Phantom charges from MOHELA 👹 | Transfer Tuesday

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  • Опубликовано: 10 сен 2024
  • Debt paid off to date: $143,849.31 ($99,978.42 in principal, the rest in interest) 😮‍💨
    Hello!👋 If you're new here, my name is Rachel. I'm a millennial with lots of student loan debt.💰 I'm here to share my story as I push for financial independence and debt pay-down in hopes of inspiring others to feel that there's hope to get out from under their debt and take their life and finances back! If you need a little boost of motivation, you can subscribe for weekly videos.
    💖Venmo @Rachel-Hickey-20
    🌟Paypal: @Rachelh3385
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    DISCLAIMER: I am not a financial advisor or expert. I just love talking about personal finances and want to share my journey to financial freedom and help you get there too!

Комментарии • 42

  • @labcat647
    @labcat647 28 дней назад +14

    Potentially $900 for a 3 day trip… geez, I would have rescheduled the oil change.

  • @user-xc4nc5gv3f
    @user-xc4nc5gv3f 24 дня назад +1

    rachel maine has been treating you good and it shows!! i hope you get the promised sea days from now on as you deserve from your employer and fishermen. pls do your vlogs and transfer tuesdays outdoors when it’s sunny! loving the outdoors setting ❤

  • @CH-bi8tl
    @CH-bi8tl 28 дней назад +8

    It's just an oil change. I wouldn't give up 2-3 potential sea days to go overpay at a dealership. I'd suck it up for this time to attempt the sea days and hope they don't get cancelled.

  • @debra3465
    @debra3465 26 дней назад +1

    The student loan situation is insane . I called twice this week and I still can't understand what they are doing. I was told to apply for the SAVE program ,however the government has the plan locked due to the court hearings. ? Its clear nobody knows what is happening, yet they manage to tack on 471.00 a month in interest!
    I feel like im on a sinking 🚢
    Stay strong Rachel, you are not alone in this debacle ❤

    • @its.rachel.hickey
      @its.rachel.hickey  25 дней назад +1

      Oh my gosh, I am so sorry to hear that! What a nightmare! Thank you, I appreciate the support and right back at you!☺️

    • @carolwoodward6141
      @carolwoodward6141 22 дня назад

      Yikes. $471. Robbery.

  • @rgf11235
    @rgf11235 10 дней назад

    Money moves for the week. I babysat twice for $104. I paid for mcdonalds using a gift card I got using credit card points (10% more!) and I used coupons. I got a free soda from 7 eleven because points. I returned some clothes that didn't fit and used the gift card I got back (I used a gift card to pay in the first place) to buy new clothes in preparation of going back to the office more days a week.

  • @MattsGamblingSlots
    @MattsGamblingSlots 28 дней назад +5

    Friggin Mohela Firefox 🔥🚽💀. I hope you get this resolved. You've already been through a lot and we've seen it

  • @tripisco3730
    @tripisco3730 27 дней назад +2

    ¡Gracias!
    Been following you for a long time. I really enjoy how real you are. You let it all out, you make mistakes, you aren’t afraid to say “I’ve been having a crappy time”. I appreciate it. We’re not perfect. I can’t wait for the day I check your channel and there’s a video titled “last student loan payment!”😌

    • @its.rachel.hickey
      @its.rachel.hickey  25 дней назад +1

      Thank you SO much!! You have really made my day and the supportive words are so appreciated! One day!!👏

  • @juliequick5526
    @juliequick5526 27 дней назад +2

    Maine looks fabulous and the gym membership is well worth it for mental health at the very least. Take advantage of all the options that a non structured working week gives you! Your spirit is mending and you have your glow back. One of my fave sayings when things are tough is “This too shall pass” and it always does. Stay strong x

  • @Crystal-je7gx
    @Crystal-je7gx 27 дней назад +2

    Enjoy your concert. Agreed summer is going by quick. How are you and the cats settling in at your aunts house? Good to hear you making plans about getting out of the house and getting exercise. I need to get to the library too. Heres to hoping you get all the sea days you need and can relax alittle bit knowing you are at least better off then july.

    • @its.rachel.hickey
      @its.rachel.hickey  25 дней назад

      Thank you so much!! We are settling in very nicely.☺️

  • @YazWhyNY
    @YazWhyNY 27 дней назад +1

    As a city girl, the footage of your new area is amazingggggg. Just the nature sounds are wow!

  • @patriciaonyemena5183
    @patriciaonyemena5183 28 дней назад +2

    That same thing happened to me with Mohela. I recently seen there was a lawsuit against them too. They are a hot mess

  • @cali_love5977
    @cali_love5977 28 дней назад +2

    I’m an oil change at the dealership (Toyota) I got a 3 oil change package twice, it was $120. That deal is no more and it’s $80 here for a regular oil change 😮 I am also slightly over my mileage as we speak. Debating where I can get the best price at the deal ship or do it at home next time.
    My car has only known the dealership for its oil changes, I don’t mind spending an extra $30 to go there. But yes, oil changes have gone up and they don’t even rotate the tires for free anymore, so that’s a trip to Costco just to do that :/

    • @Nwladylaura369
      @Nwladylaura369 28 дней назад +1

      You can go more like 5k miles before an oil change. I would just reschedule it or go to jiffy lube. Save the receipts for your records.

  • @TheahLil
    @TheahLil 27 дней назад +1

    I dont really get all those requirements, since in AZ (where I live and own a rental) I pay zero dollars. I dont have an LLC set up to do this. I'm glad you are having a better time, and doing the best to shift gears and enjoy yourself the rest of this summer!! I'm feeling like I am really trying to enjoy myself, too.

  • @josephdaly2015
    @josephdaly2015 28 дней назад +2

    Omg those student loans are beyond a nightmare whatever way you look at them. I see someone else put in a comment about seeing a lawsuit against Mohela, could you put in a lawsuit for the stress of it all and for your settlement just get the loans cleared? 🤔😂🤣 it’d be a great idea if it worked. It’s great you’re finally getting sea days . Pity you missed the three days cause of oil change. Enjoy the concert. The scenery around you looks beautiful. Have a great week. Mary, Joes wife 🙇‍♀️👏💪👍🙏💐

  • @workinprogresssince1974
    @workinprogresssince1974 27 дней назад +1

    I always take my car to the dealership. It's the only garage that I've ever had that gets things right first time and doesn't quibble if something needs relooking at. I've even had a couple of discounts when things haven't been perfect.

  • @ClairenParkerontheRoad
    @ClairenParkerontheRoad 28 дней назад +3

    I'm having a rough month. I found out the one pharmacy in my area that has ny medication consistently raised the price $40 because they are now rejecting goodrx. Sigh. Nice video.

    • @its.rachel.hickey
      @its.rachel.hickey  25 дней назад

      Oh no! I'm so sorry to hear that. I hope you're able to find a solution soon!

  • @FIRE_DrNinjaTurtle
    @FIRE_DrNinjaTurtle 28 дней назад +1

    I got a letter with an amount approaching a half million from Mohela. I hope that it is a phantom increase of 30% beyond what I owe.

  • @galupproperties3098
    @galupproperties3098 28 дней назад +2

    Planning on getting some snow tires in November haha. Paying cash of course. Around $900.

  • @cali_love5977
    @cali_love5977 28 дней назад +3

    I thought you get $300/day. You said the check was for 3 days plus our mileage reimbursement for a total of $900?

    • @melindaoa8668
      @melindaoa8668 28 дней назад +2

      Taxes?

    • @Welllyboots
      @Welllyboots 28 дней назад +1

      Health insurance

    • @cali_love5977
      @cali_love5977 27 дней назад

      @@melindaoa8668 I’m sure she said, she’s 1099 at the job. And health insurance isn’t paid via the employer either. She could have misspoke.

    • @its.rachel.hickey
      @its.rachel.hickey  25 дней назад +2

      Yes, so $900 for the sea days. About $773 or so after taxes. Then $142 reimbursed for mileage, not taxed = $915

  • @MyPawPrintLife
    @MyPawPrintLife 27 дней назад +1

    Oh-are these your Aunts geese? Either way-I love them🥰

  • @Stephanie_12345
    @Stephanie_12345 28 дней назад +2

    Rachel 👋👋👋

  • @ventureswithvee
    @ventureswithvee 28 дней назад +3

    this mohela stuff is insane. hoping that everything resolves soon for you 🤞🏼

  • @carolwoodward6141
    @carolwoodward6141 28 дней назад +1

    Hello. Rachel.

  • @catgodfrey6451
    @catgodfrey6451 28 дней назад +2

    😊❤😊

  • @carolwoodward6141
    @carolwoodward6141 28 дней назад +1

    My money moves … new tires. You know how that goes.🛞🛞🛞🛞