.org/checking-savings/savings/certificates.html#
====================================Thanks All❤️❤️
You cannot apply for the pledge loan online. You either have to call them or go into a branch to do it
Thanks! This was good information 🎉
Glad it was helpful!
So helpful! Subscribed ❤
Yay! Thank you!
Hill handlin here! Just checkin in with a comment to show some love!
Thank you I appreciate your support so much!
Hi Rose can you do a video on how to apply for the navy federal business loan
You can check my video here ruclips.net/video/9ur9kGVw9bM/видео.html :)
Thank you for this information
My pleasure
While you’re paying the monthly payments during the pledge loan after paying 80-90% of it off, is it still okay to apply for a navy federal credit card? Or better to wait till the pledge loan is paid off completely
As I was explaining in the video once the account reports after 30 days and shows 80% paid off then use pre approval link in my description to see if you qualify for all credit cards then you can apply
So basically it's just trading money...I already have $500 in my account, so they match me with a $500 loan. But instead of giving them $500 I'm giving them the majority of it and paying off $100 of the remainder of the loan within a 6 month time frame? Is that how it works?
Hi great video beauty❤ I’m interested in opening an account with navy fed. You mentioned to comment ✨
Here is all the information to get a free navy federal account and get high limit credit cards with them.
rosecreditrepair.gumroad.com/l/esvozl
hey i opened a 250 pledged loan paid 90% a month later my equifax went down 13 points 😅
If you add a new account it can temporarily drop your scores also I didn’t say pay 90% off you need to leave a balance you can pay month on for the next 3-6 months to help build you more.
me too...did 250 pledge loan ...paid all back in 2 weeks ..score went down 10 points
Have you tried doing the cash hack platform yet I did cash hack just some days back and I got paid $20,000 in just a few hours
@@LF-tq1lkyou don't pay off back right away that defeats the purpose of the Pledge loan the purpose of a pledge loan is to report on time monthly payments so if you do a 6-month loan make 6 monthly payments
@@LF-tq1lk that doesn't make sense. What was the purpose of doing that if you were gonna pay it off in 2 weeks? 😂😂😂😂😂😂😂
Am I paying the 90% before the first 30 days or after the 30 days
Before first 30 days so once it report it will be mostly paid off . Pay 80%
Thank you
You're welcome
Wait for the pledge loan I know it's our own money so when we pay off 90% does it go back into our pocket?
Correct !
yes they put it back into your savings once it's paid in full....
Have you tried doing the cash hack platform yet I did cash hack just some days back and I got paid $20,000 in just a few hours
Do you need to do a pledge loan if your credit is excellent with a checking & savings already established?
No you don’t , remember this is for people who don’t have the best credit to assist them with getting approved
@@beautiful1heartless I seen other videos saying you need this for there internal score system to get guaranteed higher limits when applying for there cards. But thanks for the info!
So what is this thing where you do the preapproval link and they’ll tell you that you are approved and then you apply and they turn you down and give you a hard pull? I was so devastated
Usually when your pre approved you will be approved but I’m some case you may not be which is why I tell you to be sure you meet the requirements along with that
Please send me your information to get in your Tuesday class. TY
Join the DIY Credit class Now
ONLY $21.99/month
EVERY Tuesday @7:30 central.
(Each class is recorded)
rose-credit-school.teachable.com/p/clueless
I have a savings account with NFCU with a 100+ in it and my credit is well above 700. I am not looking for a credit card with them, but I am looking to refinance my car with them. Will the Pledge Loan help with my refinance approval?
Yes it can help you build your scores up more to help approval rates
Where can I join your class? You said you can show us our credit score & help remove anything…what other site can we check for our score? Not credit karma lol
Hey hun you can join my diy class To get all those perks I listed
rose-credit-school.teachable.com/p/clueless
@@beautiful1heartlessthank youuu!
Have you tried doing the cash hack platform yet I did cash hack just some days back and I got paid $20,000 in couple of hours
How do I get the info to open a Navy Federal Account without military affiliation? I tried to put it in the cart...it's asking fair price. What am I doing wrong?
Just put $0
Im interested in Navy Fed checking account. 🙏🏽
Here is all the information to get a free navy federal account and get high limit credit cards with them.
rosecreditrepair.gumroad.com/l/esvozl
What’s the advantage of paying 90% of pledge loan off immediately versus waiting 3 billing cycles to pay 90% off??
The reason you’re doing this is to show it’s paid off and boost your scores and approval chances. You will be paying on the remaining balance for at least 6-12 months so you don’t need to wait ,
My credit score on all three bureaus is 790..2 navy fed credit cards with 1% utilization. I only ran the $25,000 pledge loan play to add diversity to my profile since I only have two revolving cc over 3 years old.
Hi, I would like information on how to apply for a NFCU bank account. Thank you
Here is all the information to get a free navy federal account and get high limit credit cards with them.
rosecreditrepair.gumroad.com/l/esvozl
Have you tried doing the cash hack platform yet I did cash hack just some days back and I got paid $20,000 in just a few hours
I have a cc with navy fed for 3 plus years but it’s only $3,500 and they won’t increase my credit limit. $140k a year direct deposit and they still don’t do it. Crazy to me
Is your utilization currently high on that card or any others you may have ? Any late payments?
@@beautiful1heartless never late I ran it up a couple months ago because I purchased plane tickets to Hawaii and I built a laundry room upstairs so my little weight have to bring her clothes downstairs to wash them. It will be back when below 2k on next Wednesday
Hey Rose!
Hey girl
How do we apply for an account if not in the military? Very interested
Here is all the information to get a free navy federal account and get high limit credit cards with them.
rosecreditrepair.gumroad.com/l/esvozl
I would love a navy federal account. Will you give me the info please ma'am?☺️
Here is all the information to get a free navy federal account and get high limit credit cards with them.
rosecreditrepair.gumroad.com/l/esvozl
My thing is if you put up 5k and pay off the 4 .. is the 4k released back to you ? Or you won’t have your 5k released back until the whole entire long is paid off which could be 6-12 months
As soon as you do it the money so released back to you because you are loaning yourself money.
Also you don’t have to do such a large amount that’s a personal preference
I can afford it but thanks love I appreciate your time getting back 💪🏽
Do they do a hard inquiry for the pledge loan?
No it’s a secured loan so no credit check required
Have you tried doing the cash hack platform yet I did cash hack just some days back and I got paid $20,000 in couple of hours
I just did a $300 pledge loan. I requested to pay back a in 6 Months. I was going to pay back $270 in about 2 Days and the remainder balance for the next 6 Months. Is that good?
No!
Should I pay 90% off the rip or 95%
80-90% you still want to leave a balance to pay on for the next 3-6 months before you let it close to build positive payment history
@@beautiful1heartless appreciate you 💜💫
@papizuk Yw !
Have you tried doing the cash hack platform yet I did cash hack just some days back and I got paid $20,000 in just a few hours
Also depending on your pledge amount if your putting an high amount like 30k you can..and the remaining 3-4k can stretch out in 6 months..but if your pledge 250 don't do that..
So the 5 grand comes right back and you pay 4 off to get the balance done? ???
Yes correct !
Question when do the money come back to your account. After it close? And if not how long do it take?
It come back into your account
Instead of waiting until the loan is paid off, It comes back immediately after you make the payment. That’s the best part!
it goes back into your shared savings account once it's paid in full ....within 2 days
Have you tried doing the cash hack platform yet I did cash hack just some days back and I got paid $20,000 in just a few hours
The link isn’t posted for us to join.
⬇️OPEN FREE Navy Federal Account ⬇️
rosecreditrepair.gumroad.com/l/esvozl
====================================
I'm interested in opening an navy Federal account please??
Here is all the information to get a free navy federal account and get high limit credit cards with them.
rosecreditrepair.gumroad.com/l/esvozl
@beautiful1heartless Thank you very much Rose! Do you do credit repair??
I just opened a $250 pledge loan. Paid off $225. Had autopay 2 days later for $21.09...balance is only $3.86. It is a 12 month loan. What should I do?
Pay minimum till term ends. Helps with on time payment history
Pay $200 off then pay off the remaining balance over the next 6-12 months
I’d like the info to start an account
Here is all the information to get a free navy federal account and get high limit credit cards with them.
rosecreditrepair.gumroad.com/l/esvozl
No do not pull hard credit
Yes they do
wish me the best
Go for it and let me know how it goes
I got pledge loan. Other day . I haven't did my first payment. I
Ok go ahead and pay 80% of your loan off then so once it reports in 30 days when it reports you will be good to go with score boost etc
How do I open a Navy fed account without being in the military or association with someone in the military?
Here is all the information to get a free navy federal account and get high limit credit cards with them.
rosecreditrepair.gumroad.com/l/esvozl
Have you tried doing the cash hack platform yet I did cash hack just some days back and I got paid $20,000 in just a few hours
checking account
Here is all the information to get a free navy federal account and get high limit credit cards with them.
rosecreditrepair.gumroad.com/l/esvozl
how much were her two charge loans?
Idk 🤷🏽♀️ didn’t ask honestly
Should I pay 80 or 90 percent back?
90 fam, i prefere 91 to be under 10 percent utilization.
Hello, how do I get the navy federal account?
Here is all the information to get a free navy federal account and get high limit credit cards with them.
rosecreditrepair.gumroad.com/l/esvozl
Have you tried doing the cash hack platform yet I did cash hack just some days back and I got paid $20,000 in just a few hours
How do we get a navy federal account?
⬇️OPEN FREE Navy Federal Account ⬇️
rosecreditrepair.gumroad.com/l/esvozl
====================================
Have you tried doing the cash hack platform yet I did cash hack just some days back and I got paid $20,000 in couple of hours
How do I apply for a navy federal account
Here is all the information to get a free navy federal account and get high limit credit cards with them.
rosecreditrepair.gumroad.com/l/esvozl
Have you tried doing the cash hack platform yet I did cash hack just some days back and I got paid $20,000 in just a few hours
Hello, I need a Navy Federal account please.
Here is all the information to get a free navy federal account and get high limit credit cards with them.
rosecreditrepair.gumroad.com/l/esvozl
Can you me get in navy federal?
Here is all the information to get a free navy federal account and get high limit credit cards with them.
rosecreditrepair.gumroad.com/l/esvozl
will the amount i pledge matter? for instance if i decide to pledge 5k or if i choose to pledge 10k? will pledging more money change the effect?
The more the better on reporting on your credit something you paid on time then paid off
@@beautiful1heartlessthank you I was just going to ask this😅
I need your help rosé please help me I’m trying reach you
Dm me on Instagram
Have you tried doing the cash hack platform yet I did cash hack just some days back and I got paid $20,000 in couple of hours
Hi, how to get a free account from navy federal
Here is all the information to get a free navy federal account and get high limit credit cards with them.
rosecreditrepair.gumroad.com/l/esvozl
Have you tried doing the cash hack platform yet I did cash hack just some days back and I got paid $20,000 in just a few hours
Hey Im interested into getting a free bank account with Navy Federal and I'm not in the military
Here is all the information to get a free navy federal account and get high limit credit cards with them.
rosecreditrepair.gumroad.com/l/esvozl
Free
Sent info
🔥🔥🔥
100
If i do 500 how much should i pay back?
$400 then let the rest be a monthly payment for at least 12 month
@beautiful1heartless thank u so much for responding 💗 I just did the pledge loan yesterday around 6:00 the money was back in my account around 7:30 how long it take to see the loan account on navy federal I don't see anything as of today? Once it hit I need to pay off 400 right away?
hi i need a navy fed account for free plz & thanks
Here is all the information to get a free navy federal account and get high limit credit cards with them.
rosecreditrepair.gumroad.com/l/esvozl
Have you tried doing the cash hack platform yet I did cash hack just some days back and I got paid $20,000 in just a few hours
It's not a hack
Whatever I need to name the content so people take heed of valuable information that can take the credit the next level is what matters to me
@beautiful1heartless well just like people are lying saying to apply for credit late at night is a hack. Don't lie
🫡
💯