How to Avoid Online Scams in the Philippines
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- Опубликовано: 16 мар 2024
- Scammed Online Prior to Moving to the Philippines/Mike's Story@paulinthephilippinesolddog9234
The only dating site I recommend to meet a quality Filipina
christianfilipinadating.com/p...
One of your better interviews IMO. Good dude that he doesn’t play it like he was taken advantage of, rather lived and learned. Of different note, I opine that folks coming over need time to slow down. Recalibrate expectations. Learn to be content with themselves. Listen more and talk less. Allow themselves to be successful. It’s a wonderful feeling when the holiday wears off, the insecurities vanish, and genuine happiness flourishes, and you become aware and confident. Unplugging from social media and instead, networking with living human beings. As great as advanced western culture is, the absence of the aforementioned is what is largely destroying people and culture. I’m off my soap box. Great interview Paul. And good luck Mike 👍🏼🇺🇸
😅 you're off the soap box and on the RUclips box
@@LetArtsLiveYes yes. It seems the case with RUclips lately. I stay very quiet on here, but this particular video somehow inspired me to comment. I think it was seeing the goodness in Mike's adjustment and success. I hope the same for anyone looking for similar tranquility,
I've been to the Philippines last December I stayed 1 month to meet my girlfriend. I'm going back end of this year I'm going to retire early at 55 . I have questions about what you talked about banking and sending money..
Hi @KanoKanding Thanks for your thoughtful comment! We're glad you enjoyed the interview and appreciate your insight on expat life in the Philippines.
Mike came out there from America about two years ago when I wish I was leaving now I look how far Mike has came. It’s an inspiration
Hi @Richierich2025 Inspiration is exactly what we're all about! Thanks for watching!
Your voice is easy listening.
Hi @MattSmith-pf5di Thank you! I'm glad my tone works for our viewers.
I've found in most cases that the person who supposedly scammed you actually never really asked you for money, but many guys are so fricking desperate that they are throwing money at these women. The hype from many of the bloggers is so extreme in the battle to get subscribers that they are pimping the women in the philippines out . We all know that if something is too good to be true, then it probably is, and that should be your first major red flag . To many idiots are coming over for a broad and not for themselves, and that is a recipe for disaster. I'm guilty of meeting a woman online, and I have actually gone over 4 times, and we traveled around the philippines visiting many different places. She is my liason and tour guide as we are boyfriend and girlfriend. Regardless of what happens, I'm doing what I need to do to find the place that's right for me.
They tell stories., and hope you feel sorry for them. Getting taken for a 50,000 peso haul (or more) is one thing, but you know its OK to lose $100 in Vegas on slots for entertainment, but its not OK to lose 5000 peso on a Filipina who is also entertaining you and that it might also help her? Or $20 on a movie theater with popcorn, and you can't give her 1000 peso for a half sack or rice to feed her family? But you're the manly man who wont get taken advantage of. Do this girl a favor, and leave her. Next time you visit just go rent a bar girl for the week. At least be honorable. I think you are just using her as a sex toy for while you are on vacation and in the meantime you are keeping her locked up and taking away her opportunities to marry a decent man and maybe get out of that hell hole.
Some won’t ask, but they’ll mention some “hardship”.
Many Filipina have it down to an art form where they subtle in never asking but know foreigners will gladly offer so technically the Filipina never asks . These women have it down pat and are professionals.
Hi @gailmaplesden7380 Thanks for sharing your honest experience! Agree, being cautious online is crucial.
My two credit cards and my bank said they no longer suggest countacting them to let them know you are traveling. I called and they said, we don't need that information. Our system now is able to track your purchases and determine that you are traveling. I found that somewhat disheartening. They recommened using your card at the airport which would show their AI system that you are starting out your travels.
Hi @kevink1214 Thanks for sharing your experience! We've had similar conversations with our banks, too. It's interesting how technology is evolving!
Two uncles every young man needs
Hi @novak4594 Amen to that!
When it pertains to an allowance, that’s a tricky situation. If she’s working to help support her family and you ask her to quit her job just be with you full-time; I can see her receiving an allowance to help with her family and her needs.
This information is great. This stuff a person normally has to pay for a consultation to get this info. Paul an Mike are great guys. Hats off
Hi @allen9129 Thanks, glad we could help!
Hi Old Dog! Great information and love listening to you and Mike! I subscribe to both of you and I’m always appreciative! Thank you!!
Congratulations on 90,000 subscribers!
Hi @MyLifeThai371 Thanks for watching and congrats back!
100,000 subs is in sight 👍👍
Great video Paul. Thanks. Caught it before bed, Australia...
Glad you enjoyed it
Enjoyed the vlog, Paul. Something fun to watch before bedtime. Salamat from Martin in Ormoc City.
Excellent video, with two gentlemen I hold in high esteem. Thank you for this quality content 😎👍
Hi @tryscience Thank you so much! We're glad to have earned your respect and gratitude.
I always look forward to your vlogs. Very entertaining as well as informative to other expats living in the Philippines.
Happy to hear that!
Great conversation Guys !
Always enjoy the chats Paul and Mike. Thanks for sharing.
Hi @troymoses8405 Appreciate your support, thanks!
Great video Paul Thanks
Hi @jamesb777driver You're welcome!
Good stuff..down to earth and simple but quite sensible!
Hi @roustabout4fun Thanks for watching!
Bless you sir, all i can say, you have to be careful, not everyone are kind 🎉 God bless
Hi @annabelleattwood Thank you for your kind words and wise advice! We appreciate your support.
Great video with good information and advice.
Mike is a winner. I really like Mike. I relate to him. His Channel in one of the best and most informative.
Hi @koufax174 Thanks, Mike! We're glad you enjoy his channel too!
There’s no chance at all that I’ll be moving to the Philippines. I was just in Dumaguete and it is a cesspool. Not fit for a human being to live in.
Oh bullshit! Dumaguete has so much to offer! So good stay away from the Philippines!
Same everywhere in the Philly, but where else you can find a young love?😂😂😂😂 maybe you like ladyboys...😂😂😂😂 sucker😂😂😂😂
I go to the Philippines twice a year to visit friends, and have come to the same conclusion. I realized that if not for the friends I would not return .
@@waterheaterservices you go back for your ladyboys...no other reason...😂😂😂
There is much more to the Phils than Dumdandgetme
having my morning coffee old dog and mike..
Great interview, Paul. As always, informative but also great guy Mike (unlike many of your past interviews).
Glad you enjoyed it
Great information!
Thanks 👌
Great info guys
Nice interview Paul….
Hi @user-dy5pq7tp7g Thanks! Appreciate your kind words about the video.
Thanks Paul for this video.
My pleasure!
Really good interview with Mike. I watch both of you for information. Coming to Philippines next month. Using your information as the guide. Thanks again
Get a Motorcycle license back home and rent one in Cebu from Derek at "Q Adventure" and ride the islands and visit multiple places and stay in different types of locations via airbnb of Agoda and download apps in Philippines for Grab (rides) Food Panda, and Maxe maps as the Biggest thing is "The Learning curve" of finding out how things work and then finding places that have what you want. and then Adapt, Adjust and Accept as I'v been multiple times and moving in July for good. And my girl I met there lives in Duma and her Dad is on the Barangay council, her brother works for Phil Health and Brother-in-law is Police for local congressman of Negros Oriental so Always check the womans family as that is almost as important as she is as it will effect your Peace
Good guy supporting gf family. P2,000 a month is approx $37 won’t even fiil up my car’s gas tank. My pet food expenses is more than $100 a month. Having a good life is worthwhile since time on earth is getting shorter when you’re getting older. You cannot buy time. Once it gone its gone forever.
Hi @Joepoe20041 Appreciate your perspective! We're living in the moment and making memories here.
hi Paul,,just counting time now,,
Great video guys been watching both of you for a year now, you are my two favorite guys on here, this is the very first time commenting on anyone's RUclips other than a thumbs up. Keep up the good info. I hope to make it to the Philippines one day sooner than later!❤
Thanks Clarence
Hello Paul and Mike. Great video always love the interviews. I enjoy your channel.
Hey Mike, I enjoy your channel too brother. Keep shining.☀️🙌 🕉️
I will be arriving next month in April to the Philippines. I’ll be scouting locations. I always love to hear others perspectives experiences and advice. 🐸
Hi @michael_Jon7 Welcome to Dumaguete! We're stoked to have you here. Let's grab coffee when you arrive, and we can chat about your plans.
I have to chime in about the 'foreigner' price of things and the Filipino price. That does exist in some places. My wife and I went to Bohol Beach Club and the clerk plainly said, foreigner price and Filipino price. Also, when I bought tires, tubes, or whatever at a motorcycle shop, some of them charged the 'kano price' that Filipinos didn't pay.
Once we had a flat on the motorcycle while traveling to the next town from Dipolog City, we found a vulcanization shop, and as they were fixing the tire -all the while talking to each other. Later I asked my wife "What were they talking about?" She said one of the guys was saying since I was an American they should have charged twice the amount.
However, in most establishments like restaurants, etc, the prices are the same.
Your wife should have immediately called them out on that!
@@MexicobeanpoleRight, but she was too shy. In 2008 I had a newspaper salesman sell me a paper for 25 centavos. After I bought it, up in the corner the price was listed as 10. I told her she needed to make sure I was not scammed. She agreed and most of the time she would question the scammer.
However now, she is bolder and questions them all.
Hi @RonKris We've experienced that too, especially with goods and services catering to tourists. It's good to be aware of these price differences when shopping or dining out.
Another enjoyable video Paul and Retirement Mike. Sounds like I better set up a RUclips video channel before we next visit beautiful Dumaguete again ... joke. Thanks guys.
Hi @deltachris Thanks for watching!
Great interview with Mike
Hi @barrypress3704 Thanks! Glad you enjoyed the video.
2 old wise men, you are 2 great guys, not fall of shit.
Hey Thanks you two... Dont get old...
Hi @jimscholz2997 Appreciate your support, thanks!
Hi Paul and Mike. 👋🏼
You guys are the best. Very funny
Two of the Best vloggers in the Phils as real as it gets and always trying to help other expats make a softer landing as they helped me learn in my visits and still Adjusting to "The Learning Curve" as finding your groove and adjusting so you can have inner Peace and Happiness is the Key. There is always a flip side and best is too keep a smile on your face and enjoy the moment and relax as so much less stress and worries in the Philippines. I've met my girl who just happens to live in Dumaguete and more happy then since i was a teen as a New Chapter starts as I'll be Permanant in July in Duma
Hi @paulk8444 Thanks for sharing your positive experience! We're glad you found our vlogs helpful. Wishing you all the best in your new chapter in Dumaguete!
Great Video !
Hi @SuccessSynergy404 Thanks for watching!
Always interesting to listen to your conversations!
Most Filipinas are really nice
Ingat
Glad you like them!
We love you guys.
Hi @FilipinaFreedom Thank you!
👍just made my day thanks Paul warmest regards
Glad you enjoyed it
I watch your blogs all the time they are very interesting. I love them .
Hi @davidchimera734 Thanks for watching and enjoying our content!
Great to see you too together again on a Vlog! you really make a great team and I wish you would do this much more often. … Sorry Paul but even though you guys are about the same age Mike makes you look A bit older - he looks great for his age. …..so if you don’t have him back on your channel for awhile I understand 😂. but I love watching you both regardless. Thanks! John
Hi @johnclark1469 Thanks, John! We appreciate your kind words and support!
Great interview, thank you.
Glad you enjoyed it!
The pace is like being on an aircraft carrier. Everything you waited in line. We always had a paperback book in our pocket.
Good interview.
Hi @marvindockery-lo9cw Thanks! Appreciate your feedback!
Very entertaining and informative thank you gents,
And you are both good guys with enviable lifestyles.
Question, was that US$ 4 for a coffee in Dumaguete ?
That's A$6.10 !
Happy to hear Mike (or others) thinking in Pesos and not Dollars when 'donating' to family or girlfriends. When my girlfriend became my fiance I asked her how many Pesos she thought she needed to live; she said about 3000. So, that is what I gave her each month. A wise friend of mine told me when considering what to send the family of girlfriend(s), ALWAYS think or ask in Pesos, not Dollars. It was words of wisdom that I have used since.
Hi @RonKris Words of wisdom indeed! We appreciate the practical advice.
I think the problem is that if you want immediate gratification, you need to pay a premium for it. For example, if you want laundry done quickly... pay them 2x the standard price to prioritize it. If you are on a budget, set yourself up for success... plan to leave your laundry there for three days before picking it up. That way, when you go pick it up, it's done, and you won't be disappointed. If your personality can't adjust to what I call "hurry up and wait" situations, you are only going to be frustrated.
I’ve subscribed twice.
Hi @LivingTheLifeRetired Thanks for the support!
Very informative Paul, I was gonna come and live of my pension but I decided to add my social security to it. I’ll get it year from October. I really needed the bank information. I’ve been to Brazil 7 time, I used my debit card and always wondered what would happen if the card gave out.Now I have time to learn all I can before I come.
Hi @jamesbunn6118 Thank you for your kind words! Glad our video could help you make a more informed decision about moving here.
Seniors to the front of the line, hahaha. Very soon means tomorrow, soon means a few days, a while means weeks, etc. Paul, we have lived here for 15 years. After a couple of years, we had our SS sent us here with no issues. We also built up our Peso account and applied for a CC here, and again, it was never a problem. We closed out our US bank accounts and recently moved over the last of my 401k. I always say, like you, whatever floats your boat. But you can be secure using the banks here. Great videos and attitudes, more should adapt.
Your right about the beach getting old lol, I live in the UK and just a few miles from a beach, I hardly go there really, you need much more in life than just a beach, it soon gets boring. Great video guys, I am planning to move there early 2026, I visit my Filipina every 3 months, I am currently having our retirement house built as I speak with 3 rental apartments attached to it, already have someone interested in renting one already and we now have to rush to get that ready by next month. Having rental apartments is great idea as the rent will pay our household bills so I can live there free, just need to buy our food, happy days! Think outside the box and don't dive right in, take your time and plan ahead before you move.
Hi @ABritishBoyAndAFilipina Thanks for sharing your thoughts! Glad you enjoyed the video. Good luck with your retirement plans!
Thanks guys very informative. See you soon I’m trying to make my permanent move in January but you know how it goes trying to sell and dispose of all your “Stuff”.
Hi @papadougpapadougsadventures Good luck with the move, we hope everything goes smoothly!
Paul always enjoy your videos - you are informative and humorous I always enjoy your stories and guests - keep up the good work and I am glad you didn’t move to Ecuador 🙂
Hi @billboker3848 Thanks for watching! Appreciate the kind words, means a lot to me.
Great video. As always very imformative..and a good mix of a dash of humor. And nice to have heard some real life examples of things that anyone planning on spending any real amount of time will need to learn. Lol i gotta say..my impatience would need a complete overhaul. Different culture..different on many levels. I am seriously thinking of moving there. But ...first a visit at the least. Like a month or whatever. 69 years old and i know i need to get offa my butt and get things moving here.
Hi @user-rs7tm6wd7p Thanks for the kind words! Glad you found it informative and entertaining. Best of luck with your move, we're happy to help when you're ready!
@@paulinthephilippinesolddog9234 Thanx so much.
Love you guys!
Hi @kevinsoundmixer Thanks, we appreciate it!
Great job, Paul.
Hi @clarkgaither Thanks for watching!
Great interview, thank you! Mike's an alright, friendly kinda guy, but it rubbed me the wrong way when I started to watch his live stream, when it would of cost $6 just to leave a comment on it. I left the live stream at that point. I Patreon, and Paypal a few RUclipsrs, but that just seemed off to me, like he was all about the $$.
Hi @SuccessiveApproximations-Intl Thanks for your honest feedback! We understand the concern around monetizing live streams.
Hello from LA, Lower Alabama! Haha. Best to all.
I can accept the "pinoy" pace. What is frustrating the double speak or rules/laws that are not rules or laws or the transactional nature or mindset in relationships (not 100%...but close😅).
The Philippines is wonderful with limitations.
Hi @dariusslade4953 I understand what you mean! We've experienced that too, it's a unique aspect of life here.
Great job Paul.
Hi @edic2619 Thanks for watching!
Thanks!
Thank you Richard
Before coming to the PI I was using Filipina Cupid to try and meet someone and my first 3 all tried to scam me out of money. But I saw through them immediately, either I’m smarter then I think or they weren’t very good at it lol 😂. I finally found my current wife and we have been together now for 4 years and going strong
Thanks for sharing
It’s like fishing. They keep asking guys and sooner or later they’ll “hook” one or two.
@@Mmikeyyyy exactly, only one of the three seemed to genuinely care that I walked away
I’d rather listen to you two guys than anyone else.
Hi @LivingTheLifeRetired Thanks for your kind words! We appreciate your loyalty to our channel!
Another great interview Paul! BTW, congrats on passing the 90K subscribers mark, 100K subscribers before the end of May for sure!!!
Hi @garyburgmylifeandtimes6354 Thanks so much, appreciate your support!
2 of my favorite coffee pals! See you early September! Then maybe you’ll bring your equipment? 🤣😂
Hi @jerrymarshall2728 Thanks for watching and looking forward to seeing you in Sept!
I have never been scammed online by a Filipina. Some have tried to scam me, butI haven’t let them.
They steal as well
Its happened to me
Spoken like someone that doesn’t know they’ve been scammed 😂
@@RedHorseAdventures Spoken like someone who lets people scam him
It’s pretty straight forward. When you meet them online, don’t send money to someone you have never met in person.
HI PAUL and MIKE, HAPPY ST PATRICKS DAY. Sunday here in USA . TY PAUL for all your videos which also led me to MIKES channel (poor MIKE and JANET , STUCK WITH MY DUMB COMMENTS LOL)
Its very good info that you present here.
TY GOD BLESS CIAO
Hi @nottelling620 Thanks for the kind words! Glad my vids helped lead you to Mike's channel too!
Congratulations for reaching 90k subscribers. Seems like it was not that long ago, that you were struggling to get 1k subscribers.
Thank you so much!
Tell Mike another Buckeye is on the way...and a Bengals fan....
Hi Paul. Your channel is growing! Sooner or later, you will have a conundrum since your earnings from Google will be approaching that magical number a retiree can make while collecting Social Security. As you know, once the government sees your Google earnings statement is over that amount , you will be penalized. Always something.
Isn’t he now over his full retirement age of 66 or 67?
If so, no limit to earnings.
I was confused with one of his recent videos where he talked about filing at 62. That’s great! He’s doing great.
Both Mike and Paul are over their full retirement age and have no limit of how much they can earn.
Hi @regoparknyc Thanks for the support! We'll keep creating content and navigating the system as it changes.
❤
Lovely video, but 4$ for latte in a small PHL town , that ain't cheap, lol. Thank you for sharing 😊
In Vancouver BC I can get a medium expresso for like $2.60. Way cheaper
exactly, and I love a good Tim Horton
I know!
What you guys have found is pretty much the same that I have found living in the PH almost two year's
Hi @islandlifeinthephilippines1193 Thanks for sharing your experience! We've noticed similar patterns too.
For Americans who want to phone America, just set up a Google Voice account and you can phone any US phone number for free from anywhere in the world. (You do have to have a US-based landline or mobile number that you can validate it with though.)
Hi @CaptainKremmen Thanks for the tip! We'll definitely keep that in mind.
Nice seeing you two guys together in one vlog, as I've been following both of you for a very long time.
Awesome! Thank you!
Cebu for a week guys tried to follow you guys advice I walk to Ayala been down town to market 2.2 lb shrimp $6 ukay ukay trying Bohol this week and maybe safari zoo in Carmen with 44 year lady lol all good so far if my stars line up by next month might stay good video fellas
Hi @jerrystanley6820 Thanks for sharing your experience! Glad our tips helped you have a great time in Cebu. Enjoy Bohol and the safari zoo!
I have been seriously scammed We are talking high 6 digits over 14 years. (She was Canadian! haha!! ) I finally wised up, got a painful divorce and eventually married a Filipina I met on Date in Asia 10 years ago. We have a beautiful daughter and living part time in Bohol. We have built three homes in the province. One is a vacation rental that makes enough that we COULD retire this year if we really wanted.
When I first met her I DID send here money every month and spent 5 months a year there before sponsoring them to come to Canada.
Hi @mikec5451 Sorry to hear about your past experiences with scams. Glad you've found happiness with your Filipina wife and built a good life in Bohol!
Yes PHONE plans are joke .I just put my phone on airplane mode. But sometimes it would Rome still. Have to much fun in the Philippines
So when are you moving to Thailand ?
Interesting interview with Mike ,Paul that pricked my ears when you were talking about Social Security in the USA and I'm guessing that's equal to Centrelink in Australia here.we cant get away with leaving our shores in Australia with out any government department as they are all hooked in with Border Force ,Department of Customs & Immigration computer system so if you haven't setup your pension or you are out of the country to long they will or can shut your pension off .So you cant just say you are visiting the Philippines.
Hi @brienmurray5510 Great point about Centrelink in Australia! We appreciate the insight on navigating government systems abroad.
I am not planning on moving to the PI, I have itchy feet and this is the best/cheapest way to scratch them. I am enjoying seeing and learning about the PI.
Hi @harveygault1911 Glad you're enjoying the content! We're loving sharing our experiences with you too.
Another nice video. Paul, if you could do it again knowing what you know now at 69, would you of still started pulling the trigger at 62 from Las Vegas or would you had waited until your full Social Security retirement age at 67 to have more money before moving to the PH? I’m on the fence about it. I might fully retire at 60 on an annuity but delay collecting my SS until 67. Can one American retiree live comfortably over there on $1,500 a month and a couple on $2k a month? Thank you my friend.
62
I was under the impression there are too many foreigners in Dumaguete. Was there for a few days. Ground Zero ID a great place fir coffee and food. Do need to find a place to stay with better WiFi. Looking forward to possibly meeting some Xpats but generally wsnt to be among the natives.
I have been to Dumagute twice. 2017 and 2019. One of my impressions was the number of foreigners AS COMPARED TO OTHER AREAS I HAVE BEEN TO. My wife is from Hinigaran and i have never even seen one there. Our home in Bacolod has a decent number of them. I can understand why people have that opinion.
Take care.
Hi @mattgustafson2516 Thanks for sharing your Dumaguete experience!
I’m visiting the Philippines too. I just spend more time here than I do in the USA.
Hi @vinniephillips452 Exciting! We're glad you're enjoying your time in the Philippines!
Paul’s popular and entertaining lol.
Hi @davidchimera734 Thanks! Glad you enjoyed it!
Rescue worker....needs a 24/7 live in to keep him amused and feels the need to contribute $ to people who where getting along very well long before he ever showed up...and no doubt be living better when he's long gone...
Hi @user-ci6fd2co1r Thanks for sharing your concerns about online scams. We'll keep an eye out for suspicious messages!
At 5:17, I didn't understand the reference to Groundhog day and "over and over and over again", I have no preconceived notions of Groundhog day being monotonous.
So, the economy is working in Dumaguete and seems to be getting better for the local population after the pandemic. That is a good thing. An interesting question is where is the investment coming from?
Hi @gibblespascack1418 We're glad to see Dumaguete's economy improving! Investments are coming from various sources, including government initiatives and private businesses.
bend at the knees hydrate and hit that like button
I thought of a different Mike, low and behold it's the same old Mike!! Old car salesman instincts kicking in and going for a quick buck!!
I've been married for 22yrs. From day one I gavemy wife a Credit Card, she rarely used it and when she did it was only for the house. Today we have 3 joint Credit Cards and nothings changed. If we want something outside of maintain the house including food we consult each other. I've seen many expats treat their wives or girlfriend like a slave with no rights or complain about her children constantly. Initially Mike said he and PJ had difficulty connecting. Mike realized he was new and took his time in letting the kid know him.
Hi @tswej Thanks for sharing your experience! We agree that communication is key in any relationship, especially when it comes to finances.
Even though you guys don’t live in the US, but if you’re married to your Filipina wife for at least 10 years she is eligible to claim social security benefits in the event you passed.
Very helpful, valuable information.
only if she is an american citizen, do hour homework
When she's 62
providing she has resided in the US for 10 years@@roselee4445
Hi @Ladybug8899 Thank you for sharing this valuable information! We'll definitely consider it as we plan our future.