Former SSA Insider: Survive on Social Security; Tips, Tricks, Secrets!
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- Опубликовано: 21 фев 2024
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😃💯Who is Dr. Ed?
Dr. Ed Weir, PhD, Former Social Security District Manager; Former Family Services Specialist, Department of Social Services; Former Marine Corps Sergeant; University Adjunct Professor. Dr. Ed is one of the most experienced government benefits experts in the country and in his (semi)retirement, he has made hundreds of RUclips videos in order to help seniors, the disabled, survivors, retirees, disabled children, spouses, and others in every state get the benefits they need!
😊😊WE NEED YOUR HELP! Anything you can do to get the word out about our channel is greatly appreciated! How about your local news? Dr. Ed would love to appear on your local news to promote this critical information to your local community. How about sharing? Facebook, Twitter, Instagram, places of worship and work, community and senior centers! Do you know a famous celebrity or social media influencer? Please have them share our channel. My contact info: ed@mygovexpert.com
⚠️I am not an attorney, tax advocate, or currently affiliated with the Social Security Administration or any other entity of the US Federal Government. My advice and opinions are based on my decades of experience inside the government. However, the Social Security Administration is the final decision maker when it comes to your benefits.
#socialsecurity #medicare #seniorcitizens#seniorcitizens 
Хобби
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☎📞Don’t want to ask your questions during our FREE LIVE Q&A Sundays 3pm PST (6pm EST) or Thursdays 4pm PST (7pm EST)? How about a private one-on-one call with Dr. Ed? Click here to schedule: calendly.com/mygovexpert/consult
Could you add (widowers) Death Benefit Health Insurance (through Navy) to your questionnaire regarding health insurance? None of the questions apply to me. If not, not sure how to answer that question. I guess employer health insurance but I am not working. I went back to college again for another degree I will obtain next year at 60.😊
SS deducted the Medicare part B amount from my first SS check though I qualified for having it paid for. How do I get reimbursed from that March 2023 payment?
Dr. Weir Thank you for helping us. You are in need.
Dr. Weird,
What you are doing is a blessing for many of us! Please keep doing what you’re doing!!!
Dr. Weir, please do not stress over how many people will see your videos, just focus on doing what your heart calls you to do, these videos will be found by those who need them in God's time, you just put it out there, one day someone like me will be browsing and will find it and use it for bettering understanding and chances as well as helping others too. Most good, real, and serious videos do not get the Cat video popularity because they target serious conscious adults, not youth looking for a mental rush. Be at ease, you are doing an amazing job for all of us who need someone like you to help us understand all these very important subjects. Thank you!
Thank you SO MUCH for that AWESOME comment! You made my day!
@@MyGovExpertI agree with her. I am a serious adult looking for alternatives and found the video AND SUBSCRIBED ! Great content. Thank you very much.
I could not agree more Maria!
That's right. We will find you, and thank you!
Just popped up today and I am thrilled!!! ❤. I posted on my Facebook and sent to several friends. How exciting, I see a Part 2. 🥰. I have subscribed because I have lots of questions.
MOVE ABROAD!!! I'm a 67 years YOUNG solo/child-FREE/single female. Because I don't make enough SS to live in the US & now divide my time between Nicaragua (the CHEAPEST!! I spend 6 months there volunteering on my own helping street dogs & a rescue), Mexico City & Puebla (6 months) & 1-3 months in between the other 2 countries in Costa Rica (though CR is now THE MOST $$$$$ country in Latin America!! Hence part of why I spend less time there). Unfortuantely I also don't get enough SS to get Residency anywhere - but luckily I LOVE my life & all the AWESOME experiences & people I meet daily!!! I rent a room from a local family or stay in hostels (not all hostels these days are party hostels & many have private rooms & shared kitchens so a great way to meet new fascinating people from ALL over the world & of all ages!!).
Wow. Sounds like you're having fun and doing some great work to help out people and animals at the same time. That's pretty awesome.
I hope to join you in august 👍🏾
I’m starting with 2 months in Brazil 🇧🇷 and 2 months in Argentina 🇦🇷
THIS.
This, in so many ways.
I'm keeping general Medicare so I can just fly back for catastrophic care.
Otherwise, awesome Thai insurance, under u$1800 A YEAR, 2nd from top tier, and works everywhere Medicare does not. FOR GOOD REASON, does NOT cover in the US.
If my Fiancee wasn't Thai, would stay in Malaysia; but, we will split, almost, our time in Thailand and Europe so to not have another layer of taxes.
i'll try to find the video of some dude who went to Philippines; he was disabled and his care in the US was prohibitively expensive. He's found love and caring from his partner in the Philippines.
GO.
Just, go.
There is SOOOOO much more beyond these borders.
How is your stay in Mexico City?
Just like the US, seems Mexico has some dangerous places.
Mexico City seems a safe place.
I'm also interested in hearing about Merida and Campeche.
That sounds like a pretty cool life 😎
Thank you Dr. Ed! I just found your channel, binge watching 😊. Will share with 4 brothers and cousins.
Thank you so very much.
Awesome! Thank you!
Doesn't matter who may have more experience or knowledge than you. The fact is you are trying to help people who need your knowledge. Knowledge does no one any good if it isn't shared. Thank you for taking time to tell us things we need to know to survive. ❤
Thank you so much for the kind remarks.
No, we don't need tips, tricks and so forth. We need to be given what we deserve and already have paid in all these years! It is a shame that our elderly have to jump through hoops. Thank you for trying to help.
We are listening.
I agree. The system needs to be made simpler to follow and navigate!
You, sir, are heaven sent. Don't worry about video length or ads. The people who need this info will sit on a fire and hill and listen, happily. No one else is doing a derp dive into how to navigate these services, and many of us seniors are in worse financial shape that will be admitted to anyone.
It's sad, it's scary, it's difficult. So thank you for covering these topics. I for one, greatly appreciate your shared wisdom.
Thank you so much for your kind words. You made my day. Take care of yourself, Ed
Great information...
Thank you for sharing with us.
Blessings to you and yours.
@Raelven … how has his information changed your financial situation?
Or Have you applied what you’ve learned?
🤔
Sorry, the introduction on this Part 1 video was a little long and repetitive, and repetitive, and repetitive! The introductions for the following videos, Part 2, 3, 4....are only a few seconds each! Hope that helps!
Keep in mind that most people watch multiple creators per day and MAXIMUM 15 minute videos will get watched more. 🌞 Get to the point quickly then expound practically. Limit "filler" content. Please consider doing a video for SSDI beneficiaries who have worked and earned benefits. Have a blessed day!
Agreed! Too long winded before getting to the meat of things. Thanks for the content, though.
ive got my medicaid taken away and am low i come yet still dont come close to 18.a..o th it su cks
I dont know if you have control of the commercials or not but this video contained a lot. There were 5 and it was quite distracting. Maybe just a youtube thing though. Thanks for the information!
So, it wasn't just me. Yes, I'm sure you have great information if you could just Get.To.The.Point. I'm glad you posted that subsequent videos will do that, otherwise I might never see them.
Thank you for taking the time to help people.
You're so welcome. Take care of yourself, Ed
Just discovered your great channel and subscribed. We are all fortunate you retired from your previous role and are now able to provide much needed important information to the RUclips community.
Thank you 🙏
Thank you so much for the kind note. I really do appreciate it
To make it simple. I applied for a USDA Rural Development 502 Loan. The government subsidizes my house payment due to my income. I pay $516 mo. for a 2020 mfg home. No down payment, but some closing costs. Make sure you roll all costs into the loan and not pay out of pocket. My loan office was in training and she left that part out. The USDA shows income limits for every area. You'd be surprised how high the lowest income allowed is. It's pretty high. They also have a map of the areas covered by this loan. You just put in an address. A stick built home is an easier transition, because it's already built. You don't have to wait for land preparation, etc. for a manufactured home like I did. If I could do it again, I would have chosen a 1 bed/1 bath home instead of my 2 bed/1 bath....lower price, easier to take care of.
Very interesting.
Hey Daisy! Thanks for sharing… I went onto the site but don’t understand what to navigate to? I currently rent and my elderly parents have to pay for it 😢 I would love to get on my own! I greatly appreciate any direction you can give! Truly grateful❤
What state are you in?
@@freebird6832 Arizona
Thank you for this information! It is a game changer for me!
I have lived on just Social Security for over 16 years. No issues. 😊
Awesome! Make sure you share your secrets with those around you! Take care, Ed
How???!!! Geez I can’t
Please share
Need a serious budget.
@@pamelariley6694 agreed.
Thank you for sharing these videos
I’m studying them
Glad you like them!
I’m 65 and still working. I know all my past years of annual pay for my highest 35+ years. I have multiplied each of the 35+ years pay by the factor provided by SSA. Can you please share with your audience the calculation formula(s) that SSA uses this information to calculate my current (and future) social security monthly payment(s).?
Dr Ed seems to know more about SS and Medicare than anyone should.
lol! I should have forgotten about everything after I retired....but unfortunately...not! Take care, Ed
@@MyGovExpertI just found you and in dire need of keeping my medicare. Nobody's got answers. I need advice.
Don't forget, Keep yelling at the government every day to keep the cost of living down so the cheap amount of money they think we should get last us to the end of the month. Right now, even going to McDonalds is out of the question.
I agree...we get the government we demand! Don't forget to join my next LIVE Q&A. I'm going to do a talk on how we can improve customer service at SSA. Take care, Ed
Thank you!
You're welcome!
I’m 59 still working and I watch you to learn. Thank you for all you do!
I was on SSI for years because of an accident which disabled me terribly. I'm here to tell you that SSA doesn't particularly want people on SSI to have anything! Someone wanted to give me a car worth about 3,500 dollars. But they said if I took that car, I could be taken off SSI. How are people on SSI supposed to get ahead once they decide they may be able to work part time when they can't have a net worth of over $2,000? I don't know either. Strange rules, strange organization. I'm so glad I'm out of that phase of my life.
Yes, I'm disgusted with the entire program.
One car and a house is pretty much exempt. But I agree, the regulations are a little tough. Glad you don't have to deal with that anymore. Take care, Ed
GET a JOB, you BUM!!!!! ANYONE who can WRITE THAT COMMENT ….CAN WORK!!!!!
You shouldn’t just take the word of a few people you should ask others about not having a car because certain employees may not be aware of all the rules and just maybe giving you not on purpose wrong information, also I believe different states may have different rules regarding SSI.
@@tracymorgan5386 Hi! Thank you. I got my information about the car values when I visited my social security office for a review. That was a few years back, so for the sake of others, I hope they changed that rule. Take care!
You can have one car and it wont be counted since 2005 SSA rules
Semper Fidelis. Another Marine Sergeant here approaching 60. I really look forward to learning as much as can from you. Thank you for sharing.
THANKS IS NEVER ENOUGH!! ☦️🙏💞🇺🇸🇺🇸🇺🇸🇺🇸
Thank you so much! Sorry for the late reply. Got 100s of messages... Semper Fi and take care of yourself, Ed
Thank you for spending some of your retirement time helping others. You are making a difference.
Thank you so much for that comment!! I'm just getting started! lol Take care and have a great weekend, Ed
Thank you so much for sharing your knowledge. I’ve shared your information with my mother and best friend.
Awesome! Thanks for sharing!!
LOL! You are probably are the top expert when you know what kind of run around most people experience trying to get this consolidated info on their own. Thanks for your channel!
Thank you so much!! Please share with as many people as possible...a lot of people out there need a little extra help!
I really respect you for sharing your knowledge with all who will listen. You are doing God's work and I know he will bless u. I worked for SSA before they had computers and it was my favorite of all my govt service. I am 79 and still working as a collector for a bank and when I speak to someone that I am particularly touched by, I share my knowledge with them and I feel I am doing God's work by helping them and often times I am able to lift their spirits and make a difference in their life. Imagine how hard it is for the elderly and sick who have no one to help them or explain things to them. I am truly blessed to be able to work and still help others. I am sure that is how u feel as well. Keep up the good work!
I so agree, wading through this difficult information is overwhelming, thank you for assisting all of us
You are so welcome take care
Thank you for sharing your wisdom. I feel like I'm sitting here having a cup of coffee with a very knowledgeable family member. Subscribed.
Thank you so much for the kind words. That's exactly my approach. Sitting down at the kitchen table just discussing everything one on one.
Thank you for creating a RUclips channel with your expertise. I’m listening and will share. Looking forward to your series.
✨💖✨
Welcome aboard! Thank you so much for sharing! Too many people are struggling out there and there are some programs available...not enough though!
Thank you for your services.
You're welcome!! Thank you for the comment!
Lifeline includes: landline through your local telephone company. It will pay for connection and discounts on monthly bill. Also for internet service, contact local internet provider. If available. Mine is through the telephone company and I receive the Lifeline cost for the 1mbs service for $15/month.
You have to choose whether you want telephone Lifeline on a landline or mobile phone. You can't have both.
Great info! Thank you for sharing! We need more personal experiences like yours to help those trying to make ends meet! Take care, Ed
@@MyGovExpert
You're welcome 😊
Where I live we can only use Xfinity thus no land line
This is a brilliant idea. And you have a very unique knowledge base that should make this project continue to grow. I’m 62 and 1 month so, your timing is a gift of the universe, and thanks to you following up on your experience with a whole new level of impact. Many wishes for your success.
Thank you so much for the kind words! I'm actually having a lot of fun making the videos and sharing my knowledge! Hopefully I'll be able to do this for another 50 years!! We just have to get the information out there! Take care, Ed
Thanks brother
You're so welcome. Hopefully, you found something to make your life a bit easier.
Some superheroes wear nice button down collar shirts, chic glasses and have nice goattees...you ARE a SUPERHERO! im 62, filed to collect SS 2 months ago (still waiting...) have a 10 yr old child to raise, have not worked much due to 8 jury, AND now have my 56 yr old "baby brother" in early dementia to care for and find resources for. You clearly have been, remain, and will continue to be a MASSIVE source of help to an infinite # of people. I will do my part! And just wait til AARP and Good Morn ing America etc gets hild of you. Im also in entertainment, and i cam tell you, youve got the "it factor " of appearing amd communicating beautifully on camera. Dont stop and do t give up! Ive never seen such clear complete i formation. Im sure you ARE the Guru of Social Security. And it will get spread. I guarantee it. Im so uplifyed and so very encouraged by this video. Im watchibg EVERYTHING. Because as tou said, we ALL know someone who needs this. Bless bless bless you a million times over. ❤
WOW! That's the nicest comment I've read in a while! THANK YOU SO MUCH! You made my day/week/month!! There are 70 million people on Social Security. So we have a long way to go to get to everyone and make sure they are getting everything they need and earned. Take care of yourself and THANK YOU for looking out for those around you, Ed
This series is going to be great ! Thank you so much!
Glad you think so! Have a great weekend, Ed
Dr. Weir. Also because there is a shortage of housing, some states are allowing those with section 8 voucher, to enter into the Home ownership program. It allows you to go through a program and buy a house using a section 8 certification.
Thanks for the info
Thank you for sharing!
My pleasure!
I have memory problems from motorcycle accidents in the past, so it is difficult to accomplish things, and complicated matters (legal, for example) are impossible to understand. Nevertheless, I am able to get some help from your videos. Please know that ALL your efforts are WORTH it! Many, many people are beset with decisions but have NO Source of Information that is explained by a human being who knows what they are talking about! THANK YOU! Heaven help us when everything is turned over to AI who has NO sympathy or understanding for humans. Please be assured that your efforts are very much appreciated!
Thank you SO MUCH FOR THE KIND WORDS!! Hopefully one of the videos was able to help. Take care of yourself, Ed
Motorcycles SHOULD BE BANNED from the Face of the EARTH!!
Thank you for all you do! I'm sharing your channel and went to your website and created an account and playlist. Wow! I'm learning so much that will be useful to myself and others.
Awesome! So good to hear that! Don't forget to be a hero in your community by sharing that information and improving the lives of those around you! Take care, Ed
Medicare takes the cake for being complicated
I agree. I'm going to do a series on Medicare too...should be done in about a week. Take care, Ed
LoL !!! Yeah, Eat a slice of complicated cake!
I applied for my pension today! And I did not know that you have to stop working or work no more than 40 hrs. per month before Social Security starts paying your benefit. The interviewer said, quit your job and reschedule another interview and they will process my benefit! What kind of BS is this? I have very little savings and to quit my job just like that would be scary. What happens if my pension will be late?
Respected Dr. Ed weir, your videos are very informative, interesting & elighrening. Thank you so very much for sharing the pearls of your knowledge & wisdom to educate people in the right direction. God bless you by gazillions in return for all your efforts to make this world a better place to live..U R making a huge difference ! This is your area of pride & You sure are an expert & specialist of the field. I would rather call you a walking computer ! May Almighty always helps you at every step of your life to spread the luminosity of your knowledge Amen ! Stay blessed ❤❤❤
Thank you so much for all the kind words. I really do appreciate it. That's gonna keep me going for at least another month. You take care of yourself!
I just now discovered your channel. Thank you so much! I'm 66 y.o. and want to be sure I can get as much as I can. Retiring at 70.
Welcome! A lot more videos to come!
Thank you for the information. I will be retiring this year; I will be filing for SS in March. It would probably be good if you "listed" some of your tips. You're just like me, all over the place, due to nervousness, but it will get better and better. People will always need your information.
Thanks! I don't just want to make a list. Because then most people would just scan it for a few seconds for their own situation. I want people to listen to all of the programs and some details...and think of those around them. It takes time to do that..a list would not get the same results. I've taught at the university level for over 20 years. Take care, Ed
Thank you for your service
You are so welcome
Thank you so much. You just came up on my recommended and I love your presentation. I felt like I was listening to a real human being instead of people who are just worried about keeping people entertained and subscribed.
Welcome! Glad you found us! Yea, I try to present just as I did for the decades I worked at SSA...just you and me across a desk!
Same here. Just discovered your channel. And this series. Thanks for caring n sharing.
Thank you this was extremely helpful and answered a few questions I and my other senior housing apartment dwellers had as well 👍
Glad it was helpful!
I retired at 62 because I was worn out from working at a mill and doing rotating shiftwork. I wondered about the "worn out worker" that you don't hear much about. But wondering if I could have qualified. Thanks!
Yea, that's why I disagree with raising the retirement age again! Those cushy politicians don't do the hard jobs so they can wait...unlike a lot of people!
@@MyGovExpert I agree. I was a hospital nurse for 26 years plus an aide for four. Although my last several years were not as physical of a job, there are many on hospitals that are not. And the stress can be over top! 67 years old is plenty old enough!
Is that truly a thing? I didn’t hear it mentioned in this video. Did I miss something?
This series is so beneficial . Thank you!!
I'd like to know about the "worn out worker" too! I'm 63, started getting my SS last year, and work very part time. The work ranges from boring to over the top stressful, particularly the part that involves the use of apps and an iPad. I hope to pull the plug in a few months, take the cross country road trip of a lifetime , but hope quitting work altogether isn't an issue with the gov?? I currently have Oregon Health Plan for my medical insurance.
Im giving your series a listen so I can learn and share with others. Thanks!
Awesome, thank you!
I’ve been wanting to listen to you. I wanna learn everything that you know about so I can help myself because I only make 928 a month and I want to help others. Thank you JV.
Sorry for the delay in responding. I got a LOT of comments all at once. If you still have questions or need help, please join my RUclips LIVE Q&A Thursdays at 4pm PST. Take care, Ed
Hi Ed, really appreciate your insights into these topics. Only suggestion as a view is to maybe consider breaking your video into "chapters" to allow folks to quickly skip or revist topics (i.e. your Tips 1-9). Also if you can shed any light on the requirements for the various tips. For example, the ACP program (which is unavailable at the moment due to pending shutdown) does not explain if there are any income limits for program eligibility and if so what is considered income (i.e. wages, pensions, SS, etc).
Thank you for the suggestions. Take care, Ed
Wow, YOU R fantastic!!!!!!! God Bless You and may U B reading His Word.
Thank you so much! Take care of yourself and those around you, Ed
THIS IS AWESOME!!! Hi, JUST found you!!!! am SO much awesome information!!....am 59 to be sixty in a few months...so looking forward to getting ready!!!....WIll look into all your videos....THANK YOU...this is awesome!!!!
Glad you found us!! Don't forget to join us on my weekly live if you have any questions! Take care, Ed
I’m on this. They allow you to make more than most programs! My net ss is $1868 month. Cox cable
Hopefully, that helps and hopefully you found some other good things in there too.
Hi Dr. Weir, your video just came up in my feed at rhe right time. I had so many questions about SSA and SSI that had me concerned. I found your video to be very informative and comprehensible. Let be just take this time and opportunity to say thank you for caring about this side (SSI SSA) of the family. Please 🙏 continue the great work. Much love ❤️.
Sorry for the delayed response. I really appreciate your kind comments. Thank you very much
You are 2nd to NO ONE. Thanks for what you do😊
I appreciate that! Take care of yourself and have an awesome week, Ed
Ty for this series and for answering other questions i previously had asked. I subbed to your channel. May god bless you for helping so many like myself thats new to this new journey in our lives. Never would have thought I'd end up disabled. But i thank god each day i wake up. I'll admit this is a completely different lifestyle compared to when i was building the M2A3'2. You should know what I'm talking about. Never served but worked with so many. Was a good feeling knowing we helped protect our service members. 🙏
Hello, thanks for joining us. Bradley tanks? Hopefully something in these videos can make your life a little better. Take care, Ed
@MyGovExpert yes and the M88 Hercules and MRAP and M109
Thank you for sharing your wisdom. In regards to not enough people viewing your video, here are my suggestions. Social media is overwhelming for everyone. Most people who are interested in the information you have to offer do not have the attention span to sit through a 45 minute video when they are not already familiar with your content. I recommend divide the subject matter into 15 minutes or less. Also make some shorts to entice them to view the longer videos. For your existing videos longer than 15 minutes, index them so that people can skip directly to the item that caught their attention.
I agree, with the new disability videos I'm doing are about 15 minutes and I'm doing a lot of shorts too. Thanks take care
Thank you Dr. Weir for your knowledge of these programs and sharing them with those who may need them. I became disabled at a very early age just after starting my career and was extremely lucky to survive the injuries. I had no experience with the legal system or lawyers involved for this and was taken advantage of, but didn't know until the final judgement was made for my claim and I received the letter from the judge. He said that my lawyer provided me a disservice in his eleventh hour preparation for my case and I would not only suffer from this but also the lasting impact of my injuries. The lawyer retired and I was told I had no recourse. I received an incredibly small settlement and continue to survive on the minimum ssdi,ssi benefits. I did get medical insurance and a few more program benefits and I continue to research and learn ways to improve my quality of life. So again, thank you for help with this information. It is very much appreciated.
So sorry to hear that! I'm putting together a list of excellent disability lawyers to reference. Take care of yourself and those around you, Ed
Thank you for sharing this information. I am retired and so is my wife. We had problems with SSA in trying to get our payments correct and I hope that one day we will be able to get them squared away. Unfortunately, the SSA's personnel are not always knowledgeable or helpful and misunderstandings and errors are frequent.
Thanks for the comment. Make sure you join my weekly LIVE Q&A Thursdays at 4pm PST. I'll answer any of your questions! Take care, Ed
We will be watching, thank you.
Thank you! Take care of yourself, Ed
Thank you for providing this important information to people who are living on SS. I really appreciate your help.
Glad it was helpful!
Thank you for your time and effort. If this helps maybe I can afford to support you. You will have changed so many lives.
God bless you! 🙏🏼❤️🇺🇸👍🏼🌹
Thank you so much! All help is appreciated! We need to get more information out there to a wider audience. I need help with other platforms: Facebook, TikTok, Twitter (X), Instagram, etc... I want to spend all my time working on making videos and answering questions so I'm trying to get some people to assist with everything else. So any support is GREATLY APPRECIATED!
Here is one way to help: ko-fi.com/edweir
Thanks again, Ed
So glad I found this channel! I hope it helps me so I can stop running short EVERY month.I am so tired of it. Thank you!
I really hope you will be able to find something in the video to make your life easier!! Take care of yourself, Ed
Thanks for your valuable information!!!
Very nice for what your doing keep up the great work!!
Thank you
So thankful for this series , thank you !
You are so welcome!
Thank you for making these videos. Do you think our government will ever stop taxing our SS? Double dipping as i call it.
You're welcome! I certainly wish they would stop taxing...especially for the people struggling out there! Take care and thanks for watching!
They might have to since so many people are struggling financially and the economy post- election looks very iffy!
I also appreciate your experience and the fact that you are offering knowledge to all of us experiencing different situations. I am listening because I am single, always single, no kids and still working at age 71. Hoping to retire this year.❤
Thank you! Spending all my time trying to get the info out there! Don't forget to get Medicare once you stop working if you don't have it already. Take care, Ed
I did 1099 work for a few years and I noticed on my Social Security Sec statement that on W2 years my $ paid for Medicare equaled my $ paid for Doc Sec. however the 1099 years the Doc Sec $ was WAY less ($60K one year). I still paid the 15% to Social Security but n those years. What are your thoughts? Thanks!
Finally, someone who can explain the system. Calling S.S office always leaves me exhausted. Thank you so very much.
You're very welcome!
If you would like to support this channel, consider buying me a coffee or beer:
ko-fi.com/edweir
...and no worries if you can't tip, I appreciate you being here!
Thank You So Much !
You're welcome! Have a great week!
Thank you!!! So much for doing this for us!!!!
You are so welcome! Sorry about the slow boring intro! The fast forward button is an awesome thing! LOL
Thanks!
Thank you Marine!
Taking notes!!! Continue to teach us ... Thank you.
We'll do and thank you so much
Hello. I appreciate your taking the time to make videos to help those who need it. You mentioned that working while on SSDI is more complicated than SSI.
I totally agree. You also mentioned that with the ticket to work program one can earn $1110/month. According to the SSA red book, the most one can earn is $1550/month for 2024. Also, money spent on services related to the disability or equipment purchased to help the person with the disability can be subtracted the earnings.
I live in Toledo, Ohio. Ohio has a program called Opportunities for Ohioans with Disabilities. They offer assistance with finding work by assigning a job coach and someone to review the earnings rules. They help with creating a resumé. I think the program is wonderful. They helped me find employment on a contingent basis, purchased a pair eye glasses, and bought uniforms and shoes for me to get back to work.
I'm still learning that there are programs out there, but the word is just not getting out. So thank you again for what you're doing.
I'll be following you.
Awesome! You've really done your homework. There's SGA and other income limits as well depending on the program, TWP, EPE, etc. I'm in the process of doing a ling disability video series now. Please watch out for the new videos. Take care, Ed
This is great. Thank you so much. My husband still works so I am waiting to draw. We are self-employed, so if I take it now, It will probably go back to the Feds in the form of taxes anyway. It's easier to just wait. In the meantime, I will need as much help as possible when he does retire, we still have a mortgage and a HELOC.
Glad to hear it was a little helpful. Take care of yourself, Ed
This is very informative! Thank you so much!!👍
Glad it was helpful!
Thanks for response on Live Q&A. I'll be watching for details on other plans to help me out. As a disabled low vision senior...there are many unexpected needs cropping up.
You're welcome!! Just let us know if you need any more help:
😊form.jotform.com/WeirEd/LEARNMORE
Meeeee $943.00 2 jobs whole life!!!!
Thank you for your help I have listen to you .Great finding you .
@@MyGovExpertI was put on disability at age 59 because of 40 yrs of panic attacks and anxiety. I am now 67 yrs old. Even though I worked most of the 40 years there were years that I was able to only work half of a years because I at times could not leave the house. Even though I had more then enough to receive disability or retirement my disability at that time of $900 did not take into account that my income was not that high not because the jobs I had were not good paying jobs it was mainly due to months or a few times years out of work because of panic attacks lowered by 40 year income. At age 67 now I guess I have been switched to regular social security? Is there anyway to get my social security check increased because the disability which over 40 years caused my income to be lower. I had no trouble getting disability because I had a 40 year documented track record of that and it had caused me to lose and have approximately 15 different jobs in 40 years. Do I have any options to increase my check? My wife of 46 years is also on social security from one job she worked 38 years….
I love that you point out that the other information we hear may not necessarily be for us but for other people, who we encounter everyday, who may need to know about the information you so generously share with all of us. God bless you, your family, (and your channel) for reminding us that we are here to look out for one another.🙏❤️
Thank you so much for the kind words. I'm sorry for the late reply. Have yourself a beautiful day and a beautiful weekend. Take care, Ed
Thanks for your post
You are welcome
HI Dr. Ed i just found your video thinks it was very helpful to me and my husband thank you .
I am so happy to hear that. I'll be adding a fifth video sometime in the near future.
Thank you!❤❤❤
You're welcome 😊
Thank you for information and time!
You are so welcome!!
I live in Central Illinois my social security is $1,272 with a paid off mortgage low real estate taxes car insurance and utilities I am able to put $275 in savings every month sometimes at the end of the month I am able to put a little extra into savings. While working retail I was able to put a small amount into a 401k and Roth IRA and recently a 7 month cd for $5000 ( I feel the need to keep 1 yr living expense in regular savings ). I will be 70 in May so not currently withdrawing any money from those accounts but I feel I'm doing alright
Wow, that is amazing
Great job 🎉
The only thing I do differently is keep cash! Can't trust all the bank closures & the way these banks do business. I learned the hard way. Wanted to buy a used Surburban for $15K last year (from a private party) went to the bank to withdraw MY MONEY to find out that I could only withdraw $4,000/day!!! Went 2 days in a row & then the weekend came so had to wait..long story short took 6 days to get what I thought was MY MONEY! Thankfully they waited for me to get all the cash.
Read the fine print!! It's not really our money once we give it to the bank. They even had the nerve to ask me why I needed so much cash from my account!!! 🙏🏼
Sorry for the delay in responding. I got a LOT of comments all at once. If you still have questions or need help, please join my RUclips LIVE Q&A Thursdays at 4pm PST. Take care, Ed
You SHOULD have DELAYED SS UNTIL age 70!!
@@ivysteele2310WRITE the CAR DEALER a CHECK, you DOPE!!!!
Thank you for doing these videos you have no idea how many ways this is great.
I'm so glad! No fancy editing or graphics...pretty boring, but hopefully helpful! Take care and have an awesome weekend, Ed
What amazing life experience! You are wonderful. Thank you for helping us all. Subscribed
Thank you so much!! It's been a wild and interesting ride! I'm only getting started! Take care and have an awesome weekend, Ed
This is helpful. I have almost twenty years before retirement, but I need to learn more to figure out how to plan. And I will tell my older friends about your video.
Awesome. Glad I could help and a lot more videos to come
I don't take prescribed medication outside of a hospital stay and yet the government says I'm required to sign up for part B. I didn't remember hearing that. An advantage insurance lady said I could sign up for a plan without part B. Now for the rest of my life I'm paying a fine every month because I trusted her.
Part D? Unfortunately a lot of people make that mistake.... given wrong info. Please call my Medicare team and they'll see what they can do. 888-817-0446
I have been given the wrong information as well. I just want to know the Good Bad and the Ugly of both. If I pick the wrong plan or if someone else picks the wrong plan, I'm up the creek without a paddle.
Part B is TOTALLY OPTIONAL. And you can DROP it at ANY TIME!!!
Don’t advantage plans, include A and B and D altogether?
@@CLOLopez-fo8tu Most do. NOT all.
Hey Ed. Here's a question you may not have gotten yet: I've been working for SSA more than 20 years, how do you suggest I try to avoid going going insane until I am eligible for my retirement in a little over a year from now? Our astonishing decline in resources and training has made it very difficult to endure. 😢
Yea, I've heard it's getting worse...it'll take a long time to get people hired and trained. Let me know when you're free, I really need help helping people get what they need to survive out there!
@robgig4954 Sorry to hear that. I hope you make it, and thanks for helping people. Good help is hard find, one of the many new realities of our changing society.
I don't use social media Ed. Do you have an email address?@@MyGovExpert
O.P. is too funny! 😂😂😂😂
I just found your channel! I appreciate your information.
Glad it was helpful!
Have savings and investments because Social Security is only meant to supplement your savings and was never meant to be a retired persons only income
Awesome! I did a video on that...trying to get more people to follow your example: ruclips.net/video/fpvKr9fVgCI/видео.html
Unfortunately, life happens and people just don't get around to investing like you did. But it's never too late but you have to have that mindset and step out on fate!
Yes you can live on just Social Security I've been doing that for the last 4 years but you need to have a paid off mortgage and not paying rent and no debt
I USED MY SAVINGS because I am a C19 mandated vacc1ne injured nurse. Get off your high horse
Semper Fi Devil Dog! WM here, 3 year Sargent myself. Stumbled on your channel and now subscribed. I will be 62 in 6 mos, and just starting to consider the options that make sense to me. Thank you for doing this for everyone and for making a difference. I very much appreciate you and what you are doing!
Thank you so much for the kind words! And thanks for your service! Once a Marine...always mentally unstable! lol Just let me know if you have any questions! Semper Fi, Ed
Dr. Ed. You are heaven sent. Thank you. ❤
Thank you so much and sorry for the delayed reply
Great job!
Thank you! Cheers!
I appreciate all your expertise and hope your channel can grow. Also your website sounds very helpful and I plan to go there soon 😊 I shared to my Facebook. My only worry is you will become so popular that we won't be able to get personal help. I wish you the best either way!
Awesome, thank you! Just let me know if you see anything that needs to be fixed...always computer bugs everywhere!
Just started listening to this video. I can't wait to the end to tell you thank you for doing this for people. Interesting background you have.
Thank you! It's been a while ride!
I am 22, I am considered 100% disabled, I receive SSI. I am told that if I were to get married my income would be taken away. Is this true?
I hit like when you mentioned Neil Postman's book. I knew we thought alike :) And I love the content. I'm 2 months from getting Medicare, and my husband is 3.5 years from claiming Social Security at 70
I wasn't sure anyone would know about that book! All news is entertainment! Soma!! Let us know if you need help looking for a Medicare plan! 888-817-0446
Move to a foreign country. It's a no-brainer. Even if you moved to the Philippines, good healthcare is a short boat right away in Malaysia or Thailand. And Philippines is getting better and better every day. In Bohol I had a beautiful, two-story luxury condo and a gated community for… wait for it… 400 bucks a month. Phil-Am healthcare card is $40 a month. Huge mangos and avocados are like five pesos each at the market. If you want to live on Social Security, and have extra money at the end of the month… Move to a foreign country. ❤
Please send us some mangos!!
Remember when you move to a different country it has to be strictly on retirement make sure you know what your rights are and the different country Do you have the right to a service dog Do you have the right to bear arms Do you have a right to access the cannabis products I'm not talking about recreational legalization I'm talking about simple CBD or CbG remember that in Russian basketball girl who got into trouble for CBD oil. So think long and hard and how is transportation especially mass transit
Thank you for this information
My pleasure! Have a great weekend, Ed