WTHeck is wrong with people?! With the amount of money you earn a h paycheck; you are still able to keep a roof over you and your child’s head, pay bills, dig yourself out of debt, save money, occasionally treat yourself and teach your daughter how to budget. You amaze me Emily!!!
I'm a pen and paper type of girl too. I move numbers around constantly, erase and rewrite, my paper got sticky notes and rips and tears after I'm done with it for the month lol it's so messy. I'd hate to mess up one of those nice papers in them planners. I don't think I'd end up using it because I wouldn't wanna mess it up. I'll use a notebook!
I love how you are teaching your child and she will appreciate you more for it. If I don't have it to buy my daughter something, she saves her money and get it herself. I am so proud of her so I know you are proud of Ashton spending her own money.❤
I am so sorry that you have to defend yourself so often. People are unbelievable with their sense of entitlement to judge others. I think you are doing just fine my dear. ❤
We put our oldest (19) on our insurance its $178 just for her a month, she pays that. We checked how much it would be for her to get insurance on her own over $700 a month. Unbelievable!!
You don’t have to share anything with us Emily. But, I’m thankful that you do. People can be so rude and hateful, and that’s so sad. My advice is to ignore them. You do you and keep on grinding. ❤
Another great video! So proud of you Emily. You're doing a great job budgeting your money correctly. Congrats on getting monetized. I know you'll put the money to good use
Thank you Emil. Thank you for always commenting and supporting me. Yes! I receive my 2nd RUclips check and I’m putting it away towards increasing my car fund. I’m feeling more secure with that now.
I like to work on my binders while watching your videos. It helps me to stay motivated Your savings challenges for your daughter helped me to figure out what categories I want for my Baby Binder. Now I don't have a baby or a relationship but I am still saving for a child or at least fertility treatments (since I'm 35 and people keep bringing up fertility a lot). You'll have so much money saved for insurance by the time she starts driving. Looking forward to the next video.
You said you were going to save for a house might I ask what size you’re going to save for? The reason I ask is people don’t realize it with big McMansion type houses you have your room, your kids have their room in another whole section of the house that is basically across the galaxy so you lose contact with them other than through texting and calling. A smaller more moderate house has several advantages: smaller utility bills, more in person contact with your kids, more cozy living. You get to actually see what your kids look like as they grow up and get to know their likes and dislikes. You are doing a fantastic job at budgeting and you have a good head on your shoulders. If only more people would do what you are doing, they would not be in the troubles that they are in.
Great video Emily! You’re a great mom and teacher to Ashton. And yes, some things are best kept private! 👍. Have a wonderful week and weekend! Hugs! -Doreen ❤
Great job as usual. You are such a good steward of what you have earned. So selfless to usually say, "Emily is myself and this paycheck I get nothing."......AWESOME that you finally got a bit of cash for yourself. 😍😍😍
Maybe your RUclips check could go straight into the priority savings for a new car? To speed up those savings. Please ignore all the negativity. Enjoy a burger or whatever it may be, you are in it for a long haul, and those small breaks will brighten your day.
You're doing good. Any changes you make to help pay off that debt and get debt free will help. The fact that you are using a budget and sticking to it, is the key. Everyone has to have a budget that works for their life. I await the day that we can all celebrate with you when you make that last debt payment! Keep up the good work.
Thanks for sharing despite the many critics. You do a great job setting boundaries and doing what's best for you and your daughter. Well done you! ❤❤❤❤
♥️♥️♥️♥️Hi Emily, great video. You’re definitely a cut above the rest!! Love your channel. I really can’t stand when people are on the ‘outside, looking in” and wanna give their 2 cents. Keep pushing Emily. You and Ashton are heading toward BIG THINGS😍😍😍😍😍💜💜💜
You should read The tightwad gazette by Amy Dacyczyn (pronounce decision). Great book on saving money and living below your means and living a simple life. I think you would find it useful, (go by the library to borrow a copy).
You doing fine with what you have. Hurrah that you are able to get your daughter's teeth straighten. I married into a family where my kids and now our grandkids needed braces. Getting them done when others their ages are getting done helps their self-esteem. You are a good example for others.
Another free tip I found. Hah If you don’t like writing on trackers or forget, you can put a sticky note or something in the envelope with the Goal amount written on it. ❤️
I just wanted to suggest… idk if you have mint mobile available? Once the phones is paid off, you can do 3 months, unlimited for 120$?… they be running specials where you can even get 3 months unlimited data,text, call for 45$ + tax … great video, very thoroughly explained 🙌🙌
My eating out budget was higher than that when I was paying off cc and school loan debt. It's actually lower now that I'm debt free so that I can save for home renovations.
If you have 7 credit cards, can you pay off 6 of their bills in full with one of your cards...balance transfer...so that's you only have to pay the interest fees 1 time per month instead of 7 times per month. Just an idea.
Thank you! I need to look into this. My credit is just average and I haven’t been offered a high enough credit limit on a card. My card limits aren’t no higher than 2,000 each at the most. I need a card with a higher limit
I grew up in the Carolinas in the 80s and 90s. I'm white and my name is Emily and there were always at least 1-2 other white Emilys in my classes. Very popular name back then. I don't recall ever meeting a black Emily. So I associate it as a white name, you know? Reminds me of a family member who's best friend was named Tyrone, but this Tyrone was white, which is not something you hear every day for a white person! Just kinda interesting. Really like your channel. Would love to see some of your meal plans.
WTHeck is wrong with people?! With the amount of money you earn a h paycheck; you are still able to keep a roof over you and your child’s head, pay bills, dig yourself out of debt, save money, occasionally treat yourself and teach your daughter how to budget. You amaze me Emily!!!
$20 to eat out for two weeks is not at all extravagant. You are doing a great job for yourself and your daughter. 👏👏
I'm a pen and paper type of girl too. I move numbers around constantly, erase and rewrite, my paper got sticky notes and rips and tears after I'm done with it for the month lol it's so messy. I'd hate to mess up one of those nice papers in them planners. I don't think I'd end up using it because I wouldn't wanna mess it up. I'll use a notebook!
same but I still use a nice notebook lol
Erasable pens help a lot!! I like to write most of my budgeting down, and I change them all the time. Haven't ripped paper in a while 😊
That is your right not to share everything. Some people just want to know all your business but they don't want you to know their business.❤🎉
Grl you sayid a lot better not get in their
I love how you are teaching your child and she will appreciate you more for it. If I don't have it to buy my daughter something, she saves her money and get it herself. I am so proud of her so I know you are proud of Ashton spending her own money.❤
Thank you! Yes! I am proud of her. I want her to be better than me. I wasn’t taught about finances growing up.
We are proud of you. It is hard in these streets and you are holding it down
You do not have to explain how you budget you do brilliantly. I love to watch.
I am so sorry that you have to defend yourself so often. People are unbelievable with their sense of entitlement to judge others. I think you are doing just fine my dear. ❤
People just want to complain. I would have scrolled past like I didn’t see it. 😂❤️
That or block them lol
@ Respectfully! 😊
We put our oldest (19) on our insurance its $178 just for her a month, she pays that. We checked how much it would be for her to get insurance on her own over $700 a month. Unbelievable!!
You don’t have to share anything with us Emily. But, I’m thankful that you do. People can be so rude and hateful, and that’s so sad. My advice is to ignore them. You do you and keep on grinding. ❤
Who wants to just work and pay bills?!?! We deserve to have fun and go out to eat occasionally. 🙄Some people are annoying!
Another great video! So proud of you Emily. You're doing a great job budgeting your money correctly. Congrats on getting monetized. I know you'll put the money to good use
Thank you Emil. Thank you for always commenting and supporting me. Yes! I receive my 2nd RUclips check and I’m putting it away towards increasing my car fund. I’m feeling more secure with that now.
@@DiaryofaSingleMom-ov7xf Good Choice!
You are a good steward over what God has blessed you with I pray to be like you one day
I also use composition books like yours for my monthly budget. It's not fancy, but it does the job.
Congrats on monitization
I like to work on my binders while watching your videos. It helps me to stay motivated Your savings challenges for your daughter helped me to figure out what categories I want for my Baby Binder. Now I don't have a baby or a relationship but I am still saving for a child or at least fertility treatments (since I'm 35 and people keep bringing up fertility a lot). You'll have so much money saved for insurance by the time she starts driving. Looking forward to the next video.
You said you were going to save for a house might I ask what size you’re going to save for? The reason I ask is people don’t realize it with big McMansion type houses you have your room, your kids have their room in another whole section of the house that is basically across the galaxy so you lose contact with them other than through texting and calling.
A smaller more moderate house has several advantages: smaller utility bills, more in person contact with your kids, more cozy living.
You get to actually see what your kids look like as they grow up and get to know their likes and dislikes.
You are doing a fantastic job at budgeting and you have a good head on your shoulders. If only more people would do what you are doing, they would not be in the troubles that they are in.
I’m hoping to buy a double wide for us on our own land. No parks is a must. Yes! I want her to be able to care for it when I’m gone.
Thank you so much for your support❤️
Emily, have you ever thought about doing TikTok as well? You could also be getting monetized over there as well. Btw, love your videos. I’m an OG! ❤
Great idea. I’ll have to check tik tok out. I’m so old school I only have Facebook 😂My daughter is like get on Tik tok mama
Thank you so much
@@DiaryofaSingleMom-ov7xf I think that would also be a great platform for you ❤️
Emily you are doing a great job. Congratulations on being monetized
Great video Emily! You’re a great mom and teacher to Ashton. And yes, some things are best kept private! 👍. Have a wonderful week and weekend!
Hugs! -Doreen ❤
You are such an inspiration!! Im a senior on SS and i think we can all learn from you. God bless
Thank you so much. ❤️God Bless you as well.
❤
Great job as usual. You are such a good steward of what you have earned. So selfless to usually say, "Emily is myself and this paycheck I get nothing."......AWESOME that you finally got a bit of cash for yourself. 😍😍😍
Thank you! Yes! Now that my income is increasing I’ll be taking some out for me here and there.
I love how responsible you live ❤
Thank you
Maybe your RUclips check could go straight into the priority savings for a new car? To speed up those savings. Please ignore all the negativity. Enjoy a burger or whatever it may be, you are in it for a long haul, and those small breaks will brighten your day.
Just came across your video, I must say it is the most relatable I have come across ♥
I think your doing an excellent job,, keep it up 🙂
You're doing good. Any changes you make to help pay off that debt and get debt free will help. The fact that you are using a budget and sticking to it, is the key. Everyone has to have a budget that works for their life. I await the day that we can all celebrate with you when you make that last debt payment! Keep up the good work.
Thank you so much. I can’t wait until I’m debt free.
Thanks for sharing despite the many critics. You do a great job setting boundaries and doing what's best for you and your daughter. Well done you! ❤❤❤❤
♥️♥️♥️♥️Hi Emily, great video. You’re definitely a cut above the rest!! Love your channel. I really can’t stand when people are on the ‘outside, looking in” and wanna give their 2 cents. Keep pushing Emily. You and Ashton are heading toward BIG THINGS😍😍😍😍😍💜💜💜
You are doing a great job and are very motivating. ❤
You are doing a fantastic job on budgeting and teaching your daughter too.😊
Wow u are making great strides!👏🏾👍🏾🙏🏾
Great way to say it catering to you and your needs.
It is no body else’s business what you do with the money you earned for your hard work.
❤ god bless you and Ashton
Like always, you did an amazing job breaking down your pay check. I truly admire you. ❤
You should read The tightwad gazette by Amy Dacyczyn (pronounce decision). Great book on saving money and living below your means and living a simple life. I think you would find it useful, (go by the library to borrow a copy).
Thank you for the book suggestion. I will definitely get it to read.
Looking forward to seeing you move into an upgraded place. ❤
Hi Emily great video and very thorough. Blessings to you and Ashton 💕
Love your videos! ❤
keep it up!!!!!!!!!!!!!!!!!!!!!!!!!
This is awesome ❤
You doing fine with what you have. Hurrah that you are able to get your daughter's teeth straighten. I married into a family where my kids and now our grandkids needed braces. Getting them done when others their ages are getting done helps their self-esteem. You are a good example for others.
Emily, you did a great job giving every dollar a purpose. You’re doing a great job with future plans for Ashton as well.❤❤
Thank you ❤️
You are doing a great job!! Thank you for sharing.💖💖
Great video. Please ignore the nay sayers. You are doing an awesome job budgeting. Have a great weekend ❤
Glad to see you gave yourself some money too!!
You are fantastic on your videos
Thank you!❤️
Awesome job ❤!
Just hit the play button 💜💜💜💜💜 expecting another great budget video
You're an inspiration! Thank you!!!!
Love your videos Emily !! upstate SC girl here too !! ❤❤
Hey thank you for sharing great video
Another great video Emily!! You're inspiring so many of us! Thanks for sharing!❤
Thank you for your video
New Subscriber! You are amazing 🤩
Thank you ❤️Welcome to the family❤️
Great video
Not sure if any of your credit cards are over 10% . The new president is supposed to try and cap and make 10% be the max credit cards can charge you.
Great video ❤
Nice budgeting Emily 💸💵
Another free tip I found. Hah If you don’t like writing on trackers or forget, you can put a sticky note or something in the envelope with the Goal amount written on it. ❤️
That's a great idea! I am always looking for easier ways to stay on track! Thank you!
I just wanted to suggest… idk if you have mint mobile available? Once the phones is paid off, you can do 3 months, unlimited for 120$?… they be running specials where you can even get 3 months unlimited data,text, call for 45$ + tax … great video, very thoroughly explained 🙌🙌
Hey girl!!
Awesome mother you are!
Just saw you posted rapid hit play
❤love ya thanks for sharing
My eating out budget was higher than that when I was paying off cc and school loan debt. It's actually lower now that I'm debt free so that I can save for home renovations.
❤
Thx for your video. I make minimum wage and can relate.
❤ Great video!
New Subbie! ❤️❤️❤️❤️
Thank you and welcome to the family ❤️
heyyyyyyy 🥰💕🌸😊💙
😊😊
If you have 7 credit cards, can you pay off 6 of their bills in full with one of your cards...balance transfer...so that's you only have to pay the interest fees 1 time per month instead of 7 times per month. Just an idea.
Thank you! I need to look into this. My credit is just average and I haven’t been offered a high enough credit limit on a card. My card limits aren’t no higher than 2,000 each at the most. I need a card with a higher limit
❤❤❤❤ I'm glad you're getting pay now
❤️❤️❤️❤️❤️❤️❤️❤️❤️❤️❤️❤️❤️❤️
Thank you for your support
❤ ❤❤
❤❤❤
I grew up in the Carolinas in the 80s and 90s. I'm white and my name is Emily and there were always at least 1-2 other white Emilys in my classes. Very popular name back then. I don't recall ever meeting a black Emily. So I associate it as a white name, you know? Reminds me of a family member who's best friend was named Tyrone, but this Tyrone was white, which is not something you hear every day for a white person! Just kinda interesting. Really like your channel. Would love to see some of your meal plans.
❤
❤❤❤❤❤ 33:21
❤🏴
❤👍👍
❤❣♥
❤❤❤❤❤❤❤❤❤❤❤❤❤❤❤❤❤ ❤❤❤
Someone really thinks you should be accountable to us, the viewers??? No way.
Heyy Hun🩵🩵
❣️
❤❤❤
❤
❤❤❤
❤
♥♥♥
Oh my goodness!! These were supposed to be red hearts ❤️ ❤️❤️❤️❤️❤️❤️
❤
❤❤❤
❤
❤❤
❤❤❤❤❤❤❤
❤❤❤❤❤❤❤❤❤
❤❤❤❤
❤