Fixed Deposits பற்றி கண்டிப்பாக தெரிந்து கொள்ள வேண்டியவை | part 2

In this Video, we have discussed the basics of Fixed Deposits.
1) How FDs work? What is yield?
2) Comparison of FD interest rates of different banks?
3) Tax and TDS on FDs
4) Insurance on FDs
5) Things to know before you start an FD

[@arumugamm6040]

மிக்க நன்றி.

[@kailasanayagan8994]

Valuable information
Thank you

[@margaretjohn5590]

Kindly make video for NRI Fd's because we don't have any PPF,Selvamagal,etc schemes.

[@suvethasrikarthikeyan2250]

Good explanation! Thanks

[@samrajwills]

Gained good knowledge.. thanks

[@appasamykuppusamy8037]

Bro nenga ethum webinar edukuringala, your videos are so clear. Can you make a video how to manage finance who is earning 50k how much can invest save and all

[@prlmurali]

Super content and great and easy explanation

[@selvarajgomu4862]

Very useful brother

[@senthamilselvir6354]

Good and useful explanation

[@mohanraosapbi]

Useful information...

[@anbuselvan5973]

Are you great sir, thanks

[@ramesh_rrl]

So helpful. Please post videos more often🎉

[@premasanthanam4522]

super

[@MyFeelings5]

Thank you Sir

[@sinivasan8805]

Super anna

[@sivaku2642]

கடன்களுக்கு 6 மாதத்தில் 2.25 %வட்டி கூடி உள்ளது.FD க்கு அதே 2.25%வட்டி ஏற்றி எந்த வங்கியும் வழங்கவில்லை.1%முதல் 1.5%வட்டி ஏற்றித்தரவே ரொம்ப யோசிக்கின்றன வங்கிகள்.இதனால்தான் வேறு இடத்தில் பணத்தைக் கொடுத்து கடைசியில் முதலுக்கே மோசமாகிவிடுகிறது.

[@thinkingtamizha007]

Correct observation.. banks first increased the loan interest rate and they just started increasing the FD rate..

[@muthumani.k8815]

Do corporate which is AAA CERTIFICATE COMPANY like sundaram finance...NBFC is the best one

[@rafikmohamed8482]

சார் வணக்கம் 1சென்ட் ஒரு லட்சம் 4 சென்ட் இடம் வாங்கினேன் 4 லட்ச ரூபாய் க்கு 8 வருடத்திற்கு முன்பு இப்போது 1 சென்ட் இரண்டு லட்சத்து ஐம்பது ஆயிரம் இப்போது பத்து லட்ச ரூபாய்க்கு போகும் அந்த பணத்தை FD டெபாசிட் செய்தால் வரி பிடித்தம் செய்வார்களா. Goverment value 4 சென்ட் 4 லட்ச ரூபாய்.

[@balun8006]

நெகிழ்வான நிலையான வைப்பு என்றால் என்ன

[@karthikarwin_]

Sir. If I make a fixed deposit for 3 years, and the whole interest is less than 40000₹, I should pay the tax based on my tax slab. But when should I pay? All 3 years I should calculate the FD interest and pay accordingly or Only when the FD matures, whatever the interest comes, i should pay the tax?

[@thinkingtamizha007]

40k slab is only for TDS.. but income tax is applicable for every single rupee of interest earned..
In a 3 year FD, whenever interest is credited to FD account, you must pay income tax.. generally interest is credited every year or every quarter.. so every year or quarter you are liable to pay income tax..

[@heartycreationzz9120]

Bro ,if I deposit my minor son account la fd potta gurdian is myself
But tax payment ennoda account ku varuma
Illa my son fd ku interest vanda tax is necessary ya pls explain
Give some ideas

[@ramlatharam8801]

RBL BANK la FD podalama Anna...pls solluga

[@sunraj6768]

At what month or period we need to submit 15G to bank in a Financial year?

[@vigneshv724]

Give kvp details.

[@ishuthavin20]

Sir, if i make fixed deposit of Rs. 100000 at 7% for one year, whether Form15G is manadatory to avoid TDS deduction by bank..

[@sunraj6768]

இந்தியன் வங்கி 7% for 555 days within March 2023.
IOB: 6.50% for 444days

[@saktheeswaran2406]

Nanba enaku 18 age aavuthu. Ithu epdi pannanum. Monthly 1000 pota kooda work aaguma. Itha pathi sollungalen

[@yashwanth4205]

Anna na clg padikure Chennai la appa Amma illa enga Patti thatha agricultural land sale pannaga athula 50 lakh fd pannalam nu sonnaga
Eanaku tax pathi konjum doubt iruku neega sonna Mari avagaluku vera entha oru income source um illa
Apa fd intrest la tax pudipagala
Please reply pannuga

[@anbuilangovan]

5 year tax saving term deposit la 1.5 lacs deposit pana
80k final interest irukunu
. tds varuma... single year interest rate will be less than 40000 thane.... or last 5th year la 80000 varuthunu kanaku edupangala

[@ajaykrishna4688]

Ramesh oda case la already out of 14K, 7K TDS la deducted. Avaru ippo remaining 7K mattum tax pay panna pothuma or 7K + 14K

[@thinkingtamizha007]

Remaining 7K

[@Selva54ganesh]

Bro
Mmt account expian

[@sevugatraders4006]

Bro, fd interest rate per year 40,000 mela iruku, but fd 3 bank la piruchu potruntha Tds epdi edupanga. Illa nama thaniya tax file panra mari irukuma. Pls reply

[@thinkingtamizha007]

Oru bank la 40k mela interest irunda tds pidipaanga.. if you fall in higher tax bracket, better to pay advance tax

[@sevugatraders4006]

@@thinkingtamizha007 ore bank la illa bro. 3 bank ah pirichu fd la potrukaen. Interest 50 thousand varuthu per year. Apdi iruntha epdi tax edupanga bro

[@soundarrajan4879]

Your statement is not correct. For investment of 10 lakhs it seems only around 70000 esrned towards interest that too per annum
Never. His annual income os only.
How duch person is levied income tax for 70000 per annum
Never arise and IT payment dies not arise

[@natz8982]

Better have fd in mother's name so that don't want to worry about tax😁