Don't Forget to SUBSCRIBE ruclips.net/user/YourEverydayGuide Follow me on Instagram: instagram.com/youreverydayguide/ ------------------------------------------------- 🔴Correction : 1. STCG is as per Tax slab on Debt Mutual funds if redeemed within 3 years. 2. STCG is as flat 15% + 4% CESS on Equity Mutual funds if redeemed within 1 years. Thank you "Parichayis on go" for pointing that out. Thank you for watching! - Ranjan
Engineer wagara bannkarr, Europe, US mei naukri karo, izzat ka aur deemag ka paisa hota hai ,YEH muftkhoro jaise mutual funds, sattaebaaji ka paisa kuch kaam Nahi aata!!!Without high education, there is no value of money earned
Investing in mutual funds offers a structured and diversified approach to building wealth, managed by professional fund managers. While there are costs and some limitations, the benefits of diversification, professional management, and ease of access make mutual funds a popular choice for achieving a variety of financial goals.
Understanding personal finances and investing will most likely lead to greater financial independence. By being knowledgeable about money and investing, individuals can make informed decisions about how to save, spend, and invest their money or you could hire a financial expert.
Exactly, I used to doubt the value of a financial advisor until my wife's company assigned her an investment adviser in 2020. Honestly, it’s been the best financial decision I’ve made. It helped tremendously; I went from barely making any profit to having a well-diversified portfolio that has grown significantly, with gains exceeding $850k.
It’s more reasons I much prefer having a guide handle all of my market decisions, it eye opening watching how they aim their positions timely right, Frost Hilda oversees my current holdings incurring rewarding interest.
Conservative hybrids and balanced advantage funds are very good if you compare with bank fds or corporate fds in a short term about 3 years Average can get 10% py And index funds are best in equities with consistency and low expense with exit load zero
Thank you bro. RUclips pe review k liye video to sab banate he ki kise sip kare lekin galti na kare wo koi ni sikhata. Aapne achha video banaya he bro aur aap k esi video se bahut kuchh sikhne ko mila aaj. Love from Gujarat ❤️
@YourEverydayGuide 1 question related to taxation. Lets say I invested in 1 fund (X) for 5Years through SIP & my profit is > 1 Lakh. Then instead of redeem I did a switch of full amount from (X) to another fund (Y) in same fund house. After that I hold Y for more than 1 year. So how the taxation will be calculated here? Do I have to pay tax for fund X because I switched all to fund Y? Appreciate if you can answer this question sir. TIA
I think sir your Explaination hits the ❤.... I understand exactly what I need... I was watching other videos of popular people but they don't explain things properly.. I think your down to earth words are helpful to people sir.... I bow to your efforts.... Please🙏 continue to enlighten people like me. Aka new investors to the right path. As we have huge problem understanding these things. 🙏🙏🙏
Thank you so much for this video. After years of leaving investments to my bank, I decided that I must get more involved in my investments, so that I have a better understanding, and also so that I am able to do what is good for me (not for the bank). Your video is a great help.
Agree. I am also a new investor and my advisor told me that for a beginner, especially a risk averse one, hybrid funds are good and give better than bank FD returns.
Hi sir. You have mentioned not to invest in mutual fund through icici. What about sip. I know people who have around 10 sip in their savings account bank. What can be the issues in this case. Should they break it and put it out on other compaines
3 Year's ke liye parag parik flexi fund liya or 3 saal me % minus hai to usi amounts ko hold kr ke 2-3 Years age bataya ja sakta hai kya? I mean 3 year ka fund hai 3 year ke end lagta hai isse or 3 years continue karana chahiye to ho skta hai kya?? Please help
Well explained, my 2 cent is about sectoral funds. They're not as risky as experts believe. You can easily keep around 20-30% MF portfolio under sectoral funds
I have invested all my money in a Flexi cap fund. I think a flexi cap fund is very diverse in itself as it invests across all caps and even has global exposure (atleast in the one I'm invested in). So do i need to add any other mutual fund to my portfolio?
How can i investment in SIP ? Bank k through karna q galt hai mujhe samjh mein nahi aya...bank k through agar nahi karna hai to konsa safe side hai please reply
Bro.. Thanks for the excellent information for the beginners. But never ever advise anyone to use credit card. They are made to put people in debt. Rest everything was perfectly explained. 🙏
Hello sir...mera hamesa se ek doubt hota h ki agr et money or grow app jaise apps bnd ho Jaye to hum apne mutual fund portfolio ko kaha or kaise dekh payenge? Pls make video on this topic
Sir how is tata digital India fund direct growth... ? I have sip plan in this fund ..6 months completed... So should I keep or exit as it's a sectoral fund
If I would like to choose any sectorial fund then I will definitely choose IT funds.. Just check the GRAPH of NIFTY IT and compare with any sector. You will know the difference.
@@polymathmuffin7461 that's why you are retail investor.. big investor book profit at top and then let it fall till it is cheap to buy.. by the time you realize it would rise like rocket..😀😀
Sir mai bhi mutual fund me invest karna chata hu 1000 10 year ke liye par samjh nhi aata ki kisme invest Karu plz sir btaye hme kon se fund me invest Karu
What about HDFC Balanced advantage fund? it is also a comes under hybrid fund category & sub-category of dynamic asset allocation. Should I not invest in this fund? It has given good returns.
Fact ye hai ki mostly person after 35 age Investment start karte hai....kyonki surplus amount tabhi bachta chalu hota....jiska return 20 saal ya 30 saal baad milta....Aur shayad sabhi ko amount 40 to 50 me chahiye hota hai, Ghar, Gadi, Travel, Education etc ke liye....60 age ke baad itna amount ka kya fayda....wo humare liye nahi bachho ke liye kam aata hai....aur koi bhi yesi scheme nahi hai Jo 5 saal ya 10 saal me lumpsum amount de....agar hai tho please share....sabke liye bahut benificial hoga....
Sir 1 saal pehle mai sbi bank se mutual fund me invest Kiya hu, but aab jake muje pata chala ki wo to regular plan hai. So please guide me ki kaise mau fund ko switch kar sakta hu
sir ji swapping one mutual fund to others mutual fund what to do. pros and cons and strategic management planning. what do you suggest. make a detailed video on that.
plz tell is yedna investment model portfolio for mutual funds should be invested considering long term returns & tax aspect while switching on reshuffling advise by yedna
Sir video kaphi achcha hai more impressive but ek questions hai ki agar SIP me investment paisa kaise recover claim karenge in case of koi Broker apps ya wo company bhag jaye??
Point no 6 me aapne pehle kaha ki last 5 years ki performance se hum judge nhi kr sakte and uske baad aapne end me kaha ki 5 years ki performance se judge kro.. ye to confused kr diya aapne .
Don't Forget to SUBSCRIBE
ruclips.net/user/YourEverydayGuide
Follow me on Instagram:
instagram.com/youreverydayguide/
-------------------------------------------------
🔴Correction :
1. STCG is as per Tax slab on Debt Mutual funds if redeemed within 3 years.
2. STCG is as flat 15% + 4% CESS on Equity Mutual funds if redeemed within 1 years.
Thank you "Parichayis on go" for pointing that out.
Thank you for watching!
- Ranjan
Sir if i invest through any app like paytm money .then tax will be automatic deduct.
Engineer wagara bannkarr, Europe, US mei naukri karo, izzat ka aur deemag ka paisa hota hai ,YEH muftkhoro jaise mutual funds, sattaebaaji ka paisa kuch kaam Nahi aata!!!Without high education, there is no value of money earned
Sr help me
very nice..............been watching many videos ....you are good
Dr 3
Investing in mutual funds offers a structured and diversified approach to building wealth, managed by professional fund managers. While there are costs and some limitations, the benefits of diversification, professional management, and ease of access make mutual funds a popular choice for achieving a variety of financial goals.
Understanding personal finances and investing will most likely lead to greater financial independence. By being knowledgeable about money and investing, individuals can make informed decisions about how to save, spend, and invest their money or you could hire a financial expert.
Exactly, I used to doubt the value of a financial advisor until my wife's company assigned her an investment adviser in 2020. Honestly, it’s been the best financial decision I’ve made. It helped tremendously; I went from barely making any profit to having a well-diversified portfolio that has grown significantly, with gains exceeding $850k.
Could you kindly elaborate on the advisor's background and qualifications?
Sharon Lee Peoples maintains an online presence that can be easily found through a simple search of her name on the internet.
I looked her up, and I have sent her an email. I hope she gets back to me soon. Thank you
Most of the points covered. One more Advice is to check the "Expense Ratio" of the mutual fund and "exit load" when deciding to take Mutual Fund.
Can you brief me about it as I'm a engineer started working in last October and thinking to invest from next month
@@aakash950 Stock market Learnings support ke liye aap hamaare sath join kare
@@aakash950if u need help i can help.. plz let me know
@@aakash950pehle ek term le lo.
@@shubhamdixit1813hii I need your help in investing bro
simple and sweet explanation, no drama only purpose was fulfilled. love it
It’s more reasons I much prefer having a guide handle all of my market decisions, it eye opening watching how they aim their positions timely right, Frost Hilda oversees my current holdings incurring rewarding interest.
Best videos of I have watch since 1 month to start my SIP, Hope anyone planning to start SIP JUST WATCH THIS VIDEO ONCE.
Among various financial advisors on youtube, you are more language friendly and life practical.
Can we convert existing SIP in to SWP? What are tax/ charges implications?
I visit your channel first time and I watch your video first time belive me brother nobody can explain about mutual funds like you. Thanks ❤🙏
Are there any funds which can give monthly returns as bank FDs ?
Conservative hybrids and balanced advantage funds are very good if you compare with bank fds or corporate fds in a short term about 3 years
Average can get 10% py
And index funds are best in equities with consistency and low expense with exit load zero
Which App is best for investment in mutual fund and what is the charges pattern of them
I am a beginner. Saw many videos about mutual funds. But this is best as its very clear , straight cut & to the point. 👍👍👍
Icici Pru nifty 50 index found vs icici Pru nifty next 50 index found mai se kon sa chune
Nifty next 50 better for long term
Thank you bro. RUclips pe review k liye video to sab banate he ki kise sip kare lekin galti na kare wo koi ni sikhata. Aapne achha video banaya he bro aur aap k esi video se bahut kuchh sikhne ko mila aaj. Love from Gujarat ❤️
सीधी बात no बकवास
Very good
Tax for equity mutual fund withdrawn before a year is 15% and not according to tax slab... For debt mutual fund, it is according to tax slab
Hybrid fund is treated as which one?
@@MP-lb1bv equity
Sir mein beginner hu or kis fund me paise invest karu ( konsa mutual fund) plz bataye
SIP, what is the best payment frequency to set , monthly, weekly ?
Monthly is good to go with
I have 3 small cap & 1 index fund so should I take flexi cap also
@YourEverydayGuide 1 question related to taxation. Lets say I invested in 1 fund (X) for 5Years through SIP & my profit is > 1 Lakh. Then instead of redeem I did a switch of full amount from (X) to another fund (Y) in same fund house. After that I hold Y for more than 1 year. So how the taxation will be calculated here? Do I have to pay tax for fund X because I switched all to fund Y? Appreciate if you can answer this question sir. TIA
I think sir your Explaination hits the ❤.... I understand exactly what I need... I was watching other videos of popular people but they don't explain things properly.. I think your down to earth words are helpful to people sir.... I bow to your efforts.... Please🙏 continue to enlighten people like me. Aka new investors to the right path. As we have huge problem understanding these things. 🙏🙏🙏
Sir, not to invest through bank then how to invest direct to the company/companies, please give suggestion🙏
Thank you so much for this video. After years of leaving investments to my bank, I decided that I must get more involved in my investments, so that I have a better understanding, and also so that I am able to do what is good for me (not for the bank). Your video is a great help.
Agree. I am also a new investor and my advisor told me that for a beginner, especially a risk averse one, hybrid funds are good and give better than bank FD returns.
Kaun sa mutual fund best hai koi ek ka naam bata dijiye plse
Hi sir. You have mentioned not to invest in mutual fund through icici. What about sip. I know people who have around 10 sip in their savings account bank. What can be the issues in this case. Should they break it and put it out on other compaines
Best tax saving fund in 2022 kaunsa hai. 2023-24 ke liye invest karna hai April ke baad market me dip ata hai tab. Kausa fund choose karu. Plz guide
Thoda bol
What do you mean by one fund ???? Is Hdfc mid cap is considered as one mutual funds…. ?
Hello sir. Is paytm money stock broker account is good for investing in mutual fund and stock??
3 Year's ke liye parag parik flexi fund liya or 3 saal me % minus hai to usi amounts ko hold kr ke 2-3 Years age bataya ja sakta hai kya? I mean 3 year ka fund hai 3 year ke end lagta hai isse or 3 years continue karana chahiye to ho skta hai kya?? Please help
Lumpsum??
Well explained, my 2 cent is about sectoral funds. They're not as risky as experts believe. You can easily keep around 20-30% MF portfolio under sectoral funds
Does compounding break on sip if we add another sip in same fund while continue investing in existing sip ?
No
In equity mutual fund - stcg tax slab rate is fixed which is 15% .
I have invested all my money in a Flexi cap fund. I think a flexi cap fund is very diverse in itself as it invests across all caps and even has global exposure (atleast in the one I'm invested in). So do i need to add any other mutual fund to my portfolio?
Which one bro?
@@shayarisafar8273 right,he did not mention ?
@@shayarisafar8273 pfas
@@Real_mutual_fund_guide right
Which sip is better yearly or monthly?
How can i investment in SIP ? Bank k through karna q galt hai mujhe samjh mein nahi aya...bank k through agar nahi karna hai to konsa safe side hai please reply
Redeem karna ho to, unit ya amount kaunsa redeem karna sahi hai. Please jaldi reply de. Mera sbi blue chip fund hai.
Which can be good SIP date to invest?
1st date to 5th date of every month
Bro.. Thanks for the excellent information for the beginners. But never ever advise anyone to use credit card. They are made to put people in debt. Rest everything was perfectly explained. 🙏
Its all about controlling greed. Credit cards are best thing ever if used wisely
@@YourEverydayGuide true
Very tru. Controlling greed as well as knowing minute details about credit card too.
I'm new in Mutual Funds, and you explained it very well
Sir is it safe to use apps like Zerodha or groww. Kahase invest karna
Sir September 2022 me kon se sip lene sahi hai
Should i invest in nifty 50 index funds for retirement for 30 years?or in flexi cap fund like parag parig
Dibyendu Bhattachar -- dear, nifty 50 index fund is the best .
Sbi technology fund me invest karna kesa rahega sip1000 for long term
What is value fund?
Is it direct or regular type?
How is BNPPP mutual fund by bank of baroda?
Sir apki video dekh ke mujhe investment ke liye kafi inspire kiya hai.. started my journey last week.. Really great and worthy content 👍🏻
Hello sir...mera hamesa se ek doubt hota h ki agr et money or grow app jaise apps bnd ho Jaye to hum apne mutual fund portfolio ko kaha or kaise dekh payenge?
Pls make video on this topic
ICICI mutual fund ne mujhe to koi fayeda nahi mila 😮.
3pm se pehle investment karne par kaun sa day ka nav value count hota hai? Plz batao koi
Please prepare a complete vedio if diversified portfolio of mutual funds
Can you tell an application where beginners like me can start investing over that?
Sir maine sbi ke mutual fund mid cap and small cap me invest kiya hai long term ke liye to ye beneficial rahega
Haaa
Sidhi baat no bakwaas perfect video TQ soo much 😊
Sir how is tata digital India fund direct growth... ?
I have sip plan in this fund ..6 months completed...
So should I keep or exit as it's a sectoral fund
Ranjan sir,
Share market se zyada return milta hai ya mutual fund se in 5 yrs and 10 yrs long time.???
3 year ke liye konsa SIP best rahega....small cap vs large cap
Time horizon Not suitable for equity. Minimum 5 years.
Kiya mutual fund ko bar bar average krna sahi h...?
Matlab 1hi fund pr mahine me 2bar sip dena sahi h?
If I would like to choose any sectorial fund then I will definitely choose IT funds.. Just check the GRAPH of NIFTY IT and compare with any sector. You will know the difference.
Yes, we are seeing IT not giving any growth now 🤣🤣🤣🤣
@@polymathmuffin7461 that's why you are retail investor.. big investor book profit at top and then let it fall till it is cheap to buy.. by the time you realize it would rise like rocket..😀😀
Sir mai bhi mutual fund me invest karna chata hu 1000 10 year ke liye par samjh nhi aata ki kisme invest Karu plz sir btaye hme kon se fund me invest Karu
If I have already invested through bank in mutual fund then how to correct my returns ? Please guide
Sir ye btao ki agr lose hota bhii hai to jitna hum invest kr rahe hai utna to mil jayega na....?
Bro Policy Bazar pai sai purchase mutual fund karna theek hai ya Broekers app pai sai Zerodah ya Angelone sai
एकदम सटीक और पॉइंट टू पॉइंट जानकारी। liked the video. शुभकामनाएं
Kaise invest kare, direct ya , groww through kare
Hybrid bond I invested 1.2 lakh in 2019
2.2 lakh in 2024 😢 growth is slow
Under 1year plan ke liye kya ideas hai.investment karne ke liye.
Please suggest best plan
Maine withdraw kiya tha ELSS Mutual Fund ka after 3year 17 October ko abhi tak account me credit nahi hua hai
I want help can u help me .. i have invested on tata digital mutual fund but exit load is 30 days can i redeem by 2 months
Thank you sir
Aapne bataya hai ki mutual fund bank se nhi lena chahie
To mujhe kah se mutual fund lena chahie
Plese suggest me
Complete video for mutual fund. Because of this video I am subscribing your channel..
Exactly lots of patience and discipline required
What about HDFC Balanced advantage fund? it is also a comes under hybrid fund category & sub-category of dynamic asset allocation.
Should I not invest in this fund? It has given good returns.
Bhai mai 1000 per month ki SIP karvana chahta hun kaun se mutual fund mein invest Karun please reply.
Thank you
#Question, Whats the drawback in Investing through banks?
Regards
Sir nifty 50 equal weight fund hai usko change kar du
Hello sir namaste equity market/ mutual fund mein TDS applicable hota hai kya
आपके videoes बहुत ही knowledgeful होते हैं क्रप्या sbi energy opportunity fund पर video बनाए'
Ranjan bhaiya kya varun beverages ko 2030 tak hold karna chahiye
Matlab company active rahegi 2030 tak?😊
Best Mutual fund...... Index fund, Multy cab , Technology fund.....and Nify 50 ....as per my knowledge
SIP kis main karu?Regular main ya Direct growth main. Aur kaha se karu?koi app se ya AMC se.sahi kon sa hoga.plz suggest
Sip ko direct mode me kare...and groww app badia hai...
Fact ye hai ki mostly person after 35 age Investment start karte hai....kyonki surplus amount tabhi bachta chalu hota....jiska return 20 saal ya 30 saal baad milta....Aur shayad sabhi ko amount 40 to 50 me chahiye hota hai, Ghar, Gadi, Travel, Education etc ke liye....60 age ke baad itna amount ka kya fayda....wo humare liye nahi bachho ke liye kam aata hai....aur koi bhi yesi scheme nahi hai Jo 5 saal ya 10 saal me lumpsum amount de....agar hai tho please share....sabke liye bahut benificial hoga....
Sir 1 saal pehle mai sbi bank se mutual fund me invest Kiya hu, but aab jake muje pata chala ki wo to regular plan hai. So please guide me ki kaise mau fund ko switch kar sakta hu
Appko wo fund ko withdrawal krna padega fr wapas direct plan mai daal do
Thank you for such Sound, unselfish and good advice.
Sir, I hv invested in Regular plans. It's only 3 months since I strated it. What should I do now. Plz guide.
sir ji swapping one mutual fund to others mutual fund what to do. pros and cons and strategic management planning. what do you suggest. make a detailed video on that.
plz tell is yedna investment model portfolio for mutual funds should be invested considering long term returns & tax aspect while switching on reshuffling advise by yedna
PPF se partly withdraw karke ELSS me 3saal ke liye daalenge to kaisa rahega
Best lecture on investment.
Sir, as others do, you also must declare
UR personal cont. No. for any Querries
by public.
Sir im begginner and middle age person . And i want to invest in mutual fund in ICICI Bank. Plz suggest me best mutual fund in ICICI prudential
Sir tax profit ke upar lagta he ki Total returns ke upar?
Profit ke
Which dateof month,best to cut for sip
How to buy direct mutual fund without broker
मेरा तीन सालसे 1000 sip शुरु है । क्या अभी इसमेही ₹3000 और Add कर सकता हु क्या?..
Haa
Is there any difference between zerodha coin and kite? Pls answer
Kite is for stocks, coin is for Mutual Fund
ONE TIME LUMPSUM KITNA INVEST TAK KR SAKTA HA PLZZZ REPLY, ??????? PLZZZZ APNA NMR DIJEA , FOR GOD SAKE
Which mutual funds are taking lumpsum amount
Agar profit na hua ho....... Or hum mutual fund ko reedam kre....... To tax kya invested value se katega ?????? Plz reply
Sir video kaphi achcha hai more impressive but ek questions hai ki agar SIP me investment paisa kaise recover claim karenge in case of koi Broker apps ya wo company bhag jaye??
thnks i m 23 yrs old and this video truely help me
Point no 6 me aapne pehle kaha ki last 5 years ki performance se hum judge nhi kr sakte and uske baad aapne end me kaha ki 5 years ki performance se judge kro.. ye to confused kr diya aapne .