How To Get OUT OF DEBT - We Cut THESE 10 Things Out of Our Life

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  • Опубликовано: 13 янв 2025

Комментарии • 1 тыс.

  • @JeffHartman
    @JeffHartman 5 лет назад +176

    As a high school Personal Finance teacher, I am saving this video to share with my class. My family is guilty of eating out too much.

    • @GoodSimpleLiving
      @GoodSimpleLiving  5 лет назад +33

      I'm just delighted to see finance in some HS still!! Thank you for sharing! Yes, never get into that debt trap, learn early!

    • @GearMaven
      @GearMaven 4 года назад +14

      Love also when teachers incorporate the Dave Ramsey financial peace program in schools. Great to know some students are still being taught personal finance. All should be!

    • @susanstrong4277
      @susanstrong4277 3 года назад +5

      Oh wow. An actual personal finance class. I could have used that in high school.

    • @vickismith9852
      @vickismith9852 3 года назад +5

      Could also eliminate alcohol consumption. Yes? And tobacco if used.

    • @mississa-b
      @mississa-b 3 года назад

      @@vickismith9852 YES! Alcohol and tabacco products are very expensive! Alcohol cost between $386 (one a day) to $7,800 (2.5 a day) a year.
      Tabacco is now at $9-$12 dollars a pack. About $1,400 (5 cigarettes a day) - $4,368 (20 cigarettes a day) a year.
      Not to mention the physical damage both alcohol and tobacco cause to your brain & body. The "One drink a day is ok" rule is not true. It causes more harm than not.

  • @simplemanduke7128
    @simplemanduke7128 4 года назад +45

    It took me 7 1/2 years of hard work and savings paid off my 15 year home loan 2 vehicles a dump trailer and travel trailer. Put on a new roof & solar. Sack lunches, picnics , road trips & DIY mentality. It doesn't effect your quality of life and the feeling of knowing you could buy a new Corvette cash is amazing. Be disciplined and you will independent.

  • @marieparks5674
    @marieparks5674 5 лет назад +87

    I love your frugality. I’m 74 and have practiced these things for years. Really important that both people are on same page. I would almost say the most important

    • @GoodSimpleLiving
      @GoodSimpleLiving  5 лет назад +11

      Yes, nothing will tear a family apart like money tension.

  • @karendecosse2580
    @karendecosse2580 5 лет назад +80

    Loving your content, when my kids said they were bored I would say "Do you know what bored means? Too lazy to find something to do."

  • @BrendaGarcia-fv1vf
    @BrendaGarcia-fv1vf 5 лет назад +36

    I'm a first time Mom, and I try my hardest to save every penny! Goodwill is such a good spot to get kids clothes, since they grow out from them in a blink of an eye. For entertainment we take our dogs out to play and we have awesome learning experience taking the family for road trips and hiking! I loved my childhood, there wasn't many electronics so we had to go out and play be imaginative! I want my daughter to go through the same

    • @GoodSimpleLiving
      @GoodSimpleLiving  5 лет назад +7

      Yes, good job!! We need to get kids back to using their minds, and being creative.

    • @valerieprice6091
      @valerieprice6091 4 года назад +5

      What I really loved as a child is when we got together as a class sat on the floor and our teacher read a good book to us we a moral and afterwards we could discuss the book and ask questions and we had time to mull over the concepts and would look forward to have the rest of the book read to us at such a scheduled time. It really warmed my heart.

  • @aurinslady7119
    @aurinslady7119 5 лет назад +63

    I pack my husbands lunch every day. His co-workers are amazed and jealous over his homeade bread sandwiches and veggies.

  • @danflannery54
    @danflannery54 4 года назад +19

    Their suggestions are what was practiced when I was going up in the 60's & 70's. Good job!

  • @Zippsters
    @Zippsters 3 года назад +3

    Listen to this wise pair of young parents! They are giving you very excellent guidance. It could save your marriage and check out how talented this couple’s children are. I wish I had lived by these guidelines as I raised mine.

  • @tammyflowers3389
    @tammyflowers3389 5 лет назад +3

    I have a friend who works out of town and has to stay in motels. She does not drink coffee, so free coffee, creamer and sweetners for me! So happy you like the hats. I work security and have lots of time on my hands. Making hats helps to keep me from getting board.

    • @GoodSimpleLiving
      @GoodSimpleLiving  5 лет назад +1

      Tammy these hats are amazing!! You should sell the beautiful "ugly hats" as you call them. Several folks have asked how they can get one :)

    • @tammyflowers3389
      @tammyflowers3389 5 лет назад +1

      @@GoodSimpleLiving thank you it does not get very cold here so the few places I tried to sell the at was not good. Working on a fb group Flowers Funny Farm.

    • @GoodSimpleLiving
      @GoodSimpleLiving  5 лет назад

      Aw love that!!

  • @millibassett4880
    @millibassett4880 4 года назад +13

    Thanks for the tips, you are so right! While going through Covid shut down I've realized what I need to change going forward, dining out, over shopping and Starbucks indulgence are among some things. My husband and I have been lucky to continue working and have saved so much money by not doing these things. I now have set a strong three year goal to pay off debt.

  • @danielnaranjo3963
    @danielnaranjo3963 4 года назад +10

    You know when I began looking at this video, I initially was concerned with learning about becoming financially independent. But as I tried to listen closely, I couldn't take my eyes off of the facts, he is greater than I. Bless you guys

  • @t.j.7574
    @t.j.7574 4 года назад +14

    As a single mom I pretty much follow all of this. I have only one income and I don’t depend on the government so I can’t afford most of the stuff you mentioned. I do buy paper towels. 🤷🏻‍♀️ We go on vacation at least once a year but I never spend more than $300 for a week. I find places to stay for cheap or free, buy groceries if we have access to a fridge, try to find places that offer a free breakfast, and go hiking or as much free stuff as possible while on vacation. We even did family vacations where we split the cost of a place to stay and food. You have to be willing to go without stuff that you don’t need.

  • @thaliahelene
    @thaliahelene 5 лет назад +33

    I remember playing cards with my mom and siblings from an early age, hearts, spades, gin. Battle, monopoly, dominoes with my grandmother. I would wish to have played more. This year's budget project for me was the garden. I bought only seeds and dirt this year (no yard). My seedlings started in little handmade paper pots, moved to plastic cups, then into cardboard boxes lined with trash bags, a method learned on RUclips from an Indian balcony/rooftop channel. My boxes lasted only one season, but that’s okay. Some are still going. Going to rehab my potting soil and use it again. I also grew plants from seeds and cuttings from neighbors and other material gathered on walks. I grew snap peas, basil, tomatoes, cilantro, hot peppers, zinnias etc. Gathered cactus, yucca, ornamental sage and oats, sedum, columbine. Was fun!

    • @GoodSimpleLiving
      @GoodSimpleLiving  5 лет назад +4

      Awesome, find creative ways to save, love that!

    • @JerryB507
      @JerryB507 5 лет назад +2

      Well before RUclips, my first "garden" was reused milk cartons, soil borrowed from my apt complex's landscape and seeds donated by a neighbor who was doing the same thing. Although I've heard it many times since, her advise was to grow something, anything, but grow something.

  • @Ali-je7tt
    @Ali-je7tt 5 лет назад +71

    Whenever someone compliments my clothes and I say "Thanks! Thrift store!"
    I love the looks they give me. 😂 Y'all are great

    • @GoodSimpleLiving
      @GoodSimpleLiving  5 лет назад +3

      Haha love it!

    • @shannonkatereadsstuff
      @shannonkatereadsstuff 5 лет назад +5

      I’m the same, people can’t believe that my entire wardrobe is thrifted and it makes me feel a tad smug 😂😂😂

    • @donje31
      @donje31 4 года назад +1

      Dang kate! My type of woman!

    • @debbywickman1103
      @debbywickman1103 4 года назад +4

      I haven't bought new clothes in over 20 years

    • @rissanen1957
      @rissanen1957 4 года назад +5

      What I did when my kids were young is I hit the flea markets in calif we were living in Santa Cruz then. I got big bags of baby clothes from woman in the flea markets I took them home washed them up and took the ones I liked and could use . I paid like $5 for the bag . Then. Ironed up the ones I was resealing and folded them nice and the next weekend I put them on a blanket on the ground and sold each so I could buy more clothes for my daughters and us. I made a killing. I so miss the calif flea markets. Now I’m able to buy my grandson that I adopted and keep him in nice clothing and both my daughters got my habits from me. We’re even extending it to buying a multi family home here in New Hampshire and all six of us moving in the same house. We’ve kept the house in texas and are refusing to sell it as they have lots of memories there. But we’re extending our frugal habits so that even my grandkids will live in the same home or we will but others and keep them in the same area so they aren’t paying rent to anyone. We pay the mortgage but also contribute into a fund each moth that pays for repairs and appliances and other issues that come with a home. It’s a savings account that if needed it’s there.

  • @olgaluna6447
    @olgaluna6447 4 года назад +14

    Hi, I am from Russia and can share my own money-saving techniques. I've been using them in my home country and when living in the US for a decade - they work everywhere. When in the US, I had pretty good years and did not save much money, however, last couple of years were tough and I turned to saving money - and I paid TWICE as less for food without much problem in those couple of years than before Among the saving techniques were those you mentioned in the video - I stopped buying coffee (even though I never did it a lot) and refused from unhealthy snacks. In both, Russia and the US, I use the same life hacks - I save money on some fruit and veggies in winter. Though I don't have a country house and do not grow anything of my own (I am a city dweller), I buy seasonal fruit and vegetables on the market in summer-fall cheaper than in a store and much cheaper than they cost in winter and do some canning (or sometimes I buy fruit & veggies on sale in supermarkets). I've counted that the same can/jar of zucchini or eggplant salad, pickled cucumbers, peppers and tomatoes, sour cherry, peach, plump and apple juice cost 3 (!!!) times less than in a store. And I always have something at hand to add to my everyday meal )) Another thing that is popular among Russian housewives - they prefer to cook from scratch and avoid buying ready-made and frozen food (you never know what it is made of). It's cheaper, at least in Russia (though I tried some things in the US as well and they worked), to buy fresh meat, whole chicken (not parts), and make your own frozen food at home. For example, mince your meat, make meat balls and freeze them in the fridge. The cooking time is short - just fry, bake or stew them with different sauce. You can find a lot of videos on youtube from Russian housewives making a month-two months' semi\finished (or intermediate - I don't know an English word for this, sorry) food made of meet, fish, cheese, cottage cheese, veggies... that considerably reduces cooking time from scratch.

  • @JerryGDawg56
    @JerryGDawg56 5 лет назад +28

    I absolutely love how in sync y’all are with each other! As you said, that is the only way it can work! Likemindedness!! You’re a great example for others! 😊💕🙏🏼

    • @GoodSimpleLiving
      @GoodSimpleLiving  5 лет назад +4

      Thank you, he's seriously just a male version of me. Love that man!

  • @godawg1023
    @godawg1023 4 года назад +6

    Love these ideas! This tough year (2020) has been a “reset button” for our lives, now I’m more grateful for my wife and family than I ever have been!

  • @Dævïd9-11
    @Dævïd9-11 5 лет назад +34

    Great tips, I would recommend that people who have already cut the cord also cut the subscription streaming services.

    • @GoodSimpleLiving
      @GoodSimpleLiving  5 лет назад +2

      Yup

    • @gaiagoddess1373
      @gaiagoddess1373 4 года назад +1

      Me too. I said bye bye to Netflix a year ago and I am still alive yaaaay.

    • @nealperry5258
      @nealperry5258 4 года назад +1

      I'm a widower and 67 years old but I wish someone had told me all these things when I was young .My late wife and I burned through a lot of money thru the years.I LOVE YOUR SHOW.

    • @clymelabox2559
      @clymelabox2559 3 года назад

      I want to support some such as Pacifica,NPR etc but realized I was paying out serious parts of my fixed income for streaming services.

  • @wolftrapman
    @wolftrapman 4 года назад +6

    Good God you guys remind me of my parents. Important lessons that l brought with me all my life. No debt!!! Its why I live self sufficiently.

  • @naomijewel2927
    @naomijewel2927 4 года назад +2

    I know this is an old video I’m commenting on but ! So good to hear people that are awake and alive !!! Speaking truths ! God bless !

  • @TealStoneHomestead
    @TealStoneHomestead 5 лет назад +3

    I don't have a problem with going out for a coffee date or a nice dinner date every once in a while with my husband. We both work full-time. We cook at home pretty much every day. But getting out of the house and letting someone else serve us every once in a while is really nice :) We have a lot of fond memories going on dates like that.

    • @GoodSimpleLiving
      @GoodSimpleLiving  5 лет назад +4

      Absolutely, not saying never go out. Those dates are important, and are a wonderful treat. This is about folks who go out 2x a week just because. I know families that pick up food or go out every single night!

    • @TealStoneHomestead
      @TealStoneHomestead 5 лет назад +1

      @@GoodSimpleLiving Oh geez, yeah that's excessive!!

  • @carylfontaine3640
    @carylfontaine3640 4 года назад +12

    I did some research about water filters and I just needed something for me because I live in a small town in VT and like ALL towns the water was HORRIBLE! The taste and odor was obviously treated with chemicals..I purchased Life Straw and the bottle..what a difference! So I carry my water with me wherever I go..you can use the filter to drink water out of a mud puddle! I try like you to save money..I completely agree with you on the vacation thing..I make jewelry and if people only knew how little it costs per piece..it is labor intensive but as a gift or if I sell it..Good Will is AWESOME..I have a pocket book, brand name that I paid $29 for! You are a great example for everyone, trust me, thanku ♡ PS - I cut and color my own hair! I dance for exercise, thanku RUclips ♡ OMGOODNESS! I dont have TV just wifi..I wash my own clothes..I designed a washer with 3 five gallon buckets I bought at Home Depot and I bought a plunger specifically designed to was clothes..I have killer arm muscles, lol. No drinks just h20 and coffee I make..I see through all the gimmicks but wish I started 20 yrs ago ♡

  • @RootedInTx
    @RootedInTx 5 лет назад +17

    This is a huge reality check to me and I'm sure to others. Thanks for breaking it down. This is a great way to start off 2020!

  • @nflo1704
    @nflo1704 4 года назад +4

    Owe some! I have started my family in 1990 and this is how we lived our military life, retired now. I migrated in the US started with 20 box and a place to stay. It definitely worked! We watched our family spending all the time. I learned to cut my own hair through trial and error, always eat home cooked food, as much as possible we always say no to memberships...etc. We are still practicing this life style. It gives us a lot of room to breath financially. I like your show!

  • @geraldinewillis5926
    @geraldinewillis5926 5 лет назад +15

    As we grew up we had a lot of older cousins and I can’t remember getting new clothes until I was a teenager, we always got bags of hand me downs and it felt like Christmas, I now either make my own furniture or repurpose secondhand furniture.. I repurpose all sorts of things and sell them through Facebook, I use these funds to boost my savings

  • @jgjg3848
    @jgjg3848 4 года назад +1

    We've always had one of those Coleman hard coolers, the size of a large lunch box and it sits next to the refrigerator filled with snacks. If it's warm outside, we throw an ice pack in it and go. We always grab water to go and grab the cooler. It goes in the car with us whenever we leave the house...food and drinks at the ready.

  • @susanwilkie8019
    @susanwilkie8019 4 года назад +5

    My oldest child gave me a great complement in her first year of college, she thanked me for taking her thrift store shopping and yard sales. My daughter showed her roommates that second hand shopping was fun, like treasure hunting, and what your bought was unique, not copy cat from a mall/department store. We actually enjoyed it more than shopping new.

    • @crystalparker2542
      @crystalparker2542 3 года назад

      That was my daughter and i too. We love some thrift stores. Its fun and she always thanked me too for teaching her how to shop.

  • @byambaus1
    @byambaus1 4 года назад +1

    The Views are just unbelievably beautiful.
    Millions of ppl want Freedom! This is how you do it. Great family & learning a lot each time .

  • @shelland5414
    @shelland5414 4 года назад +13

    My husband has never bought a brand new car, only used ones. You can really safe so much by buying a used car, and still get a nice one.

    • @lance9249
      @lance9249 4 года назад +1

      So true drive a new car off the lot and its already lost value not worth it.

    • @crazydaisy7392
      @crazydaisy7392 3 года назад

      Just don't buy a lemon. There's a lot of people selling them, some intentionally and some just clueless. On another note, you can save a lot of money doing your own repairs.

  • @starburstbluefire3390
    @starburstbluefire3390 3 года назад +1

    You guys are wicked smart and good at budgeting. You took saving to a whole new level. I just budget money a month I spend, and thats it, once its gone I just stay inside! Dude your fade is on point. Its tough to fade your own hair. Respect dude!

  • @patriciacarranza4550
    @patriciacarranza4550 4 года назад +8

    My mom was a single mother of 4. She paid off her house when I was 22 and she is super frugal. She met her husband who was not but he has a small business and she showed him how to live debt free. They have several rental homes that are all paid off and they can retire with residual income. People don’t believe me when I tell them the first sit in restaurant I went in to was when I was a teen and it was IHOP. So being frugal pays off for sure!

  • @christinerakela1306
    @christinerakela1306 4 года назад +1

    You were right on every point you made! I wish every family in America could watch this video because they'd have more money a closer family and an all-around better life. You guys are awesome! I started on many of those tips about 10 years before I knew I was going to retire and I saved so much money! No dining out no coffees no nail salons no hair salons and I read all the circulars for my supermarkets and I ate what ever was on sale that week. I am totally set now and lead a much more stress free life than many of my friends. Also I have watched all your 2020 videos, they are very uplifting!

  • @k_harmony8430
    @k_harmony8430 4 года назад +3

    Thank you!!! Our family has almost unintentionally been making all these changes so it is comforting to know we are getting close to this dream! Sending prayers and blessings to your family from our ohana!

  • @robbiewillford4601
    @robbiewillford4601 3 года назад +1

    You guys are on point here. Buying lunches and coffee everyday will eat away at your finances. Not an income problem but an out going spending problem! Love it

  • @kaesch2770
    @kaesch2770 5 лет назад +6

    So much wisdom here! Just went and ordered dish cloths, changed my next vacation to a camping trip, and dropped a lot of guilt about not putting my kids in all these activities that other parents have their kids in. I would love a video on more info on the self-discipline of working out and being healthy. I used to have it down, but lately I’ve just let other areas of life take priority over that. Anyways, thanks for the great video, and all the good advice!

  • @vixxcottage
    @vixxcottage 5 лет назад +2

    I have followed all of these suggestions over the years. No paper towels for years
    Clothes from goodwill, no vacations, no cable ever, eating out very limited. Really does make a difference!

  • @Crystal-ge9gh
    @Crystal-ge9gh 4 года назад +10

    😂Melissa's mom voice coming out..."Dont'chu walk in that gas station." 🙅‍♀️ Love the Keepin it Dutch family, take care! Thanks for the video❤️

  • @larryreeves1477
    @larryreeves1477 5 лет назад +2

    You guys hit the nail on the head on the entire list. My friends can't understand how I was able to retire at age 49 even though I have explained it a thousand times. Now I can save my breath and just show them this video. Love your videos.

  • @henryrodgers3409
    @henryrodgers3409 4 года назад +9

    I know this video is almost a year old . All very good points . Here's an example ... I used to get 2 coffees every day before work . Sometimes going home I'd get a coffee . Wake up in the morning on my day off and go get a coffee . Wanted a coffee during the day so I went a bought one . Yes it can add up . My brother said if I saved my coffee money in a few years I could buy an ATV . Guess what I have that ATV now which I bought with my coffee money . Cheap $15 coffee maker . Make my own coffee for pennies a cup . Same with buying clothes . No more fast foods . Doesn't take long to make something in the kitchen . When making meals I always make extra for lunches . Used to hate left overs but not anymore . Never buy my water . I'm lucky that I have a spring not far from me to get fresh clean water . My tap water is good but I love using the spring water for drinking . Great video .

  • @naomijewel2927
    @naomijewel2927 4 года назад +2

    WOW what a fresh breath of reality ! The kids being bored !! Amazing ! So true ! I see this all the time. All your tips are great 👍🏻

  • @PeterLawton
    @PeterLawton 4 года назад +44

    When I was married, my wife and I had DirecTV, and eventually decided to unsubscribe, to save money. When her evenings became idle, she soon developed a habit of finding chores for ME to do. Soon, the TV was back on. :-( LOL!

    • @samyoungblood3740
      @samyoungblood3740 4 года назад +3

      If you have WiFi should have got Netflix for 15$ a month and they have plenty to entertain A lot Cheaper than Satellite or cable. We have cheap internet and Netflix. We cut our directTv 10yrs ago bc it was costing 180$ a month to watch hunting channel, history, Cartoons! Not worth it! I have more fun watching real people “like this lovely couple” than cable. ❤️

    • @NatashaHill04
      @NatashaHill04 3 года назад +1

      Sign up for Hutv. Its so cheap and has all new movies and shows for next to nothing!

  • @familywellnessonabudget3108
    @familywellnessonabudget3108 4 года назад +9

    Great video guys!!!!
    “As soon as you leave the house, they’re starving.” Soooo true! We have five kids who are always hungry!!!!

    • @GearMaven
      @GearMaven 4 года назад +1

      We found when we transitioned to lower carb higher fat diets that everyone lost that hunger complex!! All were able to go longer and longer between meals. or were satisfied with lower sugar snacks.

  • @ericabuesing
    @ericabuesing 5 лет назад +127

    My husband doesn't like leftovers.
    "Does he like debt?!"
    "You know what men find attractive? $600!"😂
    Funny and true!

    • @GoodSimpleLiving
      @GoodSimpleLiving  5 лет назад +12

      Just a few of the regular excuses we hear from folks lol

    • @albanymtnlife
      @albanymtnlife 5 лет назад +2

      I don't like leftovers, but I will only cook what we will eat with minimal amounts leftover.

    • @JerryB507
      @JerryB507 5 лет назад

      I regularly add extra for lunch the next day or so to my weekday dinners.

    • @barbarawilliams7207
      @barbarawilliams7207 4 года назад +8

      Very often the left overs taste better on the second day than on the original. I'm thankful my late husband was great with them!

    • @soisitimpossible
      @soisitimpossible 4 года назад +7

      I like leftovers, I have no need to even warm them up. I'm not that needy. Food is food!

  • @katrinaherman3725
    @katrinaherman3725 4 года назад +1

    This is my favorite video I have EVER watched on RUclips!!!!!!!!!! I do go on a vacation every year, But I am out of debt and I have already implemented ALL of these 10 things. My kids are grown and I do spend money unnecessarily on my grandbabies, But, I am debt free and I can do it. Love you guys for doing this video it is SO TRUE. Rock On and good job!!

  • @nicholaslamb1262
    @nicholaslamb1262 5 лет назад +4

    Love it. You two have common sense that literally No one has anymore.

    • @GoodSimpleLiving
      @GoodSimpleLiving  5 лет назад

      Common sense goes a long ways towards savings.

    • @metamud8686
      @metamud8686 4 года назад +1

      Common sense is only common if many people share it. It's just not "common sense" anymore.

  • @tinamariegregory3130
    @tinamariegregory3130 4 года назад +3

    " Boredom breeds creativity. " I love it !

  • @fallenangelwi25
    @fallenangelwi25 5 лет назад +14

    Also growing your own food makes such a difference!!!!!!

    • @GoodSimpleLiving
      @GoodSimpleLiving  5 лет назад +5

      It sure does!! Cuts our grocery bill in half!

    • @fallenangelwi25
      @fallenangelwi25 5 лет назад +1

      @@GoodSimpleLiving exactly, I can't wait to get a successful garden going here like we once had!!!!

    • @kiras6241
      @kiras6241 5 лет назад +1

      So true 👏

  • @ChildOfGod0777
    @ChildOfGod0777 4 года назад +7

    Great list...I think my husband and I are doing pretty good...the only thing we do on your list is buy paper towels lol....we each cut our own hair....no cable for 4 years, no gym membership, we dont buy water bottles anymore since we bought a Brita pitcher...we have been able to pay just about every single debt off...it really works.. these are definitely things you can live without..

  • @JesusLovingHomesteader
    @JesusLovingHomesteader 4 года назад +4

    Kids experiences... the most difficult one for me! Especially during the homeschool year!

  • @annettepinard2456
    @annettepinard2456 19 дней назад

    My husband and I did a lot of the things you talked about. We are now very comfortable in our retirement and don't need to depend on our children or sell our house to survive.

  • @richardmercado6700
    @richardmercado6700 4 года назад +6

    When I go back home to Hawaii it's always on my to do list to shop at the Goodwill store for super clothes deals! Tourist don't want that aloha shirt back in New Jersey or wherever,so I get it for a great great price!

  • @jamesrivis620
    @jamesrivis620 3 года назад

    I am on board with you guys on EVERY issue which is how , at 78, I am able to live on so little.

  • @cconsulting139
    @cconsulting139 4 года назад +6

    M and J great tips. You both make a lovely team..You work so energetically you dont need a workout club. You both look fabulous. Yes I cut out $250 a month just in having my fingernails done. In North Idaho we have Thrift store near us which has .25 cent Fridays. I just purchased a 100% wool, brand new calf-length luxury brand black coat for .25 cents. In San Francisco it would have cost $1000.

  • @cromulus5853
    @cromulus5853 3 года назад

    Well said for your age you have a lot of wisdom and great parents. It is great to pass it on to your children.

  • @einodmilevado3674
    @einodmilevado3674 4 года назад +4

    BS"D
    You are a very special couple/family and I am learning from you a lot , especially your very nice way of expressing yourself as an individual part of your beautiful family, lots of luck and success on your journey

  • @alanbailey1696
    @alanbailey1696 4 года назад

    We used Dave Ramsey's program and are now completely debt free. Highly recommend it! Our first step was to cut up ALL credit cards. We currently have only a debit card and have for a few years...

  • @jackr3650
    @jackr3650 5 лет назад +3

    Thank you very much . Me an my wife just got done watching this video and wow it really hit home. We are right there in this part of our growth pattern. That really puts things in perspective. Thank you for your time an motivation. Its truly a help to our new family. Thank you guys so very much

    • @GoodSimpleLiving
      @GoodSimpleLiving  5 лет назад +1

      Thank you, I'm so glad it offered some helpful insight. It's so easy not to see how micro spending adds up over a year.

    • @jackr3650
      @jackr3650 5 лет назад +1

      @@GoodSimpleLiving it truly put things in perspective im the conservative one i think my wife is ready to get on board now. Yay we will reaching our dreams much sooner . It was perfect timeing we have been setting here revising our budget an bam there was your video. God works in mysterious ways. Thank you i know its time out of yalls busy productive life to make these videos. But you never know the impact it may have on peoples lives you an your family are awesome. Yall have a blessed evening. 😁

  • @wildedibles819
    @wildedibles819 5 лет назад +2

    It doesn't just save money it saves the environment... Great job to pass this information on

    • @wildedibles819
      @wildedibles819 5 лет назад

      We bought a pair of hair clippers and cut the kids hair they got 2nd hand clothes... They did struggle in school a it but now they are full grown they both thanked me for not spoiling them

    • @GoodSimpleLiving
      @GoodSimpleLiving  5 лет назад +1

      Thank you!

    • @GoodSimpleLiving
      @GoodSimpleLiving  5 лет назад

      Kids can be so mean can't they. Glad they came out of it grateful!

    • @wildedibles819
      @wildedibles819 5 лет назад

      I tried to cut the TV off but my cell phones and Internet would have gone up way more than what I'm paying.... There's also free kids programs or programs to pay for them but I found it got them more stressed out with all the running around and late suppers

    • @wildedibles819
      @wildedibles819 5 лет назад

      Play with your kids at home and cook dinner lol... Right... I mean nope lol

  • @alanvancleave1068
    @alanvancleave1068 4 года назад +3

    Simple good stuff!
    Me and the wife went to our favorite breakfast spot a few mos back and it was $32.00 by the time you add coffee and tip .
    We looked at each other and agreed we cannot afford this anymore.

  • @noniemarley7012
    @noniemarley7012 3 года назад +1

    I absolutely love that I have found a couple that thinks just like I do. I agree with everything you have said. My husband and I are in our mid sixties. We raised five kids, built our own ho e with our own hands, and did just like you are doing. It has paid off. Keep it up, you are great.

  • @vincentfrance9015
    @vincentfrance9015 4 года назад +6

    Your basic information should be shared with every individual from 5 to 95 years old!!!! Not a game! Thanks for helping us all! In addition also put links in where you get your numbers from#:-) Thanks

  • @kimberlywise4103
    @kimberlywise4103 Год назад

    This is excellent advice. It should be what we prefer. You two have uncommonly common sense and are a wonderful example of solid and stroft (strong +soft) partnership. You each do your part, together.

    • @kimberlywise4103
      @kimberlywise4103 Год назад

      You two...you're the age of my children and to see what you have done with your lives is so very heartening. I was also a teacher and I also live on a piece of land I steward, growing horses and coffee. I also built my own space from scratch. I KNOW the joys and the struggles. Blessings and happiness abound. To Good Simple Living!!!!!!P.S. It always amazes me how uncommon my life is....my five siblings could have chosen; none did. And to see y'all thriving?!!!!! YES.

  • @lauravega8544
    @lauravega8544 4 года назад +4

    The best video I’ve seen in a long time!! Thank you guys!!! I knew I was not crazy!!😆 I have been trying for years!! To teach my husband to get rid of all those bad habits!!! I follow every single one of those rules BUT my husband does not get it!!

  • @Jerry-ko9pi
    @Jerry-ko9pi 4 года назад +2

    I love watching you guys build your homestead! I found this very informative, but I knew half of the stuff, but now I know more! Always times to find new information! I've been watching some of your old videos and have enjoyed all of them so far! Keep them coming.

  • @lynnhayes2363
    @lynnhayes2363 5 лет назад +80

    Taking your own lunch, instead of buying, is like getting a $1/hour raise. ($8 lunch and 8 hour day)

    • @GoodSimpleLiving
      @GoodSimpleLiving  5 лет назад +4

      Yup!

    • @bradbuchanan9326
      @bradbuchanan9326 5 лет назад +2

      You still have to buy the stuff your going to pack which is at least $4.00 a day. I work in a service truck and don’t regularly have access to a microwave so sandwiches can get kind of boring.

    • @bradbuchanan9326
      @bradbuchanan9326 5 лет назад

      Not saying I don’t pack my lunch on occasion it’s just that most times it’s more convenient to eat out especially when I don’t think that it’s that much more economical.

    • @musicalatv
      @musicalatv 5 лет назад +2

      Yes! I can make many meals that feeds 3 to 5 adults for under $10. Spending $2-$3.3 for lunch is way cheaper than spending $8-$15 to eat out for lunch.

    • @christinamoneyhan5688
      @christinamoneyhan5688 4 года назад +8

      Carried a lunch for 45 years, mostly sandwiches, left overs. Coffee perked at home, I did not run my 3 children any place except to the music teacher. One saxophone player, one guitar player, and one who did not wish to play anything. Owned a 20 acre farm where I raised 1 feed cattle every 2 years, made hay, grew sweet and field corn 36 chickens 3 times a year and 2 hogs. Did it all while working 45 to 50 hr. Per week and on 24 / 7 call. Forgot to say that I also cut split and stacked 12 cords of wood for cooking and heating a brick 2 story farm house. Fixed everything that needed fixing too. Yes! I am now 68 years old and paying the price but would not change my life one bit.

  • @leilaniaki344
    @leilaniaki344 4 года назад +1

    Totally agree. Sharing this video.

  • @jenniferschmunk2542
    @jenniferschmunk2542 5 лет назад +4

    Thank you! Perfect timing. I even took notes. Looking to make some changes in 2020 and this couldnt have come at a better time! Merry Christmas and Happy New Year!🎉🎉🎉

  • @breathnstop
    @breathnstop 3 года назад

    Regarding the sports. You are so right. When its not fun stop it, stay home and find out what you really want to do and what your children really want to do.

  • @samanthaflynn6140
    @samanthaflynn6140 5 лет назад +3

    I agree with most of these!!! I'm very grateful what sports taught me growing up.

    • @GoodSimpleLiving
      @GoodSimpleLiving  5 лет назад +4

      We aren't saying sports are bad, we are saying prioritize a few things or 1 thing that your child is good at or passionate about. This was geared towards those who just out their kids in activities as "something to keep them busy." Sports aren't bad, but 4 sports that drive your finances into the ground are.

    • @jimb6087
      @jimb6087 4 года назад

      when I was a kid we just played sports as a neighborhood all year long (city kid) . Even as a young adult I played baseball with the work crowd. Granted I'm old but all it cost was equipment that you got by mowing lawns, shoveling sidewalks....

  • @mariesolis2318
    @mariesolis2318 3 года назад +1

    Yes, need to take y'all advice!! Want our $ to go for rainy day or fix our home, something worth spending our $. ❤😃🙏

  • @vmorganbogart
    @vmorganbogart 5 лет назад +13

    Great video! I bought my first house when I was 26 & single. I realized I could live in a house cheaper than paying rent to someone else & it would be mine. How I saved the down payment: Every time I got a raise at work, I increased what went into savings by that amount. I lived fine on what I was making before so why increase my standard of living. I was able to qualify for the loan because I didn’t owe anybody. I was debt free with a good job with great health & retirement benefits. I very rarely bought anything unless is was on sale or at an outlet. I was able to retire at age 55, taking my insurance with me & a lump sum retirement, which I invested. My best friend used to say that I probably still had the first dollar I ever made. LOL. All this was from how I grew up & what my parents taught me. Growing up my parents gave us what we needed but we didn’t get everything we wanted. We would earn money by doing chores, babysitting, etc. Y’all are instilling great values in your kids. Kudos to you two! I love y’all & your channel. You have a lot of wisdom to give to others. Now, if they’ll just listen. LOL. Blessings to y’all & your homestead! Have a Very Merry Christmas! 🎄🎁 Love & Hugs from Vicki in Ft. Worth, Texas 🇨🇱🇺🇸👍❤️🙏

    • @GoodSimpleLiving
      @GoodSimpleLiving  5 лет назад

      Thank you, yes, healthy financial habits from the start! Merry Christmas!!

  • @cindypendleton7901
    @cindypendleton7901 3 года назад +1

    Excellent advice! I raised 6 kids on a single income. Your ideas are great!
    Yard sales were fun for my mom and I while my kids were growing up. Not only did I buy their clothes second hand, I got great barely used toys for gifts.
    Neighborhood Sports Associations or church teams are almost free and the kids can try different sports out for fun and fellowship.
    Love you guys.

  • @HellsMasterKight
    @HellsMasterKight 4 года назад +3

    i love number 10 on the list my parents gave me a book and said learn to read and use your iminagtion. I now own over 300 books and i have published 10 of my own books. :)

  • @cromulus5853
    @cromulus5853 3 года назад

    Wish more folks were like you because like you said family activities done at home is the best bonding. True the kids don’t use the activities unless they decide to participate themselves.

  • @annemariefisher1559
    @annemariefisher1559 4 года назад +3

    I am loving your videos and this one especially. You are talking to my heart. You guys are very frugal I love it. Randy calls me the rag woman. I do not use paper towels ever except for a dire emergency. I have the best rags and when I’m all done cleaning in the middle of the week they were in a bucket and I washed them and they are fresh and clean for the next time I wash floors or clean windows or whatever. We did the same and Yellowstone. We made our own lunches and kept them in a cooler. We do splurge on a coffee here and there but not very much. I love to cook so we do not go out to eat very much. We are so much like you guys. My husband is also a retired police officer from Travelers Rest South Carolina. He is now a police officer at the local airport. He is got 30 years policing. We love your place. If we were 20 years younger it would be for us but we are in our 60s and looking at life differently. We unfortunately were not blessed with children as you all were. Just loving your videos. Just love the love between you and your husband and your children it is very apparent. God bless you keep up the good work.❤️

  • @roycebuchanan4963
    @roycebuchanan4963 4 года назад +2

    Great advice. Inspired me to re-look at my family spending

  • @CamppattonFamilyCompound
    @CamppattonFamilyCompound 5 лет назад +12

    #1 Eating out is for special occasions for us. #2 Apologies to those that love coffee; Coffee is a waste of money and the high temperatures are bad for your body. #3 We love old nicely worn in jeans and cotton shirts. Both of us sew and use iron on patches. #4 We have so many things to do around for free. It's been ten years or more since we last went on costly vacation. #5 Sam's Club has the big pack of industrial kitchen towels. They last longer than the Walmart 4 pack towels do so they are a better value in the long run. #6 We have a filter system and several Camelbac 32 oz bottles. Don't get back in your car! 😲 Stay by the pump hose for safety sake! I have seen more nozzles fall out when the person closes the car door. #7 My wife has been cutting my hair for 32 years and she cuts the kids hair too. She hasn't let me cut hers yet.😖 #8 We have never had a gym membership! We work out in the yard. 😁 #9 All we have here in Idaho is internet. #10 We never spoiled our kids that way. The only this we spent on them was scout camp. #10 1/2 When it comes to movies, we only do the bargain Tuesday $5 and only for special movies. Usually we wait and get the DVD on the release sale.

    • @GoodSimpleLiving
      @GoodSimpleLiving  5 лет назад +2

      I didn't mean get in your car while pumping, lol, I meant after.... get in the car and drive home instead of going in the little over priced store. Sounds like you guys live like we do! Awesome, thank you for watching!!

  • @rissanen1957
    @rissanen1957 4 года назад +1

    We did the same thing and I saved well over $5,000 on a fence that would have cost over $20,000 by calling around and getting estimates on welders and someone to put up our fence with a come- along . I got a welder and paid like $100 on putting up the fence. We did all the post and the gate I had made which was cheap for a 12 ft wide . We cut out so many expenses. Many of the same things you two did. I cut out cable but kept wifi the cut was over $100 a month. My kids didn’t go to birthday parties and all those places that look for parents money they had a swimming pool and inside hobbies and they hiked and I kept them busy cleaning . Sports was off the list as they charge for kids way to much. They went swimming every day and at local swimming holes. Christmas they did hobbies like ornaments for our tree and helped decorate our fence and we won meals and foods on the neighborhood lighting contest. We saved all our change and made cuts on household supplies and spent less on lots of items. We would buy balloons and fill them with water and chase each other. We found things to fill in our time. I save aaaallllooot using Amazon . I wait for prices to drop before I buy.

  • @GreenWitchHomestead
    @GreenWitchHomestead 5 лет назад +3

    Totally shared this to my facebook!! I have so many freinds who need to hear this from someone other then me lol. Also the food budge goes down even more when you grow your own.
    Took 5 years to get here but we spend average $120 a YEAR on food because of my garden and mean animals

    • @GoodSimpleLiving
      @GoodSimpleLiving  5 лет назад

      Wow, you have us beat, that's amazing!! Good for you guys! Thank you for the share!

  • @gabriellekelly3462
    @gabriellekelly3462 4 года назад +7

    I can give my boys a bad haircut all by myself for FREE lol, instead of taking them for a $20 bad haircut.

  • @RandommomfromOntario
    @RandommomfromOntario 3 года назад

    Really needed this reality check... thank you for sharing!!

  • @willspettingzooandgarden7666
    @willspettingzooandgarden7666 5 лет назад +3

    Love the information y'all put out, 99% of the time we make coffee at home and on the occasion I will stop and get a cup which costs me about .52 for a refill so that's not too bad maybe spend 10.00 a year on that we already do the rest, and with starting to grow our own food and now chickens it will be a road worth traveling thanks for the advice

  • @cowranger
    @cowranger 3 года назад

    Thank you so very much for sharing and putting together this great helpful video! Thank you so very much

  • @dennismott9183
    @dennismott9183 4 года назад +15

    Being bored you got to clean your room, or the barn, or weeding the yard/garden. My kids learn fast you never say or think 🤔 being bored 😂🤣😂😂😂.

  • @EdR77203
    @EdR77203 3 года назад

    It is always that way. My wife and I have been doing this for years

  • @philipkuriger3420
    @philipkuriger3420 4 года назад +3

    I love the 2nd hand stores. My big failing is eating out.

  • @loserplanet
    @loserplanet 4 года назад +1

    Beautiful couple, inside and out. Just found you guys. Excited to watch your journey!

  • @littleacrehomestead8914
    @littleacrehomestead8914 5 лет назад +4

    Can you do one of these videos weekly to keep me motivated.

    • @GoodSimpleLiving
      @GoodSimpleLiving  5 лет назад

      We plan to put out a few of them going into the new year!

  • @resolutionarybeing1885
    @resolutionarybeing1885 4 года назад

    You are a beautiful wise couple and family. Thanks for sharing!

  • @leniedejong9224
    @leniedejong9224 4 года назад +8

    Omg. This is so the truth and that for
    Young couple. I love it. This is the way I grow up in the Netherlands.
    We immigrate to Canada.
    In the Netherlands when you are ask people over for coffee, than you make coffee at home.
    When I do that here they come and have a mug Starbucks or Tim Horton
    In there hand. I think that they say your coffee is gross. I can not understand that.
    In 2009 granddaughter 📱 me mom did not have monnie for food.
    So I go over with lots of groseries.
    My daughter had a Timmies Coffee in front. No food but you go for coffee. That was first time that i got so mad at her. Because kids go first and than its the parent. She smoked and buy coffee. 😡
    Love my grandchild so i do everything to help. But nou ze is almost 23. Dis not see my daughter for 5 years till this day.
    God bless you both and your family.
    Pray for you all.
    Great couple and parents.

  • @deecooper1567
    @deecooper1567 3 года назад

    For being so young, you are so wise. I was raised on a small ranch so didn’t know what fast food was. My Mom Always cooked, we raised our meat, chickens etc. My mom sewed, crocheted, and our boys were raised the same. Well, minus the animals lol.
    I don’t know how I missed this video but thank you for putting it out there for others. 👵🏻👩‍🌾❣️

  • @suemcfarlane4199
    @suemcfarlane4199 4 года назад +3

    It’s more cost effective to do a corse in doing kids hair cuts I’ve known neighbourhood houses that have put on great corses in how to do girls hair as in how to braid and put in Barrett’s and hair clips this was so good for single dad try to do the right thing by their little girls

  • @HiddenHeightsFarm
    @HiddenHeightsFarm 5 лет назад

    Wow you guys are good! I need to practice a lot of these tips. It's too easy to spend money and live check to check. Your tips are great, thanks for sharing!

  • @Eyes2C.
    @Eyes2C. 5 лет назад +5

    Great tips. Thank you I cant remember buying my last article of clothing. Hubby hasn’t boughten anything in years except underwear. $150.00 a month? Yikes!

  • @tubesurfergirl4
    @tubesurfergirl4 4 года назад +1

    I just found your channel because i was looking for advice on raising meat rabbits. I love your words of wisdom!! Thank you for sharing this encouragement to save money on wasteful spending.

  • @LatchkeyKidX
    @LatchkeyKidX 5 лет назад +5

    #1 is legit. Our issue is we are so remote, that when we head into town its for a long trip, and we pretty much need to either pack lunch for the whole family, or we eat out. We are committing to bringing sack lunches moving forward, Its expensive to eat out, and the quality of the food is worse.

    • @GoodSimpleLiving
      @GoodSimpleLiving  5 лет назад +1

      You are so right! A lot of this is just planning! Our trips to Idaho require a lot of planning or we can spend a lot running over the Sandpoint.

  • @brianlawliss1080
    @brianlawliss1080 3 года назад

    Great Video, every young teen needs to see that, and be taught this in school

  • @RobertJones-ey9qz
    @RobertJones-ey9qz 5 лет назад +11

    I try to look fairly good for my job. (OTR driver) I wear jeans and a sports shirt most of the time. If I buy a new shirt, I try not to spend more than $10-12 for it. I have gotten a few nice shirts at goodwill for about $3 each. Jeans I usually have to buy new. I get the loose fit carpenter's and my size is pretty hard to find used. Anyone my size usually wears them till they have holes in them. That's when I have to say goodbye to them. They don't make a very good impression.
    As far as television goes, I haven't had it in over 20 years. I am addicted to RUclips though. Not just the vlogs, but I watch a lot of movies on there too.
    At truck stops they act like it's a bargain if they sell you bottled water at 2 for $2. I can buy a case at the local rural king for about $2 regular price. I seldom buy bottled water, but if I do, it's going to be a $2-3 case. I have a couple big insulated cups I usually get ice in at the truck stops for my 2 dogs that travel with me. (For free) They love ice. If I pour water into their dishes and it doesn't make noise, they look at it like there's something wrong. (Not spoiled or anything) lol!
    I have a 4.4 cup. ft. refrigerator and a microwave in my truck. I try to carry lunch meat, vegetables and fruits with me. Anything from a truck stop is expensive.
    I have never bought Starbucks coffee. I drink just regular coffee, none of the flavored ones. I usually pay around $2 to fill a 64oz thermos. I carry 3 of them with me. I go through about 1 1/2-2 thermoses in a day. Seldom ever drink a soda.
    I've rambled long enough. Another great video. Lots of good information. Have a great day.

    • @GoodSimpleLiving
      @GoodSimpleLiving  5 лет назад

      That's awesome Robert!! Good that you respect the money that you work hard for! Stay safe out there on the road!

    • @4philipp
      @4philipp 5 лет назад +1

      You are lucky to have fridge and microwave. That helps a lot with food. Biggest drawback to cooking on the road it the cleanup.

    • @Rosethatwantstomove
      @Rosethatwantstomove 5 лет назад +2

      I'm a trucker too. I buy my jeans at rural king. I'm normally in shorts & tank top. I do a dedicated acct. It's 20 & they see shorts & freeze. I'm trying to do little bit of meat & rest in vegs. Was told I have gallstones from truckstop diet- fast food. I'm saving to get off the road before it kills me. 23yrs next month asphalt & concrete cowboy. Safe travels my friend

  • @margaritagalarza3233
    @margaritagalarza3233 4 года назад +1

    your bought beautiful inside and out much happiness

  • @LatchkeyKidX
    @LatchkeyKidX 5 лет назад +5

    We have been on vacation once our entire marriage. There is too much in Idaho we haven't seen yet, and all that costs is gas to get there.

    • @GoodSimpleLiving
      @GoodSimpleLiving  5 лет назад

      Yes, there is so much to see here!

    • @lovelife7343
      @lovelife7343 4 года назад

      My last house payment was July of 2019 my 1st vacation in 15 years was august 2019