Car Buying 101 w/ Gas Monkey Millenials
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- Опубликовано: 11 май 2021
- We get it, not everyone buys a car as much as we do at Gas Monkey Garage. When it comes to buying a new car, you can REALLY get screwed over REALLY quick. Rest easy, Richard Rawlings is on your side to show you how to buy a new car and what to look for!
Huge thanks to Sam Pack Ford in Carrolton. When you're looking for a new car or truck, give them a look, you wont regret it! ➡️www.spford.com/
Oh and stay tuned for what we do with this Millennials old truck 😎🤘
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![TRASH or PASS! Eminem ( Houdini ) [REACTION!!!]](http://i.ytimg.com/vi/cB1WrZcMwMc/mqdefault.jpg)
Say what you will about this kid but it's impressive that he asked for help from the smartest person he knows.
That is the truth. Soak it up young man, that man can teach you how to make it and what the speed bumps are. He's been hustling all his life to get what he has.
@@derekweatherford8989 its a completely different world than what he hustled in though.hence why he's got a team of what he keeps calling Mellenials but they will be the only ones making bank in 10 years when gas engines have been socially exterminated. I mean our 4 basic needs as humans cost an arm and leg now. When Richard was his age one income could still support an entire family.
@@twiztedclown that’s the truth!
Hopefully Richard isn't the smartest person he knows 🤣
@@proamericanstoptyranny1260 Richard hell lot smarter than u
This kid is definitely not stupid. He’s just not educated and there’s a huge difference. He was smart enough to walk away from a bad deal and ask the smartest car guy he knows for help.
I have to say, I was impressed Richard took the time to help this kid out. It sure helps.
Plus helped out a lot of other people as well 👍
2.3m views on this video he making good money "helping" him out
@@ytb4765 u bet, it's great P.R.
It’s content.
Lmao if the camera wasn't there he wouldn't care
Kid: "hey I've never bought a car before"
Boss: "you're an idiot"
What sort of TWAT has never bought a car before?
A first time buyer!
Can we get a whole series of richard teaching this kind of stuff?
This isnt good at all, he still has to pay full coverage which is another $300 every month paying almost a whole other truck but he wont know that till the end 😂😂😂
@@yessir8575 his parents will pay for his insurance. 😂
i already knew all this he's talking about - but i feel as if he was actually the one whom educated me
@@yessir8575 I've found insurance on new cars to be better than used. Asked my agent why and they said people are more likely to treat them better.
@@S3Photography yea but when you pull out a car from a dealership like this you need full coverage which on most brand new cars its $300 plus
For those of us without father's or parents in the know, this was really helpful
Big Brother assistance for free? Lucky Guy!
Don't buy a new truck and only go into credit debt that you can pay back immediately if you need to increase your credit score. Save your money and pay as much with a down payment as you can..or buy outright with cash.
I'm 41 years old and have never had a credit card
@@jimmyc6686 congrats..you learned how to navigate outside this rigged debt-based economy. I didn't achieve that wisdom untlI was in my 30s. I'm in my esrly 40s now. Good credit, no debt.
@@hello-again6994 I completely agree.
Honestly if you can help it, just get a cheap used one and learn to get your bards dirty. A lot better in the long run.
This is proof, "It's not what you know, it's who you know."
It's "are you really stupid enough to listen to this goof?".
lol he just drive him to the dealership
Fact!!!
Kinda, but at the same time, it wasnt so much who Richard was as it was what he knew.
Knowing the right people helps, but having the right knowledge and information is the real vital part.
All this stuff is kept "hidden" from most people on purpose, they should be teaching actuall stuff like this in schools rather than people having to figure this shit out for themselves.
That phone call got me dead asfk 😂 he ain’t call anyone
Haha was checking if anyone else notices
I thought I was the only one who noticed that 😂😂😂
Just like in most of the movies and series. :)
hahaha, tbh he did the fake call quite well.
Ij
If Fast and Loud had a spin off like this, I would watch it again. This is 100% useful versus fluff TV.
There was still a lot of fluff in this
Agrre
2 fast 2 furious 2 fast 2 furious 2 fast 2 furious Paul Walker Toyota Supra to Tracy to Tracy
It would only get messed by the third season, with huge bags of cash thrown around for a bet, product placement / shameless advertising, Richard ruining it basically.
4 sure
I like Richard not wanting him to put his whole savings down. Respectable.
If he really wanted to help him he should tell him to jusy buy a 13k car pay for it cash and have no car payment
Respect !
Staged ! But informative 👌
@@MrBonecollector83 No. Buy one for 10-15k, finance it with no early payoff penalty. Pay it off with your savings early and build credit.
@@MrBonecollector83 He already had a truck. Why buy another if it is not broken, even a new motor would be cheaper.
as a sales man that deals with these kids daily let me say, thank you Richard.
I feel good for the young guy that he got some help so he didn't get screwed as bad. At the same time, it's sad to see him take on a load of debt he never needed. Buying a new vehicle is one of the worst financial decisions someone can make (IMO).
Yep, I feel bad for him too
Without a doubt! I would have insisted I look at a used truck. You save so much money because you don't lose that big chunk when you drive a new one off the lot. Oh well, he's happy, and that's the most important thing. 😎👍
I do think it's funny how they're from Texas, and a car isn't even in the conversation! Lol 😂🤘
Yeah, my old neighbor man taught economics and finance and he told me once that buying an automobile on time is one of the worst decisions a person can make. I said "but most people don't have 20 K to go out and buy a new car." He said, Oh but you can afford spending dam near 40 K over time? That's rediculace. Just save up because otherwise your just making the bank or the dealership double their costs.
Doing that every 2 or three years is horrible. He'll pay off the debt and be wiser for it. In the meantime, he has been rewarded for good behavior. At least in the first 3 years, he shouldn't have any surprise mechanical problems to have repaired. During that time, he can save so that the next vehicle won't need so much financing. After 2 or 3 vehicles, it's cash every time, no interest costs (except for the loss of the use of the money). You have to start somewhere.
My first boss is 100% a clone of
That man. He was HARD but he cared and he would chew us all out when we made stupid choices. Sadly no one listened to him. I figured out he was rich AF and I started listening to him. Turned out he actually wasn’t a dumb jerk. He was smart AF. Totally credit him for my life’s success now.
Thank you.
@@andrewpeyton5167 your welcome son
It takes a smart man to realize when to listen to another smart man.
That's one hell of a boss that helps him with something like this. Hats off to Richard for stepping in, mad respect
I'm sure if he wasn't getting anything out of it he wouldn't give a shit
It's a tv show. Lol.
Absolutely, He is definitely a top shelf guy
It's staged
Really? He talked shit the whole time and clearly only invested his time/energy to help for content...
This is why I love Richard, he has BOSS HEART to everyone ( customers and employees)
Richard: I dont want kids
Employees: Hi dad!!!!!!!!!!!!
Kudos to Richard for helping an employee out and making sure he didn’t get ripped off
Well its pretty normal to do. No?
If you watched the interview with Joe Rogan, you hear very well that Richard is not the nicest guy around. But i think hes got a good heart sometimes. (From my perspective)
It was in the script.
He’s still getting ripped off though
@@PhonyRider why do you say that?
@@vxnova1 cause he bought a Ford! 🤣🤣🤣
This is nice to see. An employer take it interest in an employee. To help the person. America needs more of this.
Got that right.. most employers are more worried about what they can take from you, let alone help
He does because he dosent want to have his rep destroyed like bruh we busted the GasMonkey employee he has just dumb milenial kids lol so he does what a old boomer does teach him and make fun of him all the way and back from the dealer.
No, it's not because , he wants to help. Richard is doing it for publicity and branding, that's it.
RR didnt even know what the kid drove to work he said. Treated him like an expendable employee and doing this to save face.
As an employer, I help my employees as it makes them smarter and builds loyalty to my company …well and myself
Honestly, this was a very educational session for those who have never bought a vehicle.
Richard really helped out tbh
I am amazed! I’ve never had a boss that would ever help me like that! My respect for Richard just went way up!
I was thinking the same thing. MAJOR props to Richard on this one.
I respect the kid for having no debt and having $13,000 saved as a down payment.
Then with a swish of the pen he had almost no money and 18 thousand in debt.
The kid had no business buying that expensive a truck.
He's gonna be loosing 2 to 4 thousand dollars a year on that thing, for years, in depreciation.
I don't know what the kid makes but I wouldn't be surprised if that's as much as 10% of his pre tax income, getting flushed away.
@@kkknotcool Finally, thank you for saying this. The icing on the cake was discussing whether his parents should potentially co-sign - this is always a warning sign that you are buying too much. Good lord, this kid needs to save for a house or something that will appreciate in value. Keep a garbage truck and drive it with pride knowing that you aren’t giving into marketing.
That's the amount I was able to save and put down on my car back then in 2016. I'll be 52 in August. He's doing a great job saving
@Gillie Monger I think it would depend on how much savings he has left. He did say that his parents were contributing to the sale.The beauty part of the loan is that he can make extra payments and pay it off early and save a bunch of money.
I do wish that he could have found something cheaper in a used truck but, you get what you pay for. He will either pay the bank or, pay a mechanic to keep his on the road. It's also getting expensive to get cars worked on. Because of this pandemic, everyone is trying to make as much as they can when selling a car so they can pay their bills. In all honesty, I would have waited a year to save a bit more and wait for the dealer to get more of a selection in. I think they did pick out a nice truck, worthy of making payments on. I just hope he makes the extra payments to get the loan off quickly.
I also have an 08 4runner. I just finished looking online for fun what I might like to replace it with. 2015 SR5s with 50k miles are going for $30k here in Va. Cars are just getting more expensive.
@@kkknotcool Except the banks don't set themselves up for repos.
Richard is a good man to not only talk to the kid and steer him, but to go with him to make sure he doesn't get handled.
He also made some money by turning into a video...
@@ryanscott2548 that's what you do with an entrepreneur mindset. Rich made the kid made the seller made. He turned 1 negative into 3 positives
Beat me to it, and this is not like him from the show. I used to watch it.
This is scripted you numbskull.
@@alecm2721 it's scripted but it's not like that isn't how sleazy dealerships work, it's not uncommon to hear about deals like that. My wife's friend decided she wanted a new car, went in a paid $64 grand for a new Armada, they only gave her $4500 for a trade in on her three year old Xterra, and her interest rate was ridiculous as well. She only cared about the payment and that she could afford it, absolutely no concern with how much money she was throwing away, interest rates, the true value of the Armada, etc. she just wanted a payment at X amount a month and what do you know, they "helped" her out with that. I have a couple friends that work at credible dealerships, they say the most common concern is how much it is a month, that's it. Lots of people don't get financial education like they should and there's lots of people out there that don't mind taking advantage of that.
As a former Ford car salesman myself I completely respect what this man did for this young 22 year old kid.
Just stumbled onto this RUclips channel. Loved the show. That was me, 52 years ago, at a dealership by myself, facing across the desk at a professional salesman. 'Cept I didn't have any help or moral support. Very impressed with the "kid". He apparently comes from a good family and has a lot on the ball. Hope he goes far.
I like how Richard doesn’t really show emotion or like he cares but we all know he really does care and got love for his workers
@@RFJersey no it isn't, some people like to do nice shit for nothing in return. not everyone is an emotional vagina I guess
This man did his employee a great service godbless him 🙏 👏
Had a boss just like Richard who helped me out in a situation just like this when I was 19, he went with me and I got the same truck I was looking at for cheaper with a 3.4% interest rate instead of 11%. He was cool enough to let me get a credit card, in my name and everything, that he told me to use on gas for my work truck and misc. work expenses and would pay it off monthly to build my credit score up. I got a nice truck had it for 2 years traded it in, got a used tahoe, got my wife a new traverse, and bought a house in the same month. I left that company to go into the trade I was going to school for, but we stay in contact and I fix all of his equipment now
Love this as a 25yr old I learned a lot…
Proper use of the internet
"What do you do here, anyway?" (Priceless)
Ouch
I mean if it’s my own boss then I guess it’s fine at least he is helping me not get screwed over financially while buying a vehicle.
This is actually a big service to a lot of these kids...youre hitting on something here...like a millenial segment
except he isnt a millennial.. the guy is Gen Z.. Im 40 and im a Millennial. The kid had his truck since he was 15.. and he has had it for 7-8 years.. Which means hes Gen Z being 23 years old. Millennials are old enough now that we have kids who are in their 18-20's.. Stop using millennial for everything geesh.. makes you look even dumber than he is
@@jeepsblackpowderandlights4305 I'm a millennial and i always try to get people to think about it like this...... Boomers are millennials parents, which are gen Z parents.....the stupidity is a trickle down effect considering we are all supposed to be taught things by our parents.
And poor Gen X are constantly just forgotten about.
Great video! So nice to see a different perspective on Richard and his employees no matter how “reality tv” this may be, it’s still cool.
Mr Rawlings big thank you for this episode. It is a PSA suitable for young folks learning the dos and don’ts. You are really a good boss.
Richard is doing this guy a solid; you can't ask for more than that. Hats off!!!
I literally saw his head explode. Excellent teaching and learning moment. How does this NOT have more views and likes!?
Because it just came out a couple hours ago du
@@1982MCI If you "literally" saw his head explode it would be a very messy video!
It’s because it’s obviously scripted and hat makes people lose interest
I absolutely couldn't stand this show on TV. However since I've stumbled across their RUclips channel my opinion has done a complete 180. I appreciate what Richard has done for this kid.
Was cool that he helped him out and it was nice that he took his advice and leaned something. I also like the fact that this young kid saved his money and worked toward the truck and did not expect his parents to get him a new truck.
Salesman was just friendly because Richard was there 😂
That is exactly how I sold cars for well over 14 years, and I sold between 20 and 25 cars each and every month. This is how a majority of dealerships work. Unfortunately there are some that don't, and those stories (real or added exaggerations) are what a majority of people think about when thinking about car salesmen.
I’d get on a plane and fly out there to just deal with an honest salesman who clearly explained it.
No he wasn’t 13000 down payment
My wife and I bought a car from this dealer back in 2010, they were friendly and very easy to deal with, when we replaced her car had I still lived in or near Texas we would have bought from them again.
@@superdave334, It's a shame that a few bad car dealerships/salesmen have made it seem like the entire industry is bad.
"Uncle Daddy Richard helped you out, now you gotta go talk to mommy" This guy is one of a kind ahaha
Rich thank you so much for helping one of your employees out it shows that you care about your employees that is very hard to find
Hey first time watcher of this show...that was really cool for Richard to cover his employee , learn, help make the deal ...great show for working class guys to learn ..I learned thank u....I'll be in from now on...
Thats pretty cool Richard. You dident leave Austin out for wolves to get to him. Hopefully someone learns from listening and watching this Vid.
Lmao. Should of let him fail. With failure, you learn what you did wrong so next time you can learn what to do right.
@@dragonbrownies517 Hey man Austin went to Richard and even told him it was his 1st time buying somethin newer, he asked for help, why would ya set him up for failure? Its not like he's done it before and keeps messing up. Hope ya don't have any kids. If so God Bless em
@@jimbo682 exactly! I’d hate to be this dudes friend. If the kid is smart enough to come ask for help then why set him up for failure?! He wants to learn from others mistakes and experiences. The world needs more Richard types and less dragon brownie types.
This should be required watching for every high school student
You would think they would teach things like this is school
In common core math that's a lot of circle's and squares.
Required watching on how to be suckered into the allure of a new truck.. There was nothing wrong with that '06...so now he has 6 years of car payments on a liability that depreciated 25% the second he signed on teh dotted line...now in 6 years he will have an "Asset" worth about $15K that he paid $43K+ for...real smart!! People fall for this every day!!
Also the military. 29% APR Mustang GT buying E1 privates who marry strippers their 1st year in are the bane of every NCO in existence.
I drove my dads 4 door lemans to work on third shift and then on to school in the morning for three months till I saved up $500 to buy my used half primer half paint sixty eight fast back mustang. I’m sixty one and that’s the last time I ask any one for anything except for a job.
And once again Richard, you have shown you have a heart. Not many employers would do what you did. Respect earned.
I AM SO HAPPY I GOT TO THIS CHANNEL. I DON'T WATCH TV FOR 3 YEARS NOW, JUST HATE THE COMMERCIALS U KNOW. I watched the series on discovery tho, but after that, I just don't watch the TV. Only RUclips! Thank you Richard for making the channel! It is really awesome and I have a great time watching it! Be healthy men, much love from Bulgaria
Love that they taught this young man about interest so much needed these days. 18 percent interest my goodness!
With 13 grand down
Another option for a lesson: "You have 13k, you car is worth 5k? That makes 18k.
My friend, let's go find you a car at max 10.000$, whenever it needs to, we'll fix it up in our garage. Put 3.000$ on the side, get your first stocks with the remaining 5.000$ and each month you'll be putting an additional 400$ of stocks on your name. You aim for a minimum 25% profit before tax each year and in 3 years you can start lending money to people and their friends who don't do the math. I won't let you get into the devil's wheel of owing money."
@Viktor Sv another very valuable suggestion for a young person. Other risks involved, not -free either and feasibility depends on geographic location but I'm fully with you, thanks!
When I was in school, they actually did teach this, it was called bone-head math. They were teaching the kids, real world skills. Meanwhile, us over educated idiots were stuck in the useless Alg. II. We were always so jealous and who do you think came out ahead on that? 🤦♀️
Richard, as a 20year old that bought a 2013 F150 less than a year ago, doing it alone. If I was that kid I would have been so grateful for that!
Proud of that work. Good Job. Im 37 years old and Learned more watching this than Any Dealership encounter.. Thank you Sir
This is very educational. I am glad I came across this video. Congrats on the new truck!
The smile on the dealers face when he said 13k. He knew he was getting that commission.
NEVER give up that kinda cash, do your homework and you won’t have to and be prepared to get up and walk out.
He gets commission on the full price, not just the down payment. Your logic says if a dealer has a 0 down program, the salesman makes nothing.
@@johnkidd1226 ummm no my logic says do your home as the consumer BEFORE you go in or your wallet will be lighter and the stealerships wallet will be heavier with YOUR cash.
@@XX-166 The dealership actually prefers you buy on credit. They make more money on finance charges that way.
@@XX-166 The dealership actually prefers you buy on credit. They make more money on finance charges that way.
Nice to see Richard being more personable, fatherly and caring in his own way , it looks good on ya bro!!💪🏾
This is probably top 10 things I've seen out of these guys, Richard, being a proper Bro.
Tough love. Usually not a fan of this gentleman, or at least how he portrays himself on tv, but I respect him for this and learned somethings too
Good on you Richard. Austin just got an education from you and he didn't have to pay any tuition!
Richard will deduct the education fee from his wages.
Is that even possible in America ?
@@ptgigg I got my college degree for free with financial aid so yes. And I actually got paid to go to school since tuition was reduced and the financial aid covered more than school expenses
@@MrZachgonz That’s great to hear. From what we hear down here in Australia, going to university there comes with this enormous debt.
Lots of people will learn something from this for sure
Richard saying he’d sell him new parts for half the price was definitely cool of him. Even though he gets them for free probably it’s still a nice gesture
True. This is also a sort of payment for him. One hand washes the other. If this guy stays loyal to richard and does a fine job richard will be happy to hook him up for a good deal any day of the week.
What is free in this life my friend?
@@andrijaperovic8009 air
@@themomorain not at the gas station paid 75¢ for it
You think the guy gets parts probably for free? Not a chance in hell. At cost pricing for a shop typically runs 10-20%% below MSRP, that’s what you or I as the customer pay, then we pay for labor to get it installed. If you ink a deal with a company to become an exclusive [insert aftermarket part company here] installer you get even deeper discounts. They want you to install their product over other companies. So when you become exclusive to one brand the discount goes deeper and deeper. I’ve seen companies (not automotive) get equipment for 40% below MSRP and give an “at cost” price and the company STILL makes money on their “at cost” price they pitch to their client.
Dude this is awesome how much Richard cares for his guys
This smile this kid on after buying the truck says it all. Good on him getting great advice from one of the best.
I can’t fault anyone for having no credit.
We all started somewhere.
Sure can fault their parents, though. Kids should get credit cards as soon as they get to the point of making purchases on their own. As long as they're appropriately supervised, and given instruction to always pay their balance, it builds credit, acts as a buffer against fraud, and as an intermediary in payment disputes. No reason to be teaching your kid to always pay with cash/debit.
Start with a TV on a hire purchase scheme, it don't burdon your wage but establishes your credit profile.
@@JGuraan Credit cards are the worst thing to give someone that has no concept of money management, for example you give them a $5k limit on a card....woohoo $5k of free money that magically appears and no wisdom on how to pay it back. The best way is to tell them that if they want it then they get a job and earn it.
@@growlusnotneeded3251 That's why you give it to them when they're a child and teach them how to use it under supervision. People who get to adulthood before learning about lending still have no concept of money management, but they also have no one to look out for them or fall back on.
@@JGuraan You would seriously give an 18 year old a credit card with no experience of earning money to teach them money management? Credit cards are a financial trap when you don't know the value of earning money not a financial education tool.
Daddy Rawlings helpin a young man
Figure out life
Helluva dude Richard
Gas Monkey Haiku 😂
Richard has my respect. Wow... I admire this boss being sort of a dad to him to make a good financial decision!!
Absolute Star!!! So lovely of you Richard 😊🌈♥️
learned more in one day at the dealership then four years of college. Good job Richard, he will use this the rest of his life.
Just goes to prove how useless majority of college education is
He clearly didn’t go to collage for a finance degree you idiots. Otherwise he would understand everything that they’re talking about
@@shane8911 doesn’t need a finance degree to learn how to buy a car that’s basic stuff they should be teach in high school and early college. All education is down the toilet, they don’t teach things anymore that are actually needed in life.
@@shane8911 also I don’t have a finance degree and I knew how to buy a car by the time I was this guys age.
respect to Richard for taking time to explain how to buy a vehicle and not get completely run over.
This is a great video and a wonderful way for anyone to learn the basics of interest, loans, credit, and payments. Excellent.
I'm from Colorado. 4X4 is essential no matter where you're from though having clearance and 4X4 is IMPORTANT it has saved me from so many problems in snow, rain/ mud, going over railroad tracks or curbs in emergency situations you can keep all the bells and whistles But keep the 4X4 and clearance with good size all terrain tires
Hey Richard, Great video, I remember the owner of the body shop I worked for gave me some school on buying cars,trucks and motorcycles in 1983, never forget that lesson son! I appreciate people like that 👍🏽🙏🏽. Rock on Richard!✌🏽🇨🇱.
They should do a whole season on life skills , where employees ask Richard about random life skills and he delivers . Buying cars , buying a home , paying bills and getting loans . Anyone here a tv producer ?? Lol
Or schools and parents should teach kids the necessities of life not calculus
Teaching millennials life skills
Its not exactly the same as what youre saying, but the channel “dad, how do i” does something similar. Hes a guy who teaches people regular life skills like tie a tie, manage money, change oil, hang a picture, fix toilet/refrigerator, etc.
yeah how to become a debt slave on a depreciating asset
Genuine and honest.. Outstanding message.
One of the best episodes. My parents had no interest in learning me stuff like this. Loved it.
Did anyone else notice that when Richard gets on the phone, at 6:00, there is a split second where the back light is on, and you can see that he's not on a phone call at all, its just his lock screen? No hate, this was actually a really good video, and is actually really honest
Good eye. Didn’t catch that.
I noticed, paused the video and looked for this comment :P
Hah yeah noticed
good catch him pretending to talk to tre. what a dingus
@@Datsem same lol
Man, that dealer was really gonna do a number on that kid if he hadn't gone to Richard and his dealer friend before committing.
He STILL did a number on him
I have helped purchase a few cars for spouses etc, but never for myself. I'm 39. Lol I feel this kids plight and am very glad that Richard made this video, to help him and many others out there.
23:20 love that part that's what I believe it's always good to have that cushion in case of emergency
Austin also deserves credit for recognizing his short comings and seeking out the advice of seasoned pro.
actually amazing for a millenial to regard someone as being more experienced than they are... It's the money...
A whole lot of people deserve to be mocked for believing this whole sham isn't just another pre-planned set-up episode.
It's a smart promo, but it's definitely a promo for Richard.
Yes, recognizing and admitting you may be in over your head, can be hard to do when you are young and you think you know it all.
This is scripted lol
This may be scripted as part of Richard’s show; however, it certainly provides an education for millennials and Gen Z. I just wish the kid had done more research regarding trucks, accessories, tires, dealer fees (what to pay for and what to refuse) and what the dealer had in inventory. With this research in hand, he could have worked on the deal/price before discussing financing and payment. He should have viewed Kevin Hunter’s RUclips channel before stepping onto ANY car lot.
"I don't know y he needs a new truck? He can't even drive for shit" 😂
Ever occurred to you that its scripted?
@@Rootkit_69 and not only scripted but scripted, forced and terribly excuted.
Well Richard;You just helped a lot of young people,AWESOME! “Good Credit Is The Most Important Thing You Will Ever Own In Your Life.” I Enjoy All Of Your Videos,Take Care! Your Oregon Friend ☮️
Love your show deminer
My dad was a mechanic for 17 years for Exone God bless for what you do restoration
Dad owned a Dodge dart
its amazing how you helped him through the process you stepped up like a father would have hats off to you
One of the best videos this year, proper in depth knowledge and experience all with a twist of humour. Keep it up, top 5 channels at the moment!
Best episode imo, not only do you get the usual cool GMG stuff but you also get some solid information from 2 people who know what they’re talking about
This was a good episode all around, especially for first timers
Anybody notice that Richard does not call people, he just talks to his phone and hopes somebody heres him
His phone was actually locked when he called the Ford dealership's guy lol
@@evictionnotification imagine trying to correct someone and correct the wrong person
@@sivaru95 My screen always goes black during a call when i put it to my ear
@@cLokki if you watch closely at 5:57 you can see his phone background and the lock screen
I think you said?
The thing that surprised me the most. Is when he had $13g Richard didn’t sell him a truck.
But my advice would of been. Keep the truck you have. Get a credit score. Take the 13g save some more and try for a house.
You can't get a credit score if you don't have a credit history. You have to get skin in the game, and that means a long term auto loan. That will build your credit history and then you can get great rates when you go to buy the house.
@@fraidykat How about a credit card or two? I admit on YT I am relatively old. Is a CC not as useful compared to an auto loan anymore for building credit?
@@edwardwood6532 you would ideally need more than a CC or two. Showing your ability to afford a monthly payment of a few hundred a month for 2+ years helps a lot.
Yes a car loan for two plus years with no missed or late payments can boost your score bigly. For a 4-5 year note; Paying it off early is fine too.
@@edwardwood6532 Beennthere, had five credit cards to my name when I went to buy my truck. It only helped my credit up to a point. It's Unsecured debt, it's only somewhat helpful, as are paying your rent and utility bills.
They want to see secured debt with something behind it, be it a car, a student loan, a house, even a tv or a mattress set. You want to build credit, that's what you need.
Guy just graduated College and Richard calling him a idiot Wasn't Cool.. I would've said I DON'T APPRECIATE THAT! Standing your ground right away when disrespected is Part of Being your own Man and gaining Respect at the same time..
Richard, this just put you on another level with me. Respect.
Refreshing recommended video. Richard's style is straight forward and his teaching style is effective. Demonstrates what takes to be successful.
I didn't buy a vehicle from a car lot, new or used, until I was in my late 30's. I understand why he didn't know and I'm happy Richard was able to talk him through this. Great video, very informative.
I bought my 1st “new to me” vehicle when I was like 37 at a dealership
But have been driving nice vehicles
Since 20
We don’t need no stinkin stealerships
That was cool Richard, he is showing and helping the kid and everyone how it's dune, good job Richard. Your Show is very cool keep up the hard work!
This is a great video. It shows what an honest/reputable dealer does. It shows how to help yourself get the best deal for you. And Richard was great to help save that kid 12k AND get him into a newer and better truck at the same time.
Richard was cool for going with this young man and helping him out. I wish my boss was that cool.
And insulting him the entire time
My latest boss is good at being a micromanager, and saying he is not a micromanager.
@@JohnDoe-hw1fs you call that an insult? I’m 100% sure that was just a lil banter.
Have you even bothered to ask your boss?
One thing I didn't know growing up, as soon as you can, get a credit card and use it, buy things and keep it paid off. Now you have a credit score and can borrow money. My parents never told me.
Your right but im 50 and only used one twice and it anoyed me so i cut it up should really get another kne though just for the guarantee you get with them
So?
You can borrow money. That's not a good thing.
People who buy with debt tend to spend more then people who buy with cash.
Giving someone 35 thousand dollars that took forever to save hurts, signing a paper that says you will pay for it later doesn't, it just stresses you out if you have any sense.
Delaying gratification is the number one key to success with money.
@@kkknotcool Just because you *can* borrow, doesn't mean you *should*. Power to do what you need to is what I was talking about
@@Tyler-zw4kq See you over spent.
If you don't have well over 250 thousand dollars in investments then you have no business buying a 250 thousand dollar house. A place to live cost like 70 thousand in most parts of the country, 250 thousand is just a really nice place to live.
You don't prioritize having a really nice place to live over your retirement.
@@jack002tuber I guess but the only possible scenario I could ever see in taking on debt is like a medical emergency. But that's why I maintain investments I can easily liquidate and health insurance. So I don't see any possible reason I'd need debt.
Hats of for Richard for helping this young man👍👍👍
That was the best thing I’ve ever since coming from owner. Thank you
All this smoke and mirrors and that salesman is still thinking " I'm going to bend you over and you're gonna take it dry".
Seriously. Take Scotty Kilmer’s advice and just get a used car that was checked out by a good mechanic. My dad just got a Silverado 4x4 v6 for 13k with 57,000 miles.
This kid could literally buy my dads truck 3 times for the price of one at the dealership.
Richard is helping him get a better deal then what he had before , but they still could've gave him a little better deal
@@jmackinjersey1 There is no way the kid should have paid pretty much MSRP without ANY negotiation for a lower sale price. Richard probably got something on the back end because he didn’t really help the kid that much.
Ritchard didn't cut on anything. He got this video made and that is all he needs out of this project. Videos are long term investments. It's all spot on, you kids can bark all day you want. This guy got the best deal in his personal case that worked out the best for him. He is set with a new truck and have service times. Good lick investing into used things that is made to break after it's expiration date. Deal with it or ride a bus and taxi, drive a bicycle all I care.
@@colino5056 Taking advice from scotty kilmer is the dumbest thing ever.
Everyone knows not to go to a stealership.
This is a great life lesson. I really was not expecting Richard to take the time to do this. He seems a bit in his own world. This was definitely great to see him extend experience and information and help this kid out.
Thank you Richard for the advice and information. Hope somehow this reaches you and you know I appreciate the advice. Inspiration for a fellow self employed, small business owner 👍
Awesome, Richard. Very kind thing to do for an employee.
5:59 you can tell he’s not on the phone with anyone 😂
Screen goes black when put up to face tosave energy...
Thank you Richard Rawlings this is really inspirational for a lot of us that have never actually been able to go in and buy a brand new vehicle. And it's great you're helping out an employee.
WAIT UNTIL HE GETS LAID OFF,,,,,,,😱
i think its about time to subscribe this channel....good job richard i didnt know you have heart helping someone 🇵🇭🇵🇭
Got the kid new truck. 👍 The optimism spreads fast. You brought hope to thousands of other kids. Save. Save. Save.