this is such crucial information. especially these 2 words: Amazon Pharmacy. i never knew this existed, and they accept medicare now from what i have read. hopefully that will still be the case when it is time for me to move.
@@PanamaRelocationTours do retirees need to return to to see a USA doctor to get Rx renewed? Or how does that work? I am not at Medicare age so do not know. Thank you.
Hello Jackie. I'm French and I've been coming to Panama regularly for five years, as I have my nephew who lives near Boquété. In a year I will be retired and I will apply for my Jubilados visa. But above all, I wanted to say a thousand thanks to you because I really appreciate your wonderful video and that of the expatriates. your advice is really very practical and full of common sense and experience. Continue to keep us informed and thank you again for everything. Bruno
I am on Metformin, Statins, and blood pressure medication. I have never had a heart attack or any complications from diabetes. Would being on these medications be considered a pre existing condition?
Yes, the need to be on those medications will be considered a pre-existing condition. Don't worry, we have other health insurance options for you if you cannot get Panama health insurance
there is no insurance in Panama that covers preexisting conditions. However if you have the right a Medicare Advantage plan it covers medical emergencies in Panama. You will need to pay the hospital first then file a claim with your insurance company
You need to talk to the Medicare expert I interviewed in a different Livestream. The plan I have may not be the best plam for you. The right Medicare Advantage only covers urgent care and emergency medical care in Panama.
Jackie - Hi! I'm 74, living in San Miguel De Allende and considering Boquete or alto Boquete as possible relocation sites. While I have Medicare B in the US, I receive no benefits outside the US currently (There is a bill recommending inclusion, but TBD). I'm concerned about getting insurance in Panama to cover emergency surgery, accidents, etc. Day to day medical can be covered out of pocket (like in SMA). What would be the best way to proceed regarding medical options? I'm also interested in a private tour to get questions answered while visiting Boquete / Alto Boquete in the coming months. Pls advise...Thx ER
Hi Jackie -- I live in SoCal and am considering retiring in Panama -- specifically El Valle. But looks like the nearest basic health facilities are in Coronado? I'm 66 -- decent health -- am I taking a risk?
so for a company like FAMILY MEDICAL who have an age limit on their policies...if i am under 75 when I get the insurance, its not like they will kick me off the policy when I turn 75, they just won't write any NEW policies after that correct?
If you get a new policy before age 75, they will continue to insure you as long as you pay the monthly or annual premium. They do not kick you out when you turn 75.
Good Morning, in your video you mentioned Cooperativa discount at $120. per year, I am unable to find the link for this information, will appreciate if you can send to me, thank you.
Hello Jackie, I’m from Jacksonville, Florida, and planning to go visit Panama 🇵🇦 in November, and I will like to know everything I need to move down there after being out of the U.S. military for several years now. Looking forward to get to meet u and learn a lot more.
Hi Jackie, 1st thanks for continuing with the great content. A video suggestion, would like to hear from Ex-pats who rent Panama property via VRBO vs. Air BNB vs. other platforms, thank You for considering it!
@@PanamaRelocationTours to clarify I'm asking about a video showing those expats who have successfully relocated but use their new Panama property to make extra money by renting to others via VRBO / AirBNB etc , I was shocked to see how much those go for in the USA (almost $5k or more for a temporary month long rental), seems like a great way to make extra cash flow
In Ontario you can wait over 6 hours. Now many emergency departments at hospitals are closed due to staff shortages and poor govt. management. Healthcare in Ontario is broken
Here in Canada, after being triaged, a real emergency would be rushed in as the top priority and not left waiting 6-9 hours. Since COVID, with the resignation and retirement of many healthcare personnel, and people's insatiable desire here for medical attention, mostly due anxiety and hypochondria, we have backlogs. Free unlimited healthcare is the problem. Whenever something is free with no limits, human nature is to use and abuse it. Healthcare is broken here because it's the only developed country that allows completely free unlimited healthcare. People go to the doctor or the ER for the littlest things and that creates backlogs. People have become so entitled and demanding that has further created more early healthcare personnel resignations and retirements If only, politicians would focus on the real problem, unlimited free healthcare in a system with limitations and enforce a copay, people would be wiser about their choices to seek medical attention. In Panama, people pay something whether its $5 (public) or $100 (private), so that prevents over use and abuse of healthcare resources like what happens here. You can't compare a system where patients are responsible for at least some cost versus not at all. Free healthcare is great idea theoretically but it needs some limits.
@@PanamaRelocationTours thank you! I sure hope so. The wife and I are thinking of retiring in Boquete but if this stays in law then we def would not do it.
I just checked MAPFRE. (28.09.2023) Basic plans only available until 59 years 11 months. Silver plan, Panama & Central America is $293 a month for 60-64 years. That’s $3,600 a year. Numbers are from the MAPFRE PDF files. Not one plan is $1xx a monthly!
Family Medical Plan (through PanAmerican) insurance is $102 per month for a 65 year old. They insure up to age 74. See the brochure in this article. panamarelocationtours.com/health-insurance-options-in-panama
Well. The brochure shows : "12 months after the policy goes into effect. $500.00 copayment and 30% of the eligible expenses. Semi-private room is covered maximum 20 days including ICU stay. " So actually 1st year no coverage. For most parts of the policy. On top, $3,500 must be paid every year out of pocket. That is not a insurance. That is a rip off for most people who would see a hospital if they really have to. $3,500 + 12x$ 102 = $4,724 each year out of the person's wallet. Every year! Do I am missing something? 😮
My medication here in the USA costs $15,000.00 per month, it is called Rinvoq for Rheumatoid Arthritis of which there is no generic. I pay $5 for it in the USA through my insurance. Does Panama have health plans that pay for prescriptions like here in the USA? My medication could be the deciding factor on whether or not I can relocate.
@@ToxicFreeTV rinovoq is not currently available in Panama. Pre-existing conditions are usually excluded from insurance in Panama. And even if you could get insurance, it would not include medications.
@@PanamaRelocationTours Thank you I guess that settles that :*( I just wrote the the company to see if anything can be done. I'm so sick of the grip of the US health insurance system.
@@PanamaRelocationTours thank you for that idea, I just noticed that when I turn 65 and have Medicare and it will be covered but I would have to return to the US I think every 3 months for a checkup w US Dr.
I would be more than willing to pay for medical in Panama. Prevention from injuries by moving to Panama is a great thing. No slipping and hitting the ice. Good temperatures, clean air and a relaxed lifestyle will be the best for your health. I felt better when I was in Boquete for a month and the steaks at the Butchers were amazing, Panamanian and Argentina steaks were phenomenal.
Jackie, thank you!
You're welcome
Fantastic video, one of the best that I've seen. Tons of information. Panama just shot up to #1 for me to move to. 😊
Thank you! Good information.
Glad it was helpful!
Love your presentation because i think it was very costly
this is such crucial information. especially these 2 words: Amazon Pharmacy. i never knew this existed, and they accept medicare now from what i have read. hopefully that will still be the case when it is time for me to move.
Yes, Amazon Pharmacy accept Medicare. Then you can get your meds shipped to Panama using a Mail Forwarding company!
@@PanamaRelocationTours do retirees need to return to to see a USA doctor to get Rx renewed? Or how does that work? I am not at Medicare age so do not know. Thank you.
Hello Jackie. I'm French and I've been coming to Panama regularly for five years, as I have my nephew who lives near Boquété. In a year I will be retired and I will apply for my Jubilados visa. But above all, I wanted to say a thousand thanks to you because I really appreciate your wonderful video and that of the expatriates. your advice is really very practical and full of common sense and experience. Continue to keep us informed and thank you again for everything.
Bruno
Thank you so much!! I'm glad the information has been helpful. You will love living in Panama!
Thank you very much for that excellent information. The best video about health issue. Greetings from Germany.
Thanks for watching!
Western Colorado
Thanks for watching!
Thank you Jackie. Medical coverage is my number one concern. This was very informative and gives me hope that I can move there.
Healthcare is excellent in Panama.
I am on Metformin, Statins, and blood pressure medication. I have never had a heart attack or any complications from diabetes. Would being on these medications be considered a pre existing condition?
Yes, the need to be on those medications will be considered a pre-existing condition. Don't worry, we have other health insurance options for you if you cannot get Panama health insurance
@@PanamaRelocationTours Where can I learn more about these other health insurance options?
Thank you for the FANTASTIC live stream. Answered a lot of questions that I had. :)!!
You are so welcome!
Florida
Jackie, did I hear you say you are now aware of an insurance that covers pre-existing conditions?
there is no insurance in Panama that covers preexisting conditions. However if you have the right a Medicare Advantage plan it covers medical emergencies in Panama. You will need to pay the hospital first then file a claim with your insurance company
??? What type of medicare advantage do you have to have in the U S to be covered in Panama?😊
You need to talk to the Medicare expert I interviewed in a different Livestream. The plan I have may not be the best plam for you. The right Medicare Advantage only covers urgent care and emergency medical care in Panama.
Jackie - Hi!
I'm 74, living in San Miguel De Allende and considering Boquete or alto Boquete as possible relocation sites.
While I have Medicare B in the US, I receive no benefits outside the US currently (There is a bill recommending inclusion, but TBD).
I'm concerned about getting insurance in Panama to cover emergency surgery, accidents, etc.
Day to day medical can be covered out of pocket (like in SMA).
What would be the best way to proceed regarding medical options?
I'm also interested in a private tour to get questions answered while visiting Boquete / Alto Boquete in the coming months.
Pls advise...Thx
ER
Hi Jackie -- I live in SoCal and am considering retiring in Panama -- specifically El Valle. But looks like the nearest basic health facilities are in Coronado? I'm 66 -- decent health -- am I taking a risk?
There are no medical facilities in El Valle. If you want to live in the highlands and be close to a hospital, check out Volcan.
so for a company like FAMILY MEDICAL who have an age limit on their policies...if i am under 75 when I get the insurance, its not like they will kick me off the policy when I turn 75, they just won't write any NEW policies after that correct?
If you get a new policy before age 75, they will continue to insure you as long as you pay the monthly or annual premium. They do not kick you out when you turn 75.
@@PanamaRelocationTours thanks!
@m from NYC
Good Morning, in your video you mentioned Cooperativa discount at $120. per year, I am unable to find the link for this information, will appreciate if you can send to me, thank you.
Lehigh Acres Florida
Hello Jackie, I’m from Jacksonville, Florida, and planning to go visit Panama 🇵🇦 in November, and I will like to know everything I need to move down there after being out of the U.S. military for several years now. Looking forward to get to meet u and learn a lot more.
the best way to learn what you need to know is panamarelocationtours.com/tours
Hi Jackie, 1st thanks for continuing with the great content. A video suggestion, would like to hear from Ex-pats who rent Panama property via VRBO vs. Air BNB vs. other platforms, thank You for considering it!
airbnb or vrbo is only good for short term rentals - less than 3 months. They are way too expensive for a long term rental
@@PanamaRelocationTours to clarify I'm asking about a video showing those expats who have successfully relocated but use their new Panama property to make extra money by renting to others via VRBO / AirBNB etc , I was shocked to see how much those go for in the USA (almost $5k or more for a temporary month long rental), seems like a great way to make extra cash flow
Hi Jackie this is Hugue from Brussels Belgium
Thanks for watching the livestream!
From St. Paul MN USA.
HeJackie live from Tampa Florida.
Thanks for watching the livestream!
??? How about the state of the building? ,, clean ?
All the hospitals that I've been in were spotless. But I have not been in all hospitals in Panama.
In Ontario you can wait over 6 hours. Now many emergency departments at hospitals are closed due to staff shortages and poor govt. management. Healthcare in Ontario is broken
wow! That's not good.... especially if you have a medical emergency. Come see how you can live better for less in Panama.
Here in Canada, after being triaged, a real emergency would be rushed in as the top priority and not left waiting 6-9 hours. Since COVID, with the resignation and retirement of many healthcare personnel, and people's insatiable desire here for medical attention, mostly due anxiety and hypochondria, we have backlogs. Free unlimited healthcare is the problem. Whenever something is free with no limits, human nature is to use and abuse it. Healthcare is broken here because it's the only developed country that allows completely free unlimited healthcare. People go to the doctor or the ER for the littlest things and that creates backlogs. People have become so entitled and demanding that has further created more early healthcare personnel resignations and retirements If only, politicians would focus on the real problem, unlimited free healthcare in a system with limitations and enforce a copay, people would be wiser about their choices to seek medical attention. In Panama, people pay something whether its $5 (public) or $100 (private), so that prevents over use and abuse of healthcare resources like what happens here. You can't compare a system where patients are responsible for at least some cost versus not at all. Free healthcare is great idea theoretically but it needs some limits.
Ken, Dallas, TX
Albert from New Orleans
Gotta have the clot shot to get insurance?! Surely not now after what has been proven on the side effects of it?
Rumor is that Panama's new President Mulino will do away with that requirement!
@@PanamaRelocationTours thank you! I sure hope so. The wife and I are thinking of retiring in Boquete but if this stays in law then we def would not do it.
Oregon
What about the foods supply ?
Ear that it can be a raise of cost there
Food is Panama is much more affordable than North America or Europe.
I just checked MAPFRE. (28.09.2023) Basic plans only available until 59 years 11 months. Silver plan, Panama & Central America is $293 a month for 60-64 years. That’s $3,600 a year. Numbers are from the MAPFRE PDF files. Not one plan is $1xx a monthly!
Family Medical Plan (through PanAmerican) insurance is $102 per month for a 65 year old. They insure up to age 74. See the brochure in this article. panamarelocationtours.com/health-insurance-options-in-panama
Well. The brochure shows : "12 months after the policy goes into effect. $500.00 copayment and 30% of the eligible expenses. Semi-private room is covered maximum 20 days including ICU stay. " So actually 1st year no coverage. For most parts of the policy. On top, $3,500 must be paid every year out of pocket. That is not a insurance. That is a rip off for most people who would see a hospital if they really have to. $3,500 + 12x$ 102 = $4,724 each year out of the person's wallet. Every year! Do I am missing something? 😮
To have a midwife is their a big cost
My medication here in the USA costs $15,000.00 per month, it is called Rinvoq for Rheumatoid Arthritis of which there is no generic. I pay $5 for it in the USA through my insurance. Does Panama have health plans that pay for prescriptions like here in the USA? My medication could be the deciding factor on whether or not I can relocate.
@@ToxicFreeTV rinovoq is not currently available in Panama. Pre-existing conditions are usually excluded from insurance in Panama. And even if you could get insurance, it would not include medications.
@@PanamaRelocationTours Thank you I guess that settles that :*( I just wrote the the company to see if anything can be done. I'm so sick of the grip of the US health insurance system.
@@ToxicFreeTV you may be able to get the meds shipped to Panama if you keep your US insurance.
@@PanamaRelocationTours thank you for that idea, I just noticed that when I turn 65 and have Medicare and it will be covered but I would have to return to the US I think every 3 months for a checkup w US Dr.
@@ToxicFreeTV medicare does not cover you in Panama. But if you have Medicare Advantage if covers medical emergencies in Panama.
Seattle
I would be more than willing to pay for medical in Panama. Prevention from injuries by moving to Panama is a great thing. No slipping and hitting the ice. Good temperatures, clean air and a relaxed lifestyle will be the best for your health. I felt better when I was in Boquete for a month and the steaks at the Butchers were amazing, Panamanian and Argentina steaks were phenomenal.
When are you moving to Panama?
@@PanamaRelocationTours ASAP depending on generating $ but conservation authority is slowing the process to sever.
Is anti depression medicine available in panama
Get the free report about drugs available and their costs. panamarelocationtours.com/drugs