@@andersonbuffin7169 I lost about $5,000 to a scammer before I was linked to Mrs Alicia and believe me she's helped me recover the $5,000 and made an extra of $10,005 in space of a week and 3 days
LoL.. the experience of enjoying the life of everything is what Urban life is all about.. I have taken many loans to help my family and cleared them all.. the smile and pride of my family makes me the happiest..
Taking loans with out intrest is like paying something lesser than what it was before thats what credit card for if u can manage it in 50 days with inflation specially in countries hasn't developed yet.
My dad always tell about the usage of credit card... It's advantages and disadvantages... He uses it properly... But I didn't understand clearly... Your videos are just amazing 😍 very simple that I understood it now... Thanks akka 😍
Do you know who pays for your Credit Card Rewards? Ans: General Public who is paying via Cash, Netbanking, and Debit cards. Stores(both online and offline) have to pay interchange fee to the credit card companies. To offset this interchange fee, stores include this interchange fee in the product's MRP. MRP is same irrespective of the payment method(cash, netbanking, debit or credit card). So general public, who is NOT using credit cards is also paying this interchange/transaction fee. This is the reason why many stores do not charge anything extra for credit card swipes, as the interchange fee will get recovered from non-credit card users. Credit Card companies give fraction of this interchange/transaction fee as rewards to the credit card users. Information Courtesy: Vox
@SULEKHA KUMARI yes. However, interchange fee is not the only way credit card companies make money. Credit card companies mAke money money via late payment penalties, Annual card charges, personal loans etc. so we cannot accurately know how much of burden is it on non credit card users.
Don't buy SBI Credit card, If they ask for a card, then just ask them how to stop or close a card in the future. card block any time but they don't have any specific option for the close card. most important SBI bank and SBI credit card are not the same company. SBI bank does not help us regarding credit card issues.
Yeah very true. I've faced this hassle. I got approached for an SBI credit card and I took it. Shopped for ₹7k and I had to repay back ₹15k in a few months. Don't even want to think of that experience. I got my card shut by them and threw it. What a lesson it was. Hope to take wiser decisions in the future.
Taskeen, Have you been speaking english since your childhood ? We just want an elaborate video on this. How many did it take for you to speak in english? How many days will it take for a person who can read english well,write in english clearly, listen to english very well but can't speak english that much fluent? Hit like guys, if you also want a video like this😉
This has been one of the best videos on usage of any credit card for that matter I have ever seen. Simple, lucid yet so precise and accurate information was stated. I immediately pressed the subscribe and like button
A credit card is a good thing. The only problem is that very few people know how to use it properly. Using CC and paying it regularly shows the bank your ability to pay back and helps to increase your credit scores. So next time, don't shy away from using the credit card but use it sensibly. #revampmind
Bank gives you the option to pay 5% of the total owed amount every month...if you cannot pay the total amount you owe within 55 days of your bill due date, then try paying more that 5%. Eg instead of Rs.500 pay Rs.1000...hope it helps
Amazing😍😍❤ Please keep sharing more such insights! It is really helpful for millennials who eagerly want credit cards but dont do extensive research about it before hand! Keep up with the good workk🔥🔥
just a quick piece of information, these credit scores which are shown in the CRED app aren't legitimate, Bank doesn't use these scores they use different ones which are generally less than 90 points shown in this app.
Hi, I have few questions. it will be great if you answer those 1. Having 1-2 credit cards, does this impact while applying home loan? 2. Paying atleast min. amount for few months, does this impact our credit score? 3. What is good score to get home loan? Thank you for videos you share, its very useful.
1. yes. 2. depends if your minimum is 40.00 and your monthly bill is 395.00 then thats not good. but if your minimum is 40.00 and your bill is 95.00 thats no big deal these are just examples. 3. score isn't important what's going on with your credit is what's important.
@@jennifervli3106 No . so let's say your monthly bill is 125.00 your minimum payment is 40.00 and you paid 50.00 dollars that's fine. now if your bill is 550.00 and your minimum payment is 40. and you paid 50.00 this probably wouldn't be good.
Hi ...I enjoy all your videos...I have a request to you...could you make an HR interview video on how to crack HR interview after a career break...I mean break due to marriage and kids upbringing...I am sure there are lot of ladies eagerly waiting for this video...Thank you
Credit card big impact my life because I buy credit card i think at the time it's useful my life i realised but 1month after i am could not pay credit cards it's lead many problems create affect my life
Bcoz of your channel, I learnt a lot about finance which I never learnt in school or by my commerce-loving family. Your channel has helped a lot to understand finances better.
So if we don't want to take money on loan and don't have to pay to international vendors, then no credit card needed. So my decision was right, I don't own credit card. 😊
I use many of credit for defferent defferent thing such as Card for petrol Card for groceries Card for online Shopping which give cash back or discount I have 10-12 credit cards using right now And i thing it is beneficial for me
this credit card video is so useful and will be alert us to use wise it and how we can increase our credit score, you rock, thanks adv. sanjiv deshle pune
hello di, I'm following you with the last 2 to 3 months . I proudly say you are the best advisor or mentor for us. Really thanks a lot and i have to say that when i saw a video of yours you said that you are a blockchain developer di , I want a roadmap how to be a blockchain developer?
Good points. Glad to know all these and even better that i actually knew all this before hand so this helped me make my knowledge & habits more concrete. Good score and emergency funds, that's all the end result we all aim for when getting a credit card everyone should remember that.
These financial advise series are a boon. THAT is for sure! Thank you Urban Fight!..
I am happy that you find it useful. :)
@@TheUrbanFight yes indeed it is very useful especially for me since I'm 15 y/o , Thank you so very much 😊🥰😊
@@jimmydanilo93 No harm in trying, please how to contact her is very important now
@George Fills Mrs Alicia has changed my life, all thanks to my aunt who introduced me to her
@@andersonbuffin7169 I lost about $5,000 to a scammer before I was linked to Mrs Alicia and believe me she's helped me recover the $5,000 and made an extra of $10,005 in space of a week and 3 days
the life without loan will be happiest... I am a one of the happiest person in the world...
LoL.. the experience of enjoying the life of everything is what Urban life is all about.. I have taken many loans to help my family and cleared them all.. the smile and pride of my family makes me the happiest..
You are in Cool Zone
Taking loans with out intrest is like paying something lesser than what it was before thats what credit card for if u can manage it in 50 days with inflation specially in countries hasn't developed yet.
Whenever I watched your video I learnt something new...Whether it is English or something else..
Thanks a lot mam 😊 or sister...
My pleasure 😊
My dad always tell about the usage of credit card... It's advantages and disadvantages... He uses it properly... But I didn't understand clearly... Your videos are just amazing 😍 very simple that I understood it now... Thanks akka 😍
Wohoo. Im happy it was of help Priya. :)
U look amazing priyadharshini
I buy everything wisely... I put my needs over my wants.. I m a smart buyer I can proudly say that
I bought a cc from *Ericroboti* on telegram best vendor I know and very trustworthy. He sell cc,fullz,Bank,Drops,and Dumps
Do you know who pays for your Credit Card Rewards? Ans: General Public who is paying via Cash, Netbanking, and Debit cards.
Stores(both online and offline) have to pay interchange fee to the credit card companies. To offset this interchange fee, stores include this interchange fee in the product's MRP. MRP is same irrespective of the payment method(cash, netbanking, debit or credit card).
So general public, who is NOT using credit cards is also paying this interchange/transaction fee. This is the reason why many stores do not charge anything extra for credit card swipes, as the interchange fee will get recovered from non-credit card users.
Credit Card companies give fraction of this interchange/transaction fee as rewards to the credit card users.
Information Courtesy: Vox
@SULEKHA KUMARI yes. However, interchange fee is not the only way credit card companies make money. Credit card companies mAke money money via late payment penalties, Annual card charges, personal loans etc. so we cannot accurately know how much of burden is it on non credit card users.
Paytm started to charge 2%extra for its wallet recharge using credit cards
As usual akka came with perfect content... a very useful one.. stay rocking😉
Could someone help me with the urban fight email id? I need a little help needed as I'm about to apply for a maiden credit card
Don't buy SBI Credit card, If they ask for a card, then just ask them how to stop or close a card in the future.
card block any time but they don't have any specific option for the close card. most important SBI bank and SBI credit card are not the same company. SBI bank does not help us regarding credit card issues.
Really helpful
Yeah very true. I've faced this hassle. I got approached for an SBI credit card and I took it. Shopped for ₹7k and I had to repay back ₹15k in a few months. Don't even want to think of that experience. I got my card shut by them and threw it. What a lesson it was. Hope to take wiser decisions in the future.
Omg....thanx a lot❤️
I have hdfc indian oil card..
OMG.. just got SBI credit card..
The best elaboration of the pros & cons of CC...Kudos to you !!
I am following your channel twodays before Worth information in finance topics - LOVE FROM CHENNAI✌
And irony is I watched A cred advt. When I clicked on your video
Sis tell more about coding and programming we want to listen more about those ❤️❤️
Sure 😊
@@TheUrbanFight yaah we want more videos on programming and coding
S mam✌️
Mam coding program sikaona
Yes we need these types of video...
The generosity, point to point- ness, honesty made me subscribe the channel without any other thoughts
U r awesome
Taskeen, Have you been speaking english since your childhood ?
We just want an elaborate video on this.
How many did it take for you to speak in english?
How many days will it take for a person who can read english well,write in english clearly, listen to english very well but can't speak english that much fluent?
Hit like guys, if you also want a video like this😉
You can check out her channel there are many videos relating to how she learnt English and all that you want to know.
I am also use CRED 2019.... I have 5 Credit card... And my credit score is 851... Sach a Good life... Thank you❤
I always put extra money in my credit card💳.
I brought the 5th "The walking dead" T-shirt!!
Smiling face full of energy. Liked.
This has been one of the best videos on usage of any credit card for that matter I have ever seen. Simple, lucid yet so precise and accurate information was stated. I immediately pressed the subscribe and like button
A credit card is a good thing. The only problem is that very few people know how to use it properly. Using CC and paying it regularly shows the bank your ability to pay back and helps to increase your credit scores. So next time, don't shy away from using the credit card but use it sensibly.
#revampmind
how do you pay the credit you used back to the bank???
Bank gives you the option to pay 5% of the total owed amount every month...if you cannot pay the total amount you owe within 55 days of your bill due date, then try paying more that 5%. Eg instead of Rs.500 pay Rs.1000...hope it helps
love her videos, so precise... and the way she adds desi lines in between
I remember your video of job interview suggested back in 2019 when I was looking for job, now credit now checked it's really worth it I believe ❤️🤗🤗
Just 2 min. ago, I got a call from my banker offering me a credit card. And I gave the same reaction.
I used for paying my health insurance...it's all about priority
I really found your video very useful...it just cleared all my doubts on this... thank you 👍keep going
I was eagerly waiting for your video. .. ☺
Useful information 👍👍
Amazing😍😍❤
Please keep sharing more such insights!
It is really helpful for millennials who eagerly want credit cards but dont do extensive research about it before hand!
Keep up with the good workk🔥🔥
2 MILLION SUBSCRIBERS❤️❤️❤️
Yoooo I so much enjoyed your delivery, I struggle to concentrate on the content, instead of the delivery😁
Yes... Impulse buying... We tend to take stuffs which we actually not needed....
I am watching your videos to improve my communication and capture your pronounciation🤩🤩 thanks a lot for clear explanation 😊😊
just a quick piece of information, these credit scores which are shown in the CRED app aren't legitimate, Bank doesn't use these scores they use different ones which are generally less than 90 points shown in this app.
Wow a very professional explanation.. Got mesmerized with it 😍😍
Finally, I am satisfied for having a credit card to think in a good way:) thanks much!!
How is your experience
Hi, I have few questions. it will be great if you answer those
1. Having 1-2 credit cards, does this impact while applying home loan?
2. Paying atleast min. amount for few months, does this impact our credit score?
3. What is good score to get home loan?
Thank you for videos you share, its very useful.
1. yes.
2. depends if your minimum is 40.00 and your monthly bill is 395.00 then thats not good. but if your minimum is 40.00 and your bill is 95.00 thats no big deal these are just examples.
3. score isn't important what's going on with your credit is what's important.
@@marksantucci4230 if the minimum is 40 and paid back 50. Will it still have a negative impact on my credit score?
@@jennifervli3106 No . so let's say your monthly bill is 125.00 your minimum payment is 40.00 and you paid 50.00 dollars that's fine.
now if your bill is 550.00 and your minimum payment is 40. and you paid 50.00 this probably wouldn't be good.
Even before u started I smashed the "big fat like button" bcoz I know I'm gonna like it....
Excuse the language but I fuxking love you and your advice may you and everyone else in the comment section prosper
Apple Watch @1.30 am I bought when I was just surfing apple products then had to gift 😅😅
Oops. That would've cost a lot.
Really very helpful video ✌
now in 2023, as I'm travelling to USA for my education, just as you, I feel the need to get a credit card :)
Tq.. Waiting for this video.... From long time. Mostly am going thru disadvantages.... Its very Helpful.. For us...
Waiting for next video
Hi ma’am your new student from Bangladesh
Your videos are like treasure, there is so much of valuable information in them.. Thank you Urban Fight 😊
Your smile 💚💚💚💛..🥰🤩
And thanks for recommending the book WPME in one of ur video..
Ur every video is amazing.lots of love from Ladakh mam
How are you liking Word Power Made Easy?
@@TheUrbanFight yeah mam...one of the best book to improve vocab...can u please recommend some more books?
Thanks for your video💯💯❤️❤️
Good news is this now credit card connect with UPI as according RBI guidelines jun 2022
This was SO helpful!!
Hey today morning I saw sugandh sir
Felt very happy....🕺🕺🕺🕺
Mam, your videos are really helping me a lot. Thank you soo much!!
why are you not making videos frequently?
I just found this channel and I liked what I saw. Looking forward to watch more. Great Job!
Waiting for next one ....
nice information
I would start learning english by enjoying movies because they are a combination of audio and visual so maybe not boring.
india ki sabse khush youtuber
I don't know abt CRED but u r certainly Boon for us. Thnkx🙏.Lots of love.N Happy Diwali.
Thank you for the video.. very helpful for novice 👍
First impression is best impression ..this is my first video I am watching in this channel and made me to subscribe
And Auro ka to pata nhi but i want to know more deeply about credit card kindly make some more videos
I want to remain SANE so I have subscribed to your channel. Haha
Hi ...I enjoy all your videos...I have a request to you...could you make an HR interview video on how to crack HR interview after a career break...I mean break due to marriage and kids upbringing...I am sure there are lot of ladies eagerly waiting for this video...Thank you
MAAM YOUR HAIR STYLE IS AWESOME
I don't know how much CERD is Spending in Promotion but After Binod Now CRED is Tending
Credit card big impact my life because I buy credit card i think at the time it's useful my life i realised but 1month after i am could not pay credit cards it's lead many problems create affect my life
Hey! I am watching your videos 2-3 weeks & your video stuff is fantastic you are inspirational role model for every guy👏👏
Bcoz of your channel, I learnt a lot about finance which I never learnt in school or by my commerce-loving family. Your channel has helped a lot to understand finances better.
Love you mam because I learn English from your channel. Thanks a lot
Please make a video on which bank's credit cards are better
Please make your next video on Idioms and phrases for a daily based use
So if we don't want to take money on loan and don't have to pay to international vendors, then no credit card needed.
So my decision was right, I don't own credit card. 😊
No words just SUBSCRIBED.
Keep up the good work.
I use many of credit for defferent defferent thing such as
Card for petrol
Card for groceries
Card for online Shopping which give cash back or discount
I have 10-12 credit cards using right now
And i thing it is beneficial for me
this credit card video is so useful and will be alert us to use wise it and how we can increase our credit score, you rock, thanks adv. sanjiv deshle pune
Your videos are awesome every time I learn something new thanks sis
Best knowledge mem
TBH, your home studio looked better.
i was staying away from credit card . but now its time to take one. it all depends on its usage
Can you please try to make a video on college essay because they play a vital role in our decision.
Very well presented video! Super informative! And yea smashed the like button! 😁
Can u make a video on procedures to start a small company . Different options such as LLC and LLP etc
Financial literacy matters... I knew but still watched . We all need to learn about those things
plz...make video on how to became a commercial pilots with all the names of the exams that are conducted for it.
hello di,
I'm following you with the last 2 to 3 months . I proudly say you are the best advisor or mentor for us. Really thanks a lot and i have to say that when i saw a video of yours you said that you are a blockchain developer di , I want a roadmap how to be a blockchain developer?
I want a video on the question that why do you want this job
😃 good info.
I always buys the best for me. And never flet regretted
Simply superb ......🙏
I like your way of talking style and confidence
Do some videos on what is content writing and how it is useful please please
I hit like before completing video😀😀
Having more credit cards is good and having more credit limit is a very big advantage
I subscribe even though it's my first time on your channel, I like the way you talk ❤️
Thank you so much! Was in search of this❤️❤️
amazing you are I always felt I wish i had an elder sister who may guide me with finance now see I found one thank u
Nice presentation Crystal clear.👌👌
Perfect advertising of cred. Full of information and best way to convert audience. Thanks urban fight
Waiting for your new video ma'am! It's been a long time!!!!!!
Good points. Glad to know all these and even better that i actually knew all this before hand so this helped me make my knowledge & habits more concrete. Good score and emergency funds, that's all the end result we all aim for when getting a credit card everyone should remember that.
here is another like from us.....thanks for the great tips
please make a vedio on writing mail.. Mail writing skills