What to do if Insurance Claim is rejected? In Tamil - What is INSURANCE OMBUDSMAN in Tamil.

Поделиться
HTML-код
  • Опубликовано: 27 янв 2020
  • Insurance Claim நிராகரிக்கப்பட்டால் என்ன செய்வது?
    What is INSURANCE OMBUDSMAN (தமிழில்)
    What to do if insurance company denies your claim. What to do if insurance does not want to pay? What to do if insurance company does not respond.
    What to do if Insurance Claim is rejected?
    What is INSURANCE OMBUDSMAN (தமிழில்). How to approach INSURANCE OMBUDSMAN. When to approach INSURANCE OMBUDSMAN.
    Region wise Insurance Ombudsman details:
    ecoi.co.in/ombudsman.html
    What to do if Insurance Claim is rejected? In Tamil - What is INSURANCE OMBUDSMAN in Tamil.

Комментарии • 139

  • @RupeeDriver
    @RupeeDriver  4 года назад +4

    I shall work hard to provide a better and quality content. Thank you for your support.

  • @megaladevi1105
    @megaladevi1105 3 месяца назад +1

    மிகவும் பயனுள்ள தகவல்கள் நன்றி 🙏🏼🙏🏼🙏🏼🙏🏼🙏🏼

  • @seetharams7434
    @seetharams7434 4 года назад +2

    Clear explanation super sir

    • @RupeeDriver
      @RupeeDriver  4 года назад

      Thank you sir for the feedback.

  • @adamkhan9370
    @adamkhan9370 3 года назад +1

    Thank you for your valueble information sir

  • @raju12090
    @raju12090 2 года назад +3

    Thank you very much for sharing the useful information Sir.

  • @kathirkutty3513
    @kathirkutty3513 Год назад +1

    Thanks for your valuable effort 💐💐

  • @johnleojohnleo9533
    @johnleojohnleo9533 7 месяцев назад +1

    Thank u Verymuch Sir,For ur Details🙏🙏🙏🙏

  • @msmanikandan1
    @msmanikandan1 2 года назад +1

    Very good and clear sounds great to go

  • @babuv6669
    @babuv6669 8 месяцев назад

    Informative

  • @moorthys.m.9763
    @moorthys.m.9763 3 года назад +5

    Sir, your voice is clear. Very useful information. That's incredible.

    • @RupeeDriver
      @RupeeDriver  3 года назад

      Thank u sir for your kindness.

  • @renganathan76
    @renganathan76 3 года назад +1

    Its very useful sir

  • @sureshpk3350
    @sureshpk3350 3 года назад +1

    Super

  • @a.srepatyparvatraj5065
    @a.srepatyparvatraj5065 3 года назад +2

    அந்த கட்டிடத்தின் புகைப்படத்தை போட்டது மிக சிறப்பு Highlight ! nandri

  • @vengateshvengatesh7384
    @vengateshvengatesh7384 Год назад +1

    Super.super bro....thanks

  • @vijaylokeshs6561
    @vijaylokeshs6561 4 года назад

    Spr bro really awesome

    • @RupeeDriver
      @RupeeDriver  4 года назад

      Thank you for the feedback it is really motivating.

  • @mohans7809
    @mohans7809 3 года назад +1

    Great sir

  • @sureshpk3350
    @sureshpk3350 3 года назад +1

    👌

  • @Stalinannadurai
    @Stalinannadurai 3 года назад +1

    தெய்வமே 🙏

  • @Stalinannadurai
    @Stalinannadurai 3 года назад +1

    Great 🙏

  • @danielprakash5093
    @danielprakash5093 2 года назад +1

    Thank you sir

  • @angelomichaelsamson4685
    @angelomichaelsamson4685 2 года назад +1

    Super nanba

  • @speriasamysperiasamy1231
    @speriasamysperiasamy1231 2 года назад +1

    Super 👍

  • @vengateshvengatesh7384
    @vengateshvengatesh7384 Год назад +1

    Vera.vera..laval

  • @xnivaxhzne
    @xnivaxhzne 3 года назад +1

    supr

  • @rameshbabuv145
    @rameshbabuv145 2 года назад +1

    Very useful information.Thanks.

  • @Sathishkumar-iq5wt
    @Sathishkumar-iq5wt Год назад

    Hi Sir, actually am facing claim issue due to room rent category sir. Am eligible for twin share ac room but in this network hospital there is no option for twin share ac room so that I choosed non ac private room which is lowest one in this hospital. Insured value is 20000 and my room rent per day 1500 only. This is cashless treatment only. Corporate insurance sir

  • @karthick4762
    @karthick4762 3 года назад +1

    👌👌👌👌

  • @gayathrigovindaraj3069
    @gayathrigovindaraj3069 Год назад +1

    Hello sir..thank u so much for your information...if the insurance ombudsman's award is not acceptable by a complaint means what's the procedure to take the next step..to get the claim from insurance company..?

    • @RupeeDriver
      @RupeeDriver  Год назад +1

      thanks madam. next is to go to courts.

    • @gayathrigovindaraj3069
      @gayathrigovindaraj3069 Год назад

      @@RupeeDriveris it ok sir..To appeal in local consumer court or want to go high court??

  • @sornalatha3450
    @sornalatha3450 2 года назад

    In case oru financial institution LA irunthu government moolama illama private ah OR oru advocate ah ombudsman ah appoint panna vaipu iruka

    • @RupeeDriver
      @RupeeDriver  2 года назад

      Iam not sure. But i do not think so. Earlier TN ombudsman was from the Revenue department.

  • @djone-2travelvlog316
    @djone-2travelvlog316 3 года назад

    Sir. National insurance ல என்னோட லாரி இருக்கு. Recent a accident ஆகிடுச்சு. Claim service ரொம்ப wrost a இருக்கு.. பிராடு பண்றங்க. ஏதாவது பண்ண முடியுமா. Gvt insurance vera.. So help kidaikuma

    • @RupeeDriver
      @RupeeDriver  3 года назад

      hi sir, if you are not satisfied with the claims approved then you can approach their grievance department within the insurance company and raise a complaint in writing. Then they will respond. if you are still not happy with the response from grievance department then you can approach the Ombudsman. every communication have it in writing.

  • @riyaworlds9048
    @riyaworlds9048 2 года назад

    June la surgery nadanthuchi sir ennoda name insurance la vitu pochu temporary card july la potanga so reject agiduchi enna pannalam

    • @RupeeDriver
      @RupeeDriver  2 года назад

      Surgery timela unga insurance policy validaa eruntha neenga claim podalam. Claim thavaraga reject siyapatirukunu neenga ninaithal insurance companyudaya GRIEVANCE departmentuku complaint pathivu seiyunga. After that no response then ombudsman.

  • @dineshduke3308
    @dineshduke3308 5 месяцев назад

    Sir pls clarify my doubt yannoda brother mayakam vanthu kela viluthathula head injury auirichu hospital sethu operation pannom 4days apiram yaruthutaru bro 2 lic policy potturunthan nanga claim panna ponum sir sum assured tharan sollitanga ana death claim kedaikathi nanga venum na head office la ketti solluran sollitanga ippa enna pannurathu sir yathirparatha vithama adipatti claim pannalm iruki ana avanga ipdi la Solluranga

    • @RupeeDriver
      @RupeeDriver  5 месяцев назад

      iam sorry to hear your loss sir. ஆழ்ந்த இரங்கல். எல்ஐசி பதில் உங்களுக்கு சரியில்லை என்றால் நீங்கள் மேல்முறையீடு செய்யலாம். எல்லா தகவல்தொடர்புகளையும் எப்போதும் எழுத்துப்பூர்வமாகப் பெறுங்கள் (postal mail or e-mail). we need to appeal to the grievance department (குறைதீர்ப்புத் துறை). they will have a grievance department which has to be different from the claims team. குறைதீர்ப்புத் துறையின் பதில் நம்பத்தகுந்ததாக இல்லாவிட்டால், Insurance Ombudsman-ரிடம் மேல்முறையீடு செய்யலாம். Insurance Ombudsman சுதந்திரமானவர் மற்றும் அரசாங்கத்தின் கீழ் வருகிறார்.

  • @shanmugammunisamy
    @shanmugammunisamy 2 года назад

    வணக்கம் சார் நான் இருப்பது ஓசூர் தமிழ்நாடு பாடர் அருகில் நான் பெங்களூர் OMBUDSMANக்கு அனுப்பலாமா. நான் Star Health and Allied Insurance Erode Branceல் எடுத்துள்ளேன்

    • @RupeeDriver
      @RupeeDriver  2 года назад

      Vanakkam sir, i think if your postal address is TN then u may hav to apply in TN. You can also check with your insurance company on this as well.

  • @sameerk4504
    @sameerk4504 3 года назад

    Does, health insurance policies reimburse paritoneal dialysis cost ?

    • @RupeeDriver
      @RupeeDriver  3 года назад

      i am sorry sir, i do not know. you may have to check with your insurance company and in your policy document if there is any exemptions

    • @sameerk4504
      @sameerk4504 3 года назад +1

      @@RupeeDriver ok thank you for replying

  • @muralidharan6201
    @muralidharan6201 2 года назад

    Super sir thank u very much sir enbrother death ayitar nanga all documents koduthachu but ange irukkura orumadam romba rude nadanthukaranga five months aachu innum claim settle aagalai delay pannita irukkanga early claimnu solli late panranga sir en mother nominee avanga stroke patient avanga stress aagaranga nan ambudsmanta complaint pannalama sir

    • @RupeeDriver
      @RupeeDriver  2 года назад +1

      Yes sir. Kandipa. Neenga first insurance companyla eirukira Grievance departmentuku oru complaint pathivu panunga with all proof and ask why delay. Wait for 30 days for their reply. If no reply from them also then go to ombudsman.

    • @muralidharan6201
      @muralidharan6201 2 года назад +1

      @@RupeeDriver sir thank u for your support sir

    • @bhupac
      @bhupac 11 месяцев назад

      entha insurance company sir? epo pota insurance, epo claim aanatha?

  • @joicejoice8376
    @joicejoice8376 9 месяцев назад

    Thank you sir naanga ICICI policy eduthu irunthom 7th accident achi 26 th engaluku notice vanthuchi 3 days la reply kodukka soli Saturday Sunday leave Monday documents submit pannom acceptable illanu soldranga ....😢

    • @RupeeDriver
      @RupeeDriver  9 месяцев назад

      Raise a complaint with Grievance department of ICICI or whichever insurance company. If they also do not respond then rsise complaint with ombudsman.

    • @joicejoice8376
      @joicejoice8376 9 месяцев назад

      @@RupeeDriver tq for ur kindness reply sir... please grievance no kedaikkuma sir

    • @RupeeDriver
      @RupeeDriver  9 месяцев назад

      You need to check with the insurance company. Or from their website. Grievance dept is part of company. Ombudsman is part of Govt.

    • @joicejoice8376
      @joicejoice8376 9 месяцев назад

      K tq sir

  • @laxminarayanan263
    @laxminarayanan263 2 года назад

    Hello sir I'm working in bangalore I started my first policy through online base ,my claim is rejected should I go for karnataka ombudsman or Tamilnadu ombudsman

    • @RupeeDriver
      @RupeeDriver  2 года назад +1

      Hi sir, i think it is based on your address used for taking the insurance. But kindly check by calling the ombudsman office or their online website.

    • @laxminarayanan263
      @laxminarayanan263 2 года назад

      @@RupeeDriver sure thq for replying

  • @Madhan94425
    @Madhan94425 Год назад

    Bro enoda health cashless approve panni ,but payment panala because it is corporate policy I am not working right now,but stating that policy not in live ,so we can't pay nu sollaranga but atha claim ku pre,post hospital expense approve payum panaga , next week hearing date kudthuranga what they will ask
    Is this valid reason for deniel
    Because hospital people asking to pay the amount after 10 months of discharge

    • @RupeeDriver
      @RupeeDriver  Год назад

      hi sir, sorry i am not sure. but why did the insurance company give approval in the first place ? may be you can check with an expert before going to the hearing. which all points you need to highlight in the hearing. Is this hearing in Insurance-Ombudsman ?

    • @Madhan94425
      @Madhan94425 Год назад

      @@RupeeDriver yes hearing is from ombudsman

    • @RupeeDriver
      @RupeeDriver  Год назад

      All the best sir. present your case with all data and proof.

  • @udayakumar1804
    @udayakumar1804 3 года назад

    One details please give me

  • @kenshoppe6815
    @kenshoppe6815 3 года назад +1

    Sir how can we send to ombudsman direct or post or mail. Can v write in tamil

    • @RupeeDriver
      @RupeeDriver  3 года назад

      hi sir, we can send it through post. always keep an acknowledgement so that you know the mail has received them. I think we can write in Tamil as well. But better to get it confirmed by calling their phone number.

    • @kenshoppe6815
      @kenshoppe6815 3 года назад +1

      @@RupeeDriver thank u sir.this video is very useful to me.

    • @RupeeDriver
      @RupeeDriver  3 года назад

      Welcome sir.

  • @pushpalathamanoharan3668
    @pushpalathamanoharan3668 3 года назад

    Sir I take three policies in Kota life insurence .now I cannot continue the policy because of my health conditions. Can I get the refund money with the help of ombudsman.

    • @RupeeDriver
      @RupeeDriver  3 года назад

      Hi madam, if you are trying to surrender your policy then you may check with your insurance company first on the amount that you may get. Also check in the policy about surrender clause. If you are not satisfied then you may raise a complaint with the greivance department of the insurance company and still if you are not happy then you may consider Ombudsman.

    • @pushpalathamanoharan3668
      @pushpalathamanoharan3668 3 года назад

      Sir i paid for only one year.i am nearly 60 years I can’t continue the policy because of my health conditions. In the bank they rejected my request. Can I go to ombudsman .three policies for Rs 3,35,000

    • @RupeeDriver
      @RupeeDriver  3 года назад +1

      Yes madam you can definetely try with ombudsman. Nothing wrong. It is free only. So you may try. But have all the responses from the insurance company documented. Did you raise complaint with grievance department of the insurance company? Have all their response in writing. Because you may have to submit those to ombudsman as proof.

    • @pushpalathamanoharan3668
      @pushpalathamanoharan3668 3 года назад +1

      @@RupeeDriver thanks thambi

  • @jothisubramanian4751
    @jothisubramanian4751 Год назад

    Post la grievance anupurathu bathila mail la grievance anupalaam ah sir???

    • @RupeeDriver
      @RupeeDriver  Год назад +1

      yes madam. but i think it is better to do it through post and get the acknowledgement which means they have received the post (for proof). so i would suggest do it both e-mail and postal mail.

    • @jothisubramanian4751
      @jothisubramanian4751 Год назад

      @@RupeeDriver sure. Thanks a lot for this reply and giving the useful information.

  • @deenadeena9140
    @deenadeena9140 Год назад

    Claim register panni yevlo nalaikula claim tharanum bro

    • @RupeeDriver
      @RupeeDriver  Год назад

      not sure sir. usually 3 to 4 weeks i think. may be you can check with the insurance company itself.

  • @megaanbu2643
    @megaanbu2643 2 года назад

    நான் பயிர் காப்பீடு செய்தேன் அதை ரிஜக்ட் செய்து விட்டார்கள் என்ன செய்வது

    • @RupeeDriver
      @RupeeDriver  2 года назад

      பயிர் காபீடு ethil varumanu ennaku theriyala sir. Neenga unga insurance companiudaya GREIVANCE departmentuku muthala complaint pathivu panunga. Avanga kitayae Ombudsman patriyum kelunga.

  • @rajanivas8098
    @rajanivas8098 3 года назад

    Sir insurance pay pannitan sir browsing center la olunga scan panni anupu la sir na ipaa yara complaint pannanum sir one year aguthu sir

    • @RupeeDriver
      @RupeeDriver  3 года назад

      insurance company kitta complain pannunga sir. avanga thaana unga policy contract ungaluke anupanum.

    • @rajanivas8098
      @rajanivas8098 3 года назад

      @@RupeeDriver sir 2020 la insurance pay pannan sir browsing center la olunga scan pannama pay pannitanga sir v.o signature illama scan pannitanga sir

    • @rajanivas8098
      @rajanivas8098 3 года назад

      @@RupeeDriver reply pannuga sir

    • @RupeeDriver
      @RupeeDriver  3 года назад +1

      Hi sir, If payment made then you have to contact the insurance company sir.

    • @rajanivas8098
      @rajanivas8098 3 года назад

      @@RupeeDriver ok sir

  • @kumuthap6121
    @kumuthap6121 2 года назад

    Sir,ombudsman la reject panna yenna pannuvathu.

    • @RupeeDriver
      @RupeeDriver  2 года назад

      hi madam, next i think is to approach the courts.

    • @kumuthap6121
      @kumuthap6121 2 года назад

      Thank you sir

  • @vishnuvaradhan4910
    @vishnuvaradhan4910 3 года назад

    Talk to honest bro

  • @nanajinarayanan3612
    @nanajinarayanan3612 Год назад

    Ombudsman also rejected car insurance where will go to another

  • @tholskappian1325
    @tholskappian1325 3 года назад

    Hallo sir I want complaint addredd

    • @RupeeDriver
      @RupeeDriver  3 года назад

      Please follow the steps as in the video sir. First raise a complaint with the grievance department of the insurance company. And then still not satisfied then raise with insurance ombudsman

  • @vasukit1717
    @vasukit1717 3 года назад

    Mobile insurance claim rejected

    • @RupeeDriver
      @RupeeDriver  3 года назад

      If you are not happy with the reason then try to appeal to grievance department of insurance company.

  • @ArunArun-mn1zx
    @ArunArun-mn1zx 3 года назад +1

    Bro உங்க வீடியோவ Playback speed 1.25x வெச்சுதான் கேக்க வேண்டி இருக்கு. அவ்ளோ ஸ்லோ

    • @RupeeDriver
      @RupeeDriver  3 года назад

      Iam sorry sir. Will correct it. Thanks.

  • @rajakumarraj558
    @rajakumarraj558 Год назад +1

    ♟️👍

  • @mohans7809
    @mohans7809 3 года назад

    Sir unga num venum sir

    • @RupeeDriver
      @RupeeDriver  3 года назад +1

      Hi sir, No number sharing sir. Lot of fraud in yputube. I do not call or ask for numbers. Please post ur query here and i will try to answer