089 Mr. FIA-X Clip: What's New In The Annuity Industry

Come join me for another Fun With Annuities Clip with the oh-so-popular Mr. FIA-X. We talk about the industry in 2022 and the continuation of the backtested, theoretical, too good to be true products being sold. Watch the video to hear our thoughts and click this link if you want the full discussion. • 089 Mr. FIA-X: The Em...
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Key Moments in this Episode
IN THIS EPISODE, THE ANNUITY MAN AND MR. FIA-X DISCUSS:
Avoiding upfront bonuses
Prioritizing the interests of the consumer
Market-like returns
The worst-case scenario for annuities
KEY TAKEAWAYS:
Don’t let yourself be fooled by upfront bonuses and not everybody needs an income rider. Be reminded that the purpose of annuities is to transfer your risk.
If you hear the sales pitch that you’ll get ‘market-like returns’, take your money and run. They don’t know what they’re talking about.
Index annuities are not an investment, they're transfer of risk, principle protection products because the worst-case scenario is that you don’t lose any money.
“Don’t ever-ever-ever confuse features on an annuity with benefits. Never” - Mr. FIA-X
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