NFCU Masterclass: Everything You Must Know!
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- Опубликовано: 26 июн 2024
- Get all the information you need to become an expert on Navy Federal Credit Union in this comprehensive masterclass! We'll cover everything from opening an account and taking advantage of NFCU's benefits, to exploring loan options and more. Don't miss out on this masterclass!
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DISCLAIMER:
This video is for entertainment purposes only. I am not a legal or financial expert or have any authority to give legal or financial advice. While all the information in this video is believed to be accurate at the time of its recording, realize this channel and its author make no express warranty as to the completeness or accuracy, nor can it accept responsibility for errors appearing in this video. This video and description contain affiliate links, which means that if you click on one of the product links, I’ll receive a small commission. This helps support the channel and allows us to continue to make videos like this. Thank you for your support!
00:00 Introduction
00:17 How To Join NFCU
02:31 Setting Up An Account
03:05 NFCU Internal Scores & How To Improve It
04:38 Pledge Loans
06:18 More Factors That Affect Internal Scores
07:34 Replacement Debit Card
08:22 Decrease APR
09:04 Earn More Cashback!
09:26 Credit Limit Increases
10:10 Credit Limit Reconsideration
10:52 Automatic Credit Limit Increase
11:41 Credit Limit Reallocation
12:32 Which Credit Card To Start With?
13:32 Late Night Hack
14:15 How To Liquidate Credit Cards
15:14 Checking Line of Credit
16:06 Auto Loans
16:32 Personal Loans
17:45 Home Improvement Loans
18:44 Discount On Loans
19:27 NFCU Business Accounts
20:33 How To Get A Business Account
21:46 Go BIz Credit Card
Great info. Building the NFCU relationship as we speak. You're one of the influencers on RUclips that got me into NFCU and rebuilding my credit. From the mid five hundreds to the mid seven hundreds, everything's going great. Thank you
All of these civilians getting into our banking services, USAA has also had a drop in customer satisfaction. They need to more strict we get these benefits for because we served and everyone does not deserve them.
I'm a civilian who's cousin served and I'm a member. We as black people don't deserve to be discriminated against when it comes to mortgages. So there's that.
@MsLkane you aren't. Doesn't even make sense. You have straight up victim mentality
Mine
We are actually probably helping out a lot. The more money navy fed has circulating in the banking system they better they can assist their customers. Now where I do agree with you is the people who don’t have any family affiliation with navy fed and are blatantly lying just to take advantage I agree they have to go. But as for someone like me who’s grandfather fought in desert storm and isn’t with us anymore I do take pride in being able to have an account with them. They are my main bank. I have my direct deposit with them money in my accounts including multiple savings and contribute to their products. I do think that they need to make sure they are getting the right people but for people like me who tried to serve and couldn’t but have multiple family members that have fought for this country that can vouch for me it’s not so black and white
NFCU is very good to me. 28k and 27k limits on my two cards. Go rewards / More rewards.
Awesome!
I've been with Navy Federal for sixteen years and I got in through my son and he's never been in any of the armed forces. I have two credit cards, $28,000 and $26,000 and three personal loans with them.
Awesome! 👏🏽
You’re lying
I just got the job for navy federal THIS WAS INFORMATIVE FOR ME
Navy FCU will allow consolidations, move limits and product changes. It is easy. I have been with NFCU for over 13 years as have other members of our family and nobody has had their credit limit just lowered.
They’ve raised mine periodically without me even noticing. I got the cash rewards shortly after I enlisted start with a 2k limit and next thing I new my limit was 9.5k… I have mixed feelings about it.
Can you post the link to apply for the go rewards card?
Best in-depth explanation of Navy Federal Credit Union! Please do one about Penfed. Keep up the good work. Thank you.
👍👍👍
Appreciate it!
Thanks for information
What about home purchase loan??? Thanks
What do you think is the debt to income rate they look out for to approve auto refinance ?
I read many books saying NFCU is the best for personal banking and doesn’t have any major banking violations. I applied in person with my marine dad so idk the online application at all. The beginner credit cards are really good as the everyday green card is at 1.75% cash back and the higher end credit cards are not that interesting besides the Amex card
Does the business card count toward the 3 card limit? Or can you still have 3 on the personal account and 1 on business account?
If i was looking into an autoloan and another credit card with nfcu, which would you do first?
Currently have one old autoloan and one cc with nfcu(have had 2 personal loans with them as well) with a floating 750avg score
Would requesting a new card lower/raise the apr for the autoloan(obviously cause the previous hard pull/lower apr). Or would I have a better chance apr if I did the auto loan first, then the cc. Im not looking for high limits, just want another year+ of zero apr, as my chase promo is ending.
Could I manufacture my own cc limit? If I put 30k into a secured card, and just wait for it to it to graduate into an actual card?
Very informative video sir Nam 😊.. Im working in a healthcare industry as a nurse, can I open a Navy Federal acct and credit card account? I dont have any relatives with military history 😢..
If my first payment is due the 1st week of December, when can I make the 1st, 2nd & 3rd payments?
I heard you can transfer from your nf cc to your nf checking?!?!
Hi Naam I have a question for you about my NFCU GoRewards Prepaid card. Is there a way that I can transfer funds from my NFCU Credit Cards Directly to my NFCU GoRewards Prepaid card to my NFCU Checking account or do I have to withdraw the funds as Cash and then deposit them into my NFCU Checking account ?
I also want to fund my Stock Trading account...can I do that directly with the NFCU GoRewards PrePaid card ...or do I again, have to take the funds as cash and then deposit them into my NFCU Checking account and then fund my Trading account ?
*You Rock Dude !*
*FJB !*
Kool
They do hard pulls on transunion or equifax?
TU for personal and EX for business
If they auto increased a card, would I have to wait 6 months for a manual request for a different card within NFCU?
I'm delighted to hear that the tips I shared worked for you! If you're interested, I have a variety of courses that delve deeper into credit repair and improvement. You can check it here
Hello, do I need to have or open a checking / savings account with Navy Federal FIRST before I can apply for one of there credit cards???
You need them to become a member
Should i ask for credit limit increase on 2 Nfed cards at the same time or should i split the time up every 3 to 6 moths individually?
Thanks Naam your very helpful!
I split mine by 24 hours. Was approved on both.
This!
Very good information. However, it would be much better if you didn't talk so fast. Therefore, slow down and be excellent.
Zip it pal
There is an option to slow it down.
More info in less time.
Ok so slow down the speed, or are you lazy and like to complain?