Balancing your investments with a mix of growth and stability can help preserve your capital while offering potential returns and to get the best result I suggest you consult with an advisor
Working with a financial advisor has been a game-changer for me. They provided invaluable insights and tailored strategies that aligned perfectly with my risk tolerance and financial objectives. With their support, I've seen significant growth in my investments and gained confidence in my financial future
I've just begun learning about value investing, and I've found that many good stocks are undervalued despite their intrinsic value. If you had $200,000 to create a strong investment portfolio, which stocks would you choose for better returns?
I think a good investment portfolio should have three basic things: ETFs for diversification, dividend stocks for cash flow, and leading tech stocks. With your budget, it's a good idea to talk to a fiduciary financial advisor for expert advice.
I agree with you. As an early investor in NVDA, AVGO, ANSS, and LRCX, my financial advisor's advice was incredibly helpful. Over the past 7 years, she has helped me find stocks that did 10x multiple times. With her help, I've grown my portfolio to over a million dollars.
I've always been fascinated by investing, but when I tried stock investing early this year, it hasn't been as successful as I expected. However, I keep seeing good news about the stock market. What are the best strategies for less risk and more gains?
As a stock market investor i believe investing can lead to financial freedom by growing your wealth over time. Also having an investment advisor is key in this journey, offering expert guidance and tailored strategies to help you navigate the market and achieve your financial goals. Hoping to diversify more in 2025
The truth is, the role of an investment advisor can often be overlooked but should never be underestimated. After facing a significant portfolio loss in 2020 during the COVID pandemic while trying to manage my investments on my own, I decided to reach out to an investment advisor. At that time, I had about $126K left in my portfolio. Now, without having to lift a finger, I'm semi-retired, working only 7.5 hours a week, and I'm just 15% short of my $1 million retirement goal thanks to my subsequent investments.
Thank you so much for the suggestion! I really needed it. I looked her up on Google and explored her website; she has an impressive background in investments. I've sent her an email, and I hope to hear back from her soon!
Since the crash, I've been in the red. I'm playing the long term game, so I'm not too worried but Jim Cramer mentioned there are still a lot of great opportunities, although stocks have been down a lot. I also heard news of a guy that made $250k from about $110k since the crash and I would really look to know how to go about this.
Since the crash, I've been in the red. I'm playing the long term game, so I'm not too worried but Jim Cramer mentioned there are still a lot of great opportunities, although stocks have been down a lot. I also heard news of a guy that made $250k from about $110k since the crash and I would really look to know how to go about this.
That's true, I've been getting assisted by a FA for almost a year now, I started out with less than $200K and I'm just $19,000 short of half a million in profit.
Melissa Terri Swayne has always been my top choice. She’s widely regarded as a genius in her field and possesses extensive knowledge of financial markets. If you're looking for outstanding collaboration, I highly recommend checking her out.
Jihan Wu Services has really set the standard for others to follow, we love him here in Canada 🇨🇦 as he has been really helpful and changed lots of life's
I'm favoured, 90K every week! I can now give back to the locals in my communities and also support God's work and the church. God bless America,, thank you Mr Jihan Wu😊🎉
Most rich people stay rich by spending like the poor and investing without stopping then most poor people stay poor by spending like the rich yet not investing like the rich but impressing them. People prefer to spend money on liabilities, Rather than investing in assets and be very profitable
It would be good to have a cash pile as a buffer against a recession. An average recession lasts about 19 months but recovery takes a little longer. So having a 2 yr cash cushion for your budget could be a good thing.
I have been a dividend focused investor for a long time. This does not mean I don't own growth stocks, I do. A well rounded portfolio should be a mixture of both categories. One way to minimize the anxiety out of stock market investing, is to make sure you keep a large cash cushion. I invest in the market, but never put all my money in market.
regardless educate yourself more, Learn the basics of investing and the stock market. There are many resources available online, including books, articles, and online courses. It’s a good idea to diversify your portfolio across different stocks and sectors to minimize risk. I’ve heard of people accruing over $550k during recessions and inflation, its important to do your own research.
You have a very valid point, I started investing on my own and for a long time, the market was really ripping me off. I decided to hire a CFA, even though I was skeptical at first, and I beat the market by more than 14.3%. I thought it was a fluke until it happened two years in a row, and so I’ve been sticking to investing via an advisor.
’Stacy Lynn Staples’’ is the licensed advisor I use. Just research the name online. You'd find necessary details to work with and set up an appointment.
Thank you for sharing, I must say, Stacy appears to be quite knowledgeable. After coming across her web page, I went through her resume and it was quite impressive. I reached out and scheduled
Yeah, and he’s not the only one. Lots of channels dealing with finance and money are plagued with these scammers. Have you noticed the one where the fictional finance guru they recommend always has three names?
@@theoriginalDAL357 And then another bot will say "I Googled them and they are amazing!". When I hear 3 names I think of assassins like Lee Harvey Oswald, John Wilkes Booth, etc. These scammers are waiting to murder your bank accounts! 🤣
Moving some of my money to short term treasury money market fund. I expect within two years our economy to go manure. I also still save and invested in ETFs. But those are mainly in dividend paying stock ETFs. The dividend gives some downward protection if the market takes a dump.
It's not as simple anymore to just ask if tax rates will be lower or higher in retirement regarding Roth conversions, or to just ask your tax preparer. It's more complicated than that and may depend on what your RMD amounts may look like years into your retirement. Someone might start retirement in a low or even zero % bracket but end up in a much higher one when RMDs become much higher after say age 80. Few people discuss their retirement balance amounts with their tax preparers and if they do it's probably only after large RMDs kick in, when it's probably too late to do much if anything about it. Plus no one knows for sure what the actual rates and brackets will look like in 20 years, so you kind of need to plan for the worst but hope for the best.
I ran a simulation of my retirement withdraw plan through the 1970s for 30 years to see what it would do. For reference.. the stock market completely nose dived and took 14 years to recover. Not 2 like with covid. It did fine. I even adjusted for cpi instead of a constant 3% inflation or whatever. 1973 was the worst and had i retired that year... if i just roboticly took out money with no question. Id run out if i retired in 1973. One thing i learned was how critical a savings buffer is. 2-3x your annual bills substantially adds stability to your portfolio. If the market is down you can live off of that. And refill the buffer when its up again. Doing that didn't increase success rates. But what it did do is remove the highs and lows. And if your wanting to leave a legacy. It suggests you may leave this world with more to give. This is obviously not financial advice. But just some things to consider.
I’m retiring in February. My risk tolerance is lower than my asset allocation would indicate. In the past year, thank to Azul, I’ve made some adjustments. Within my traditional IRA, I traded in some stock funds for some bond funds. For all of 2023 and 2024, I stopped contributing to my IRA and I saved a year’s expenses into a high yield savings account. If the market drops for several months after retiring, I can draw from that savings account instead of selling stocks low by withdrawing from my IRA until it turns back up. Other than these steps, I know I want to adjust my asset allocation while the market is up, to make it less risky. But, I don’t know HOW to do it.
Tell me this: how should an investor be positioned if he is pretty sure that there will be: - trade wars with our closest trade partners - labor supply shocks to ag and construction - crypto schemes collapsing, causing a leveraging value crisis - outbreaks of public violence with government crackdowns and curfews Hmm?
I just switched up my Roth IRA to 50% SCHD, 25% SCHX, and 25% SCHG, and my Roth 401k is 70% Vanguard S&P 500 index, 20% Vanguard growth index, and 10% Vanguard international index. Seeking the best possible ways to grow $350,000 into $3 million before retirement in 3 years.
I agreed, I started investing on my own, and for a long time, the market was really ripping me off. I decided to hire a CFA, even though I was sceptical at first, and I beat the market by more than 9%. I thought it was a fluke until it happened two years in a row, and so I've been sticking to investing via an analyst.
Caroline Suzan Olson is the licensed advisor I use. Just google the name and you'd find basic info. To be honest, I almost didn't buy the idea of letting someone handle growing my finance, but so glad I did.
That's a great mix and very similar to mine. SCHG has been a real diamond over the last 15 years for me, and I predict no changes. SCHX very similar with a little more dividends. Good luck spending all that money!
I am 62. I need to keep income low on paper if I go on Obamacare from 63-65? So shud i take money out of Pre-tax IRA Now so it won't show as Income in 2025-2027?
*You work for 40yrs to have $1M in your retirement, meanwhile some people are putting just $10K into trading from just few months ago and now they are multimillionaires*
After I raised up to 325k trading with her I bought a new House and a car here in the states 🇺🇸🇺🇸 also paid for my son's surgery (Oscar). Glory to God.shalom.
I am not a smart investor. I do have a small investment account that I tinker with on my own. Right now I am all in cash. These evaluations are ridiculous!
I feel in 2025 investors should be focusing on under-the-radar stocks, and considering the current roller-coaster nature of the stock market, Because 35% of my $270k portfolio comprises of plummeting stocks which were once revered and i don't know where to go here out of devastated
It's crucial to have a well-thought-out strategy and not make impulsive moves based on short-term market fluctuations. Patience and a long-term perspective are key. You should consider a market expert to guide you.
Be extremely attentive as we are entering an unusual market economy. That doesn't mean that you can't unravel opportunities in every sectors, you can but you should be considering rewarding options first. It would be a vast awareness to align under a top performer for easy earning picks. I did the same and it works.
My CFA ’Stacy Lynn Staples’ , a renowned figure in her line of work. I recommend researching her credentials further. She has many years of experience and is a valuable resource for anyone looking to navigate the financial market.
I live in Texas and my parents home will be sold sometime this year. Each beneficiary should receive less than $100,000. What taxes will they have to pay?
Probably none on federal unless the value of the home increased significantly between their passing and the sale (and then it would be long term gains onlyon the gains) and probably nothing for the state although I don't know if TX has inheritance taxes.
@@bruced.370 So you don't know the answer, that's okay, we understand your ignorance but it's best to first realize it and then not get in over your head. It's better for you to just stay on the couch, dude. Merry Christmas!
Thank you for the helpful video! The tips on tax optimization, beneficiary review, and "life buckets" are very practical. Looking forward to more content from you.
I just started running through my 2024 taxes in order to calculate the exact amount I can convert to our Roth IRAs and still remain completely tax free...WHEEEEEEEEE!
I recently sold half my tech stock holdings due to all-time highs, leaving me with $400k. Should I invest in ETFs now or wait for a market correction considering potential inflation?
From $37K to $45K that's the minimum range of profit return every week I thinks it's not a bad one for me, now I have enough to pay bills and take care of my family.
This is SO TRUE! I am near Retirement, I just had my car in shop for repairs? $1000 turned to $2500 when it needed more work? Oh no! It needs 2 cat converters! Now it is $3,342 repairs ! OK, it's gotta be done? So I did it and now I am working alot of OT To make up for that expense? I had enough in checking to cover it, didn't need to use Emergency Funds. I can pick up Over Time for more money? If this happened after I retired that wud be taken out of savings with no way to get more so it would hurt more?
I am feeling my risk tolerance changing a lot at age 73 and two years into my retirement. I'm thinking through what is the portion of my investments that I could live just fine without. I think I will invest that without fear. The rest I need to protect.
I turn 55 in January. I’ve been thinking of starting a Roth. I’m aware of the 5 year rule and the 59 1/2 rule. So time is getting close to get it started.
!!!I am at the beginning of my "investment journey", planning to put 385K into dividend stocks so that I will be making up to 30% annually in dividend returns. any good recommendation on great performing stocks or Crypto will be appreciated.
As a newbie investor, it’s essential for you to have a mentor to keep you accountable. Ruth Ann Tsakonas is my trade analyst, she has guided me to identify key market trends, pinpointed strategic entry points, and provided risk assessments, ensuring my trades decisions align with market dynamics for optimal returns.
I managed to grow a nest egg of around 120k to over a Million. I'm especially grateful to Adviser Ruth Ann Tsakonas, for her expertise and exposure to different areas of the market.
I don't really blame people who panic. Lack of information can be a big hurdle. I've been making more than $200k passively by just investing through an advisor, and I don't have to do much work.. Inflation or no inflation, my finances remain secure. So I really don't blame people who panic.
Without a doubt! Ruth Ann Tsakonas is a trader who goes above and beyond. she has an exceptional skill for analysing market movements and spotting profitable opportunities. Her strategies are meticulously crafted on thorough research and years of practical experience..
how would you recommend i enter the crypto market? I am also looking at studying some traders and copying their strategy rather than investing myself and losing money emotionally. What's your take on this approach? and How can i reach her, if you don't mind me asking??
![BLACK BAG - Official Trailer [HD] - Only in Theaters March 14](http://i.ytimg.com/vi/Du0Xp8WX_7I/mqdefault.jpg)
For 2025, my plan is to hold cash and wait for the market to re-level. unless there are tips on avoiding a crunch and maximizing my $550k portfolio?
Balancing your investments with a mix of growth and stability can help preserve your capital while offering potential returns and to get the best result I suggest you consult with an advisor
Working with a financial advisor has been a game-changer for me. They provided invaluable insights and tailored strategies that aligned perfectly with my risk tolerance and financial objectives. With their support, I've seen significant growth in my investments and gained confidence in my financial future
Can you leave the info of your lnvestment advsor here? I’m in dire need for one
*Marissa Lynn Babula* is the licensed advisor I use. Just search the name. You’d find necessary details to work with to set up an appointment.
Ah yes! Marissa Lynn Babula.
Doesn’t she work with Dewey, Cheatum & Howe?
I've just begun learning about value investing, and I've found that many good stocks are undervalued despite their intrinsic value. If you had $200,000 to create a strong investment portfolio, which stocks would you choose for better returns?
I think a good investment portfolio should have three basic things: ETFs for diversification, dividend stocks for cash flow, and leading tech stocks. With your budget, it's a good idea to talk to a fiduciary financial advisor for expert advice.
I agree with you. As an early investor in NVDA, AVGO, ANSS, and LRCX, my financial advisor's advice was incredibly helpful. Over the past 7 years, she has helped me find stocks that did 10x multiple times. With her help, I've grown my portfolio to over a million dollars.
I'm glad I found this conversation. I have cash to invest but am worried about picking the wrong stocks. Can you refer me to your financial advisor?
Her name is Annette Christine Conte can't divulge much. Most likely, the internet should have her basic info, you can research if you like
Thank you for this Pointer. It was easy to find your handler, She seems very proficient and flexible. I booked a call session with her.
I've always been fascinated by investing, but when I tried stock investing early this year, it hasn't been as successful as I expected. However, I keep seeing good news about the stock market. What are the best strategies for less risk and more gains?
As a stock market investor i believe investing can lead to financial freedom by growing your wealth over time. Also having an investment advisor is key in this journey, offering expert guidance and tailored strategies to help you navigate the market and achieve your financial goals. Hoping to diversify more in 2025
The truth is, the role of an investment advisor can often be overlooked but should never be underestimated. After facing a significant portfolio loss in 2020 during the COVID pandemic while trying to manage my investments on my own, I decided to reach out to an investment advisor. At that time, I had about $126K left in my portfolio. Now, without having to lift a finger, I'm semi-retired, working only 7.5 hours a week, and I'm just 15% short of my $1 million retirement goal thanks to my subsequent investments.
This is incredible. Could you recommend who you work with? I really could use some help at this moment.
Thank you so much for the suggestion! I really needed it. I looked her up on Google and explored her website; she has an impressive background in investments. I've sent her an email, and I hope to hear back from her soon!
Doesn’t she work with Dewey, Cheatum & Howe?
Since the crash, I've been in the red. I'm playing the long term game, so I'm not too worried but Jim Cramer mentioned there are still a lot of great opportunities, although stocks have been down a lot. I also heard news of a guy that made $250k from about $110k since the crash and I would really look to know how to go about this.
Since the crash, I've been in the red. I'm playing the long term game, so I'm not too worried but Jim Cramer mentioned there are still a lot of great opportunities, although stocks have been down a lot. I also heard news of a guy that made $250k from about $110k since the crash and I would really look to know how to go about this.
There are actually a lot of ways to make high yields in a crisis, but such trades are best done under the supervision of Financial advisor.
That's true, I've been getting assisted by a FA for almost a year now, I started out with less than $200K and I'm just $19,000 short of half a million in profit.
Impressive can you share more info?
Melissa Terri Swayne has always been my top choice. She’s widely regarded as a genius in her field and possesses extensive knowledge of financial markets. If you're looking for outstanding collaboration, I highly recommend checking her out.
Hit 240k today. Appreciate you for all the knowledge and nuggets you had thrown my way over the last months. Started with 24k in September 2024….
I would really love to know how much work you did put in to get to this stage
Jihan Wu Services has really set the standard for others to follow, we love him here in Canada 🇨🇦 as he has been really helpful and changed lots of life's
His guidance allowed me to restructure my retirement plan, resulting in an estimated $700,000 more by the time I retire.
I'm favoured, 90K every week! I can now give back to the locals in my communities and also support God's work and the church. God bless America,, thank you Mr Jihan Wu😊🎉
Most rich people stay rich by spending like the poor and investing without stopping then most poor people stay poor by spending like the rich yet not investing like the rich but impressing them. People prefer to spend money on liabilities, Rather than investing in assets and be very profitable
It would be good to have a cash pile as a buffer against a recession. An average recession lasts about 19 months but recovery takes a little longer. So having a 2 yr cash cushion for your budget could be a good thing.
Make sure to be debt free before retirement
It’s been awesome 2 years! I’ve won the retirement money game and reallocated my TSP portfolio from 70/30 to 60/40. Life is good!
HOW did you do it? I want to adjust my allocation while the market is up, but I don’t know HOW. I have a traditional IRA.
I did The same but need To rebalance again soon lock in some gains for next year's retirement
I have been a dividend focused investor for a long time. This does not mean I don't own growth stocks, I do. A well rounded portfolio should be a mixture of both categories. One way to minimize the anxiety out of stock market investing, is to make sure you keep a large cash cushion. I invest in the market, but never put all my money in market.
regardless educate yourself more, Learn the basics of investing and the stock market. There are many resources available online, including books, articles, and online courses. It’s a good idea to diversify your portfolio across different stocks and sectors to minimize risk. I’ve heard of people accruing over $550k during recessions and inflation, its important to do your own research.
You have a very valid point, I started investing on my own and for a long time, the market was really ripping me off. I decided to hire a CFA, even though I was skeptical at first, and I beat the market by more than 14.3%. I thought it was a fluke until it happened two years in a row, and so I’ve been sticking to investing via an advisor.
this is all new to me, How do I find a suitable fiduciary advisor, can you recommend any?
’Stacy Lynn Staples’’ is the licensed advisor I use. Just research the name online. You'd find necessary details to work with and set up an appointment.
Thank you for sharing, I must say, Stacy appears to be quite knowledgeable. After coming across her web page, I went through her resume and it was quite impressive. I reached out and scheduled
Azul gets a lot of scammers with fake comment threads under his videos. Be careful, folks.
Yes, but they're very entertaining. Questionable stories about making millions by investing with Dewey, Soakem & Howe.
Yeah, and he’s not the only one. Lots of channels dealing with finance and money are plagued with these scammers. Have you noticed the one where the fictional finance guru they recommend always has three names?
@@theoriginalDAL357 And then another bot will say "I Googled them and they are amazing!". When I hear 3 names I think of assassins like Lee Harvey Oswald, John Wilkes Booth, etc. These scammers are waiting to murder your bank accounts! 🤣
Moving some of my money to short term treasury money market fund. I expect within two years our economy to go manure. I also still save and invested in ETFs. But those are mainly in dividend paying stock ETFs. The dividend gives some downward protection if the market takes a dump.
It won’t take that long
As a retiree what I need is income so 100% of my investments are in Income Investments
It's not as simple anymore to just ask if tax rates will be lower or higher in retirement regarding Roth conversions, or to just ask your tax preparer. It's more complicated than that and may depend on what your RMD amounts may look like years into your retirement. Someone might start retirement in a low or even zero % bracket but end up in a much higher one when RMDs become much higher after say age 80. Few people discuss their retirement balance amounts with their tax preparers and if they do it's probably only after large RMDs kick in, when it's probably too late to do much if anything about it. Plus no one knows for sure what the actual rates and brackets will look like in 20 years, so you kind of need to plan for the worst but hope for the best.
I ran a simulation of my retirement withdraw plan through the 1970s for 30 years to see what it would do. For reference.. the stock market completely nose dived and took 14 years to recover. Not 2 like with covid.
It did fine. I even adjusted for cpi instead of a constant 3% inflation or whatever. 1973 was the worst and had i retired that year... if i just roboticly took out money with no question. Id run out if i retired in 1973.
One thing i learned was how critical a savings buffer is. 2-3x your annual bills substantially adds stability to your portfolio. If the market is down you can live off of that. And refill the buffer when its up again. Doing that didn't increase success rates. But what it did do is remove the highs and lows. And if your wanting to leave a legacy. It suggests you may leave this world with more to give.
This is obviously not financial advice. But just some things to consider.
great list, Azul! no two passwords alike and 2FA required. ✅
I’m retiring in February. My risk tolerance is lower than my asset allocation would indicate. In the past year, thank to Azul, I’ve made some adjustments. Within my traditional IRA, I traded in some stock funds for some bond funds. For all of 2023 and 2024, I stopped contributing to my IRA and I saved a year’s expenses into a high yield savings account. If the market drops for several months after retiring, I can draw from that savings account instead of selling stocks low by withdrawing from my IRA until it turns back up.
Other than these steps, I know I want to adjust my asset allocation while the market is up, to make it less risky. But, I don’t know HOW to do it.
I suggest you take a look at Rob Berger’s 3 bucket strategy videos.
Tell me this: how should an investor be positioned if he is pretty sure that there will be:
- trade wars with our closest trade partners
- labor supply shocks to ag and construction
- crypto schemes collapsing, causing a leveraging value crisis
- outbreaks of public violence with government crackdowns and curfews
Hmm?
The opportunity in all of this is huge. You be you though.
Thank you.
I just switched up my Roth IRA to 50% SCHD, 25% SCHX, and 25% SCHG, and my Roth 401k is 70% Vanguard S&P 500 index, 20% Vanguard growth index, and 10% Vanguard international index. Seeking the best possible ways to grow $350,000 into $3 million before retirement in 3 years.
Your allocation looks solid. Consider dollar-cost averaging & dividend reinvestment. I suggest you speak with a fiduciary.
I agreed, I started investing on my own, and for a long time, the market was really ripping me off. I decided to hire a CFA, even though I was sceptical at first, and I beat the market by more than 9%. I thought it was a fluke until it happened two years in a row, and so I've been sticking to investing via an analyst.
Who are you working with, please? in dire need of portfolio rebalancing
Caroline Suzan Olson is the licensed advisor I use. Just google the name and you'd find basic info. To be honest, I almost didn't buy the idea of letting someone handle growing my finance, but so glad I did.
That's a great mix and very similar to mine. SCHG has been a real diamond over the last 15 years for me, and I predict no changes. SCHX very similar with a little more dividends. Good luck spending all that money!
Great advice. We meet with our team Wednesday.
Keep it coming Azul - all great advice. I have talked you up to a dozen friends and coworkers this year.
Thanks Soltice. I appreciate you watching the videos and sharing the channel with your friends. 🙏 Azul
I'm not sure even cash is safe now if they actually eliminate the FDIC.
What's a good beta number for a 57 year old retiree?
I am 62. I need to keep income low on paper if I go on Obamacare from 63-65? So shud i take money out of Pre-tax IRA Now so it won't show as Income in 2025-2027?
Yes, do what it takes to bring your taxable income down enough to make the credits
It’s very bothering to see so many scammers in the comment section of this channel. Does anyone at Google/RUclips give a crap?
Azul needs to crack down on it
*You work for 40yrs to have $1M in your retirement, meanwhile some people are putting just $10K into trading from just few months ago and now they are multimillionaires*
wow this awesome 👏 I'm 47 and have been looking for ways to be successful, please how??
And some people buy dollar lottery tickets to get the same results. So what?
It's Guenevere Ann Toste doing, she's changed my life.
I do know Ms Guenevere Ann ., I also have even become successful....
After I raised up to 325k trading with her I bought a new House and a car here in the states 🇺🇸🇺🇸 also paid for my son's surgery (Oscar). Glory to God.shalom.
I am not a smart investor. I do have a small investment account that I tinker with on my own. Right now I am all in cash. These evaluations are ridiculous!
Apparently they're buying TSLA!!!
I feel in 2025 investors should be focusing on under-the-radar stocks, and considering the current roller-coaster nature of the stock market, Because 35% of my $270k portfolio comprises of plummeting stocks which were once revered and i don't know where to go here out of devastated
It's crucial to have a well-thought-out strategy and not make impulsive moves based on short-term market fluctuations. Patience and a long-term perspective are key. You should consider a market expert to guide you.
Be extremely attentive as we are entering an unusual market economy. That doesn't mean that you can't unravel opportunities in every sectors, you can but you should be considering rewarding options first. It would be a vast awareness to align under a top performer for easy earning picks. I did the same and it works.
pls how can I reach this expert, I need someone to help me manage my portfolio
My CFA ’Stacy Lynn Staples’ , a renowned figure in her line of work. I recommend researching her credentials further. She has many years of experience and is a valuable resource for anyone looking to navigate the financial market.
She appears to be well-educated and well-read. I just ran a Google search for her name and came across her website; thank you for sharing.
I live in Texas and my parents home will be sold sometime this year. Each beneficiary should receive less than $100,000. What taxes will they have to pay?
Probably none on federal unless the value of the home increased significantly between their passing and the sale (and then it would be long term gains onlyon the gains) and probably nothing for the state although I don't know if TX has inheritance taxes.
Really? Asking this on RUclips comments??? 😂
All hat 🤠 no cattle
@@serious_as_a_heart_attack Appreciate your help! Have a great Christmas!
@@bruced.370 So you don't know the answer, that's okay, we understand your ignorance but it's best to first realize it and then not get in over your head. It's better for you to just stay on the couch, dude. Merry Christmas!
you are greatly appreciated, your topics are awesome! blessings to you and yours!
Thank you for sharing these tips with me! It’s really is helpful ! Thx.
Thank you for the helpful video! The tips on tax optimization, beneficiary review, and "life buckets" are very practical. Looking forward to more content from you.
Thank you! Great video!
I just started running through my 2024 taxes in order to calculate the exact amount I can convert to our Roth IRAs and still remain completely tax free...WHEEEEEEEEE!
I need a second opinion, that's for sure.
Smart Investing Made Simple: Bitcoin as a Key to Retirement Planning🇺🇲
Many new tra-ders face challenges without proper guidance. I found success by learning from James Clark's expertise.
Celebrating a $30k stock portfolio today from a $6k start. Investing wisely has given me time for family and future plans.
James Clark's market insights have consistently led to profitable decisions.
I recently sold half my tech stock holdings due to all-time highs, leaving me with $400k. Should I invest in ETFs now or wait for a market correction considering potential inflation?
From $37K to $45K that's the minimum range of profit return every week I thinks it's not a bad one for me, now I have enough to pay bills and take care of my family.
I have so much money now that I can’t spend it by myself. Can someone help please? 🎣
This is SO TRUE! I am near Retirement, I just had my car in shop for repairs? $1000 turned to $2500 when it needed more work? Oh no! It needs 2 cat converters! Now it is $3,342 repairs ! OK, it's gotta be done? So I did it and now I am working alot of OT To make up for that expense? I had enough in checking to cover it, didn't need to use Emergency Funds. I can pick up Over Time for more money? If this happened after I retired that wud be taken out of savings with no way to get more so it would hurt more?
When you win the game, STOP playing
Still not a word about BTC
Brian Tyler Cohen? 🤔
Scammers all over here
2% Bitcoin
Wanna-be scammers are very busy here today!
Good video
I am feeling my risk tolerance changing a lot at age 73 and two years into my retirement. I'm thinking through what is the portion of my investments that I could live just fine without. I think I will invest that without fear. The rest I need to protect.
I turn 55 in January. I’ve been thinking of starting a Roth. I’m aware of the 5 year rule and the 59 1/2 rule. So time is getting close to get it started.
Just do it!!!
Time WAS getting close 10 years ago😅
When he said........smart things investors are doing as year end approaches - I thought he said "as your end approaches" 😂
He covered both! 😀
!!!I am at the beginning of my "investment journey", planning to put 385K into dividend stocks so that I will be making up to 30% annually in dividend returns. any good recommendation on great performing stocks or Crypto will be appreciated.
As a newbie investor, it’s essential for you to have a mentor to keep you accountable.
Ruth Ann Tsakonas is my trade analyst, she has guided me to identify key market trends, pinpointed strategic entry points, and provided risk assessments, ensuring my trades decisions align with market dynamics for optimal returns.
I managed to grow a nest egg of around 120k to over a Million. I'm especially grateful to Adviser Ruth Ann Tsakonas, for her expertise and exposure to different areas of the market.
I don't really blame people who panic. Lack of
information can be a big hurdle. I've been
making more than $200k passively by just
investing through an advisor, and I don't have
to do much work.. Inflation or no inflation, my
finances remain secure. So I really don't blame
people who panic.
Without a doubt! Ruth Ann Tsakonas is a trader who goes above and beyond. she has an exceptional skill for analysing market movements and spotting profitable opportunities. Her strategies are meticulously crafted on thorough research and years of practical experience..
how would you recommend i enter the crypto market? I am also looking at studying some traders and copying their strategy rather than investing myself and losing money emotionally. What's your take on this approach? and How can i reach her, if you don't mind me asking??