They will after they overdraw his account, then they will tell him after they take it out of his account and double overdraft charge him and charge him money everyday and theres literally not dck he can do about it.
They were part of the loss which, by the way, 'overdrafted' the account. Loss recovery attempts will incur more fees. Collection agencies get involved. It becomes a legal matter. So the cycle begins...
Fun Fact: In the Stick of Truth, you can ask this guy for you to invest in your money and, sure enough, he'll say it's gone. But there is an hole in the wall where you can use the gnome dust and fight him. Not only is the fight really easy, but you also get more money than you came in with.
@@MercenaryX21 point taken, but bundling with toxic assets when you didn't sign up for it hasn't been going on that long. Banks taking risks with your money (without it being in the fine print) is relatively new.
Yeah, the stare of someone who has lost all capacity for empathizing with their fellow human beings... If they ever had the capacity to empathize to begin with.
Everyone talking about FDIC Insurance... He said, "Mutual fund." The money was invested and no longer covered by FDIC. FDIC does not cover lose due to risk.
Dude, seriously, so true! Then, if you argue, they then say, "Their system just won't allow them to do that". They designed the system to not allow them to be helpful or honest! But then they literally somehow make you feel like you're the asshole! They will just keep saying "no I totally get it, and I wish I could help...... but the system just won't let me! " Literally best excuse given by every bank and corporation! They just repeat it until you give in and give up! It's like their way of saying "you're fucked, now please go fuck yourself somewhere else"! What's sad is I've worked for companies where I've said this and it's true. The system literally won't allow us to do anything! But the company designed the system to f their customers out of money! They are theives. Then, they create laws to ensure they don't get in trouble when they steal your money! They also act like your money is their money!
Note how banks are closing as many real life banks as possible, making it difficult to get cash and forcing people to use phone and online services. Even in real life they use the excuse, "system says no, can't do anything", but there's something wholesome about being rejected and frustrated face to face with a real person.
As a tech support person, the systems are a bitch. Seriously, they limit you so much on what you can do, and I'm sure banks are the same. Plus they cap how often we can do any sort of exceptions, so if you do too many to make things right you get fucked. The other side is just as bad for front line workers. Get mad at the ceos and shareholders
Yes I worked in a demanding hospitality job and many times my system wouldn't allow me to correct problems that would have been useful. I either didn't have the "qualifications " which just consists of a password, or the system just wasn't able to perform that function. It's not just irritating to clients, we genuinely do understand
I always thought that was hilarious like ok so u got all this space cash how does that make u rich who r u giving it too y r they accepting it who decides what value it has? This is y I never understood bitcoin or any of those crypto currency’s cause it’s not a real thing so how is value determined. Money backed by gold means at any point u should be able to give in your bills and say I want my gold that’s backing this and get an actual physical item but bitcoin is nonexistent so what do u get in exchange for that. Ppl have explained how it makes sense to me countless times and yet the more it’s explained to me the less I understood it and I still haven’t got a legitimate answer as to who sets it’s value and y it’s set that way since it’s not a real thing y can’t I just make a billion bit coins and decrease the value since i don’t have to have anything physical or real to back it. But the thing that bothered me the most about it was the name itself. Cryptozoology means the study of imaginary animals aka fake animals so wouldn’t cryptocurrency be fake currency?
@shawnbbunbbbybbb3942 all currencies are fake, Stocks are fake. It's the people who put value into it. A ps5 would be worth 0 dollars but supply and demand and its 500. It would crash in price if no 1 wanted it. Understand currency and compare the US Dollar to the Venezuela bolivar(VEF). The Value and trust in VEF was lost and a bank run occurred which cause people to line up endlessly at banks till the ran out of money. The only people that didn't lose their entire savings were people with Assets cars/house/gold or exchanged thier money for USD or Bitcoin. If learning about crypto currencies is hard maybe spend a couple hours a day to learn it and maybe watch some basic vids on how economics work instead of calling it fake and blaming others on your reason you can't understand it.
@@Markmsv You are most definitely not the only one! Those who differentiate between vowels and consonants--in other words, most of the world's adult population--find this phenomenon perplexing. Sounding it out shouldn't be that rough.
'The money in your account , it did'nt do too well' will always make me laugh haha. Like the money did'nt train or studied hard enough for it to make it or something haha. It's not the system that failed no no it was your money! Such clever writing.
Right!!! I've learned sooo much from this show!! They make factual statements about everything in a way where people can fully understand. They just break down issues and things going on in the world to the point where it actually makes sense. Like Easter for example! South Park made an episode about Easter and why we associate bunnies and eggs together. It never made sense to me before because rabbits don't lay eggs. But, South Park broke everything down and explained it all in a hilarious fashion that made soo much sense! This show teaches me more than school ever did!!
@@jam2365 Yess!! It was!! It explains the relation between rabbits and eggs. I was ALWAYS confused by that because rabbits don't lay eggs but I never could understand what the Internet was telling me. South Park dumbed it down in such a brilliant way that I was fully able to understand it, lmao.
@@OhioBoii330 It's not that deep bro. They're just making very basic satire around popular politics and social issues of the time. You shouldn't be basing your worldview on it that's very silly.
Since this is on a loop, when he says "Next please!"and Stan sits down again, I like to envision that there's just an entire line of Stan Marshes all looking to deposit checks their grandma gave them
You're both wrong, he was referring to FOREX trading, which at one point you could have made millions, but now its essentially the worst type of trading you can do.
Teller says-Thanks for your depost of 100$! After termal fees and with your yearly membership you now owe us only 99 dollars and we will not let you open an account here or any other affiliated branches until all outstanding balances are paid..
That's why I stopped using traditional banks. They charge you fees for *_not having_* money. $16 a month fee for each account (checking & savings) if I didn't have $2000 in the account. So I had to have at least $4000 or get charged $32 a month! Freaking insane!
@@brandonarcher392 no, you obviously don’t know what you’re talking about. I got a masters in business. I’m not arguing with some dumb kid on the internet that think they know everything 🤡
I'm going to predict the future right now. "there will be a new war somewhere in the world in the next 20 years" Let's see if my psychic powers work...
Right, they didn't do well enough with your money to pay YOU back. Its almost like you're just giving the bank a loan they have next to no obligation to pay back, if they even give you 1% of what they actually make with it, then when you ask them for a loan they try to hit you with 9% interest.
It’s worse when you actually know what they are talking about like a money market mutual fund that for 1. Tries to stay as close to $1 a share as possible (literally one of the most liquid funds available), 2. Is government backed up to an amount over $100, and lastly 3. The interest would be sooo low like pennies on the dollar being invested into anything might go belly up for that dinky investment but the mm mutual fund would be fine. Was a broker at one point, anyways yeah if I ever heard this crap from a banker I’d just say please get me your manager before I decide to sue you 😂
The face of that guy makes it seem like people come to the bank all the time just to hear "it's gone", and he is always waiting for their amazed responses like he performs the world's greatest magic trick.
Literally the exact same thing happened to me as a kid. Bank of America said I wasn't active with account so they deducted money from it and by next year it was all gone and those scammers even tried to fine me AS A KID.
They got rid of the bank of America branch in my town. I had something similar happen. I have a feeling a lot of other people did too. And that's why you can't find a bank of America branch anywhere in my area
I opened a checking account with a local bank. I asked them if there were any fees for inactive accounts because I planned on using this account to deposit my crypto when the time came. They told me no twice.18 months later I got a phone call saying that there was a negative balance on my account and they wanted to know if I wanted to keep the account open. As far as I'm concerned they stole all the money in that account. I won't go to that bank for anything now.
I got a washington mutual account from a school project thing where kids would put some money in an account every week so we could save money for later in life... only to ask my mom about it 10 years later when i needed the money, and she said the bank doesnt even exist anymore... because they fell off... nd even if it did exist... i couldnt get money OUT of the account because i was an illegal immigrant... so theyll take my money even though i was an illegal immigrant... but they wouldn't let me take any out... WTF WAS THAT ALL ABOUT!?
@@FBi_.Maybe so, but you need to know the rules to play the game. Many people who know the rules in many professions refuse to share the rules, because THEY don't want to play-nice, they want to have the winning hand and if YOU lose, too bad, those were the rules; your loss is THEIR gain.. That's the point of this video episode scene, a kid, who didnt even know what to ask, was taken advantage of, his money was taken by an adult who acted unethically.👍
It’s not theft if you’re agreeing to it. Also this straight up can’t happen in most countries since the governments cover deposits below a certain amount, in the IS it’s below 250k.
I can relate to this 😂 It remembers me of my first investment in stock market when I have turned 27. First click on the 'buy stock' button, the page refreshes and the value went down by 10 percent 😂
it's basically a guarantee that this'll happen. You just accept that you don't have control and wait until you make money or need to capture a loss for tax purposes.
I had a freind who invested in something minor I forget what it was but his stocks went down and I told him "keep the money in and the stocks will eventually rise back up" he didn't listen to me and pulled his money out a few weeks later the stocks has a major rise in the one he invested and he lost our on thousands of dollars worth of profit.
I started doing this when I had a paper route when I was like 12 years old. I'm 31 now with two cars and a house. I wasn't the smartest kid, but putting your money in a mutual fund isn't stupid at all. I have alot of things that people now days say they have no hope of getting because they said doing this was stupid...well who's the stupid person now, right?
Technically he owned Butters in Fractured But Whole game. In the game Butters as Professor Chaos asked for a loan to have more minions but this guy makes The New Kid's house gone and The New Kid needs to play a game to get his house back.
@@margarethmichelina5146i loved the game especially all the professor chaos stuff but I got demoralized with the Cartman fight when I was taunting him so I thought I'd come out well.
My first bank account was at a bank who's manager and a couple of the tellers were eventually arrested and charged for stealing money out of a lot of our accounts. Unfortunately, most of us never got our money back.
“It Is Enough That People Of The Nation Do Not Understand Our Banking And Monetary System, For If They Did, I Believe There Would Be A Revolution Before Tomorrow Morning.” -HENRY FORD
That's why l never got Superannuation when l was working. I decided to use the money to buy gold and silver instead. Because l read years earlier in the "Rich Dad, Poor Dad" Bok by Robert Kyosaki that it steals your money.
No they don’t, this cannot happen in real life. Your money is insured by the government and yes banks do invest your money however you can’t just lose that money, it could only happen if the bank simply cannot pay you back which means there is likely a run on the bank. If that happens then like I said your money is insured by the government up to like $250k or something like that. If this could happen irl no one would use banks.
@@cadennorris960I think it is the spirit of what they're talking about not necessarily the accuracy. The show has definitely helped my bullsh*t detector!!!
@@cadennorris960250 mil is right, and in the case of single bank collapses it’s generally recommended for the govt to bail out all deposits, since this increases creditor confidence and makes successive runs in other banks less likely.
These guys are STILL geniuses! They nail it everytime! True writer prodigies that adopt a simple, easy-to-use process, though the process itself isn't easy really. Lol
If its a regular savings then yeah there's probably inactivity fees if you don't have the minimum balance met. Also banks will structure it so a check waives fees for the savings. Also if any account is inactive for too long the state will take the money as "unclaimed funds." You can look yourself up on your states website for it and see if you have any unclaimed funds, fill it some paperwork and get your money
They forgot to tell him he owes for the service fees
They will after they overdraw his account, then they will tell him after they take it out of his account and double overdraft charge him and charge him money everyday and theres literally not dck he can do about it.
and his tax funded bailout bonus for failing.
They were part of the loss which, by the way, 'overdrafted' the account. Loss recovery attempts will incur more fees. Collection agencies get involved. It becomes a legal matter. So the cycle begins...
The service fee was required to process your overdraft fee.
@@Pouncer_Fox awesome
The transition from "compounding interest" to "It's gone" was painfully smooth
also from "next please" to the next victim coming in immediately and getting screwed over the same way.
As smooth as crypto influencer's "nervous system."
It’s gone. it’s all gone. 😂
Realistically smooth. I buy gold. I don't trust those pukes.
Just like real life
The only villain in South Park that got away with his blatant theft of everyone's money.
Forgetting the rubber bracelet merchant
@@filipwojciechowski26Jesus killed him.
@@filipwojciechowski26isnt he got kill by jesus
what about baby- fart - mageezaks.
Well Butters was able to outwit him in Dikinbaus episode.
Fun Fact: In the Stick of Truth, you can ask this guy for you to invest in your money and, sure enough, he'll say it's gone. But there is an hole in the wall where you can use the gnome dust and fight him.
Not only is the fight really easy, but you also get more money than you came in with.
There's also a stock market minigame in the fractured but whole
🤓👆
I remembered this guy so I didn't invest my money in, that's good to hear lol
So he's guilty of embezzlement
@@hehehe6959 isnt that used for unnecessary inputs? Seems like the guy is sharing extras
This moment/episode has aged like the finest of wine
It's like something that lasted a 1000 years
Are u serious?
@@MercenaryX21 point taken, but bundling with toxic assets when you didn't sign up for it hasn't been going on that long. Banks taking risks with your money (without it being in the fine print) is relatively new.
@@Toeso_Loso are u serious right neow bro?
That's why I don't put money in the bank. It's safer, buried in the woods.
Silicon Valley Bank be like
First south park predicted weed being legal and now svb collapsing
This was a spoof from FTX collapsing
SVB: “Poof!”
@@kobra6660Now, we just have to wait for KFC to become illegal
@@TXLionHeart but wasn't that a thing only in Colorado?
“Not anymore ya don’t :} “ cracked me up 😂😂
"Poof :}"
😂😂😂
The silence makes it so much funnier
As my economy professor used to say, it's a crime to rob a bank, but it's even more of a crime to open a bank.
Why is it a crime to open a bank?
@Ria.Jay77257 the vid says it all. Banks invest your money and can loose it, at least in the USA
"The priests rule with an iron fist. And worse yet, my people like it that way." ~Jeremiah 5:31
😅🤫😉
Someone used to say it's a crime to steal money, but it's not a crime charging you with a fee.
It's the blank stare after "and it's gone".
A gem!
Yeah, the stare of someone who has lost all capacity for empathizing with their fellow human beings... If they ever had the capacity to empathize to begin with.
@@Tibrious-ms6mm go watch a drama or something we here to laugh
@@AY-qy4jn It's literally the joke
😂😂
This entire episode was a masterpiece.
It won an Emmy.
We must consult the chart
This whole scene is the best. The blank stares and the “poof”!
South Park fucking nailed this one. It’s crazy how the jokes hits harder the more I understand the world.
Sadly you've peaked on that though .
But the premise is faulty. The deposit is FDIC insured. The bank has to make it available to Stan no matter how reckless they are with it.
@@Thrifty032781 Investments are not FDIC insured
It's a joke, it doesn't happen it's not realistic. Banks are federally insured
Everyone talking about FDIC Insurance... He said, "Mutual fund." The money was invested and no longer covered by FDIC. FDIC does not cover lose due to risk.
"Give a man a gun and he can rob a bank. Give a man a bank and he can rob the world"- Someone's grandpa
Someones grandpa is cooler then you.
I wonder who owns those banks, oy vey
@@CyrusMcWin-bd3sl: ok Anon
Law: what am I, chopped liver??
@@tedmcflyFor certain people, yes that is definitely the case.
Dude, seriously, so true! Then, if you argue, they then say, "Their system just won't allow them to do that". They designed the system to not allow them to be helpful or honest! But then they literally somehow make you feel like you're the asshole! They will just keep saying "no I totally get it, and I wish I could help...... but the system just won't let me! "
Literally best excuse given by every bank and corporation! They just repeat it until you give in and give up! It's like their way of saying "you're fucked, now please go fuck yourself somewhere else"!
What's sad is I've worked for companies where I've said this and it's true. The system literally won't allow us to do anything! But the company designed the system to f their customers out of money! They are theives. Then, they create laws to ensure they don't get in trouble when they steal your money! They also act like your money is their money!
Damn right an most of the time the one your getting mad at has no say and probably would love to actually help but now we just get yelled at
Note how banks are closing as many real life banks as possible, making it difficult to get cash and forcing people to use phone and online services.
Even in real life they use the excuse, "system says no, can't do anything", but there's something wholesome about being rejected and frustrated face to face with a real person.
As a tech support person, the systems are a bitch. Seriously, they limit you so much on what you can do, and I'm sure banks are the same. Plus they cap how often we can do any sort of exceptions, so if you do too many to make things right you get fucked. The other side is just as bad for front line workers. Get mad at the ceos and shareholders
Yes I worked in a demanding hospitality job and many times my system wouldn't allow me to correct problems that would have been useful. I either didn't have the "qualifications " which just consists of a password, or the system just wasn't able to perform that function. It's not just irritating to clients, we genuinely do understand
This is the work of the jews
The irony of the; “how can I help you, young man?”💀
“Not anymore you don’t, POOF” 😂😂😂
Accurate😂💯
We heard it, you don’t need to repeat it
@@Picklepeen I’m deaf, so I appreciate the repetition lol
The poof was personal 😂
@@michaelhenderson6786 i don't think thats how it works😂😂
This and the space cash episode explain our money system so accurately.
@@AldousHuxley7 it’s the best
Mexico got caught making water parks and Norway got nuked for trying to tell the truth lol
elon's rocket was hyped ready for launch
💥And its gone
I always thought that was hilarious like ok so u got all this space cash how does that make u rich who r u giving it too y r they accepting it who decides what value it has? This is y I never understood bitcoin or any of those crypto currency’s cause it’s not a real thing so how is value determined. Money backed by gold means at any point u should be able to give in your bills and say I want my gold that’s backing this and get an actual physical item but bitcoin is nonexistent so what do u get in exchange for that. Ppl have explained how it makes sense to me countless times and yet the more it’s explained to me the less I understood it and I still haven’t got a legitimate answer as to who sets it’s value and y it’s set that way since it’s not a real thing y can’t I just make a billion bit coins and decrease the value since i don’t have to have anything physical or real to back it. But the thing that bothered me the most about it was the name itself. Cryptozoology means the study of imaginary animals aka fake animals so wouldn’t cryptocurrency be fake currency?
@shawnbbunbbbybbb3942 all currencies are fake, Stocks are fake. It's the people who put value into it. A ps5 would be worth 0 dollars but supply and demand and its 500. It would crash in price if no 1 wanted it. Understand currency and compare the US Dollar to the Venezuela bolivar(VEF). The Value and trust in VEF was lost and a bank run occurred which cause people to line up endlessly at banks till the ran out of money. The only people that didn't lose their entire savings were people with Assets cars/house/gold or exchanged thier money for USD or Bitcoin. If learning about crypto currencies is hard maybe spend a couple hours a day to learn it and maybe watch some basic vids on how economics work instead of calling it fake and blaming others on your reason you can't understand it.
This kids is a Masterclass in comedic timing and pauses
Omg😂😂😂 this is exactly what happened to me during covid I lost $10,000 with Chase and they still charge me overdraft fees 😅😅
It's a perfect loop. "Next please" then another stan walks up and has the same conversation 😅
lol true
HAHAHAHA....yessss!!!😂😅
I thought i was the only one who saw that😅
Lmao
Bro I legit thought in my mind perfect loop and went comments and now here we are
The silence after he says “Annnnnnd it’s gone” is absolutely perfect. Comedic gold 😂
Comedic gold eh, well we can just melt that down sell it ANNNNNND its gone.
Dealer: aaand it’s gone!
Stan:👁️👄👁️
"😧"
I like how it loops so he seems like the next person
I remember seeing this when it came out. For all these decades my friends and I still use the phrase "aaand it's gone!" today.
Cool friends you have there 😂😎
you mean years not decades lmao
@@tophercabba yea no, probably years.
@@richardcalf8337classic Cunningham's law
AaaaAnd it’s gone is said almost every day by me and my friends
I still quote this at least once a week.
Aaaaaaaand it's gone.
The best part is that you mentally spell it correctly, instead of with a series of "d"s at the end, which makes no sense whatsoever.
i hate when people do that. like, you don't repeat the "d" sound
@@anne-droid7739 Finally, After many years, a sane comment about this nonsense. Glad i'm not the only one.
@@Markmsv You are most definitely not the only one! Those who differentiate between vowels and consonants--in other words, most of the world's adult population--find this phenomenon perplexing. Sounding it out shouldn't be that rough.
i thought your name was schlatt and i had a heart attakc
'The money in your account , it did'nt do too well' will always make me laugh haha. Like the money did'nt train or studied hard enough for it to make it or something haha. It's not the system that failed no no it was your money! Such clever writing.
The banking system summed up in about 30 seconds or less
When a cartoon tells more truths than any politician or financial institution!
Right!!! I've learned sooo much from this show!! They make factual statements about everything in a way where people can fully understand. They just break down issues and things going on in the world to the point where it actually makes sense. Like Easter for example! South Park made an episode about Easter and why we associate bunnies and eggs together. It never made sense to me before because rabbits don't lay eggs. But, South Park broke everything down and explained it all in a hilarious fashion that made soo much sense! This show teaches me more than school ever did!!
Or any news channel for that matter
@OhioBoii330 was that the 'Hare Club for Men' episode?
@@jam2365 Yess!! It was!! It explains the relation between rabbits and eggs. I was ALWAYS confused by that because rabbits don't lay eggs but I never could understand what the Internet was telling me. South Park dumbed it down in such a brilliant way that I was fully able to understand it, lmao.
@@OhioBoii330
It's not that deep bro.
They're just making very basic satire around popular politics and social issues of the time.
You shouldn't be basing your worldview on it that's very silly.
Since this is on a loop, when he says "Next please!"and Stan sits down again, I like to envision that there's just an entire line of Stan Marshes all looking to deposit checks their grandma gave them
Another realistic possibility. 😂😂😂
Lol I noticed the loop too. It seems like a groundhog day version of Stan just repeatedly making the same horrible mistake over n over 😄😄😄
Ok welp… guess this is now my personal head canon now too
😂😂😂
And in a point he loses all of the US's money
Banking in a nutshell… gotta love South Park they keep it real 😂
Spot on ! I cant stand those robbers.
This was South Park predicting FTX 😆
FTX is not even close to this, try the housing market crash
You're both wrong, he was referring to FOREX trading, which at one point you could have made millions, but now its essentially the worst type of trading you can do.
@@pooksta1090definitely isn’t the worst but I respect your opinion
FTX was just money laundering scam for political donations to dems and rinos
Also silicium bank etc.
I play Blackjack with friends often and I reference this all the time. “Aaaand. It’s gone!”
The House always wins
Legend! You are.
not anymore you dont, poof!
You say that every time you win? Your friends must love you.
Teller says-Thanks for your depost of 100$! After termal fees and with your yearly membership you now owe us only 99 dollars and we will not let you open an account here or any other affiliated branches until all outstanding balances are paid..
That's why I stopped using traditional banks. They charge you fees for *_not having_* money. $16 a month fee for each account (checking & savings) if I didn't have $2000 in the account. So I had to have at least $4000 or get charged $32 a month! Freaking insane!
South Park's ability to explain how the world works is always so on point
You call this “on point”? 🤦🏻
@@St8Genesisyou obviously dont underatand how bad the banks are. Its okay though, not everyone can educate themselves to have knowledge
@@brandonarcher392 no, you obviously don’t know what you’re talking about.
I got a masters in business.
I’m not arguing with some dumb kid on the internet that think they know everything 🤡
@@brandonarcher392 Quite opposite, anyone CAN educate themselves.
@@St8Genesisyes banks steal our money 😢
South Park always rips on people and institutions but they do it with the cold hard truth. And they predict the future so much
Oh thats sadly because its very predictable. majority will do the wrong thing, and make the minority doing the right thing suffer.
the future? this shit has been happening for decades lol.
@@Uooooooooooooh Right lmfao,
I'm going to predict the future right now. "there will be a new war somewhere in the world in the next 20 years"
Let's see if my psychic powers work...
Project the future*
The “poof” gets me every time 😂
The “not anymore you don’t, poof” is underrated.
I like how one of the bankers first lines is “a really smart decision”… funniest line in the whole clip 😂😂
Not a hundred percent on this, but I think that's a reference to Mary Poppins
Money Market Mutual Fund
I remember using this scene for a High School assignment where I needed to talk about satire in media. Easiest 100 in my life
Hilarious
Perfect ingenuity
Your teacher probably enjoyed south park lol
I need to see this assignment now!
Nothing beats South Park when it comes to Satire NOTHING
Facts, the bank screws up and loses your money (or pretends to lose it), and they face no repercussions.
So... they're not charged for fraud?
I do Taxes for a living. The fees these brokerage houses charge are outrageous
Bernard Madoff: *And it’s GOOOOONE!*
What’s gone
@@Percussion-clips the money, it's all gone
Bernard Madoff......was the name not a clue....did they need to get in touch with his company "Dowefuckyouandhow." ( Originally said by Robin Williams
And Bankman Fried, Aaaaaand it’s goooone
@@codyandrews8858what do you mean I have a 100 dollars
When banks say your money is gone but they really kept it
Right, they didn't do well enough with your money to pay YOU back. Its almost like you're just giving the bank a loan they have next to no obligation to pay back, if they even give you 1% of what they actually make with it, then when you ask them for a loan they try to hit you with 9% interest.
@@broodypie2216 no they really don't HAVE much cash in banks. It's mostly ethereal.
You don’t invest in a bank, they will steal everything from you to make a profit
It’s worse when you actually know what they are talking about like a money market mutual fund that for 1. Tries to stay as close to $1 a share as possible (literally one of the most liquid funds available), 2. Is government backed up to an amount over $100, and lastly 3. The interest would be sooo low like pennies on the dollar being invested into anything might go belly up for that dinky investment but the mm mutual fund would be fine. Was a broker at one point, anyways yeah if I ever heard this crap from a banker I’d just say please get me your manager before I decide to sue you 😂
@@broodypie2216that’s why you gotta invest the money yourself. The bank is not the place to go. Can do risky investments or can do very safe ones
The face of that guy makes it seem like people come to the bank all the time just to hear "it's gone", and he is always waiting for their amazed responses like he performs the world's greatest magic trick.
And it's gone. 😂😂😂😂😂😂😂 That was the best.
This gets more and more accurate every year
Came out during the 2008 financial crisis. It was literally happening then
It is still happening....hence the comment
Yes
Accurate 🤦♂️
@@davidkramer333 People cheered when regulations got removed even after they were warned about the possible consequences... we make our own fate, son.
Literally the exact same thing happened to me as a kid. Bank of America said I wasn't active with account so they deducted money from it and by next year it was all gone and those scammers even tried to fine me AS A KID.
Me too !
They got rid of the bank of America branch in my town.
I had something similar happen.
I have a feeling a lot of other people did too. And that's why you can't find a bank of America branch anywhere in my area
I opened a checking account with a local bank. I asked them if there were any fees for inactive accounts because I planned on using this account to deposit my crypto when the time came. They told me no twice.18 months later I got a phone call saying that there was a negative balance on my account and they wanted to know if I wanted to keep the account open. As far as I'm concerned they stole all the money in that account. I won't go to that bank for anything now.
i hate banks. especially banknof america. dont know how they stay in business
I got a washington mutual account from a school project thing where kids would put some money in an account every week so we could save money for later in life... only to ask my mom about it 10 years later when i needed the money, and she said the bank doesnt even exist anymore... because they fell off... nd even if it did exist... i couldnt get money OUT of the account because i was an illegal immigrant... so theyll take my money even though i was an illegal immigrant... but they wouldn't let me take any out... WTF WAS THAT ALL ABOUT!?
This is Blackrock with everyone's pension, as they are WEF aligned.
Klaus Schwab: _evil German laugh_
As in the World Economic Forum? XD Dude(tte), don't be so anti-globalist. 🙄
The two second silence after it’s gone 😂
Banks are in business to make THEM money NOT YOU.
Hence the credit card.
He would have been better off putting it in an index fund or cd
@@FBi_.Maybe so, but you need to know the rules to play the game. Many people who know the rules in many professions refuse to share the rules, because THEY don't want to play-nice, they want to have the winning hand and if YOU lose, too bad, those were the rules; your loss is THEIR gain.. That's the point of this video episode scene, a kid, who didnt even know what to ask, was taken advantage of, his money was taken by an adult who acted unethically.👍
Thats why I went with a credit union. Similar concept, but none profit.
I realized this when I was about 20
This is me talking to my paycheck every month!
Monthly pay.. oooof
"I can invest this into aaaand it's gone" I feel you man
Finally, I got my paycheck!
Landlord: *our* paycheck
@@user-pg7rn6vb2y What's wrong about that?
@@52flyingbicyclesPretty much.
Sums it all up perfectly.
They forgot to add the part where he owes money now because there's no minimum balance😂
Bingo
The bankers blank silent stare after saying and it's gone was perfect😂❤
I think gold is the only option. You can bury it.
He didnt even take his hands from the keyboard during the stare either.😂
Best summary of the banking system.
AKA: best summary of Judaism
AKA: best summary of Marxism
"Some call it Marxism I call it Judaism" - Rabbi Stephen Wise
@@samkinison2375you need mental health help
@@samkinison2375You are a walking laughingstock. Pathetic
So True about Monopoly money and Federal Reserves
Nickelodeon when they got rid of Nick Rewind
Me and my mom quote this all the time lmfao. Its still so relevant
Poof
Just the "and its gone" part right
@@MOJOE85 yeah lol
@@RobGradyVO me too!! 😂
Greatest legalized theft system on the planet.
That would be taxes...
It’s not theft if you’re agreeing to it. Also this straight up can’t happen in most countries since the governments cover deposits below a certain amount, in the IS it’s below 250k.
@@pedrocarvalhodarocha6947yep FDIC insured.
@@SirMuffin1taxes aren’t theft. They pay for roads, schools, police, fire departments, military etc.
@@SirMuffin1it’s taxation without representation. But taxes for infrastructure is what everyone wants
I love this bit. It's been my favorite since it came out
This is a colorized 1940 depiction of the federal reserve asking for clearance.
i mean, how many times south park needs to do this satire for you people to understand that bank investments are a total scam 😂
That's what happens with low interest rates, you savings don't grow and things like houses get inflated prices.
The blank look the banker gives him after he loses it all is killing me
yea , like that’s the way the cookie crumbles look 😂
Very "Tonnin seteli" behaviour.
THIS MAKES U LAUGH N CRY. LOL!!
Amazing episode, explaining the Bank Crisis mixed with explaining the core of Xian teaching.
Should be a wells Fargo commercial
I can relate to this 😂 It remembers me of my first investment in stock market when I have turned 27. First click on the 'buy stock' button, the page refreshes and the value went down by 10 percent 😂
it's basically a guarantee that this'll happen. You just accept that you don't have control and wait until you make money or need to capture a loss for tax purposes.
I had a freind who invested in something minor I forget what it was but his stocks went down and I told him "keep the money in and the stocks will eventually rise back up" he didn't listen to me and pulled his money out a few weeks later the stocks has a major rise in the one he invested and he lost our on thousands of dollars worth of profit.
You should read up on warren buffet
I started doing this when I had a paper route when I was like 12 years old. I'm 31 now with two cars and a house. I wasn't the smartest kid, but putting your money in a mutual fund isn't stupid at all. I have alot of things that people now days say they have no hope of getting because they said doing this was stupid...well who's the stupid person now, right?
This clip summed up banks for a whole generation.
The scene in casino when Nicky confronts the banker comes to mind here
The Bankers face😂😂 I can't stop laughing😂😂
The double chin lol
@@Jumperman12macyesss😂😂
I wanted him to say that in the Dikinbaus episode just like how Darryl did with his iconic "THEY TOOK OUR JOBS"
*jerbs
yeah butters coulda went to him to check his account so he can hit em with the "aaand it's gone"
Technically he owned Butters in Fractured But Whole game. In the game Butters as Professor Chaos asked for a loan to have more minions but this guy makes The New Kid's house gone and The New Kid needs to play a game to get his house back.
"They dook er derb!!"
@@margarethmichelina5146i loved the game especially all the professor chaos stuff but I got demoralized with the Cartman fight when I was taunting him so I thought I'd come out well.
I love how Stan is the next customer.
The moment he said "poof" i lost it.😂
I say this at the grocery store all the time now “Annnd it’s gone”
With eating food or with pay for food, cause it’s both for me 😂😂
😂😂 omg 20 buck don't get u shit at this point we are better off going to dollar tree or dollar general like fuck
Maybe we should buy dog bones for ourselves so our purchase will at least last many years. **shrugs** 🎉
"Aaand it's gone" has lived in my head rent-free since this fart aired.
**Edit for spelling
Same as "see ya" when he lost his car and his house...
And "Yeah, no. Yeah"
Me too!!!
You misspelled fart
@@RandallStephens915 Ah, thanks, bro! Fixed it~
I love how the media gives a different definition for a bank robber.
He needs Nicky from Casino to get his money back lol
Right? 😂😂😂
My first bank account was at a bank who's manager and a couple of the tellers were eventually arrested and charged for stealing money out of a lot of our accounts. Unfortunately, most of us never got our money back.
Should file a class action lawsuit
What about the FDIC insurance?
please check your states unclaimed properties website. banks are required to send money their when they can't find you.
Yeah they only got arrested becausw they stole from the BANKS profits, not you. THATS why you got nothing back.
Companies are NOT your friend!
Meanwhile, you work on average of 3-4 months each year just to pay your annual taxes. And it's gone.....to Ukraine 😂😂😂
The awkward silence really sells this scene.
“It Is Enough That People Of The Nation Do Not Understand Our Banking And Monetary System, For If They Did, I Believe There Would Be A Revolution Before Tomorrow Morning.” -HENRY FORD
That’s like Australia with our “super” annuation - most of our earnings go on admin fees and they tax us again to withdraw it 😔
That's why l never got Superannuation when l was working. I decided to use the money to buy gold and silver instead. Because l read years earlier in the "Rich Dad, Poor Dad" Bok by Robert Kyosaki that it steals your money.
In the south park video game he actually holds onto money instead of helping
Re
the cheque was cashed instantly.. and gone within seconds rofl
Ooof
Wait, I do not understand the message of your comment. Please, elaborate?
Don't they need to verify, so it would take 1 day?
@@MistahhMingus i believe what this fine gentleman intended to say, was "the cheque was cashed instantly.. and gone within seconds rofl"
The loop of poor Stan losing his $100 just sums up the ongoing greed of financial advisors for payday, its like catching fish for them.
It's crazy the bank could process a check that quickly
Its a cartoon bank.
Especially when the check was still on the desk untouched.
Trust me it's electronic it happens pretty quick
When they're stealing your money, they can bend space and time.
But it takes them 4 weeks to give you a refund, lol
Episodes like this teach you how to become an adult.
No they don’t, this cannot happen in real life. Your money is insured by the government and yes banks do invest your money however you can’t just lose that money, it could only happen if the bank simply cannot pay you back which means there is likely a run on the bank. If that happens then like I said your money is insured by the government up to like $250k or something like that. If this could happen irl no one would use banks.
@cadennorris960 the only thing that's incorrect is that the bank is doing this, but not the politicians.
@@cadennorris960I think it is the spirit of what they're talking about not necessarily the accuracy. The show has definitely helped my bullsh*t detector!!!
@@cadennorris960250 mil is right, and in the case of single bank collapses it’s generally recommended for the govt to bail out all deposits, since this increases creditor confidence and makes successive runs in other banks less likely.
Yeah. Don’t trust this guy with your money
This is the peak of south park satire
I like how every adult on the show has the same voice
He literally explained the complete money market workings within a 20 second. It took me whole semester of my MBA to get this knowledge.😅
I’ve never really watched South Park but every single joke is straight bangers 😂
These guys are STILL geniuses! They nail it everytime! True writer prodigies that adopt a simple, easy-to-use process, though the process itself isn't easy really. Lol
helps when the system you are writing about has been broken for more than 50 years
This Bank: "Aaaaand it's gone."
*(The FDIC disliked that)*
I remember my GMA tried to show me how to build interest with 20$ when me and her went back a few years later they stole it all for fees 😂
If its a regular savings then yeah there's probably inactivity fees if you don't have the minimum balance met. Also banks will structure it so a check waives fees for the savings.
Also if any account is inactive for too long the state will take the money as "unclaimed funds." You can look yourself up on your states website for it and see if you have any unclaimed funds, fill it some paperwork and get your money
Next they need to do one on those insurance companies who never pay out.
😂😂😂
Brilliant cut... He is also the next customer
that moment when the banks finally collapse and we go to the atm "anddddd it’s gone"
A true South Park classic episode