we wish we knew this sooner

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  • Опубликовано: 3 окт 2024

Комментарии • 146

  • @ToriAndChad
    @ToriAndChad  2 года назад +10

    Download the FREE Upside App at upside.app.link/mastersfam to get $5 or more cash back on your first purchase of $10 or more!

    • @mariamangion21
      @mariamangion21 2 года назад +1

      So proud of you for getting sponsored 🥰

    • @ToriAndChad
      @ToriAndChad  2 года назад +2

      Aww thank you! The Upside App truly is awesome!

    • @shwetav
      @shwetav 2 года назад +1

      I feel so proud to see your videos being sponsored by such wonderful qualitative brands! Great going you two!!

    • @ToriAndChad
      @ToriAndChad  2 года назад

      awww thank you so much!!!

  • @sarahchadwick4672
    @sarahchadwick4672 2 года назад +40

    Even as a young girl, I know that videos like this are so so important!!!! Being able to chat about finances openly is so nice because I don’t hear about them a lot, especially because my family has had a lot of trouble with finances. It’s become something that nobody talks about and we all just pray things get better! (Obviously my parents chat about it to each other, but I basically never hear anything about budgeting or stuff like that) so thank you so much guys! Sending lots of prayers and lots of love 🥳❤️

    • @ToriAndChad
      @ToriAndChad  2 года назад +4

      aww that means so much!!! We hope to keep making videos like this to help others adopt mindsets that are helpful!!

  • @jarie9689
    @jarie9689 2 года назад +24

    Part two please! This was so helpful and encouraging 🫶🏼🫶🏼🫶🏼

  • @cassidykennington2703
    @cassidykennington2703 2 года назад +24

    I would love a part 2!! I’m 19 and knowing this info is so so helpful. Love yall:)

    • @ToriAndChad
      @ToriAndChad  2 года назад +4

      we love you!! thank you for encouraging us!!

  • @neledy7476
    @neledy7476 Год назад

    Love LOVE LOVEE how purposeful your videos ALWAYS are, I absolutely love how I always leave ever single one of your videos feeling joyful and rejuvenated

  • @mariamangion21
    @mariamangion21 2 года назад +22

    Your videos are so incredibly encouraging to me! I've been watching you for 5 months and I'm proud to say that I have never missed a video 🤍

  • @alena4212
    @alena4212 2 года назад +3

    Our nursery budget was all the money and gift cards from my baby shower lol But it covered all we needed and more!! Baby girl is 7 months and haven’t bought a single box of diapers, wipes, soaps and so much more!! We did a diaper raffle, best idea ever!! Also, the thrift store is great for baby clothes. They grow so fast, you can get new or gentle used clothes at the thrift very in expensive. I have gotten onesies for 45 cents!!!! And new outfits for 2 and 3 bucks 😏 They only wear it a couple times before they grow out of it. Part 2 would be great!!

  • @veritygrace1257
    @veritygrace1257 2 года назад +7

    Well this is a nice treat for a Friday 🥳

  • @stefaniejohnson6729
    @stefaniejohnson6729 2 года назад

    Yes please, a part 2! Just got the Upside app!

  • @ToriAndChad
    @ToriAndChad  2 года назад +11

    hey yall! We noticed a few comments about the title of this video and we went ahead and changed it! Totally see your POV! the title was meant to point to "how we are adapting our finances towards this next life stage and what we have learned in the past!" but that title is too long lol So we posed it as a question... But it didn't land the way we had hoped! Thanks for doing life with us, growing with us and learning with us!

    • @tinabb5402
      @tinabb5402 2 года назад +8

      @selena james no but for real! They must be strapped for cash and that's why the use clickbait titles for views and $$$. Gotta love getting financial advice from the couple whose mother basically funds their whole lifestyle lmao. Also Tori if you're reading this, if you're so desperate to give financial advice, then don't blow so much money on a nose job. make better use of that money (like say fixing those horse gums).

    • @lussipolak9850
      @lussipolak9850 2 года назад +1

      @selena james this!👏👏

  • @shwetav
    @shwetav 2 года назад +6

    Thank you so much for this! Very very informative & real. This will help so many of us who are navigating life at different stages with stable/ fluctuating incomes. I just love how straightforward and truthful you'll are by stating the facts of reality coupled with incorporating desires/achieving dreams as well. The efforts towards doing it all with good intentions is the key!!
    Love you three!! ❤ ( & that rhymed! :) )

    • @ToriAndChad
      @ToriAndChad  2 года назад +1

      aww thank you! It did rhyme! Thanks for lifting our spirits!

    • @shwetav
      @shwetav 2 года назад +1

      @@ToriAndChad You'll are the best! Most welcome. 😊

  • @chelseawebb3344
    @chelseawebb3344 2 года назад +3

    Hello from Australia! 🤩 I am so happy for you two and wish you nothing but happiness for your growing family. I love how open and honest you are and how you always bring God into the picture 🙏🏼

    • @ToriAndChad
      @ToriAndChad  2 года назад

      awww thank you so much! We appreciate you tuning in!!!

  • @L.O.V.E.CaratStay
    @L.O.V.E.CaratStay 2 года назад +1

    I went shopping today, and every time I reached for something extra, I heard Chad in my head, "Every time you say yes to something, you say no to everything else." LOL, but seriously, that advice was really helpful and made me think WAY more carefully about the things I got today. Definitely saved me on some things I didn't actually need! So grateful for you guys and for videos like this! :D

  • @hijaelectrico
    @hijaelectrico 2 года назад

    This video is so warm please do a part 2 . Well done!

  • @mishajacobs.2000
    @mishajacobs.2000 2 года назад +2

    Can't wait for this topic. So needed!

    • @ToriAndChad
      @ToriAndChad  2 года назад +1

      aww we can talk about so much more, but this is a good start! lol

  • @RagnarLothbrok2222
    @RagnarLothbrok2222 2 года назад +1

    My parents always told me - you can always find a way to afford children. You have to make sacrifices but it’s very doable to have a big family.

  • @faithpeggar
    @faithpeggar 2 года назад

    Part two please!!

  • @helenb5203
    @helenb5203 2 года назад

    As someone who just turned 22, this video actually made me excited about handling my future finances!!

  • @Greg_Orr
    @Greg_Orr 2 года назад +2

    Looking forward to this one!

  • @ruthtieman4896
    @ruthtieman4896 2 года назад

    I am younger and this is encouraging to me. I would love a part two. Love y’all.

  • @brasengrizelda4713
    @brasengrizelda4713 2 года назад +3

    loved the description ❤❤ Can't wait to meet baby masters🥳😇

  • @gabbacado
    @gabbacado 2 года назад +2

    NEEDED THIS! So helpful and encouraging. Thank you guys for being you 🤍

  • @karolinakowalski5291
    @karolinakowalski5291 2 года назад +2

    Thank youuuu guys 🙏🙏😍😍😍 Love learning from you two❤

  • @Greg_Orr
    @Greg_Orr 2 года назад +2

    Loved this video and you both always have such amazing practical advice! Also people who want more of this, make sure you’ve watched the other money/finance videos from Tori and Chad too! So much great advice all round! Love you three and hope you’re all doing well! Hope you’re enjoying some time to yourself this weekend too Chad while Tori is away!

    • @ToriAndChad
      @ToriAndChad  2 года назад +2

      Thanks a lot my man! We love talking about this and hope it encourages people! Love you man!

    • @Greg_Orr
      @Greg_Orr 2 года назад +1

      @@ToriAndChad You’re absolutely encouraging people and I know so many appreciate your advice and these types of videos! Thanks so much!

  • @honeyana2
    @honeyana2 2 года назад

    I love long videos! Please don't change how you naturaly do things! I think we all love you chatting and sharing all of it.
    Beacuse when the boy comes then you probably have less time.

  • @JK-nd9yz
    @JK-nd9yz 2 года назад +1

    I love how open y’all are about this🤍 God bless

    • @ToriAndChad
      @ToriAndChad  2 года назад

      aww thank you! God bless you too!!!

  • @teresacaceresvillarroya3793
    @teresacaceresvillarroya3793 2 года назад

    Yessss! I want parts 2, 3, 4… on this financial series! It is so helpful!

  • @elenabomfim665
    @elenabomfim665 2 года назад

    Accounting student and bookkeeper here. 100% yes to EveryDollar and Intuit/Quickbooks!! 🔥

  • @rachelboal2029
    @rachelboal2029 2 года назад +3

    Thank you so much Chad and Tori for giving such good advice on budgeting and financing! I'm 17 almost 18, and budgeting is super important to me even right now. I took the Dave Ramsey high school course and I absolutely loved it! I can't wait to use some of his tactics! Love yall so much!!

    • @ToriAndChad
      @ToriAndChad  2 года назад +2

      We love you! Glad this was helpful to you!!

    • @rachelboal2029
      @rachelboal2029 2 года назад +1

      @@ToriAndChad 😁

  • @isabellalacy9901
    @isabellalacy9901 2 года назад +2

    Lover this so much and thank you for doing this video and being so open with us! I would love a part two for this video

  • @belleingersoll6240
    @belleingersoll6240 2 года назад

    what a beautiful beautiful encouragement of a video to take care of our finances in a biblical way . . . just like tori said ! thank you also for sharing tips && practical ways to walk in confidence through this very hard but so rewarding task . all the financial blessings come from the Lord , for nothing is ours . i really really hope that the way we all spend our money daily can be pleasing && honoring to Him ! ✞ ッ ♡

  • @Miracleshappentv
    @Miracleshappentv 2 года назад +2

    Great topic. A much needed video for many. Have a wonderful and blessed weekend

    • @ToriAndChad
      @ToriAndChad  2 года назад +2

      thanks a ton! Continuing in prayer over you!!

    • @Miracleshappentv
      @Miracleshappentv 2 года назад +1

      @@ToriAndChad thank you.

  • @emilyprescott4215
    @emilyprescott4215 2 года назад

    I want a part 2! These conversations are so helpful.

  • @elysepryor3728
    @elysepryor3728 2 года назад

    Yes please for a part 2 of this video!!! This was so good

  • @katherinedennison445
    @katherinedennison445 2 года назад

    Part Two Please

  • @keana._
    @keana._ 2 года назад +1

    The best way to go into the weekend 🥳

  • @makalsiashepherd3275
    @makalsiashepherd3275 2 года назад +1

    I Like how Tori says "Like" a lot.

  • @savannahserna4133
    @savannahserna4133 2 года назад

    Yes please!! Next one

  • @nadiafox777
    @nadiafox777 2 года назад

    I love budgeting it's so freeing . It reminds me of friends when Monica says Rules Control The Fun ! Lol. I literally love to budget things like buying a smoothie cause I like to buy smoothies and walk my dog or budgeting for "free play" which means walking through Canadian tire and buying whatever I want once a month . I'm a raging shopaholic and I thank God we don't have Target in my country. Amazon is already enough and it's inside my phone. But seriously budgeting and sticking to my budget gives me feelings of security and self worth where as being irresponsible with money has always made me feel lost hopefless and ashamed. I think a lot of people don't realize budgeting for the fun things too is how to have a successful budget - it's not just a list of bills and saving every other dollar

  • @AdemGlory
    @AdemGlory 2 года назад

    Thanks for the video. It's inspiring. Please do more of this

  • @carolineawada9556
    @carolineawada9556 2 года назад

    Yes please! Part 2🙏

  • @kenzhayes
    @kenzhayes 2 года назад

    Thank you so much for this video! PLEASE DO A PART 2! I am currently trying to figure out a better way to budget my money and this was very helpful.

  • @sharonlefa1634
    @sharonlefa1634 2 года назад

    Part two please!!! This was VERY helpful🙌🏾

  • @brendaknapp3704
    @brendaknapp3704 2 года назад

    😂😂 I love this video!! Love the faces!! Great information, thank you so much for your wisdom and always sharing such great content! ❤️

  • @priscillabohn4621
    @priscillabohn4621 2 года назад

    42 years married raised 3 children have 6 grandchildren, we always lived below our income for trips house repairs etc. I even managed to get a cruise to Hawaii for $600 and have been paying monthly amount for the cruise of course I need to pay the gratuity of $400, but we live frugally. after kids left we have a 3 bedroom 2 bathroom house we buy rented suv that are 1 year old 6 cylinder and paid $17,000.00 the mileage was 45,000 but it is an amazing vehicle. husband made sure we had a smaller more affordable home, but that was 1985. now a days the economy and homes are crazy high. clearance and sale items always from clothing to food to snacks

  • @leticiacastillo6550
    @leticiacastillo6550 2 года назад

    Oh my goodness! WHAT!! I am so behind. When did y’all come back? I remember you were needing to take time away from the channel. Congratulations. I spray Gid will richly bless you in you need for your baby and this blessing. Psalm 46.10. 🙏❤️

    • @leticiacastillo6550
      @leticiacastillo6550 2 года назад

      I pray God will bless you richly. I’m sorry about the misspellings.😊

  • @ariairida
    @ariairida 2 года назад

    Wow guys, this video was so helpful! Thank you both for always putting out such helpful content for us. Really appreciate that. Would love to see a part about creative ways you use to increaae your income ☺️ and definetly would live a part 2 🥳🥳🥳🙏🏻

  • @Songwritersbehindthecurtain
    @Songwritersbehindthecurtain 2 года назад +1

    Congratulations 🎉🍾🎊🎈 on 127k subscribers.

  • @kaitlynneer6832
    @kaitlynneer6832 2 года назад

    I would love to see some more financial tips from ya'll! I am looking forward to having children, but right now it seems so impossible for my husband and I, so these videos are so encouraging!

  • @shonamcbride6200
    @shonamcbride6200 2 года назад +2

    Such an amazing and helpful video! Thanks you guys! Would love another video of this advice 💕

    • @ToriAndChad
      @ToriAndChad  2 года назад +1

      awww yay! Thank you for letting us know!

  • @jemimaabraham5329
    @jemimaabraham5329 2 года назад

    Part 2 please... this is very helpful

  • @blessingebuh2711
    @blessingebuh2711 2 года назад

    Please, I would really love a part 2

  • @shalommulungu7300
    @shalommulungu7300 2 года назад +1

    Thanks for the advice 🥰🥰

  • @amyison5139
    @amyison5139 2 года назад

    More please!!!

  • @nataliejaemartin
    @nataliejaemartin 2 года назад +1

    I need more of these!!! Lol

  • @simoneschoeman235
    @simoneschoeman235 2 года назад

    We are accepting any second hand baby stuff and letting go of the picture we have about this perfect Instagram nursery. We are saving so much money

  • @graceazar4776
    @graceazar4776 2 года назад

    Part two, please!! If you can please touch more on the multiple streams of income topic and what streams you have found to be very helpful!

  • @anisabell6187
    @anisabell6187 2 года назад

    I would love a part two!!!

  • @amandakate1247
    @amandakate1247 2 года назад

    Love this subject! 💸💰💵

  • @savannahserna4133
    @savannahserna4133 2 года назад

    Hey fam !! I just wanna ask for prayer over my family. We maybe going through a divorce and it’s may be a needed but hard. I just really need prayer and encouragement!! In Jesus name

  • @jettamartin5435
    @jettamartin5435 2 года назад +1

    Part 2, please!!!! 🤍

  • @unapologeticallyromel7096
    @unapologeticallyromel7096 2 года назад

    Love watching your channel👏

  • @RachelWalker01
    @RachelWalker01 2 года назад

    Part 2 please!!!

  • @lauracooke3906
    @lauracooke3906 2 года назад +1

    Part 2!!!! More more videos

  • @brendaedith
    @brendaedith 2 года назад +2

    Y’all are too adorable. Yesterdays photo post, tori where is that pink dress from? I’m currently shopping for a wedding guest dress and love the style of your dress. 🤗

    • @ToriAndChad
      @ToriAndChad  2 года назад +1

      the one from the reel?? rstyle.me/cz-n/f6uv2zc9xip

    • @brendaedith
      @brendaedith 2 года назад

      @@ToriAndChad it’s that one Thank you so much 🤍

  • @janaelenakolade2440
    @janaelenakolade2440 2 года назад

    Sadly I couldn’t download any of the apps mentioned since they’re not available in my country 😔 But I loved the advice and will definitely start budgeting and gonna read the Ramsey Book on Money. 😊

  • @Kiarasahara_07
    @Kiarasahara_07 2 года назад

    I’m always trying to learn about saving and investing. Would you go over more on how to get started with compound investing.
    Your videos are always inspiring, thank you! 💛

  • @FairlightChristianna1Cor318
    @FairlightChristianna1Cor318 2 года назад +1

    We use Mint! So helpful! Also we budget/live off last months income. Current income goes into a "income savings" account for next month, the way we're always a month ahead, and have that buffer, in addition to our 6 month emergency fund, and other savings.

  • @anne.8830
    @anne.8830 2 года назад +3

    It's a crime to be this early 🥺❤️
    I love this family! (Like plus we RUclips family)

    • @ToriAndChad
      @ToriAndChad  2 года назад

      hahahah if being this early is wrong, then I don't want to be right!!!

    • @anne.8830
      @anne.8830 2 года назад +1

      @@ToriAndChad exactly babies😂😂❤️

    • @ToriAndChad
      @ToriAndChad  2 года назад +1

      hahah

  • @DivineThorpeBlair
    @DivineThorpeBlair 2 года назад +1

    I really liked this and found it helpful especially because I just finished university 😳 I’d also love a part 2 🥰

    • @ToriAndChad
      @ToriAndChad  2 года назад +2

      aww that means so much Divine! Love you!

    • @DivineThorpeBlair
      @DivineThorpeBlair 2 года назад

      @@ToriAndChad love you guys! 🫶🏾

  • @rachelsmith3895
    @rachelsmith3895 2 года назад

    Thanks for the great video! I personally would really like to hear more on baby costs, and if you're willing to share, the specifics. I'm about to enter the season of trying for a baby, and we've had a lot of financial hardship that has prevented us from starting that season. Would love to know more about what to expect. Bless you both! You are in my prayers!

  • @ayanfevese
    @ayanfevese 2 года назад

    We like the long videos 🥹🥹

  • @barbarboyland2877
    @barbarboyland2877 2 года назад

    That’s a great idea I love that I did that and I only have One beautiful daughter who is Married and 2 beautiful granddaughters

  • @malikbishop9798
    @malikbishop9798 2 года назад +4

    What's up guys

  • @HelloKeianaS
    @HelloKeianaS 2 года назад +1

    a great book I love about money is titled "Managing Gods Money" by Randy Alcorn. I've read it twice and will probably read again, i love it! I also love this video (helpful and timely encouragement)!! (:

  • @jlv61560
    @jlv61560 2 года назад

    Stockpile some baby formula!!! Even if you plan to breast-feed, it's really important to have a back-up plan! If memory serves, you can put the cans in the freezer and greatly extend their shelf-life. Oh, and you may need to buy a separate freezer, because, let me tell you, you're gonna need that extra storage.

  • @andreasosa7449
    @andreasosa7449 2 года назад

    Part 2!!!!😁😁

  • @anyaanderson1473
    @anyaanderson1473 2 года назад

    Part 2 please!! Does the Upside app apply to the UK as well?

  • @Giancarlo_1997
    @Giancarlo_1997 2 года назад +1

    So start budgeting even as a single 24 yr old?

  • @mariaaasholm8531
    @mariaaasholm8531 2 года назад

    Would you guys make a video about the more biblical side of finances- Tori mentioned it at the end of the video

  • @Science_explained
    @Science_explained 2 года назад +1

    How fast I clicked on this:)

  • @rebekahmonet3776
    @rebekahmonet3776 2 года назад +3

    Hello everybody, welcome back *to the comments* :)

    • @ToriAndChad
      @ToriAndChad  2 года назад

      awww hello!!! WElcome backkkkk! Tooooo Our Commentsss

  • @JMKrech
    @JMKrech 2 года назад

    🔥🔥🔥

  • @anaeyachipo7854
    @anaeyachipo7854 2 года назад +1

    ❤️

  • @augustusgreen7881
    @augustusgreen7881 2 года назад

    can you do Feel Good Friday with random videos and bonus videos

  • @noeliajimenez1016
    @noeliajimenez1016 2 года назад +1

    Part 2 pls! for ex. what the bible says about $ .. how we could apply what God says about it to our life etc btw love all your videos 🤍

  • @haroldgeernian3699
    @haroldgeernian3699 2 года назад

    What are neutral baby clothes?

  • @ruthie2759
    @ruthie2759 2 года назад

    I am attempting to learn this as my 3 and 1 year old chat me up😂🤣😂 were all learning together ❤

    • @rosefox2021
      @rosefox2021 2 года назад +1

      You should learn from literally anyone else lmao

  • @augustusgreen7881
    @augustusgreen7881 2 года назад +1

    hi

  • @riyb8506
    @riyb8506 2 года назад

    Hiiiii😄

    • @ToriAndChad
      @ToriAndChad  2 года назад +1

      hey there!!

    • @riyb8506
      @riyb8506 2 года назад +1

      @@ToriAndChad This was great video!...I think i will look into compounding haha, thanks for your helpful advice 🙏 Hope you guys have an awesome and blessed day :)

    • @ToriAndChad
      @ToriAndChad  2 года назад +1

      aww yay!!!