Learning To Say NO - Dave Rant

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  • Опубликовано: 23 янв 2025

Комментарии • 656

  • @Elena-er7zp
    @Elena-er7zp 6 лет назад +1014

    We wanted to get pizza delivered tonight because it's a holiday and we deserve it.
    After watching this, I'm boiling a 88 cent pack of spaghetti, making my own sauce with 3 lbs of tomatoes I bought on markdown for 99 cents and defrosting some ground beef that I bought on clearance. That's what's for dinner tonight. Not some $20 pizza.
    Always love coming to RUclips to watch these rants when we have moments of weakness.

    • @findAplaceToCallHome
      @findAplaceToCallHome 6 лет назад +14

      How is the plan going? After about 6 months of recklessness I feel I'm finally getting back on tracj

    • @CarasGaladhon
      @CarasGaladhon 6 лет назад +21

      And it was probably much healthier 🙂 good luck

    • @markm318
      @markm318 6 лет назад +30

      $1 mac & cheese and 88¢ green beans with some diced onion for me.

    • @gigimargal9234
      @gigimargal9234 6 лет назад +10

      This is a great tip!!! 😱❤

    • @zyilund
      @zyilund 5 лет назад +2

      I always say, oh no.... I need this. Lol

  • @Kenoji8
    @Kenoji8 7 лет назад +406

    Dave is like the family's rich uncle that no one talks to because "Oh, well, he's crazy because he found a way to get out of debt and doesn't mince words when he sees us getting under in our finances." But if you listen to this rich uncle, you will find a treasure trove of invaluable tools and methods to help you to obtain a financially peaceful future if you are willing to make the sacrifices.

    • @Peepsyx3
      @Peepsyx3 5 лет назад +5

      No

    • @24cull24
      @24cull24 5 лет назад +12

      This is what my wife and I used to argue about. Saying "No". We're only 24 but our families always ask us for money because of how much we make and the moves we're making financially. We share the lessons we get from these videos and how we're able to afford our new car and our new house but they don't care about that. They just want the money we bust our tails for every day. What sucks is that my wife gave in because she's just a sweetheart and doesn't say no despite knowing our goals and despite knowing I'd be upset. Point is, saying no and sharing the things they don't want to hear is powerful.

    • @emmanueloshaddai3259
      @emmanueloshaddai3259 5 лет назад +4

      he's the rich uncle

    • @marlenathorvald
      @marlenathorvald Месяц назад

      Or not...I guess if you are just financially irresponsible and don't know crap he has advice for you...but he doesn't really give any advice he just tells you to work your dick off and not spend money....that's not great advice. Obviously if you work 6 jobs and eat Ramen noodles everyday you will be able to save money

  • @theresab8501
    @theresab8501 7 лет назад +329

    Learning to say "no" is the best thing I ever learned. I said yes way too many times to people and things. Looking back I realized I used my cc's because I had given my extra cash away expecting pay back. SMH. Amazing how quiet my life is since I started saying NO... Luv it! On baby step 3! Restarting 401k/Roth (baby step 4) late September. Feels great!

    • @shanaythornton4718
      @shanaythornton4718 5 лет назад +2

      Congratulations Theresa!

    • @markwhittaker6866
      @markwhittaker6866 5 лет назад +2

      Well done.
      Keep on keeping on.
      Stay blessed.

    • @MsJoyce31202
      @MsJoyce31202 5 лет назад +5

      And they ALWAYS will pay you back during Income tax time. 😉🤨

  • @TheRisky9
    @TheRisky9 6 лет назад +174

    The most important person that I ever had to say "No" to is myself.

  • @MrYumerican
    @MrYumerican 10 лет назад +380

    One definition of maturity is learning to delay pleasure-Dave Ramsey

    • @NoOneReallySpecial
      @NoOneReallySpecial 7 лет назад +8

      "Do we need it? No. Do we want it? Yes." If people would just separate fun from necessities, they'd be able to survive. My husband and I have been able to pay debts and have fun stuff, cause we pay necessities first and then, when we want to have fun, we buy stuff on sale or save up and then buy. We don't buy new games, etc.

    • @lovethemflowers
      @lovethemflowers 6 лет назад +2

      I gotta write that down . . . and send it to my immature sister!

    • @lovethemflowers
      @lovethemflowers 6 лет назад +1

      The definition of maturity Dave Ramsey read.

    • @georginaramsden4640
      @georginaramsden4640 Год назад

      Felt that 👍 I’m only 5yrs late but better then never lol

    • @CianMcsweeney
      @CianMcsweeney Месяц назад

      Financial edging

  • @naimahharris3596
    @naimahharris3596 6 лет назад +119

    After 7 minutes of hearing Dave say, "No" it actually empowered me!.

  • @tomkotch3726
    @tomkotch3726 7 лет назад +762

    Tomorrow I knock off TWO credit cards! Feels good.

    • @housephone9090
      @housephone9090 6 лет назад +15

      Congratu freakin lations my dude:D

    • @Santiagola24
      @Santiagola24 6 лет назад +7

      Way to go!

    • @bitTorrenter
      @bitTorrenter 5 лет назад +1

      I just increased the limits on 2 of the 3 cards I have. The pleasure is short lived.

    • @Peepsyx3
      @Peepsyx3 5 лет назад +6

      No

    • @itubedv
      @itubedv 5 лет назад +8

      It’s been two years since you posted this, are you debt free know 🤔

  • @BigJ4708
    @BigJ4708 8 лет назад +276

    My wife introduced me to your program and videos about 30 days ago and I'm on baby step 2 now. Thank you for waking me up and realizing how much money I was throwing away each week off my paycheck. I've saved my emergency fund and just paid 750 dollars towards my smallest dept. I can do this and now see a path to financial freedom thanks to you. I really appreciate it.

    • @TheRamseyShow
      @TheRamseyShow  8 лет назад +101

      Christopher, we just show you how. YOU are the one who is taking control of your money. Great job man!

    • @WoodT92
      @WoodT92 6 лет назад +4

      How do you access the baby steps?

    • @s.n.pietrobon8130
      @s.n.pietrobon8130 6 лет назад +4

      Christopher Mallory How is it going now Christopher? It's a year later, wondering if you are still sticking to it. I am just beginning my journey.

    • @JohnnyCleggUK
      @JohnnyCleggUK 6 лет назад +4

      Woodly Tisme: Just google them - they are on his website.

  • @catt99mahal8
    @catt99mahal8 2 года назад +35

    Learning to say “NO” to myself got me out of $120k debt, with 3-6 months emergency fund, and bought my house, And I’m still saying, “NO” on $10 lunch.

  • @tjarena
    @tjarena 9 лет назад +596

    Live like no one else, SO LATER, you can live like no one else.

    • @tyrellmaten5281
      @tyrellmaten5281 7 лет назад +21

      Tom Arena another way i like to think of this is that you must do what others don't so that you can have the life that other won't

    • @9cgx
      @9cgx 7 лет назад +14

      Tom Arena and... "GIVE" like no one else. Everybody conveniently leaves that portion out.

    • @TheToadChild
      @TheToadChild 7 лет назад +2

      Tom Arena The greatest mantra ever!

    • @sychophantt
      @sychophantt 6 лет назад +9

      So Im supposed to wait until I am old and in my worst physical state to start living life?

    • @irvincruz7992
      @irvincruz7992 5 лет назад +3

      @@sychophantt ur a idiot

  • @TheToadChild
    @TheToadChild 7 лет назад +54

    Dave's grumpy days are my best motivational days.

  • @caedesroller1917
    @caedesroller1917 7 лет назад +67

    Thank you for reminding me that NO is a wonderful word. I stopped buying expensive things and I enjoy buying things from the dollar store.

  • @TheFiremonkeyman
    @TheFiremonkeyman 7 лет назад +79

    I wish I'd learned the difference between "Having the money" and "being able to afford it" at a much younger age.

    • @2bituser569
      @2bituser569 7 лет назад +4

      TheFiremonkeyman tell my wife that lol

  • @christinerawls6960
    @christinerawls6960 8 лет назад +62

    Hardest word in dictionary to say but smartest word. We thank you, Dave Ramsey!!!!

    • @LGnLA
      @LGnLA 7 лет назад

      💯💯💯💯💯

  • @rcmag13
    @rcmag13 7 лет назад +83

    I love this one Dave! This culture has lost its way in some cases, glorifying football and weddings more than protecting the family or saving for retirement. A necessary dose of truth!

  • @patriciadennis2113
    @patriciadennis2113 8 лет назад +196

    His rants are awesome.

  • @DrogoBaggins987
    @DrogoBaggins987 9 лет назад +93

    My parents lived through the most prosperous era in history in the richest country in the world and made a lot of money in their lives but ended up with nothing because they never grew up enough to delay gratification for even a little while.

    • @clair233
      @clair233 6 лет назад +10

      Mine are the same

    • @SummeRain783
      @SummeRain783 3 года назад +1

      That’s sad. I think many people do that

  • @gdaygday1209
    @gdaygday1209 5 лет назад +11

    Here i am binge watching, changing habits and my life for generations to come......smiles wide!

  • @Santiagola24
    @Santiagola24 6 лет назад +122

    The "yes" culture. Saying "no" is seen as rude. Don't say yes when you want to say no. Saying no is being assertive not aggressive. It's backing your beliefs and desires.

    • @genxx2724
      @genxx2724 3 года назад +6

      I was excluded from a group of women friends at work in the first year of my career because I couldn’t afford to spend on lunches, outings, and events the way they did. At 56 I’m an everyday millionaire and I can quit working anytime. Idk about them.

  • @janethlvasquez1842
    @janethlvasquez1842 7 лет назад +105

    Today I said NO! to a company offering me a 0% interest CC for 10 months......It felt very...very... good! 💪💪

    • @Jordan4601
      @Jordan4601 7 лет назад +11

      Janeth Lorena Vasquez Toro that's not difficult at all why are you excited

    • @jaywatty8728
      @jaywatty8728 7 лет назад

      +Kirby Dan 😂😂😂😂😂😂

    • @2bituser569
      @2bituser569 7 лет назад +8

      I know people who got 0% interest card. Transferred interest bearing debt and paid it off interest free on the remaining balance. Dave would flip over that but mathematically it makes sense if you can use it to your advantage. Pay it off asap and cancel card.

    • @NSGLiv
      @NSGLiv 6 лет назад +2

      Tell that company to offer you a job

    • @yunusquddusofficialactor
      @yunusquddusofficialactor 4 года назад

      Janeth L Vasquez powerful no

  • @pjr6537
    @pjr6537 6 лет назад +16

    Wish I could like this a million times! He's right on point with this society in general. Everyone is so offended and sensitive, you'd think at times, you were talking to overgrown 2nd graders.

  • @debrawilliams7983
    @debrawilliams7983 7 лет назад +64

    I said this word to myself before I bought my first flat-screen TV. Waited until I could afford it at the right time at the right price. Appreciated it more too!

    • @i.m.7710
      @i.m.7710 6 лет назад +2

      If I ever wanted to buy a flat screen tv, which I don't and have never bought, I would get one free or cheap on Craigslist.

    • @AnimatedIdiotGuide
      @AnimatedIdiotGuide Месяц назад

      Who needs a flat screen tv? Nobody.
      Who deserves a flat screen tv?
      Nobody.
      Keep saying no.

  • @placeholder_name321
    @placeholder_name321 3 года назад +2

    People don't have enough freaking backbone to say "No". Love it.

  • @melaniexoxo
    @melaniexoxo 6 лет назад +165

    I love saying "no" at work when people hit me up for money for baby showers, their kids school sale, going out to lunch etc etc. Boy do people hate you though.

    • @nageshagordon1369
      @nageshagordon1369 6 лет назад +6

      lambchopxoxo so ture

    • @taerod1285
      @taerod1285 6 лет назад +9

      Become their boss and they won't invite you lol.

    • @markwhittaker6866
      @markwhittaker6866 5 лет назад +2

      @Always Be True To Your Own Self
      PREACH!

    • @mandykelly6704
      @mandykelly6704 5 лет назад +1

      😂😂😂😂

    • @juditharsenault2131
      @juditharsenault2131 4 года назад +6

      My niece was having a baby shower for baby #2. My sisters wanted me to kick in money. I said no, she has everything she needs from baby #1. They weren't happy with me but oh well.

  • @GadeaOne
    @GadeaOne 9 лет назад +214

    can't wait to be out of debt SMH. $4.4k left

    • @GalbertKun
      @GalbertKun 9 лет назад +1

      +Alonso Gadea Keep it up Alonso, you can do it!

    • @uisblackcat
      @uisblackcat 9 лет назад +4

      +Alonso Gadea Way to go! Keep it up! Debt is dumb. Cash is king!

    • @GadeaOne
      @GadeaOne 9 лет назад +10

      I recently paid off my student loan. $6,000 in ~ 5 months. Thanks guys for the support! Feels great not having any debt upon graduating. =D

    • @GadeaOne
      @GadeaOne 9 лет назад +14

      Thanks to Tax Returns, some FAFSA, selling things i no longer used, side jobs, and a raise at work. It really is a mindset

    • @kgotter
      @kgotter 8 лет назад +4

      +Alonso Gadea Great job!
      48K more for me :( just started my first budget

  • @gpmiranda873
    @gpmiranda873 6 лет назад +9

    Everytime I feel myself slipping from the plan I watch this. Thanks uncle Dave.

  • @lincolncity9
    @lincolncity9 8 лет назад +128

    I'm used to the word 'no', my wife has been using that word for years. No and headache.

    • @misterhot9163
      @misterhot9163 6 лет назад +4

      lincolncity9 lol that's funny and sadly true!!

    • @i.m.7710
      @i.m.7710 6 лет назад +6

      Sounds like you need a much, much, much better education on that subject. 🤔

    • @rosiecruz5926
      @rosiecruz5926 5 лет назад +1

      😂😂😂😂😂

    • @CarolynP376
      @CarolynP376 5 лет назад

      Lol

    • @liverpooldublin9317
      @liverpooldublin9317 5 лет назад +3

      I thought it's only my problem...

  • @vab7274
    @vab7274 7 лет назад +246

    This is so funny... my 4 year old tell me all you ever say is No, No, No! mommy when will you say yes to me? I told her when I complete my plan with Dave Ramsey...

    • @2bituser569
      @2bituser569 7 лет назад +23

      CLAUDIA NIETOLUCIO say yes when they ask if they can get a job lol

    • @tr7397
      @tr7397 7 лет назад +6

      Daniel Bennett
      Hahahahahahahahahaha 👍

    • @gidleyreporting
      @gidleyreporting 6 лет назад +17

      "Well, ask me if you can clean your toys up." Yes!)

    • @gidleyreporting
      @gidleyreporting 6 лет назад +17

      Tell her she's just not asking the right questions;)

    • @shanaythornton4718
      @shanaythornton4718 5 лет назад

      😂😂😂

  • @vincentbryan1962
    @vincentbryan1962 8 лет назад +78

    I found it awkwardly and really hard when I have to say "no" to homeless people. Because my heart wants to give all the time but I'm not where I want to be financially. It's hard to say no. But one of Dave Ramsey's quotes that I really love is that you live like no one else, so later you can live And GIVE like no one else" this really helped me. Sometimes not helping people and giving them money, gives them the power to help themselves.

    • @outdoorsnevada4138
      @outdoorsnevada4138 7 лет назад +34

      vincent bryan
      It is true. If you gave $ to everyone you saw asking for it you would have none. I have $30 in my car in 1's. I use that money each month to help people on the streets. It helps them in some ways but I don't go broke either. Just budget for it if you do want to give. I give and I feel I am blessed for it because any time I have hit hards times someone would help.

    • @kgarba9253
      @kgarba9253 7 лет назад +18

      Isaac Spencer good for you bro keep the drug trade afloat

    • @2bituser569
      @2bituser569 7 лет назад +8

      Kevin Garbaccio take them to cheap restaurant buy them a meal don't give $ or cards they resale gift cards too.

    • @monikasea
      @monikasea 7 лет назад +13

      I am going to distribute meals not give money.I donate clothes to womens house

    • @fferguson2013
      @fferguson2013 6 лет назад

      Same and will give if necessary after my expenses are paid

  • @LuvandGlamour
    @LuvandGlamour 10 лет назад +44

    Yes Dave. I agree. Learn to say NO.

  • @monicaalva2423
    @monicaalva2423 11 месяцев назад +1

    NO! .... lol Love Dave Ramsey! ... There is a lot of truth in what he says. He is being practical.

  • @keithclark8030
    @keithclark8030 2 года назад +4

    Dave is right. I'm single and have to say No more to myself. I have bills that could have been paid off sooner with a emergency fund, I didn't do either one. Then I had things happen, like hospital stay, car accident and a few other things. Now I'm hurting. Should have listened years ago. It's tough, but now I am making progress. It will take some time, but I am committed to doing thing right to get everything paid off (-the house) the next few years. If anything else happens, I will be in serious trouble because I waited to be serious about this.

  • @cattsmahal1005
    @cattsmahal1005 5 лет назад +4

    “NO” is a complete sentence! 👏👏👏

  • @ad-ross
    @ad-ross 5 лет назад +8

    This is exactly what I need to be listening to. Subscribed.

  • @jeffc5974
    @jeffc5974 7 лет назад +784

    No football game is worth $1500.

    • @bakermayfield9716
      @bakermayfield9716 6 лет назад +10

      Jeff C agreed

    • @mmatrix3998
      @mmatrix3998 6 лет назад +9

      y'all sound broke

    • @stewdog22
      @stewdog22 6 лет назад +31

      If my team was in the super bowl and I had the money for it, I would throw down for that. Otherwise I completely agree. People in general waste a ton of money on sporting events

    • @marcosmercedesn
      @marcosmercedesn 6 лет назад +35

      Those games look better on TV

    • @eduu2
      @eduu2 6 лет назад +3

      Soccer world cup cost much more.
      A popular seat is over 5k, not even vip , vip cost 15k

  • @rachelh3441
    @rachelh3441 10 лет назад +46

    I am making my husband listen to this one when I get home!!!! He can not say no to our 3 & 5 year old and it is horrible.

  • @sonyapope6850
    @sonyapope6850 7 лет назад +23

    This is one of my favorite rants.

  • @ChristinaKwarteng
    @ChristinaKwarteng 8 лет назад +87

    LOL I am cracking up at work! "NO"

  • @Tcgrande77
    @Tcgrande77 3 года назад +1

    Dave, you are the best. I love how raw and honest you are.... the addition of your witty humor and sarcasm is great. Love you!

  • @vanessakohuch4633
    @vanessakohuch4633 5 лет назад +3

    The best motivation when you feel off track is a Dave Rant. Thank you Dave

  • @christinakuders6577
    @christinakuders6577 6 месяцев назад

    Saying no can be hard because sometimes it puts guilt in you but you have to say no and set boundaries regardless. When you say no be firm with it. Don’t feel guilty about setting boundaries and saying no. Dave Ramsey is already making it easier for me to say no!

  • @Ria7020
    @Ria7020 5 лет назад +2

    Thank you very much, for bringing clarity on debt subject and teaching us in our society to say “ NO”
    So much needed

  • @Letsbreal2023
    @Letsbreal2023 8 лет назад +34

    No..the nasty word. love it dave😂

  • @SummeRain783
    @SummeRain783 3 года назад +6

    “Snot flying everywhere, tears going everywhere, laying in the floor, spinning around like they’re breakdancing in the cereal isle of a grocery store” 😂😂😂

  • @chrisspeer990
    @chrisspeer990 7 лет назад +10

    This word no is a word that I need to learn how to say . Over the years i have worked and saved and invested hard as well . The down side is my family always asks me for money and i have helped them . BUT I HAVE REALIZED now that it has only made them weak and more dependent on me ..

  • @angieharris8015
    @angieharris8015 5 лет назад +3

    I can't get enough of listening to you, because of your common-sense. You're comedy (though truthful)

  • @LGnLA
    @LGnLA 7 лет назад +3

    Dave's look at 0:11, I am on the floor LOL HILARIOUS!! Gotta ❤ Dave! 😄

  • @courtneyhowe8832
    @courtneyhowe8832 7 лет назад +13

    Feels good to say NO!

  • @apollox5953
    @apollox5953 7 лет назад +21

    I don't understand those who disliked this informative video. I mean, what's wrong about controlling yourself to squander your money on things that you don't really need?

    • @evarincon8750
      @evarincon8750 7 лет назад +5

      Apollo Oculus I don't know, honestly. I can only speak for myself; I think a person can learn finical responsibility. I am unsure if financial responsibility is related to believing system not just a pattern. Blessings to anyone reading this. I pray you prosperous and learn financial stability.

    • @melaniexoxo
      @melaniexoxo 6 лет назад +2

      I agree with him about saying no to ourselves, but on the flip side no one is guaranteed tomorrow. I mean what is saying yes to yourself once for 500 ... as long as its only once. At times I think he is OVERLY restrictive when it comes to spending, then again the majority of people have almost never said no to themselves in their lives, so I understand why he's so strict. I didnt thumbs down tho... just didnt rate.

    • @roguenify
      @roguenify 6 лет назад +1

      Downvoted for his political diatribe about taxes and having to pay government. Not everyone shares his cynicism about government employees. Also, Dave's wealth is estimated at $50 million. What is he crying about?

    • @calleywang6203
      @calleywang6203 4 года назад

      @@roguenify he's crying that he might have to pay taxes

  • @humblopinion
    @humblopinion 10 лет назад +48

    I'm a nerd: I counted 37 "no"s in under nine minutes. Classic!

  • @keithp2480
    @keithp2480 7 лет назад +23

    I'm a die hard packer fan but remember the quote by Vince Lombardi that the important things first are religion and family then the Packers. Taking care of the family also means being smart with money. I cut out NFL Sunday ticket from my budget to pay off debt and believe me that was hard but it's also hard being in debt.

  • @Cyps36
    @Cyps36 10 лет назад +64

    I know it`s frustrating Guys but Dave`s right, your team will not be there for you during financial hardship will they? So much sweeter going after you`ve completed step 3, doing the adult/mature thing to protect you family.
    Good luck Guys.

  • @UNIT294
    @UNIT294 4 года назад +2

    The look on Dave's face after reading the first sentence is priceless.

  • @tthomaselli2
    @tthomaselli2 Год назад +2

    Dave Ramsey said it, best at 7:36-7:49...
    The number of people I know who play the "I deserve it." card would surprise you.

  • @victoriapfingsten3402
    @victoriapfingsten3402 6 лет назад +23

    Dave Ramsey for President

    • @srs9973
      @srs9973 6 месяцев назад

      He would shut down American Distress and Master Card too 🤣

  • @rachelmce1389
    @rachelmce1389 8 лет назад +6

    Haha! I was listening to this and my 17-month-old son started shaking his head and saying, "Noooooo! Noooooo!" X-D I feel like that's the ONLY word I say all day, but maybe that's a good thing!

  • @smithraymond09029
    @smithraymond09029 7 лет назад +1

    I found Dave Ramsey accidentally when one of his videos popped up on "suggested" videos list. Long story short, I heard his seminar and thought he was talking directly to me. It was a born again moment. I buckled down and paid off a tax bill that had been lingering around for 6 long years. It took a measly 5 months once I decided to throw everything I had at the lousy $12,000 debt. I had to say "no" to a lot of things: trips, nights out, giving gifts on birthdays and Christmas.

  • @D.ron.87
    @D.ron.87 5 лет назад +6

    I've been working on paying off my debts, and every time I think about buying something I can't afford, or signing up for monthly payments on something I have Dave Ramseys voice in my head saying 'NO! You can't afford it, you're fricken broke!'

  • @yakopro49
    @yakopro49 3 года назад +2

    Once I learned to say no, I lost all my friends, gained full self respect, became a better saver, and love God genuinely with all my heart

    • @cl8wnm5n
      @cl8wnm5n Год назад

      Good for you 👏

  • @ir10031981
    @ir10031981 10 лет назад +76

    people who can't delay pleasure are usually the ones who end up getting their stuff repossessed. sheesh!

    • @laurenandreas5950
      @laurenandreas5950 5 лет назад +3

      ir10031981 And calling Momma to give them a loan they will never pay back!!!

  • @dakillah6018
    @dakillah6018 7 лет назад +2

    Dave you are a real man. Thank you Dave.

  • @robals744
    @robals744 7 лет назад +118

    58 bankers didnt like this advice.

  • @J90JAM
    @J90JAM 3 года назад +2

    No is a decision, yes is a responsibility.

  • @laurenandreas5950
    @laurenandreas5950 5 лет назад +2

    I don’t understand why some people learn and some seem incapable of learning. I learned the lesson of credit cards when I was 20 and bills took most of my paycheck. It was awful when the only thing to cut was the groceries and cheap food isn’t very good. I swore to never go back, then I married the wrong man and had to learn it again. Now I’m debt free and nothing will ever change that!!!

    • @annettewilliams1986
      @annettewilliams1986 5 лет назад

      Good job Lauren!!!similar to my story. People can make you or break you.I guess you have to be tired of BEING tired of debt to fight for Finincial Peace!!!!!!!!!!

  • @cajunkeels
    @cajunkeels 4 года назад +70

    Girlfriend: can we go out to eat tonight? It's our anniversary.
    Me: No.
    Girlfriend: *breaks up with me and I save a lot of money

    • @sadisticgirl_
      @sadisticgirl_ 4 года назад +1

      you're joking but I actually know a girl who did that👍😔

    • @zeekaywalker9232
      @zeekaywalker9232 4 года назад

      @A to G to U
      Probably for a good reason?!
      I mean going out on the anniversary is far different then always going out and wasting money... especially going out/doing something on your anniversary doesn't have to be expensive.
      You can do a lot together that doesn't cost a fortune.
      Did you even do anything together with/for your girlfriend?
      Because girls ain't leaving usually that easy after a no...at least as long as there hasn't been something already boiling long term in the background.

    • @markwhittaker6866
      @markwhittaker6866 2 года назад +1

      😂😂😂😂😂😂

    • @srs9973
      @srs9973 6 месяцев назад +1

      Will I die Single then? 😑😑😑🥹🥹

    • @cajunkeels
      @cajunkeels 6 месяцев назад

      @@srs9973 Maybe not if she doesn’t mind frugality.

  • @Doobieboo213
    @Doobieboo213 5 лет назад +3

    Watching this makes me reflect back on how many times I haven't said no and tried to beat around the bush.

  • @StasTalksStocks
    @StasTalksStocks 4 года назад +4

    Love these rants! Dry humor is on point too haha

  • @QuiverofArrows
    @QuiverofArrows 5 лет назад +1

    In the beginning of my marriage the word No was seen as an insult, setting boundaries was seen as offensive by the people closest to us. But over the years my husband and I have learned that the people who were being this way were the unhealthy ones not us. Don't let anyone family/friends or strangers walk all over you or guilt trip you into toxic unhealthy relationships.....just say No and let them deal with themselves.

  • @matthewbrady327
    @matthewbrady327 4 года назад +2

    I’m not gonna lie, saying no to someone is difficult for me. But after watching this, I believe that’s when someone needs to hear if it’s an inconvenience for me.

  • @pinaopina
    @pinaopina 9 лет назад +16

    No no no no no no no no...... 😂😂😂😂😂👍🏼👍🏼👍🏼👍🏼👍🏼 my kids and my husband heard that a LOT. 😂😂😂😂😂

  • @LittlePinkPiggy1
    @LittlePinkPiggy1 3 года назад +1

    Anytime I feel spendy I look for a Dave Ramsey Rant. The perfect remedy.

  • @temitopes5579
    @temitopes5579 5 лет назад

    I wish I learned how to say NO 5 years ago. Excited about my baby steps. Thank God for your wisdom Dave.

  • @Paperboympr357
    @Paperboympr357 5 лет назад +8

    This will make you go from ordering a pizza to being a delivery driver instead 😆😂😂

  • @Geraldine295
    @Geraldine295 5 лет назад

    Brilliant! I've got quite good at saying " no". It's amazing how many people here in the UK will find the money for new mobile phones, yet more clothing, nights out, holidays, new car, etc but panic at the thought of losing their job because they have no savings. I know a lot of people who spend their money as fast as it comes in because they are constantly enduring themselves like overgrown kids. And then people wonder why so many kids have grown up with a massive sense of entitlement!

  • @Tyler_DeBord
    @Tyler_DeBord 4 года назад +1

    No I’m gonna vote you out because you can’t say NO! I heard that!! I love this rant!

  • @wturner777
    @wturner777 7 лет назад +65

    If you cannot pay your bus fare like everyone else, you cannot ride the bus. NO!!!

  • @julietsweetman2
    @julietsweetman2 9 лет назад +7

    Been on this plan for the past 3 months half way done .thanks sir

  • @tthomaselli2
    @tthomaselli2 4 года назад

    7:45-7:54.; Well said, Dave...
    Good words to live by.

  • @kathleenmcbride1471
    @kathleenmcbride1471 5 лет назад +2

    This is HILARIOUS and 100 percent accurate.

  • @massimom9685
    @massimom9685 7 лет назад

    Big Dave Ramsey fans from Canada and I must say, by far the funniest clip I’ve seen of him! Love it!

  • @funtucsonman2838
    @funtucsonman2838 4 года назад

    Great speech. Delay gratification now in order to later be wealthy, retire, or to be prepared for an emergency.

  • @moanabell3550
    @moanabell3550 6 лет назад +2

    One of my favourite Dave rants!

  • @tthomaselli2
    @tthomaselli2 4 года назад

    6:47-6:50.; The same, here, Dave...
    "No." changed my life, a long time ago.

  • @selenamac
    @selenamac 7 лет назад

    Noooooooooooo! ❤ Dave Ramsey!!! His rants are hard hitting!!! He gives the best advice!!!!

  • @tomvonneefe4269
    @tomvonneefe4269 5 лет назад

    No! Such a powerful word.

  • @jakevote8978
    @jakevote8978 3 года назад

    I come back and listen to this one often as I grow

  • @PhilSallaway
    @PhilSallaway 5 лет назад

    Right on Dave ..! No is a full sentence ..! Love your sense of humor..!

  • @abigailgall
    @abigailgall 5 лет назад

    God bless you Dave you are the only one making sense these days

  • @srs9973
    @srs9973 6 месяцев назад

    Love this GrandPa from India.... Salute You Sir....

  • @brianevans6328
    @brianevans6328 5 лет назад

    I told a group of young people one time at church that one of the most important words they would ever learn to use is the word NO, and that one of the most important people that they would learn to say NO to is themselves.

  • @TheRamseyShow
    @TheRamseyShow  8 лет назад +13

    Thanks for watching everyone! Click that subscribe button to stay up to date with our latest top content.
    ruclips.net/user/DaveRamseyShow

    • @catpirrello
      @catpirrello 8 лет назад +2

      This particular video was hilarious in the first 5 seconds. Ramsey's response was so funny!

    • @Ashley-id2cb
      @Ashley-id2cb 7 лет назад

      The Dave Ramsey Show ... Love u Dave Ramsey... Love your backbone, realism, everything... Now, if only people would listen and stop thinking they know everything! So glad to know someone has sense in this world.

    • @countrymusic30
      @countrymusic30 7 лет назад

      The Dave Ramsey Show - I noticed that this ties with a person in a relationship having a vote in how the money is spent, could you please remind people of that.

  • @tthomaselli2
    @tthomaselli2 4 года назад

    2:35-3:20.; I'm rather fond of this word & it feels good every time I say it.

  • @sarrahconley3923
    @sarrahconley3923 8 лет назад

    Reading all your books. Had to read so much to give them more common sense knowledge. It's helping my brother and sister too.

  • @mandykelly6704
    @mandykelly6704 5 лет назад +8

    "deserve" the worst word ever created.

  • @motorcyclemichael2182
    @motorcyclemichael2182 5 лет назад +7

    Yesterday my wife and i cut up 4 credit cards 💳 ✂️ !!
    Working hard to get emergency fund, then on to baby step 2. 👍🏻

  • @kengarcia876
    @kengarcia876 5 лет назад +1

    I needed this five years ago, thx Dave

  • @CountryBlessingz
    @CountryBlessingz 6 лет назад +2

    My Spiritual, Financial Advisor now! 🙏💚💜💰

  • @kennethhasuik8042
    @kennethhasuik8042 5 лет назад

    The word NO is liberating when its warranted.

  • @AestheticBible
    @AestheticBible 5 лет назад +4

    Dave Ramsey, a practical cure for entitlement thinking.

  • @trustbreak
    @trustbreak 7 лет назад +2

    Amazing rant. Working sales I heard a guy tell me I need to Remove "no" from my vocabulary. My response was simple, and because of it he came back and bought from me, No. No is a simple and boundary setting word that does not mix feelings. Perhaps that is why it is politically incorrect; it actually tells you something instead of beating around the bush.