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HOW TO APPLY FOR A PERSONAL LOAN IN THE UK PLUS TIPS TO GET APPROVED | CORRdapya TV

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  • Опубликовано: 12 авг 2024
  • HOW TO APPLY FOR A PERSONAL LOAN IN THE UK PLUS TIPS TO GET APPROVED | CORRdapya TV
    I applied and got approved my first-ever personal loan in the UK with HSBC visit-www.hsbc.co.uk/loans/products...
    I check my credit score with:
    www.experian.co.uk/
    Hope this vlog helps😉
    #personalloan #loan #ukloan

Комментарии • 128

  • @Teamfresco22
    @Teamfresco22 3 года назад +2

    Hi Ma'am, please keep uploading po more contents. Sobrang inaabangan po namin ang vlogs mo :) very informative. :) thank you and godbless po!

    • @CorrBinoya
      @CorrBinoya  3 года назад

      Hello Carla! Much appreciated☺️ Godbless din

  • @leovirorog9552
    @leovirorog9552 2 года назад +1

    Wow a blessing

  • @leovirorog9552
    @leovirorog9552 2 года назад

    God bless mdam manage well ur blessings

  • @TomWonshik-ng7di
    @TomWonshik-ng7di Год назад +475

    Thank you for the video and teachings it is remarkable and also helpful on loan and grants but then got to know about Gettybalance and after making so much enquires about them I realized it has been a highly prestigious institution and will recommend also to anyone trying to get a loan.

    • @thorstenecki1168
      @thorstenecki1168 Год назад

      Apparently I looked up on "Getty balance " and I was intrigued on how they support their members with the loan grants.

    • @sergiofernandez8507
      @sergiofernandez8507 Год назад +1

      Yeah! me too , so amazed on what I googled up .... I had no idea they could even be so much more to it.

  • @sreenathmn3913
    @sreenathmn3913 2 года назад +2

    Brilliant explanation😊

    • @CorrBinoya
      @CorrBinoya  2 года назад

      Thank you that means a lot to me☺️

  • @denniscostales99
    @denniscostales99 Год назад

    Hello mam,,well explained....i like the way you explain it mam,,simple,,and easy to understand....maybe your ilokano mam....kuradapya is an ilokano word....hope i will meet you in the future...love it mam...keep up the good vibes and keep smiling...

    • @CorrBinoya
      @CorrBinoya  Год назад

      Please watch out for FAQ AskCorr Episode 4. I featured your comment. Thank you!☺️

  • @mattkaczmarczyk6953
    @mattkaczmarczyk6953 Год назад

    Keep posting xxx

  • @sathiakter6284
    @sathiakter6284 2 года назад

    Very good

  • @noriebethabaniza1433
    @noriebethabaniza1433 4 месяца назад

  • @Supremerob20
    @Supremerob20 2 года назад +2

    After you fill in the reason for your loan, do they then question you or ask for proof about it? eg home improvements, will they ask for quotes or building plans?

    • @pinayinuk
      @pinayinuk 2 года назад +1

      No they won't ask proof

  • @romanehenry1375
    @romanehenry1375 2 года назад +3

    HI, Which bank did you use and how long were you in the UK prior to applying? Thank you.

    • @CorrBinoya
      @CorrBinoya  2 года назад +2

      Hi, I’m with HSBC. 4 years in UK when I applied for the loan.

  • @myknae2911
    @myknae2911 3 года назад

    Nagagwapa man ka samot maam cor kada tutok nako sa imoha sa video!😍😆❤️👍

    • @CorrBinoya
      @CorrBinoya  3 года назад +1

      Hala uy basi mutuo nako ana😂 anyways highways, thanks Danae! Tubagon nko to imo pangutana unya kay grocery mode sa ko

    • @myknae2911
      @myknae2911 3 года назад

      @@CorrBinoya hahaha! Thank you maam cors!!!❤️❤️❤️

  • @chickennuggets4445
    @chickennuggets4445 3 года назад +1

    Hi ma'am! Thank you for this, super helpful po. I just have a question po, I just arrived here last April. Became a band 5 RN last June. Wala pa po akong 1yr dito, possible po ba na makapagloan din ako? badly needed funds po sana kasi so I can bring my dependent

    • @CorrBinoya
      @CorrBinoya  3 года назад

      Hello po. As long as you have existing credit transactions, like meron kang credit card or mobile contract na binabayaran through direct debit. If meron ka ng credit history, check your credit score. You will see doon if fair-excellent score mo. If wla ka kasing credit history, mahina ang credit report mo but I think u can still make loan, kaso papatayin ka sa interest. Inquire first with your own bank.

  • @marufmollik8467
    @marufmollik8467 2 года назад

    Good

  • @hanadahmedvlogs3508
    @hanadahmedvlogs3508 Год назад +1

    Hi Corr. When ever I try to get a loan they ask for insurance charge upfront! Is it normal or is it scum?? Help me out.

    • @CorrBinoya
      @CorrBinoya  Год назад

      Better apply loan directly to your bank.

  • @bestymusic4845
    @bestymusic4845 Год назад

    Thanks for the video.I have been hoping to get a loan so I can start non profit counselling work but I have no idea where to start. I have really bad credit and live in the UK is there anyone you think could help ? Thanks George

    • @CorrBinoya
      @CorrBinoya  Год назад

      The only thing I could suggest is build a good credit score or else you will end up taking bad loans.

  • @jermstonacao8315
    @jermstonacao8315 3 года назад

    Ikaw najud te! Google pa more! God bless!

  • @mariavictoriatan
    @mariavictoriatan 3 года назад +3

    Hi Ma’am, credit score is based in your financial status in the UK only or also in the past outside UK?

    • @CorrBinoya
      @CorrBinoya  3 года назад

      Hi Maria. Credit history only in the UK.

    • @Jacob77-
      @Jacob77- 3 года назад +1

      *VISINCYBERRS*
      *VISINCYBERRS*
      *VISINCYBERRS*
      Is The Best when it comes to This Aspects......

    • @Jacob77-
      @Jacob77- 3 года назад

      *VISINCYBERRS*
      *VISINCYBERRS*
      *VISINCYBERRS*
      Is The Best when it comes to This Aspects......

  • @yourchilinmusic
    @yourchilinmusic 9 месяцев назад

    Can someoane who have gone throw same sitution like this give me some tips advice?
    I have a 800 credit score, credit history with debit set on account for 6 months, i have a basic hsbc account and i wanna take a personal loan of 17-20k what would be the canches to get aproved?
    im planing to upgrade to advance account do i need to wait after that?
    There is any other lender or bromer where can i apply?

    • @CorrBinoya
      @CorrBinoya  4 месяца назад

      There’s no harm in trying to apply for a personal loan online. The thing is you won’t be too sure of you will get a good APR rate since it is your first loan.

  • @aneettathomas2272
    @aneettathomas2272 Год назад +2

    Hi,If Iam a new resident from another country what is the eligibility criteria

    • @stephenmarino11
      @stephenmarino11 Год назад

      Dm me for loan @Jefferyloan

    • @CorrBinoya
      @CorrBinoya  Год назад

      You can’t take a loan in the UK if you are not a resident in the UK.

  • @myknae2911
    @myknae2911 3 года назад +1

    Maam cor, what are the factors that will affect credit score? I mean sometimes it decreases, i don't know how that happens.

    • @Jacob77-
      @Jacob77- 3 года назад +1

      *VISINCYBERRS*
      *VISINCYBERRS*
      *VISINCYBERRS*
      Is The Best when it comes to This Aspects......

    • @Jacob77-
      @Jacob77- 3 года назад

      *VISINCYBERRS*
      *VISINCYBERRS*
      *VISINCYBERRS*
      Is The Best when it comes to This Aspects......

    • @CorrBinoya
      @CorrBinoya  Год назад

      Please watch out for AskCorr Episode 4: General UK-related questions. Thank you!☺️

  • @shreyaskunder6562
    @shreyaskunder6562 Месяц назад

    How many years you lived in Uk while making this video? Bcoz lot of loans has requirement of living in uk for 3 year.(one of the few videos explaining things clearly) Thankyou😊

    • @CorrBinoya
      @CorrBinoya  Месяц назад

      Hi! I was on my 4th year of stay in the UK when I made this video☺️

  • @georgeeduard807
    @georgeeduard807 5 месяцев назад

    Did you apply through experian or directly on hsbc app/online?

    • @CorrBinoya
      @CorrBinoya  5 месяцев назад

      Directly on Hsbc online banking app

    • @georgeeduard807
      @georgeeduard807 5 месяцев назад

      @@CorrBinoya is it not better through experian? What do you think?

  • @mattkaczmarczyk6953
    @mattkaczmarczyk6953 Год назад

    Didn’t know it was that easy with HSBC

    • @CorrBinoya
      @CorrBinoya  Год назад

      As long as you have good to excellent credit score😊

  • @krishnachaitanya9408
    @krishnachaitanya9408 8 месяцев назад

    It’s been 15 months I’m in UK and I don’t have a credit card , will I get personal loan ?

    • @CorrBinoya
      @CorrBinoya  8 месяцев назад

      It’s hard to tell as you don’t have proof to the creditor that you are able to pay off any debt. Having a credit card is one way to build a credit score I’m afraid.

  • @GeetanjaliChavan
    @GeetanjaliChavan 5 месяцев назад

    Do they ask for the receipt once you spend the loaned money?

  • @sreenathmn3913
    @sreenathmn3913 2 года назад +2

    Can you pls let me know if 729 is a good score? Will I be eligible to apply?

    • @CorrBinoya
      @CorrBinoya  2 года назад

      Hi Kindly check with credit score checking apps. But i think your score is fair.

    • @angeladennis337
      @angeladennis337 2 года назад

      I recommend you message Berry, he is a private lender , with good interest rate just text ⬆️ ⬆️ ⬆️

  • @CarlSmith-ri2yf
    @CarlSmith-ri2yf 8 месяцев назад

    Thank you for the video. Do you know if there is any ways i can get a loan ? I really could do with some extra money to pay for some healthcare treatment. I am working full time but with the cost of living still struggling. I would be super grateful for some help. I have a laptop and a couple of hours of daily free time. I lost my two front teeth in a car accident and want to get it sorted . It's going to cost around £3,000, and it would change my life, as you would not believe. I am currently working in a office full time and sometimes do removals on the weekend. I would get it done if I got into finance, but i ruined my credit rating years ago with bad life choices. I'm just a genuine hard-working guy and would be super grateful for some help. Word's can't describe how happy i would be for some help.

    • @CorrBinoya
      @CorrBinoya  8 месяцев назад

      Hi Carl. That’s a terrible situation. I hope i can help you, but I just shared my personal experience about taking loans, Im not really an expert for that matter😊

  • @pinayinuk
    @pinayinuk 2 года назад

    I get personal loan and got approved tapos I payed after 5 days without interest but I guess I shud not pay so fast

    • @CorrBinoya
      @CorrBinoya  2 года назад +1

      Yes build your credit history by paying long term.

  • @Maria723-b4y
    @Maria723-b4y 3 года назад +1

    Ma'am what bank po kayo?
    Barclay's ba?
    Thankyou very much.
    In need of your help.

    • @CorrBinoya
      @CorrBinoya  3 года назад

      Hi Ms. Pickels, I’m with HSBC po☺️

  • @helenstudio5468
    @helenstudio5468 Год назад +1

    Are loans considered public funds?

  • @yumyumfoodsindiaspora
    @yumyumfoodsindiaspora 2 года назад

    How do I build my credit score. Do I need to get a credit card

    • @CorrBinoya
      @CorrBinoya  2 года назад

      Yes you do, and make sure to be diligent in paying debts.

    • @yumyumfoodsindiaspora
      @yumyumfoodsindiaspora 2 года назад

      @@CorrBinoya please do you know any care home that can provide Sponsorship for senior carers. I am in Nigeria. I have the compliance documents ready

  • @shakeelahmad-er2kj
    @shakeelahmad-er2kj 2 года назад +1

    Hi mam good morning,i hope you ll be doing good,i had an offer from experian about 2 months before,and i was likely to be approved for 15k admiral loan with best APR,but when they called me i was unable to explain them that where i will spend that money, so they rejected my loan,when you have time plz just write to me few striking steps so that they will get satisfaction and pass my loan,many thanks

    • @CorrBinoya
      @CorrBinoya  Год назад

      Hi! I actually mentioned this in the video.

  • @BB-lc2cm
    @BB-lc2cm 2 года назад +1

    How is that possible ? My credit score is 985 (experian) and the best offer I have found for a personal loan of £ 22500 is 22.9% APR?

    • @CorrBinoya
      @CorrBinoya  2 года назад

      Maybe it’s about timing. I have been building my credit score since 2017, and i have not taken out any loan not til this year☺️

    • @robys5117
      @robys5117 2 года назад

      Hi, the offer you received was from a soft search calculator , or it was from a full application from th bank?
      Thanks now

    • @robys5117
      @robys5117 2 года назад

      Message was for BB

  • @lifeofranco
    @lifeofranco 7 месяцев назад

    is there charge for paying loan early?

    • @CorrBinoya
      @CorrBinoya  6 месяцев назад

      As far as I know, no charge for paying your loan early but you will still have to pay all the interest fees.

  • @fread4945
    @fread4945 2 года назад +1

    After completing how many months IN UK ,we can apply for a personal loan??

    • @Michael_ralphy_On_Instagram
      @Michael_ralphy_On_Instagram 2 года назад +2

      I was able to start up my new fishery business with the help of this agent Alexander. I’ve been hearing about giving out funds for business. He really made it easy for me to choose a different and more profitable business.

  • @mahalakshmivenkatesan2108
    @mahalakshmivenkatesan2108 Год назад

    Hi ma'am I just reached UK two days ago ,when I can get personal loan from hsbc bank, thanks 🙏❤️

    • @CorrBinoya
      @CorrBinoya  Год назад

      Hi! Please watch out for my Ask Corr Episode 6 as I feature and answer your question.

  • @fultonanthonydejesus7993
    @fultonanthonydejesus7993 Год назад

    Hello po,
    Tanong ko lang po kung pwede maapprove sa loan kung 6 na buwan palang sa England/ uk? salamat po!

    • @CorrBinoya
      @CorrBinoya  Год назад +2

      You need to build a credit history po if your planning to take out a big loan. Pero if you are planning to loan small amount, i think you can but with high interest.

    • @garyfern7653
      @garyfern7653 Год назад

      @@CorrBinoya Buang are you single I need you in my life

    • @CorrBinoya
      @CorrBinoya  Год назад +1

      😂😂😂

    • @garyfern7653
      @garyfern7653 Год назад +1

      @@CorrBinoya haha 😂 I’m serious 💐😘🤗

    • @CorrBinoya
      @CorrBinoya  Год назад +1

      I’m happily married dear😆

  • @rosedekbeautytherapistandc5440
    @rosedekbeautytherapistandc5440 9 месяцев назад

    Its nice info but you reading very fast need to slow down let the people to get the info and understand.

    • @teees554
      @teees554 8 месяцев назад +1

      Listen faster

    • @Ketology2024
      @Ketology2024 2 месяца назад

      @@teees554 Or slow the video down.

    • @CorrBinoya
      @CorrBinoya  2 месяца назад

      @Ketology2024 😅😅😅

  • @brightomonghodion3941
    @brightomonghodion3941 Год назад

    How can I get loan anyone to help need £9000 for my school fees

  • @kalamuddin4253
    @kalamuddin4253 Месяц назад

    Am looking for a loan

  • @beaujamo
    @beaujamo Год назад

    Lamats!

  • @Josh-ct6ue
    @Josh-ct6ue 2 года назад

    Why did you need 25k!!!

    • @SS-kn4hx
      @SS-kn4hx 2 года назад +2

      Not your business !! Nosey

    • @Josh-ct6ue
      @Josh-ct6ue 2 года назад

      @@SS-kn4hx ☺️☺️

    • @CorrBinoya
      @CorrBinoya  2 года назад +1

      🤣🤣🤣 nice one

    • @Josh-ct6ue
      @Josh-ct6ue 2 года назад

      @@CorrBinoya sawrryyyyy 🤣😅😭

    • @bulen82
      @bulen82 2 года назад +1

      She is going to buy some weed. :D

  • @johnwolfenden5275
    @johnwolfenden5275 Год назад +1

    After I got upto 300K trading with Mrs Valerie Anne Yarvin.I bought a new House and I'm now able to send my kids to a better school in the states thanks to Mrs Valerie Anne Yarvin . When someone is straight forward with what he or she is doing people will always speak up for them.

    • @matthewpaul7077
      @matthewpaul7077 Год назад

      HOW!!😊 I know it's possible, my sister always get 40K every week, I would appreciate if you show me how to go about it.

    • @philipnavas3211
      @philipnavas3211 Год назад +1

      She's awesome, perfect and a genius. I've made up T0 $162,050 trading.

    • @rogerloera7471
      @rogerloera7471 Год назад

      I think I’m going to try it out

    • @lucysandra909
      @lucysandra909 Год назад

      I checked her up on Google ,she is a verified and licensed broker
      I'll invest $5,000 with her

    • @arnieanderson3081
      @arnieanderson3081 Год назад

      So delighted seeing my broker talked about on RUclips, This was exactly how i got recommendation about Mrs Valerie Anne Yarvin, At first i was a bit skeptical but eventually i gave her a trail with my little investment i got huge profit

  • @rosenbiserov3133
    @rosenbiserov3133 2 года назад +3

    Hello can I contact with you?

    • @CorrBinoya
      @CorrBinoya  2 года назад

      Hi. Message me here or in my IG

  • @menaandrews9491
    @menaandrews9491 2 года назад +2

    Oh my God you are so interesting, can we be friends. Coming to London of the 9th as a registered nurse with the NHS, I believe I can learn a lot from you. Hit me up let’s connect

  • @markscott2991
    @markscott2991 Год назад +1

    47crbertech