Best insurance for young drivers and my recommended companies

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  • Опубликовано: 31 авг 2019
  • Tips and advice for young drivers getting insurance for the first time. Adding a child onto your policy is not cheap. This advise will help.
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Комментарии • 1,3 тыс.

  • @Gadier069
    @Gadier069 2 года назад +70

    Go straight to minute 9:30 for the information needed.

  • @ItzCokeGamer
    @ItzCokeGamer 4 года назад +16

    I really appreciate this video. Just bought my first car yesterday and I watched this video before this purchase. Thank you! Such a high quality video! Best regards.

  • @alexisdiva9
    @alexisdiva9 Год назад +2

    Very informative. Erie is a highly rated carrier by consumer magazines so am glad you mentioned it as an option. A bit of a caveat: Erie is a regional carrier that only writes insurance in PA (its home state) and a few surrounding states.

  • @gusmom485
    @gusmom485 2 года назад +4

    Thank you for the great advice!!!!🙌🏼

  • @andresukhoo5078
    @andresukhoo5078 3 года назад +15

    one minor accident one rolled through stop sign NY 23 years old driving a 2019 Nissan Kicks

    • @ThinkInsurance
      @ThinkInsurance  3 года назад +1

      Although it might a big search, Geico and Allstate are likely going to be a better fit. Maybe Travelers.

  • @321turn6
    @321turn6 4 года назад +24

    21, 3 points on Driving Record. Classified as “High Risk Driver,” quoted 600+ from the popular Insurance companies. This quote was for a Toyota Prius by the way.

    • @jgivenchy7834
      @jgivenchy7834 4 года назад

      Jai Rori im in the same boat haha besides i have a dodge charger 😂

    • @Oscar77105
      @Oscar77105 4 года назад +1

      Same 😂 im 23 680$ month sheeesh

  • @ColorfulDarknessHD
    @ColorfulDarknessHD 2 года назад +6

    First off, thank you for giving such great advice to those who need it and thank you for taking the time to respond to each and every person who asks for help.
    Second, I’m 23 years old planning to buy a 2018 Challenger R/T Plus. Living in Texas, absolutely clean driving record, licensed driver for 3 years but no insurance history. Your suggestions would be greatly appreciated!

    • @ThinkInsurance
      @ThinkInsurance  2 года назад +2

      You’re welcome. I’m glad I’ve been able to help so many people. For you, I would check Cover in the description since TX is their main state they try to get business.
      I would also see if there is someone you live with that can add you to their policy. That would be the cheaper option until you have 6 months or more prior insurance.
      Back up companies, Farm Bureau and Geico are the other competitive ones there

  • @dirtychai5245
    @dirtychai5245 3 года назад +8

    Thanks! I am 18 almost 19 and I own my car and just need insurance. I’m in the military and kinda need it when I get to my new command but when I was dumber before the military discipline I got into an accident and then I also had a few tickets so it’s really hard to find a decent price

    • @chasingmulaa7789
      @chasingmulaa7789 3 года назад

      Let me use your vehicle to get my license

    • @dirtychai5245
      @dirtychai5245 3 года назад

      @@chasingmulaa7789 who tf

    • @kittenwizard4703
      @kittenwizard4703 2 года назад

      @@dirtychai5245 let me use your mom to get my visa

    • @2Turnt5.0
      @2Turnt5.0 2 года назад

      Im damn near in the same situation but 17 almost 19 in the army

    • @2Turnt5.0
      @2Turnt5.0 2 года назад

      Almost 18*

  • @derrickalvarez3062
    @derrickalvarez3062 4 года назад +7

    I’m 18 and I have to pay $340 insured by Geico and it’s the basic insurance plus I’m under my parents policy I have a 05 Accord

    • @joepatrick3092
      @joepatrick3092 3 года назад

      I pay $500 per month I live in NYC btw, what state ur in?

  • @Leo-ph5dk
    @Leo-ph5dk 3 года назад +17

    21 (just got my license this month) mom has bad driving record so rather include just my dad if possible. 2001 Lexus GS300 California. So far, surprisingly like you said. AAA Gieco and progressive have been the best rates. I really wanted State Farm that’s what my dad has but for me they were charging a lot. Any other suggestions you got for me?

    • @jaffescott390
      @jaffescott390 2 года назад

      Who did you decide to go with

    • @omg_a_hoe
      @omg_a_hoe 2 года назад +4

      @@jaffescott390 I went with State Farm, they ended up being able to lower the price enough for me but I recently got in accidentally and they put 6 points on my license for a minor collision and raised my insurance to $250 a month so I’m leaving

  • @elzakhafizova7001
    @elzakhafizova7001 2 года назад +1

    Hello! Thank you for the video!
    I just got my license, over 25, first time driver, what insurance would you recommend for mystang 2016, progressive said $930 a month.

  • @liz_mtz12
    @liz_mtz12 3 года назад

    I’m about to turn 21 and have a 2012 Ford Focus, which one do you recommend for me?

  • @dayc5933
    @dayc5933 3 года назад +76

    Dang that is good to know thanks for the video I am 19 thinking about getting a car.

  • @deezy7406
    @deezy7406 4 года назад +10

    What’s the best for Texas I’m 17 no accidents just got my license I need insurance for 2019 Kia Forte they wanting 570 with State Farm on parents insurance plan what do I do?

    • @ThinkInsurance
      @ThinkInsurance  4 года назад +4

      You can do a few things. For certain you’re going to need to call several places until you find something cheaper. Make sure you have the right coverage.
      You can fill out a quote on my site and I’ll have one of my guys check a few places or call farm bureau, Allstate and Geico to see if they have a better price for you.
      You might have to raise your deductible to bring the risk profile for if your loan company will allow that.

  • @laflame1652
    @laflame1652 3 года назад

    19 and looking to buy a 2013 Honda Accord in eastern NC. Do you have any reccomendations?

  • @josephteves7936
    @josephteves7936 2 года назад +2

    Hello, Im 21, Im a new driver for about a year or so and i am getting my first manual. I want to see what are the best options for me in terms of insurance and the best prices possible

  • @abraham2699
    @abraham2699 4 года назад +12

    Best insurance in SoCal ?

  • @heuangkeo9462
    @heuangkeo9462 3 года назад +27

    I’m 20, getting a 2020 Honda Insight Ex, and I’m located in Pennsylvania. What’s the best auto insurance? I’ve been quoted $400-900

    • @TheAngryasianface
      @TheAngryasianface 3 года назад +5

      Get Progressive deductible for $1000 and pay for 6 months that will drop to $230-270

  • @blazecorn9516
    @blazecorn9516 3 года назад

    I’m from Arkansas and I have a 2008 XB release series I pay $150 for liability only

  • @zamuraizk4431
    @zamuraizk4431 3 года назад

    Im 20 and about to turn 21 in January, I just got a new 2020 dodge challenger and im looking for another insurance because I can just imagine how expensive it would be. I used to drive a 1998 Toyota 4runner with 230,000 miles on it and paid almost 200 for it. I also have 1 ticket in my life time which is No DL and Speeding 15 mph over the limit. I wonder what I can find for low price.

  • @Persuasionz
    @Persuasionz 4 года назад +5

    Hey I’m 22 years old and I want to get a camaro . I usually make somewhere between 2,054 on the low end a month all the way to 2,527 a month on a high end. I don’t want to bet out of my league but I want to know a few tips to get my insurance hopefully below 300/monthly. I’ve had a license since 18 and got a vehicle at 18 as well, but the car died on me. This will be my first attempt at insurance (yes that means I didn’t have any the last 4 years🙃). The final goal is to see what I need put as a down payment to afford a camaros insurance , get a 600-650/month apartment, and not be screwing myself . I have about 3-4 weeks until I have 1000 but I’ll probably put 1200-1500 down. Any help is appreciated!!!

    • @TamaraGrace
      @TamaraGrace 2 месяца назад +1

      You're probably 26 by now but if I was to tell a young driver how to get cheap insurance, I'd say drive CAREFULLY, and liability all the way, until you have something worth keeping insurance on. Also, there are websites that'll make insurance companies compete for your business. The one I use is insurify. And it's free.

  • @f150sbcglobal
    @f150sbcglobal 4 года назад +5

    Does the value of the car make a BIG difference in premiums?
    ie $5,000 car vs $20,000 car??? In Texas

    • @ThinkInsurance
      @ThinkInsurance  4 года назад +2

      The value of the car does play a factor as well as the type of car. If it’s a station wagon (that’s what they label cross over vehicles) vs an Acura (most are listed as performance vehicles) even though they have similar safety ratings.
      The value doesn’t change the risk but the overall possible payout a company would potentially have which will cost more the higher the value is.

  • @tobiasisbroken1934
    @tobiasisbroken1934 3 года назад

    So I’m 17 and just bought a 2008 F-150 and I live in Illinois. The issue is I don’t have my license but just my permit. I have no idea where to look, any ideas or suggestions?

  • @breannahkimbrough2159
    @breannahkimbrough2159 4 года назад +1

    Hey I live in New York. I am 26 and the insurance quote I got from Geico was 2,000 a Month. The cheapest quote I got was all state 565. I am a new driver

    • @ThinkInsurance
      @ThinkInsurance  4 года назад +1

      Geico is one of the more competitive companies for young drivers in NY. I would look into New York Mutual, Progressive and Travelers

  • @ExaltedRealm
    @ExaltedRealm 2 года назад +3

    i see you're still giving advice in the comments. I'm 20 years old thinking about getting a 2019 r/t scat pack plus. how do you think I should go about it and who is the best? ( i live in ga btw and have a 680+ transunion and equifax credit score and a 750 fico score idk if that helps narrow it down. ) thanks in advance.

    • @ThinkInsurance
      @ThinkInsurance  2 года назад

      Auto Owners and Esurance are the two I would get quotes from

  • @josephdollarbills4926
    @josephdollarbills4926 4 года назад +11

    I’m 19y old & I plan on getting a Dodge Challenger tomorrow not sure what year maybe 2017-18 but can’t really decide what insurance to get. I live in Columbus Ohio, not trying to pay a lot for insurance 🙄 My birthday is in 29 days so hopefully my rate will go down. I will continue to watch more of your videos for more info!

    • @ThinkInsurance
      @ThinkInsurance  4 года назад

      It might slightly be less. The biggest drop in price is when you turn 25. If you do need to shop Geico and Westfield are competitive in Oh.

    • @inhawaii4941
      @inhawaii4941 4 года назад +1

      Update? Did you get the challenger

    • @codyeastwood6217
      @codyeastwood6217 Год назад

      Come on Joseph update

  • @lazerspace9337
    @lazerspace9337 10 месяцев назад

    Hi, i am 20 and live in Illinois. I have had my license for 18 months now and am looking to buy a 2015 Ford escape. What company is best for me for auto insurance?

  • @brandonleehernandez2294
    @brandonleehernandez2294 3 года назад +1

    I like this vid. Good to know... I'm 23 and got a 2008 ford focus in TX and trying to get insurance, what would be good?? Or do I go under my parent insurance??..

    • @ThinkInsurance
      @ThinkInsurance  3 года назад

      It wouldn’t hurt to check a few places to get your own. Farm Bureau and Geico are the two I would look into.

  • @The3rdCompany
    @The3rdCompany 4 года назад +9

    getting a '18 Accord Sport soon in CA, dad has AAA but coworkers recommend geico bc of my age (22), should I go under my dad or go w the recommendation?

    • @ThinkInsurance
      @ThinkInsurance  4 года назад +5

      Christtian L it’s still likely cheaper to stay under your dads policy but it wouldn’t hurt to at least get a quote from Geico.

    • @ricky9279
      @ricky9279 4 года назад +2

      Think Insurance theyyy te

  • @arashebadtabrizi1301
    @arashebadtabrizi1301 4 года назад +12

    I’m in Houston Texas rn and I currently have a 2012 hyuandi what insurance do u recommend I also turn 17 in a month

    • @iknow4913
      @iknow4913 3 года назад

      Arash Ebadtabrizi the cheap one

    • @arashebadtabrizi1301
      @arashebadtabrizi1301 3 года назад

      I Know which company tho ?

    • @brendamuniz2755
      @brendamuniz2755 3 года назад

      That’s crazy I’m in the exact same situation. N Im in Chicago 😂😂 that’s crazy we all life the same life my 2012 Hyundai is grey 💀

  • @kaylynjohnson194
    @kaylynjohnson194 3 года назад +2

    Hey, I’m so glad I seen your video. I just bought a 2009 All Black Nissan Altima, with two previous owners in Decatur, Ga. Do you have any companies in mind? Thanks for your consideration!

    • @ThinkInsurance
      @ThinkInsurance  3 года назад +1

      Farm Bureau, Auto Owners and Geico are going to be the 3 I would look into in GA

  • @astoldbybeee
    @astoldbybeee 3 года назад +1

    Hi, I’m getting an Jeep renegade, not sure the year. Between these years 2017-2019. What insurance would you recommend pls?

  • @irvin6634
    @irvin6634 3 года назад +8

    I’m 18 years old interested in buying a 2014-2016 Infiniti Q50. I have an a fault car accident and a speeding ticket, recommendations on an insurance company? Allstate seems to be the cheapest

    • @noahcoogler6971
      @noahcoogler6971 3 года назад

      im 16 and looking at the infiniti g35, check it out

    • @dennyf57
      @dennyf57 3 года назад

      I’m on the same boat, only reason the ticket is on my record was cause I had to pay it cuz a job opportunity, but I can’t get a fucking decent quote not even got a shitbox from 2002 😭

    • @nunupon1359
      @nunupon1359 2 года назад

      Speeding ticket already? Good god

  • @MariaGarcia-xf5yh
    @MariaGarcia-xf5yh 4 года назад +6

    Hi, I am 20 going on 21 in August. I just purchased a 2010 Dodge Charger SXT in California. What Insurance do you recommend?

    • @ThinkInsurance
      @ThinkInsurance  4 года назад +1

      I would start with Wawanesa, 21st Century and Geico

    • @silverfang2047
      @silverfang2047 3 года назад

      Maria happy late birthday 🙂and would you mind letting me know how that goes cause I’m trying to get a charger myself and I’m also 20

    • @lilalphatee3608
      @lilalphatee3608 3 года назад

      Sameee

  • @natetulchinsky2046
    @natetulchinsky2046 3 года назад +2

    I'm 21, leasing a 2018 honda civic and have a clean driver's record in New York along with taking a defensive driving course recently. What options do I have for insurance?

  • @liyah9509
    @liyah9509 2 года назад

    hey! im in pennsylvania and i’m turnin 21 in july. i’m getting a car very soon. 2014-2015 honda accord lx (not sure which year yet) i’m havin trouble deciding which car insurance to go with at the moment. could you please give advice, suggestions?

    • @ThinkInsurance
      @ThinkInsurance  2 года назад +1

      Geico and Erie are the two I would start with

  • @user-ej3ss9kb8x
    @user-ej3ss9kb8x 3 года назад +3

    Hi, I’m 18 with 2017 Honda Civic sedan. I live in Miami Fl, what insurance would you recommend

    • @ThinkInsurance
      @ThinkInsurance  3 года назад

      State Farm, Allstate and Geico are the ones I would look into

  • @carlagonzalez6791
    @carlagonzalez6791 3 года назад +3

    Hi! I'm 19 and live in New York. I got a traffic ticket back in January. I'm ashamed and disappointed about the dumb mistake I made. At first, the cost of my insurance was about $450 every six months with Geico. Later, it turned to $876.30 (my dad is the policyholder). I will be driving a different car now, a 2011 Lexus RX 350. My dad and I don't know if it's worth continuing with Geico or if it would be better to switch to a new insurance company. Could you please give us some insight on what would be best to do for this case? What insurance companies would you recommend?

    • @ThinkInsurance
      @ThinkInsurance  3 года назад +2

      Geico is one of the cheapest Options in New York with teen drivers. If your dad wants to re shop it I would look at Travelers and New York Central Mutual.

    • @carlagonzalez6791
      @carlagonzalez6791 3 года назад +1

      Think Insurance Thank you!

  • @gabeishere4990
    @gabeishere4990 3 года назад +1

    Turning 16, living in Minnesota and planning to get an older sedan like a Ford or Toyota around early 2000s years. What should I be expecting and what insurance
    companies you recommend?

    • @ThinkInsurance
      @ThinkInsurance  3 года назад

      State Farm and North Star are going to be cheaper options to go with. Possibly Auto-Owners

  • @Vincisomething
    @Vincisomething 4 года назад +1

    So far the most affordable insurance I've come across was Progressive, but I keep seeing a lot of shady reviews about them. It's stressing me out because the other insurance rates were way above my budget. 26, 2015 Subaru outback. No accidents or tickets.

    • @ThinkInsurance
      @ThinkInsurance  4 года назад

      Vincisomething Progressive isn’t a bad company to go with. What prices are you getting and what state are you in?

    • @Vincisomething
      @Vincisomething 4 года назад

      @@ThinkInsurance Oregon. I was thinking of progressive, but got a little wary of some of the reviews I've seen.

    • @ThinkInsurance
      @ThinkInsurance  4 года назад +2

      It’s hard to tell because most insurance companies only get complaints. If you know what you need for coverage and you are properly protected you should be ok.
      At least progressive is large enough to have a good handle on claims. You likely can call a local agent that sells progressive. If they have high ratings then you’ll get the best of both worlds. The agency I work for is 4.8/5 stars so having an agent like that may be worth it.
      Even if you pay a few more $$ a month it sounds like it would be worth it to you to have that peace of mind

  • @j-rod2807
    @j-rod2807 4 года назад +32

    I’m 21 wanting to get my first car and it’s a 2012 Acura. What insurance would fit best for me in your opinion

    • @noraeditz
      @noraeditz 3 года назад

      How much do you pay

  • @inhawaii4941
    @inhawaii4941 4 года назад +23

    When i was 17 i was under my dads policy it was with satefarm $350 per 6 months when i transferred it into my name at 19 i was expecting it to double but it stayed exactly the same. Idk if this was a mistake or normal. At 20 i transfered to allstate and it was $380/6mo for 2 cars. People were always surprised when they asked how much i paid

    • @taylorsimone8846
      @taylorsimone8846 4 года назад

      If you don't mind me asking, what kind of car do you drive and whats the color? I heard those are effects too

    • @inhawaii4941
      @inhawaii4941 4 года назад

      @@taylorsimone8846 10 years ago my 1st car was a 2003 Ford Taurus Dark Gray

    • @inhawaii4941
      @inhawaii4941 4 года назад +2

      @@taylorsimone8846 at 20 yrs old the 2nd car on my policy was a 2011 chevy camaro v6 both cars cost me a total of $380/6mo

    • @taylorsimone8846
      @taylorsimone8846 4 года назад

      @@inhawaii4941 damn thats nice.. I'm 20 RN but someone rear-ended me a few days ago 😩 Hoping mine can be the same. Who's your insurance?

    • @inhawaii4941
      @inhawaii4941 4 года назад

      @@taylorsimone8846 allstate. I've got cheaper quotes by geico and some other ones but they don't offer accident forgiveness

  • @tokys.1039
    @tokys.1039 3 года назад

    I’m tryna get 2014Lexus is250 in ny, geico said 2800 for 6months but I’m thinking about getting it under somebody else’s insurance for cheaper

  • @peterporker7655
    @peterporker7655 3 года назад +2

    Hey I’m 19,living in NJ and getting a 2011 Chevy Camaro ss,what do you recommend?

    • @ThinkInsurance
      @ThinkInsurance  3 года назад +1

      New Jersey Manufactures and Geico will be the cheaper options. I would check Travelers too

  • @tymoney666
    @tymoney666 4 года назад +7

    22, I’m trying to get a Dodge Challenger and It’s my first time getting a car on my own in Texas. And first time getting insurance. Not tickets or accidents. Just need cheaper insurance in texas

    • @MrHRDGAMER
      @MrHRDGAMER 4 года назад +1

      ty money same problem I tried to get a camaro ss 2018 they where trying to charge me 450+ for insurance I’m 21

    • @MickeyMouse2543
      @MickeyMouse2543 4 года назад

      @@MrHRDGAMER well it was a newer model, try getting a 2010 0r 2009 car for your first car. Dont always fall into that trap of needing the newest, hottest or cleanest car. Or start off with a cash car, it will save you lots of money!

    • @SuperCatic
      @SuperCatic 4 года назад

      FYOURSHET that’s what I’m looking for 2016+. Mine is 1600$ ever 6 months for my 11 Audi s4 in Michigan. So garbage man

    • @528Chris
      @528Chris 4 года назад

      Ray Chamburg u not under your parents insurance?

  • @philipgladysh7492
    @philipgladysh7492 4 года назад +4

    Im 17 in MA with 2013 bmw 335i, Any recommendations?

  • @okieg8960
    @okieg8960 3 года назад

    Me buys a 2003 echo for $400 pays $120 every month for insurance never crashed or had an accident or been pulled over for 6 years.

  • @winkpc101
    @winkpc101 4 года назад +1

    I’m a 21 year old from MD. My mom has Geico insurance and I plan on going underneath her plan. Do you have any suggestions for 2013 cars that won’t significantly increase her insurance?

    • @ThinkInsurance
      @ThinkInsurance  4 года назад

      Geico is pretty competitive for families with teens. I would check with 𝐔𝐒𝐀𝐀 and Travelers as other options

  • @hermanportorreal8409
    @hermanportorreal8409 4 года назад +6

    Any recommendations for the Bronx 18 years old Acura RSX type S😭 I got quoted 1600 by myself and mom doesn’t want to put me under her

    • @ThinkInsurance
      @ThinkInsurance  4 года назад +1

      From what I can see the average cost of insurance there is $300-$350/mo there 😔. I would check Nationwide, Progressive and State Farm.

    • @ShinJoey
      @ShinJoey 4 года назад +2

      That's awful but tbf you're young, have a luxury car, and a sports car(I assume), so that'll be very expensive to get insured imo. Plus I heard NY is really expensive anyways.

  • @marli2987
    @marli2987 4 года назад +4

    I’m 21 and live in Arizona, I want to buy a 2018 Honda Civic ex-t. What insurance would be the cheapest or should I just ask my mom to put the car in her name?

    • @ThinkInsurance
      @ThinkInsurance  4 года назад +2

      Safeco and Geico are 2 competitive companies there. It will likely be a lot cheaper under your mom if you go that route.

  • @iamlookingfornarnia
    @iamlookingfornarnia 3 года назад +1

    I bought my first car yesterday, a 2018 Kia Optima. A used, no accident/damage/recalls car under 25k miles. I am 24, no tickets or accidents, have had license for over 6 years. Previously driving my dads car that he sold, I was already a driver on the policy, 4 cars at $350 a month. My dealership even got my auto rate (4%) lowered bc I was supposed to add the car to our policy. Now my insurance, Elephant, wants to charge an additional $300 to add my new car! 😔 making our car insurance payment over 700 a month!! I need to obviously get my own policy. I want root insurance, but they take 3 weeks to quote 😳. I need something more immediate. I want a $500 deductible, have a 670 cc, and am in Texas. Ive gotten quoted 250 from geico, & progressive .. Do you think I could go any lower?

    • @ThinkInsurance
      @ThinkInsurance  3 года назад

      It sounds like Farm Bureau, and Geico are going to be the most competitive. Possibly try Erie or 𝐔𝐒𝐀𝐀 as well

  • @JuanRuiz-ut3bj
    @JuanRuiz-ut3bj Год назад

    I bought a 2017 escalade platinum 2 years ago I was 30 years old married 1 daughter 0 accidents no tickets insurance was 1560 for 6 months 😢

  • @joshuango8707
    @joshuango8707 4 года назад +6

    I am 19 and I drive a 2017 BMW 330I, I live in California and I've been getting quotes for 175/month but with a high deductible. Any tips or advice to find a better deal.

    • @ThinkInsurance
      @ThinkInsurance  4 года назад

      Check with Nationwide, Progressive and maybe Geico. Those 3 are competitive with young drivers.

  • @Daphmine
    @Daphmine 3 года назад +4

    I’m 21 and I’m about to finance my first car 2019 Nissan Maxima. I live in Georgia. My parents won’t put me under their insurance, So I’m basically on my own. What’s the best company for me ?

    • @ThinkInsurance
      @ThinkInsurance  3 года назад +2

      Farm Bureau and Geico are going to be the two companies I would call.

    • @Daphmine
      @Daphmine 3 года назад +1

      Think Insurance thank you soo much

  • @rodrigogomez9240
    @rodrigogomez9240 4 года назад +1

    turning 18 in february i’m getting a mustang gt next month what would you recommend in the state of New Mexico?

    • @ThinkInsurance
      @ThinkInsurance  4 года назад +1

      I'm not as well versed with New Mexico but from what I can find State Farm and Geico are the cheaper 2 for teens there.

    • @MrBakerskate1
      @MrBakerskate1 3 года назад

      Step 1 don’t get a mustang.

  • @WolfGaming-bb4du
    @WolfGaming-bb4du Год назад

    I'm 19 and I live in Tennessee i am about to purchase a 2021 Yukon Denali xl which car insurance would u recommend?

    • @ThinkInsurance
      @ThinkInsurance  Год назад

      Grange, Geico and Farm Bureau are the companies I would look at

  • @christianjuarez8546
    @christianjuarez8546 4 года назад +18

    I'm 16 1/2 so I can drive by myself. I'm trying to get a 2015-2017 Honda civic 1.8 L (Not much power). I live in Delaware, but I just move to the US so my parents don't have credits to back me up. What do you recommend?

    • @beastsoundz617
      @beastsoundz617 4 года назад +6

      Christian Juarez Don’t get loans save up and get a 2008-12 Camry or Corolla

    • @ozz9000
      @ozz9000 4 года назад +2

      Save up! You don’t want high interest rates

  • @JosePerez-oq6zg
    @JosePerez-oq6zg 3 года назад

    He posted this a year ago and he’s still responding to comments, what a KING
    I’m a 18 year old driver in southeast Texas with a 2007 Dodge Ram. What would you recommend

    • @ThinkInsurance
      @ThinkInsurance  3 года назад

      😀
      Farm Bureau and Geico are who I would look into. Maybe State Farm as well

  • @unnervingmutezero2287
    @unnervingmutezero2287 4 года назад

    I am a 16 year old who wants a 1950s-1970s car plus I am trying to learn how to work on cars.The reason why I want a older car is the insurance quotes I have gotten have been cheaper though I only was able to get one company(The General) to give me a quote on older cars 188$ a month vs what a 1996 Jeep Grand Cherokee would cost me for lesser coverage which is around 275$.Is the Jeep worth the extra amount since I will be paying for my own insurance since I am not the biggest fan of newer cars since they are more complicated.Thanks in Advance!

    • @ThinkInsurance
      @ThinkInsurance  4 года назад +1

      Unnervingmute Zero If you’re not planning on putting collision on the older car almost all insurance companies will usually allow that. They might have to enter the vehicle manually since the VIN won’t pull any data.
      If you do want collision I would do a quote through Hagerty. They specialize in classic vehicles.
      The problem you’re running into is that classic cars typically have a higher value vs what blue book value is and if you wanted true full coverage you have to do what’s call “agreed value”. Most companies don’t offer that. They do “actual cash value”. If you don’t need full coverage then it’s typically not a problem

    • @unnervingmutezero2287
      @unnervingmutezero2287 4 года назад +1

      @@ThinkInsurance Ok thanks!It's good to know I have options on companies for insurance

  • @amberlynserrano
    @amberlynserrano 4 года назад +3

    im 20 , and have a 2019 honda civic sedan. I live in PA what do you think is best for car insurance.

    • @ThinkInsurance
      @ThinkInsurance  4 года назад

      Nationwide and Erie insurance are going to be a couple of good options to look into

    • @racer776690
      @racer776690 4 года назад

      I live in Pennsylvania too, I will check out Nationwide. I don't have a new car like you though.

    • @Speedysnail9999
      @Speedysnail9999 3 года назад

      If you’re looking just for cheapest, I’d also look into Root. I’m also 20 in PA but with a Miata (a huge no-no to insurance companies), and I’m only paying about $800 a year. Other factors will vary of course.

  • @smiler041
    @smiler041 3 года назад +3

    Hello there!! Thank you for making this video. I'm a 19 year old first time driver in NorCal without parental assistance and I'm going to be financing a 2020 Hyundai Elantra Limited, what car insurance would you suggest for me?

  • @rugerdae1820
    @rugerdae1820 3 года назад

    I’m 18 looking to buy a 2017 Dodge Charger rt All the big insurance companies are quoting me 800+ any suggestions.

  • @crazedneonite1641
    @crazedneonite1641 4 года назад +1

    i will be 18 in july and have a good record so far, i live in sc, i’m not going to school anymore and i haven’t done any defensive driving or pdp, what would you specifically recommend. note my car is a vw jetta btw.

    • @ThinkInsurance
      @ThinkInsurance  4 года назад

      I would try Travelers first then Geico and possibly State Farm. All 3 are good companies that work well with teens.
      You can ask them the price difference if you do take a defensive driving course. I think you will find it typically doesn’t impact the price as much as it should.

  • @andrewotero1640
    @andrewotero1640 4 года назад +7

    I’m 19 , just got a car a 1998 Toyota carolla , I live in NY , what’s the best insurance

    • @ThinkInsurance
      @ThinkInsurance  4 года назад

      Great choice for a starter car! It’s one of the cheapest to insure overall.
      In NY for a young driver check into Geico, Progressive and maybe the local company New York Central Mutual Fire

    • @racer776690
      @racer776690 4 года назад

      Smart choice.

  • @LacedJobs
    @LacedJobs 4 года назад +3

    I’m 18 I just got my license and I live in Atlanta and I have a 2001 Volkswagen Jetta. Any ideas for me?

    • @ThinkInsurance
      @ThinkInsurance  4 года назад +1

      The cheapest and usually best deal you’ll get is if you go under a parent or guardians insurance policy. If you are wanting to go on your own, Farm bureau and Geico would be a good option to check in ATL

    • @LacedJobs
      @LacedJobs 4 года назад +1

      Mark Flockhart thanks I’ll check em out

  • @deeci6003
    @deeci6003 3 года назад +2

    I’m 18 living in CA and bought a used 2016 Ford Fusion. Any thoughts on what insurance I should get?

    • @ThinkInsurance
      @ThinkInsurance  3 года назад +1

      Wawanesa, Progressive and Geico are some good cheaper options on CA

    • @deeci6003
      @deeci6003 3 года назад +1

      Think Insurance thanks !!

  • @Zixxer_rider
    @Zixxer_rider 4 года назад +2

    So I have an issue, I would like to finance a Lexus IS 250 but some say leasing is better for a new driver. I am 20 and I live in New York, what insurance do you recommend, and to note my parents do not have drivers licences, and I received mine a month ago.

    • @ThinkInsurance
      @ThinkInsurance  4 года назад

      Leasing vs Buying won’t affect your insurance. I’m a fan of buying because leasing costs you more money overall (google it). There are a few companies that are competitive in NY right now for young drivers. I would look into Geico, New York Central Mutual and possibly Allstate

  • @keonhosten8783
    @keonhosten8783 3 года назад +3

    I’m 18 at the moment and turn 19 in December. I live in NYC and I’m looking to get a car what insurance companies are best in the city

    • @ThinkInsurance
      @ThinkInsurance  3 года назад +3

      Travelers, Allstate and Geico will be you likely best options

  • @TitanousWarlock
    @TitanousWarlock 3 года назад +41

    I’m 21, getting my drivers license for the first time here soon, I’m sure my insurance prices are going to be insane

    • @markyeshiggins5308
      @markyeshiggins5308 3 года назад +4

      same. let me know which insurance you get and how it works 😂😂

    • @TitanousWarlock
      @TitanousWarlock 3 года назад +8

      Markyes Higgins So I went with Progressive. With their snapshot device installed in your car or on your phone, it ran the lowest price for me.

    • @alexistoxqui6984
      @alexistoxqui6984 3 года назад +1

      21 bro? LMAO my bad

    • @tootz5800
      @tootz5800 3 года назад

      21!!!!!

    • @souljarohill8795
      @souljarohill8795 3 года назад +2

      how much does it cost per month for you, It looks like i might start paying for my own insurance

  • @veraniaremigio9762
    @veraniaremigio9762 3 года назад

    Im 19 and living in Oregon and bought a used 2014 durango dodge rt . What’s the best cheapest insurance you recommend?

    • @ThinkInsurance
      @ThinkInsurance  3 года назад

      You’ll want to look into Geico and Progressive

  • @Adam-TheLiftedKing
    @Adam-TheLiftedKing 2 года назад

    I live in Wisconsin I’m 22 any suggestions plan on buying a 2018 or 2017 Chevy volt

    • @ThinkInsurance
      @ThinkInsurance  2 года назад

      American Family, Pekin and State Farmer are three I would look into

  • @garrettisamess509
    @garrettisamess509 4 года назад +3

    I have a 2010 mustang gt and my insurance is 2700$ per year🙁

    • @ThinkInsurance
      @ThinkInsurance  4 года назад +2

      😟
      If you're in Michigan or Florida, that's normal or even cheap ;-)

    • @elijahmole2075
      @elijahmole2075 4 года назад

      Bro I’m trying to get my 2010 mustang gt in a couple days as well but I wanna see what my insurance will be like 😭

  • @hermanportorreal8409
    @hermanportorreal8409 4 года назад +4

    Lmlllll I’m dead 2200 a year isn’t even that bad in NYC

  • @gtown8_209
    @gtown8_209 3 года назад

    About to turn 15 getting a hardship license and buying a 2014 preimiun gt mustang s197. I live in TN, What company should I go with and how much will I most likely pay monthly if I’m the primary?

    • @ThinkInsurance
      @ThinkInsurance  3 года назад

      Geico and Erie are likely your best option possibly, Farm Bureau.
      Be prepared for some issue with your license. Most insurance companies are designed to accept drivers under age 16 but they should be able to figure it out.

  • @richardchacon2382
    @richardchacon2382 3 года назад +1

    I'm 20 living NJ , recently purchased a 2015 Ford Escape. What type of insurance do you recommend?

    • @ThinkInsurance
      @ThinkInsurance  3 года назад

      New Jersey Manufacturers, Travelers and Progressive are who I would look into

  • @t.c.t.trueconspiracytheori1559
    @t.c.t.trueconspiracytheori1559 4 года назад +3

    Bro it's 3000 3500 and up😤😤 I am thinking about taking the bus again.

    • @ThinkInsurance
      @ThinkInsurance  4 года назад

      That's a chunk of change. Driving isn't cheap for younger drivers!
      Is that for 6 months or 12 months?
      What company did you get a quote from?
      What state are you in?

  • @caretakex
    @caretakex 4 года назад +5

    My guy had wipes before they were trendy 🤣

  • @celeste2329
    @celeste2329 3 года назад +2

    I’m 18 and just got a 2008 Volvo s40, and I live in ny. What insurance would you think is best?

    • @ThinkInsurance
      @ThinkInsurance  3 года назад +1

      Progressive and Geico are going to be your more competitive options in NY. Progressive offers a test drive to see what discounts and prices you’ll be looking at. I did an in depth video on it. I’m not sure if it’s in NY but I would bet so

  • @bryceobrien1241
    @bryceobrien1241 3 года назад +1

    I live In Massachusetts and probably going to get an 03-06 Camry, any thoughts on the best insurances?

    • @ThinkInsurance
      @ThinkInsurance  3 года назад

      Plymouth Rock and Geico are two good options there or the Hanover

  • @bix977
    @bix977 4 года назад +3

    I have a tip, put your cars name under your moms and go to an agency have them look up a plan for you and do not pay their broker fee call the insurance company they find (affordable) and call them directly

    • @insomnia3791
      @insomnia3791 3 года назад

      So let’s say I out put the car under one of my parents name and I choose State Farm, do I call them? I’m kinda confused

  • @lightrose1258
    @lightrose1258 Год назад

    I don't have a driver licence, yet. Can I still get a car insurance for my car?

  • @SneakerGiirl
    @SneakerGiirl 3 года назад

    Hey Sir ! I’m 18 live in CT and looking to get a 2016 Nissan Sentra ! What insurance do you think would be best

    • @asap_live5560
      @asap_live5560 3 года назад

      Lol I’m 18 and bought a 2013 charger, at first all state told me it would be 600 monthly, I called State Farm and they told me 406. Emailed all state and told them about the better rate lmao and they said I’ll see what I can do and they brought it down to 312. I kinda fell like I got a steal cause my pops is gonna half the insurance

  • @cwitdabread4040
    @cwitdabread4040 3 года назад

    I live in Charlotte NC I just bought a 2010 Infiniti G37x sedan what insurance do you recommend?

    • @ThinkInsurance
      @ThinkInsurance  3 года назад

      I would quote Travelers first, then Progressive and Geico

  • @Hevy5125
    @Hevy5125 4 года назад +1

    I'm 20 (soon will be 21), live in Los Angeles, and looking for a 2009-14 Acura TL. I'm currently under my parent's insurance policy with Geico. Is it better to stay under parent's insurance policy or go on my own, or to find another insurance company with cheaper coverage? No speeding tickets or accidents.

    • @ThinkInsurance
      @ThinkInsurance  4 года назад +2

      More often than not it is going to be cheaper under your parents policy. Being under 25 years old is a higher risk than if your mom/dad is older than that.

  • @albertosolis7068
    @albertosolis7068 4 года назад +2

    Planning to get a 2016 Mustang GT Premium, I’m 18, no accident, tickets, etc. and I’m in Arizona. Any recommendations??

    • @ThinkInsurance
      @ThinkInsurance  4 года назад

      The two I would look into for a young driver in AZ is Geico and Safeco.

  • @sketchyklipz222
    @sketchyklipz222 3 года назад

    I’m 19 in Texas and am looking into getting a 2014 Volkswagen Jetta what car insurance would you recommend?

  • @latariabrown
    @latariabrown 3 года назад

    Hi I’m looking into a 2015 hydundai sonata in Miami, Florida any suggestions?

    • @ThinkInsurance
      @ThinkInsurance  3 года назад +1

      I would look into State Farm, Allstate and Geico

  • @kaykosaki911
    @kaykosaki911 3 года назад

    I do not have a car yet but I’m trying to educate myself before I get one so I can get lower prices. Which car would you recommend and which insurance I live in New Orleans and I’m 19 .

    • @ThinkInsurance
      @ThinkInsurance  3 года назад

      Geico and Farm Bureau are going to be the places to start with

  • @lizr6313
    @lizr6313 8 часов назад

    i AM 22 YEARS OLD AND FEMALE and just got my drivers license last week. I am saving up to buy a car by December.. i heard i would have to pay 600 a month minimum is that true? i live in upstate NY --i would be getting a small and cheap car (around 5k) just something to get me from point a to b while i finish school.

  • @japhetyng5906
    @japhetyng5906 3 года назад +2

    I am 20, I just brought a 2017 Honda Civic in Oregon which company do you recommend for me to look into?

    • @ThinkInsurance
      @ThinkInsurance  3 года назад +2

      I would look into Geico, Travelers and Safeco. Maybe Country Financial as well.

  • @sharonwilliams8552
    @sharonwilliams8552 3 года назад

    I’m 19 years old and looking to grab a Ford Focus Titanium 2012 or any other car in Michigan in the Lansing area. Any suggestions?

    • @ThinkInsurance
      @ThinkInsurance  3 года назад

      Unfortunately there isn’t an answer right now. All the laws of auto insurance in Michigan have just changed (literally days ago) and it’s hard to say who will be competitive.
      The good news is, most of the laws are in your favor if you’re single, a non home owner and don’t have insurance yet because those are no longer rated against you.
      I would take a guess and say Progressive is going to be a good option. Maybe AAA?

  • @janayme99
    @janayme99 2 года назад

    Hey, I'm 22 from Maryland, what insurance recommendations do you is best if I end up getting a 1994 lexus sc400 or 2002 lexus gs300

    • @ThinkInsurance
      @ThinkInsurance  2 года назад

      Erie and Geico are the two I would look at. I doubt the difference between cars will cost anything but it won’t hurt to have them run a quote with each vehicle

  • @dre811
    @dre811 4 года назад +1

    Question, If you get a quote online will getting the QUOTE itself raise the insurance rate of someone who lives in the same house with their own car? Also, I am 20 and probably getting an 05 Accord in NYC best Advice ?

    • @ThinkInsurance
      @ThinkInsurance  4 года назад +1

      Only if you call the same company they are with and somehow disclose you are in the same house as them AND you don’t have your own insurance they will likely add you to their policy as a possible risk.
      If you’re calling around then no, there is no communication like that between companies.
      The people you live will likely come up on conversation as possible drivers but no insurance company shares that type of information with another company.
      I would look into Geico and Travelers and two good companies for drivers under 25 in New York

  • @xFamtly
    @xFamtly 2 года назад

    What would your recommendation be for an 18 year old looking to buy a 1996 Lexus LS400 in Maryland?

    • @ThinkInsurance
      @ThinkInsurance  2 года назад

      Allstate and Geico are the two I would start with

  • @jasminolmedo3956
    @jasminolmedo3956 4 года назад +1

    recommendations for CT 18 yrs old honda civic lx 2009?.. always so high

    • @ThinkInsurance
      @ThinkInsurance  4 года назад +1

      I would look at Geico and Progressive and possibly State Farm

  • @okayariana
    @okayariana 3 года назад

    Hi I’m 19 wanting to get a 2015 Toyota RAV4 in Arizona. No accidents or tickets. What do you recommend?

  • @deanteharris246
    @deanteharris246 4 года назад +2

    I’m 18 and I live in California with a 2017 Chrysler 300 S Sedan and I want to get it insured, any recommendations or average cost?

    • @ThinkInsurance
      @ThinkInsurance  4 года назад

      If you bought it from a Chrysler dealership call then and ask if they have any affiliation or group memberships. I recall Chrysler had one years ago with 21st Century. Otherwise, try Geico or Wawanesa

  • @dairepurnelll
    @dairepurnelll 3 года назад +1

    I got an 2007 ford escape and I'm 20 and I also live in Hartly, delaware which insurance would you recommend?

    • @ThinkInsurance
      @ThinkInsurance  3 года назад

      Geico, Travelers and Nationwide are going to be good there

  • @ZeeDawg
    @ZeeDawg 3 года назад +1

    I'm 21-year-olds, I have an at-fault accident on my record. I currently bought a 2017 Ford Fusion and I live in Arizona. Any recommendations?

    • @ThinkInsurance
      @ThinkInsurance  3 года назад +1

      The companies I would look into are, Safeco, Geico, and American Family. Maybe even try Travelers if you want a 4th option

  • @fcdallas7137
    @fcdallas7137 4 года назад

    I’m 15 going to start driving but I am really good, 3.9 GPA, looking to drive a 2008 v6 mustang premium. What do u think I would be paying / which company’s I should look into? I live in Dallas Texas.

    • @ThinkInsurance
      @ThinkInsurance  4 года назад

      Geico, Nationwide and Progressive are going to likely be your best option.
      Def get a quote before you buy the mustang, it's not likely going to be cheap with your age and that car