How the Caller ID scam works: NEVER answer this call!
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- Опубликовано: 1 окт 2024
- Most of us won't answer calls from unknown numbers - but what if it was your bank calling?
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answering calls is like answering your front door, you don't have to.
yes indeed your right
YES!
Wrong someone knocking on your door could be UPS delivering something from Amazon
@@donnaatienza8001 Wrong someone knocking on your door could be UPS delivering something from Amazon
@@Kelly-oe8kr Wrong someone knocking on your door could be UPS delivering something from Amazon
Best advice is be HIGHLY suspicious of anything you did not initiate, because it almost certainly is.
Someone called me claiming to be from Medicare saying that they needed my number. I gave them the model number of my vacuum cleaner! 🤣😃
🤣 its so much fun stuffing around with the scammers
lol there the one that got scammed 😂
aww cool indeed
👋👍😂😂
BTW: I tell callers that I charge $100 per survey question, but only after they Zelle me.
I don't answer the bank call ever. I go to my phone book and then call them back and ask if someone called me. That's how I saved myself. I hope this will help some people.
100%
I called to confirm if they just contacted me. Works all the time.
Happened to me a couple of weeks ago. I did the same thing, I ignored the text and called my bank.
What's a "phone book?"
@@chuckinhouston9952Before cell phones people would have an empty little book where they wrote phone numbers in of people they need to call and they also had something called "Yellow pages" which is a huge book that will have every phone number from everyone in that city. I know you are probably just joking and already know this but this is really for those who had no idea thats how it used to be.
Scams like this illuistrate why we should not become a cashless society! Convenience is no excuse for stupidity!
true - but I think its just a matter of time especially since kids today are growing up only using Apple Pay or Google Pay
Well carry cash if you want just don't get stopped by the road pirates, they can legally steal it via civil asset forfeiture. Besides, having cash or being cashless won't stop scammers from draining your accounts.
I always carry cash!!
I work retail and occasionally the pin pads go down and can't be used for a brief period and during those times I see exactly how many people don't have any cash on hand and they just get extremely rude to the employees because they can't buy what they want right that second! All they need to do is go to the bank next door and use their 🏧 and their problem is solved except they refuse to do that and prefer to stay and stand there harassing staff that have no control over the situation!!!🙄😡
@LironSegev
Hey there!! Excellent video!! Thx.
The way you present the pertinent info needed and keep the flow going is really fantastic!!
I appreciate you.
The scammers are unfortunately winning and huge. Plus, extremely important is the fact that the banks are NOT keeping the clients money safe.
In Canada just the other day:
news story re 140 people in class action BMO for fraud draining funds = no alerts from bank
People need to change the electronic funds to ZERO on all accounts
Thx🐾🙏
Like nobody can`t take Your cash.
I have literally NO duty to pick up ANY call, from whoever.
I never answer unknown numbers. They can leave me a voice mail message or write me a letter. Same with unknown emails.
That's why I keep Do Not Disturb turned on during the day. It is set to only allow Contacts to ring through and other calls go to voicemail. I started doing this as over-the-road driver because I slept days, drove nights and was tired of being awakened. I had at least one caller didn't like my attitude when I answered the phone before I started using Do Not Disturb.
@DrMoriarty-sees-all Lol. You are naive!;)
@@loisaustin6200
I do answer calls from "unknown numbers" because sometimes they are from Clinics that are calling. I don't have the number of every Doctor and Clinic stored on my phone!
If you are not in my contact list, I dont pick up. Period. Simple.
Why is it that "we" have to pay for a service to remove our personal information from data broker sites? Why do the data brokers get our information? It should be illegal for them to possess our information. This country needs to model privacy laws of Europe!! This is exasperating!!!!
Because you willingly shared your data.
Government also has databases with our private information in them to that need to be purged. The government is the biggest data broker there is in existence. 😂
Because there is no motivation in Congress to pass legislation to regulate data brokers. Because, you know, lobbying.
No one cares anymore. Privacy was stressed long ago and that slowly disappeared over time. Now we're starting to see the repercussions of this. The credit bureaus having a data breach late last decade should have been the wake up call to change things.
@@weevie833 Agreed!!! it's as always ... follow the money. I checked out California Data brokers registered and there are over 500 registered, so now if we want to purge our information we have to contact each one individually to get our information scrubbed. Or ... we can PAY a fee to have a company do this for us. Again .. money train!!!
I NEVER answer unknown numbers. NEVER.
No legislation is better than simple consumer action as you are doing.
All one has to do if you’re not familiar with a number, especially coming from a financial institution is to just screenshot that number and then call your financial institution! The fraud department will be happy to assist you.
I never answer calls if I don't know the number. I rarely answer calls even if I do.
Since the internet the scams are far worse. I don’t use my date of birth, nor real name on social media.
@@theresasmith1 I've never used my name or real birth date. I get random Happy Birthdays several times a year 😆
@@G_Machine_Joe same here lol nice having several happy birthdays from different social media sites. Also I never place my family members, anything which has my legit location only the province. The most important never post when your leaving your home for a trip or any assets.
Better yet, don't bother with social media. Didn't you get along nicely enough without it before it was available?
My friends keep sending me FB stuff,and I keep telling them I am not on it .😊
These scammers need to be caught, shackled and pick up trash for the next 20 years.
My standard response to these types of call is "send me a letter in writing" OR "I'll go and discuss the matter with my bank"
never call the number on the phone back , go to your bank's actual website , or just call the number on your own credit card that is on the back.
Yes. They’re trying to fool you into thinking you’re calling your bank.
Personally call the Bank.
I called the number on the bank card...scammers had taken over that number..yes, they can do that!!!
I once had a scammer who somehow got hold of my number sending me OTPs and asking me what they were. I didn’t know what was happening but I knew it was fishy, so I kept just telling him made up numbers, and then insisting they were correct when he said they were wrong. He’d get _so_ angry every time I did it 😂
love it
I was getting those for a while, but I never had anyone ask for them.
@@Penguins44 if you didn't request them, you should be concerned about this. Be on alert and be ready to change passwords if it escalates. Watch out for sim swapping too as they're quite close to accessing your account if you're receiving otp's
Your phone and email are possibly compromised or at least pawned.
Create a new email account (preferably a different account for each critical service)
Change the password and email on the account.
Call the service and let them know what's going on too.
I love it when they are just like "YOU [insert sailor mouth here] "
An unknown number called me, sneezed and coughed a few times and then hung up. I'm getting tired of all these cold calls.
@@StarChasersHere 🤣🤣🤣
Badum, tish.😂
If the Bank Calls don't respond to text or call or voicemail message or email to call. Get your bank card credit or debit card and call the number behind your card only. They will be able to tell you if the fraud department or the bank called you. They will have that information in the banks computer system if they are trying to reach you. Pass this along to everyone, specifically the elderly.
they can take over the number on the card...happened to me..trusted them because I had called the number on the card...expensive lesson learned...!!!
I'd recommend being proactive and contact your bank, ask for their Fraud Dept.
Ask what their procedures are AND write them down (I already did this myself).
So in the event you're ever contacted by these scammers, you'll already know if the steps they're taking are different.
good idea!
That's a fantastic idea.
Why bother even letting it go that far? Don't answer phone numbers you don't recognize. If it's truly important they'll leave a message. Then check to see if it's legit or not.
Thank you for sharing that, I find I’m not being proactive so fire under my keister and a waving flag going ‘hello-pay attention!’😝thanks for saving and helping at least ONE person lessening her ignorance. 🙏🏻🤔😉
My bank only has my home landline phone number. NEVER my cell number. That's how I roll with every business and utility company!
I received an email supposedly from my bank. I did NOT reply but went into my bank instead and showed them the email. They weren't 100% sure if it was from them or not but they told me not to reply which I'd already decided I was NOT going to reply to any links ever!!
crazy that their emails are so good, even bank's own staff are unsure...
I had the same here. My bank couldn't tell if it was from them either but advised me to delete it and block it and the bank lady reported it on my behalf
I've been told by banks that they don't even use email. So there's zero reason to think one is legit in the first place.
Replying on the link is fine, clicking on the link is where it gets messy.
@@Dragonk116 They're both the same thing.
1:36 If I were to receive a text message from my bank asking me to verify whether I made a transaction or not, I would be leary to even reply to that text message. This is why, the bank would know if you made a transaction or not it's not likely that they would text you and ask you if you made a transaction in the first place. But if I wanted to be sure that it was the bank actually contacting me rather than replying to the text message itself, I would call my bank and talk directly with them. Never assume that a message like that is a genuine message from the bank. It's a bad idea to do that and you were potentially inviting more trouble than you would want to have to deal with.
Don't care who it is. I do not answer my phone. If they leave a message and I know who they are,
I'll call them back, using a number I know they can be reached at.
my ringtone is on silent for people I don't know so I never even hear them call me. Only my contacts can call me
Banks dont text you. It's amazing how gullible people are.
Wells fargo dose bc u how link ur phone number
I never answer calls from people not in my contacts unless I'm expecting a call from someone; same with texts.
The upside to being broke is that you don't have thousands of dollars to donate to scammers.
They'll find a way.
Not true. They can open up accounts in your name. Romance scammers are known to get people to take out loans.
You have to think again. Hate to tell you, but the bad news is the scammers will have any account for monitoring purposes and a record for a successful legal state of payment to be able to be established for grants,loans, credit card, find out what their boundaries are in their scenario to be you. Major purchases and even as the application to be the pilot for your life insurance, you have to do the Math.
@@Peekaboo-Kitty I don't need your pity,
@balsalmalberto8086 I was just thinking the same thing! And I would laugh in the face if someone steals my ID to get credit cards, too! 😎
Calls answered: children, partner. Everybody else will be called back. Maybe.
Maybe hold the phone company accountable for allowing spoofing of names and numbers?
Always call your bank directly . Then you will really know . Don’t click on anything .
One asked for my DOB. I refused to give them. She told me my DOB, even my password. That's where l hanged up so fast. Thanks for this info. It is helpful.
I hope you changed your password too.
Thank you, Liron for another great Public Service Announcement.
That's why, when I got the message about a fraudulent activity, I didn't respond. I called the fraud number for my bank found on the bank's website itself. I never respond to emails or text.
I guess we must never answer any call or use any number given to you by the caller. If you get a call from your bank - call them back on a number from your Bill, statement or other legitimate paperwork you have from them. If you get a call from a friend, send it to voice mail and call them back at the number you have for them. Also remember the Court (for missed Jury duty) or the IRS will not call you, they will send a letter in the snail mail.
When I get a message purporting to be my bank, credit card or anything like that I never respond to it. Instead I go to the account on my computer and see if there is any message there. BTW-there never is. When a bank, credit card or online store has an issue, they send an email and even then, I don't click on any link. I go to my account and check.
Me too. The link can still be a setup.
I never answer my phone lol
I always log into my accounts first. I never never respond to phone messages or phone calls.
I was looking at other comments, I love how Liron it’s actually interacting with everyone for the most part! I’m glad to see this channel has over 1 million subscribers! The more people that come across the channel like this, the more people will benefit!
I was just going to say don't even answer the call, just call the bank back, I would even use a separate phone or if you're close by just stop there.
Yup
banks do not call you ever. And always go to the main web page for contact numbers.
I never answer any call, text or email until I proof check the id. And as far as bank I alway, always ignore text or call and go straight to the bank app or call the number I know and confirm the message or call was legit, and if not legit I notify the bank of the event.
At 58 yo I find it hard to understand how people in their 20s and 30s fall for this stuff considering these scams are not old, just look more legit than 5 years ago. Young adults in todays world should be more aware and more protective.
true
One great thing about South Africa... No Bank will contact you and ask you to give your info whether it be a call or automated. You need to call them or go in to a branch. And I advise that anyone who does get a call from them to either go in or log in online to verify.
The best way not to get scammed on this way is to not have a Surveillance Monitoring Auto/Analytical Response/Reporting Technology "phone".
I never answer calls from my bank i will go to my bank never gave my account information over the phone
Bank is an example. What about hospital or police? The point is that this can happen so be aware.
The question I have is how do they come up with $10 a month for this, which is actually an outrageous sum because they write the code once and then don't have to make any effort whatsoever after that and just sit back and collect money. If they would charge a nominal fee that allows them a reasonable profit, they would get far more takers for this service. This is just another example of how greed is king in this day and age where everybody thinks they need to become filthy rich instead of just earning a reasonable profit and a livelihood.
100 percent on the money, pun intended!..❤❤
YOUR BANK WOULD NEVER CALL YOU!!!! They leave it up to you to make contact with them if you suspect a problem. Do not answer the call. Initiate a call to your bank instead.
Those caller ID and VOIP services must be outlawed! They are not as useful as they are far more harmful, and give opportunities to scammers.
You can ban guns then only criminals will have them....
@@digimaks , VoIP is now basically the only technology a telco can buy. Unlike the old Public Switched Telephone Network (PSTN), caller information cannot be secured in VoIP. The designers of VoIP didn't consider it important enough.
It is worth remembering that there are two ways VoIP is used. It can be used by telcos as a mainstream landline replacement or by an operator like Google for a Voice on Internet service, the latter being used by scammers. This latter variety is often mistakenly considered to be the only type of VoIP service.
The bottom line is that VoIP is virtually ubiquitous and will eventually replace those PSTN service that still remain. Outlawing Voice on Internet services won't fix the problem because the root cause is within the VoIP protocol itself
What's wrong with caller ID? And why can't you just ignore numbers that you don't recognize?
@@joewoodchuck3824 , because with VoIP, they can be easily faked to be something you do recognise.
Unfortunately, VoIP is not limited to Voice over Internet services. It is basically the core of ordinary landline and mobile services too. Banning VoIP means banning phone calls - not an option.
@joewoodchuck3824 yes,exactly.i always know when these unknown calls are scams as they never leave a v mail when I don't answer.
Chase will actually send you a code and ask you for it if you call their fraud department, the text message states "Thank you for calling Chase. Your code is... . Remember: Chase will not call you are text to ask for this code". The regular sign in code notifications include "Do not share this code, We'll never call to ask for it".
And this is why I dont do any banking on line, and never answer the phone..If I have any suspicion I would call my bank. I trust no one.
Agreed, canceled my online banking long ago. There are obvious conveniences, but it increases the chances of fraud!
8:48 - Liron, can you explain how blocking a spoofed number works? Does the phone know the real number they are calling from, or do you run the risk of block a legitimate number despite it not being from the source of the number?
Thank you Liron. Those scams is hitting us Big in the Uk. And even tho ppl are wise to these types of scams, one or two victims are falling for it. I will surely be glad to share this vid in hope it will help ppl be more aware. Thank you Liron for sharing this. 👍
In the UK we are told to hang up. Then call your own bank with the number of your card/bank statement from ANOTHER phone. In case they didn't hang up after you did. As they could still be on the line. Failing that call a friend or family member first (to confirm that the line is closed then call your bank.
oh wow. Not sure how they would still be on the line if you hang up though. I would hang up, call another number (like voicemail) and then call the bank. Unless they have malware on the phone, I have not heard of a way that someone can still be connected when you disconnect the phone...
@@LironSegev I think they’re talking about landline phones. Scammers call you, tell you to call your bank, and then play a dial tone recording so you think you’ve disconnected when in reality it was just a recording and they’re still on the phone. Then they wait for you to punch in your bank’s number, then come back on the line posing as your bank. Would not really work on a cell phone unless you’re not paying attention at all
Banks, do not call you in the USA. You have to call them. They send letters.
Usually you are right- but in fraud cases they can call you BUT they tell you to hang up and call them back using the number on the back of your card. They know this type of scam, so they want you to call them so you know its legit.
@LironSegev
How do folks get scammed so easily when most of the scammers are from India? If I did not solicit, I don't respond, period. SEND A OFFICIAL LETTER.
My bank sent me a text, asking if I had made a purchase and told me the merchant, amount and location
I called them in the morning and it was a fraudulent charge that they were asking about
Always call the number that you use to speak to the Fraud department
Asia Africa and the Caribbean also
Credit card companies used to call to check the validity of a charge. One was one wasn’t.
I do answer calls from "unknown numbers" because sometimes they are from Clinics that are calling. I don't have the number of every Doctor and Clinic stored on my phone!
Then you need a landline number that you only give to providers and a cellphone number that you give out to everyone else! No excuses. If you can't afford a second phone, you can give yourself a Google Voice number for free. I know because I have one. No one should ever answer every call! That invites disaster.
If they need to get in touch with you they'll leave a message
@@akeleven That works until it is a call from my insurance company. Then, Google marks it as spam. I have to go in, check messages and unblock the ones that I actually want to receive calls from. I know that Google is helping to eliminate many spam calls but it also eliminating unknown phone numbers that aren't spam.
I NEVER answer unknown caller. They will leave a voice message if they are legit.
@@akeleven Even then it's wise to verify authenticity.
Great video. I did got the call from the police once and when I told him to give me the case number because I was going to the police station in person to find out what was going on, he hang up. I got the call of a crying woman and the "policeman" (who did not speak English) told me she was my daughter who had been in an accident 🙄. AI wasn't as advance as it is now; so it is sort of scary to think what they do now days with that.
never pick up the phone unless I know who it's from since I have seen scammers trying to be amazon UPS FedEx and so on for how I just tend to report and block them
I received one of those text messages from my "bank" a couple of years ago. I pulled out my bank's phone number from my paperwork and gave them a ring. They said they did not send the text and will NOT send a text, email if anything is amiss. They would send a letter by United States Postal Service(USPS).
The next day my sister received the very same text message and she uses a different bank.🤦🏽♂️
I know my bank never calls. If I ever get a txt or email, I delete it and just go to my bank direct
@@braidwooddesignstudio5536 I do the same thing. However I don't delete the message. I show it to the bank Teller or manager. 😃
Hang up and Call your bank or stop by local branch and report it so you have documentation.
I don't answer even for my bank because it's right down the street from me and I can just walk there to ask questions
The scammers possibly collaborate with the people who work for the bank to get victims' sensitive information including birthday, SSN, and available balance.
Definitely happens
More of these videos should Start with the solution 1st . 1. Call Your Bank 📞
A good way to add another level of security to your account, is to give your bank a secret code word that will appear on their screen only. If your ever connected by the bank you can ask for characters from your own code word , so you could use #&£ as part of that word to verify its them, but my bank insists it never phones customers. Stopped one scammer who called me, purported to be from the bank.
I NEVER PUT MY REAL NUMBER ON ANYTHING ONLINE!! Always end the number with OOO1😂😂
This hits on something that should never have been allowed i.e. spoofing caller ID. Why is this not both illegal and blocked by technology?
The bank never calls me for information, they send the request by mail, or ask that i go to the nearest branch of the bank to resolve the issue, they have clearly stated that they will never call for your information, never. If they call they tell you to go directly to the bank.
LOL if my BANK ever phone me...I aint pickin' up cos I'm in Belize.
I’ve watched a video or two on wifi security but I’m now sure what to do. I’ve been looking at strings and it seems something or someone got in a took a couple things like ID and such in the memory strings. Now I’m not code expert but I’m pretty sure I didn’t put that there to steal information, and I’m not sure how to remove it either. I need help.
how did they remove your data from some webpage ? if they dont have acces to page ?
how it works if you have personal data and bussines data with same name as personal ?
My bank doesnt have my number😅
Change your phone number often..💯
How do they know the date of birth and THE LAST TRANSACTION 😱????? So easy to get in darknet??????? So the bank employees, hired for all the wrong reasons sell them? Right?
that's skilled scammers xD easy to fall for them, but main thing is just not to do things , that seems went from nowhere
Is it safe to give DeleteMe limited power of attorney?
That's my question. So you pay them to delete things, then cancel your subscription, then might they send out your info to all the companies to make you resubscribe??
Thank you for this information this explains a lot about some phone calls I've been getting. I've been getting phone calls with people's names on my caller ID that's not in my contacts and also just from local towns on caller ID. I never answer the phone calls because I am very cautious of getting scammed. Thanks again for all the great information
Is the offer for US only? I followed the link and it says US plans? Thanks for your informative content. 👏
Im so fed up with all this crap...its getting to be too much...Im so close to ditching my phone...but its become a nescessity
catch 22....but the most important thing is to keep calm. They pray on people who are not tech savvy and they pile on the pressure and they are really good at manipulation. That is why I make these videos. The more people are aware, the more we can help protect ourselves and our family and friends.
Lol no one stealing 137k from me. Dont have that much
Hi! I have a question about my browser displaying locations in India when I am using a VPN in North America? Is this normal or should I be concerned?
Be concerned...but don't know what to do. Does your vpn have a virus scan??
Also clear all cookies in your browser so you log off of everything.
Excellent PSA! When I got a text from my bank aslomg If the second $200 ATM transaction was me, went down there in person. Bank covered what was lost, think I was carded using card at casino. Only using CC when I go out now.
I may have missed this, but how do they find out who you bank with (sorry if that's a dumb question)?
you can buy this type of information. Sometimes its in the data broker websites. They also look at compromised data leaks which have full banking info. Oh and wanting to protect yourself is NEVER a dumb question!!! 🔥
They also guess.
Sir, I have been following you for some time, the amount of knowledge you have given me is incredible! You have helped me and i'm sure millionos of others, thanks so much!
I love answering the phone in Russian most people hang up lol
Thanks for the video! Getting this in texts, there's a +63 number thats adds my # to a group text with USPS and some local #...my block list is getting massive!!
Here's the thing, I get these sometimes but not in a call but in text, Facebook messenger or email. The first thing I do is say thanks for letting me know, I'm going to call my bank myself. Guess what, nothing happened.
If it's Facebook with a friend request, I know right away they are posing as a friend or family member. When they message I say scam right away. I tell them the reason I know is because you messaged me. As odd that sounds, it's a red flag for me.
Awesome advise (like always) Thanks!
Another excellent video . Thank you
Appreciate you
I have actually gotten a few texts from quote " my bank asking similar questions to these so yeah I never never answer them because I don't do a lot of banking so I know for a fact that if they say something to me it's definitely incorrect. And I can just call them personally to verify if I need to.
As I understand it, services like deleme are not available outside US and Europe, as only those countries have the legislation to support it . I'm in Australia and I wish that was not the case.
why are my comments disseapering??
Depends what you are typing. If it has links or swearwords RUclips spam filers deletes them
Another analysis of the scamming criminals that I hope will save my money. Thanks Liron you're a prince.
scary how much is out there....
Keep banks open for the public, and the scammers will become obsolete.
It is easy to avoid these scams by absolutely NOT responding to any unsolicited messages OR at least go directly to your own financial institution to verify what's going on.
These financial scammers are the ultimate scumbags and should be arrested and prosecuted. What I do not understand is why police authorities cannot trace where these scammers are and where they have transfered your money and get it back
I don’t answer calls from ANY government office
I am happy to live in a portion of the world where company dont call me in English, 99% of scam call are made in English and I know for a fact that a company will never call me in English, so its save me the bs they could say
My phone # is from a different providence....so any calls from there will be spam....except the few people I'm still friends with from that area.
I get a lot of "Private" calls, many of them are from the police. I have also called the emergancy number over 120 times this year. That is partly why I expect "private" calls from the Police.
The bank will never call you unless you specifically set it up for them to call you, also make sure to just put the caller ID on your actual banks phone number/fraud department.... That way you can avoid this nonsense.
Prizes. Lotteries. Parcels "stuck at airports." Amazon's customer-services. Bank's KYC "updates." Police (impersonators). Cut and block such scumbags' calls.
If anyone absolutely needs me they can text. A BANK WILL NEVVVVEEERRRRRR CALL YOU!!!!!!
Your explanations and topics are wonderful Liron. Thank you.
I am a victim of this kind of spoofing scam!!!
just happened to me two weeks ago! 😟
I lost a big chunk of money and Bank of America don't seem to care.
Very painful.......
I need help....
Any ideas what I can do?
oh no!!!!! I assume you have already filed a police report and are dealing with the bank so I am not sure there is much more you can do.
@@LironSegev yes...
Filed a police report.
The bank said they can't recover my money. 🤕
Thank you so much for this information that will help many!!!
Change banks. BankofAmerica is the worse bank! Get a local/regional bank, or credit union.
@@ml3141 Yes. Empty your bank account for non-essential payments, and keep it all in cash hidden at home.
Mmm, 1) I never do any bank business online, 2) If I get a call about any irregularities with my accounts, I go to my bank to deal with it. And 3) Any PIN business with a voice on a phone is a huge red flag.