Thanks for the video Jon, we will be arriving in 10 days with a family of 3 also. Glad to know your budget. Mine will be a little more since I know we like it cold in the house and we all like to eat. We can’t wait to get there and start the new chapter of our life.
John regarding your AXA Thai insurance, I have found them to be honorable when making a claim. Last year I was in Chiang Mai and made an "outpatient" services claim on my AXA Thai travel insurance. They communicated diligently by email to make sure the reimbursement for services went to my US bank account. It took about 4 weeks to receive the reimbursement. I will once again use their travel insurance when I return to Thailand in a few months.
Hi @roblahcyclist1170, Can you share the Line # or email of who your AXA agent is please? We are Canadian...AXA would sell us travel medical insurance then? (Just to be clear) Thanks in advance! Ayr & Lori
Monthly Cost of living expenses Rent 3500 Food 2850 Beer 4680 Thai Visa 250 Electric 750 Water 450 Internet 320 Gas 125 Bike 370 Unexpected 1000 Total = 14295 = £307.42 per month @ 46.5 baht = £1 ($392 usd approx.) Above is mine by contrast no kids but married to a Thai lady. Just think how much I could save if I didn't drink beer!👍
@@Anomalyy666 The title of the video is "My COST OF LIVING in Thailand 2024 - A FULL BREAKDOWN " I use to live in Chiang Mai for 10 years but no longer do.
Not a bad budget by ANY means, Jon! As a single man, my costs in CM CAN be somewhat lower but at times, they can also be higher. Still, this city IS much cheaper than Bangkok, never mind Hong Kong/Kowloon (all places I DO adore and HAVE spent plenty of time in). Thanks for showing a part of the city near the apartment/flat complex I live in along Thapae Rd! 🙂
Great info. Thank you. Mortgage under a third of your overall expenditure. Pretty good. In Western societies rent/mortgage payments are ordinarily significantly greater, in proportion. Pay the principal down as fast as humanly possible, wherever you live, is my advice. Owning as opposed to renting/mortgaging makes a life-changing difference to the daily financial pressures of life.
Great video. Been in Bangkok/Pattaya/Jomtien for 16 months now. Next move is to Chiang Mai. I'm here alone and live great for on average $1,400 USD/51,000 Baht per month. Looks like in Chiang Mai I can do better!
I know this is a bit picky, but I wish people would pay attention to your name. It’s Jon not John. Just a pet peeve of mine that people get others’ names correct.
Reminds me too my brothers name is John but it's not short for Jonathan and people would be Jonathan? Hey Jonathan and it's like no his full name is john lol
John the same as my daughters school when she was in Bangkok 10 000 per month but it was Americans teaching English 😂 they say mom side walk and different words but both of my daughters go to school and 6th form here in uk 🇬🇧 John if your daughter got her university degree here she could earn double the salary in Thailand something to consider
Nice thanks! Very Honest & realistic. Too many of those I live on $400 a month in Thailand videos 😉Your examples are a more realistic life IMHO including visa, health & car insure etc Thanks!
Just come across your channel normaly i hate 99 percent of bloggers but you seem to keep it reall..what is your take on holiday accommodation i find it expensive all over Thailand.im just looking for accommodation on Meykong river in chian rai area .its going to hurt but my wife has work hard and we have just finished building our house so stressed out.in a hotel river views its going to cost us 8.500 for 7 days mind you the room in high season was much more expensive i just dont see how they can justify these prices..because wen i was paying rent at only 5.000 per month for 3 bed house here in lampang..yes i live here.... i find most bloggers sugar coating things saying how cheep it is when in fact its not and its not easy to find ...it has taken me 20 hours looking for best deal...cheers mate😮
Thanks mate, appreciate that! Hmmm, holiday accommodation I find can be quite reasonable for a decent room. Here in Chiang Mai 600 a night could get a decent place, 1k could be a nice room. Over 2k and you're getting something very nice :)
@@JonInChiangMaiwe'd love to hear from you. in what areas we should look to find a nice room for 600-1000THB if possible? Is that doable near Old Town? Or should we go further out? We want to stay 2 months and be able to walk everywhere if possible. Thanks in advance from these Canadians! 👋
I went to a Bangkok hospital clinic for food poison and I seen a doctor and got antibiotic medication for a few days for 400 something baht. I’ve also seen a doctor at the Bangkok hospital chiang mai for around 1000 baht. Very affordable.
What is a good life to you ? that’s the question … your world view of good life is likely drastically different to someone’s else’s view .. gotta add in extroverts,ambiverts and introverts along with the who likes to be frugal,humble vs extravagant/flashy stringy vs luxuriant many different types of people… like for me I don’t drink,smoke or really ever party that cuts a whole lot for me on cost vs someone who indulges in all that daily and weekly … drinks and parties add up like crazy in Thailand for people who love those things
4k for electric per month fuck me thats ridiculous, i live just south of lampun, my water bill and it's drinkable cost under 80 baht per month our electricity bill is 2-3 hundred baht per month
Thanks for the video Jon, we will be arriving in 10 days with a family of 3 also. Glad to know your budget. Mine will be a little more since I know we like it cold in the house and we all like to eat. We can’t wait to get there and start the new chapter of our life.
Nice! Hope your move goes well mate :)
John regarding your AXA Thai insurance, I have found them to be honorable when making a claim. Last year I was in Chiang Mai and made an "outpatient" services claim on my AXA Thai travel insurance. They communicated diligently by email to make sure the reimbursement for services went to my US bank account. It took about 4 weeks to receive the reimbursement. I will once again use their travel insurance when I return to Thailand in a few months.
Ah that’s good to know thanks mate :)
Hi @roblahcyclist1170,
Can you share the Line # or email of who your AXA agent is please?
We are Canadian...AXA would sell us travel medical insurance then? (Just to be clear)
Thanks in advance!
Ayr & Lori
Love the content! Keep it up!
Monthly Cost of living expenses
Rent 3500
Food 2850
Beer 4680
Thai Visa 250
Electric 750
Water 450
Internet 320
Gas 125
Bike 370
Unexpected 1000
Total = 14295 = £307.42 per month @ 46.5 baht = £1 ($392 usd approx.)
Above is mine by contrast no kids but married to a Thai lady. Just think how much I could save if I didn't drink beer!👍
That's good going there :)
Chiang mai?
@@Anomalyy666 The title of the video is "My COST OF LIVING in Thailand 2024 - A FULL BREAKDOWN " I use to live in Chiang Mai for 10 years but no longer do.
Lovely information John you live on a good budget when your mortgage is finished it will be much easier for you and the family to
Thanks Robert, yep still a while to go on that though :)
You are a smart, careful person. Plan your family life well. Thailand is a very nice city to live in.
👍
Not a bad budget by ANY means, Jon! As a single man, my costs in CM CAN be somewhat lower but at times, they can also be higher. Still, this city IS much cheaper than Bangkok, never mind Hong Kong/Kowloon (all places I DO adore and HAVE spent plenty of time in). Thanks for showing a part of the city near the apartment/flat complex I live in along Thapae Rd! 🙂
Thanks mate :) Yep Bangkok prices have good up a lot recently, Chiang Mai is still affordable :)
Great info. Thank you.
Mortgage under a third of your overall expenditure. Pretty good.
In Western societies rent/mortgage payments are ordinarily significantly greater, in proportion.
Pay the principal down as fast as humanly possible, wherever you live, is my advice.
Owning as opposed to renting/mortgaging makes a life-changing difference to the daily financial pressures of life.
Thanks, yeah we pay extra whenever possible :)
Thumbs up 👍 Jon
Thanks mate :)
Appreciate it Jon. That is about where the two of us want to be monthly. Probably a bit higher as our wine intake will be a line item. 😂
Haha, yeah wine isn’t cheap here unfortunately :)
Kudos Johnn!
👍
Great video. Been in Bangkok/Pattaya/Jomtien for 16 months now. Next move is to Chiang Mai. I'm here alone and live great for on average $1,400 USD/51,000 Baht per month. Looks like in Chiang Mai I can do better!
Thanks :) Yep, Chiang Mai is definitely more affordable
I also live in chiang mai
I know this is a bit picky, but I wish people would pay attention to your name. It’s Jon not John. Just a pet peeve of mine that people get others’ names correct.
Thanks mate, yeah it doesn’t really bother me but would be nice if spelled correctly :)
I get it, people call me Alyssa all the time 😂 I'm like... what
Reminds me too my brothers name is John but it's not short for Jonathan and people would be Jonathan? Hey Jonathan and it's like no his full name is john lol
John the same as my daughters school when she was in Bangkok 10 000 per month but it was Americans teaching English 😂 they say mom side walk and different words but both of my daughters go to school and 6th form here in uk 🇬🇧 John if your daughter got her university degree here she could earn double the salary in Thailand something to consider
Yep, that's definitely something to consider when it comes closer to university time :)
31k a month for both of us for everything including running a car, no health insurance
Really? You don’t pay rent?
@@billyjohnson9166 Paid cash for house 12 years ago
That's good going, yeah with no housing costs you can live well on less :)
@@JonInChiangMai did he say he pays no rent?
Nice thanks! Very Honest & realistic. Too many of those I live on $400 a month in Thailand videos 😉Your examples are a more realistic life IMHO including visa, health & car insure etc Thanks!
Thanks mate :)
Just come across your channel normaly i hate 99 percent of bloggers but you seem to keep it reall..what is your take on holiday accommodation i find it expensive all over Thailand.im just looking for accommodation on Meykong river in chian rai area .its going to hurt but my wife has work hard and we have just finished building our house so stressed out.in a hotel river views its going to cost us 8.500 for 7 days mind you the room in high season was much more expensive i just dont see how they can justify these prices..because wen i was paying rent at only 5.000 per month for 3 bed house here in lampang..yes i live here.... i find most bloggers sugar coating things saying how cheep it is when in fact its not and its not easy to find ...it has taken me 20 hours looking for best deal...cheers mate😮
Thanks mate, appreciate that! Hmmm, holiday accommodation I find can be quite reasonable for a decent room. Here in Chiang Mai 600 a night could get a decent place, 1k could be a nice room. Over 2k and you're getting something very nice :)
@@JonInChiangMaiwe'd love to hear from you. in what areas we should look to find a nice room for 600-1000THB if possible?
Is that doable near Old Town? Or should we go further out?
We want to stay 2 months and be able to walk everywhere if possible.
Thanks in advance from these Canadians! 👋
0:01 What are you using for a camera?
Do you leave during burning season? Thx
iPhone 14 Pro, sometimes leave or use an air purifier and stay indoors
I’m curious what’s the interest rate on your mortgage?
Currently it's 3.79% but it goes up in 2 and a bit years to quite a lot higher, so we may try to re mortgage it then.
@@JonInChiangMai 3.79% is great in this market. Hopefully rates drop. That will be according to inflation. Pay extra on your payments in the meantime
Hi Jon, any idea how much does it costs for a foreigner to visit a doctor (clinic/hospital) for common ailments like flu, fever, etc?
Not sure exactly but if you just see a doctor it’s not very expensive.
Depends on the doctor. I see a top end Thai doctor who also sells the medications. It usually costs me 1800 baht a visit with the medications.
I went to a Bangkok hospital clinic for food poison and I seen a doctor and got antibiotic medication for a few days for 400 something baht. I’ve also seen a doctor at the Bangkok hospital chiang mai for around 1000 baht. Very affordable.
Do you have a separate budget for travel? Or does that come out of the 71,000 baht?
Traveling for the odd day or 2 comes out of this budget, but if we went on a holiday for a week this would be extra.
What about insurance on the house?
Do Thai people not like air conditioning?
They do like AC, for some people the electric bill can be unaffordable if using AC unfortunately.
the mortgage equals roughly the monthly rent of same house?
We rented it out before around 25k so just a bit more than the mortgage.
@@JonInChiangMai how much is amortization?
25k is survival per month
40k is ok enough life
60k is good life
80k+ is amazing life
What is a good life to you ? that’s the question … your world view of good life is likely drastically different to someone’s else’s view .. gotta add in extroverts,ambiverts and introverts along with the who likes to be frugal,humble vs extravagant/flashy
stringy vs luxuriant many different types of people… like for me I don’t drink,smoke or really ever party that cuts a whole lot for me on cost vs someone who indulges in all that daily and weekly … drinks and parties add up like crazy in Thailand for people who love those things
4k for electric per month fuck me thats ridiculous, i live just south of lampun, my water bill and it's drinkable cost under 80 baht per month our electricity bill is 2-3 hundred baht per month
If u live in samui or bkk then yer 70k is easy, you're in CM how do u spunk away 70k???
15k on food and only 5k on entertainment, you can swap that around
70k a month you're taking BS
15k on food omg stop ordering grab get your mrs to cook
You're getting ripped off for sure