If you want to retire in Texas, forget about any of the big congested cities like Dallas and Houston with the worst traffic ever. Think about a small town or better yet out in the country near a small town. Get a small piece of land with a modest home. I mean small. Maybe then the taxes won’t be to bad and you won’t have a large place to maintain when you are older.
WARM WEATHER 😂 - I’m 75 & retired. Moved to north of Dallas from New Jersey. Great move. One good thing about the area is it’s central location to the rest of the country. Easy access by air to any place you want to go. But be honest, Texas has two seasons, HOT & HOTTER. 🤠
West Texas is rarely in dry heat anymore. I was born there and still live there. In the 60's through mid 80's we used swamp coolers to cool the house in summer. It's too humid for swamp coolers now🙃
I live in San Marcos (7 yrs) and have lived in Houston (22+ yrs); Corpus Christi (6 yrs) and San Antonio (3 yrs). San Marcos has gotten expensive and will probably relocate in 3-4 for retirement. When we retire we will consider location to relatives ( in Texas & Mexico) airport access and in our case land for gardening. Near San Marcos Lockhart and Luling are lower cost areas than SM while Bastrop would be ideal but it’s gotten very expensive. I think Victoria is a low cost area that would be a good option. Also Mineral Wells is very inexpensive. Fredericksburg is ridiculously expensive. One important factor to consider is Joel owners insurance rates. Anything along the coast will have high insurance. When I lived in a Houston if you live in Harris County you could get home owners insurance. If you live in Galveston you have to be get insurance through the state supported windstorm insurance pool. If I were to retire near Houston it would be north probably between Cleveland and Livingston to be reasonably close to IAH. Lufkin is also a good option.
San Marcos residents are enduing over the top property taxes due to corrupt elected officials and city staff. San Marcos is not viable for retirement, you will never be able to keep up with the spiking electrical utility rates and property taxes. And, the road construction just never ends. [35 year San Marcos resident here].
My wife and I retired to Granbury (GB) from Midland, Texas. I'd like to add a bit more information about Granbury. First, it is much closer to Ft. Worth than Dallas. There are several local shuttle services that can take you from your front door to either DFW Int'l airport or Dallas Love Field for a modest cost. I use the shuttle a lot to avoid driving in the busy DFW traffic and dealing with parking my car at the airport. Second, this place has been "discovered" and is growing fast. Housing prices are up and if you want to live on the water, add about 500k to the sales price. Third, the population of Granbury is much larger that the City Limit total. the city Limits of GB is fairly small and when you take in all the adjacent subdivisions in the county the population is more like 40,000 (in my opinion). Fourth, the city and county leaders were forward thinking when they negotiated to bring in two air ambulance helos. Each home in Hood County pays $1.00 per month on their water bill. This covers the cost (above what the insurance company doesn't pay) for any family member that is air flighted to a major hospital.
I’m looking to retire in Granbury but I’m not a book banning conservative so that unfortunately has me a bit freaked out if that is what I’d be up against. Aside from that the Brazos River seems a perfect place to reside in and around there.
@@pgpc6448 We are nice and respectful to everyone. Just say "howdy." We don't ban books, but we believe certain books should not be in schools, especially grade schools. Y'all take care now.
LOL!! I live close to Buurnet?! Burnnet? I can tell when people are not from Texas, cause they NEVER pronounce it how we pronounce it here in Texas. Anyway, have "fun" no matter where you are from.
Native Texan here in my home town of Burleson it used to be a small safe fun town with a bunch of fields my buddy’s and I would take off on our dirt bikes and 4 wheelers and have a blast sadly there’s now homes and apartments on the pastures we would ride on Respectfully we are full there’s 49 other states to move to
Kerrville is 60 miles NORTHwest of San Antonio. It's a beautiful town nestled in the Texas Hill Country. Personally, I recommend Schertz, Selma, Garden Ridge, and New Braunfels.
I lived in Dallas for a year after I graduated from college. I would not wish that ordeal on my worst enemy. I cannot name one good thing about Dallas.
lived in Dallas 2.5 years, North Dallas, Park Lane area. Its a big city with huge crime problems. Moved south to the Fort Hood Area. Much better..hood. 😎
I am retired 67 and living in Kerrville. While it is affordable, fun and safe, I must recommend that you study a little more for your presentation. You suggested Kerrville is 60 miles SOUTHWEST of San Antonio. The fact is if you go 57 miles Southwest of San Antonio, you would be near the middle of Pearsall TX. Kerrville is about 65 miles from courthouse to courthouse from San Antonio quite a bit more like NORTHWEST. Your audience would figure this out upon arrival in Texas. Some of the towns you mentioned are high affluent pretentious towns much too close to the larger cities. El Paso has it's charms, but I wouldn't live there if it was free. It's too close to the border and too many people only speak broken English. It hardly gets any rain during the year and for me that's a problem. I've known people like myself that moved to the Hill Country only to find that we are allergic to a species of Juniper called Mountain Cedar. It is one of the few trees which pollenate in the winter. From about the 7th of December until the middle of February, my nasal passages are blocked and I may as well be living under water or peanut Butter. There is some theories Mountan Cedar trees were introduced by the Bureau of Land Management in the late 1800's or early 1900's. The Bureaucrats came out here and found the hills were eroding when it did rain. The tree is one of the only trees known to be able to grow out from the side of a terrain like hills. They are prolific in their expansion. When they pollenate, it can look like yellow thick smoke blowing off the trees. Much of the beauty of the Hill Country is plagued with drought and floods. Tornado Ally begins quite north of Interstate I-10. So, Kerrville is too far west from the coast to think of hurricanes as a threat. And it's too far south to worry about tornadoes. A tornado could develop but it would not stay on the ground long because of the hills. Low lying areas are prone to rain during heavy rains which are not too common. I suspect you didn't grow up in Texas by the choices you made to present in your video. But the truth is any small town is great in Texas. And they all have their faults and the towns close to the bigger cities can be expensive and over crowded. The evil and crime stats in cities has become concentrated and magnified because of overrunning populations. It's nice to be able to walk or ride a bike through town without rush hour traffic and for people to smile at you and greet you in a store. I can't believe it took me so long to get out of the city.
@@thelugoffgamecock792 I wouldn't go so far as to say she deserved a thumbs down. I don't think it was deliberate. It's easy to make mistakes in a broadcast. All she needed was someone to speak up and correct her mistake. So, that's what I did.
Hi there Ric! Thank you so much for watching and taking the time to share your experience. These are just some of our team's recommendations, and everyone has their own preferences! We're glad you shared yours so that if there's anyone else in our audience who shares the same, they'll be able to glean from the things you've learned. We hope you take care and enjoy your retirement! And thanks for letting us know about the mistakes as well!
My wife and I are retired. We are looking at Kuala Lumpur in Malaysia. People speak English, medical is good and even though I have 3 pensions, it seems difficult with all the taxes I keep having to pay here in the US. I'll still have to pay US taxes no matter where I go, but the few dollars I have left will go further over in KL.
I would put Fort Worth in place of Dallas. It is less expensive, less hectic, and has less crime. It has most, if not all, of the same amenities that Dallas has in addition to some things Dallas doesn't have. Plus, if you live in Fort Worth you aren't far from Dallas if you want to go there.
@@pjj9491 Yeah, I want to. I lived in Dallas, and I did like it. However, the crime is worse, it's people are more materialistic, and it's more expensive in general. Fort Worth has a more laid back vibe and is less expensive in general and has just as much to do.
I’ve been in Texas 67 years. NO!! There is not room for anyone from the East coast or California!! We’re all full. In the past 7 years, I have watched thousands of acres in south Texas be demolished to put in housing and strip malls. All the people moving here from other states, not to mention those coming across our southern border - ILLEGALLY. It’s horrific to watch.
Hot hot hot. I lived near Las Colinas which is a sub of Dallas. All of it is so expensive. I paid $900 a month for 3bed in the late 80’s when rent was 300-400. And freakin hot. Now I was used to 100 degree weather but they’re like 115 and I made the mistake of going from hotel room from car 15 ft away and the bottom of my feet blistered. It literally took my breath away
As a resident of Johnson City, I hope you don't think we are a major city with a town population of 1900, heck the entire county of Blanco is only 11,000. But that said, we are full, don't move here. :)
@@tornadotj2059 nope. Part of my family ranched in Blanco County from the 1940s to 2000. Very familiar with the area. (My thoughts are the Panhandle, Albany, Shiner, Rockport, etc as best places to live).
While TX don't have state income tax, they get you by paying one of the highest property taxes in the US. Include one of the hightest utility rates in the US as well. If you live in an apartment, you can cound on paying $150+ a month in air conditioning/heating because the apartments have very little insulation and the walls are paper thin. And BTW, good luck finding a home that is less than $300k in the DFW area. If you find one, it will be in a really bad part of town or out in the boonies, far from civilization. You'll fare better renting an apartment. However, since Covid, apartment rates have also gone up more than double in many areas.
@@allenjames6743 Not according to FBI Database. McAllen has more by overall number because it has more people, but when you look at the PER CAPITA crime data, Brownsville has more, or at least it did. Maybe it changed since I saw it last.
If you like seeing lots of new things within a day's drive, Texas is not the place. Notice, too, all the really worthwhile hill country towns are getting discovered, price-wise.
She mentions that there is no state income tax but fails to mention that property taxes have sky rocketed here in the last few years. Minor detail. I would rather have a state income tax and low property taxes. I make less than $100k/ year but own a property that the appraisal district says has a market value of $705k (!)
Hi Steve! Thanks for watching and sharing your perspective! This video only hits the surface, but you're right - choosing where you should live is definitely a complex decision, and there are many additional important considerations you should think about when weighing against your own unique situation to know if a place is right for you. Take care!
Since this video is for people thinking of retirement, usually senior citizens, I think it’s fair to include there are property tax breaks in the form of homesteads, over 65, disabled exemptions, and in some areas, exemptions from school taxes. Before dismissing Texas on the basis of property taxes, look up exemptions available in the areas that interest you.
I’ve been in Texas 67 years. NO!! There is not room for anyone from the East coast or California!! We’re all full. In the past 7 years, I have watched thousands of acres in south Texas be demolished to put in housing and strip malls. All the people moving here from other states, not to mention those coming across our southern border - ILLEGALLY. It’s horrific to watch.
Dallas PD is a 1000 officers understaffed. With response times for even violent crimes exceeding 20 minutes. Car insurance, home owners insurance, and property taxes quickly eliminate any savings from no income tax. 2 of the worst stretches of highway in the USA are in Dallas; 30 and 35. Dallas is a TERRIBLE place to retire.
Thank you for. mentioning Aransas Pass, no heavy traffic or freeways.. Yes its a great place to chill with low population and the fishing is awesome, along with other water activities and lots of places to dine or take out, Clean town with no trash and no Tent Cities! .. All the necessities we need are. just a skip hop away! It's my hometown, and I love it here..
Note to ALL, don't take it from a transplant as to where to retire to in Texas. As a native I see some of her selections as some of THE LAST places I would move to/retire to! She has chosen some pretty noisy and crowded locations. NO THANK YOU! P.S. This lady is terribly directionally challenged.
When you see the words "Financial Group" in the name of the video source, don't expect to hear the realities known to most of us native sons. Instead, that should be a red flag to inform you that you are about to hear a sales pitch video with an employee hawking mortgages, usually from an outsider's script with a goal of making the real estate desirable whether the hawker knows anything about the great state or not. This video is all about making money, both from sales and from RUclips. Just a very long commercial.
We used to live in one of the many suburbs of Dallas. I wouldn't be caught dead living anywhere near the metroplex. Traffic is awful. And the metroplex is light years from any significant outdoor recreation opportunities, owing to the fact that there are no publicly available, large spaces, like national parks, forests, or large bodies of water; north Texas is almost entirely private land. And State government does not invest much in state parks. This video, mercifully, failed to mention the Texas city/town where our family lives now, a terrific place for retirees that has not yet been "discovered".
Super helpful video, thank you. Coming from Philly as well, I think Kerrville sounds just perfect. I have 7 years to decide but it’s top of the list so far :)
@theoutlawtorn69 I got my first civil service job at Reese AFB. Unfortunately, the AF closed it @ 3.5 yrs later. I was one of the lucky ones who got a promotion for a job at Randolph AFB in San Antonio.
I am a Native Texan in my 70’s, and though I agree with some of your picks I have absolutely no idea how you came up with some others. First I have to agree with your picks of Granberry, Kerrville, McAllen, and Fredericksburg. Although some of your reasons do not match what retirees are looking for. Dallas has a lot of really good restaurants, but it has terrible weather and sits in tornado alley. El Paso and Aransas Pass-you have to be seriously kidding! Hard to believe you live near Houston and left The Woodlands off your list. BTW: you really need to look at a map. Laredo is southwest of San Antonio-Kerrville is not. San Antonio sits on the edge of a plateau. Geologists tell us that millennia ago San Antonio was beach front property. That is why the Texas Hill country is North of San Antonio, and most everything south of San Antonio is sand.
Hi Steve! Thanks for all your thoughts and recommendations - we realize there were a few mistakes made in this video, and we've taken the feedback into account for future videos. Take care!
Hi @timmartin638! We're sorry you weren't satisfied with our video - This was a video covering the highlights from a blog we did and you might be able to find more of the info you're looking for there - check it out! oakharvestfg.com/blogs/the-10-best-places-to-retire-in-texas/ Wishing you the best!
I just retired in January, live in a small town west of Wichita Falls, not a whole lot here, but cheap to live. Metro plex, high county taxes, to many people
LBJ is from Stonewall, located between JC and Fredericksburg on 290. Fredericksburg is no longer affordable. I used to live there and have seen the change. Burnet (pronounced BUR-nett for those who care) is becoming overpriced as well).
I’m from Dallas and I think you’re out of your mind! None of these are on my list. DFW is out of control and traffic and roads are unbelievably ridiculous. I never thought I would be higher than a roller coaster ride to transition freeways. All the infiltration has ruined the place I call home. I assure you, it was way better growing up here in the 70’s and 80’s but not anymore. I will be retiring in another place and possibly different state. I’m sad. 😔
Good question! While Texas does have higher property tax rates compared to some other states, the overall affordability often balances things out. The lower housing prices can make it easier to purchase a home without breaking the bank. Additionally, Texas has no state income tax, which can offset some of the property tax costs. It ultimately depends on your individual financial situation and priorities. It might be helpful to compare total living costs, including property taxes, in different areas you're considering. Thanks for watching!
@@thullraven1 El Paso (ELP) isn't like the rest of TX anyway, so maybe that doesn't matter -- it's more NM like really. Just north is Las Cruces NM, although it's way smaller. And to the NE, you have the mountain towns of Ruidoso NM and Cloudcroft NM, where lots of El Pasoans visit often. However, the LARGEST city closest to ELP is Albuquerque NM, and it's not TOO far away -- you can get there in about 4-5 hours up I-25N. You don't even need to speak English in El Paso (and lots of people there don't). And if you're a liberal and/or Democrat voter, you like ELP's politics as it's mostly blue. -- BR
@@billredding2000 I know all about El Paso. I was stationed at Holloman AFB. I trained at White Sands and went to every place you mentioned multiple times. I really liked Cloudcroft and Ruidoso. I was married to my Ex in Clint. Albuquerque is indeed the nearest big city and it's a crime cesspool. I don't think it's cool that an American Citizen wanting to relocate to El Paso has to worry about a language barrier on the AMERICAN side of the border. I saw that first hand as my In-Laws lived outside El Paso in Socorro and didn't speak any English. As for El Paso being more like NM, well pretty much all of Western Texas is part of the Southwest like AZ, NM, and the desert area of CA so that makes sense.
@@thullraven1 "I don't think it's cool that an American Citizen wanting to relocate to El Paso has to worry about a language barrier on the AMERICAN side of the border." Agree...but that's how it often is, and I guess it's the very same everywhere (even in the EU, as they've been finding out) where "immigrants" (legal or not) refuse to assimilate and instead work to make where they go like where they left (counter-productive, I'd say). And given that White Flight maybe (guessing) started in the 1960s & into the early 1980s, the demographics in ELP have "gone south" (see what I did there) even more. Aside from that, ELP is not a bad place to live, the summer heat is dry (like an oven, true, but unlike humid Galveston TX, for one example), crime isn't high for a city its size, the cost-of-living is low, housing low (even new-construction) -- except for the upscale areas (but that's true almost everywhere) -- and if you're a 100% disabled vet (or SSD maybe, not sure) you get a 100% property tax exemption...which is a HUGE perk given TX has some of the highest property taxes in the country. Other states often give partial/almost useless exemptions (more like mere lip-service to vets than REALLY being vet-friendly, IMO). And no vehicle ownership tax (aka: personal property tax) as in CO (and some other states). Or personal income tax. So...a warm "bienvenidos" to you! ;-) -- BR
We are from San Antonio. Nice city and nice state. Veteran friendly. Hot and humid in summer. Fine in winter. Medical care sucks however. Maybe Dallas and Houston are okay. Dunno. Same with public schools. I recommend Texas for many reasons. California people can turn around and take their woke culture with them.
"Medical care sucks however" You've got to be kidding. S.A. has one of the best medical complex facilities in the state. By the way, the traffic on Hwy 1604 is awful. And the new double decker 1604 construction on the north side is downright scary.
@@kenthompson5723 Could you say where that best medical complex is located? We have lived in San Antonio for sixty years and not aware of this complex. We use the Stone Oak area doctors at this time. Between their staff from Nigeria or Ivory Coast plus south of the border, I cringe when I need an appointment.
@@2023Red South Texas Medical Center, in northwest SA, north of highway 410 and just west of interstate 10 (east of Babcock Rd.) In the general area of Floyd Curl Dr. I tried to attach a url here, but my message wouldn't post. You can go to their website and get additional info.
Nice video. I’m a resident of Austin & like you I grew up in Philly (Chester Co). I ride a lot out in Hill country and also lived in SA and S Padre Isl.
DFW is a dump. The traffic alone should tell you to stay away. The best and one of the most affordable places to retire would be on Padre Island outside of Corpus Christi.
Don't think TX is a suitable retirement state if you are tight on money. The property tax is brutal. Above 8% sales tax, home insurance is very high. Albeit there is no income tax, but that would be good if you have high income, otherwise really not appealing to a retiree.
Amarillo has amazing healthcare and wonderful people. It doesn’t take all day to go a doctor’s appointment which is a big plus for seniors. My 88 year old mother lives there and loves it. It’s the perfect size for retirement, with a very low cost of living.
Austin is very expensive. Most of us call it little California. It does have a lot of cool things to do, great food and entertainment, but it’s very liberal so 🤷♀️.
@@OakHarvestFinancialGroup It's not a rivalry thing. It's a practicality thing. Fort Worth has a lot to do just like Dallas but has a more laid back vibe, is cheaper, and has a much lower crime rate overall. I've lived in both. It's better to live in or near Fort Worth and work in Dallas for the higher wages. A lot of people do that. That's way rush hour traffic is really bad.
@@shirleyphillips5212, I have heard great things about Abilene. Can I please reach out to you with questions about Abilene? I am really considering moving to Abilene.
Nitpick: You misstated the crime rate every time. Kerrville's "47% safer than the average" doesn't mean it's "safer than almost half the other U.S. cities." It means the crime rate is 47% lower than the *average* (middle) U.S. city. That would be *much lower* than half the U.S. cities.
@@OakHarvestFinancialGroup I do not know for sure yet, I'll let you know, if I find some. Brigg's channel (World According To Briggs) has some interesting place to show & live.
![I.N "HALLUCINATION" | [Stray Kids : SKZ-PLAYER]](http://i.ytimg.com/vi/n5B5q1Hwt_U/mqdefault.jpg)
If you want to retire in Texas, forget about any of the big congested cities like Dallas and Houston with the worst traffic ever. Think about a small town or better yet out in the country near a small town. Get a small piece of land with a modest home. I mean small. Maybe then the taxes won’t be to bad and you won’t have a large place to maintain when you are older.
Thanks for weighing in, Ben!
I agree with you on that one.
My parents live in a real rural town in East Tx. Probably to rural for most folks. But their taxes are like $50-$100/yr.
WARM WEATHER 😂 - I’m 75 & retired. Moved to north of Dallas from New Jersey. Great move. One good thing about the area is it’s central location to the rest of the country. Easy access by air to any place you want to go. But be honest, Texas has two seasons, HOT & HOTTER. 🤠
Don’t forget about Hurricane season!
At least you don't have West Texas residents saying it's a dry heat. 😂
West Texas is rarely in dry heat anymore.
I was born there and still live there. In the 60's through mid 80's we used swamp coolers to cool the house in summer. It's too humid for swamp coolers now🙃
Ruined my home state of NJ by voting Democrat. Feeling cute…. Might ruins yours later 😂
We’re did you go the name of the city please
No state tax but they make up for it in property taxes. The property taxes in Texas are astronomical.
Not if you are elderly...taxes not high
Not as high as Illinois or New Jersey
A good geographical tour of the State of Texas. 'Despite the warm weather......', Replace 'warm' with 'hot/humid'
Unless it's West Texas which that dry heat with dust.
I live in San Marcos (7 yrs) and have lived in Houston (22+ yrs); Corpus Christi (6 yrs) and San Antonio (3 yrs). San Marcos has gotten expensive and will probably relocate in 3-4 for retirement. When we retire we will consider location to relatives ( in Texas & Mexico) airport access and in our case land for gardening. Near San Marcos Lockhart and Luling are lower cost areas than SM while Bastrop would be ideal but it’s gotten very expensive. I think Victoria is a low cost area that would be a good option. Also Mineral Wells is very inexpensive. Fredericksburg is ridiculously expensive. One important factor to consider is Joel owners insurance rates. Anything along the coast will have high insurance. When I lived in a Houston if you live in Harris County you could get home owners insurance. If you live in Galveston you have to be get insurance through the state supported windstorm insurance pool. If I were to retire near Houston it would be north probably between Cleveland and Livingston to be reasonably close to IAH. Lufkin is also a good option.
San Marcos residents are enduing over the top property taxes due to corrupt elected officials and city staff. San Marcos is not viable for retirement, you will never be able to keep up with the spiking electrical utility rates and property taxes. And, the road construction just never ends. [35 year San Marcos resident here].
Thanks for sharing this. Native Houstonian here with interest in retiring to San Marcos.
My wife and I retired to Granbury (GB) from Midland, Texas. I'd like to add a bit more information about Granbury. First, it is much closer to Ft. Worth than Dallas. There are several local shuttle services that can take you from your front door to either DFW Int'l airport or Dallas Love Field for a modest cost. I use the shuttle a lot to avoid driving in the busy DFW traffic and dealing with parking my car at the airport. Second, this place has been "discovered" and is growing fast. Housing prices are up and if you want to live on the water, add about 500k to the sales price. Third, the population of Granbury is much larger that the City Limit total. the city Limits of GB is fairly small and when you take in all the adjacent subdivisions in the county the population is more like 40,000 (in my opinion). Fourth, the city and county leaders were forward thinking when they negotiated to bring in two air ambulance helos. Each home in Hood County pays $1.00 per month on their water bill. This covers the cost (above what the insurance company doesn't pay) for any family member that is air flighted to a major hospital.
I’m looking to retire in Granbury but I’m not a book banning conservative so that unfortunately has me a bit freaked out if that is what I’d be up against. Aside from that the Brazos River seems a perfect place to reside in and around there.
What’s wrong with Midland, Texas?
@@pgpc6448 We are nice and respectful to everyone. Just say "howdy." We don't ban books, but we believe certain books should not be in schools, especially grade schools. Y'all take care now.
@@pgpc6448such a pity to be so ignorant.
@@vivianintexas4248 ignorance comes when your government bans choice.
McAllen....have you lost your mind
Sounds like a hit song lol
let them move to any of the border towns and enjoy
I live in the RGV and McAllen is pretty good. I've lived in Dallas, Ft. Worth, and Houston (including Richmond). I'd take McAllen over all of them.
It's not Burr net. It's pronounced burn it.
LOL!! I live close to Buurnet?! Burnnet? I can tell when people are not from Texas, cause they NEVER pronounce it how we pronounce it here in Texas. Anyway, have "fun" no matter where you are from.
Kerrville is NORTHwest of San Antone; not southwest.
I visited Texas a few times and loved it there…
try living there. people are super arrogant. hard to take after a while.
No income tax, but everything else is taxed unbelievably. Property taxes are horrible and even food prices are a culture shock.
Great video with great information. Thank you for sharing.
Thanks @av8rq380, we're glad you enjoyed!
Native Texan here in my home town of Burleson it used to be a small safe fun town with a bunch of fields my buddy’s and I would take off on our dirt bikes and 4 wheelers and have a blast sadly there’s now homes and apartments on the pastures we would ride on
Respectfully we are full there’s 49 other states to move to
Kerrville is 60 miles NORTHwest of San Antonio.
It's a beautiful town nestled in the Texas Hill Country.
Personally, I recommend Schertz, Selma, Garden Ridge, and New Braunfels.
I lived in Dallas for a year after I graduated from college. I would not wish that ordeal on my worst enemy. I cannot name one good thing about Dallas.
Agreed, Fort Worth would make more sense.
@@tornadotj2059Shhhh!!! Don’t say that! It’s a secret!
lived in Dallas 2.5 years, North Dallas, Park Lane area. Its a big city with huge crime problems. Moved south to the Fort Hood Area. Much better..hood. 😎
neither can anyone else
Best thing anyone can do is their own research and find out about what is most important to you and not what someone else thinks is important.
I am retired 67 and living in Kerrville. While it is affordable, fun and safe, I must recommend that you study a little more for your presentation. You suggested Kerrville is 60 miles SOUTHWEST of San Antonio. The fact is if you go 57 miles Southwest of San Antonio, you would be near the middle of Pearsall TX. Kerrville is about 65 miles from courthouse to courthouse from San Antonio quite a bit more like NORTHWEST. Your audience would figure this out upon arrival in Texas.
Some of the towns you mentioned are high affluent pretentious towns much too close to the larger cities. El Paso has it's charms, but I wouldn't live there if it was free. It's too close to the border and too many people only speak broken English. It hardly gets any rain during the year and for me that's a problem.
I've known people like myself that moved to the Hill Country only to find that we are allergic to a species of Juniper called Mountain Cedar. It is one of the few trees which pollenate in the winter. From about the 7th of December until the middle of February, my nasal passages are blocked and I may as well be living under water or peanut Butter. There is some theories Mountan Cedar trees were introduced by the Bureau of Land Management in the late 1800's or early 1900's. The Bureaucrats came out here and found the hills were eroding when it did rain. The tree is one of the only trees known to be able to grow out from the side of a terrain like hills. They are prolific in their expansion. When they pollenate, it can look like yellow thick smoke blowing off the trees.
Much of the beauty of the Hill Country is plagued with drought and floods. Tornado Ally begins quite north of Interstate I-10. So, Kerrville is too far west from the coast to think of hurricanes as a threat. And it's too far south to worry about tornadoes. A tornado could develop but it would not stay on the ground long because of the hills. Low lying areas are prone to rain during heavy rains which are not too common.
I suspect you didn't grow up in Texas by the choices you made to present in your video. But the truth is any small town is great in Texas. And they all have their faults and the towns close to the bigger cities can be expensive and over crowded. The evil and crime stats in cities has become concentrated and magnified because of overrunning populations. It's nice to be able to walk or ride a bike through town without rush hour traffic and for people to smile at you and greet you in a store. I can't believe it took me so long to get out of the city.
Worthy of a massive thumbs down....
@@thelugoffgamecock792 I wouldn't go so far as to say she deserved a thumbs down. I don't think it was deliberate. It's easy to make mistakes in a broadcast. All she needed was someone to speak up and correct her mistake. So, that's what I did.
Hi there Ric! Thank you so much for watching and taking the time to share your experience. These are just some of our team's recommendations, and everyone has their own preferences! We're glad you shared yours so that if there's anyone else in our audience who shares the same, they'll be able to glean from the things you've learned. We hope you take care and enjoy your retirement! And thanks for letting us know about the mistakes as well!
That "mountain cedar" you refer to is a Juniper ashe. It's native to Texas. Not a cedar at all.
I live in Texas, and it's getting expensive to live here. I live on the north part of Houston. We are thinking of moving to some place in Asia.
That's understandable, @magnoliav1219, seems like cost of living is going on almost everywhere! Where at in Asia are you looking?
My wife and I are retired. We are looking at Kuala Lumpur in Malaysia. People speak English, medical is good and even though I have 3 pensions, it seems difficult with all the taxes I keep having to pay here in the US. I'll still have to pay US taxes no matter where I go, but the few dollars I have left will go further over in KL.
Australia is awesome. If you can afford it, Oahu or Maui are still pretty nice.
TRY MATAMOROS OR REYNOSA....
I would put Fort Worth in place of Dallas. It is less expensive, less hectic, and has less crime. It has most, if not all, of the same amenities that Dallas has in addition to some things Dallas doesn't have. Plus, if you live in Fort Worth you aren't far from Dallas if you want to go there.
But you won't want to...😅
@@pjj9491 Yeah, I want to. I lived in Dallas, and I did like it. However, the crime is worse, it's people are more materialistic, and it's more expensive in general. Fort Worth has a more laid back vibe and is less expensive in general and has just as much to do.
Ft. Worth over Dallas any day... Go Frogs!!!
@@kunibeasley1210 Agree bigtime!
Look where she lives Houston
I’ve been in Texas 67 years. NO!! There is not room for anyone from the East coast or California!! We’re all full. In the past 7 years, I have watched thousands of acres in south Texas be demolished to put in housing and strip malls. All the people moving here from other states, not to mention those coming across our southern border - ILLEGALLY. It’s horrific to watch.
Hey Charlotte, thanks for watching!
Same thing happened in California too. Very annoying.
Texas seems to be the best state of all the United States of America, I think...
Hot hot hot. I lived near Las Colinas which is a sub of Dallas. All of it is so expensive. I paid $900 a month for 3bed in the late 80’s when rent was 300-400. And freakin hot. Now I was used to 100 degree weather but they’re like 115 and I made the mistake of going from hotel room from car 15 ft away and the bottom of my feet blistered. It literally took my breath away
Sure glad she didn’t mention the real best places to live (hint: they aren’t major cities).
As a resident of Johnson City, I hope you don't think we are a major city with a town population of 1900, heck the entire county of Blanco is only 11,000. But that said, we are full, don't move here. :)
@@tornadotj2059 nope. Part of my family ranched in Blanco County from the 1940s to 2000. Very familiar with the area. (My thoughts are the Panhandle, Albany, Shiner, Rockport, etc as best places to live).
😅
@@tornadotj2059🤐
The only bad thing about living in Texas is August. Of course it starts in June and doesn't end until October
When I head for CO or Northern NM ( Or Scandinavia:)
While TX don't have state income tax, they get you by paying one of the highest property taxes in the US. Include one of the hightest utility rates in the US as well. If you live in an apartment, you can cound on paying $150+ a month in air conditioning/heating because the apartments have very little insulation and the walls are paper thin. And BTW, good luck finding a home that is less than $300k in the DFW area. If you find one, it will be in a really bad part of town or out in the boonies, far from civilization. You'll fare better renting an apartment. However, since Covid, apartment rates have also gone up more than double in many areas.
Can you make a video similar but for military retirees? Really enjoy this video.
Ft. Worth or Corpus Christi because you have a major military base nearby.
I prefer Brownsville, TX than McAllen in RGV. It’s cheaper and closer to South Padre Island than McAllen.
It also has a much higher crime rate.
@@thullraven1 That’s not true! McAllen has more!
@@allenjames6743 Not according to FBI Database. McAllen has more by overall number because it has more people, but when you look at the PER CAPITA crime data, Brownsville has more, or at least it did. Maybe it changed since I saw it last.
@@thullraven1crime like what?
@@islamibrahim8524 Self-explanatory. It has a higher PER CAPITA overall crime rate in both violent and property crime.
If you like seeing lots of new things within a day's drive, Texas is not the place. Notice, too, all the really worthwhile hill country towns are getting discovered, price-wise.
Yes it is. The land varies drastically.
She mentions that there is no state income tax but fails to mention that property taxes have sky rocketed here in the last few years. Minor detail. I would rather have a state income tax and low property taxes. I make less than $100k/ year but own a property that the appraisal district says has a market value of $705k (!)
And don't forget the homeowners' and auto insurance rates.
Hi Steve! Thanks for watching and sharing your perspective! This video only hits the surface, but you're right - choosing where you should live is definitely a complex decision, and there are many additional important considerations you should think about when weighing against your own unique situation to know if a place is right for you. Take care!
Since this video is for people thinking of retirement, usually senior citizens, I think it’s fair to include there are property tax breaks in the form of homesteads, over 65, disabled exemptions, and in some areas, exemptions from school taxes. Before dismissing Texas on the basis of property taxes, look up exemptions available in the areas that interest you.
I bought my retirement home in Rockport, TX, and will be down there full time in 2 years.
I'm surprised that Aransas Pass was on the list. That is the next town South of Rockport, and I prefer Rockport for sure.
@midwesttexan833 That's exciting, congratulations! Thanks for watching :)
Eh. What i like about rockport is that it is close to Corpus.
brilliant plan!
This video is only for native Texans. Not all you out of staters coming here and ruining TX
Ikr!!!
How about the state tax for the retirement and inheritance ?
Texas is full. But I hear California has room
In the 2nd largest state in the country? There's always room out here for everyone. :) Take care, @texascreekcowboy1587.
I’ve been in Texas 67 years. NO!! There is not room for anyone from the East coast or California!! We’re all full. In the past 7 years, I have watched thousands of acres in south Texas be demolished to put in housing and strip malls. All the people moving here from other states, not to mention those coming across our southern border - ILLEGALLY. It’s horrific to watch.
As a Californian I totally get it
😂😂😂 Right!!
No.we dont
Dallas PD is a 1000 officers understaffed. With response times for even violent crimes exceeding 20 minutes. Car insurance, home owners insurance, and property taxes quickly eliminate any savings from no income tax. 2 of the worst stretches of highway in the USA are in Dallas; 30 and 35. Dallas is a TERRIBLE place to retire.
Thank you for. mentioning Aransas Pass, no heavy traffic or freeways.. Yes its a great place to chill with low population and the fishing is awesome, along with other water activities and lots of places to dine or take out, Clean town with no trash and no Tent Cities! .. All the necessities we need are. just a skip hop away! It's my hometown, and I love it here..
What about Lubbock? Did you miss it ?
I wouldn't crap in lubbock
Note to ALL, don't take it from a transplant as to where to retire to in Texas. As a native I see some of her selections as some of THE LAST places I would move to/retire to! She has chosen some pretty noisy and crowded locations. NO THANK YOU! P.S. This lady is terribly directionally challenged.
Hey Larry! We appreciate your perspective as a native Texan! Feel free to share any of your recommendations for everyone here :)
When you see the words "Financial Group" in the name of the video source, don't expect to hear the realities known to most of us native sons. Instead, that should be a red flag to inform you that you are about to hear a sales pitch video with an employee hawking mortgages, usually from an outsider's script with a goal of making the real estate desirable whether the hawker knows anything about the great state or not. This video is all about making money, both from sales and from RUclips. Just a very long commercial.
@@randykelso4079 yup facts!
We used to live in one of the many suburbs of Dallas. I wouldn't be caught dead living anywhere near the metroplex. Traffic is awful. And the metroplex is light years from any significant outdoor recreation opportunities, owing to the fact that there are no publicly available, large spaces, like national parks, forests, or large bodies of water; north Texas is almost entirely private land. And State government does not invest much in state parks. This video, mercifully, failed to mention the Texas city/town where our family lives now, a terrific place for retirees that has not yet been "discovered".
BUT, BUT, BUT.....KEITH, DALLAS HAS THE "COWBOYS..!!"
@@buckbuckner3505 DALLAS HAS THE "COWBOYS..!!"
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🤣🤣🤣
Super helpful video, thank you. Coming from Philly as well, I think Kerrville sounds just perfect. I have 7 years to decide but it’s top of the list so far :)
We're glad it was helpful, @MrHerks! Best of luck to you!
Why is Granbury on this list? It's high priced homes, very high crime and limited housing options should not make it a retirement option.
I wasn’t born in Texas, but I asked my daughters, if it wasn’t too much trouble, bury me in Texas.
Suggest you tell them to wait until you die.
@@randykelso4079😂😂😂
I lived in Lubbock & San Antonio. SA has great food. Summer heat & humidity is often brutal.
Thanks for your insight, Frank! Do you have a favorite restaurant from San Antonio, with the food being so good?
Sorry you had to live in Lubbock. Hopefully it was just to go to Tech.
@theoutlawtorn69 I got my first civil service job at Reese AFB. Unfortunately, the AF closed it @ 3.5 yrs later. I was one of the lucky ones who got a promotion for a job at Randolph AFB in San Antonio.
I would love to retire around Toledo Bend Resivor. What's the best town. I'm a fisherman! 😄 🎣
I stay at Sugarland Texas . Environment wise, it’s one of the best places I have lived in US.
You're not too far from us, @dr.nirmalkishoryadav9265! Thanks for watching and commenting.
so what do you know about texas if you were not born here ?
Hi beautiful Jessica I love frisco and the north Dfw area as well the woodlands is a gem to
Kerrville is 60 miles Northwest of San Antonio....not Southwest. Other that thanks for the highlights of our wonderful town.
I retired in Hudspeth County and then in El Paso county.
Hi there Mike, thanks for sharing! How do you like it there?
Why are so many houses for sale currently in McAllen ? What has changed in a year….?
Not sure! Thanks for watching!
I think we all know what’s changed.
Car-tels
Did my town of San Angelo even come up during research for this video? Cool video though!
What about Brownsville?
We've had a lot of people mention Brownsville! Thanks for watching @islamibrahim8524!
Dallas has 4 segments of I-35 that have together over 500 deaths per year. Houston has a segment of I-45 that has over 144 deaths average per year. 😢
you left off Tyler! great little town.
I thought Reynosa was across the border from McAllen. Progresso, I thought, was in the Yucatan.
I am a Native Texan in my 70’s, and though I agree with some of your picks I have absolutely no idea how you came up with some others. First I have to agree with your picks of Granberry, Kerrville, McAllen, and Fredericksburg. Although some of your reasons do not match what retirees are looking for. Dallas has a lot of really good restaurants, but it has terrible weather and sits in tornado alley. El Paso and Aransas Pass-you have to be seriously kidding! Hard to believe you live near Houston and left The Woodlands off your list. BTW: you really need to look at a map. Laredo is southwest of San Antonio-Kerrville is not. San Antonio sits on the edge of a plateau. Geologists tell us that millennia ago San Antonio was beach front property. That is why the Texas Hill country is North of San Antonio, and most everything south of San Antonio is sand.
Hi Steve! Thanks for all your thoughts and recommendations - we realize there were a few mistakes made in this video, and we've taken the feedback into account for future videos. Take care!
Kerrville is Northwest of San Antonio. I live here
Instead of getting prices, safety and affordability I got a history lesson
Hi @timmartin638! We're sorry you weren't satisfied with our video - This was a video covering the highlights from a blog we did and you might be able to find more of the info you're looking for there - check it out! oakharvestfg.com/blogs/the-10-best-places-to-retire-in-texas/ Wishing you the best!
I just retired in January, live in a small town west of Wichita Falls, not a whole lot here, but cheap to live. Metro plex, high county taxes, to many people
Thanks for watching and weighing in, Kim! Congrats on your retirement!
What about Rockport?
LBJ is from Stonewall, located between JC and Fredericksburg on 290. Fredericksburg is no longer affordable. I used to live there and have seen the change. Burnet (pronounced BUR-nett for those who care) is becoming overpriced as well).
I’m from Dallas and I think you’re out of your mind! None of these are on my list. DFW is out of control and traffic and roads are unbelievably ridiculous. I never thought I would be higher than a roller coaster ride to transition freeways. All the infiltration has ruined the place I call home. I assure you, it was way better growing up here in the 70’s and 80’s but not anymore. I will be retiring in another place and possibly different state. I’m sad. 😔
THE PEOPLE OF TEXAS WHEN LEARNING SOMEONE IS LEAVING BIDS THEM "ADIOS" AND THANK YOU.;
@ lol. It’s ok. I’ll probably stay here. I see your handle is 3505. Eighty dude?
Does the low housing prices out weigh the high property taxe rates?
Good question! While Texas does have higher property tax rates compared to some other states, the overall affordability often balances things out. The lower housing prices can make it easier to purchase a home without breaking the bank. Additionally, Texas has no state income tax, which can offset some of the property tax costs. It ultimately depends on your individual financial situation and priorities. It might be helpful to compare total living costs, including property taxes, in different areas you're considering. Thanks for watching!
El Paso has an awesome culture
We love that, @Azarathify! Thanks for sharing with us.
The only knock I have against El Paso is its isolation. It isn't near any other Texas cities.
@@thullraven1 El Paso (ELP) isn't like the rest of TX anyway, so maybe that doesn't matter -- it's more NM like really. Just north is Las Cruces NM, although it's way smaller. And to the NE, you have the mountain towns of Ruidoso NM and Cloudcroft NM, where lots of El Pasoans visit often. However, the LARGEST city closest to ELP is Albuquerque NM, and it's not TOO far away -- you can get there in about 4-5 hours up I-25N.
You don't even need to speak English in El Paso (and lots of people there don't). And if you're a liberal and/or Democrat voter, you like ELP's politics as it's mostly blue.
-- BR
@@billredding2000 I know all about El Paso. I was stationed at Holloman AFB. I trained at White Sands and went to every place you mentioned multiple times. I really liked Cloudcroft and Ruidoso. I was married to my Ex in Clint. Albuquerque is indeed the nearest big city and it's a crime cesspool. I don't think it's cool that an American Citizen wanting to relocate to El Paso has to worry about a language barrier on the AMERICAN side of the border. I saw that first hand as my In-Laws lived outside El Paso in Socorro and didn't speak any English. As for El Paso being more like NM, well pretty much all of Western Texas is part of the Southwest like AZ, NM, and the desert area of CA so that makes sense.
@@thullraven1 "I don't think it's cool that an American Citizen wanting to relocate to El Paso has to worry about a language barrier on the AMERICAN side of the border."
Agree...but that's how it often is, and I guess it's the very same everywhere (even in the EU, as they've been finding out) where "immigrants" (legal or not) refuse to assimilate and instead work to make where they go like where they left (counter-productive, I'd say).
And given that White Flight maybe (guessing) started in the 1960s & into the early 1980s, the demographics in ELP have "gone south" (see what I did there) even more.
Aside from that, ELP is not a bad place to live, the summer heat is dry (like an oven, true, but unlike humid Galveston TX, for one example), crime isn't high for a city its size, the cost-of-living is low, housing low (even new-construction) -- except for the upscale areas (but that's true almost everywhere) -- and if you're a 100% disabled vet (or SSD maybe, not sure) you get a 100% property tax exemption...which is a HUGE perk given TX has some of the highest property taxes in the country. Other states often give partial/almost useless exemptions (more like mere lip-service to vets than REALLY being vet-friendly, IMO). And no vehicle ownership tax (aka: personal property tax) as in CO (and some other states). Or personal income tax.
So...a warm "bienvenidos" to you! ;-)
-- BR
Live in rural Texas between Dallas and Houston $400 annual tax never seen $150 electric bill central ac and heat pump
Wow Fred! You've never had an electric bill more expensive than $150? That's pretty great. Thanks for watching and commenting.
Tyler or Fredericksburg… two big towns I need to visit.
How is Texarkana.
Thank you gorgeous beautiful 🥰💐 for the info 😍
Did they move Kerrville?
Great location for Tornado watching, in Tornado Alley, super high property taxes.
One problem with retirement in Texas is that health care ranks 45th in the country for quality of care !
Healthcare in Houston is the best in the world.
People come f all over the world for the facilities in Texas.
Not if you are retired mili😢
Lubbock has a great health care community
We are from San Antonio. Nice city and nice state. Veteran friendly. Hot and humid in summer. Fine in winter. Medical care sucks however. Maybe Dallas and Houston are okay. Dunno. Same with public schools. I recommend Texas for many reasons. California people can turn around and take their woke culture with them.
Hey @2023Red, thanks for watching and sharing!!
"Medical care sucks however"
You've got to be kidding. S.A. has one of the best medical complex facilities in the state. By the way, the traffic on Hwy 1604 is awful. And the new double decker 1604 construction on the north side is downright scary.
@@kenthompson5723 Could you say where that best medical complex is located? We have lived in San Antonio for sixty years and not aware of this complex. We use the Stone Oak area doctors at this time. Between their staff from Nigeria or Ivory Coast plus south of the border, I cringe when I need an appointment.
@@2023Red South Texas Medical Center, in northwest SA, north of highway 410 and just west of interstate 10 (east of Babcock Rd.) In the general area of Floyd Curl Dr. I tried to attach a url here, but my message wouldn't post. You can go to their website and get additional info.
Nice video. I’m a resident of Austin & like you I grew up in Philly (Chester Co). I ride a lot out in Hill country and also lived in SA and S Padre Isl.
DFW is a dump. The traffic alone should tell you to stay away. The best and one of the most affordable places to retire would be on Padre Island outside of Corpus Christi.
It’s not affordable when it comes to property taxes and homeowners insurance…
Hey Robert! Thanks for sharing your perspective! Do you think that about all of Texas or just one particular area?
@@OakHarvestFinancialGroup Houston in particular.
@@OakHarvestFinancialGroup Property tax is high no matter where you are in Texas. Outsiders don't seem to realize that.
Check out videos on the Granbury tornado of a few years ago.
Lovin your vid, but Kerville is Northwest of SA. NOT Southwest as your vid states.
Don't think TX is a suitable retirement state if you are tight on money. The property tax is brutal. Above 8% sales tax, home insurance is very high. Albeit there is no income tax, but that would be good if you have high income, otherwise really not appealing to a retiree.
Texarkana is the best
Thanks for sharing, @mr.sept.5790!
Shhhhhhh!! Keep it quiet!
Texas seems like a great place to retire with affordability, fun, and safety in mind.
Thanks for watching!
Admiral Nimitz was born in Fredericksburg
No panhandle cities?
We're considering making another one of these lists - do you have any suggestions?
@@OakHarvestFinancialGroup look into amarillo. Lubbock. Midland/ Odessa. And smaller towns in between.
Thanks @sungee3333! We appreciate your insight!
Amarillo has amazing healthcare and wonderful people. It doesn’t take all day to go a doctor’s appointment which is a big plus for seniors. My 88 year old mother lives there and loves it. It’s the perfect size for retirement, with a very low cost of living.
You misspelled Granbury.
I’ve always heard Austin and San Antonio
Austin is very expensive. Most of us call it little California. It does have a lot of cool things to do, great food and entertainment, but it’s very liberal so 🤷♀️.
Kerville is sixty miles north west of san antonio
Please stop telling people to move to Texas!! We are full. Not enough water in the hill country for the people that live here now!!
vote red. shut the border down
We moved to Austin area in the 1970's and the mispronunciation of Burnet let's me know you're not from texas. It's
BURN'-et dern-it!!
Thanks for watching and for your feedback, @sheronlee152!
Is Aransas Pass really more dangerous than 96% of American cities? I don't think that you are saying that right.
Nice comentator!
you mentioned dallas but not Fort Worth, OMG - way better than dallas.
We've definitely heard there's a rivalry between the two... we'll plead the fifth ;) Thanks for watching Ron!
@@OakHarvestFinancialGroup It's not a rivalry thing. It's a practicality thing. Fort Worth has a lot to do just like Dallas but has a more laid back vibe, is cheaper, and has a much lower crime rate overall. I've lived in both. It's better to live in or near Fort Worth and work in Dallas for the higher wages. A lot of people do that. That's way rush hour traffic is really bad.
You should check how to pronounce the names of the towns you're promoting - BEFORE you do your mip mo%m ?
El Paso...Sun City? 🤔
That's dumb!
Especially seeing how there actually is a Sun City, Texas.
Is having ‘your own army’ really a selling point.
Abilene not on the list, really?
I know, right. I have lived in Abilene all my life and it is a AWESOME place to retire.
There are so many great places in Texas and it's tough to mention all of them - thanks for naming this one, Robert!
@@shirleyphillips5212, I have heard great things about Abilene. Can I please reach out to you with questions about Abilene? I am really considering moving to Abilene.
Abiline is beautiful.
I'm sure I'm not the only one, but I don't have time to read 189 comments.
It's BURN-et, not bur-NET.
But you're from Philly so you get a pass.
Kerrville is North West of San Antonio
Your initial list of '10 best places' spells Granbury wrong, with a D. Also Kerville is NORTH West of San Antonio, not South West...
Thanks for watching and pointing that out!
Nitpick: You misstated the crime rate every time. Kerrville's "47% safer than the average" doesn't mean it's "safer than almost half the other U.S. cities." It means the crime rate is 47% lower than the *average* (middle) U.S. city. That would be *much lower* than half the U.S. cities.
Property tax and home insurance are going higher and higher.
San Angelo should be included too!
Oh! Thank you for the recommendation, Jean! What do you like about San Angelo?
I love to live in small towns than live in big cities like Dallas, so living in large cities is a no no to me.
Definitely a different vibe in the city! Thanks for sharing your perspective, @acatal2919. Do you have any towns you'd recommend?
@@OakHarvestFinancialGroup I do not know for sure yet, I'll let you know, if I find some. Brigg's channel (World According To Briggs) has some interesting place to show & live.