Amex Gold vs Platinum Card (2023) | FULL Comparison & Review
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- Опубликовано: 29 авг 2024
- Between the American Express Gold vs Platinum cards, which one is better in 2022? From fast earning of points, to perks and benefits to enhance your travel, these two Amex cards one of the most powerful in the industry. In this video, we break down both cards to see how they offer so much value, how they compare, and go over more important details!
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I think realistically these cars should be used in combination. The Amex Platinum being used for all travel purchases and the Amex Gold being the workhorse card for all other purchases. The spending categories on the platinum do not make it a great point earning card, but the credit and benefits it comes with are super extensive! Great video Kevin.
One powerful combination for sure and they complement each other so well!
@@matth7029 I think you bring up some good points! Personally I get a lot of use out of the Gold card because I use the monthly credits, but if that's something you don't use then it wouldn't be worth it at all. I think there's a kind of allure that comes with getting these luxury metal cards that people fall into even if the cards don't make sense for them. It's always important to do your due diligence!
Chase is way better when it comes to traveling compared to Amex platinum because think about 3 points on any traveling category compared to only 5 for direct airlines or through Amex portal. Amex platinum is only worth it if you use their premium lounges a lot. Gold is good but then I still can’t pair it easily with the other spending categories like travel spending. Unless you use multiple trifecta , it is quite challenging.
@@SpencerJohnsonOfficial definitely better combined
@@SledgeIncTeam Agreed!
I got curious and applied and got approved which I was not expecting at all. I’m 19 and have a Discover Student Chrome and Apple Card and have only been using credit cards since July (3 months ago as of the time of writing) I was super not expecting it so I didn’t have a plan so I declined. I like the credits to offset the annual fee but I still don’t know since I won’t use any of the travel perks, given I’m a college student, so that’s a good bit unused. Those points do look good and getting $600 as a signup bonus for expenses I already make is cool. Really debating getting it.
Man I didn’t realize the Platinum gave Walmart plus as a benefit. I live in Atlanta so Walmarts are literally everywhere and that’s where I always get my groceries. It sucks that the gold card points benefit doesn’t work at Walmarts. In my case I think the blue cash card and the platinum would be the best for me. The Uber credit (200), Walmart (155), Saks (100), Hotel (200) and airline credit (200). I’ll even sign up for the Disney plus bundle just to make use of it (240). Plus the TSA precheck fee (85). The flight points benefit is better on the platinum than the gold and the only separator in my case would be the restaurants. I don’t think that alone justifies the $250 annual fee though. The platinum alone though would give me almost $1200 in annual benefits not even including the intro offer. Thank you for the breakdown!
Thanks for watching!
Got both and always get more $ in return every year. Platinum I use the $200 incidental because I'm not loyal to any airline, the $240 entertainment credit is great in my case and the $200 Uber credit is easy to use, for a total of $640 back in my case and the Saks $100 credit to get my $ money back. I've gotten Hilton suites upgrades several times with the Gold status and love the free airport lounges, insurances, extended warranties and much more. For the Gold I also find the credits easy to use and at the end they pay me over $40 to use their card and all the benefits. Can't say the same for Chase. Capital One Venture X might be the only card that provides a good 1 card setup and you get paid $5 to use it but I prefer AMEX partners and costumer service. Thanks for the info.
Do you decide on a new airline every year for the incidental credit? Overall can't agree more with all your points! The Amex experience and customer service is definitely up there too
@@KevinYang I live near a JetBlue hub so if I'm not traveling international that year I always keep JetBlue.
@@CesarJoel JetBlue is nice, still need to try out their Mint seats!
Personally like the gold better because there are other options for premium travel cards besides AMEX Plat (e.g., venture x, CSR).
Exactly my thinking!
The combination of the two cards is exceptional. The Gold is my most used card but the Platinum is my favorite card. Fine Hotels otels and Resorts is definitely my fav perk
YES! They're an awesome combination
I’d say AMEX Gold is better for me currently but both of them combined are great!
Exactly!
If you travel often then the Amex platinum is great. Otherwise the Gold seems to be more realistic for most people's spending lifestyle.
100%! Personally the platinum has given me so much, and the Gold will be my next card!
Thanks for the helpful video!
Thanks Shirvin!
Question: Where do I see my MR points sign up bonus on my account? I signed up with the Amex gold with 90k MR point sign up bonus but I cant find it if I recieved it anywhere in my documents or on my account to keep track of for the 6months.
Have you met the minimum spend? If so, I'd use the Live Chat feature and ask them there as I'm sure they'd be able to let you know the status!
@@KevinYang I'll reach out to Customer service when I recieve my first statement for my card. I remember my welcome bonus being somewhere on my statement from a pervious amex card when i signed up for it a few years back but I wasnt sure if that is the case nowadays with newer amex cards. Thank you for the reply btw.
@@xShowtime951x No worries, good luck!
@@xShowtime951x Keep in mind that amex SUB are once per lifetime offers, so if you received the SUB for an amex gold card before, you wont be able to get it again.
@@ofcsu1 Not the case here but thank you. asking if there is any mention after you sign up for the card and you log into your account to check. I dont remember there being one a long time ago.
Can you pool Gold and platinum points together? Thanks
Yes you can!
Sadly star alliance airlines are not available, on the Amex.
As in through the Amex travel portal?
The two credits on the Gold card aren’t very useful to me and I’m sure others.
Yeah if you can't justify it via the credits, the card may not be best for your use case!
@@KevinYang I disagree with that reasoning. The card is worth more than the credits it provides.
@@curmudgeonextraordinaire1884 Of course, however it's all a calculation. For example are the 4x points on the everyday categories worth it for the $250 a year? Personally I would still consider it given I value MR points a lot!
But for some others, it may not be worth it and another card may better suit there needs.