Fixed Index Annuities Pros and Cons

Anytime the market fluctuates, you start to get those invitations in the mail to go to the local high-end chicken dinner and hear the scariness of the market and the risks. That is a sales pitch you are getting ready to swallow. Swallow the food not the pitch!
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Stan The Annuity Man
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Key Moments in this Episode
========================
2:55 Fixed Index Annuities - Pros
5:13 John Olsen
5:31 The Cons Negatives
8:44 Index Annuities are Good Products
9:40 Stan’s Soapbox
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[@MalHatesYt]

Thank you so much for explaining.

[@StanTheAnnuityMan]

Thanks for watching!

[@giovannacaporossi9080]

So agree!!!! I would love to see companies make the products so much easier for the consumer to understand!!!!!

[@toddsmith1617]

If they do that then it's harder to rip you off.

[@revidenver5142]

Thank you Stan

[@StanTheAnnuityMan]

You’re welcome! Thanks for watching.

[@josephjuno9555]

My brother in law Dad lived in Florida, he went to These dinners and the Time Share meetings all the time. He has NO Intention of doing the purchase but gets Free meals and trips! He says just be polite and say No. I did a few few before covid.

[@user-mv7gg7im1k]

Hey, bud ! I’m glad I watched your video! One day I’ll invest into the game ! ( I’ still can’t get over the ticker symbol RIDE; lost most my money from the stock- of what I tried to invest into).

[@StanTheAnnuityMan]

Thanks for watching! If you have any questions, don’t hesitate to reach out to us:
www.stantheannuityman.com/book-a-call/

[@dmoon9037]

10:45 I’d like to see an FIA contract no longer than the contract for a MYGA.

[@firstlast3192]

If I start say a 7 year FIA and attach an income rider, do I have to keep the FIA till I die in order to get the guaranteed income for life stream from the income rider? If so, and on the way to my death date (paying 1% or more annual income rider fee) and I turn on the income stream at some point, am I depleting the FIA until zero and then the Income rider kicks in?

[@StanTheAnnuityMan]

For me to give you an answer about your specific situation, please feel free to book a call with me!
www.stantheannuityman.com/book-a-call/

[@richardrunyon7658]

If you have an income rider and receive a monthly payment do you still have to take RMD's by the end of the year?

[@StanTheAnnuityMan]

If the income from the income rider satisfies your RMDs for the funds in the annuity, no you do not. If it does not, then you will be allowed to take the remining RMD amount.

[@richardrunyon7658]

@@StanTheAnnuityMan Thank you.
You do explain Annuities well.

[@VinnyAndSweetPea]

How come you didn't mention fees? Isn't that the biggest negative for Fixed Index Annuities?

[@StanTheAnnuityMan]

Fixed Index Annuities that do no have income or death benefit riders generally do not have fees. Thanks for watching!