Citi Rewards Credit Card Full Guide | 4mpd or 2.27% Cashback
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- Опубликовано: 18 окт 2024
- Citi Rewards Credit Card for either 4 miles per dollar or 2.27% Cashback. When paired with Instarem Amaze it converts your in-person transaction to online allowing you to earn the 10X reward points.
💳 Citi Rewards - bit.ly/dzcitir...
(must pair with 🌟 INSTAREM ➡️ bit.ly/49fngBD)
• Standard Chartered Sma...
📝 Written Guide - demizhuang.com...
T&C - bank.com.sg/credit-cards/rewards/citi-rewards-card/pdf/10x-rewards-promotion-terms-and-conditions-2020.pdf
My Credit Card Combination (for day to day expenses)
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MILES
💳 DBS Womans World Mastercard - bit.ly/dzdbswwmc
💳 Standard Chartered Smart - bit.ly/dzscsmart
💳 Citi Rewards - bit.ly/dzcitir...
💳 UOB KrisFlyer (3mpd on Dining & Food Delivery), if you spend $800 on SIA Group txn in the membership year) - bit.ly/dzuobkf
💳 UOB Ladys - bit.ly/dzuobladys
💳 HSBC Revolution - bit.ly/dzhsbcr...
✈️ Kris+ App Code - bit.ly/dzkrisplus | Key in Code - Z210966
💚 HeyMax - bit.ly/dzheymax
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Connect With Me
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📫 Email - demi.zhuangg@gmail.com
💛 Support - ko-fi.com/demi...
👋🏼 Instagram - / demiizhuangg
🌐 My Website - demizhuang.com
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Books that Changed My Perspective (Life & Money)
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📚 The Pathless Path - shope.ee/3ffuA...
📚 The Psychology of Money - shope.ee/6fJVj...
📚 Die with Zero - shope.ee/3VMTx...
📚 Welcome to the Hyunam-dong Bookshop - shope.ee/2ArSS...
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Disclaimer
Hey guys, I just wanted to mention that with all the videos I've posted to-date should not be taken as financial, investment or trading advice. All views expressed in the videos are that of mine. Remember to always do your own research before making any decision. All that I've mentioned in the videos are ways and how it has helped ME in my personal finance journey. I hope you take away snippets of insights and if it can be applied to your financial situation that'll be great. I do not represent and will not be liable in any way for the decisions you make after watching the video. 🫡 Some links above are affiliate link. I earn a little at no cost to you!
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Adding the amaze card on to a digital wallet like Samsung pay. Does it not allow me to earn the 4mpd?
Hi Demi, thanks for the amazing walk-through! May I know am I still entitled for the welcome thank-you points if I signed up thru my friend's referral or SingSave referral link?
You mean the bank’s welcome points right? Nope they don’t stack.
@@DemiZhuang I see, thank you Demi!!
good question! glad i saw this. thanks for asking! thanks too Demi! 💯💯
Am I right in saying that the amaze card has a 1% domestic fee on all transactions over 1,000 SGD in a calendar month? Should I stop using the card after it hits the 1,000 SGD mark? We normally spend over this amount in a month.
Yes after the 1,000 limit, change card
@@DemiZhuang thank you! Any recommendations of which card to switch to after reaching 1,000 SGD. Will be using alongside SC Smart card for transport. My wife will be using the same cards as supplementary cards.
@@tomtaaffe1599 on what kind of expense? :)
if i use it for grab ride and public bus or mrt will i get the 2.27%?
Thank you, trying to figure how to get the points to miles for my next vacation cheers
Great video! Keep up the good work
Thank you for sharing! Very helpful!
Thanks for this!! Subscribed
Thanks for the video. :). Can we pay for Health/House insurance towards UOB One accounts min $500 monthly requirement? Will that counts?
For the HSBC revol + rewards/insta combo, is claiming miles more worth compared to cashback?
If pair for oversea payment, will we incur credit card fee?
Can u talk about if trust cash back Is a good pairing with amaze
trust new cash back card is visa though and with it's great foreign currency exchange rate and no fees, on it's own it's already a great card if you can meet the requirements.
If use amaze card to top up Starbucks wallet, is it considered online transaction? Or is it excluded as wallet top up? Anyone know the mcc for Starbucks wallet top up?
i would like to find out this also
Can i pay using apple wallet with the linked amaze card to get the 10X?
Do I need to physically tap the card? I have added it to Gpay, and and doing paywave. It should also work right?
which card?
@@DemiZhuang The rewards card. Although I do have amaze but I haven't added it to my gpay.
@@AishwaryShivgan55 i dont think it gives points.
If we setup to auto pay the credit card bill, will we miss the chance the waive the annual fee as it will pay the annual fee automatically?
Does the 4 mpd still work if I use the amaze card through apple pay or it is strictly by physical card only
Apple pay amaze can
@@DemiZhuang Thanks!! I was thinking I have to wait for my physical amaze card to arrive before I can start utilising this citi rewards + amaze combo
Is it necessary to carry, pay via physical Amaze card? No virtual amaze card or any virtual payment option?
Some are saying they're able to add it to google pay!
If I use the Amaze card linked with Citi Rewards Card to pay for car servicing MCC 5511, will still earn 10x rewards points?
Would instarem amaze card + citi rewards credit card give 4mpd in restaurants?
Yes
Am I the only one holding on to citi rewards Visa card?
hi demi, any idea how to change Citi Rewards Card billing cycle? Would like to align the billing cycle with my other credit cards, was wondering if you know how to. Thanks!
Call in their customer service hotline! they should be able to change it for you!
@@DemiZhuang thanks! Appreciate it!
If i use amaze card, is it considered as eligible transaction for singsaver credit card signup reward?
Yep as long as the transaction doesn't fall under the list of exclusions.
Hi Demi, does city rewards card have any minimum spend, is it $500 minimum spend?
No min spend
For the annual fee, is it possible to waive it off?
Normally after I register the card, how soon can i get the credit card?
@@weijie9851 same question too! i just started a fulltime job and want to apply for these 2 cards, not sure how long it'll take to come.
If the amaze card is paired with the Citi rewards card, does the cap of $1000 spending for the 10x rewards still apply?
Yes
Amaze only works for in person transactions? This means food delivery platforms will not work for 10x reward points?
it will work! for direct citi rewards card usage! you're only using amaze linked w citi for in person txn so it helps to make it online.
@@DemiZhuang Thanks for the reply! Can I also check there is no restrictions to add the Instarem Amaze card to apple pay and then using it via my iPhone to Paywave? I know cannot use the citi rewards to paywave directly.
@@Luden0906 i dont think instarem is able to add to apple pay at this current point in time!
hey! what will happen if i link the amaze card to google pay and use google pay to pay instead?
I read a website that says that would work too
seems to work for me
That would work too - used to use to pay this way before I moved to Apple
It'll work, but iirc, not earn u 10x rewards points...
@Ko911ed who says? I am earning 10x points.
if I use amaze card to pay for dental eg: Q&M. am i entitled to 10x points?
I just read the T&C's excluded txns list, if im not wrong I think yes.
Can citi reward card pair with you-trip for overseas use ?
Nope, only Amaze does CC pairing
@@GuyWithTheCapitalJ thank you
but cc pairing the exchange spread is not as good.
@@maxwellang2827 just for experience :D
I don't use credit card overseas , only when the environment requires will have no choice. months ago I went to batam a ice cream shop don't accept cash and also emergency time I missed my flight with not enough cash on hand, I uses amaze with Citi rewards so now I was wondering to try you-trip see the difference
Isn't there a 1k local spend before they charge the 1% fee?
yes thats right.
@Demi Zhuang, I think you should clarify that adding the CRMC to your mobile wallet and paying by tapping your phone (paywave) at the approved MCC physical merchants still entitles you to bonus 4mpd. Just to clarify, this is not the same as Apple Pay/Google Pay @1:27
pairing w amaze would already render the physical card useless and be left at home. just use the amaze everywhere.
Meaning no advantage of pairing with Amaze Card @rubbersotong 😂?
@@DemiZhuangtrue but thats not my point. I get it anyways now.
@@matthewwong8023 surely not what I meant but since you seem like someone incapable of spending more than $1000 per month then keep using Amaze for every items and pay the local tranc fee ;)
@@matthewwong8023 funny ignorance
lol donate
Hey any signup or referral bonus for Citi Rewards card,
existing customer as I have citi smrt card
not for existing customer :(