How to Earn Cashback AND Interest Paying Your Credit Card Bills

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  • Опубликовано: 17 янв 2025

Комментарии • 71

  • @sgboon
    @sgboon 9 месяцев назад +1

    Hi Demi,
    From 2 may 2024, payment to any financial institute will be under the exclusion criteria for Giro Bill Payment.

    • @berwinchan
      @berwinchan 9 месяцев назад

      so is this nerfed..?

  • @ibuyiexerciseieatipost6163
    @ibuyiexerciseieatipost6163 Месяц назад

    in the example, does the DBS card earn anything for paying other cards bill ?

  • @boonweephua5678
    @boonweephua5678 2 месяца назад

    So is the cashback only good for a month before it expires? Quite a hassle to set everything up only for it to last just one month.

  • @YSL8581
    @YSL8581 10 месяцев назад +1

    Just wondering if can pay SC/Trust credit card via DBS app as I m unable to search it in the billing organizations?

  • @yuarass
    @yuarass Месяц назад

    Hi Demi, can you use the DBS credit card method to pay for Trust card bill? I can't find trust credit card in the option and might have accidentally paid using cash advance instead.

  • @noel130
    @noel130 2 месяца назад

    Hi Demi. Is paying other bank CC bill using DBS CC still work? If don't have any DBS saving account and only have DBS CC, does this still work? Thanks in advance for your reply

  • @shengliang1981
    @shengliang1981 10 месяцев назад

    Hi Demi, thanks for sharing. May I know if there is any charges when paying a CC bill using DBS CC?

    • @DemiZhuang
      @DemiZhuang  10 месяцев назад +1

      No

    • @ReefKoh-md1fw
      @ReefKoh-md1fw 10 месяцев назад

      But not supposed to use cc to pay cc. Dbs might start imposing balance transfer fees once u put it out like that

    • @shengliang1981
      @shengliang1981 10 месяцев назад

      @@DemiZhuang btw, do you happen to know if it is possible to pay Trust CC bill with DBS CC or other CC? Thanks in advance!

    • @DemiZhuang
      @DemiZhuang  10 месяцев назад +1

      Trust CC cannot

  • @eliteguardiangi
    @eliteguardiangi 10 месяцев назад

    Do you need a DBS Credit card to do this? Is UOB Credit Card and OCBC Credit Card Viable to pay off other credit card and then setup HSBC Giro to pay UOB/OCBC Credit Card.

  • @priyanshugautam20
    @priyanshugautam20 3 месяца назад

    Hi hi ,
    May I know in order to DBS live fresh credit card giro …
    Do we need to go hsbc bank or DBS bank for giro ?

  • @joseraj6081
    @joseraj6081 10 месяцев назад

    Tell me about retirement plan or special account usage .

  • @JeffreyLow77
    @JeffreyLow77 10 месяцев назад

    Hi Demi~ just to double confirm~ we no need HSBC credit card to run this strategic~ only HSBC EGA saving account will do. Am I right?

  • @SamLee729
    @SamLee729 10 месяцев назад

    Does the everyday plus programme continue back to back upon expiry assuming the criteria are met, or there will be a blackout period where we need to redo all the required steps to get re-enrolled into the everyday plus programme

    • @DemiZhuang
      @DemiZhuang  10 месяцев назад

      need to re-enroll!

    • @ssheryyll
      @ssheryyll 10 месяцев назад

      @@DemiZhuanghow do you enroll? Is there a need to drop an SMS or…?

  • @tahumakanje
    @tahumakanje 7 месяцев назад

    Im interested to get a credit card, but i'm afraid of not spending enough to waiver the annual fees. How shld i go abt this?

  • @cy4930
    @cy4930 10 месяцев назад

    Hi Demi. By submitting the DBS form to the clerk, do you mean the person at the counter where we get queue number or we have to get our queue number and queue to submit to customer service ?

    • @DemiZhuang
      @DemiZhuang  10 месяцев назад

      yes, go there fill in is also ok.

  • @celine11234
    @celine11234 10 месяцев назад

    Hi Demi - for the HSBC everyday global account, we need to deposit 5k EVERY month correct? It’s not a one time deposit?

    • @jw-l33
      @jw-l33 10 месяцев назад

      2k per month, can withdraw immediately

    • @DemiZhuang
      @DemiZhuang  10 месяцев назад

      Not every month. Only when the reward programme ends you have to do it again

    • @celine11234
      @celine11234 10 месяцев назад

      @@DemiZhuang I just tried to open the EGA account and was informed that since I only have the Revolution credit card and no HSBC account - I can only open the EGA account via the physical branch

  • @thetzinmg
    @thetzinmg 7 месяцев назад

    Hey Demi, would it get affected by the 2nd May update to Everyday+ program of HSBC which included financial institutions to the exclusion list ?

  • @ongkianloon91
    @ongkianloon91 10 месяцев назад

    Does POSB Everyday credit card do the same trick?

    • @DemiZhuang
      @DemiZhuang  10 месяцев назад +2

      from what I heard, yes.

    • @ongkianloon91
      @ongkianloon91 10 месяцев назад

      very helpful video

  • @ivankoh-l4s
    @ivankoh-l4s 10 месяцев назад

    Hi Miss Demi, for HSBC credit card and insurance bill, do you still pay directly from HSBC EGA instead of DBS/POSB CC?

    • @DemiZhuang
      @DemiZhuang  10 месяцев назад +1

      I use DBS CC to pay HSBC CC. Insurance one of it is use a CC another is giro arranged to the savings account .

  • @yamteemeng5415
    @yamteemeng5415 10 месяцев назад

    Will i be able to open 2 EGA account? Like to keep track of CC payment and bill payment separately.

  • @cy4930
    @cy4930 9 месяцев назад

    Hi Demi, usually how many days before other cards due date should we pay using our DBS card ? Is the due date itself too late ?

  • @candywisdom
    @candywisdom 10 месяцев назад

    Make me interested to apply the dbs yuu card for this!

  • @geno7598
    @geno7598 3 месяца назад

    Hi Demi, wanted to confirm. Meaning to say, I have say for example 4 credit cards, I can pay all 4 off using the DBS credit card, then at use the HSBC savings acct to pay for the DBS cc bill, that mean I can actually roll it for 2 months and at the same time get 1% cashback from all the bills?

  • @ErnestYip-y8g
    @ErnestYip-y8g 10 месяцев назад

    Is there charges or fee need if I using Dbs cc to pay for Uob cc bills?😅

  • @WongHongJun
    @WongHongJun 10 месяцев назад

    Seems like theres a bill organization called dbs/posb credit cards! If i have 2 cards i can forever not pay my bills?

  • @zanang194
    @zanang194 10 месяцев назад

    Thank you. I learnt something new from you today. Qn: Can I earn 1% from HSBC EGA if I set up e-GIRO to pay off HSBC credit card from HSBC EGA itself? (I recall, doing so won't earn me the 1% GIRP rebate; so this workaround is good)

    • @DemiZhuang
      @DemiZhuang  10 месяцев назад +1

      you wont be able to for hsbc to hsbc! use dbs to pay off hsbc then giro from hsbc ega and pay off the dbs card!

    • @zanang194
      @zanang194 10 месяцев назад

      @@DemiZhuang Thanks for the confirmation. Would you know if only DBS cards allow payment of other credit cards or is there another bank that allows this as well?

  • @yewalvin2500
    @yewalvin2500 10 месяцев назад

    If I setup giro to pay dbs credit card using ega, will it do before my dbs credit card due date?

    • @DemiZhuang
      @DemiZhuang  10 месяцев назад +1

      Yes

    • @yewalvin2500
      @yewalvin2500 10 месяцев назад

      @@DemiZhuang thanks! Will I be able to check that it is deducted on my dbs credit card due date as I worry I may have penalty if not deducted on the due date

    • @yewalvin2500
      @yewalvin2500 10 месяцев назад

      @@DemiZhuang thanks! Will I be able to check that it is deducted on my dbs credit card due date as I worry I may have penalty if not deducted on the due date

    • @DemiZhuang
      @DemiZhuang  10 месяцев назад

      Scheduling it will have it deducted by the due date. No penalty

    • @yewalvin2500
      @yewalvin2500 10 месяцев назад

      @@DemiZhuang ok thanks!

  • @Xamael666
    @Xamael666 10 месяцев назад +4

    Hmm 1% cashback only & such a hassle to set up...How much cash rebates are we looking at per month? Wondering if it's even worth the trouble....

  • @joolaaah
    @joolaaah 7 месяцев назад

    Still works?

  • @ybbolb
    @ybbolb 10 месяцев назад

    Thank you for sharing. I didn't know about the DBS/POSB bill payment function.

  • @zhuoexplores
    @zhuoexplores 10 месяцев назад

    Hi~ does paying bills with dbs live fresh also allow you to hit the minimum spending on that card and earn cashback? Or are bills excluded? Thanks!

  • @TheMomo1966
    @TheMomo1966 10 месяцев назад

    Thanks for the hack, very interesting. However, if I were to do that, I had to cancelled all my giro arrangements for my current CC to HSBC 😢
    How I wish this information was released last year. Anyway, thanks for the information and sharing. 😊

  • @bennnnft
    @bennnnft 10 месяцев назад +8

    More hack sharing = faster nerfs incoming :/

    • @DemiZhuang
      @DemiZhuang  10 месяцев назад

      🫣

    • @TheMomo1966
      @TheMomo1966 10 месяцев назад +1

      Haha. You referring to SA accounts closure next year😂