Dave, You're like the father I never had. I don't agree with you on everything but I know your advice is sound. After 3 months of watching your videos, all I have to say is Thanks for knocking some sense into me. Its funny how a video on RUclips can actually change your life.
definitely worked for me. money used to burn in my hands and my money would go to clutter. paid off all credit cards and starting paying triple on my house. God willing, I will pay off by Oct. 2020. thanks to Dave's advice.
Same. Just so happened to come across Dave Ramsey 4 months ago, and something just clicked. It got me out of the conventional consumerism mentality and it has honestly even made me a better husband. Great thing I found Ramsey a year into our marriage at 25 and not at 35 with accumulated piles of debt!
I received 14000 from a settlement and my father decided I should by a new car with it. He actually got upset when I told him I wanted to pay off the car I already had and use the rest to pay off remaining medical bills. Thank God I listen to Dave. I'm now on my way to financial freedom.
Dave, I've watched nearly all of your videos, but this one right here hit me deep down in my soul. I could truly hear your heart and passion for helping others on their journey to debt freedom and creating generational blessings, instead of curses. Thank you!
Wilky Louis Jean Good work! I’ve paid off almost 5,000 school loans in 5 months so far making $30,000. You got to stick to the budget and any extra money keep throwing at the debt.
I started listening to dave ramsay one year ago, He has been a tremendous blessing in my life. His teaching has changed my financial life, and my view on politics and my entire understanding of life. I am 100 % debt free and I am currently on baby Step 6, To purchase a brand new apartment by the end of this year. I am thankful for the wisdoms i have received from his books and shows online. Thank you! btw I live in Sweden
Thank you Dave Ramsey. It is a true blessing to come across you. My family tradition is arguing at the top of our lungs over who's fault it is we can't pay the bills. My parents are broke (not poor) because they spend their paycheck the day they receive them and they have 6 kids. I'm the oldest and will change my family tree.
I am flat broke but I'm not in Debt. Working on getting a Career worth having and at the same time build up a savings plan. I had the Ideas your portraying but couldn't quite get a plan put together not knowing where to start. You helped get that direction. Now I have a savings (not $1,000 yet but a good start) and its building fast. Getting rid of the debt was the first step. Financial freedom is awesome. Wish I would have known who you were in 2007. I would be rich and not at $100.00 in savings and my house would be payed off. I was not taught how to manage money as a kid and X wife Bankrupt me. NEVER AGAIN!! Thanks Dave Ramsey.
+Bronco Surveillance i feel that way myself. i wish i knew abut Dave Ramsey when I was working. I wouldn't have to live on SSI. But I am doing my best to follow Ramsey's plan. it will just take me some more time to complete Step 2.
+Leighla Claiborne I am on SSI and I am showing signs of being able to work, I am looking for work, moreso a business of my own, and payoff debt. SSI is hard to live on
olivionb I am doing my best. However Millionaire isn't what I am after. I just want enough to take care of my family and my friends. Being able to give to my Community in a way I see as beneficial is my goal. Sharing all I have with those who need it and keeping it away from the greedy and wasteful.
Pamela C. Right??? I realized this after I decided to get out of debt. I've been debt-free since August of 2016 at 34yo. No one is forcing anyone to borrow money except the person signing the agreement.
It takes maturity to accept responsibility and stop blaming others. When you claim responsibility for your actions you are then able to take more action and fix or create for a higher quality of life
I’ve been following Dave 8 months now and I’m glad I did, I paid off my car and credit cards and 3 weeks after I did that I lost my job🤦🏾♀️ but I’m still greatful that I’m debt free despite the odds…!! If I had know him 5 years ago I would be so far ahead, honestly it wasn’t easy going into my savings to pay off my debt but when I see that email saying your title is on the way I feel so relieved…. Good luck to all u guys who is trying to get ahead wish u all the best!!
If you don't want to watch or listen to Dave, why are you haters commenting? There are so many other options to watch or listen to. Take your hate and your Ph.D. in D.U.MB. on another post. Some of us are trying to gain some knowledge so that we can change our family tree and he is helping us accomplish this. What are you contributing to society?
Common sense is something that can't be taught. You either have it or you don't. If you need someone to tell you to pay your bills off to get out of debt, you are beyond help.
Ted Graham Have you ever considered that most people are hearing this information for the first time? Lots of us didn't grow up with an understanding of finances because our parents didn't know. Why are we all in debt? Why do you think he has 8 million followers on Facebook & Twitter? Why do you think his show is the top show on iheart radio? People are hungry for information. He is providing hope to millions of us. If you don't need this information, why do you care what he is trying to teach us? Thank goodness he is available and teaching this stuff for free. Since you are already a millionaire, let us have the opportunity to become one.
Hearing for the first time that if you pay your bills off then you can get out of debt? Seriously? It's kind of an insult when you think about it. Like if you want to go outside you must first open the door.
I always lived paycheck to paycheck and getting myself in small debts, borrowing money and what not. Working only to pay and paying to work. But, last year i told God, i said, Lord, im going to be honest with you. I am tired of living like this, but i cannot change. unless you interve inmy life and allow something to happen to make me hit rock bottom, i will not be able to break this cycle in my life. Soon after that, he sure did intervene. I went through a tremendous debt, that forced me to budget. My 9yo also had to learn to budget. I can say one year later my mindset is much different and so is my son’s. 2 months ago, i started listening to Dave Ramsey almost all day everyday. My son would say, mom you are listening to him agaain?? 😂 i said, baby this man will help us get out of debt and get us a place of our own next year. Lol Today, i have found the courage to leave my toxic job, found a higher paying job that will help me get out if debt within my goal and end the year with savings. and i have dreams and visions for the future that involve being smart with money. Thanks to God and Mr. Ramsey.
I am so grateful for these videos; you’ve ignited a fire within me to change financially. I appreciate tour existence! I also admire you on how you overcame hurdles in your life.
Believe it or not, this actually helped me feel better about a conscious decision to go back into debt. After paying off our debt, we learned our 10 yr old son has a serious medical condition. Doctors he'll need are not covered by insurance. However, by helping him, I am RADICALLY changing my family tree. I was feeling so defeated. But now, I know how to minimize it, & how to plan to repay it. Thanks Dave.
Thank you Dave for your persistent work, as well as everyone who helps you at your business, you're not only changing your branch of the family tree, but the branches of other family trees all across the United States. Keep up the good work for as long as you are willing and able!
Thanks Dave. I have one of your books I read. I just got out of debt. But the bad news is I’m poor. Keep doing what your doing. I just wish I heard of you when I was 8 years old. Been bankrupt 2 times . Married and divorced 2 times. Etc..
I’m 21 and I just want to say, thank you Dave, because of you I have no student loans, a degree and no credit card debt. I made many mistakes financially when I turned 18 but now I have goals and I live below my means and save.
Can you please have more chats for the baby boomers listening.....I am 67, and just found you a few months ago. I am looking for advice for the upcoming years with social security and a side hustle, and the expense of medicines and all the other fun stuff old people have to deal with. Thanks for saving us from ourselves! Love sharing you with my kids.
I was in a dealership about to finance a 23k car. Your video popped up in suggestions on you tube. I walked right out still need a car but not that bad. Thanks for your financial advice something many of us are not taught growing up
This 'rant' was so powerful! Just listening to you has made me write out my WHY. Making financial decisions is about changing behaviors, accountability, and consistency. Thanks so much for what you do!
I have been listenting to you since yesterday (1/26/15)....very nice, down-to-earth, practical advice for people. Some of the things you have said, we have been doing in our family for quite some time. We hate debt. We talk about whether we need something before buying. It's all about living within ones own means.........whether it is $30K.......$100K.......or $500K....and keeping money aside for savings, investments, too. And it is also about increasing ones means with work, education, etc. I like your videos.....just subscribed.
Since I've started listening to you, Dave, I've started really looking up to you. You're like my wise financial father that I come to for inspiration and guidance on a daily basis. Thank you for what you do.
Thank you Mr Dave for helping me to start making changes in my life and I am reading the book live your life not theirs and is helping me too a lot... Paying off my debts but better than all... Thinking different because I want to be successful... Thank u
this was very inspiring. I feel I'm on the right track to change, change not for myself but for the family too. I'm so happy to stumble over this video through my search. Thank you so much, stay blessed.
Thanks Dave. Thanks so much for what you are doing, I started watching your videos on 1/7/2019. Working so hard with my husband to have our debt free scream by the end of the year.
Thank u Mr. Ramsey. I have been changing so many things in my family tree. I have one credit card left that I will be done with by end of this year and I will never again pay for anything that I cannot afford!
Literally these days I go to sleep at night listening to Dave and within 60 seconds of waking up in the morning, I find myself listening to him again. Wisdom is addictive.
I am thankful I'm on the path of saving and investing at the age of early 20s. I will never wish to see the word debt appear in my lifetime and I hope that none of that will happen to any of you guys, If you are I wish that you will start the changes required to get out of the rat race because we all deserve financial freedom if you choose that path.
Marie Ji , hi there. I learned to save from when I was a little girl. In church, they showed me how to set aside 10% of any $$ I'd get. I would receive 1 dollar from uncles & I still saved the 10%. So I definitely learned to save & budget until I was with my ex husband. He taught me a different Habit. To live & spend now cuz we may die today. it worked for a while till we went broke. I'm having a hard time regaining my lost skills that I had from before. I left him & regaining myself & my self worth. My problem is now I keep bumping into people that wanna take my $$ away from me, like a curse or something cuz I know how to work & save but I just don't get it. I'm like a turtle now all scared of meeting individuals. Not Cool.
I LOVE this video. I just finished reading your book last night. I totally BELIEVE in the total money makeover... I lived in that kind of way... BUT you were able to show and explain why the way I was paying off my debt is the BEST way... THANK YOU, THANK YOU, THANK YOU!!! I am looking forward to getting completely OUT of DEBT and STAYING out of debt!!! GREAT VIDEO!!
I CAN'T stop watching thus MAN! It seems like he's talking to me. Pretty much all the things that I've listened to from him makes a lot of sense. Basically to me he is saying make wiser decisions, get out of debt stop being gullible, stop signing your life away and be simply Smarter with your money.
I am debt free i hate credit cards n never own one...wht i hv are visa electronic travel card so i put on the money i need to order stuff ect,i dnt do hire purchases i save and buy items for my home cash...i just needed to be more strict with my saving plan,learn to say no and stick to my budget...mr. ramsey is definately motivating and showing me the way to tht
There are some days where I am super motivated to get rid of debt. In February, I will pay off my car and sell it. In the past week I have paid 2k on credit card debt. I'm almost seeing the light, but I still feel like I should be doing more.. So ready!!!!
it's okay if you don't care to listen to Rush Limbaugh, Sean Hannity, Mark Levin, or Glenn Beck, but for goodness sake at least listen to the word of Dave Ramsey! now that's talk radio that matters. Winning is 80% behavior, 20% knowledge. We need to get more people on board with his program.
Dave, You're like the father I never had. I don't agree with you on everything but I know your advice is sound. After 3 months of watching your videos, all I have to say is Thanks for knocking some sense into me. Its funny how a video on RUclips can actually change your life.
Robert Scott agreed
It will only change your life if you act on it. People can give you all kind of advice, but it's useless if you don't apply it.
definitely worked for me. money used to burn in my hands and my money would go to clutter. paid off all credit cards and starting paying triple on my house. God willing, I will pay off by Oct. 2020. thanks to Dave's advice.
Same. Just so happened to come across Dave Ramsey 4 months ago, and something just clicked. It got me out of the conventional consumerism mentality and it has honestly even made me a better husband. Great thing I found Ramsey a year into our marriage at 25 and not at 35 with accumulated piles of debt!
Right!?
Like on his relationship with being anti socialism and being kinda too religious throws me off, but other than that, he's awesome.
I received 14000 from a settlement and my father decided I should by a new car with it. He actually got upset when I told him I wanted to pay off the car I already had and use the rest to pay off remaining medical bills. Thank God I listen to Dave. I'm now on my way to financial freedom.
Amen!
Great job
Amen 🙏
That 14,000 gave you freedom. What a wonderful usage of that money.
Great job❤❤
I never get tired of listening to this.
EVER!! I love his rants... reminds me of my fussing yet loving mother, may she rip.
I listened to this video like 5 times already today!
Rodney Fury me either! I’m addicted!
Same here
Me either he is sooo on point with everything
sometimes hitting rock bottom is the strongest foundation...
Yep sometimes lessons need to be learnt the hard way
Joe Neth I strongly agree!
Wow. Revelation right there
I've hit rock bottom and everything is so clear now. 100% agree!
Joe Neth ain’t that the truth
Lord I wish I had listened to this man when I was in my 20’s
Me too
I’m 25 and wish I heard of him when I was 18.
Same here
Louis, I'm in the same boat entirely. Been maybe a month since I've been listening and I am already changing my mindset and made a budget.
Same here. Wish I listened as soon as I got my first job.
Dave, I've watched nearly all of your videos, but this one right here hit me deep down in my soul. I could truly hear your heart and passion for helping others on their journey to debt freedom and creating generational blessings, instead of curses. Thank you!
Thanks to Dave I paid $5000 in credit card debt in 9 month , making 35000 a year.
wow how did you do that while living life?
Budget, sacrifice, cook, don't eat out for a while... 😊😊
Wilky Louis Jean Good work! I’ve paid off almost 5,000 school loans in 5 months so far making $30,000. You got to stick to the budget and any extra money keep throwing at the debt.
@@Ghost-jy9hk he had over 30k to do something else with
Fantastic work
"Bad News, You're the Problem. Good News, You're the Solution." I want that on a shirt right now. Send it to me.
Stitchpuppy01 🤗and I want a bumper sticker that says "D.R. Approves this Car!" 😎🤙🏼🤙🏼
@Christina G.
Youre a sexy quote
He does not want you to pay for a shirt his job is not to sell it’s to teach the course you pay for that’s it but it’s worth it.
@@RealGalaxyGamers The shirt would also be worth it.
Absolutely beautiful
I started listening to dave ramsay one year ago, He has been a tremendous blessing in my life. His teaching has changed my financial life, and my view on politics and my entire understanding of life. I am 100 % debt free and I am currently on baby Step 6, To purchase a brand new apartment by the end of this year. I am thankful for the wisdoms i have received from his books and shows online. Thank you! btw I live in Sweden
TEKASSON impressive ! Congrats on your success
Politics and religion have nothing to do with financial responsibility.
Thank you Dave Ramsey. It is a true blessing to come across you. My family tradition is arguing at the top of our lungs over who's fault it is we can't pay the bills. My parents are broke (not poor) because they spend their paycheck the day they receive them and they have 6 kids. I'm the oldest and will change my family tree.
I am flat broke but I'm not in Debt. Working on getting a Career worth having and at the same time build up a savings plan. I had the Ideas your portraying but couldn't quite get a plan put together not knowing where to start. You helped get that direction. Now I have a savings (not $1,000 yet but a good start) and its building fast. Getting rid of the debt was the first step. Financial freedom is awesome. Wish I would have known who you were in 2007. I would be rich and not at $100.00 in savings and my house would be payed off. I was not taught how to manage money as a kid and X wife Bankrupt me. NEVER AGAIN!! Thanks Dave Ramsey.
+Bronco Surveillance i feel that way myself. i wish i knew abut Dave Ramsey when I was working. I wouldn't have to live on SSI. But I am doing my best to follow Ramsey's plan. it will just take me some more time to complete Step 2.
+Leighla Claiborne I am on SSI and I am showing signs of being able to work, I am looking for work, moreso a business of my own, and payoff debt. SSI is hard to live on
SuperAllison20 i know so lol
+Bronco Surveillance Congratulations on your financial success! :)
olivionb I am doing my best. However Millionaire isn't what I am after. I just want enough to take care of my family and my friends. Being able to give to my Community in a way I see as beneficial is my goal. Sharing all I have with those who need it and keeping it away from the greedy and wasteful.
Broke and blaming the man- that used to be me. How pathetic. Thank God my mindset is not like that anymore.
Pamela C. Right??? I realized this after I decided to get out of debt. I've been debt-free since August of 2016 at 34yo. No one is forcing anyone to borrow money except the person signing the agreement.
Pamela C. It's an easy path to fall into. I bet you're in a different place now!
That's RIGHT!!
It takes maturity to accept responsibility and stop blaming others. When you claim responsibility for your actions you are then able to take more action and fix or create for a higher quality of life
I’ve been following Dave 8 months now and I’m glad I did, I paid off my car and credit cards and 3 weeks after I did that I lost my job🤦🏾♀️ but I’m still greatful that I’m debt free despite the odds…!! If I had know him 5 years ago I would be so far ahead, honestly it wasn’t easy going into my savings to pay off my debt but when I see that email saying your title is on the way I feel so relieved…. Good luck to all u guys who is trying to get ahead wish u all the best!!
I listen to him before i sleep so i can wake up at 3am and work weekends.
Karim Bekkouche thats a good idea
No offense, but that is hilarious! 😂 All the best for your work!
Mr. Ramsey. You ain't bad at financial advice. You excell at humanity. May GOD bless you as you continue this path.
Change your habits change your life!!!
If you don't want to watch or listen to Dave, why are you haters commenting? There are so many other options to watch or listen to. Take your hate and your Ph.D. in D.U.MB. on another post. Some of us are trying to gain some knowledge so that we can change our family tree and he is helping us accomplish this. What are you contributing to society?
Common sense is something that can't be taught. You either have it or you don't. If you need someone to tell you to pay your bills off to get out of debt, you are beyond help.
Ted Graham Have you ever considered that most people are hearing this information for the first time? Lots of us didn't grow up with an understanding of finances because our parents didn't know. Why are we all in debt? Why do you think he has 8 million followers on Facebook & Twitter? Why do you think his show is the top show on iheart radio? People are hungry for information. He is providing hope to millions of us. If you don't need this information, why do you care what he is trying to teach us? Thank goodness he is available and teaching this stuff for free. Since you are already a millionaire, let us have the opportunity to become one.
Hearing for the first time that if you pay your bills off then you can get out of debt? Seriously? It's kind of an insult when you think about it. Like if you want to go outside you must first open the door.
+Ted Graham I heard this for the first time. Am I any less then you?
Omg. How long ago was it that I made that comment?
I always lived paycheck to paycheck and getting myself in small debts, borrowing money and what not. Working only to pay and paying to work. But, last year i told God, i said, Lord, im going to be honest with you. I am tired of living like this, but i cannot change. unless you interve inmy life and allow something to happen to make me hit rock bottom, i will not be able to break this cycle in my life. Soon after that, he sure did intervene. I went through a tremendous debt, that forced me to budget. My 9yo also had to learn to budget. I can say one year later my mindset is much different and so is my son’s. 2 months ago, i started listening to Dave Ramsey almost all day everyday. My son would say, mom you are listening to him agaain?? 😂 i said, baby this man will help us get out of debt and get us a place of our own next year. Lol Today, i have found the courage to leave my toxic job, found a higher paying job that will help me get out if debt within my goal and end the year with savings. and i have dreams and visions for the future that involve being smart with money. Thanks to God and Mr. Ramsey.
I love this guy! Simple, honest, and to the point.
Best rant ever!.....
I am so grateful for these videos; you’ve ignited a fire within me to change financially. I appreciate tour existence!
I also admire you on how you overcame hurdles in your life.
Believe it or not, this actually helped me feel better about a conscious decision to go back into debt. After paying off our debt, we learned our 10 yr old son has a serious medical condition. Doctors he'll need are not covered by insurance. However, by helping him, I am RADICALLY changing my family tree. I was feeling so defeated. But now, I know how to minimize it, & how to plan to repay it. Thanks Dave.
Thank you Dave for your persistent work, as well as everyone who helps you at your business, you're not only changing your branch of the family tree, but the branches of other family trees all across the United States. Keep up the good work for as long as you are willing and able!
knpstrr Persistent work is for sure! 25 years on the radio and the man is still going strong.
All across North America is more like it. I'm in Canada. This man's reach is huge.
Thanks Dave. I have one of your books I read. I just got out of debt. But the bad news is I’m poor. Keep doing what your doing. I just wish I heard of you when I was 8 years old. Been bankrupt 2 times . Married and divorced 2 times. Etc..
United States? You mean world!
You are THE BEST!!! You teach the values of life everyone should have. I love listen to David Ramsey.
If you don't grow into a better person watching him then somethings wrong...
Very true,my life has really changed.I am not going back to being stupid.
"God owns it all" ... a truth we all learn, eventually lol. Thank you Dave.
I’m 21 and I just want to say, thank you Dave, because of you I have no student loans, a degree and no credit card debt. I made many mistakes financially when I turned 18 but now I have goals and I live below my means and save.
Keep ranting, I'm a good listener. Bless you man!
Dave you're probably Never Will see this message but thank you for this video. I really needed to hear this video right now. God bless you Brother.
Cancelling my Amazon prime membership tonight. I hardly ever use it.
Good for you!
How has that worked ??
@@virtuosowins It has worked out great for me. no more giving money to demonrats.
And more money in my savings.
@@jacquelinenieto508 Wow demonrats?
Excellent.
Can you please have more chats for the baby boomers listening.....I am 67, and just found you a few months ago. I am looking for advice for the upcoming years with social security and a side hustle, and the expense of medicines and all the other fun stuff old people have to deal with. Thanks for saving us from ourselves! Love sharing you with my kids.
I love listening to Dave daily to keep my mind right.
I was in a dealership about to finance a 23k car. Your video popped up in suggestions on you tube. I walked right out still need a car but not that bad. Thanks for your financial advice something many of us are not taught growing up
Thank you - I am learning and i will teach my kids too - God bless you and your family
This advice holds perfect even in 2022. Such a great work done by Mr. Ramsey! You are awesome
I have been listening to Dave Ramsey for TEN YEARS. 😊
I need to get out of debt. This is key!
Congress should be made to listen to Dave and FOLLOW his principles in handling OUR money
As long as you’re still alive, there’s still time to do something about it. You’re the solution to your problem.
This 'rant' was so powerful! Just listening to you has made me write out my WHY. Making financial decisions is about changing behaviors, accountability, and consistency. Thanks so much for what you do!
I have been listenting to you since yesterday (1/26/15)....very nice, down-to-earth, practical advice for people. Some of the things you have said, we have been doing in our family for quite some time. We hate debt. We talk about whether we need something before buying. It's all about living within ones own means.........whether it is $30K.......$100K.......or $500K....and keeping money aside for savings, investments, too. And it is also about increasing ones means with work, education, etc.
I like your videos.....just subscribed.
Since I've started listening to you, Dave, I've started really looking up to you. You're like my wise financial father that I come to for inspiration and guidance on a daily basis. Thank you for what you do.
Thank you Mr Dave for helping me to start making changes in my life and I am reading the book live your life not theirs and is helping me too a lot... Paying off my debts but better than all... Thinking different because I want to be successful... Thank u
Trust The Process
I'm in 😭right now, the truth hurt. I will break my family curse. Thank you 🙏
Dave is a gift.
this is some REAL TALK
this was very inspiring. I feel I'm on the right track to change, change not for myself but for the family too. I'm so happy to stumble over this video through my search. Thank you so much, stay blessed.
Dave Ramsey is the man!!! :-)
So much wisdom with this man
Dave R learning so much from you. Want to change my family financial tree. Thanks for sharing this positive video. ❤️🇵🇷
Share an update on how far you’ve come 🙏🏼
Thank you Dave Ramsey for your work that matters! God speed.
Thanks 🙏🏾 Dave!!!
Dave this is a great 👍 message . Appreciate you !
I love you uncle Dave, I learned a lot from you!
Thanks Dave. Thanks so much for what you are doing, I started watching your videos on 1/7/2019. Working so hard with my husband to have our debt free scream by the end of the year.
Dave I love YOU! You're a God-send.
Thank u Mr. Ramsey. I have been changing so many things in my family tree. I have one credit card left that I will be done with by end of this year and I will never again pay for anything that I cannot afford!
Literally these days I go to sleep at night listening to Dave and within 60 seconds of waking up in the morning, I find myself listening to him again. Wisdom is addictive.
This is simply amazing.. Thank you ramsey..
By far my favourite video of Dave’s
I am thankful I'm on the path of saving and investing at the age of early 20s. I will never wish to see the word debt appear in my lifetime and I hope that none of that will happen to any of you guys, If you are I wish that you will start the changes required to get out of the rat race because we all deserve financial freedom if you choose that path.
Yes Yes Yessss. I'm in full agreement!! my vision is break the cycle of living pay check to paycheck!
Wow. This really hit home. Thanks Dave.
Because someone has to break that cycle of having a poor mentality.
Marie Ji , hi there. I learned to save from when I was a little girl. In church, they showed me how to set aside 10% of any $$ I'd get. I would receive 1 dollar from uncles & I still saved the 10%. So I definitely learned to save & budget until I was with my ex husband. He taught me a different Habit. To live & spend now cuz we may die today. it worked for a while till we went broke. I'm having a hard time regaining my lost skills that I had from before. I left him & regaining myself & my self worth. My problem is now I keep bumping into people that wanna take my $$ away from me, like a curse or something cuz I know how to work & save but I just don't get it. I'm like a turtle now all scared of meeting individuals. Not Cool.
I LOVE this video. I just finished reading your book last night. I totally BELIEVE in the total money makeover... I lived in that kind of way... BUT you were able to show and explain why the way I was paying off my debt is the BEST way... THANK YOU, THANK YOU, THANK YOU!!! I am looking forward to getting completely OUT of DEBT and STAYING out of debt!!! GREAT VIDEO!!
Update us
@@sugeymancia5806 hello, I have a whole getting out of debt playlist on my YT channel! 😊👍🏽 thanks for asking!
You are a blessing. Keep it up!
I am definitely at the "never again" place.
I really like listing Dave basically everyday and really put me to my plan stay focused thank you Dave.
God owns it all. Amen
Truth. He's our provider ❤❤❤🎉🎉🎉❤❤🎉🎉❤❤
Thank you !!!! We down in the pit !!!! And this is encouraging!!!
Dave's humour is so loveable. I hate virgo men but they always keep it real.
I love this message! This one is my favorite!
Uncle Dave telling the truth!
This was exactly what I needed to hear Dave god bless
so many people now blame the government on their misfortunes. I like this advice.
mac1bc that’s true! I dislike that.
I CAN'T stop watching thus MAN! It seems like he's talking to me. Pretty much all the things that I've listened to from him makes a lot of sense. Basically to me he is saying make wiser decisions, get out of debt stop being gullible, stop signing your life away and be simply Smarter with your money.
If you have the right goals and the courage to pursue those goals it's really scary but also really exciting.
It's inspiring to see that someone can fix their financial situation even after filing bankruptcy.
God owns it all. Love that phrase..
PREACH Dave!!
this is possibly the realest man on youtube dropping nothing but financial wealth gems who could possibly dsilike this
Yes, I am the problem. Ignored that for a long time.
I add a little fun money into my budget so I don't feel like I can't have some fun in the month. It's not much but something.
Excellent idea.
Me too
6:15 thru 6:21 you said it Dave ! Thanks for what your doing in helping others .
Great points Dave. Thank you.
Not having the money to buy your needs is a horrible and sickening feeling! Let's get on the road to financial stability and financial peace!
Thanks for putting our family trees into perspective, Dave. 🙏🏻
Dave...thank you!!!
You tell em Dave
Thank you for this program is a great help May God bless you always Mr. Dave.
Thank you so much dave,I want to be like you in a way when I grow up. You are a sound wise man!
I am debt free i hate credit cards n never own one...wht i hv are visa electronic travel card so i put on the money i need to order stuff ect,i dnt do hire purchases i save and buy items for my home cash...i just needed to be more strict with my saving plan,learn to say no and stick to my budget...mr. ramsey is definately motivating and showing me the way to tht
To the person reading this: Even though I don’t know you, I wish you the best of what life has to offer ❤
The family tradition thing is key...so powerful
👏🏻👏🏻👏🏻👏🏻👏🏻 Words can’t explain how grateful I am for his advice
Wow, you have really changed my life thank you!!!!
There are some days where I am super motivated to get rid of debt. In February, I will pay off my car and sell it. In the past week I have paid 2k on credit card debt. I'm almost seeing the light, but I still feel like I should be doing more.. So ready!!!!
then what will you drive a vehicle you go in debt for?
How are you doing now??
it's okay if you don't care to listen to Rush Limbaugh, Sean Hannity, Mark Levin, or Glenn Beck, but for goodness sake at least listen to the word of Dave Ramsey! now that's talk radio that matters. Winning is 80% behavior, 20% knowledge. We need to get more people on board with his program.
I guess even bad people need financial advice...
Thanks Ramsey! This video has just waken me up