The Secret To Not Being Broke
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- Опубликовано: 7 май 2024
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The Secret To Not Being Broke
0:00 - The secret to not being broke stories
0:21 - The majority of Americans are broke
4:29 - Don’t live the net-zero lifestyle
7:51 - Money traps to avoid
10:23 - How to grow your money faster
14:57 - Stop living the fake flex lifestyle
15:58 - Understand the money game
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This Video: • The Secret To Not Bein...
Channel: / minoritymindset
Video host: Jaspreet Singh
DISCLAIMER: This description may contain links from our affiliates, sponsors, and partners. If you use these products, we will get compensated - but there's no additional cost to you.
DISCLAIMER CONT'D: I'm just a random guy on RUclips so do your own research! Jaspreet Singh is not a licensed financial advisor. He is a licensed attorney, but is he is not providing you with legal advice in these videos. This video, the topics discussed, and ideas presented are Jaspreet's opinions and presented for entertainment purposes only. The information presented should not be construed as financial or legal advice. Always do your own due diligence.
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Thank you for watching! if you enjoyed this video, you should watch - 78% Of Americans Are Broke, Here's Why: ruclips.net/video/7MWyjGVN1kc/видео.html
Love every video. You break it down like no one else has. Thank you!
Hi Jaspreet. You are doing a great job. I just have 2 questions.
1. It's hard to believe that 80%of people in the world's greatest Economy live pay check to pay check. What is the reason in your view?
2. When you say 6 figure salary, is that individual or family income. Is that pre or post tax income?
Step 1. Don't have babies unless you're rich.
I'm surprised you made this video. This is a very hot topic, especially on social media. Nobody wants to admit their spending habits are poor, but rather blame salary being low. In reality, it's a combination of both and the idea of personal responsibility is something that according to some prominent political figures, "racist". I hope you don't get flak from this, but it's a great topic that deserves more attention. I'm always amazed at people who live in public housing that have iPhones.
Thank you Jaspreet. You are just awesome!!
This has quickly become one of my favorite finance channels on RUclips
It’s the best
It’s true
Jaspreet is the truth!
And that bit that he mentioned about IG is so true. That place is a cesspool of liabilities lol
I like how he says "below" lol
I love the phrase, “Being broke is hard. Getting rich is hard. Pick your hard.”
damn, thats a gem
You're absolutely right, the both status are really hard but we hustle to secure financial Independent.
I'm very much in need of a financial expert/advisor that can help me grow my finance
*I don't know who needs to hear this, but I do believe someone needs to know this.* 👇
*2021 has alot opportunities for financial growth but I advices everyone to seek a financial expert to help to achieve financial growth.*
*Starting out an investment is really easy and anyone can indulge. I believe in the law of compound interest and leveraging, I operate an exclusive package and so far I have compounded alot of money with Expert Margery Gledson, I reinvest consistently with Margery Gledson a license body of a broker firm. I operate an exclusive package and so far I have compounded €99700 with just €19200.*
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I retired at 52, travel the world, currently in Turkey. I live very well on less than 1% of my multi million net worth... I have a $4 umbrella in my carry on only pack:) No need to flex, I don't look rich... . Years of hard work, living below my means and investing, got me to financial independence. If Jaspreet was around when I was 20, I could have retired at 35!!
Barry, you are an inspiration. I am currently 45 with a combined (with my wife) net worth of a few million dollars. My plan is to retire at 50 and enjoy life much like you are.
@@TheAbsoluteZxero How many of us need to report him before this fake account actually gets blocked?
@@iloveprivacy8167 Good question. I spent some time trolling him for awhile
@** good point. I owned a construction company in Canada. I travelled the world every year for 3-4 months from the age of 28 until retirement. Two 9 month trips at 22, and 23. I visited well over 100 countries, six continents. I love scuba diving in exotic warm seas, over 700 dives, and 15 live aboard dive boats. I was underwater diving when the tsunami hit Thailand in 2004. I did not get divorced, I did have a big house and the fancy cars- that was a waste in hindsight. I wrote over 60 articles for magazines, and lectured around the world. I have led an exciting life, and it continues every day. I am living life for me, I hope you are enjoying yours
@barry that’s amazing! Enjoy life my friend. You deserve it. Be blessed!
*Warren Buffett once said “If you don't find a way to make money while you sleep, you will work until you die.”*
Having a backup plan is very important for every individual in this 21st Century. With the rise and fall in the economy one should have the idea of investing in crypto currencies.
Wise spending is part of wise investing. And it’s never too late to start.
The rich stay rich by spending like the poor and investing without stopping then the poor stay poor by spending like the rich yet not investing like the rich.
@@bitboycrypto5370 Anyone who is not investing now is missing a great opportunity, i really fear for a future without an investment. It's just like a hopeless future.
The person who starts simply with the idea of getting rich will succeed also you must have a larger ambition,every once in a while, the market does something so stupid it scares you away.
I wish videos like this had been around when I was 16. I still did alright by reading books such as Rich Dad Poor Dad but man these videos are pure gold. Kids are so lucky today.
Financial education is a neglected in our society. It's nice to see good videos and channels like this one! I am also working to contribute to the lack of financial education on my channel.
Me to
Really and truly
Ronald Dahl was great
Kids don't watch this stuff
The people who need this advice dont watch, and those who watch already know
Our job to teach the people close to us. However I usually get the. I live for today, enjoy it while you can or YOLO statements.
@@Alumnikiid it is sad because it is true. 😥
True...buts it's great to be reminded constantly..
So true.
Not true. I don’t know everything this man is telling me. I will pass it on to my kids
I work at a phone company as a sales rep and I have people come in all the time trying to finance a new iPhone and most of the time they don't even ask me what the interest rate is. All they care about is the monthly payment and they don't even realize that the financing company is charging them about 40% interest. It's crazy how irresponsible some people are
Hahahahaha this isn't even considered irresponsible. I would call this pure ignorance.
Now people are financing clothes and skincare/ makeup too. 🤦🏾♀️
@Seth Tegler yes, they want people to be in debt. For if they are in debt they are themselves setting up their life for voluntary slavery. They cannot quit their job even if they hate it. They cannot take time off even if they are sick. They can't afford anything. The way I see it is you shouldn't buy anything on payments because you haven't yet earned that money. What guarantees you that in a year or so you still have a healthy body and a stable job? So I don't have debt for that very reason.
Uneducated. It's almost religious how people spend to consume without thinking
@Seth Tegler yep so true
I pray whoever reads this will be successful, keep fighting for success, the rich stay rich by spending like the poor and investing why the poor stay poor be spending like the rich yet not investing, Roar!! Invest, earn and be successful.
Having a stable investment package keeps you financially stable!
@AnonymousBuster Sunshine the stock market is a vast platform to invest in. It's very profitable especially when you've got a trusted professional to assist you
I'm interested in this stock market but I don't know how to come about it . Any advice ??
I've got over £100k to invest in cause a lot of my friends are benefiting greatly from stock market and I want to convert my account to millions
I strongly believe that investing is key in any man's life
Rich People : I can't afford it.
Broke People : My next 12 months of salary can afford this, that's why I'm going to pay it off in 24 months.
This...lots of people will screech on about income inequality yet ignore the fact that many people are broke by choice. Mainly their bad ones.
Some things, car and a house, the average income cannot afford to buy 5 of them. It's just not feasible. At least a car can be used for profit making. Maybe a house too if you can flip it for profit.
All other things that aren't essential needs, I agree with your statement.
Rich people little while later: How can I afford it?
@@akin242002 Well he did mention that this was for stuff that wasn't essential for survival. Especially when it comes to financing.
@@akin242002 right but those are assets, not liabilities. I think with a car and a house, you have to look for the monthly payment that is 10 or 20% of your monthly... dont buy a car for $500 a month if your income is only $2000 per month, rather get a cheaper car thats only $250 or less. If you cant afford to buy a house, rent a room, try to save some money up until you can afford to make a reasonable downpayment on a house to live in... but broke people say, I make 2k a month, 500 for a car, $1200 for an apartment, 800 left for all the rest, groceries, cell phone, internet, etc... its foolish, broke people stay broke that way. Rich people once made 2k a month too, they bought a 189$ per month car, rented a room for $400 a month, use a flip phone, and pay half the internet bill of the house they live in, buy good food for groceries, and still have $500 left after all that to invest, which is going to be invisible on social media for years probably.
Jaspreet, I've finally come to the understanding that...From the time I wake up till the time I go to sleep, I am constantly bombarded by entities that want to seperate me from my money. TV commercials...radio ads. The big bill boards on the roadside, Check my mailbox it's always filled with garbage from people/companies that want my money. It's a constant assault on my wallet. Most people dont see it.
@Seth Tegler Yes the United States is such a horrible country...right?
I read somewhere that one of the best things to do is unsubscribe from retailers. If you don't get those 'sale' emails you wouldn't think of buying their stuff.
If you don't watch a lot of TV skip the ads on RUclips and have a Spotify premium account as well as avoiding the radio you don't get as many commercials and the quality of life and quality of entertainment is definitely a lot higher
It's good that most people don't see it. We can use them to fund our increasing 🤑
This is one of the most important videos I have ever watched in my entire life! Thank God I have siblings who care about me and made me watch this! Changed my life.
"Instagram is for people who compete to be bankrupt first due to fake flexing" - Minority Mindset
Entrepreneur is not for everyone. But building wealth is.
👏👏👏
🙋🏻♀️
I paid off over $7000 just this year since I wasn't driving around. I'm down to under $8100 on 1 card to pay.
Good for you mate!
@@javiermendoza5173 thanks
Hell yeah!
Use Dm Adams for help *+ 1 7 0 1 5 8 7 2 3 1 3*
Nice work! Once you get it paid off, never go back into debt again and start building that wealth my friend.
"Everybody in the world is after your money." Check.
That's not true
I have a book that explains why
Money is a tool. And I intend to use it to free myself.
That's the best way to think about it. I am working towards financial independence too! I about 5 years in and 25% of the way there. Best wishes!
YESS
@@nickdoyle-achievefinancial2464 Nice, how long do you estimate it will take at your current pace? Optimistically vs. Realistically?
@@JazminBautista I've always been the only one in my family that is any good with money. I keep telling my grandparents to make more than the minimum payments on their mortage. But they won't, because then they won't get that yearly tax reduction.... Which amounts to 30% of what they paid in interest... 🤷♂️🤦♂️ But alas, I'm the youngest, so they won't listen to me. 😂😅
@@IamAcerbus Realistically ~7-8 years. Optimistically ~6 years. What about you? If you're interested, I make videos about personal finance and investing and share some bits of my journey.
Perfect timing with this video because social media have people going in debt to upkeep a persona
@MINORITY MINDSET You’re not Jaspreet
I have a lot of clients in the oil field and when oil was booming the majority said I made 10k a month and I spent 10k that month. I agree we have been taught to spend. (Net-zero)
I worked in Ft Nelson for a bit (northern BC gas and oil town). People had bought houses 20 years before for 100,000, and they ended up having a 500,000 mortgage.... and then came the crash. So sad that they could have had their houses paid for long before but the beer stores, pizza places, video stores and snowmobile shops got all the money. The. Whole. Town.
Went out there (Midland/Odessa Texas) for a year and came back with more dept. now I’m making 1100ish a week and still paying off the stuff I bought while working in the oil field. Worst being this stupid ass Kirby Vacuum with all these attachments that have not been used since I bought it... I hope I’m around when time travel is possible so I can go back and slab the dumb off me.
Whether 10k a day or 1$ a day we still spend it. The question is - how and where which actually makes the difference.
@@jorgewuzhear Kirby salesmen are the devil in diguise
You should say make 10 g a week and spend 11 k a week
*I see people fake flexing all the time!*
Why do you want to buy things you don't need to impress people you don't even like?? 🤔🤔
Yeah I don't understand those people. I see this all the time. The worst part of it is that they make minimal money but they prefer buying nice things to flex rather than focusing on more important things like fixing their leaking roof or paying off their debt.
You could at least quote the movie where you took it from... Wait a minute... You didn't want to speak about it, did you ?
Shhhh we don't speak of fight club
Status symbols seem to be very important to most people. They'd rather flex than be financially secure. It boggles my mind!
@@emptystuff1593 the quote is older than that movie, after a quick research is from an article of 1928.
I'm 44. Paid off my mortgage, have zero debt, have 60k already in my 7 yr old sons college 529 plan and I still feel like I'm broke. I learned when I was 25 DON'T LET THE THINGS THAT YOU OWN...OWN YOU!!! The key to is to save half of your paycheck. Pretend you only make 50% of what you make and live off that
If you buy things you don't need today, soon you have to sell the things you need.
- Warren Buffet
A lesson that I learned from getting laid off:👇
Having only one income stream can be very dangerous. Build multiple income streams.
I'm Subscribing you on RUclips... Thank's.
Multiple income streams are great. A 6 month emergency fund and sizeable investment portfolio kicking off dividends will also help a lot! I've found my time has been more effective concentrating on advancing in my career as doubling income every few years makes a huge difference. However, I agree that that building extra income streams is very important.
That’s definitely an advantage to being married to a spouse that has a good job.
You’re on a roll man! *Almost every* video of yours I’ve watched since discovering your channel is now in my favorites playlist 🤯
So glad we never fell into this trap or way of thinking. While all our neighbors and friends are in panic mode now, we sit here with no worries. We could lose a job and it would have no effect on our lives. It's an awesome place to be in folks...
Yes!! We're in the same position. We could stop working today and be fine for a number of years.
He's saying things we all know deep down, but we need a coach to encourage us to delay gratification.
My mom recently passed away a few months ago. I did things with her that I now see was toxic. Mind you, I loved her, yet I never saw it.
...when i had to cut this activity out (CASINIOS), I am not as stressed as I use to. Cutting things out and realizing I need to grow my wealth was an eye opener (loving this change). Of course, I miss and I love gambling, but realizing now I was not living up to my potential because I was spending money I could not afford to lose
Be strong. Lost my father this year. Positive thoughts your way.
Love that has in the description below. Your vids are very good im listening.
Dishing out some much-needed, tough financial love. All of it is completely true. Every word. Great stuff, and keep hammering away. Somebody is bound to pay attention.
Another beautiful vid by Jaspreet and the team! Love this! thanks!
One of the best videos yet. Must watch!
Thank you for this video this is your subscriber on the west coast from Los Angeles California I always look forward to watching your videos thank you sir
Always good to keep this stuff fresh in the mind, thank you Jaspreet! 🙏🏾
Love this guy, straight shooter. That's the kind of advice we need.
Due to a lot of medical issues I've never been able to save up. Finally now I am at a place where I can. I have all I need to survive and keep sane while bettering myself (financially, mentally, physically, and emotionally). I'm cooking most of my meals, do a ton of odd jobs (extra cash and making connections), and spend most of my free time exercising or reading.
Thank you. You simplify these topics, no pandering, and its just easy breezy. Even the most entertaining channel had my husband rolling his eyes, but with you he just listen. No emotion just listening. Im amazed, I've never seen someone like you thats not boring but not too much. Just perfect. Lol. I've sent your channel to everyone I know.
Just watched my first video on this channel. This is great info. Looking forward to watching (and learning) more. TY!
You have become one of my favorite RUclipsr. The best about your advises is that you truly say the reality out loud. You're a great advisor. Thank you
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Today I received dividends in M1 Finance. I didn’t go out for breakfast, but invested the money in Berkshire, and two growth companies. And enjoyed my breakfast at home.
@MINORITY MINDSET You’re not Jaspreet
I love this channel. I’ve only started watching within this last month. I seriously wish these were things taught in grade school/middle school/ high school. I think I was shy about talking about money when I was younger (teens/20’s) because I was taught that socially you’re not allowed to discuss money because you don’t know someone’s finances and it could hurt someone or make them feel lesser-than to live “without”. I didn’t understand that at the time this idea is what would make me personally poor until my 30’s. I didn’t know anyone around my social circles who were being financially successful that I felt comfortable to ask how they did that. We need to talk about being financially motivated and smart with the resources given. We need to change our perception that money is a luxury, y’all... I genuinely feel like money is more like a responsibility. And the only way you get to have more of it, is when you use it wisely and with care. Know when to say “no” to a want. To Jaspareet’s point, people are constantly trying to separate you from your money. The hard part is consciously telling them and yourself no. I love how these videos encourage rather than lecture. Keep doing this Jaspareet, you are helping so many people, including this little lady over here in Utah.
Thank you Sir!!!! I needed to hear this.
People don't really understand what a "Millionaire" really is. They think it means someone making a ton of money. Most people don't understand that being a "Millionaire" means have a net value of one million dollars when counting the NET value of ALL your assets. This means you house, retirement, savings, investments... etc, AND all your liabilities.
Edit: Thank you @Dakid015 for pointing out what I left out, which was very important.
@MINORITY MINDSET You’re not Jaspreet
Exactly this! People miss the key difference between income and wealth. I made a similar video to this on building wealth.
AND after accounting for all your liabilities!
Having a house is actually a liability. I didn't know this until I checked with my bank. I got rid of my house.
@@athena3865 I tend to think it depends on the property. Is it appreciating in value? Are you buying to resell? Is it an investment property? If so, yes it's an asset. Otherwise if you're just sitting on the property and you're accumulating debt above your market value then yes it's a liability. It just depends on how things appreciate.
The money trap thing was the realest shit i ever heard fr. This is an awesome video man. Love your lessons
dude you rock. love your channel. I live this life of conservation/investing the excess, but at the same time taking time out to smell the flowers so to speak..... Thank you for the confirmation that I'm doing the right thing for me, my family, my offspring, etc. Life ALWAYS is a struggle, but material crap along the way is nearly worthless in the face of financial freedom (and compound interest). Bless you!
Hi Jaspreet, most of the things you said in your talk, I already know. However, they were great reminders to do things right. Thanks for your video. I truly enjoy them. Keep up the good work...
You drop serious knowledge and your blessings will be more valuable than coins☺️ thanks
I love your videos! I'm so happy I found you. My son is in his 20's and I've been sending him your videos. He's at such a great point in his life to get started down the right path and I love how you explain things
You can write to Chris vandernaald on telegram with Chris_vandernaald to guide you.
Use Dm Adams for help *+ 1 7 0 1 5 8 7 2 3 1 3*
I hope yours listens more than mine does. I've tried so hard but it just doesn't work. I feel sick seeing so much money wasted.
@@Chahlie I just keep sending him these videos over and over an try to talk about how fun it is to watch your 100 dollars make babies :)
I’m so happy I found your videos. I’m genuinely trying to create wealth in my life and this information gives me hope that it is possible. Thank you
Love this channel! THANK YOU for all the great information!
Rule of 5. I've been saving to buy whatever I want when I can afford 2 of them. I'm gonna try the 5. After seeing this
Just because someone has something doesn’t mean they can afford it...TRUTH 🙌
DAAAYYYUUUMMNNN the first 2 points just blew my mind. I thought I was financially responsible and now I understand what I've been doing wrong for the past years. This channel is way to good!!
i needed to hear this 💯
Great video! I sent it to a young person I know. I hope she watches it. This should be core curriculum in schools.
Core curriculum at home... 💯
Money is like a pillow on your bed - ots a small part of the sleeping experience, it's not the bed itself, yet it makes sleeping much more comfortable.
@MINORITY MINDSET fake ass account
@@prongsbay3981 It takes a lot of chutzpah to not just run a scam on Jaspreet's vid, but to impersonate him too!
This is a God send for me bro. Great work, I'm learning alot and now can get my life in order! Blessings
I am totally tracking with you! Thank you! Looking forward to tuning in with your next lesson.
Very nice! Materialism runs rampant and keeps people from moving up.
Great video! Wish that I knew all this when I was in my 20's. I just forwarded it to my nephew who's in his twenties. 😀
The BEST intro music on RUclips!
...Oh, and the financial information is great too (after I LOOP the intro for 5-minutes! 🤣)
PROPS, Jaspreet!
I love the channel and appreciate you keeping me in line! 👍
Well done Jaspreet for another great video... I will recommend this channel to my friends now.
@MINORITY MINDSET You’re not Jaspreet
I realized eating out everyday is too expensive. According to the 5-1 rule, I can’t afford it. Brown bagging it from now on.
Planning and preparing your own meals is healthier anyway. My wife and I sit down every Saturday and plan our meals for the next week, then we go to the grocery store and get all the ingredients. We take turns cooking. We might go out for a meal once or twice a month. We have been doing this for 36 years.
I want to thank you so much for the content of your channel this is the stuff I was never taught or learned so thank you so much
I finally find someone that I truly love. thank you, brother. you are sharing great content. Stay blessed Brother. Again, thank you !!!
I love the rule of five! I’ve never heard of it before. Lookie there, I learned something. Nice.
"...that is Net Zero thinking, on steroids!" 😂😂😂 Jaspreet, you hit me in my funny bone! Hilarious.
Love love love this channel
Jaspreet you are so smart!!
Please keep teaching us the game!!!
My parents never did
Their parents never taught them either!
One of the best videos I've seen on RUclips. Great channel and info .
This and the Dave Ramsey show are my favorite financial films
It took me over a decade to get out of Net Zero thinking. I actually thought Money Traps were working for me. Once your source of income stops reality set in. Thankfully I woke the F#€k up!! This information is spot on. Cheers
Just learned this a couple of days ago and I’m already applying it to my budget. Appreciate it man fr!
I just found your channel today and I have my 7yr old daughter watching your channel now. I also, liked, subscribed, hit that notification bell and shared your channel.
Great Video, first time I’ve heard “Henry” that’s SPOT ON - FAKE FLEX😂
Impressive, I realized that the secret to making a million is saving for a better investment.. I always tell myself you don’t need that new Aston Martin or that vacation in Hawaii just yet and that mindset helps me make more money investing. For example last year I invested 100grand in the S&P 500 (with the help of my advisor of course) and made 350k, but guess what? I put it back and traded with her again and now I’m rounding up close to a million. Hoping to get to 2 In 6 months time
Wow, great work. I hear it’s best to buy when stocks are on a decline, if that’s true how do financial advisors know the right stock to pick?
@@robinsonbaker1963 I’m no expert but I know the market can be volatile so what they do is they have strategies in place that help them predict the market to their advantage.. it’s crazy
@@robertthurmond8161 Certainly I do but I can’t just leave her info here, just google her yourself, her full name is Lucy Maria Koss, she has a website and everything so you can reach her from there
Is this fir real?
@@dracoreptox4380 scams.
Great video that I had to watch multiple times! Thanks!!!
Thanks for all the awesome advice! It is much appreciated!
Your channel is so underrated! You content need more exposure! sharing with my friends
Very engaging video from beginning to end apparently my view on the solution is to venture into business
My investments in stock and Gold are really given the current increase.
Mr Dang red has changed my financial status for the best.
@@joanholladay5109 i know him,I'm 52. My net worth is closing in on 7 figures and i am 100℅ debt free, now i can retire with a pension pay of $5k and some monthly passive income from trading with Dang red.
@Taylor Annette America is the hill i die on... i came across this name Dang red, when i was really looking to start up some investments.But i wasn't given much information about him.
Dang red is very sound in analysis and his service delivery is superb. I'm so greateful to him for his assistance which has made me a better trader.
Thank you for this
Great video! I've been subscribed to your channel for years and I'm so proud of you and the growth of yourself and the channel.
This is the most educational and informative and holistic video of finances for young people. I'm sharing this with all my friends. Thank you for your work Jaspreet, you're really saving a lot of young folks futures.
I'm from the Caribbean and all these points refer to us as well.
@MINORITY MINDSET You’re not Jaspreet
Feel free to write Chris vandernaald on telegram with Chris_vandernaald
you're now my financial advisor, a parent , and a teacher... I subed and not regretting
Thanks bro. I really enjoyed watching this. Your presentations are always great
I am sharing this with my adult kids!
I have also shared with my adult kids. Very good summary how to safe money.
A sure way to be a part of the rich statistics is to go through life buying assets not liabilities. Great vid! You have shot past 700k subs!
👌👌
Thank you!
Informative and motivational.
I absolutely love this channel. Truth bombs dropping everywhere. I'm pretty finacially astute but I love this channel. Keep it up Jaspreet.
I watch all your vids since I discovered your channel. But this is by far the best video you have put out! This needs to go viral.
If I was a high school teacher. These videos would be mandatory.
This is my favorite channel.. Love you sigh and your team.. Huge respect and gratitude
Thank you , I like your videos. You explain things in a way it’s easy to understand. Keep it up.
BELOW!
I can't help but suspect Jaspreet really likes Chipotle.
Chipotle is great.
He likes guacamole
No it’s curry!
Great video, Jaspreet! 👍 I liked the longer video format.
I'm so glad I happened upon this guy's channel! He's fantastic!
I'm going to start having my children watch this channel. He has a great away explaining financial concepts.
I got a free umbrella from work 5 years ago and i still use it. Cause it’s fine.
I was shopping in Home Depot several years ago. As I was checking out, I saw that it was pouring rain outside. They had $5 umbrellas near the checkout. I got one, still have it and use it. Also, learn how to fix and maintain things at your home, and your car. Will save you a fortune over the long run. Kill off mortgages as quickly and efficiently as possible. Do NOT carry balances on credit cards. No gambling, no strip joints. Restaurant meals and bar cocktails end up costing about 7 times what it would cost if you prepared them at home. No kidding.....take that to the bank. Or, put a little in the bank and a little more in your investment account. Don’t buy on margin.. avoid options and forex. Work hard an hustle, just like our man Jaspreet says. When you’re not sure what to do....split the difference!
Love your Channel 😍thank you 🙏