Former Social Security Insider: Tips, Tricks, Secrets to INCREASE YOUR CHECK! | PLUS LIVE Q&A Dr. Ed
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- Опубликовано: 8 июн 2024
- Dr. Ed Weir, PhD, Former Social Security Manager, explains all the ways your Social Security check will or can increase in the future! It's not just COLA that will increase your monthly Social Security check. Yearly recalculations based on high 35 years; ARF, switching programs, LIS, Medicare Savings Program, etc., etc., etc.
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😃💯Who is Dr. Ed?
Dr. Ed Weir, PhD, Former Social Security District Manager; Former Family Services Specialist, Department of Social Services; Former Marine Corps Sergeant; University Adjunct Professor. Dr. Ed is one of the most experienced government benefits experts in the country and in his (semi)retirement, he has made hundreds of RUclips videos in order to help seniors, the disabled, survivors, retirees, disabled children, spouses, and others in every state get the benefits they need!
😊😊WE NEED YOUR HELP! Anything you can do to get the word out about our channel is greatly appreciated! How about your local news? Dr. Ed would love to appear on your local news to promote this critical information to your local community. How about sharing? Facebook, Twitter, Instagram, places of worship and work, community and senior centers! Do you know a famous celebrity or social media influencer? Please have them share our channel. My contact info: ed@mygovexpert.com
⚠️I am not an attorney, tax advocate, or currently affiliated with the Social Security Administration or any other entity of the US Federal Government. My advice and opinions are based on my decades of experience inside the government. However, the Social Security Administration is the final decision maker when it comes to your benefits.
#socialsecurity #medicare #seniorcitizens#seniorcitizens 
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I haven’t filed for retirement benefits yet, 66 , FRA is this Sept. are the benefits on my acct on ssa.gov only reflected to end of last calendar year?
Can I claim 93 dollars they keep monthly.
I began collecting Social Security at 70 years old. Now about 1 and a half years later I received an extra $985 in my checking account. Also I received a letter that said that my Social Security was recalculated and in addition to that $9>5, I'm getting an extra $130 a month. I was very surprised. I was too scared to call but after listenung to your podcast, I think I'm receiving the increase based on my continuing to work (as a self employed attorney and earning substantial income and paying into Social Security. I'll probably go to the Social Security Office just to make sure. Thanks for the info. I'll probably work another couple if years until I have to withdraw RMD'S. Thanks for the info.
Awesome! That sounds like the reason.
If you get a cola raise and live in a DHS housing, they take over 1/2 of it. So We have a rent raise every year. And you can lose some of your food stamps too. At 71 going back to work is unlikely. So those pityly raises really some time hurts more than helps. I don't think our representatives understand that.
@@anitablades6033 I got about 32 $34 raise. My food stamps went down $15 and my rent went up $14. I know what you’re saying.
He's speaking truth. I just went to the site, and it does have the $600 warning.
The 600 dollars this month was actually on the Social Security web site post May 30 2024 .
Great commentary
A cola rais doesn’t help much for some people and here’s why. If they live in HUD housing the rent goes up and if they receive food stamps, their food stamps go down. This past year I by the time everything was recalculated I got a two dollar raise.
I agree. Sometimes an increase puts people over the threshold.
You are one Awesome Person to share your Expertise with the USA 🇺🇸 would like to explain my situation in confidence it’s very
Confusing… can you contact me? Don’t mind paying you for your services ❤️💯🇺🇸🫶🏼
You can schedule an appointment here: calendly.com/mygovexpert/consult
Thanks for doing this good information
Like and comment to boost this in the algorithm everybody
Thank you!!!
Excellent content, very informative for several scenarios (depending on each person’s situation). 👍🏼⭐️
Glad you think so!
Thank-you! You answered a question for me about divorced spousel survival benefits.
Awesome!
Dr Ed, I don't understand the concept of indexing. Would you be able to explain that in one of your videos? Thanks.
Does GUAM residents qualify for SSI? What are the qualifications needed to apply for SSI?
Thank you for the true.
My pleasure!
Hi Sir Ed! Thank you for both services you served as military and social security! My question is, was my 62 retirement benefit suspended or froze till my full retirement because I changed it thru disability? I applied disability 2020 and didn’t approved until 2023 and I got the back pay . Should I be receiving a full retirement when I turn 65? 1960 is my birth year if these help get any answer.
Hi Dr. Ed!
I have been following you since I found you a few weeks ago. Thank you for all that you do! My question is:
I am 59 and a divorced spouse(married 10 yrs). My ex husband is 62-
If my benefit is less than 50% of his PBI when I am 62, and will still be 50% of his PBI at 67(my full retirement age),
does it benefit me to apply for benefits on my record at 62 / as well as apply for Independently Entitled Divorced Spouse at that time? Does the Split Strategy pertain to ex spouses?
Or is this not the case for ex spouses? - I would also likely work part-time, staying below the annual earnings limit.
Thank you so much for taking this question.
I am in the state of Wisconsin if this matters.
Are surviving spouse benefits different if the spouse that died was on SSDI at the time that they died?
If im receiving ssdi and my ex spouse passed away and I'm under retirement age. Whatvshould I do?
FYI. We have no Totalization agreement with Mexico. The purpose of totalization agreements is for individuals not to be taxed for the same benefits that would receive in each country or to combine quarters from both countries so that they are insured to receive benefits.
@josephcalp1604 Hi. Could you please help me? I'm widow and I have a pension in Mexico by my own work. I wanna apply for widow benefits. I never worked in U.S.
My question is Social Security will reduce the amount for my widow's benefits on my husband's record due my mexican pension?
Thanks in advance..
@JMartVB HI. Yes, if you are awarded widow benefits and receive a foreign pension, your benefits will be completely offset. Foreign pensions are calculated at the highest amount of 9999.99 a month no matter what you actually receive in U S dollars.
@@josephcalp1604 OMG! That's unfair. It was by my own work. What do I need to do?
@@josephcalp1604 Could you please give me an advice?
@@josephcalp1604 Could you please give an advice?
thanks
You're welcome!
If you paid taxes on SS payments that were for over 2 years to erroneously sent by SS to your ex-spouse, and IRS requires an official statement from SS to refund, what do you do if SS won't issue such a letter officially on their stationary?
Curious about the surviving spouse benefit. You imply that if you were married more than 10 years and spouse dies one is entitled to full survivor benefit. Are you saying every ex spouse married more than 10 years is entitled to full surviving spouse benefit when the account holder dies?
I applied for ssdi, while that was in process, my husband passed away, and started receiving survivor benefits, then I was awarded ssdi benefits and turned 66 at the same time, I was told I had to repay $11,000 overpayment for benefits supposedly I received earlier ?.?? I am confused, are they correct? What is what I am supposed to be getting.
I want to apply for ss today. Laid off, with a 15 yrs old. Will my child receive a special ss payment?
They haven't changed mine over from disability to living spouse benefits. He's drawing his.and we were Married 13 yrs.
I am still confused about the divorced spouse thing. Does my ex have to have more than 50% more in his SS check for me to qualify?
I need help to see if I am entitle to what they are saying.
Will you lose any benefits if you get a grant to repair your home???
HI DR WEIR....I LIVE IN CALIF, GETTING READY TO FILE FOR SS I'M 63. MY BENEFIT IS LOW EVEN WITH THE AMOUNT ADDED FROM MY EX SPOUSE, TOTAL IS 740 MO. IS IT POSSIBLE TO FILE FOR SSI IN ADDITION TO GET MORE MONEY? THANK U DR!!!
In all my years I have heard bs promises but have only seen pathetic cola increases
If a devorsed wife passed will I get that part she was getting back?
It doesnt matter how high they raise , even $100 or $1000 a month it wont be enough when you have a failing $Dollar followed by hyperinflation which is days away most likely November 8 2024 .
I got SS disability at age 59. Now I’m 75, Nothing has changed. I heard that if you served in the military for 20years could get a boost in SS. Is this correct.
My husband, and I both retired early, at 62, and we are now in our 70’s and 80’s, married 30 years. If my husband passes before me, would I get his Social security with mine ? Would I need to call them ? He worries about me able to pay the bills.
Lost my hubby last year62 yrs old.. Im 54 yrs old. We have an 11 year old. We're on child in care, Soc Sec. until the child turns 16. I turn 60 exactly 1 month later. We live on the Soc Sec alone. House & car are paid off. No debt at all.
There's 2 401k's, 1 from the old company that was bought out. 1 from the new company that bought the old company. I haven't done anything except confirm they do exist. What is the best to do with these for our future.
Your child can collect until 18 yo and even until 19 yo if still enrolled in high school.
AGE 74 and I receive SS only 1066$ but I also receive VA disability benefits could I receive SSI as well?
Hardship increases due to inflation affecting my basic needs. Will SSA supplement my basic SS amount?
Thank you for your Honesty!!!! Click Bait? So that's what they call Liars? I'm 66. Born club feet. Been lied to ALL my Life
Sorry to hear that. I only work with the facts here.
@@MyGovExpert Thank you again. It's super important to have you speak about this much maligned subject matter. It's what this world needs so much more of but obviously is severely lacking. Again thank you
Do you have to claim your SS on your taxes if your still working
Does SS pay benefits of x spouse when he dies What I mean is the amount of his and mine are about the same..so I didn't get because alive and the amount was about the same so I didn't get will I get after he dies?
I gave a question why most of the videos advises not to apply for SSA benefits at age 65. It’s very complexed so I just wanted to know the reasons.
TIA
Im soon to be 67 is theres a chance my benfits is gonna rise or stay the same.my husband died an never use his benfits.
I live in Alaska. I was injured on the job and essentially could not return to that specific job. Here I am 4 years later after filing for ssdi. I have not received my back pay, does the payment processing unit have some sort of deadline to get me paid.
Please join one of my FREE LIVE Q&A sessions and I can answer your question more fully. Or, you can schedule a private call here: calendly.com/mygovexpert/consult
Well, im confused. I am 56 on SSDI, my wife is retired. How can I find out if I can draw on her higher income contribution?
If she is 62, she can draw from yours if yours is higher.
im on ss retirement 64 in august married 3 times but only to my first one for 15 yrs the other two 9 yrs. So... I am not married now so what are the requirements to get from my 1st ex's earnings. Does he have to be getting ss benefits? and does he have to get 2x what I am receiving now in order for me to get it ? I get 823 so if he don't receive at least $ 1,646 then its not gonna happen?
How does the ‘double dip’ offset affect my spouse who has a state government pension?
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Everything so high..I can't afford rent
My dad is 82, and my mom past away in 1992 he has not remarried we call ss to see if he could draw from her ss also he draws railroad retirement and we were told no he could not draw from her sd
If his benefit is higher (RR+SSA), then that is correct.
Just got my Retirement Pension at ages 72 for only $615 a month, is there anyway to make it more, it can’t even pay my room rent? Ang can you direct me in Valley area were i could talk to somebody ang help . Thank you very much .
52:23 -- John S should contact the IRS, just in case somebody else is using his SSN illegally. Not only is he at risk for ID theft if that is the case, the person using his SSN could also fraudulently apply for his refund before he has a chance each year, or make him seem like he owes more than he does.
I've had my ID stolen in the past, and it's a nightmare to fix. But the sooner you fix it, the better.
The IRS can issue you a PIN to use when you file your taxes as an extra layer of assurance that you are who you say you are. File your taxes as soon as you can each year also.
Dr. Ed, my husband already claim SS benefit since 64 year old. Can I claim a spouse benefit and not claim mine?
Two answers. Yes you can if it’s higher than your own benefit. You have to be FRA to get the full benefit
Why do they send the update review before the cdr?
Help available here:
linktr.ee/MyGovExpert
How would spouse benefit affect me that past awayif you work for the state and deal with the willful
Hello, thanks for watching! There are just too many details and exceptions to give you an adequate answer in this comment section. However, you can GET HELP here: linktr.ee/MyGovExpert
How do i stop the insurance companies to contact me I got over 25 calls in a short time even though I told them i was all set How do I stop all the calls
I'm a random commenter. The way I stopped those "spam" phone calls is to 1. Not answer them every time. 2. Block them every time after the ringing stops. Call your phone carrier, ask about phone "shield" or "guard" or any other name your carrier may have that helps block solicit, spoofing & other malicious callers. 3. Add your phone number to the "do not call" list. 4 Your phone has features that can limit calls to your phone by selecting to receive calls from your contacts list only. You may want to make sure all business & and doctors, friends & family are updated on your phone before you do this one. Update your contact list regularly so you won't miss the calls you want. Hope that helps.
How long do you have to be married, to claim spouse benefits?
One year. There are a few exceptions
I am 64 and still working. What keeps me from collecting SS and then increasing my 401k contribution by the same amount as far as taxes are concerned?
You can collect but any earnings over $22,320 anything over that they take out $1 for every $2 you make . The year you reach FRA, currently it’s just over $59,000 where they would take out$1 for every $3. You get that money back when you reach FRA but prorated over 10-12 years. Your 401 K has no bearing Keep maxing it out.
Can your spouse get SSA benefits before you start getting the SSA benefits?
No. One spouse has to be collecting Keep in mind you will get a reduced benefit if you start collecting before you reach FRA
Be for I turn ed 62 one check was $1.182 54 I work ed from 16year old not show ing my on the print out just showed dats dollars amount but not give me the companies names
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With plan N what dental plan would be better plan D or stand alone
Also best dental plan on plan N
I can't answer your question however I may be able to you with your multiple comments condensed into 1.
When you post a comment & you want to add or change it after it's posted, you can tap the 3 dots to the right of your comment. After you tap those 3 dots, options will pop up, tap "edit" to change or add to your existing comment, then hit the little airplane to resend with your corrections.
Hope that helps 😊
This is the dental/vision plan I recommend:
myplan.ameritas.com/id/010X3162
Fake link, not Ed’s (check out his email, it’s Ed@govexpert (no Ed in this link).
❤❤❤
Thanks!
Dr. Ed I'm 57, I was married to my first husband for 11 yrs. He's 60 now. But he's collecting ss disability, for heart attacks. I'm on disibility myself, hardly worked, due to health issues. Am I eligible to collect on his social security , since he was the bread winner? We had been divorced since 1993. Married in 1982
You have to be 62 unless you’re caring for a child under 16 or disabled child before age 22.
Im 76 years old my ex just turn 62 in April can l file for ssi for spouse benefits from her social security se has liver disease and not expected live long?
Please join one of my FREE LIVE Q&A sessions and I can answer your question more fully. Or, you can schedule a private call here: calendly.com/mygovexpert/consult
My calculator where I enter the earnings says I should be receiving about $200 more than I am actually receiving. What should I do? Also it says that I can see a calculation based on the actual database instead of entering the data manually. How do I do that?
I am receiving Survivors benefit . I am 67. I did not get from my own record earning. My survivor benefit is higher than my own record earning benefit. Will i be able to continually received Survivors benefit when i reached 70, or half of my own earning will be added to my Survivors benefit
Answer is Yes
Hi what about how much I can geret if my ex whife collecting 2,750 a month and a get 1,241 I retired an 63 yers that how much money a can get we was maried for more that 10 years
How much I get because I retired 63 yers
I just spent $287,00 in groceries
Medicaid comes after you for pay back. It's called estate recovery.
The benefit amount on my SS statement and SS.gov account.... are they accurate? I was born in 1960 and my FRA is 67. I retired from work 10 years ago at age 53 1/2 and have slightly less than 35 working years. I am currently 64 y/o. So on my SS statement, it shows 0's from 2014 until now (2024). I plan on drawing my SS benefit in about 1 1/2 to 2 years from now at age 65 1/2 to 66 depending on the remaining balance of my Roth IRA. I just want to know if the $$$ shown at age 65 to 66 is what I will actually receive (understanding that Medicare will deduct from that amount). I`ll be enrolling in Medicare in one year from now at age 65 and will have to pay out of pocket for a little while until SS kicks in. I just want to know if my SS statement $$$ amount is what it will be knowing that I left work 10 years ago.
You will get any COLA increases. If it show you will receive $2,000 at your FRA age 67 then any COLA increases will be added to the $2,000
If I make 1200-1500 a week! Will they take my SSDI?
You are only allowed to make just under $1,500 a month
Yes
I Am on SSI snd ssd I am turning,62. Next month should I let
Social security know
No, you should be good. If they want you to file for retirement benefits, they will let you know.
Can you out live your SS?
No
Does it matter which state you are in when you start your SS? California vs any other state hahaha? Tax wise basically
Ca does not tax SS benefits
What is COLA?
Cost of Living Adjustment. It's money added to SS (some yr's.) to help adjust for inflation.
Cost of living. That is decided each November and starts 1st of next year.
my ex husband collects under my social security even though he owes child support
I wonder if the friend of the court knows about that being a source of income that he has?
The court can garnish that income.
How do I contact you ?
You can schedule an appointment here: calendly.com/mygovexpert/consult
Or, join my FREE LIVE Q&A
I need help
Please join one of my FREE LIVE Q&A sessions and I can answer your question more fully. Or, you can schedule a private call here: calendly.com/mygovexpert/consult
I am 67 , I started receiving my surviving spouse benefits of 1200.00 at 65. I am not currently working. I remarried and was divorced after 14 years. I was told by SSA that if I took my benefits (1400.00) I couldn’t receive any divorce spouse benefits, it was one or the other.. You are stating the opposite. So I need to open my claim and in a year when he turns 62 I then can file on his. At my highest earnings was 20,000.00, his 80,000.00.
Is it fair that they take money out of your social security income for being married
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so if I get increase will thateffect my ability to get my assistance from Medicaid
Do people collect spousal benefits from 2 husbands
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I wish they could change the length of marriage from 10 years to 8.
Sorry stand alone drug plan or Plan D
Laid off. 65. Will my 15 yr old child get ss benefits?
Yes But I believe you have to be collecting They will receive 50% of what you would receive at FRA up until age 18 or 19 if still iin School
FJB
U will get $10. Or less
The 600 dollars this month was actually on the Social Security web site post May 30 2024 .