Here's Why the Affordable Care Act Is So Controversial | History

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  • Опубликовано: 22 май 2024
  • In 2010 President Obama signed the Affordable Care Act, (aka Obamacare), into law to give more Americans access to healthcare, but elements like the individual mandate have caused controversy. Republicans have tried to repeal the law numerous times. #HistoryChannel
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Комментарии • 645

  • @good4usoul
    @good4usoul 3 года назад +407

    I missed the part where you mentioned why it's controversial.

    • @bullymaguire1
      @bullymaguire1 3 года назад +5

      nice one!

    • @l96ai
      @l96ai 3 года назад +20

      May the good sir provide an explanation on why it's controversial? I'm not from the USA and feel that universal healthcare is the norm for this part of the globe..

    • @yao052
      @yao052 3 года назад +17

      Because of the individual mandate and because opponents see health insurance as a private industry

    • @magiccarpet9172
      @magiccarpet9172 3 года назад +15

      Because of taxable mandate. Health care is an option. Not forced. If Health care is forced, then what else can be forced?

    • @good4usoul
      @good4usoul 3 года назад +58

      @@magiccarpet9172 Gosh, maybe they'd start using taxes to start forcing us to pay for a military, or police, or education, or roads, or parks. You're right, this totally opens up a Pandora's Box! A slippery slope indeed.

  • @TheSSUltimateGoku
    @TheSSUltimateGoku 3 года назад +100

    I’m going to be completely honest I’m honestly surprised that Richard Nixon actually try putting healthcare into motion...

    • @unintentionalprovocateur2158
      @unintentionalprovocateur2158 3 года назад +2

      I'm sure he had his reasons that this video doesn't go into. The real question is, where are that guy's eyebrows!?

    • @haroldiscool6410
      @haroldiscool6410 3 года назад +3

      Richard Nixon also tried to get Universal Basic Income passed

    • @beausheffield1895
      @beausheffield1895 2 года назад +7

      @@haroldiscool6410 he also created the EPA. There’s a reason Republicans don’t talk about him and it’s not because of watergate.

    • @commiezombie2477
      @commiezombie2477 2 года назад

      @@beausheffield1895 Socialism sucks.

    • @shivaumesh1129
      @shivaumesh1129 2 года назад

      If you look into Nixon’s health care plan, it’s near identical to the ACA

  • @v.mateirotaru9059
    @v.mateirotaru9059 3 года назад +32

    This guy literally said nothing about why it was controversial. The way the video explained it it sounded great.

    • @secrets.295
      @secrets.295 2 года назад

      Well he is Black, what do you expect lol

    • @mrwise7067
      @mrwise7067 Год назад

      Because he’s a brainwashed democrat 😂

  • @ctford27
    @ctford27 6 лет назад +92

    If you want to fix healthcare, do something about the price of going to the doctor. Most of what you pay goes to malpractice insurance.

    • @strongocho
      @strongocho 6 лет назад +4

      EXACTLY!

    • @KevinSmith-qi5yn
      @KevinSmith-qi5yn 6 лет назад +12

      Its actually going to a lot of places due to archaic laws and practices. Malpractice insurance and tort reform is just one slice of the overpriced pie.
      You have the AMA who artificially limits the amount of medical professionals. This is why you see a lot of foreign doctors, the AMA prevents education for US doctors.
      You have the patent office that has steadily increased the monopoly time for breakthroughs in medicine and technology. This means overpriced drugs for longer than 7 years. There is also a bit of cronyism with the patent office where a wealthier company can get a patent before a smaller company even if they smaller company invented it first.
      You have the FDA that delays or denies life saving drugs from entering the market because they may pose a minor risk and the bureaucrat doesn't want to take that risk. The FDA has killed more people in the US by delaying things like Beta Blockers than all the snake oil salesmen in the US since it's inception and drug overdoses from illicitly taken drugs since the 70s.
      You have the private health insurers that jack up prices for the uninsured so there is a reason to get insurance in the first place. You can go to a primary care doctor who doesn't take medical insurance and see how much less you pay now.

    • @tolo845
      @tolo845 5 лет назад +9

      Or just adopt Universal Healthcare :|

    • @satanpuncher06
      @satanpuncher06 3 года назад +10

      Most of the cost is actually going to pay your middle man insurance company. It’s like hiring a guy to mow your grass for 20 bucks but having to pay someone else 40 bucks to pay him for you.

    • @SolidSonicTH
      @SolidSonicTH 3 года назад +2

      This is factual. Doctors have to pay so much to insure against malpractice claims.

  • @sleepyrasta14820
    @sleepyrasta14820 5 лет назад +71

    Instead of spending $700bn a year on wars and the military spend it on free healthcare and fixing infrastructure in your own country.

    • @Chu3505
      @Chu3505 4 года назад +6

      The Republican in Congress will never agree with it.They’ll called it a communist and Socialist systems forced upon the Americans people and the country.

    • @masyaf897
      @masyaf897 4 года назад +2

      Andrewgyny it really wouldn’t if it was done right

    • @harmanjotsingh4230
      @harmanjotsingh4230 3 года назад +3

      Aren't soci security and healthcare already overwhelmingly largest spenditures of government revenue

    • @dierreadkins5781
      @dierreadkins5781 3 года назад +3

      @@harmanjotsingh4230 No defense is definitely the largest thing we pay for here. Not sure where you're at but in the US the military gets the lions share of the tax dollars.

    • @harmanjotsingh4230
      @harmanjotsingh4230 3 года назад +2

      @@dierreadkins5781 can you try to confirm that my dude, by the way I live in Central Valley of California

  • @cosmogirl8713
    @cosmogirl8713 3 года назад +12

    It was never cheaper it was expensive. Period

  • @jli801010
    @jli801010 3 года назад +83

    Reading the comments I get the impression from the ACA critics that they pay for something and get nothing in return.
    As a scandinavian this mindset confuses me. I'm aware were my tax money goes. Child welfare, old age care, public transportation, public education, social protection, public healt care etc etc. It ain't many things "I get back" from this. But I'm sure I'll be needing it someday. This is the backbone of our society and I deeply care for my community. I'm doing my part and I know that my neibour will do the same for me. Everyone does what they can according to their ability. Less fortunate people pay less and weathier people pay more. I'm not saying that the system is free from flaws. I have become accustomed to things changing and getting better but never perfect. What I want to say is that leaders and the people must approach this with the same common view. Sorry for my english. It's my third language

    • @5net_5net
      @5net_5net 3 года назад +23

      Christians: we have to give more to poor.
      Republicans: it's communism!

    • @BluePlanet1
      @BluePlanet1 3 года назад +4

      5net Yeah because those insurance companies are totally justified in crying poverty with all those billions we give them.

    • @Yoshsterpalooza
      @Yoshsterpalooza 3 года назад +8

      @@5net_5net that’s not why the ACA is controversial, the regulation and not being able to deny pre existing condition risks bankrupting a lot of of small insurance businesses. The added costs to cover things like drugs and ambulance fees while forcing pre existing people to be able to pick the cheapest health care without paying enough into the risk pool, and not having that be balanced out by healthier people, skyrocketed costs and put insurers either out of business or out of a state.

    • @Yoshsterpalooza
      @Yoshsterpalooza 3 года назад +2

      @@BluePlanet1 you do realize there’s different insurance companies right? And a billion dollars is not a lot of revenue depending on the size of your operation.

    • @jb6574
      @jb6574 3 года назад +3

      It could work in a perfect world where everyone is considerate and don't take advantage.

  • @patchyoung5295
    @patchyoung5295 5 лет назад +144

    my 2019 health insurance will be about $650 a month with $13000 deductibles for my and my child. How is that affordable?

    • @amberlyn28
      @amberlyn28 3 года назад +3

      Yikes. Take advantage of HSA

    • @satanpuncher06
      @satanpuncher06 3 года назад +37

      This is the problem that private health insurance has caused. We need to go to a single payer system and regulate the cost.

    • @aniovakimyan3258
      @aniovakimyan3258 3 года назад +12

      Because you don’t qualify for it that’s why it’s not affordable. It’s MADE FOR PEOPLE WITH LOW INCOME

    • @TheWeepingDalek
      @TheWeepingDalek 3 года назад +14

      I went to the hospital. Had heart surgery. Had a couple weeks stay. And left. Cost me nothing.
      God bless great Britain

    • @unintentionalprovocateur2158
      @unintentionalprovocateur2158 3 года назад +6

      Maybe if Trump didnt defund it without a new plan in place. Healthcare is complicated, a lot more complicated than many people think.

  • @systemjuggalo9992
    @systemjuggalo9992 6 лет назад +138

    "If you like your insurance you can keep it" "your rates won't increase"
    Also that penalty was unconstitutional. You cant make somebody buy something you dont want to ...and if someone was broke and jobless and couldn't get Medicare they were still forced to pay the penalty for not buying what they couldn't afford

    • @KevinSmith-qi5yn
      @KevinSmith-qi5yn 6 лет назад +7

      Supreme court deemed it constitutional. It would take Legislation or an Amendment to change that now.

    • @emeraldchild97
      @emeraldchild97 6 лет назад +18

      :|
      Y'know I'm pretty sure that if you're living on the streets they aren't charging for health insurance. I'm not a law expert or anything but I'm pretty sure that homeless people don't get fined bc the government is aware that they don't have any money so it's a waste of time. I could get into how a lot of aspects of ACA actually benefitted people who weren't on the plan because of hospitals policies and stuff like that but I'm tired so you do the research on your own.
      Oh and if you can't pay taxes in general and technically have the assets in which to pay you go to jail. Also paying for stuff you don't want to.
      You literally do that when you pay taxes in general. The point is that the tax is used to benefit all individuals of the country (or rather state since it's mostly state taxes you pay). If you don't like that then you're probably moreso a Republican (whose basic principles are that it's the individuals responsibility to take care of themselves, and the government should stay away, which is a fine idea in theory) Democrat is more so on the ideology of some people can be really dumb, but that's fine because we are a successful country who should be able to take care of our people. And since like said before people can be dumb we should help regulate for their own protection. If you know the philosophers Hobbes and Locke, I think the democratic party is more Hobbes, but like in a good way. Like trying to help against the fact that people are messed up or gonna mess up. Whilst still encouraging freedom in regards to behavior.

    • @bricevanderwoodsan2433
      @bricevanderwoodsan2433 5 лет назад +5

      My insurance was less than 100/month before Obama Care. 2015 to present has been a mess.

    • @VAIB7
      @VAIB7 5 лет назад +14

      It exempts people with low income. Next time read the bill before talking.

    • @lunarhighway607
      @lunarhighway607 4 года назад +8

      I legally have to purchase car insurance in the state of Texas. But that measure was enacted by Republicans. I guess that’s why nobody has a problem with it.

  • @ricsta7660
    @ricsta7660 5 лет назад +15

    No controversy on my part, as local employer dropped my health insurance imediatlely , stating that more affordable options shall be available. Since then, have not found any.

  • @katiestans2824
    @katiestans2824 3 года назад +29

    I know a guy who has Obamacare and when he was working the cost was 700.00 monthly. After the shutdown and unemployment kicked in then it dropped to 100.00 a month. Now that unemployment went away and he returned to work it went right back to 700.00. What a concept that is. He thought about quitting work and just lose everything he has so that he can afford Obamacare. So I guess it’s only affordable if you don’t work and can come up with a 100.00 a month. What a mess.

    • @angryzak4389
      @angryzak4389 3 месяца назад

      I was unemployed last summer for about 4 months. I qualified for Obamacare and paid nothing a month, that is until I filed my taxes last month and I owed the federal government a thousand dollars since I made more than whatever the limit is that requires you to start paying for the premium, ( I believe is 20k a year which is near the poverty level) the entire program is a scam, it hurts working middle class people while it benefits people who don't work. And in new Jersey, you are required to have insurance, or else you owe the state money for the penalty.

  • @kcmaldonado3948
    @kcmaldonado3948 3 года назад +26

    The "ACA" was actually alive before Barack Obama, it was previously referred to as ROmneyCare. It's controversial because it's a vehicle to take control of every single American. The government forcing you to do anything in America is NOT supposed to be happening here, including forcing you to purchase insurance and fining you if you do not. If you want to go through your entire life here never seeing a doctor, that is supposed to be your choice and right to do so.

    • @onomatopoeia162003
      @onomatopoeia162003 3 месяца назад +1

      Or you can go back to what Eisenhower proposed in 1954

    • @staringcorgi6475
      @staringcorgi6475 Месяц назад +1

      Why should the common man lose the right of healthcare to people who don’t care about it?

  • @tightywhitey9779
    @tightywhitey9779 5 лет назад +106

    ill never forget finding out that I had to pay a $2000 penalty on my taxes because I chose not to have health care. As a broke 26 year old, this was a huge deal. We all lost a little bit of freedom with the ACA

    • @DJXPMLProductions
      @DJXPMLProductions 4 года назад +7

      Tighty Whitey so you really had to pay $2000 because u didn’t want health care and u weren’t buying it. Damm that sucks like if someone doesn’t want healthcare and if they aren’t buying or receiving it u charge them

    • @ultomatosouper2194
      @ultomatosouper2194 3 года назад +11

      .. Why wouldn't you want healthcare?

    • @tightywhitey9779
      @tightywhitey9779 3 года назад +11

      Ultomato Souper because I’m a healthy young adult and don’t need Washington DC to take care of my health. Quite frankly, I can take care of myself as an individual.

    • @ultomatosouper2194
      @ultomatosouper2194 3 года назад +22

      @@tightywhitey9779 Yeah, you can make sure you don't get sick and stuff if That's where you're gettin' at. But unexpected stuff happens sometimes, so wouldn't ya want a good safety net?

    • @tightywhitey9779
      @tightywhitey9779 3 года назад +14

      Ultomato Souper because I don’t need it and that’s for me to decide, not DC

  • @TheGeoDaddy
    @TheGeoDaddy 5 лет назад +22

    As an Independent Contractor - before Obamacare I paid $5K a year with $5K deductible for (catastrophic) Health Care... under mandatory Obamacare the best I could find was $12K a year with a $10K deductible.

  • @laserbeam002
    @laserbeam002 5 лет назад +38

    Ok, I had obama care for two years. It was blue cross blue shield which I was proud of. I bought it through the healthcare exchange. It was good insurance. At the time i was making $10.30 per hour and my employer did not pay any of the insurance they offered. Being able to afford good insurance was very important and a great benefit to me. The down side is this...When you sign up for it around December or January they ask how much do you earn. you tell them and they calculate what you will be paying per month. The problem is if you are an hourly wage earner you have no idea how much in overtime you will earn during the year. In my case I was required to work a ton of overtime. Well, when tax time rolled around I ended up having to pay income taxes for both those years I because I earned more than was originally calculated. Having to pay income tax when you only earn 10.30 per hour is tough. I have a a job where I earn much much more than that and I get my insurance through my new employer. Still, I was grateful for obama care while I had it. Those two year I had it was the first time in about 7 years I had insurance.

    • @keldawott7406
      @keldawott7406 4 года назад +9

      laserbeam 002 I’m going to respond because you sound like a legitimate individual. Can you tell me why people say that Obamacare is such a bad thing when people like you benefited from it?

    • @cobracharmer6178
      @cobracharmer6178 3 года назад +4

      @@keldawott7406 ; He didn't benefit anything from it. He had it for only 2 years. That's why the "new employer" with health care. Obama is a con man. Washington Post article about Obama during his campaign run stated that Barry had investments in healthcare and pharmaceutical stock market.

    • @cobracharmer6178
      @cobracharmer6178 3 года назад +1

      @Greg Schleitwiler ; My daughter, her husband, and their little 2yr old girl are supposed to pay $1,000 per month. That's if she and her little girl are added to her husbands policy. They paid out of pocket for the birth because it's cheaper than Obama couldcareless. I personally know a family of 6 that pay more than $20,000 per year.

    • @alexreyes7237
      @alexreyes7237 3 года назад +2

      @@keldawott7406 because everyone else who didn’t benefit from it has to pay for it as well and overtime obama care quality will never improve or get cheaper because of the loss of incentive with the transition from privatization

  • @justindrew9702
    @justindrew9702 3 года назад +39

    Australia is the perfect example of best of both words in terms private and public we have universal healthcare in the sense everyone is covered, (it’s part of your tax withholding your employer takes out and pays to the Australian taxation office) if you don’t work you don’t pay but you’re still covered. We have private doctors and offices some of them are what’s called bulk bill if you go to them you don’t pay a copayment. If you want doctor who hasn’t signed up to bulk bill you a gap of $30 but Medicare still pays about $60 the same as a bulk bill doctor. Most of our major critical care hospitals are public funded at federal and state level and we have public private partnerships with universities in every state, we have world leading treatments in some fields and no one goes without healthcare. We don’t have a system of copayment unless you want the most expensive doctor in town, but time and time again it’s our private/public *free* institutions that set the benchmark for healthcare. Don’t let your politicians republican or democrat tell you America can’t achieve it. Both the conservatives and liberals of Australia agree on their Medicare. Just think about that.

    • @dove6069
      @dove6069 2 года назад +5

      Universal healthcare = socialism. Nope.

    • @justindrew9702
      @justindrew9702 2 года назад +2

      @@dove6069 too right. Our system is a payment mechanism who gets paid Is still the patients choice :)

    • @kaizoisevil
      @kaizoisevil 2 года назад +3

      @@dove6069 You say that as if it's a bad thing.

    • @samyak4165
      @samyak4165 2 года назад

      ​@@dove6069 I believe in Capitalism too. But non stop capitalism is a recipe of disaster. European and Australian governments are very much capitalist.

    • @Xeej0
      @Xeej0 2 года назад +2

      Is there a social welfare system such as unemployment insurance in Australia? If you don't work, do you get paid through unemployment funds and still be covered? Wouldn't that incentivize people to stay out of work rather than go back to work because they still have coverage, and still getting money?

  • @stabinghobo57
    @stabinghobo57 6 лет назад +71

    If Obama care was so affordable then why does it keep getting more expensive? 💵

    • @sian6894
      @sian6894 4 года назад +16

      Obama care sucks

    • @Chu3505
      @Chu3505 4 года назад +11

      Because you’re making very good money and you’re paying full rates for health insurance to those corporations businesses that why.

    • @jb6574
      @jb6574 3 года назад +1

      Try to work less and earn less so those making more can pay for it

    • @jb6574
      @jb6574 3 года назад

      Try to work less and earn less so those making more can pay for it

    •  3 года назад +3

      @@sian6894 it’s the best cheap healthcare reform this country has ever seen since Medicare. Wtf you talking about??

  • @whatthehack697
    @whatthehack697 3 года назад +7

    Meanwhile me European with a free healthcare 😎

  • @angelamoffo7339
    @angelamoffo7339 11 месяцев назад +2

    Obamacare, Better known as the unaffordable care act … I had insurance on myself and my six children and it was very unaffordable when BO went into the WH.
    I have one question for all of you who support the Obamacare… If it was so “wonderful” why was Congress exempt from having it?

  • @MGT-sv9qc
    @MGT-sv9qc 5 лет назад +14

    So, what was the point of the individual mandate? Because, working my first job at a little over 8 an hour, even with decent overtime, I wanted to save as much as possible. I chose not to buy health insurance. So, my refunds were fined. Even though taxation does literally the same thing, I viewed that as government theft of my hard-earned money.

    • @ledzeppelin1212
      @ledzeppelin1212 2 года назад +1

      Taxation is theft!

    • @juscallmeehx
      @juscallmeehx 2 года назад

      Because if you get hurt and can't pay for it, other people will have to pay for your care. We're all paying for it regardless.

    • @MGT-sv9qc
      @MGT-sv9qc 2 года назад +2

      @@juscallmeehx How exactly does that work? I don't know of anyone else who's ever paid my medical bills, unless you count when I was on Medicaid as a minor.

    • @juscallmeehx
      @juscallmeehx 2 года назад

      @@MGT-sv9qc so you're saying those without health insurance and need medical assistance and get billed for tens of thousands of dollars are able to pay for it out of pocket?

    • @MGT-sv9qc
      @MGT-sv9qc 2 года назад

      Nope. I said what I said. Which is that I've never had anyone pay my medical bills for me, except for when I was on Medicaid. As far as I know, unless they are applying for free assistance through certain programs, they're stuck with debt. The question I asked you was oh, how exactly does it work oh, the other people pay for your medical bills when you can't? I'm not trying to be combative.

  • @michaeldandrea540
    @michaeldandrea540 3 года назад +57

    I lived in the state of Washington for 14 years until I moved 4 years ago and I really benefited The Affordable Care Act. The reason why the Affordable Care Act in red states didn't work is because Republican Governors and other Republican politicians from those states did not expand it, they wanted it to fail

    • @juniorolumide
      @juniorolumide 3 года назад +17

      This is exactly what most idiots on this comment section dont get. Republicans have done nothing to improve the system. Instead, they've put all their effort into repealing it and removing the parts that actually benefit poor ppl in the last 4 years, and ofc, they have no alternative plan.

    • @jsquackhead
      @jsquackhead 3 года назад +9

      they didnt expand it because it cost far too much, that is the reason big blue cities are bankrupt and want bailout money from covid relief you cannot give away taxpayer money to those who do not participate without cost skyrocketing as they have done obamacare is a huge failure

    • @juniorolumide
      @juniorolumide 3 года назад +7

      @@jsquackhead So, to be clear, you have no clue what the ACA represents, nor why states are asking for federal help (not only blue states). You have no clue how healthcare thru taxes work. Would you rather individuals go bankrupt or the states? Its far easier for a state to recover than an individual. Nah, this is stupid, to put it mildly.

    • @thetiredworm2100
      @thetiredworm2100 3 года назад +2

      @@juniorolumide I don’t understand what your saying? If the state goes bankrupt it will put people into more poverty, if the people go bankrupt it’ll also put the state into poverty, the richness of a state and the richness of the people goes hand in hand does it not? I’m not stating this as someone who believes Obamacare is bad or good, I’m trying to learn about it right now and why people think it’s bad/and or good, and frankly, I don’t understand your argument or theirs lol.

    • @juniorolumide
      @juniorolumide 3 года назад +4

      @@thetiredworm2100 please explain how state can go bankrupt or individuals getting poorer due to universal hc. ACA isn't universal, it jut expands hc. and give more insurance options and coverage to ppl. Universal is tax funded. You basically pay about 7% more in taxes but get coverage for urself and ur kids. It also reduces inflation on medical assets, as control over medicines and ppe go from private entities to state/fed gov. Canada and pretty much all EU countries have universal and haven't gone bankrupt yet.

  • @larrylouis8528
    @larrylouis8528 5 лет назад +10

    This provided the same coverage to the poor they were receiving free from government programs. What it is designed to be to get the working class to pay the bills, relieving the government. It increased costs of insurance to the working, employer-funded programs while degrading their benefits, increased prices ten fold on prescription drugs and decreased the Medicare coverage for the seniors as well unless they were already poor with the paltry social security they were receiving. Oh, and the seniors have to pay for their Medicare as well. Not to mention that to the working class this ais basically hospitalization insurance. How can ypu call it healthcare when you pay at leat $1200 for premiums and your deductible is $1500? That is $2700 a year from your pocket.

  • @ChrisEyeHaveAutism
    @ChrisEyeHaveAutism 4 года назад +4

    Get a job or go to jail because you can't pay a penalty if you don't have money.
    You don't have money to pay a penalty if you don't have a job.
    I know having a job is important but I feel like people shouldn't have these odds stacked against them.

  • @ch.illmatic
    @ch.illmatic 5 лет назад +5

    My God... Here in Canada we have free health care that government funded and in a merica you have to pay for it?

    • @amberlyn28
      @amberlyn28 3 года назад +1

      Yea but you pay for that free health care regardless if you use it or not. We at least have the choice

    • @fightttttt
      @fightttttt 3 года назад +1

      we have a lot of idiots like B who dont know whats in their best interest

  • @averagejoe9249
    @averagejoe9249 5 лет назад +25

    Obamacare has helped the poor and has plenty of benefits, it unfortunately has a terrible cost. Hard working American business owners unfairly shoulder the burden of these benefits in the form of skyrocketed premiums. It has rewarded many that live off the fat of the land, and punished those who work hard every single day of the week. Trump tried fixing this issue by increasing competition by cutting the red tape for insurance companies to solicit in all states but the Democrats blocked this.
    We need real solutions to real problems

    • @bbynmmyneedddy8954
      @bbynmmyneedddy8954 5 лет назад

      Didn't he also sign a law which makes drugs and lot cheaper by forcing the drug companies to price medicines more fairly. This is something that you would never see on cnn. Also he knows how bad opiate based pain killers are and has tried to punish companies and doctors for getting a lot of people addicted.

    • @bradleysmith9352
      @bradleysmith9352 4 года назад +1

      @@bbynmmyneedddy8954 Probably been told that from SoS, otherwise, he would spend a lot of time on twitter

  • @SolidSonicTH
    @SolidSonicTH 3 года назад +4

    I was hoping you’d explain the whole kerfuffle over “you can keep your doctor”. That was a hot-button in the run up to passing the legislation.

  • @MinnesotaThunder12
    @MinnesotaThunder12 5 лет назад +16

    Funny how they don’t mention the insane increase in price when talking about the American people’s backlash of it 😂 Maybe that might be important...

  • @graciephil
    @graciephil 2 года назад +2

    Obamacare also allowed insurance companies HIGHER deductibles.

  • @oddlyrandom5071
    @oddlyrandom5071 3 года назад +19

    Move to Canada!. The US is never going to get this right, sad but true. Health care is a human right and should not be treated like a business.

    • @holytrashify
      @holytrashify 3 года назад +4

      Don't all the Canadians come down to the US for anything serious? I've talked with some Canadians...or just by looking online...and the wait time can be 6 months to a year...I had to wait a year when I had socialized medicine...it was horrendous

    • @MySwagg93
      @MySwagg93 3 года назад +3

      well if its so great in Canada then why do Canadians have to come to the US for surgeries....?

    • @premierleague3099
      @premierleague3099 3 месяца назад +1

      Move to Dubai 🇦🇪🇦🇪

    • @Cassandra20208
      @Cassandra20208 20 дней назад

      😂🤣

    • @oddlyrandom5071
      @oddlyrandom5071 15 дней назад

      @@Cassandra20208 I take it back. Stay in the US it's better.

  • @deomartinez77
    @deomartinez77 4 года назад +5

    2 words that hurt it, removing the "public option"

    • @holytrashify
      @holytrashify 3 года назад +2

      Its cause it wouldnt work if you had the option...they needed everyone paying into it for it to work, so they lied.

  • @supernt7852
    @supernt7852 3 года назад +9

    Basically, the idea is good but the way they do it is terrible.

  • @hyojinlee
    @hyojinlee Год назад

    Thank you so much for this video!!

  • @sleepingmelons8420
    @sleepingmelons8420 4 года назад +2

    America needs to stop treating everything as a business. Not everything should be treated as a buisness, especially when human lives are on the line. Do you really think greedy businessmen have our best interests in mind?

  • @mryoutube4399
    @mryoutube4399 3 года назад +15

    It's a poor man's version of Universal Healthcare.

  • @edwardfitzgerald3877
    @edwardfitzgerald3877 3 года назад +29

    An alternative is to increase everybody's taxes significantly and make health care totally free.

    • @jimJim-
      @jimJim- 3 года назад +9

      No thanks

    • @ef888
      @ef888 3 года назад +17

      @@jimJim- Like every other develpoed country? Sure, ok. Taxes actually wouldn't go up that much

    • @jimJim-
      @jimJim- 3 года назад +1

      @@ef888depends what the plan is

    • @Fearnochange
      @Fearnochange 3 года назад +4

      @@jimJim- remember Harvard did a study of Berni’s plan. Taxes actually go down.

    • @jimJim-
      @jimJim- 3 года назад +4

      @@Fearnochange what... lol I sense CAP

  • @emeraldchild97
    @emeraldchild97 6 лет назад +17

    ACA was based around statistic evidence that this would be a functioning plan. The mandate that you'd have to pay a fine was to help encourage the purchase. But bc people didn't do that (specifically those in their 20s) and rather paid the fine the costs became higher for those on the plans. Now the solution could arguably be to increase the fine that way people would rather pay the insurance. Or do something about the cost of modern medicine. The ACA worked up to a certain point (it did help many Americans) and needs adjustments no doubt but I think completely getting rid of it is dumb because this is a start. To go back even further than the start point seems like a waste of time. Especially when you don't already have a better solution in the wings. So now those that were helped are tossed out. It's not great.

  • @justinguillaume7986
    @justinguillaume7986 5 месяцев назад

    It's amazing how this one apps destroyed the whole health care system and that we're never gonna recover

  • @thomasanderson1416
    @thomasanderson1416 2 года назад +2

    Maybe you should address the root cause of why healthcare is so expensive in the USA.

    • @billythao8669
      @billythao8669 Год назад

      because everybody who practice medicine in the US wanted to really save people, said no one ever....

  • @prismatica2389
    @prismatica2389 3 года назад +2

    Just pay a bit more tax and have a fully socialised healthcare system. I think it’s time America grew up and stopped putting money and profits before people. Yes, the NHS in the UK has its flaws, but atleast I never have to worry about money if I get seriously ill and don’t get slapped with a £4,000 bill if I break a bone. Imagine turning down a life saving surgery because you can’t afford it.

    • @fightttttt
      @fightttttt 3 года назад +2

      I pride america on being smart, but when it comes to healthcare I admit a lot of brain washed chumps who deny common sense for "freedom of choice" (to be ripped off by a middle man company for a emergency service) lol

  • @daphnecook8593
    @daphnecook8593 3 года назад +3

    What we don’t hear is how middle class and self employed WORKING people like me COULD NO LONGER AFFORD THEIR INSURANCE DUE TO OBAMACARE. Insurance for my family went from $600/month to over 1500/month PLUS A FINE IF I DIDN’T HAVE IT so my only choice was a medical savings plan where I pay up front with no prescription coverage. Does this sound fair ???

    • @fightttttt
      @fightttttt 3 года назад

      No there should be a public option to deal with gouging but thats health insurance companies scamming you not the aca

  • @evolvedhuman783
    @evolvedhuman783 3 года назад

    Let me pay some corporate company so I can drive my truck legally real quick lmfao

  • @commiezombie2477
    @commiezombie2477 2 года назад +1

    Took something already over regulated and expensive and made it even more regulated and expensive 🤣🤣🤣

  • @strongocho
    @strongocho 6 лет назад +17

    It actually made healthcare less affordable and less accessable to me... I had no health insurance before the mandate because I could not afford it. Obamacare forced me to buy it with threats of a fine, then after I bought it I was told how amazing that obamacare is because so many people buy health insurance now... Seemed like cronie capatalism for the insurance companies to me.

    • @KevinSmith-qi5yn
      @KevinSmith-qi5yn 6 лет назад

      I think High risk pools show some promise. I had insurance, then dropped it and paid the fine when Obamacare was passed. My insurance premium went from under $100 to over $300.

    • @ez4039
      @ez4039 5 лет назад +5

      strongocho No not capitalism. Capitalism is all about the open market and free choice. This is much more a socialist Ponzi scheme forcing young people to pay for old people through fines and taxes.

  • @alvinbee6194
    @alvinbee6194 3 года назад +1

    It should became Unaffordable heath plan. Small business and individuals couldn't afford it and had to pay a very expensive fine. Healthcare Industry are taking advantage of people more because of this.

  • @ryangentry8796
    @ryangentry8796 4 года назад +4

    Where did the money go that was penalize from the un insured?

    • @cobracharmer6178
      @cobracharmer6178 3 года назад +1

      ryan gentry ; To Obamas stock investments.

  • @redshead2369
    @redshead2369 3 года назад +1

    "you can keep your doctor" I had to get the doctor they wanted me to have 🤷

  • @MidnightRambler
    @MidnightRambler 3 года назад +16

    Government run health care what could go wrong

    • @selenophile410
      @selenophile410 3 года назад

      I don't know, people dont pay for a fuvking ambulence

    • @danigimenez7797
      @danigimenez7797 3 года назад +7

      Ask that to all of the other developed countries that have it

    • @1maiteam
      @1maiteam 3 года назад +1

      Corruption. It is a big scandal here in the Philippines.

    • @ThatsPety
      @ThatsPety 3 года назад

      greedy businessmen control if you get to be healthy or not what could go wrong

  • @rockstar450
    @rockstar450 4 года назад +1

    Yet another example of Americans not looking at Australia for a working example of private and public health giving everybody access

  • @Loagun
    @Loagun 3 года назад +2

    As a Canadian I don't see how the average American mindset isn't just a flat-out firm "We pay taxes so we get free healthcare'. End of story.
    It is true the USA comes in about 5th or so for 'highest taxes in the world. But... On the flip side the USA has the highest taxes of any country in the entire world when comparing what those taxes actually get you in return.
    So....

    • @deepthinking8633
      @deepthinking8633 3 года назад +2

      Nobody wants to wait three years to get help keep that foolishness in Canada. Nobody wants to wait 5+ hours to get into the emergency room if I’m sick I need help now keep that foolishness in Canada

    • @Moritz89YT
      @Moritz89YT 3 года назад +2

      @@deepthinking8633 u are so stupid.
      In germany it works aswell so dont complain to much..

    • @fightttttt
      @fightttttt 3 года назад +1

      @@deepthinking8633 your an embarassment to this country stop embarassing us with your low iq talking points jesus its dumb.

  • @joeydembeck6232
    @joeydembeck6232 3 года назад +2

    People still have to buy it, better to have private healthcare

  • @blckorb6322
    @blckorb6322 3 года назад

    Nice vid. Only thing is you didn’t even the explain the main part of what you put in your title

  • @milkyshakes
    @milkyshakes 3 года назад +2

    Don’t blame the ACA for premiums, blame the insurance companies. Blame pharma who jack the prices up. The government can’t regulate prices, because then it is too ‘communist’ and no republican would allow that whatsoever. You might be mad that your feel forced to buy insurance, but that’s the only way to have health insurance for all- Health insurance companies can only exist through premiums and if majority of people decline, then the available insurance money pot lowers and the premiums get higher for everyone so that the company can cover the bills. That is the purpose of the fine. The prices are hiking anyway because of INSURANCE COMPANIES ARE GREEDY.

    • @fightttttt
      @fightttttt 3 года назад +1

      Yeah pretty much infact a public option for just a extra fourty in taxes on the bottom half and a extra few thousand for the extremely rich to cover the public option would make healthcare premiums drop by hundreds of dollars to compete

  • @fiallos1
    @fiallos1 Год назад +1

    ACA killed Pell grants for education.

  • @sandrajackson709
    @sandrajackson709 10 месяцев назад

    45 million people with no health coverage until Obama intervened should speak for itself on this topic.

  • @maimaicalara2306
    @maimaicalara2306 3 года назад +5

    Jesus Loves all of you guys

  • @jessicaembers924
    @jessicaembers924 2 года назад

    If you out law insurance you will see "Affordable Healthcare" in a single heartbeat!

    • @The_king567
      @The_king567 6 месяцев назад

      Nope that would be terrible Insurance is way better

  • @JaredKMarkowitz
    @JaredKMarkowitz 3 года назад +1

    Oh ok and why is the ACA so controversial?

  • @vijaysr3337
    @vijaysr3337 6 лет назад

    Sir provide english captions please

  • @kathyc00per2
    @kathyc00per2 3 года назад +3

    Aca is to high and premiums are to high. People can not afford it. It needs to be gone.

    • @lenini056
      @lenini056 3 года назад

      We shouldn't have any type of privatization of health care at all! Look at the pandemic and how well that system doing these days?

  • @dianascrimger284
    @dianascrimger284 Месяц назад

    I had cataract surgery while Barack obama was president. Yet I could not legally be classified as legally blind under the federal definition. Yet I also could not work during that time because of the lifting requirement! So why are we paying out over $1400.00 to blue shield of California?

  • @harishravishankar
    @harishravishankar 5 лет назад

    The best thing would be to put a thermistor on a smartphone to tell the temperature and the exact 1.4 paracetamol for 99.2 deg F based on body weight

  • @ghettobrown209
    @ghettobrown209 6 лет назад

    *FACTS*

  • @iammrbeat
    @iammrbeat Год назад +2

    Yeah, universal healthcare just makes much more sense.

  • @miadahhajbi6442
    @miadahhajbi6442 3 месяца назад

    If you don't care about me Obama care but I am 65 years old now he don't care for me anymore hahaha

  • @jonhenning
    @jonhenning 3 месяца назад +1

    My fear has always been that if you give the government control over your health you are in trouble. However I also don’t believe that access to healthcare should be based on an individuals income. Perhaps this is one issue that I don’t mind socialism.

    • @solumi413
      @solumi413 Месяц назад

      health should always be public

  • @xxjmontxx
    @xxjmontxx 3 года назад +1

    Still waiting for you to explain why it’s controversial.

  • @laxeystu8096
    @laxeystu8096 3 года назад +1

    There's a lot more to say about healthcare in America.
    I believe the root of it is that many Americans value economic freedom - the ability to have healthcare or not, to choose from different insurance options, and accept the negative consequences of their choices.
    However, you get the situations that Michael Moore showed in his film where people have to decide 'which of their two fingers they want sewn back', or they go bankrupt after cancer treatment, or they're afraid to call an ambulance.
    However, as far as I know, Americans who get to try 'free' healthcare like it. I know it's not free, it comes from taxes, but I think many people are happy to support one another. And you get all the treatment you need (yes, with queues, and yes with limits, at the very high end of the most expensive treatments)

    • @carloconopio6513
      @carloconopio6513 Год назад

      The problem is both democrat and republican cant agree about health care policy..the only solution is if your state is a republican there policy must follow then if your state is democrat then there policy must follow also..then if a American can choose whose better for them..no more debate everybody is happy

    • @The_king567
      @The_king567 6 месяцев назад

      Majority of Americans have health insurance its a waste of Everyone’s time to pay for a very small amount of people who don’t have it and no you are lying You have never met a person who’s had free healthcare that’s a lie

  • @kimallred7696
    @kimallred7696 2 года назад +1

    I've had ACA for 3 years and not a single provider excepts it. I'm still paying out of pocket. I live in a large city so it's not like I'm not n the middle of nowhere.
    The provider in my card retired 10 years ago.
    They count me as a win even though the card is 100% useless.

  • @nala3038
    @nala3038 4 года назад +1

    They passed national care in Canada, and Canadians came to America. Now Americans are going to Mexico for dental work. Pass an American national health care, and Americans will go to Mexico for healthcare.

  • @thatbiguy1975
    @thatbiguy1975 5 лет назад +1

    nothing helps struggling folks like forced insurance payments. which in my case cost the same as my mortgage payment $1200 a month- for insurance that wont kick in unless i get cancer or crash real bad. when i had no insurance i put a 1-2 hundred bucks away each month to cover check ups and office visits. rarely go to the doc so that money piled up quickly. not enough for catastrophe or cancer but was building. can't imagine the savings account i'd have if i put 1200 a month.

  • @christianmetzger7074
    @christianmetzger7074 4 года назад +1

    Why don't they go after the hospitals that charge $500 for Tylenol

    • @patrickross1973
      @patrickross1973 4 года назад

      Christian Metzger it’s not the hospitals insurance companies.
      The democrats and republicans are bought by the insurance and drug companies that’s why us ranked 40 in healthcare but pay the most.

    • @JakeMcClake2
      @JakeMcClake2 3 года назад

      They can't "go after" hospitals, but the ACA did increase transparency to help patients know that the hospital charged $500 for a Tylenol and you are correct that hospital charges are tremendously inflated.
      The problem is that generally, when people go to the hospital they either have healthcare insurance, or they have to pay those inflated charges,
      the only other choice is
      not
      to
      go
      to the hospital. .

  • @ChoctawNawtic4
    @ChoctawNawtic4 Год назад

    IM grateful for the aca bec I'd not be able to afford Healthcare today if not. Charging ppl more for having preexisting conditions is plain wrong.

  • @teddycooke8145
    @teddycooke8145 2 года назад

    Puerto Rico actually has great Healthcare IMO. The surgeons here are of the US standard but typically cost a fraction of what it would cost is some of the cheaper states. I got stitches on my face for about $60

  • @canjunqueen42
    @canjunqueen42 5 месяцев назад

    I have one of the plans , I make a decent amt of money , but having this plan , has helped me be able to pay what i can afford , esp , when i need med attetion!

  • @rubensoares3943
    @rubensoares3943 4 года назад

    But if you don't have money and you get sick, how do you dealt with in the US? I'm really curious. Is not better having an health care for everybody? Like you pay according with your earnings or something like that.

  • @thomasjcox
    @thomasjcox 3 года назад

    Denying for pre existing conditions. Unreal. They act like it’s car insurance.

  • @trle964
    @trle964 2 года назад

    if it was the affordable care act Americans wouldnt be complaining about how they cant pay for healthcare.

  • @alexreyes7237
    @alexreyes7237 3 года назад +5

    You didn’t mention at all why it’s controversial you basically made it sound amazing and that the bad orange man took it away...

  • @xBlackShadowsZz
    @xBlackShadowsZz 6 лет назад +9

    My family tax returns pays over 1k for that penalty

    • @halocemagnum8351
      @halocemagnum8351 6 лет назад +3

      That one thousand dollars goes to pay for schools, roads, healthcare, etc.
      Don’t feel like your money is being set on fire or anything, it’s just a tax.

    • @xBlackShadowsZz
      @xBlackShadowsZz 6 лет назад +2

      Halo CE Magnum yes but what I’m trying to say they take out an additional 1k cuz of penalty

    • @KevinSmith-qi5yn
      @KevinSmith-qi5yn 6 лет назад +4

      That $1000 doesn't go to schools and roads. It may go to healthcare. Most likely it is going to the Department of Defense or paying interest on the national debt since these taxes are put into the general fund and not the payroll fund.

    • @scootmcgoot570
      @scootmcgoot570 5 лет назад

      Cheaper than crappy worthless insurance

    • @meowmix1569
      @meowmix1569 5 лет назад +1

      @@halocemagnum8351 LMAO. You don't seem to understand which taxes pay for what. Most of what you described comes from property tax.

  • @halocemagnum8351
    @halocemagnum8351 6 лет назад +10

    It beat around the bush.
    If you want universal healthcare, just do universal healthcare. A single payer government insurance program would do wonders for this country.

    • @KevinSmith-qi5yn
      @KevinSmith-qi5yn 6 лет назад +2

      I agree, they weren't going to get Republicans on board so they should have had the balls to pass what they wanted in the first place. If it didn't work out then let it fail and try something else.

    • @stabinghobo57
      @stabinghobo57 6 лет назад +6

      If Single payer health insurance is so good why do people of Canada 🇨🇦 rush over to America 🇺🇸 for operations?
      Thanks

    • @halocemagnum8351
      @halocemagnum8351 6 лет назад +6

      stabinghobo57
      I’ll give you two answers.
      One: we have better doctors and shorter wait times. If you’re rich and you can afford to skip a wait list by going to the USA than sure, yeah be my guest. But most middle class Canadians just get their surgeries done in Canada because it’s free there, you’re only going to go to the USA if you can pay to get an operation there.
      2. Canadian healthcare is poorly managed. In the industrialized world do you know what country has the healthcare system most hated by its own people? It’s the USA, but do you know what country comes in second place? Canada.
      Canadian healthcare is, quite simply poorly, managed. The government there is incompetent at running there own healthcare system, other countries like Germany and Switzerland (who have single payer healthcare) have shorter wait times for less cost when compared to Canada, because they have smart people running their healthcare.
      So in short, if you don’t want to end up like the Canadians make sure you have smart people running the single payer healthcare system.

    • @KevinSmith-qi5yn
      @KevinSmith-qi5yn 6 лет назад +3

      Yea... smart people aren't going to run a single payer healthcare system in the United States.

    • @stabinghobo57
      @stabinghobo57 6 лет назад +2

      Halo CE Magnum: thanks for your reply. I just don’t trust the USA handling a single payer system after seeing how they treated us veterans.

  • @markiemisslane1188
    @markiemisslane1188 2 года назад

    They won't put my remark on here

  • @clayoto6619
    @clayoto6619 3 года назад +1

    I'll sum it up...I get to pay for my health insurance, and also for the family down the street that cant be bothered having it...or else.

    • @fightttttt
      @fightttttt 3 года назад +1

      Taxes paying for peoples healthcare is probably one of the best things to spend it on, people who dont see that are autistic. Yeah yeah all emergency services are covered by taxes, but medical care argubly the most important one? muh big goverment how dare they try to be like ALL other first world nations LOL

  • @stephenajones4438
    @stephenajones4438 7 месяцев назад

    He should have removed PBMs. Unfortunateky he didn't. And that is why Healthcare is so expensive.

  • @shriramvenu
    @shriramvenu 3 года назад

    this is such an american problem. Most of us in the rest of the world enjoy either free or pretty affordable healthcare regulated and subsidised by the state to prevent pharma and insurance companies ripping an arm and a leg.

  • @TheDudeWithDaCowbell
    @TheDudeWithDaCowbell 3 года назад

    Doesnt adress the basic complaint from the right, which is that healthcare was made less affordable for less benefits, despite its intended purpose

  • @philsarkol6443
    @philsarkol6443 2 года назад

    So for more than 100 years the US is trying to get a form of national healthcare. Other countries in the world have healthcare implemented as a human right by law. In the US it is a product if you can buy it. Goin to the doctor costs money. And it is always a political debate. Affordable healthcare is not from any political party, not from some private insurance companies who are charging ridiculous prices. Affordable healthcare is from and for the people, all people.

  • @_Josper_
    @_Josper_ 3 года назад +4

    Simple: 1. It was too expensive for many Americans 2. It forced many Americans to pay for it, even if they didn't go to the doctor or they didn't get anything in return 3. If you didn't want Obamacare you still had to pay money

  • @russdavis1960
    @russdavis1960 Месяц назад

    A fricking disaster that was anything but affordable..... and mandating people MUST sign up or get dinged when it came to tax time.... FTS!!!

  • @joeharris3878
    @joeharris3878 3 месяца назад

    I didn't know the individual mandate for healthcare had been repealed, good for Trump.
    I have avoided by being covered for hospitalization only in medicare. No medical, no drug coverage.

  • @DezWonda
    @DezWonda 3 года назад +16

    My question is why are they still talking Obama, when Trump promised to replace it with something better and has clearly not been able to do it during his mandate?

    • @holytrashify
      @holytrashify 3 года назад +5

      He repealed the individual mandate...that's all that matters

    • @DezWonda
      @DezWonda 3 года назад +10

      @@holytrashify I live in France and do you know why we're so well covered with health care and we don't worry about going to the hospital and basically have free I mean free health care for all? Cause we contribute and no one argues about it and everybody payes their taxes in due time and we all know it's good for the bigger picture. Image doing that in a country 50 times our size? With good intentions?? You'd even be able to feed the homeless for a lifetime^^ Anyway I hope Biden wins🇺🇸🌎🇺🇸 God Bless America and the World!✌🏾💯🌎

    • @DezWonda
      @DezWonda 3 года назад +2

      @Anj Ms foreigners?? France has about 65 million people and at least 600 000 foreigners without documents, that's not even 1% of the population. Now you do the math??? People are always so quick to blame helpless people whose countries they've helped ruin by the way, instead of seeing the real problems their systems have and their policies as well which hurts their own people.

    • @DezWonda
      @DezWonda 3 года назад +1

      @Anj Ms They're frustrated by politicians and their actions, and in prisons believe me there are more French people than foreigners and I'll bet my last coin that it's the case in the United States too^^ The only "chaos" in the world is the rich not paying nearly enough taxes to help the rest of the people out! Which is what Joe Bidden wants to do and use that money on the people who deserve it.

    • @brantphillips9133
      @brantphillips9133 3 года назад +3

      @@DezWonda i kinda want a paycheck. So I’ll vote for Trump

  • @SB-hv1kd
    @SB-hv1kd 7 месяцев назад

    Honestly glad I live in India. Im not gonna be bankrupt for having common cold and going to the doctor which would be the case in US. Healthcare is really affordable here.

  • @Jr-cw6zq
    @Jr-cw6zq 5 лет назад +1

    cool, i can't hear it

  • @ruzzelladrian907
    @ruzzelladrian907 5 лет назад +1

    Mandate to buy it!? No wonder wonder people don't like it.

  • @nativealaska
    @nativealaska 3 года назад

    Because it wasn’t affordable??? Lmao

  • @thecasualreviewer2148
    @thecasualreviewer2148 5 лет назад

    Not too many actual details.

  • @barrysorento3572
    @barrysorento3572 6 лет назад +1

    Because the government should not be about to force you to buy anything

  • @Simon-tc1mc
    @Simon-tc1mc 2 года назад

    The ACA is good (other than the individual mandate, which is gone now), but it's not enough. It's ridiculous the ACA doesn't offer a Public Option. And the end goal needs to be Medicare For All. It's hard to celebrate the ACA as a win when it's a half-measure of a half-measure, or as I like to say, a quarter-measure.

  • @tobypizot1255
    @tobypizot1255 3 года назад +2

    “Made it through Congress” yeah but without any republican votes. Failed to mention that History. Tough video ...

  • @CS-hy6es
    @CS-hy6es 3 года назад

    I.e.65000 a year earnings "comfortably"

  • @RK831
    @RK831 3 года назад

    The Individual Mandate was crucial to ACA's success. Otherwise, the Affordable Care Act would be a nation-wide case of adverse selection. Healthy people are needed to sign up because their premiums would offset the accounts payable on behalf of the sick. The penalty was far cheaper than paying the premiums, so more people opted to pay the penalty instead of signing up. In that connection, the penalty should have been just as expensive as the average premiums paid. To top it off, Trump's 2017 tax reform effectively eliminated the Individual Mandate by eliminating the penalty, so that left ACA as a mere financial drain to pay sick people who are signing up. It will be a matter of time before ACA implodes.