Suggestions- you must have a base amount. So, based on excel the current salary becomes the starting point. But there might be previous amount. So that becomes base. Nice video and thanks for nice calculator, your loan calculator is awseome.
Its a useless calculated, the excel sheet is locked thus when calculated EPF amount is more than 7 digit then I can't expand to see the total...great job team
Thank you the detailed explanation, you mentioned that 7:15 0.5 % is paid to EPFO as a premium for insurance. 1. How can we know the details about this insurance 2. If we want to use this insurance facility how can we use it?
Hello Sir .. Aapke videos me private employees ko dhyan me rakh kar vdos banaya jata hai... jo but obvious hai ki unki sankhya jyada hai but pls gov . employee ko dhyaan me rakh kar bhi vdo banaye.. aur ek vdo old scheme Income tax saving par vdo jarur banaye..
Please can you create a separate video for only the topic of 100 percent withdrawal steps in case of scenario where a person is unemployed for more than 2 months.
There should be a base amount section if i already have amount in epf and working since last 12 years then i get the correct corpus .. and the calculator is great thank you
Very informative video. Appreciate the efforts to educate people. I have 3 questions: First, if someone leaves the job and still want to stay invested till the age of 58 or 60 in EPF (without contributing further after leaving the job), is this allowed? Or withdrawal is mandatory who is not in job? Secondly, pls elaborate on EPS process. Does it start automatically or How can someone apply for pension to start? Is this lifelong or till a certain age? Does this also continue for dependents? If someone leaves job at age 40 and withdraws EPF amount, what happens to accumulated EPS amount? Thirdly, what if someone continues to work after 60 years of age. Lets say someone works till 65, will EPF and EPS amount still get added up?
I left job on Jan-2022 and still I kept money on EPF but not getting interest, this topic you missed to cover Sir Ji, please make video of reply on this, what should I do to get interest every year?
The calculator assumed we remain in the same company throughout the contribution period. Rule says if you change your company, interest will accrue for 18 Months of last employer contribution and then account remains as is since further contribution will come in EPF account opened by new company (in same UAN).
Tried using the calculator. I started working at the age of 22 and now I am 38. I know the current amount in my EPF. Using the calculator now at the age of 38, it does not consider what I already have in my account I believe. Please add this. There should be a field to enter the current EPF balance and it should start calculation from there.
Very nice video, Could you please make a detailed video on EPS (Pension) and how it has to be managed while changing jobs , what are the documents to be taken from Ex employer and how the claim is made
Sir please make video on higher pension scheme vs old pension scheme. Which is better for compounding effect. And the corpus We get from old pension scheme after age of 58 we could invest it in mutual fund swp plan. Which one is better in that respect.
great video. Thank you. just one request, can you make a video on EPS details and how to apply for it ? how to find the EPS info of someone expired like father expired, now how can family find it?
If there is no contribution for 6 months or more than 6 months in any epf account then what are the consequences and what should do ? Please explain.. thank you.
Hello Sir, your video is extremely grateful but I have a question for you. In your video you have captured as an employer contribution to EPF but you didn't mention under which section?
As it was mentioned in your video, that it's compound Interest on the EFP amount, If I login to EPFO site, it does not show any compound interest value. It just shows cumulative amount contributed by Employee & Employer. Where can I check my compounded interest value in EPFO site? Whether it shows in EPFO site or not ?
one thing is missing in this calculator sir.... What if someone is having some initial amount already in EPF. Can you please consider that in your calculator?
Hi… thank you for such detailed video on EPF. Question - how long can i keep money in EPF when i am not contributing to EPF (not working in India anymore). Rule says for 36 months Interest will be paid is that true still
The excel sheet is showing ###### on cells after 12 years, after entering a high salary amount, ig it is because of overflow when corpus exceeds 10 crores....
i have shifted to new organization where NPS is implemented instead of EPF. what should i do with the EPF / EPS after 3 years of non service in the last PF a/c
Context - I am about to take a home loan. I have completed 4 years 5 months of continuous service Q1) Can I withdraw money for pre-payment of loan at any point on the loan tenure after I take the loan? Q2) Should (Can?) I wait to complete 5 years of service before withdrawing to have 0 tax implications?
Hello sir, I transferred out of india in same company in aug 2022 and I am no more contributing to PF now. So what will happen to my PF balance. For how many years I can keep my AC without removing PF balance.? After how many years my AC will get doormat.? Will I keep getting intrest.? Intrest earned after my transfer or ac inactive will be taxable.? Thanks in advance
EPF Employee contribution is covered under 80C for tax deduction with a cap of 1.5 L. What about Employer contribution, is this covered under some sections of income tax for deduction benefit? If yes under which section?
I had initially planned to retire at 62, work part-time, and save money, but the impact of high prices on various goods and services has significantly disrupted my retirement plan. I'm worried about whether those who experienced the 2008 financial crisis had it easier than I currently am. The volatility of the stock market is a concern as my income has decreased, and I fear that I won't be able to contribute as much as before, potentially jeopardizing my retirement savings.
Can you make video on higher pension scheme and it's current status. I come to know that many employers have yet not processed request of higher pension and pending with them.
If I choose 12% instead of standard 1800, will it reduce my in-hand salary? What is the law? Can company take out employer contribution from my other components like 'special allowance' etc. ? or is it offence by company? Please give info on this.
How to solve this problem- "Transfer claim request is already submitted for previous account." This issue lasting since a long time. Could you create a video on this as well?
Aapka me bahut saalo se followers hu. Thanks for sharing all details. Magar kush basic saval hai.. Businessman Business kare ya itane sare calculations? Sarkar kyu zabardasti ye karva rahi hai? Employee payment le aur vo kush b kare ? Esme employers ka kya role? Mere 17 Employee hai aaj.. Expansion karu ya nahi.. Ye zanzat mere fayde k hai ya nuksan k ?
What is the tax on interest accrual for employee contribution? Also, the interest amount has to be more than 2.5 lacs or the investment for tax deduction?
Thank you, for all information shared, But I want to how one common person to calculate his epf amount will get,after he/ she some reason job less,sutivation 2 to3 months later.
Hello Sir, thanks for the informative video, ek query hai, agar koi person 58 age ke badh apna EPS i.e monthly retirement pension leta hai toh use kis age tak milti hai, is it till death ya jab tak uske EPS me balance/amount hai tab tak?
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NPS pe bhi ek video banaye jisme ye jarur discuss kare ki NPS ke funds ko restructure kab kare aur kaise kare jisse maximum returns mile
There is no provident fund of current central government employees, only NPS.
Sir make a video around NPS employer contribution and exemption on new tax regime, under 80CCD2.
Thanks for explaining everything in such a good manner.
Sir pls make detail video on NPS. Covering topics of taxation, withdrawal, plus and minus points of NPS
+1
I was extremely confused before Regarding EPF and all
But after watching this incredible video...It's all clear to me..Thanks 😊
❤
Suggestions- you must have a base amount. So, based on excel the current salary becomes the starting point. But there might be previous amount. So that becomes base.
Nice video and thanks for nice calculator, your loan calculator is awseome.
Sir agar paise nikalne hai job chodne k baad to kya poora Paisa nikal sakte hai pension wala part bhi
Its a useless calculated, the excel sheet is locked thus when calculated EPF amount is more than 7 digit then I can't expand to see the total...great job team
Question:-
1:- Kya EPS withdrawal kara ja sakta h?
2:- EPS ko details me samjhaiye
Thank you the detailed explanation, you mentioned that 7:15 0.5 % is paid to EPFO as a premium for insurance.
1. How can we know the details about this insurance
2. If we want to use this insurance facility how can we use it?
Hi Mukul,
Taxation on EPF is complex after April 2020. An example of scenarios and taxes to be paid for HNIs would have been helpful.
Hello Sir .. Aapke videos me private employees ko dhyan me rakh kar vdos banaya jata hai... jo but obvious hai ki unki sankhya jyada hai but pls gov . employee ko dhyaan me rakh kar bhi vdo banaye..
aur ek vdo old scheme Income tax saving par vdo jarur banaye..
I must say its a very nicely described video. One confusion they why a lot of people doesn't have pension only pf contribution goes to that employee.
Please can you create a separate video for only the topic of 100 percent withdrawal steps in case of scenario where a person is unemployed for more than 2 months.
Thank You sir,
Epf ke bare me bahut Sara video dekha. But aap jaisa samjhaye aisa nhi mila. Confusion clear ho gya. Thank u very much.
Very informative video for All employees keep it up Sir.
There should be a base amount section if i already have amount in epf and working since last 12 years then i get the correct corpus .. and the calculator is great thank you
Gazab samjhaya sir maja aa gya sara confusion khatam
superb video for understanding the concept... please add one more column for the voluntary contribution of the employee.
Can u pls provide the maturity calculation in case of VPF
Very informative video. Appreciate the efforts to educate people. I have 3 questions:
First, if someone leaves the job and still want to stay invested till the age of 58 or 60 in EPF (without contributing further after leaving the job), is this allowed? Or withdrawal is mandatory who is not in job?
Secondly, pls elaborate on EPS process. Does it start automatically or How can someone apply for pension to start? Is this lifelong or till a certain age? Does this also continue for dependents? If someone leaves job at age 40 and withdraws EPF amount, what happens to accumulated EPS amount?
Thirdly, what if someone continues to work after 60 years of age. Lets say someone works till 65, will EPF and EPS amount still get added up?
I left job on Jan-2022 and still I kept money on EPF but not getting interest, this topic you missed to cover Sir Ji, please make video of reply on this, what should I do to get interest every year?
The calculator assumed we remain in the same company throughout the contribution period. Rule says if you change your company, interest will accrue for 18 Months of last employer contribution and then account remains as is since further contribution will come in EPF account opened by new company (in same UAN).
Sir pls reply this question ...After getting salary how many days it takes to reflect that months amount in EPF account?
Thank you so much sir the content was so clear and easy to catch.
You are most welcome
Missing a couple of points in the calculator.. current amount in the PF account and VPF contribution... that will make your calculator complete
अगर घर के रहे हो तो होम लोन का amount ज्यादा के vs PF से amount निकाल कर loan amount कम कर दे।
Which option is beneficial
Hi pl make a detailed video on tax norms on different withdrawal methods of EPF
Pension can be more than Rs. 7500 if option A is selected. For option B pension is below Rs 7500.
Please talk about the EPS. How does one get a monthly pension.
Tried using the calculator. I started working at the age of 22 and now I am 38. I know the current amount in my EPF. Using the calculator now at the age of 38, it does not consider what I already have in my account I believe. Please add this. There should be a field to enter the current EPF balance and it should start calculation from there.
UR A GENIUS MUKUL SIR ♥️
Very nice video, Could you please make a detailed video on EPS (Pension) and how it has to be managed while changing jobs , what are the documents to be taken from Ex employer and how the claim is made
VPF Calculations bhi batiya.
Sir please make video on higher pension scheme vs old pension scheme. Which is better for compounding effect.
And the corpus We get from old pension scheme after age of 58 we could invest it in mutual fund swp plan.
Which one is better in that respect.
Thanku so much sir... Very help full information
Employer contribution breakdown is interchanged in the video. EPF is 8.33% and EPS is 3.67%. 5:33
great video. Thank you. just one request, can you make a video on EPS details and how to apply for it ? how to find the EPS info of someone expired like father expired, now how can family find it?
How to calculate the final EPF amount for someone who is 30 years old and already have an existing EPF contribution since the age of 22.????
If there is no contribution for 6 months or more than 6 months in any epf account then what are the consequences and what should do ? Please explain.. thank you.
Hello Sir, your video is extremely grateful but I have a question for you. In your video you have captured as an employer contribution to EPF but you didn't mention under which section?
Disgrace -- Actual amount jo baenaga last mein woh 53 lakhs hoga not 5 crores.
As it was mentioned in your video, that it's compound Interest on the EFP amount, If I login to EPFO site, it does not show any compound interest value. It just shows cumulative amount contributed by Employee & Employer. Where can I check my compounded interest value in EPFO site? Whether it shows in EPFO site or not ?
one thing is missing in this calculator sir.... What if someone is having some initial amount already in EPF. Can you please consider that in your calculator?
Please add a section where user can enter the DA % value. For Govt. Employees DA is revised every year.
According the EPF contribution is adjusted
Great video
The Excel file does not account for VPF contributions.
Also, the base amount is not captured in the Excel.😊
PF EDIl Charges & Admin Charges how much percentage? ESIC me govt fees kiya hai?
What would be the monthly pension amount from EPFO after retirement, throw some lights on this aspect.
Hi… thank you for such detailed video on EPF. Question - how long can i keep money in EPF when i am not contributing to EPF (not working in India anymore). Rule says for 36 months Interest will be paid is that true still
Video is really good but There are few more things on EPF u have not covered yet.
The excel sheet is showing ###### on cells after 12 years, after entering a high salary amount, ig it is because of overflow when corpus exceeds 10 crores....
i have shifted to new organization where NPS is implemented instead of EPF. what should i do with the EPF / EPS after 3 years of non service in the last PF a/c
One question - during transfer, how is eps transferred from company to company ? Also, what are the rules for eps withdrawal ?
where to show employer's contribution towards EPF in ITR ?
Can you please tell me what would be the calculation of the pension after 58 years if you have changed multiple organization which under one UAN ?
एव्हरेज सॅलेरि कैसे निकाली जाती है.क्रूपया बताईये.
Epf ka payment retirement k time ek sath milta hai ya pention k roop me tuk tuk kar ke btaiye sir
What is the Taxation Clause if contributions is above 2.5 lakh employee contribution ??
Excel calculator is very helpful. Please add vpf section in this calculator
Excel is protected and amount is not visible in cells after 10-15 years- cell width must be allowed to be changed
Good information! Can you also tell based on the EPS balance, how much monthly pension one can get?
Context - I am about to take a home loan. I have completed 4 years 5 months of continuous service Q1) Can I withdraw money for pre-payment of loan at any point on the loan tenure after I take the loan? Q2) Should (Can?) I wait to complete 5 years of service before withdrawing to have 0 tax implications?
Thanks for yet another insightful video. How about calculation as per recent option with EPS-95 in consideration?
can you also add an option to add current accumulation in the calculation for PF at retirement
Thank you for sharing this video ❤ I had a question - on my passbook EPS is showing as 0, what does that mean?
Hello sir,
I transferred out of india in same company in aug 2022 and I am no more contributing to PF now.
So what will happen to my PF balance.
For how many years I can keep my AC without removing PF balance.?
After how many years my AC will get doormat.?
Will I keep getting intrest.?
Intrest earned after my transfer or ac inactive will be taxable.?
Thanks in advance
Thankyou so much aapne bhaut clear kr diya sir but ek just cheez mujhe clear krni h ki epf ka rupee alag milega or eps ki pension alag milegi right??
EPF Employee contribution is covered under 80C for tax deduction with a cap of 1.5 L. What about Employer contribution, is this covered under some sections of income tax for deduction benefit? If yes under which section?
I had initially planned to retire at 62, work part-time, and save money, but the impact of high prices on various goods and services has significantly disrupted my retirement plan. I'm worried about whether those who experienced the 2008 financial crisis had it easier than I currently am. The volatility of the stock market is a concern as my income has decreased, and I fear that I won't be able to contribute as much as before, potentially jeopardizing my retirement savings.
Can you make video on higher pension scheme and it's current status. I come to know that many employers have yet not processed request of higher pension and pending with them.
If I choose 12% instead of standard 1800, will it reduce my in-hand salary? What is the law? Can company take out employer contribution from my other components like 'special allowance' etc. ? or is it offence by company? Please give info on this.
Sir
According to my knowledge for the employer the maxi amount he will share Rs. 1800 or 12%
Please explain about VPF
Sir, thanks for the info. Could you please tell me that how much amount would be deducted from 5 Cr by the Govt post retirement while withdrawal ?
Very Well Explained Sir
How to solve this problem- "Transfer claim request is already submitted for previous account." This issue lasting since a long time. Could you create a video on this as well?
Sir, pls also say about gratuity and how to calculate it. Most of the company not say about it.
Sir,how can we consider pension amount this?please explain
Plzz bring a video on CMPF AND CMPS
Please make a video on NPS vs EPF
Sir please ek video NPS account holder employees ke liye bhi detail video banaiye
whether EPF is applicable for government employees ?
sir jiski 15,000/- in hand salary hai oosko compulsary hai ya optional? please clear this.
Yogi ji, is there TDS or taxability on the interest accumulation in PF account , on early retirement after 30 years of working?
Aapka me bahut saalo se followers hu.
Thanks for sharing all details.
Magar kush basic saval hai..
Businessman Business kare ya itane sare calculations?
Sarkar kyu zabardasti ye karva rahi hai?
Employee payment le aur vo kush b kare ? Esme employers ka kya role?
Mere 17 Employee hai aaj..
Expansion karu ya nahi..
Ye zanzat mere fayde k hai ya nuksan k ?
EPS ka jo contribution hai usko hum kab withdraw kar sakte hain ? Ya fir agar wo monthly pension main convert hoga to uska procedure kya hai ?
Nicely explained 🎉
Nice video well explained thank you
What is the tax on interest accrual for employee contribution? Also, the interest amount has to be more than 2.5 lacs or the investment for tax deduction?
Thank you very much sir ❤
Sir Jo per month 1800 Amount Cut hota usko Increase kara sakte hai kya Usk Benifits aur Nuksan bhi bataye
Really very good interesting information
Thanks
Thank you, for all information shared,
But I want to how one common person to calculate his epf amount will get,after he/ she some reason job less,sutivation 2 to3 months later.
Sir service length is not ten years in one company but I'm contributing regularly in epfo through different companies am I eligible for eps pension
Hello Sir, thanks for the informative video, ek query hai, agar koi person 58 age ke badh apna EPS i.e monthly retirement pension leta hai toh use kis age tak milti hai, is it till death ya jab tak uske EPS me balance/amount hai tab tak?
Govt employees k liye NPS par ek video banaye
How to calculate pension amount considering current salary, long before retirement age.? Say at age of 35yrs
🙏🙏Sir, क्या EPF और PPF दोनों को एक कर्मचारी साथ साथ चला सकता है.. कृपया मार्गदर्शन करें..
सीताराम..
Calculation for employee having considered more the 15000/- of salary ?
Proper pension planning kese kore ek video please